The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 2,655,142 24,288 SH   DFND 1,2 0 0 24,288
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 484,505 3,126 SH   DFND 1,2 0 0 3,126
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 250,747 1,701 SH   DFND 1,2 0 0 1,701
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 396,720 2,840 SH   DFND 1,2 0 0 2,840
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,071,632 7,604 SH   DFND 1,2 0 0 7,604
AMAZON COM INC COM 023135106 BBG001S5PQL7 3,283,135 21,608 SH   DFND 1,2 0 0 21,608
AMERICAN ELEC PWR CO INC COM 025537101 BBG001S5NFD2 801,189 9,864 SH   DFND 1,2 0 0 9,864
APPLE INC COM 037833100 BBG001S5N8V8 4,264,006 22,147 SH   DFND 1,2 0 0 22,147
AT&T INC COM 00206R102 BBG001S5VWH2 945,043 56,320 SH   DFND 1,2 0 0 56,320
AURORA CANNABIS INC COM 05156X884 BBG001SV77D1 28,191 59,200 SH   DFND 1,2 0 0 59,200
BARRICK GOLD CORP COM 067901108 BBG001S5N9P3 622,660 34,420 SH   DFND 1,2 0 0 34,420
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 294,958 827 SH   DFND 1,2 0 0 827
BLOCK INC CL A 852234103 BBG001TFLWL5 380,949 4,925 SH   DFND 1,2 0 0 4,925
BOEING CO COM 097023105 BBG001S5P0V3 242,674 931 SH   DFND 1,2 0 0 931
CADENCE DESIGN SYSTEM INC COM 127387108 BBG001S65YK1 253,849 932 SH   DFND 1,2 0 0 932
CATERPILLAR INC COM 149123101 BBG001S5PJ06 326,401 1,104 SH   DFND 1,2 0 0 1,104
CBRE GROUP INC CL A 12504L109 BBG001SC2D27 95,256,763 1,023,276 SH   DFND 1,2 0 0 1,023,276
CHARGEPOINT HOLDINGS INC COM CL A 15961R105 BBG00Q741ZS7 88,335 37,750 SH   DFND 1,2 0 0 37,750
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,098,227 7,363 SH   DFND 1,2 0 0 7,363
CHIPOTLE MEXICAN GRILL INC COM 169656105 BBG001SP50B3 425,375 186 SH   DFND 1,2 0 0 186
CITIZENS FINL GROUP INC COM 174610105 BBG006Q0HZT0 727,747 21,960 SH   DFND 1,2 0 0 21,960
CLEVELAND-CLIFFS INC NEW COM 185899101 BBG001S5PW43 16,028,710 784,952 SH   DFND 1,2 0 0 784,952
COCA COLA CO COM 191216100 BBG001S5SMQ8 715,341 12,139 SH   DFND 1,2 0 0 12,139
CORNING INC COM 219350105 BBG001S5RLH1 639,547 21,003 SH   DFND 1,2 0 0 21,003
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 592,755 898 SH   DFND 1,2 0 0 898
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 215,477 2,729 SH   DFND 1,2 0 0 2,729
DELTA AIR LINES INC DEL COM NEW 247361702 BBG001SPT759 220,362,581 5,477,568 SH   DFND 1,2 0 0 5,477,568
DISNEY WALT CO COM 254687106 BBG001S5QHF3 527,748 5,845 SH   DFND 1,2 0 0 5,845
DOMINION ENERGY INC COM 25746U109 BBG001S5QCP3 1,399,336 29,773 SH   DFND 1,2 0 0 29,773
DONALDSON INC COM 257651109 BBG001S5QDV4 545,346 8,345 SH   DFND 1,2 0 0 8,345
EDISON INTL COM 281020107 BBG001S7MY75 710,457 9,938 SH   DFND 1,2 0 0 9,938
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 740,111 7,604 SH   DFND 1,2 0 0 7,604
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 1,854,252 18,546 SH   DFND 1,2 0 0 18,546
FAIR ISAAC CORP COM 303250104 BBG001S8ZT61 261,902 225 SH   DFND 1,2 0 0 225
FASTENAL CO COM 311900104 BBG001S5R1F7 305,620 4,719 SH   DFND 1,2 0 0 4,719
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 BBG00DR7RGF5 4,056,781 95,950 SH   DFND 1,2 0 0 95,950
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 BBG006N7S6J1 784,921 15,385 SH   DFND 1,2 0 0 15,385
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100 BBG001SS8248 315,393 3,327 SH   DFND 1,2 0 0 3,327
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 BBG005SW6WS0 1,745,488 33,781 SH   DFND 1,2 0 0 33,781
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102 BBG00J3TCS97 4,976,419 151,859 SH   DFND 1,2 0 0 151,859
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F631 BBG00YXMQGQ8 1,384,095 40,037 SH   DFND 1,2 0 0 40,037
FIRST TR EXCHNG TRADED FD VI FT CBOE US EQ MD 33740F458 BBG01GCNPTX2 330,425 10,094 SH   DFND 1,2 0 0 10,094
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST BFR 33740F623 BBG00YXMPLL3 3,991,643 100,217 SH   DFND 1,2 0 0 100,217
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST US 33740F482 BBG01FTSQPD4 239,077 7,157 SH   DFND 1,2 0 0 7,157
FIRST TR EXCHNG TRADED FD VI VEST US EQTY BUF 33740F664 BBG00XS5NBW0 339,000 8,717 SH   DFND 1,2 0 0 8,717
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 1,002,439 82,234 SH   DFND 1,2 0 0 82,234
FRANKLIN RESOURCES INC COM 354613101 BBG001S5P3W6 49,675,806 1,667,533 SH   DFND 1,2 0 0 1,667,533
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 BBG00B0SKXY1 1,065,329 11,356 SH   DFND 1,2 0 0 11,356
HOME DEPOT INC COM 437076102 BBG001S5RTW7 454,885 1,313 SH   DFND 1,2 0 0 1,313
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 811,810 3,871 SH   DFND 1,2 0 0 3,871
INTEL CORP COM 458140100 BBG001S5SF65 473,094 9,415 SH   DFND 1,2 0 0 9,415
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 277,420 1,696 SH   DFND 1,2 0 0 1,696
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 BBG00XS6PBW6 306,378 1,818 SH   DFND 1,2 0 0 1,818
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 BBG00KJR2B26 347,929 9,224 SH   DFND 1,2 0 0 9,224
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 296,943 725 SH   DFND 1,2 0 0 725
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 19,507,151 385,669 SH   DFND 1,2 0 0 385,669
ISHARES TR 0-5YR HI YL CP 46434V407 BBG005DW06B7 34,651,069 820,726 SH   DFND 1,2 0 0 820,726
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 1,075,303 13,107 SH   DFND 1,2 0 0 13,107
ISHARES TR 10+ YR INVST GRD 464289511 BBG001T5MKD1 530,700 10,072 SH   DFND 1,2 0 0 10,072
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 14,848,549 275,893 SH   DFND 1,2 0 0 275,893
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 6,459,355 63,333 SH   DFND 1,2 0 0 63,333
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 21,832,400 310,340 SH   DFND 1,2 0 0 310,340
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 316,162 2,921 SH   DFND 1,2 0 0 2,921
ISHARES TR CORE S&P US GWT 464287671 BBG001SFQL99 7,711,996 74,083 SH   DFND 1,2 0 0 74,083
ISHARES TR CORE S&P US VLU 464287663 BBG001SFQL80 33,099,283 392,497 SH   DFND 1,2 0 0 392,497
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 2,028,974 4,248 SH   DFND 1,2 0 0 4,248
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 6,929,254 150,407 SH   DFND 1,2 0 0 150,407
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 30,349,007 305,783 SH   DFND 1,2 0 0 305,783
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 298,976 3,087 SH   DFND 1,2 0 0 3,087
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 810,342 15,554 SH   DFND 1,2 0 0 15,554
ISHARES TR GLOBAL TECH ETF 464287291 BBG001S60KQ0 253,630 3,720 SH   DFND 1,2 0 0 3,720
ISHARES TR GRWT ALLOCAT ETF 464289867 BBG001T3YV58 407,328 7,658 SH   DFND 1,2 0 0 7,658
ISHARES TR ISHARES SEMICDTR 464287523 BBG001SJ8F58 332,986 578 SH   DFND 1,2 0 0 578
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 21,062,250 410,770 SH   DFND 1,2 0 0 410,770
ISHARES TR MRGSTR SM CP GR 464288604 BBG001SBRKD4 14,850,178 337,504 SH   DFND 1,2 0 0 337,504
ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 4,456,352 28,404 SH   DFND 1,2 0 0 28,404
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 520,797 3,539 SH   DFND 1,2 0 0 3,539
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 429,678 3,963 SH   DFND 1,2 0 0 3,963
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 350,976 1,392 SH   DFND 1,2 0 0 1,392
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 559,982 3,605 SH   DFND 1,2 0 0 3,605
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 348,372 4,639 SH   DFND 1,2 0 0 4,639
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 553,065 3,181 SH   DFND 1,2 0 0 3,181
ISHARES TR SHORT TREAS BD 464288679 BBG001SSD803 6,123,896 55,606 SH   DFND 1,2 0 0 55,606
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 203,676 1,976 SH   DFND 1,2 0 0 1,976
ISHARES TR U.S. FIN SVC ETF 464287770 BBG001SFGXS3 262,215 1,463 SH   DFND 1,2 0 0 1,463
ISHARES TR U.S. TECH ETF 464287721 BBG001SFB7Z7 945,741 7,705 SH   DFND 1,2 0 0 7,705
ISHARES U S ETF TR INT RT HDG C B 46431W705 BBG006KF7CV2 410,417 4,409 SH   DFND 1,2 0 0 4,409
J P MORGAN EXCHANGE TRADED F BETABUILDERS CDA 46641Q225 BBG00LN4CWM1 224,569 3,502 SH   DFND 1,2 0 0 3,502
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 580,208 10,553 SH   DFND 1,2 0 0 10,553
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 BBG016NKZFF7 297,884 5,966 SH   DFND 1,2 0 0 5,966
JOBY AVIATION INC COMMON STOCK G65163100 BBG00X2MYTD1 330,505 49,700 SH   DFND 1,2 0 0 49,700
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 367,834 2,347 SH   DFND 1,2 0 0 2,347
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 1,081,093 6,356 SH   DFND 1,2 0 0 6,356
KINDER MORGAN INC DEL COM 49456B101 BBG001TG2YZ5 535,979 30,384 SH   DFND 1,2 0 0 30,384
LATTICE STRATEGIES TR HARTFORD DISCIPL 518416870 BBG01B7B3X24 209,020 4,498 SH   DFND 1,2 0 0 4,498
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827 BBG00P35J8L8 522,563 20,286 SH   DFND 1,2 0 0 20,286
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 BBG001T8LMY9 700,447 7,367 SH   DFND 1,2 0 0 7,367
MANULIFE FINL CORP COM 56501R106 BBG001S76KD6 759,793 34,380 SH   DFND 1,2 0 0 34,380
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 531,431 1,246 SH   DFND 1,2 0 0 1,246
MCDONALDS CORP COM 580135101 BBG001S5T110 1,664,521,009 5,613,710 SH   DFND 1,2 0 0 5,613,710
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 375,477 811 SH   DFND 1,2 0 0 811
MEDICAL PPTYS TRUST INC COM 58463J304 BBG001S7WM61 676,197 137,718 SH   DFND 1,2 0 0 137,718
MERCK & CO INC COM 58933Y105 BBG001S5TC52 875,461 8,030 SH   DFND 1,2 0 0 8,030
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 819,417 2,315 SH   DFND 1,2 0 0 2,315
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,316,361 6,160 SH   DFND 1,2 0 0 6,160
MP MATERIALS CORP COM CL A 553368101 BBG00TJGL0T5 291,795 14,700 SH   DFND 1,2 0 0 14,700
NATIONAL GRID PLC SPONSORED ADR NE 636274409 BBG001SD9VH2 688,141 10,121 SH   DFND 1,2 0 0 10,121
NETFLIX INC COM 64110L106 BBG001SF6L46 335,947 690 SH   DFND 1,2 0 0 690
NEWMARKET CORP COM 651587107 BBG001S5R005 600,413 1,100 SH   DFND 1,2 0 0 1,100
NEXSTAR MEDIA GROUP INC COMMON STOCK 65336K103 BBG001SKJJT9 683,156 4,358 SH   DFND 1,2 0 0 4,358
NIO INC SPON ADS 62914V106 BBG00LPXZBW5 845,778 93,250 SH   DFND 1,2 0 0 93,250
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 1,413,896 2,855 SH   DFND 1,2 0 0 2,855
ORACLE CORP COM 68389X105 BBG001S5SJG6 276,617 2,624 SH   DFND 1,2 0 0 2,624
PACER FDS TR LUNT LRGCP MULTI 69374H816 BBG00VP236R3 4,335,589 105,772 SH   DFND 1,2 0 0 105,772
PACER FDS TR TRENDPILOT US BD 69374H642 BBG00QLCLBK2 214,032 10,456 SH   DFND 1,2 0 0 10,456
PACER FDS TR WEALTHSHIELD 69374H840 BBG00JGBRQR0 319,181 11,813 SH   DFND 1,2 0 0 11,813
PALANTIR TECHNOLOGIES INC CL A 69608A108 BBG001T53796 195,395 11,380 SH   DFND 1,2 0 0 11,380
PEPSICO INC COM 713448108 BBG001S695T1 787,067 4,634 SH   DFND 1,2 0 0 4,634
PFIZER INC COM 717081103 BBG001S5V466 724,382 25,161 SH   DFND 1,2 0 0 25,161
PG&E CORP COM 69331C108 BBG001S5V206 415,827,192 23,063,072 SH   DFND 1,2 0 0 23,063,072
PLUG POWER INC COM NEW 72919P202 BBG001S6GJB2 447,300 99,400 SH   DFND 1,2 0 0 99,400
POLESTAR AUTOMOTIVE HLDG UK ADS A 731105201 BBG0147QHH45 86,784 38,400 SH   DFND 1,2 0 0 38,400
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 1,028,934 7,022 SH   DFND 1,2 0 0 7,022
PROSHARES TR S&P 500 DV ARIST 74348A467 BBG005D266P2 224,101 2,354 SH   DFND 1,2 0 0 2,354
REGENERON PHARMACEUTICALS COM 75886F107 BBG001S6PX49 240,651 274 SH   DFND 1,2 0 0 274
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 390,118 4,637 SH   DFND 1,2 0 0 4,637
SALESFORCE INC COM 79466L302 BBG001SDLP09 318,926 1,212 SH   DFND 1,2 0 0 1,212
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 345,561 7,315 SH   DFND 1,2 0 0 7,315
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 BBG00L5F9FV7 1,097,456 15,104 SH   DFND 1,2 0 0 15,104
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 520,070 6,203 SH   DFND 1,2 0 0 6,203
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 1,641,063 43,645 SH   DFND 1,2 0 0 43,645
SELECT SECTOR SPDR TR INDL 81369Y704 BBG001S7T232 1,311,151 11,502 SH   DFND 1,2 0 0 11,502
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 BBG00B597137 364,139 9,090 SH   DFND 1,2 0 0 9,090
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 1,587,708 8,879 SH   DFND 1,2 0 0 8,879
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 BBG001S7T107 836,494 11,613 SH   DFND 1,2 0 0 11,613
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 1,413,888 10,367 SH   DFND 1,2 0 0 10,367
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 446,922 7,057 SH   DFND 1,2 0 0 7,057
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 BBG001S7R733 345,617 4,040 SH   DFND 1,2 0 0 4,040
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 4,474,399 23,246 SH   DFND 1,2 0 0 23,246
SHELL PLC SPON ADS 780259305 BBG0147BN6H1 862,761 13,112 SH   DFND 1,2 0 0 13,112
SIMON PPTY GROUP INC NEW COM 828806109 BBG001S77WM9 737,235 5,169 SH   DFND 1,2 0 0 5,169
SMUCKER J M CO COM NEW 832696405 BBG001S5W3H5 675,958 5,349 SH   DFND 1,2 0 0 5,349
SONOCO PRODS CO COM 835495102 BBG001S7M9F1 673,690 12,058 SH   DFND 1,2 0 0 12,058
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 294,769 782 SH   DFND 1,2 0 0 782
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1,552,375 3,266 SH   DFND 1,2 0 0 3,266
SPDR SER TR PORTFOLIO AGRGTE 78464A649 BBG001STKD11 272,351 10,622 SH   DFND 1,2 0 0 10,622
STARBOARD INVT TR ADAPTIVE ALPHA 85521B742 BBG010WX26H6 524,391 21,547 SH   DFND 1,2 0 0 21,547
STARBOARD INVT TR ADAPTIVE HDGD MU 85521B783 BBG0133TN3L0 1,398,412 183,519 SH   DFND 1,2 0 0 183,519
STERIS PLC SHS USD G8473T100 BBG00MRHG532 260,960 1,187 SH   DFND 1,2 0 0 1,187
TARGET CORP COM 87612E106 BBG001SC0K41 757,663 5,320 SH   DFND 1,2 0 0 5,320
TELLURIAN INC NEW COM 87968A104 BBG001S5TB09 11,334 15,000 SH   DFND 1,2 0 0 15,000
TESLA INC COM 88160R101 BBG001SQKGD7 1,804,959 7,264 SH   DFND 1,2 0 0 7,264
TRUIST FINL CORP COM 89832Q109 BBG001S5YYC0 737,613 19,979 SH   DFND 1,2 0 0 19,979
UNION PAC CORP COM 907818108 BBG001S5X2M0 233,781 952 SH   DFND 1,2 0 0 952
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 680,635 4,329 SH   DFND 1,2 0 0 4,329
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 462,904 879 SH   DFND 1,2 0 0 879
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 267,272 6,175 SH   DFND 1,2 0 0 6,175
VANECK ETF TRUST MRNGSTR INT MOAT 92189F593 BBG009L72WV4 310,256 9,963 SH   DFND 1,2 0 0 9,963
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 BBG001TC6MJ4 247,611 2,635 SH   DFND 1,2 0 0 2,635
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 BBG001TC6ML1 32,292,910 364,892 SH   DFND 1,2 0 0 364,892
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 308,250 4,191 SH   DFND 1,2 0 0 4,191
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 4,901,845 15,768 SH   DFND 1,2 0 0 15,768
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 466,763 1,069 SH   DFND 1,2 0 0 1,069
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 34,343,427 190,829 SH   DFND 1,2 0 0 190,829
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 15,121,296 62,544 SH   DFND 1,2 0 0 62,544
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 510,154 2,151 SH   DFND 1,2 0 0 2,151
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 16,823,905 112,534 SH   DFND 1,2 0 0 112,534
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 252,180 3,103 SH   DFND 1,2 0 0 3,103
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 217,771 1,278 SH   DFND 1,2 0 0 1,278
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 209,295 3,611 SH   DFND 1,2 0 0 3,611
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 295,495 6,169 SH   DFND 1,2 0 0 6,169
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 338,844 3,035 SH   DFND 1,2 0 0 3,035
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 1,393,219 36,955 SH   DFND 1,2 0 0 36,955
VISA INC COM CL A 92826C839 BBG001SRCFY3 237,723 913 SH   DFND 1,2 0 0 913
WALGREENS BOOTS ALLIANCE INC COM 931427108 BBG001S5XBY7 752,895 28,836 SH   DFND 1,2 0 0 28,836
WALMART INC COM 931142103 BBG001S5XH92 751,020 4,764 SH   DFND 1,2 0 0 4,764
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 842,243 17,112 SH   DFND 1,2 0 0 17,112
WELLTOWER INC COM 95040Q104 BBG001S5RTQ4 710,728 7,882 SH   DFND 1,2 0 0 7,882
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 BBG005YHYNG8 226,080 4,500 SH   DFND 1,2 0 0 4,500
WISDOMTREE TR US SMALLCAP DIVD 97717W604 BBG001SHKFX7 302,036 9,389 SH   DFND 1,2 0 0 9,389
XCEL ENERGY INC COM 98389B100 BBG001S7F0X8 890,080 14,377 SH   DFND 1,2 0 0 14,377