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Regulatory Capital (Tables)
 12 Months Ended
Dec. 31, 2012
Regulatory Capital Requirements [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The Bank’s actual capital amounts and ratios at December 31, 2012 and 2011 are also presented in the table.
 
 
 
 
 
 
 
 
 
 
To be Well Capitalized
Under Prompt Corrective
Action Provisions
 
 
 
 
 
For Capital
Adequacy Purposes
 
 
Actual
 
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
As of December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
Total Risk-based Capital
 
 
 
 
 
 
 
 
 
 
 
(to Risk-weighted Assets)
$
50,591

 
16.00
%
 
$
25,294

 
8.00
%
 
$
31,617

 
10.00
%
Tier I Risk-based Capital
 

 
 

 
 

 
 

 
 

 
 

(to Risk-weighted Assets)
$
46,627

 
14.75
%
 
$
12,647

 
4.00
%
 
$
18,970

 
6.00
%
Tier I Leverage Capital
 

 
 

 
 

 
 

 
 

 
 

(to Average Assets)
$
46,627

 
13.26
%
 
$
14,066

 
4.00
%
 
$
17,583

 
5.00
%
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
Total Risk-based Capital
 
 
 
 
 
 
 
 
 
 
 
(to Risk-weighted Assets)
$
29,441

 
12.29
%
 
$
19,158

 
8.00
%
 
$
23,947

 
10.00
%
Tier I Risk-based Capital
 

 
 

 
 

 
 

 
 

 
 

(to Risk-weighted Assets)
$
26,431

 
11.04
%
 
$
9,579

 
4.00
%
 
$
14,368

 
6.00
%
Tier I Leverage Capital
 

 
 

 
 

 
 

 
 

 
 

(to Average Assets)
$
26,431

 
9.30
%
 
$
11,365

 
4.00
%
 
$
14,206

 
5.00
%
Schedule of Regulatory Capital Level Differences from Total Capital
Regulatory capital levels reported above differ from the Company's total equity, computed in accordance with GAAP in the United States.
 
 
Company
 
The Bank
 
December 31,
 
December 31,
 
2012
 
2012
 
2011
Equity
$
59,897

 
$
47,836

 
$
26,767

Unrealized gain on securities available-for-sale
(597
)
 
(597
)
 
(316
)
Disallowed deferred tax assets
(506
)
 
(506
)
 
—

Disallowed servicing assets
(106
)
 
(106
)
 
(20
)
Total Tier 1 capital
58,688

 
46,627

 
26,431

Allowance for loan and lease losses for regulatory capital purposes
3,964

 
3,964

 
3,010

Total risk-based capital
$
62,652

 
$
50,591

 
$
29,441