The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 858 34,874 SH   SOLE   0 0 34,874
ABBOTT LABS COM 002824100 1,197 8,503 SH   SOLE   0 0 8,503
ABBVIE INC COM 00287Y109 2,494 18,421 SH   SOLE   0 0 18,421
ALPHABET INC CAP STK CL C 02079K107 370 128 SH   SOLE   0 0 128
ALPHABET INC CAP STK CL A 02079K305 585 202 SH   SOLE   0 0 202
ALTRIA GROUP INC COM 02209S103 226 4,764 SH   SOLE   0 0 4,764
AMAZON COM INC COM 023135106 2,121 636 SH   SOLE   0 0 636
APPLE INC COM 037833100 14,861 83,691 SH   SOLE   0 0 83,691
ARCHER DANIELS MIDLAND CO COM 039483102 223 3,305 SH   SOLE   0 0 3,305
BK OF AMERICA CORP COM 060505104 793 17,814 SH   SOLE   0 0 17,814
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 571 1,909 SH   SOLE   0 0 1,909
BRISTOL-MYERS SQUIBB CO COM 110122108 530 8,505 SH   SOLE   0 0 8,505
CSX CORP COM 126408103 298 7,932 SH   SOLE   0 0 7,932
CATERPILLAR INC COM 149123101 495 2,394 SH   SOLE   0 0 2,394
CHEVRON CORP NEW COM 166764100 882 7,516 SH   SOLE   0 0 7,516
CINCINNATI FINL CORP COM 172062101 224 1,964 SH   SOLE   0 0 1,964
CISCO SYS INC COM 17275R102 245 3,868 SH   SOLE   0 0 3,868
COCA COLA CO COM 191216100 3,741 63,186 SH   SOLE   0 0 63,186
COLGATE PALMOLIVE CO COM 194162103 253 2,968 SH   SOLE   0 0 2,968
COMCAST CORP NEW CL A 20030N101 245 4,866 SH   SOLE   0 0 4,866
DISNEY WALT CO COM 254687106 306 1,976 SH   SOLE   0 0 1,976
DOMINION ENERGY INC COM 25746U109 212 2,703 SH   SOLE   0 0 2,703
DUKE ENERGY CORP NEW COM NEW 26441C204 557 5,308 SH   SOLE   0 0 5,308
EMERSON ELEC CO COM 291011104 348 3,742 SH   SOLE   0 0 3,742
ENTERPRISE PRODS PARTNERS L COM 293792107 277 12,618 SH   SOLE   0 0 12,618
EXXON MOBIL CORP COM 30231G102 1,498 24,479 SH   SOLE   0 0 24,479
META PLATFORMS INC CL A 30303M102 430 1,278 SH   SOLE   0 0 1,278
GABELLI EQUITY TR INC COM 362397101 130 18,050 SH   SOLE   0 0 18,050
GOLDMAN SACHS BDC INC SHS 38147U107 566 29,549 SH   SOLE   0 0 29,549
HOME DEPOT INC COM 437076102 6,995 16,854 SH   SOLE   0 0 16,854
INTEL CORP COM 458140100 462 8,968 SH   SOLE   0 0 8,968
INTERNATIONAL BUSINESS MACHS COM 459200101 945 7,069 SH   SOLE   0 0 7,069
INVESCO QQQ TR UNIT SER 1 46090E103 500 1,256 SH   SOLE   0 0 1,256
ISHARES INC MSCI EMERG MRKT 464286533 2,871 45,703 SH   SOLE   0 0 45,703
ISHARES TR CORE S&P TTL STK 464287150 2,425 22,670 SH   SOLE   0 0 22,670
ISHARES TR SELECT DIVID ETF 464287168 368 3,000 SH   SOLE   0 0 3,000
ISHARES TR TIPS BD ETF 464287176 4,645 35,950 SH   SOLE   0 0 35,950
ISHARES TR CORE S&P500 ETF 464287200 36,606 76,743 SH   SOLE   0 0 76,743
ISHARES TR IBOXX INV CP ETF 464287242 993 7,496 SH   SOLE   0 0 7,496
ISHARES TR GLOBAL TECH ETF 464287291 5,686 88,308 SH   SOLE   0 0 88,308
ISHARES TR GLOBAL FINLS ETF 464287333 3,438 42,944 SH   SOLE   0 0 42,944
ISHARES TR RUSSELL 2000 ETF 464287655 1,284 5,772 SH   SOLE   0 0 5,772
ISHARES TR U.S. FIN SVC ETF 464287770 273 1,416 SH   SOLE   0 0 1,416
ISHARES TR U.S. ENERGY ETF 464287796 2,802 93,075 SH   SOLE   0 0 93,075
ISHARES TR CORE S&P SCP ETF 464287804 6,777 59,182 SH   SOLE   0 0 59,182
ISHARES TR EAFE SML CP ETF 464288273 2,195 30,027 SH   SOLE   0 0 30,027
ISHARES TR JPMORGAN USD EMG 464288281 230 2,105 SH   SOLE   0 0 2,105
ISHARES TR MBS ETF 464288588 2,160 20,108 SH   SOLE   0 0 20,108
ISHARES TR ISHS 5-10YR INVT 464288638 256 4,323 SH   SOLE   0 0 4,323
ISHARES TR ISHS 1-5YR INVS 464288646 1,558 28,917 SH   SOLE   0 0 28,917
ISHARES TR PFD AND INCM SEC 464288687 4,649 117,901 SH   SOLE   0 0 117,901
ISHARES TR U.S. MED DVC ETF 464288810 1,044 15,856 SH   SOLE   0 0 15,856
ISHARES TR EAFE VALUE ETF 464288877 7,374 146,342 SH   SOLE   0 0 146,342
ISHARES TR EAFE GRWTH ETF 464288885 8,804 79,823 SH   SOLE   0 0 79,823
ISHARES TR US TREAS BD ETF 46429B267 9,055 339,402 SH   SOLE   0 0 339,402
ISHARES TR MSCI USA MIN VOL 46429B697 2,173 26,856 SH   SOLE   0 0 26,856
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 207 4,147 SH   SOLE   0 0 4,147
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 3,348 108,420 SH   SOLE   0 0 108,420
ISHARES TR MSCI USA QLT FCT 46432F339 10,235 70,316 SH   SOLE   0 0 70,316
ISHARES TR MSCI USA VALUE 46432F388 5,071 46,322 SH   SOLE   0 0 46,322
ISHARES TR MSCI USA MMENTM 46432F396 359 1,976 SH   SOLE   0 0 1,976
ISHARES TR CORE MSCI EAFE 46432F842 339 4,543 SH   SOLE   0 0 4,543
ISHARES INC CORE MSCI EMKT 46434G103 668 11,162 SH   SOLE   0 0 11,162
ISHARES INC ESG AWR MSCI EM 46434G863 4,203 105,727 SH   SOLE   0 0 105,727
ISHARES TR 0-5YR HI YL CP 46434V407 247 5,448 SH   SOLE   0 0 5,448
ISHARES TR CORE TOTAL USD 46434V613 9,772 184,618 SH   SOLE   0 0 184,618
ISHARES TR IBONDS DEC23 ETF 46434VAX8 5,926 230,843 SH   SOLE   0 0 230,843
ISHARES TR IBONDS DEC22 ETF 46434VBA7 5,734 228,095 SH   SOLE   0 0 228,095
ISHARES TR IBONDS DEC25 ETF 46434VBD1 3,859 146,082 SH   SOLE   0 0 146,082
ISHARES TR IBONDS DEC24 ETF 46434VBG4 5,580 215,177 SH   SOLE   0 0 215,177
ISHARES TR ESG AWR MSCI USA 46435G425 16,748 155,221 SH   SOLE   0 0 155,221
ISHARES TR FALN ANGLS USD 46435G474 4,257 142,056 SH   SOLE   0 0 142,056
ISHARES TR IBONDS 25 TRM HG 46435U168 297 11,952 SH   SOLE   0 0 11,952
JPMORGAN CHASE & CO COM 46625H100 690 4,359 SH   SOLE   0 0 4,359
J P MORGAN EXCHANGE-TRADED F DIV RTN INT EQ 46641Q209 7,567 127,893 SH   SOLE   0 0 127,893
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332 4,469 70,726 SH   SOLE   0 0 70,726
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 261 5,174 SH   SOLE   0 0 5,174
JOHNSON & JOHNSON COM 478160104 3,381 19,763 SH   SOLE   0 0 19,763
KIMBERLY-CLARK CORP COM 494368103 326 2,281 SH   SOLE   0 0 2,281
LOWES COS INC COM 548661107 413 1,599 SH   SOLE   0 0 1,599
MAIN STR CAP CORP COM 56035L104 220 4,908 SH   SOLE   0 0 4,908
MCDONALDS CORP COM 580135101 543 2,026 SH   SOLE   0 0 2,026
MEDICAL PPTYS TRUST INC COM 58463J304 341 14,433 SH   SOLE   0 0 14,433
MERCK & CO INC COM 58933Y105 569 7,429 SH   SOLE   0 0 7,429
METLIFE INC COM 59156R108 219 3,508 SH   SOLE   0 0 3,508
MICROSOFT CORP COM 594918104 4,008 11,918 SH   SOLE   0 0 11,918
NETFLIX INC COM 64110L106 260 432 SH   SOLE   0 0 432
NEXTERA ENERGY INC COM 65339F101 223 2,389 SH   SOLE   0 0 2,389
NORFOLK SOUTHN CORP COM 655844108 320 1,075 SH   SOLE   0 0 1,075
ORACLE CORP COM 68389X105 263 3,019 SH   SOLE   0 0 3,019
PPG INDS INC COM 693506107 318 1,845 SH   SOLE   0 0 1,845
PEPSICO INC COM 713448108 944 5,434 SH   SOLE   0 0 5,434
PFIZER INC COM 717081103 1,405 23,792 SH   SOLE   0 0 23,792
PHILIP MORRIS INTL INC COM 718172109 258 2,715 SH   SOLE   0 0 2,715
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 5,186 51,061 SH   SOLE   0 0 51,061
PROCTER AND GAMBLE CO COM 742718109 2,298 14,047 SH   SOLE   0 0 14,047
QUALCOMM INC COM 747525103 210 1,146 SH   SOLE   0 0 1,146
SPDR S&P 500 ETF TR TR UNIT 78462F103 536 1,129 SH   SOLE   0 0 1,129
SOUTHERN CO COM 842587107 2,269 33,090 SH   SOLE   0 0 33,090
TJX COS INC NEW COM 872540109 696 9,169 SH   SOLE   0 0 9,169
TESLA INC COM 88160R101 565 535 SH   SOLE   0 0 535
TEXAS INSTRS INC COM 882508104 2,600 13,795 SH   SOLE   0 0 13,795
THERMO FISHER SCIENTIFIC INC COM 883556102 775 1,162 SH   SOLE   0 0 1,162
3M CO COM 88579Y101 326 1,838 SH   SOLE   0 0 1,838
TRUIST FINL CORP COM 89832Q109 481 8,212 SH   SOLE   0 0 8,212
UNITEDHEALTH GROUP INC COM 91324P102 285 567 SH   SOLE   0 0 567
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,733 27,558 SH   SOLE   0 0 27,558
VANGUARD BD INDEX FDS INTERMED TERM 921937819 6,656 75,963 SH   SOLE   0 0 75,963
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 10,418 128,888 SH   SOLE   0 0 128,888
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,894 19,253 SH   SOLE   0 0 19,253
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 3,245 12,743 SH   SOLE   0 0 12,743
VANGUARD INDEX FDS SM CP VAL ETF 922908611 373 2,087 SH   SOLE   0 0 2,087
VANGUARD INDEX FDS GROWTH ETF 922908736 433 1,351 SH   SOLE   0 0 1,351
VANGUARD INDEX FDS VALUE ETF 922908744 629 4,273 SH   SOLE   0 0 4,273
VANGUARD INDEX FDS SMALL CP ETF 922908751 337 1,493 SH   SOLE   0 0 1,493
VANGUARD INDEX FDS TOTAL STK MKT 922908769 534 2,212 SH   SOLE   0 0 2,212
VISA INC COM CL A 92826C839 457 2,107 SH   SOLE   0 0 2,107
WALMART INC COM 931142103 937 6,478 SH   SOLE   0 0 6,478
WASTE MGMT INC DEL COM 94106L109 238 1,423 SH   SOLE   0 0 1,423