Commitments and Contingencies (Tables)

12 Months Ended

Dec. 31, 2012

Commitments and Contingencies Disclosure [Abstract]

Schedule of Commitments to Extend Credit

A summary of the Bank’s commitments at December 31, 2012 and 2011 were as follows:

	2012		2011
COMMITMENTS TO EXTEND CREDIT
REAL ESTATE LOANS
Construction and development	$	27,347	$	6,252
One-to-four-family	19,313		1,223
Home equity	11,928		11,621
Commercial/Multi-family	3,241		235
Total real estate loans	61,829		19,331
CONSUMER LOANS
Indirect home improvement	568		814
Other	6,225		6,775
Total consumer loans	6,793		7,589
COMMERCIAL BUSINESS LOANS	41,025		31,789
Total commitments to extend credit	$	109,647	$	58,709