The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A T & T COM 00206R102 2,381 57,298 SH   SOLE   57,298 0 0
Abbott Laboratories COM 002824100 2,053 46,220 SH   SOLE   46,220 0 0
Apple Inc. COM 037833100 3,338 23,232 SH   SOLE   23,232 0 0
Bank of America Corporation COM 060505104 2,092 88,690 SH   SOLE   88,690 0 0
Broadcom Limited COM Y09827109 2,203 10,063 SH   SOLE   10,063 0 0
CF Industries Holdings, Inc. COM 125269100 1,832 62,420 SH   SOLE   62,420 0 0
Chevron Corp. COM 166764100 2,417 22,510 SH   SOLE   22,510 0 0
Cisco Systems, Inc. COM 17275R102 2,151 63,635 SH   SOLE   63,635 0 0
Coca-Cola COM 191216100 2,048 48,250 SH   SOLE   48,250 0 0
Emerson Electric Co. COM 291011104 2,496 41,700 SH   SOLE   41,700 0 0
Exxon Mobil Corp. COM 30231G102 1,641 20,005 SH   SOLE   20,005 0 0
Financial Select Sector SPDR F COM 81369Y605 4,962 209,105 SH   SOLE   209,105 0 0
General Electric COM 369604103 4,222 141,665 SH   SOLE   141,665 0 0
Goodyear Tire & Rubber Company COM 382550101 2,008 55,775 SH   SOLE   55,775 0 0
Intel Corp. COM 458140100 1,675 46,435 SH   SOLE   46,435 0 0
Johnson & Johnson COM 478160104 1,667 13,387 SH   SOLE   13,387 0 0
Key Corp. COM 493267108 1,563 87,880 SH   SOLE   87,880 0 0
Marathon Oil Corporation COM 565849106 1,614 102,165 SH   SOLE   102,165 0 0
Merck & Co. Inc. COM 58933y105 1,632 25,688 SH   SOLE   25,688 0 0
Microsoft Corp. COM 594918104 2,412 36,625 SH   SOLE   36,625 0 0
Oracle Corp. COM 68389X105 2,313 51,840 SH   SOLE   51,840 0 0
Procter & Gamble Co. COM 742718109 2,270 25,268 SH   SOLE   25,268 0 0
SPDR Homebuilders COM 78464A888 3,377 90,710 SH   SOLE   90,710 0 0
Target Corp. COM 87612e106 1,691 30,635 SH   SOLE   30,635 0 0
Vaneck Vectors Oil Services ET COM 92189F718 2,135 69,300 SH   SOLE   69,300 0 0
iShares Dow Jones Select Divid COM 464287168 6,457 70,878 SH   SOLE   70,878 0 0
Walmart Stores COM 931142103 262 3,635 SH   SOLE   3,635 0 0
iShares MSCI ACWI ex US Index COM 464288240 631 14,475 SH   SOLE   14,475 0 0
iShares S&P Europe 350 Index COM 464287861 251 6,000 SH   SOLE   6,000 0 0
ALPS Alerian MLP ETF COM 00162Q866 4,548 357,791 SH   SOLE   357,791 0 0
BlackRock Build America Bond T COM 09248X100 4,998 223,220 SH   SOLE   223,220 0 0
Guggenheim Multi-Asset Income COM 18383M506 10,292 497,430 SH   SOLE   497,430 0 0
iShares International Select D COM 464288448 5,997 190,630 SH   SOLE   190,630 0 0
Vanguard Total Bond Market ETF ETF 921937835 2,853 35,190 SH   SOLE   35,190 0 0
iShares iBoxx Investment Grade ETF 464287242 9,609 81,498 SH   SOLE   81,498 0 0