The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CANADIAN CORP BOND INDEX ETF ETP 46430K108 20,097 1,399,010 SH   SOLE   1,399,010 0 0
BMO SHORT CORP BOND INDEX TRUST ETF ETP 055976104 14,736 1,518,269 SH   SOLE   1,518,269 0 0
ISHARES MSCI EAFE ETF ETP 46435G516 5 91 SH   SOLE   91 0 0
MSCI CORE MSCI EAFE ETF ETP 46432F842 12,792 256,414 SH   SOLE   256,414 0 0
CHINA A-SHARES ETF ETP 233051879 7,041 271,946 SH   SOLE   271,946 0 0
ISHARES ESG MSCI EM ETF ETP 46434G863 2 57 SH   SOLE   57 0 0
ISHARES CORE MSCI EMERGING MKT ETF ETP 46434G103 8,426 208,200 SH   SOLE   208,200 0 0
CHINA ENVT INDEX ETF ETP 500767850 3 184 SH   SOLE   184 0 0
ISHARES TR CORE TOTAL US BOND MKT ETF ETP 464287226 16,561 143,551 SH   SOLE   143,551 0 0
ISHARES US AGGREGATE BOND ETF ETP 46435U549 6 107 SH   SOLE   107 0 0
ISHARES IBOXX DLR HY CORPBD ETF ETP 464288513 5,620 72,915 SH   SOLE   72,915 0 0
NUVEEN ESG HY CORP BOND ETF ETP 67092P854 4 172 SH   SOLE   172 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETP 464287457 1,103 12,725 SH   SOLE   12,725 0 0
ISHARES ESG MSCI USA ETF ETP 46435G425 6 105 SH   SOLE   105 0 0
ISHARES ESG MSCI US SMALL CAP ETF ETP 46435U663 2 80 SH   SOLE   80 0 0
ISHARES TRUST CORE S&P SMALL-CAP ETF ETP 464287804 5,431 96,799 SH   SOLE   96,799 0 0
ISHARES CORE S&P 500 ETF ETP 464287200 17,373 67,234 SH   SOLE   67,234 0 0
INVESCO-SHS- ETF USD/DIS ETP 46090E103 505 2,653 SH   SOLE   2,653 0 0
ISHARES GOLD TRUST ETF ETP 464285105 10,744 712,952 SH   SOLE   712,952 0 0