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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SER BARCLAYS 1-3 MONTH TBILL ETF ETF 78468R663 772,733 8,448,863 SH   SOLE   0 0 8,448,863
ISHARES TR CORE S&P TTL S ETF 464287150 131,211 2,311,697 SH   SOLE   0 0 2,311,697
ISHARES TR RUSSL 1000 VALUE FD ETF 464287598 249,990 2,251,146 SH   SOLE   0 0 2,251,146
SPDR TR UNIT SER 1 ETF 78462F103 173,990 696,184 SH   SOLE   0 0 696,184
ISHARES TR S&P 500 INDEX ETF 464287200 136,258 541,544 SH   SOLE   0 0 541,544
SPDR S&P MIDCAP 400 ETF TR UTS SER1 ETF 78467Y107 106,553 352,044 SH   SOLE   0 0 352,044
ISHARES TR S&P MIDCAP 400 ETF 464287507 49,903 300,517 SH   SOLE   0 0 300,517
VANGUARD SCOTTSDALE FDS INT-TERM GOV ETF 92206C706 6,436 101,409 SH   SOLE   0 0 101,409
VANGUARD INDEX FDS TOTAL STK MKT ETF ETF 922908769 8,426 66,018 SH   SOLE   0 0 66,018
VANGUARD BD INDEX FD INC INTERMED TERM ETF 921937819 4,976 61,210 SH   SOLE   0 0 61,210
ISHARES GOLD TRUST ISHARES ETF 464285105 616 50,088 SH   SOLE   0 0 50,088
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL ETF 92206C714 2,292 23,611 SH   SOLE   0 0 23,611
VANGUARD INDEX FDS S&P 500 ETF SHS ETF 922908363 5,221 22,721 SH   SOLE   0 0 22,721
SECTOR SPDR TR SHS BEN INT-FIN ETF 81369Y605 288 12,097 SH   SOLE   0 0 12,097
VANECK VECTORS ISRAEL ETF ETF 92189F635 272 9,704 SH   SOLE   0 0 9,704
ISHARES TR S&P SMALLCAP600 ETF 464287804 651 9,395 SH   SOLE   0 0 9,395
INVESCO QQQ TRUST ETF 46090E103 1,169 7,578 SH   SOLE   0 0 7,578
DBX ETF TR DB XTR MSCI EU ETF 233051853 182 7,238 SH   SOLE   0 0 7,238
VANGUARD INDEX FDS MID CAP ETF ETF 922908629 993 7,184 SH   SOLE   0 0 7,184
VANGUARD SPECIALIZED PORTFOLDIV APP ETF ETF 921908844 531 5,419 SH   SOLE   0 0 5,419
VANGUARD INDEX FDS VALUE ETF ETF 922908744 520 5,313 SH   SOLE   0 0 5,313
VANGUARD INTL EQUITY INDEX FEURPEAN ETF ETF 922042874 249 5,112 SH   SOLE   0 0 5,112
VANGUARD STAR FD VG TL INTL STK ETF 921909768 226 4,790 SH   SOLE   0 0 4,790
ISHARES TR RSSLL 1000 INDX ETF 464287622 658 4,742 SH   SOLE   0 0 4,742
SPDR SERIES TRUST S&P DIVID ETF ETF 78464A763 408 4,560 SH   SOLE   0 0 4,560
ISHARES 3-7 YR TR BD E ETF 464288661 364 3,000 SH   SOLE   0 0 3,000
SECTOR SPDR TR SBI HEALTHCARE ETF 81369Y209 241 2,785 SH   SOLE   0 0 2,785
VANGUARD INDEX FDS GROWTH ETF ETF 922908736 322 2,397 SH   SOLE   0 0 2,397
ISHARES TR RSSLL 1000 GRWT ETF 464287614 279 2,130 SH   SOLE   0 0 2,130
VANGUARD WORLD FDS INF TECH ETF ETF 92204A702 350 2,098 SH   SOLE   0 0 2,098