The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   2,555,495 21,310 SH   SOLE   21,310 0 0
ABBVIE INC COM 00287Y109   2,057,295 12,730 SH   SOLE   12,730 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   5,109,986 19,150 SH   SOLE   19,150 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   7,242,126 21,520 SH   SOLE   21,520 0 0
AKAMAI TECHNOLOGIES INC COM 00971T101   279,033 3,310 SH   SOLE   3,310 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   1,008,631 11,450 SH   SOLE   11,450 0 0
ALKAMI TECHNOLOGY INC COM 01644J108   533,119 36,540 SH   SOLE   36,540 0 0
ALLSTATE CORP COM 020002101   1,548,552 11,420 SH   SOLE   11,420 0 0
ALPHABET INC CAP STK CL A 02079K305   7,046,930 79,870 SH   SOLE   79,870 0 0
AMAZON COM INC COM 023135106   7,977,480 94,970 SH   SOLE   94,970 0 0
AMCOR PLC ORD G0250X107   3,192,237 268,030 SH   SOLE   268,030 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105   267,540 14,700 SH   SOLE   14,700 0 0
AMERICAN EXPRESS CO COM 025816109   437,340 2,960 SH   SOLE   2,960 0 0
AMERISOURCEBERGEN CORP COM 03073E105   235,308 1,420 SH   SOLE   1,420 0 0
AMGEN INC COM 031162100   1,363,102 5,190 SH   SOLE   5,190 0 0
AON PLC SHS CL A G0403H108   1,824,851 6,080 SH   SOLE   6,080 0 0
APPLE INC COM 037833100   17,764,030 136,720 SH   SOLE   136,720 0 0
APPLIED MATLS INC COM 038222105   1,300,023 13,350 SH   SOLE   13,350 0 0
APTIV PLC SHS G6095L109   531,772 5,710 SH   SOLE   5,710 0 0
ARISTA NETWORKS INC COM 040413106   398,028 3,280 SH   SOLE   3,280 0 0
AT&T INC COM 00206R102   4,176,327 226,851 SH   SOLE   226,851 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   549,378 2,300 SH   SOLE   2,300 0 0
AUTOZONE INC COM 053332102   221,956 90 SH   SOLE   90 0 0
AVERY DENNISON CORP COM 053611109   3,439,000 19,000 SH   SOLE   19,000 0 0
BANCO BRADESCO S A SP ADR PFD NEW 059460303   165,024 57,300 SH   SOLE   57,300 0 0
BANK AMERICA CORP COM 060505104   3,721,363 112,360 SH   SOLE   112,360 0 0
BANK NEW YORK MELLON CORP COM 064058100   449,738 9,880 SH   SOLE   9,880 0 0
BECTON DICKINSON & CO COM 075887109   511,143 2,010 SH   SOLE   2,010 0 0
BIOGEN INC COM 09062X103   263,074 950 SH   SOLE   950 0 0
BLACK KNIGHT INC COM 09215C105   681,103 11,030 SH   SOLE   11,030 0 0
BLACKROCK INC COM 09247X101   751,148 1,060 SH   SOLE   1,060 0 0
BLOCK INC CL A 852234103   1,028,691 16,370 SH   SOLE   16,370 0 0
BOEING CO COM 097023105   4,785,109 25,120 SH   SOLE   25,120 0 0
BOOKING HOLDINGS INC COM 09857L108   5,664,952 2,811 SH   SOLE   2,811 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   4,907,710 68,210 SH   SOLE   68,210 0 0
BROADCOM INC COM 11135F101   738,052 1,320 SH   SOLE   1,320 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   917,449 6,840 SH   SOLE   6,840 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   971,872 6,050 SH   SOLE   6,050 0 0
CARDINAL HEALTH INC COM 14149Y108   5,659,169 73,620 SH   SOLE   73,620 0 0
CATERPILLAR INC COM 149123101   450,373 1,880 SH   SOLE   1,880 0 0
CHEVRON CORP NEW COM 166764100   3,756,726 20,930 SH   SOLE   20,930 0 0
CHUBB LIMITED COM H1467J104   240,454 1,090 SH   SOLE   1,090 0 0
CINTAS CORP COM 172908105   266,456 590 SH   SOLE   590 0 0
CISCO SYS INC COM 17275R102   3,351,474 70,350 SH   SOLE   70,350 0 0
CITIGROUP INC COM NEW 172967424   2,320,299 51,300 SH   SOLE   51,300 0 0
CME GROUP INC COM 12572Q105   248,877 1,480 SH   SOLE   1,480 0 0
COCA COLA CO COM 191216100   2,731,413 42,940 SH   SOLE   42,940 0 0
COLGATE PALMOLIVE CO COM 194162103   2,003,630 25,430 SH   SOLE   25,430 0 0
COMCAST CORP NEW CL A 20030N101   421,738 12,060 SH   SOLE   12,060 0 0
CONAGRA BRANDS INC COM 205887102   223,299 5,770 SH   SOLE   5,770 0 0
CONSOLIDATED EDISON INC COM 209115104   266,868 2,800 SH   SOLE   2,800 0 0
CONSTELLATION ENERGY CORP COM 21037T109   269,837 3,130 SH   SOLE   3,130 0 0
COSTCO WHSL CORP NEW COM 22160K105   607,145 1,330 SH   SOLE   1,330 0 0
CROWN CASTLE INC COM 22822V101   834,186 6,150 SH   SOLE   6,150 0 0
CVS HEALTH CORP COM 126650100   3,586,883 38,490 SH   SOLE   38,490 0 0
D R HORTON INC COM 23331A109   345,863 3,880 SH   SOLE   3,880 0 0
DEERE & CO COM 244199105   514,512 1,200 SH   SOLE   1,200 0 0
DIGITAL RLTY TR INC COM 253868103   930,506 9,280 SH   SOLE   9,280 0 0
DISNEY WALT CO COM 254687106   5,021,664 57,800 SH   SOLE   57,800 0 0
DOMINION ENERGY INC COM 25746U109   3,082,556 50,270 SH   SOLE   50,270 0 0
EDISON INTL COM 281020107   267,840 4,210 SH   SOLE   4,210 0 0
ELEVANCE HEALTH INC COM 036752103   277,004 540 SH   SOLE   540 0 0
EPAM SYS INC COM 29414B104   812,795 2,480 SH   SOLE   2,480 0 0
EQUINIX INC COM 29444U700   589,527 900 SH   SOLE   900 0 0
EVEREST RE GROUP LTD COM G3223R108   2,143,317 6,470 SH   SOLE   6,470 0 0
EXELON CORP COM 30161N101   336,329 7,780 SH   SOLE   7,780 0 0
EXXON MOBIL CORP COM 30231G102   913,284 8,280 SH   SOLE   8,280 0 0
FAIR ISAAC CORP COM 303250104   790,126 1,320 SH   SOLE   1,320 0 0
FEDEX CORP COM 31428X106   1,259,164 7,270 SH   SOLE   7,270 0 0
FISERV INC COM 337738108   873,245 8,640 SH   SOLE   8,640 0 0
GENERAL DYNAMICS CORP COM 369550108   1,565,574 6,310 SH   SOLE   6,310 0 0
GENERAL MLS INC COM 370334104   234,780 2,800 SH   SOLE   2,800 0 0
GENPACT LIMITED SHS G3922B107   985,690 21,280 SH   SOLE   21,280 0 0
GILEAD SCIENCES INC COM 375558103   4,016,063 46,780 SH   SOLE   46,780 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   539,107 1,570 SH   SOLE   1,570 0 0
HALLIBURTON CO COM 406216101   552,868 14,050 SH   SOLE   14,050 0 0
HDFC BANK LTD SPONSORED ADS 40415F101   417,985 6,110 SH   SOLE   6,110 0 0
HOME DEPOT INC COM 437076102   3,069,212 9,717 SH   SOLE   9,717 0 0
HONEYWELL INTL INC COM 438516106   715,762 3,340 SH   SOLE   3,340 0 0
ICICI BANK LIMITED ADR 45104G104   1,218,616 55,670 SH   SOLE   55,670 0 0
INFOSYS LTD SPONSORED ADR 456788108   242,955 13,490 SH   SOLE   13,490 0 0
INTEL CORP COM 458140100   3,699,671 139,980 SH   SOLE   139,980 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   1,159,267 11,300 SH   SOLE   11,300 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   6,951,513 49,340 SH   SOLE   49,340 0 0
INTUIT COM 461202103   2,023,944 5,200 SH   SOLE   5,200 0 0
ISHARES INC CORE MSCI EMKT 46434G103   24,414,807 522,801 SH   SOLE   522,801 0 0
ISHARES TR SHORT TREAS BD 464288679   742,180 6,752 SH   SOLE   6,752 0 0
ISHARES TR JPMORGAN USD EMG 464288281   2,815,409 33,283 SH   SOLE   33,283 0 0
ISHARES TR CORE US AGGBD ET 464287226   2,796,901 28,837 SH   SOLE   28,837 0 0
ISHARES TR CORE S&P500 ETF 464287200   636,636 1,657 SH   SOLE   1,657 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   23,812,824 248,620 SH   SOLE   248,620 0 0
ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106   242,188 51,420 SH   SOLE   51,420 0 0
JOHNSON & JOHNSON COM 478160104   10,101,377 57,183 SH   SOLE   57,183 0 0
JPMORGAN CHASE & CO COM 46625H100   7,394,274 55,140 SH   SOLE   55,140 0 0
KE HLDGS INC SPONSORED ADS 482497104   422,430 30,260 SH   SOLE   30,260 0 0
KIMBERLY-CLARK CORP COM 494368103   766,988 5,650 SH   SOLE   5,650 0 0
LAUDER ESTEE COS INC CL A 518439104   1,280,248 5,160 SH   SOLE   5,160 0 0
LOCKHEED MARTIN CORP COM 539830109   1,953,257 4,015 SH   SOLE   4,015 0 0
LOWES COS INC COM 548661107   298,860 1,500 SH   SOLE   1,500 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   3,654,150 44,010 SH   SOLE   44,010 0 0
MARSH & MCLENNAN COS INC COM 571748102   2,940,580 17,770 SH   SOLE   17,770 0 0
MASTERCARD INCORPORATED CL A 57636Q104   608,528 1,750 SH   SOLE   1,750 0 0
MCDONALDS CORP COM 580135101   1,033,038 3,920 SH   SOLE   3,920 0 0
MCKESSON CORP COM 58155Q103   337,608 900 SH   SOLE   900 0 0
MEDTRONIC PLC SHS G5960L103   4,098,176 52,730 SH   SOLE   52,730 0 0
MERCK & CO INC COM 58933Y105   11,208,169 101,020 SH   SOLE   101,020 0 0
META PLATFORMS INC CL A 30303M102   7,187,908 59,730 SH   SOLE   59,730 0 0
METLIFE INC COM 59156R108   929,231 12,840 SH   SOLE   12,840 0 0
MICROSOFT CORP COM 594918104   16,401,290 68,390 SH   SOLE   68,390 0 0
MORGAN STANLEY COM NEW 617446448   542,428 6,380 SH   SOLE   6,380 0 0
MSCI INC COM 55354G100   786,137 1,690 SH   SOLE   1,690 0 0
NCINO INC COM 63947X101   433,087 16,380 SH   SOLE   16,380 0 0
NIKE INC CL B 654106103   4,039,185 34,520 SH   SOLE   34,520 0 0
NVIDIA CORPORATION COM 67066G104   1,183,734 8,100 SH   SOLE   8,100 0 0
ORACLE CORP COM 68389X105   381,726 4,670 SH   SOLE   4,670 0 0
PAYA HOLDINGS INC COM CL A 70434P103   499,666 63,490 SH   SOLE   63,490 0 0
PAYPAL HLDGS INC COM 70450Y103   997,792 14,010 SH   SOLE   14,010 0 0
PEPSICO INC COM 713448108   298,089 1,650 SH   SOLE   1,650 0 0
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   238,880 22,430 SH   SOLE   22,430 0 0
PFIZER INC COM 717081103   687,128 13,410 SH   SOLE   13,410 0 0
PHILIP MORRIS INTL INC COM 718172109   229,747 2,270 SH   SOLE   2,270 0 0
PHILLIPS 66 COM 718546104   4,696,610 45,125 SH   SOLE   45,125 0 0
PPG INDS INC COM 693506107   1,419,605 11,290 SH   SOLE   11,290 0 0
PPL CORP COM 69351T106   4,174,077 142,850 SH   SOLE   142,850 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   380,997 4,540 SH   SOLE   4,540 0 0
PROCTER AND GAMBLE CO COM 742718109   668,380 4,410 SH   SOLE   4,410 0 0
PROGRESSIVE CORP COM 743315103   1,109,021 8,550 SH   SOLE   8,550 0 0
PROLOGIS INC. COM 74340W103   576,050 5,110 SH   SOLE   5,110 0 0
PRUDENTIAL FINL INC COM 744320102   224,780 2,260 SH   SOLE   2,260 0 0
PUBLIC STORAGE COM 74460D109   790,136 2,820 SH   SOLE   2,820 0 0
QUALCOMM INC COM 747525103   2,533,018 23,040 SH   SOLE   23,040 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   708,458 7,020 SH   SOLE   7,020 0 0
REPAY HLDGS CORP COM CL A 76029L100   365,470 45,400 SH   SOLE   45,400 0 0
ROCKWELL AUTOMATION INC COM 773903109   2,776,605 10,780 SH   SOLE   10,780 0 0
ROPER TECHNOLOGIES INC COM 776696106   293,821 680 SH   SOLE   680 0 0
ROSS STORES INC COM 778296103   2,940,053 25,330 SH   SOLE   25,330 0 0
S&P GLOBAL INC COM 78409V104   3,755,682 11,213 SH   SOLE   11,213 0 0
SALESFORCE INC COM 79466L302   2,112,159 15,930 SH   SOLE   15,930 0 0
SCHLUMBERGER LTD COM STK 806857108   441,580 8,260 SH   SOLE   8,260 0 0
SEMPRA COM 816851109   394,077 2,550 SH   SOLE   2,550 0 0
SHERWIN WILLIAMS CO COM 824348106   2,100,371 8,850 SH   SOLE   8,850 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,774,475 4,640 SH   SOLE   4,640 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   2,812,050 31,245 SH   SOLE   31,245 0 0
STANLEY BLACK & DECKER INC COM 854502101   2,107,867 28,060 SH   SOLE   28,060 0 0
STARBUCKS CORP COM 855244109   551,552 5,560 SH   SOLE   5,560 0 0
STATE STR CORP COM 857477103   2,435,698 31,400 SH   SOLE   31,400 0 0
STRYKER CORPORATION COM 863667101   755,474 3,090 SH   SOLE   3,090 0 0
SYSCO CORP COM 871829107   4,599,997 60,170 SH   SOLE   60,170 0 0
TARGET CORP COM 87612E106   318,946 2,140 SH   SOLE   2,140 0 0
TE CONNECTIVITY LTD SHS H84989104   242,228 2,110 SH   SOLE   2,110 0 0
TEXAS INSTRS INC COM 882508104   1,083,843 6,560 SH   SOLE   6,560 0 0
TJX COS INC NEW COM 872540109   4,916,892 61,770 SH   SOLE   61,770 0 0
TRADEWEB MKTS INC CL A 892672106   1,159,001 17,850 SH   SOLE   17,850 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   285,753 1,700 SH   SOLE   1,700 0 0
TRANSUNION COM 89400J107   874,518 15,410 SH   SOLE   15,410 0 0
TRIP COM GROUP LTD ADS 89677Q107   468,184 13,610 SH   SOLE   13,610 0 0
TRUIST FINL CORP COM 89832Q109   1,782,303 41,420 SH   SOLE   41,420 0 0
UNION PAC CORP COM 907818108   312,676 1,510 SH   SOLE   1,510 0 0
UNITED PARCEL SERVICE INC CL B 911312106   311,174 1,790 SH   SOLE   1,790 0 0
UNITEDHEALTH GROUP INC COM 91324P102   959,626 1,810 SH   SOLE   1,810 0 0
US BANCORP DEL COM NEW 902973304   2,877,388 65,980 SH   SOLE   65,980 0 0
V F CORP COM 918204108   1,784,710 64,640 SH   SOLE   64,640 0 0
VALE S A SPONSORED ADS 91912E105   693,225 40,850 SH   SOLE   40,850 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   10,265,844 216,442 SH   SOLE   216,442 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   18,918,605 53,847 SH   SOLE   53,847 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   443,076 7,992 SH   SOLE   7,992 0 0
VERISK ANALYTICS INC COM 92345Y106   1,032,057 5,850 SH   SOLE   5,850 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   4,737,456 120,240 SH   SOLE   120,240 0 0
VIATRIS INC COM 92556V106   151,925 13,650 SH   SOLE   13,650 0 0
VISA INC COM CL A 92826C839   9,126,066 43,926 SH   SOLE   43,926 0 0
VMWARE INC CL A COM 928563402   8,060,422 65,660 SH   SOLE   65,660 0 0
VULCAN MATLS CO COM 929160109   273,172 1,560 SH   SOLE   1,560 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   5,096,651 136,420 SH   SOLE   136,420 0 0
WALMART INC COM 931142103   2,540,877 17,920 SH   SOLE   17,920 0 0
WASTE MGMT INC DEL COM 94106L109   379,650 2,420 SH   SOLE   2,420 0 0
WELLS FARGO CO NEW COM 949746101   3,266,865 79,120 SH   SOLE   79,120 0 0
WELLTOWER INC COM 95040Q104   1,139,915 17,390 SH   SOLE   17,390 0 0
XYLEM INC COM 98419M100   392,524 3,550 SH   SOLE   3,550 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   303,450 2,380 SH   SOLE   2,380 0 0
ZOETIS INC CL A 98978V103   474,822 3,240 SH   SOLE   3,240 0 0