CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 21,481	$ 10,525
Interest-bearing deposits at other financial institutions	36,700	30,912
Total cash and cash equivalents	58,181	41,437
Certificates of deposit at other financial institutions	4,712	4,712
Securities available-for-sale, at fair value	232,373	229,252
Securities held-to-maturity, net of allowance for credit losses of $31 and $31, respectively (fair value of $7,924 and $7,929, respectively)	8,469	8,469
Loans held for sale, at fair value	23,310	20,093
Loans receivable, net (includes $14,960 and $14,035, at fair value, respectively)	2,299,649	2,190,860
Accrued interest receivable	12,336	11,144
Premises and equipment, net	31,781	25,119
Operating lease right-of-use ("ROU") assets	7,414	6,226
Federal Home Loan Bank ("FHLB") stock, at cost	3,863	10,611
Other real estate owned ("OREO")	570	570
Deferred tax asset, net	5,860	6,670
Bank owned life insurance ("BOLI"), net	37,020	36,799
Servicing rights, held at the lower of cost or fair value	17,599	18,017
Goodwill	3,592	2,312
Core deposit intangible, net	20,348	3,369
Other assets	15,731	17,238
TOTAL ASSETS	2,782,808	2,632,898
LIABILITIES
Noninterest-bearing accounts	746,922	554,174
Interest-bearing accounts	1,696,351	1,573,567
Total deposits	2,443,273	2,127,741
Borrowings	7,528	186,528
Principal amount	50,000	50,000
Unamortized debt issuance costs	(523)	(539)
Total subordinated notes less unamortized debt issuance costs	49,477	49,461
Operating lease liabilities	7,651	6,474
Other liabilities	33,045	30,997
Total liabilities	2,540,974	2,401,201
COMMITMENTS AND CONTINGENCIES (NOTE 10)
STOCKHOLDERS' EQUITY
Preferred stock, $.01 par value; 5,000,000 shares authorized; none issued or outstanding
Common stock, $.01 par value; 45,000,000 shares authorized; 7,743,283 and 7,736,185 shares issued and outstanding at March 31, 2023 and December 31, 2022, respectively	77	77
Additional paid-in capital	56,138	55,187
Retained earnings	208,342	202,065
Accumulated other comprehensive loss, net of tax	(22,723)	(25,632)
Total stockholders' equity	241,834	231,697
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 2,782,808	$ 2,632,898