DEPOSITS (Tables)

12 Months Ended

Dec. 31, 2022

DEPOSITS

Schedule of Deposit Liabilities

	December 31,
	2022		2021
Noninterest-bearing checking (1)	$	537,938	$	564,360
Interest-bearing checking (1)(2)		135,127		228,024
Savings		134,358		193,922
Money market (3)		574,290		552,357
Certificates of deposit less than $100,000 (4)		440,785		186,974
Certificates of deposit of $100,000 through $250,000		195,447		116,206
Certificates of deposit of $250,000 and over		93,560		57,512
Escrow accounts related to mortgages serviced (5)		16,236		16,389
Total	$	2,127,741	$	1,915,744

____________________________

(1) Prior presentation of noninterest-bearing and interest-bearing checking balances was revised due to misclassification of certain checking products in the previous period.  As a result of the misclassification, interest-bearing checking balances totaling $121.2 million at December 31, 2021, were reclassified to noninterest-bearing checking for comparative purposes. Balances as of the dates and average values included herein have been updated to reflect the reclassification.

(2) Includes $2.3 million and $90.0 million of brokered deposits at December 31, 2022 and 2021, respectively.

(3) Includes $59.7 million and $5.0 million of brokered deposits at December 31, 2022 and 2021, respectively.

(4) Includes $332.0 million and $97.6 million of brokered certificates of deposit at December 31, 2022 and 2021, respectively.

(5) Noninterest-bearing accounts.

Schedule of Maturities of Time Deposits for Future Periods

	December 31, 2022
Maturing in 2023	$	472,231
Maturing in 2024		90,507
Maturing in 2025		113,434
Maturing in 2026		36,618
Maturing in 2027		16,947
Thereafter		55
Total	$	729,792

Schedule of Interest Expense by Deposit Category

	Year Ended
	December 31,
	2022		2021		2020
Interest-bearing checking	$	495	$	282	$	388
Savings and money market		3,775		1,604		2,458
Certificates of deposit		5,150		5,043		9,134
Total	$	9,420	$	6,929	$	11,980