The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 181 2,804 SH   SOLE   0 0 2,804
AT&T INC COM 00206R102 743 31,463 SH   SOLE   0 0 31,463
ABBOTT LABS COM 002824100 1,004 8,484 SH   SOLE   0 0 8,484
ABBVIE INC COM 00287Y109 2,990 18,442 SH   SOLE   0 0 18,442
ALPHABET INC CAP STK CL C 02079K107 416 149 SH   SOLE   0 0 149
ALPHABET INC CAP STK CL A 02079K305 503 181 SH   SOLE   0 0 181
ALTRIA GROUP INC COM 02209S103 251 4,813 SH   SOLE   0 0 4,813
AMAZON COM INC COM 023135106 2,077 637 SH   SOLE   0 0 637
APPLE INC COM 037833100 14,474 82,894 SH   SOLE   0 0 82,894
ARCHER DANIELS MIDLAND CO COM 039483102 298 3,305 SH   SOLE   0 0 3,305
ASTRAZENECA PLC SPONSORED ADR 046353108 212 3,191 SH   SOLE   0 0 3,191
BK OF AMERICA CORP COM 060505104 721 17,499 SH   SOLE   0 0 17,499
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 661 1,872 SH   SOLE   0 0 1,872
BRISTOL-MYERS SQUIBB CO COM 110122108 621 8,505 SH   SOLE   0 0 8,505
CSX CORP COM 126408103 297 7,932 SH   SOLE   0 0 7,932
CATERPILLAR INC COM 149123101 534 2,396 SH   SOLE   0 0 2,396
CHEVRON CORP NEW COM 166764100 1,159 7,116 SH   SOLE   0 0 7,116
CINCINNATI FINL CORP COM 172062101 267 1,964 SH   SOLE   0 0 1,964
CISCO SYS INC COM 17275R102 216 3,868 SH   SOLE   0 0 3,868
COCA COLA CO COM 191216100 3,909 63,054 SH   SOLE   0 0 63,054
COLGATE PALMOLIVE CO COM 194162103 221 2,918 SH   SOLE   0 0 2,918
COMCAST CORP NEW CL A 20030N101 228 4,866 SH   SOLE   0 0 4,866
DISNEY WALT CO COM 254687106 272 1,980 SH   SOLE   0 0 1,980
DOMINION ENERGY INC COM 25746U109 230 2,704 SH   SOLE   0 0 2,704
DUKE ENERGY CORP NEW COM NEW 26441C204 568 5,087 SH   SOLE   0 0 5,087
EMERSON ELEC CO COM 291011104 367 3,745 SH   SOLE   0 0 3,745
ENTERPRISE PRODS PARTNERS L COM 293792107 326 12,618 SH   SOLE   0 0 12,618
EXXON MOBIL CORP COM 30231G102 2,073 25,099 SH   SOLE   0 0 25,099
META PLATFORMS INC CL A 30303M102 285 1,281 SH   SOLE   0 0 1,281
GOLDMAN SACHS BDC INC SHS 38147U107 579 29,549 SH   SOLE   0 0 29,549
HOME DEPOT INC COM 437076102 5,066 16,923 SH   SOLE   0 0 16,923
INTEL CORP COM 458140100 442 8,923 SH   SOLE   0 0 8,923
INTERNATIONAL BUSINESS MACHS COM 459200101 889 6,837 SH   SOLE   0 0 6,837
INVESCO QQQ TR UNIT SER 1 46090E103 573 1,579 SH   SOLE   0 0 1,579
ISHARES INC MSCI EMERG MRKT 464286533 2,676 43,843 SH   SOLE   0 0 43,843
ISHARES TR CORE S&P TTL STK 464287150 1,704 16,878 SH   SOLE   0 0 16,878
ISHARES TR SELECT DIVID ETF 464287168 386 3,012 SH   SOLE   0 0 3,012
ISHARES TR TIPS BD ETF 464287176 2,840 23,012 SH   SOLE   0 0 23,012
ISHARES TR CORE S&P500 ETF 464287200 36,132 79,641 SH   SOLE   0 0 79,641
ISHARES TR IBOXX INV CP ETF 464287242 483 3,997 SH   SOLE   0 0 3,997
ISHARES TR GLOBAL TECH ETF 464287291 4,386 75,613 SH   SOLE   0 0 75,613
ISHARES TR GLOBAL FINLS ETF 464287333 744 9,359 SH   SOLE   0 0 9,359
ISHARES TR RUSSELL 2000 ETF 464287655 1,109 5,401 SH   SOLE   0 0 5,401
ISHARES TR U.S. FIN SVC ETF 464287770 222 1,229 SH   SOLE   0 0 1,229
ISHARES TR U.S. ENERGY ETF 464287796 4,519 110,446 SH   SOLE   0 0 110,446
ISHARES TR CORE S&P SCP ETF 464287804 5,795 53,717 SH   SOLE   0 0 53,717
ISHARES TR EAFE SML CP ETF 464288273 1,833 27,624 SH   SOLE   0 0 27,624
ISHARES TR JPMORGAN USD EMG 464288281 250 2,561 SH   SOLE   0 0 2,561
ISHARES TR MBS ETF 464288588 2,214 21,731 SH   SOLE   0 0 21,731
ISHARES TR ISHS 5-10YR INVT 464288638 221 4,034 SH   SOLE   0 0 4,034
ISHARES TR ISHS 1-5YR INVS 464288646 274 5,291 SH   SOLE   0 0 5,291
ISHARES TR 10-20 YR TRS ETF 464288653 811 6,023 SH   SOLE   0 0 6,023
ISHARES TR PFD AND INCM SEC 464288687 5,117 140,486 SH   SOLE   0 0 140,486
ISHARES TR U.S. MED DVC ETF 464288810 757 12,426 SH   SOLE   0 0 12,426
ISHARES TR EAFE VALUE ETF 464288877 8,291 164,965 SH   SOLE   0 0 164,965
ISHARES TR EAFE GRWTH ETF 464288885 5,760 59,834 SH   SOLE   0 0 59,834
ISHARES TR US TREAS BD ETF 46429B267 10,224 410,440 SH   SOLE   0 0 410,440
ISHARES TR MSCI USA MIN VOL 46429B697 1,690 21,786 SH   SOLE   0 0 21,786
ISHARES TR 0-5 YR TIPS ETF 46429B747 4,984 47,495 SH   SOLE   0 0 47,495
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 5,300 132,330 SH   SOLE   0 0 132,330
ISHARES TR MSCI USA QLT FCT 46432F339 9,032 67,089 SH   SOLE   0 0 67,089
ISHARES TR MSCI USA VALUE 46432F388 3,796 36,305 SH   SOLE   0 0 36,305
ISHARES TR MSCI USA MMENTM 46432F396 249 1,480 SH   SOLE   0 0 1,480
ISHARES INC CORE MSCI EMKT 46434G103 911 16,399 SH   SOLE   0 0 16,399
ISHARES INC ESG AWR MSCI EM 46434G863 3,307 90,032 SH   SOLE   0 0 90,032
ISHARES TR CORE TOTAL USD 46434V613 12,774 257,376 SH   SOLE   0 0 257,376
ISHARES TR IBONDS DEC23 ETF 46434VAX8 5,714 226,014 SH   SOLE   0 0 226,014
ISHARES TR IBONDS DEC22 ETF 46434VBA7 5,576 222,700 SH   SOLE   0 0 222,700
ISHARES TR IBONDS DEC25 ETF 46434VBD1 3,694 146,292 SH   SOLE   0 0 146,292
ISHARES TR IBONDS DEC24 ETF 46434VBG4 5,285 210,572 SH   SOLE   0 0 210,572
ISHARES TR CONV BD ETF 46435G102 258 3,101 SH   SOLE   0 0 3,101
ISHARES TR ESG AWR MSCI USA 46435G425 17,214 169,845 SH   SOLE   0 0 169,845
ISHARES TR FALN ANGLS USD 46435G474 3,184 114,705 SH   SOLE   0 0 114,705
ISHARES TR IBONDS DEC2026 46435GAA0 969 39,319 SH   SOLE   0 0 39,319
ISHARES TR IBONDS 25 TRM HG 46435U168 288 11,952 SH   SOLE   0 0 11,952
ISHARES TR IBONDS 24 TRM HG 46435U184 1,036 43,605 SH   SOLE   0 0 43,605
JPMORGAN CHASE & CO COM 46625H100 609 4,467 SH   SOLE   0 0 4,467
J P MORGAN EXCHANGE-TRADED F DIV RTN INT EQ 46641Q209 7,146 126,470 SH   SOLE   0 0 126,470
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332 4,090 66,612 SH   SOLE   0 0 66,612
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 260 5,174 SH   SOLE   0 0 5,174
JOHNSON & JOHNSON COM 478160104 3,473 19,595 SH   SOLE   0 0 19,595
KIMBERLY-CLARK CORP COM 494368103 281 2,281 SH   SOLE   0 0 2,281
LOWES COS INC COM 548661107 325 1,605 SH   SOLE   0 0 1,605
MAIN STR CAP CORP COM 56035L104 211 4,938 SH   SOLE   0 0 4,938
MCDONALDS CORP COM 580135101 502 2,032 SH   SOLE   0 0 2,032
MEDICAL PPTYS TRUST INC COM 58463J304 387 18,294 SH   SOLE   0 0 18,294
MERCK & CO INC COM 58933Y105 610 7,429 SH   SOLE   0 0 7,429
METLIFE INC COM 59156R108 247 3,508 SH   SOLE   0 0 3,508
MICROSOFT CORP COM 594918104 3,596 11,662 SH   SOLE   0 0 11,662
NEXTERA ENERGY INC COM 65339F101 263 3,100 SH   SOLE   0 0 3,100
NORFOLK SOUTHN CORP COM 655844108 307 1,075 SH   SOLE   0 0 1,075
ORACLE CORP COM 68389X105 250 3,019 SH   SOLE   0 0 3,019
PPG INDS INC COM 693506107 242 1,845 SH   SOLE   0 0 1,845
PACER FDS TR US CASH COWS 100 69374H881 5,153 103,511 SH   SOLE   0 0 103,511
PEPSICO INC COM 713448108 910 5,437 SH   SOLE   0 0 5,437
PFIZER INC COM 717081103 1,224 23,649 SH   SOLE   0 0 23,649
PHILIP MORRIS INTL INC COM 718172109 256 2,722 SH   SOLE   0 0 2,722
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 5,329 53,209 SH   SOLE   0 0 53,209
PROCTER AND GAMBLE CO COM 742718109 2,142 14,016 SH   SOLE   0 0 14,016
SPDR S&P 500 ETF TR TR UNIT 78462F103 491 1,086 SH   SOLE   0 0 1,086
SOUTHERN CO COM 842587107 2,517 34,711 SH   SOLE   0 0 34,711
TJX COS INC NEW COM 872540109 555 9,169 SH   SOLE   0 0 9,169
TESLA INC COM 88160R101 466 432 SH   SOLE   0 0 432
TEXAS INSTRS INC COM 882508104 2,531 13,795 SH   SOLE   0 0 13,795
THERMO FISHER SCIENTIFIC INC COM 883556102 686 1,162 SH   SOLE   0 0 1,162
3M CO COM 88579Y101 274 1,838 SH   SOLE   0 0 1,838
TRUIST FINL CORP COM 89832Q109 427 7,535 SH   SOLE   0 0 7,535
UNITEDHEALTH GROUP INC COM 91324P102 364 713 SH   SOLE   0 0 713
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,400 27,131 SH   SOLE   0 0 27,131
VANGUARD BD INDEX FDS INTERMED TERM 921937819 6,274 76,606 SH   SOLE   0 0 76,606
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 10,380 133,251 SH   SOLE   0 0 133,251
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 440 1,059 SH   SOLE   0 0 1,059
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,687 17,951 SH   SOLE   0 0 17,951
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,749 12,340 SH   SOLE   0 0 12,340
VANGUARD INDEX FDS SM CP VAL ETF 922908611 366 2,079 SH   SOLE   0 0 2,079
VANGUARD INDEX FDS GROWTH ETF 922908736 301 1,045 SH   SOLE   0 0 1,045
VANGUARD INDEX FDS VALUE ETF 922908744 482 3,264 SH   SOLE   0 0 3,264
VANGUARD INDEX FDS SMALL CP ETF 922908751 243 1,144 SH   SOLE   0 0 1,144
VANGUARD INDEX FDS TOTAL STK MKT 922908769 504 2,212 SH   SOLE   0 0 2,212
VISA INC COM CL A 92826C839 467 2,107 SH   SOLE   0 0 2,107
WEC ENERGY GROUP INC COM 92939U106 205 2,055 SH   SOLE   0 0 2,055
WALMART INC COM 931142103 965 6,481 SH   SOLE   0 0 6,481
WASTE MGMT INC DEL COM 94106L109 226 1,423 SH   SOLE   0 0 1,423