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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SER BARCLAYS 1-3 MONTH TBILL ETF ETF 78468R663 818,733 8,938,132 SH   SOLE   0 0 8,938,132
ISHARES TR CORE S&P TTL S ETF 464287150 152,927 2,374,642 SH   SOLE   0 0 2,374,642
ISHARES TR RUSSL 1000 VALUE FD ETF 464287598 283,667 2,297,083 SH   SOLE   0 0 2,297,083
SPDR TR UNIT SER 1 ETF 78462F103 194,674 689,159 SH   SOLE   0 0 689,159
ISHARES TR S&P 500 INDEX ETF 464287200 156,538 550,104 SH   SOLE   0 0 550,104
SPDR S&P MIDCAP 400 ETF TR UTS SER1 ETF 78467Y107 119,915 347,178 SH   SOLE   0 0 347,178
ISHARES TR S&P MIDCAP 400 ETF 464287507 57,104 301,499 SH   SOLE   0 0 301,499
VANGUARD SCOTTSDALE FDS INT-TERM GOV ETF 92206C706 6,539 101,409 SH   SOLE   0 0 101,409
VANGUARD INDEX FDS TOTAL STK MKT ETF ETF 922908769 10,067 69,568 SH   SOLE   0 0 69,568
VANGUARD BD INDEX FD INC INTERMED TERM ETF 921937819 5,137 61,210 SH   SOLE   0 0 61,210
ISHARES GOLD TRUST ISHARES ETF 464285105 619 50,000 SH   SOLE   0 0 50,000
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL ETF 92206C714 3,545 32,789 SH   SOLE   0 0 32,789
VANGUARD INDEX FDS S&P 500 ETF SHS ETF 922908363 6,601 25,435 SH   SOLE   0 0 25,435
SECTOR SPDR TR SHS BEN INT-FIN ETF 81369Y605 256 9,950 SH   SOLE   0 0 9,950
VANECK VECTORS ISRAEL ETF ETF 92189F635 306 9,704 SH   SOLE   0 0 9,704
ISHARES TR S&P SMALLCAP600 ETF 464287804 725 9,395 SH   SOLE   0 0 9,395
INVESCO QQQ TRUST ETF 46090E103 1,416 7,879 SH   SOLE   0 0 7,879
DBX ETF TR DB XTR MSCI EU ETF 233051853 205 7,238 SH   SOLE   0 0 7,238
VANGUARD INDEX FDS MID CAP ETF ETF 922908629 1,155 7,182 SH   SOLE   0 0 7,182
VANGUARD SPECIALIZED PORTFOLDIV APP ETF ETF 921908844 594 5,419 SH   SOLE   0 0 5,419
VANGUARD INDEX FDS VALUE ETF ETF 922908744 572 5,313 SH   SOLE   0 0 5,313
VANGUARD INTL EQUITY INDEX FEURPEAN ETF ETF 922042874 274 5,112 SH   SOLE   0 0 5,112
ISHARES TR RSSLL 1000 INDX ETF 464287622 770 4,892 SH   SOLE   0 0 4,892
VANGUARD STAR FD VG TL INTL STK ETF 921909768 249 4,790 SH   SOLE   0 0 4,790
SPDR SERIES TRUST S&P DIVID ETF ETF 78464A763 453 4,560 SH   SOLE   0 0 4,560
WISDOMTREE TR EUROPE HEDGED ETF 97717X701 222 3,469 SH   SOLE   0 0 3,469
POWERSHARES EXCHANGE TRADED FD S&P 500 PORTF ETF 46137V357 328 3,144 SH   SOLE   0 0 3,144
ISHARES 3-7 YR TR BD E ETF 464288661 370 3,000 SH   SOLE   0 0 3,000
SECTOR SPDR TR SBI HEALTHCARE ETF 81369Y209 256 2,785 SH   SOLE   0 0 2,785
VANGUARD INDEX FDS GROWTH ETF ETF 922908736 375 2,397 SH   SOLE   0 0 2,397
ISHARES TR RSSLL 1000 GRWT ETF 464287614 322 2,130 SH   SOLE   0 0 2,130
VANGUARD WORLD FDS INF TECH ETF ETF 92204A702 417 2,076 SH   SOLE   0 0 2,076
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX ETF 921932885 257 2,009 SH   SOLE   0 0 2,009