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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR TR UNIT SER 1 ETF 78462F103 208,072 715,711 SH   SOLE   0 0 715,711
ISHARES TR S&P 500 INDEX ETF 464287200 155,514 531,252 SH   SOLE   0 0 531,252
SPDR S&P MIDCAP 400 ETF TR UTS SER1 ETF 78467Y107 132,526 360,653 SH   SOLE   0 0 360,653
ISHARES TR S&P MIDCAP 400 ETF 464287507 58,928 292,754 SH   SOLE   0 0 292,754
ISHARES 3-7 YR TR BD E ETF 464288661 32,557 273,424 SH   SOLE   0 0 273,424
VANGUARD SCOTTSDALE FDS INT-TERM GOV ETF 92206C706 6,346 102,214 SH   SOLE   0 0 102,214
VANGUARD INDEX FDS TOTAL STK MKT ETF ETF 922908769 10,951 73,180 SH   SOLE   0 0 73,180
VANGUARD BD INDEX FD INC INTERMED TERM ETF 921937819 4,926 61,210 SH   SOLE   0 0 61,210
ISHARES GOLD TRUST ISHARES ETF 464285105 572 50,000 SH   SOLE   0 0 50,000
VANGUARD INDEX FDS S&P 500 ETF SHS ETF 922908363 5,973 22,365 SH   SOLE   0 0 22,365
SECTOR SPDR TR SHS BEN INT-FIN ETF 81369Y605 333 12,083 SH   SOLE   0 0 12,083
VANECK VECTORS ISRAEL ETF ETF 92189F635 322 9,704 SH   SOLE   0 0 9,704
ISHARES TR S&P SMALLCAP600 ETF 464287804 820 9,395 SH   SOLE   0 0 9,395
ISHARES TR RUSSL 1000 VALUE FD ETF 464287598 1,005 7,937 SH   SOLE   0 0 7,937
INVESCO QQQ TRUST ETF 46090E103 1,401 7,543 SH   SOLE   0 0 7,543
DBX ETF TR DB XTR MSCI EU ETF 233051853 207 7,238 SH   SOLE   0 0 7,238
VANGUARD INDEX FDS MID CAP ETF ETF 922908629 1,156 7,041 SH   SOLE   0 0 7,041
VANGUARD SPECIALIZED PORTFOLDIV APP ETF ETF 921908844 600 5,419 SH   SOLE   0 0 5,419
VANGUARD INDEX FDS VALUE ETF ETF 922908744 588 5,313 SH   SOLE   0 0 5,313
VANGUARD INTL EQUITY INDEX FEURPEAN ETF ETF 922042874 287 5,112 SH   SOLE   0 0 5,112
VANGUARD STAR FD VG TL INTL STK ETF 921909768 259 4,790 SH   SOLE   0 0 4,790
ISHARES TR RSSLL 1000 INDX ETF 464287622 755 4,670 SH   SOLE   0 0 4,670
SPDR SERIES TRUST S&P DIVID ETF ETF 78464A763 447 4,560 SH   SOLE   0 0 4,560
WISDOMTREE TR EUROPE HEDGED ETF 97717X701 219 3,469 SH   SOLE   0 0 3,469
SECTOR SPDR TR SBI HEALTHCARE ETF 81369Y209 265 2,785 SH   SOLE   0 0 2,785
VANGUARD INDEX FDS GROWTH ETF ETF 922908736 386 2,397 SH   SOLE   0 0 2,397
ISHARES TR RSSLL 1000 GRWT ETF 464287614 332 2,130 SH   SOLE   0 0 2,130
VANGUARD WORLD FDS INF TECH ETF ETF 92204A702 421 2,076 SH   SOLE   0 0 2,076
VANGUARD INDEX FDS LARGE CAP ETF ETF 922908637 208 1,557 SH   SOLE   0 0 1,557