The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES RUSSELL 3000 INDEX ETF 464287689 24,712 176,641 SH   SOLE   154,108 0 22,533
ISHARES US MOMENTUM ETF ETF 46432f396 11,562 139,891 SH   SOLE   122,326 0 17,565
JM SMUCKER CO NEW COM 832696405 2,375 18,118 SH   SOLE   18,118 0 0
VANGUARD TOTAL INTERNATIONAL S ETF 921909768 10,532 212,000 SH   SOLE   183,952 0 28,048
ISHARES LEHMAN SHORT TREASURY ETF 464288679 657 5,951 SH   SOLE   5,951 0 0
ISHARES TR NATIONAL MUN ETF ETF 464288414 7,391 67,841 SH   SOLE   46,062 0 21,779
ISHARES CORE U.S. AGGREGATE BOND ETF 464287226 52,314 482,199 SH   SOLE   432,065 0 50,134
SPDR SERIES TRUST NUVN BRCLY M ETF 78468R721 966 20,157 SH   SOLE   20,157 0 0
VBI VACCINES INC. COM 91822J103 69 12,484 SH   SOLE   12,484 0 0
KEYCORP - NEW COM 493267108 183 10,319 SH   SOLE   10,319 0 0
ISHARES US QUALITY ETF ETF 46432F339 437 6,002 SH   SOLE   6,002 0 0
MIDCAP SPDRS ETF 78467Y107 299 958 SH   SOLE   958 0 0
VANGUARD TOTAL INT'L BOND ETF ETF 92203J407 347 6,419 SH   SOLE   0 0 6,419
ISHARES S P 500 ETF ETF 464287200 256 1,078 SH   SOLE   1,009 0 69
VANECK VECTORS ETF TR ETF 92189F544 361 15,394 SH   SOLE   15,394 0 0
VANGUARD BD INDEX FD ETF 921937835 346 4,271 SH   SOLE   4,271 0 0