The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
International Business Machine COM 459200101 8 40 SH   SOLE   40 0 0
International Business Machine COM 459200101 210 1,120 SH   OTR   0 0 1,120
US Bancorp Del New COM 902973304 281 6,962 SH   SOLE   6,962 0 0
US Bancorp Del New COM 902973304 25 609 SH   OTR   0 0 609
SPDR Select Sector-Consumer Di ETF 81369y407 6,942 103,878 SH   SOLE   103,283 0 595
SPDRs ETF 78462F103 584 3,163 SH   SOLE   3,163 0 0
Vanguard Dividend Appreciation ETF 921908844 20,829 276,840 SH   SOLE   276,840 0 0
iRussell 1000 Index ETF 464287622 18,427 178,612 SH   SOLE   178,612 0 0
iRussell 3000 Index ETF 464287689 1,708 15,440 SH   SOLE   15,440 0 0
iShares Kld 400 Social Index ETF 464288570 419 6,067 SH   SOLE   6,067 0 0
iShares S&P 500 ETF 464287200 6,042 32,545 SH   SOLE   32,447 0 98
Jm Smucker Co New COM 832696405 1,877 18,118 SH   SOLE   18,118 0 0
Keycorp - New COM 493267108 138 10,319 SH   SOLE   10,319 0 0
Midcap SPDRs ETF 78467y107 263 1,076 SH   SOLE   1,076 0 0
iRussell Midcap Growth ETF 464287481 26,859 318,390 SH   SOLE   318,390 0 0
Vanguard Ftse All World Ex-Us ETF 922042775 1,734 34,173 SH   SOLE   34,173 0 0
Vanguard Total World Stock Ind ETF 922042742 875 14,724 SH   SOLE   14,724 0 0
iShares MSCI ACWI Index ETF 464288257 3,912 67,897 SH   SOLE   67,642 0 255
iShares Tr MSCI Eafe Index Fd ETF 464287465 15,404 229,591 SH   SOLE   229,591 0 0
iShares Tr MSCI Eafe Index Fd ETF 464287465 12 180 SH   OTR   0 0 180
Vanguard Emerging Markets Etf ETF 922042858 9,796 238,119 SH   SOLE   238,119 0 0
Vanguard Emerging Markets Etf ETF 922042858 93 2,262 SH   OTR   0 0 2,262
Vanguard Total Bond Market ETF ETF 921937835 313 3,909 SH   SOLE   3,909 0 0
SPDR Series Trust Nuvn Brcly M ETF 78464a458 971 43,061 SH   SOLE   43,061 0 0
iShares S&P National Muni Bond ETF 464288414 7,508 72,369 SH   SOLE   72,369 0 0
SPDR Series Trust Brclys Intl ETF 78464a516 894 15,475 SH   SOLE   15,475 0 0
iShares Barclays Aggregate Bon ETF 464287226 23,189 217,884 SH   SOLE   217,610 0 274
Bp Plc Spons Adr COM 055622104 210 4,318 SH   OTR   0 0 4,318
Costco Wholesale COM 22160k105 309 2,597 SH   SOLE   2,597 0 0
Paulson Capital Corp COM 703797100 121 120,000 SH   SOLE   120,000 0 0