Business Segments (Tables)

6 Months Ended

Jun. 30, 2021

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment

	At or For the Three Months Ended June 30, 2021
Condensed income statement:	Home Lending		Commercial and Consumer Banking		Total
Net interest income (1)	$	2,246	$	18,974	$	21,220
Benefit (provision) for loan losses		(499)		499		—
Noninterest income		5,801		2,385		8,186
Noninterest expense		(5,389)		(13,573)		(18,962)
Income before provision for income taxes		2,159		8,285		10,444
Provision for income taxes		(304)		(1,591)		(1,895)
Net income	$	1,855	$	6,694	$	8,549
Total average assets for period ended	$	388,174	$	1,787,344	$	2,175,518
FTEs		156		366		522

	At or For the Three Months Ended June 30, 2020
Condensed income statement:	Home Lending		Commercial and Consumer Banking		Total
Net interest income (1)	$	1,204	$	16,656	$	17,860
Provision for loan losses		(497)		(4,152)		(4,649)
Noninterest income		12,076		2,055		14,131
Noninterest expense		(4,069)		(10,553)		(14,622)
Income before provision for income taxes		8,714		4,006		12,720
Provision for income taxes		(1,834)		(866)		(2,700)
Net income	$	6,880	$	3,140	$	10,020
Total average assets for period ended	$	376,033	$	1,561,753	$	1,937,786
FTEs		130		334		464

	At or For the Six Months Ended June 30, 2021
Condensed income statement:	Home Lending		Commercial and Consumer Banking		Total
Net interest income (1)	$	3,868	$	37,452	$	41,320
Provision for loan losses		(441)		(1,059)		(1,500)
Noninterest income		16,633		4,587		21,220
Noninterest expense		(8,520)		(26,747)		(35,267)
Income before provision for income taxes		11,540		14,233		25,773
Provision for income taxes		(2,391)		(2,950)		(5,341)
Net income	$	9,149	$	11,283	$	20,432
Total average assets for year ended	$	395,032	$	1,756,642	$	2,151,674
FTEs		156		366		522

	At or For the Six Months Ended June 30, 2020
Condensed income statement:	Home Lending		Commercial and Consumer Banking		Total
Net interest income (1)	$	2,385	$	32,948	$	35,333
Provision for loan losses		(1,056)		(7,279)		(8,335)
Noninterest income		17,234		5,788		23,022
Noninterest expense		(8,231)		(22,575)		(30,806)
Income before provision for income taxes		10,332		8,882		19,214
Provision for income taxes		(2,165)		(1,862)		(4,027)
Net income	$	8,167	$	7,020	$	15,187
Total average assets for year ended	$	351,737	$	1,484,173	$	1,835,910
FTEs		130		334		464

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(1) Net interest income is the difference between interest earned on assets and the cost of liabilities to fund those assets. Interest earned includes actual interest earned on segment assets and, if the segment has excess liabilities, interest credits for providing funding to the other segment. The cost of liabilities includes interest expense on segment liabilities and, if the segment does not have enough liabilities to fund its assets, a funding charge based on the cost of assigned liabilities to fund segment assets.