The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES RUSSELL 3000 INDEX ETF 464287689 24,915 172,997 SH   SOLE   149,631 0 23,366
ISHARES US MOMENTUM ETF ETF 46432f396 13,021 146,485 SH   SOLE   127,184 0 19,301
JM SMUCKER CO NEW COM 832696405 2,144 18,118 SH   SOLE   18,118 0 0
VANGUARD TOTAL INTERNATIONAL S ETF 921909768 10,784 207,506 SH   SOLE   178,563 0 28,943
ISHARES LEHMAN SHORT TREASURY ETF 464288679 657 5,951 SH   SOLE   5,951 0 0
ISHARES TR NATIONAL MUN ETF ETF 464288414 7,467 67,811 SH   SOLE   46,032 0 21,779
ISHARES CORE U.S. AGGREGATE BOND ETF 464287226 53,980 492,928 SH   SOLE   437,195 0 55,733
SPDR SERIES TRUST NUVN BRCLY M ETF 78468R721 981 20,157 SH   SOLE   20,157 0 0
VBI VACCINES INC. COM 91822J103 54 12,484 SH   SOLE   12,484 0 0
KEYCORP - NEW COM 493267108 193 10,319 SH   SOLE   10,319 0 0
ISHARES US QUALITY ETF ETF 46432F339 293 3,944 SH   SOLE   3,944 0 0
MIDCAP SPDRS ETF 78467Y107 304 958 SH   SOLE   958 0 0
VANGUARD TOTAL INT'L BOND ETF ETF 92203J407 349 6,419 SH   SOLE   0 0 6,419
ISHARES S P 500 ETF ETF 464287200 255 1,049 SH   SOLE   980 0 69
VANECK VECTORS ETF TR ETF 92189F544 368 15,394 SH   SOLE   15,394 0 0
VANGUARD BD INDEX FD ETF 921937835 349 4,271 SH   SOLE   4,271 0 0