The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES RUSSELL 3000 INDEX ETF 464287689 25,132 154,857 SH   SOLE   136,970 0 17,887
ISHARES US MOMENTUM ETF ETF 46432f396 16,070 146,488 SH   SOLE   130,295 0 16,193
JM SMUCKER CO NEW COM 832696405 1,947 18,118 SH   SOLE   18,118 0 0
VANGUARD TOTAL INTERNATIONAL S ETF 921909768 10,088 186,466 SH   SOLE   162,310 0 24,156
ISHARES LEHMAN SHORT TREASURY ETF 464288679 708 6,414 SH   SOLE   6,414 0 0
ISHARES TR NATIONAL MUN ETF ETF 464288414 5,812 53,300 SH   SOLE   36,584 0 16,716
ISHARES CORE U.S. AGGREGATE BOND ETF 464287226 56,236 528,927 SH   SOLE   465,208 0 63,719
SPDR SERIES TRUST NUVN BRCLY M ETF 78468R721 967 20,157 SH   SOLE   20,157 0 0
KEYCORP - NEW COM 493267108 202 10,319 SH   SOLE   10,319 0 0
MIDCAP SPDRS ETF 78467Y107 340 958 SH   SOLE   958 0 0
ISHARES S P 500 ETF ETF 464287200 269 985 SH   SOLE   916 0 69
VANECK VECTORS ETF TR ETF 92189F544 363 15,394 SH   SOLE   15,394 0 0
VANGUARD BD INDEX FD ETF 921937835 388 4,904 SH   SOLE   4,904 0 0
VANGUARD MUN BD FD ETF 922907746 330 6,471 SH   SOLE   6,471 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD ETF 921946406 407 4,900 SH   SOLE   4,900 0 0
ISHARES TR USA QUALITY FCTR ETF 46432F339 629 7,536 SH   SOLE   7,536 0 0
ISHARES TR INTL SEL DIV ETF ETF 464288448 283 8,839 SH   SOLE   8,839 0 0
ISHARES TR SELECT DIVID ETF ETF 464287168 416 4,261 SH   SOLE   4,261 0 0