The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES RUSSELL 3000 INDEX ETF 464287689 25,045 167,775 SH   SOLE   146,264 0 21,511
ISHARES US MOMENTUM ETF ETF 46432f396 14,071 147,066 SH   SOLE   129,309 0 17,757
JM SMUCKER CO NEW COM 832696405 1,901 18,118 SH   SOLE   18,118 0 0
VANGUARD TOTAL INTERNATIONAL S ETF 921909768 10,988 200,774 SH   SOLE   174,008 0 26,766
ISHARES LEHMAN SHORT TREASURY ETF 464288679 657 5,951 SH   SOLE   5,951 0 0
ISHARES TR NATIONAL MUN ETF ETF 464288414 7,518 67,811 SH   SOLE   46,032 0 21,779
ISHARES CORE U.S. AGGREGATE BOND ETF 464287226 54,138 494,007 SH   SOLE   438,153 0 55,854
SPDR SERIES TRUST NUVN BRCLY M ETF 78468R721 986 20,157 SH   SOLE   20,157 0 0
VBI VACCINES INC. COM 91822J103 48 12,484 SH   SOLE   12,484 0 0
KEYCORP - NEW COM 493267108 194 10,319 SH   SOLE   10,319 0 0
MIDCAP SPDRS ETF 78467Y107 313 958 SH   SOLE   958 0 0
VANGUARD TOTAL INT'L BOND ETF ETF 92203J407 350 6,419 SH   SOLE   0 0 6,419
ISHARES S P 500 ETF ETF 464287200 249 985 SH   SOLE   916 0 69
VANECK VECTORS ETF TR ETF 92189F544 370 15,394 SH   SOLE   15,394 0 0
VANGUARD BD INDEX FD ETF 921937835 350 4,271 SH   SOLE   4,271 0 0