The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES RUSSELL 3000 INDEX ETF 464287689 24,709 158,046 SH   SOLE   138,287 0 19,759
ISHARES US MOMENTUM ETF ETF 46432f396 15,240 143,883 SH   SOLE   126,325 0 17,558
JM SMUCKER CO NEW COM 832696405 2,247 18,118 SH   SOLE   18,118 0 0
VANGUARD TOTAL INTERNATIONAL S ETF 921909768 10,758 190,245 SH   SOLE   164,992 0 25,253
ISHARES LEHMAN SHORT TREASURY ETF 464288679 708 6,414 SH   SOLE   6,414 0 0
ISHARES TR NATIONAL MUN ETF ETF 464288414 6,715 61,649 SH   SOLE   42,060 0 19,589
ISHARES CORE U.S. AGGREGATE BOND ETF 464287226 55,435 516,878 SH   SOLE   458,125 0 58,753
SPDR SERIES TRUST NUVN BRCLY M ETF 78468R721 968 20,157 SH   SOLE   20,157 0 0
VBI VACCINES INC. COM 91822J103 44 12,484 SH   SOLE   12,484 0 0
KEYCORP - NEW COM 493267108 202 10,319 SH   SOLE   10,319 0 0
MIDCAP SPDRS ETF 78467Y107 327 958 SH   SOLE   958 0 0
VANGUARD TOTAL INT'L BOND ETF ETF 92203J407 395 7,216 SH   SOLE   0 0 7,216
ISHARES S P 500 ETF ETF 464287200 261 985 SH   SOLE   916 0 69
VANECK VECTORS ETF TR ETF 92189F544 362 15,394 SH   SOLE   15,394 0 0
VANGUARD BD INDEX FD ETF 921937835 392 4,899 SH   SOLE   4,899 0 0
VANGUARD MUN BD FD ETF 922907746 329 6,471 SH   SOLE   6,471 0 0