The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 47,291 352,788 SH   SOLE   352,788 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717W851 7,593 158,412 SH   SOLE   158,412 0 0
ISHARES MSCI EAFE ETF 464287465 29,309 459,379 SH   SOLE   459,379 0 0
ISHARES RUS 1000 GRW ETF 464287614 16,455 210,424 SH   SOLE   210,424 0 0
ISHARES RUS 1000 GRW ETF 464287614 222 5,865 SH   SOLE   5,865 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 22,911 101,230 SH   SOLE   101,230 0 0
ISHARES U.S. PFD STK ETF 464288687 5,840 153,677 SH   SOLE   153,677 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 17,628 255,706 SH   SOLE   255,706 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 25,113 149,471 SH   SOLE   149,471 0 0
AT&T INC COM 00206R102 316 9,349 SH   SOLE   9,349 0 0
UNION PAC CORP COM 907818108 311 2,000 SH   SOLE   2,000 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 39,726 570,694 SH   SOLE   570,694 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 8,940 449,137 SH   SOLE   449,137 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 7,601 150,255 SH   SOLE   150,255 0 0
EXXON MOBIL CORP COM 30231G102 769 8,932 SH   SOLE   8,932 0 0