The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 14,000 102,401 SH   SOLE   102,401 0 0
MICROSOFT CORP COM 594918104 13,182 51,327 SH   SOLE   51,327 0 0
Berkshire Hathaway Inc DEL CL B NEW 084670702 12,454 45,617 SH   SOLE   45,617 0 0
LOCKHEED MARTIN CORP COM 539830109 8,905 20,710 SH   SOLE   20,710 0 0
DANAHER CORP DEL COM 235851102 8,493 33,501 SH   SOLE   33,501 0 0
JOHNSON & JOHNSON COM 478160104 8,275 46,614 SH   SOLE   46,614 0 0
DOMINION ENERGY INC COM 25746U109 8,262 103,520 SH   SOLE   103,520 0 0
PEPSICO INC COM 713448108 7,888 47,327 SH   SOLE   47,327 0 0
ESSENTIAL UTILITIES INC COM 29670G102 7,123 155,352 SH   SOLE   155,352 0 0
PROCTER AND GAMBLE CO COM 742718109 7,098 49,361 SH   SOLE   49,361 0 0
ISHARES TR TIPS BD ETF 464287176 6,758 59,327 SH   SOLE   59,327 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 6,498 128,035 SH   SOLE   128,035 0 0
VISA INC COM CL A 92826C839 6,421 32,614 SH   SOLE   32,614 0 0
FIRST TR EXCHANGE-TRADED FD PFD Secs Inc ETF 33739E108 6,305 365,905 SH   SOLE   365,905 0 0
UNION PAC CORP COM 907818108 4,860 22,787 SH   SOLE   22,787 0 0
PALO ALTO NETWORKS INC COM 697435105 4,829 9,776 SH   SOLE   9,776 0 0
MORGAN STANLEY COM NEW 617446448 4,665 61,338 SH   SOLE   61,338 0 0
AMAZON COM INC COM 023135106 4,468 42,068 SH   SOLE   42,068 0 0
NIKE INC CL B 654106103 4,260 41,688 SH   SOLE   41,688 0 0
ZOETIS INC CL A 98978V103 4,252 24,735 SH   SOLE   24,735 0 0
ISHARES GOLD TRUST ISHARES 464285204 4,223 123,098 SH   SOLE   123,098 0 0
ALPHABET INC CAP STK CL A 02079K305 3,661 1,680 SH   SOLE   1,680 0 0
CHEVRON CORP NEW COM 166764100 3,557 24,571 SH   SOLE   24,571 0 0
ALBEMARLE CORP COM 012653101 3,411 16,320 SH   SOLE   16,320 0 0
WALMART INC COM 931142103 3,057 25,142 SH   SOLE   25,142 0 0
PFIZER INC COM 717081103 2,866 54,661 SH   SOLE   54,661 0 0
DISNEY WALT CO COM DISNEY 254687106 2,751 29,143 SH   SOLE   29,143 0 0
SHERWIN WILLIAMS CO COM 824348106 2,722 12,158 SH   SOLE   12,158 0 0
FIRST TR EXCHANG TRADED FD I MANAGD MUN ETF 33739N108 2,375 46,934 SH   SOLE   46,934 0 0
SOUTHERN CO COM 842587107 2,243 31,460 SH   SOLE   31,460 0 0
NEXTERA ENERGY INC COM 65339F101 2,155 27,817 SH   SOLE   27,817 0 0
NORFOLK SOUTHERN CORP COM 655844108 1,517 6,673 SH   SOLE   6,673 0 0
WASTE MGMT INC DEL COM 94106L109 1,471 9,618 SH   SOLE   9,618 0 0
CITIZENS FINL GROUP INC COM 174610105 1,456 40,805 SH   SOLE   40,805 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,441 17,627 SH   SOLE   17,627 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 1,271 8,542 SH   SOLE   8,542 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,223 17,071 SH   SOLE   17,071 0 0
ATLANTIC UN BANKSHARES CORP COM 04911A107 959 28,262 SH   SOLE   28,262 0 0
BROADCOM INC COM 11135F101 932 1,919 SH   SOLE   1,919 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 902 6,386 SH   SOLE   6,386 0 0
EXXON MOBIL CORP COM 30231G102 898 10,480 SH   SOLE   10,480 0 0
COCA COLA CO COM 191216100 841 13,365 SH   SOLE   13,365 0 0
ADVANCED MICRO DEVICES COM 007903107 782 10,230 SH   SOLE   10,230 0 0
CHARLES RIV LABS INTL INC COM 159864107 705 3,296 SH   SOLE   3,296 0 0
DUKE ENERGY CORP NEW COM 26441C204 695 6,480 SH   SOLE   6,480 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100 640 13,199 SH   SOLE   13,199 0 0
ALPHABET INC CAP STK CL C 02079K107 612 280 SH   SOLE   280 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 527 18,208 SH   SOLE   18,208 0 0
PHILIP MORRIS INTL INC COM 718172109 518 5,250 SH   SOLE   5,250 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 501 922 SH   SOLE   922 0 0
HOME DEPOT INC COM 437076102 487 1,775 SH   SOLE   1,775 0 0
JP MORGAN CHASE & CO COM 46625H100 472 4,193 SH   SOLE   4,193 0 0
PNC FINL SVCS GROUP INC COM 693475105 428 2,715 SH   SOLE   2,715 0 0
CONOCOPHILLIPS COM 20825C104 298 3,316 SH   SOLE   3,316 0 0
LOWES COS INC COM 548661107 297 1,700 SH   SOLE   1,700 0 0
DIGITAL RLTY TR INC COM 253868103 249 1,916 SH   SOLE   1,916 0 0
ENBRIDGE INC COM 29250N105 248 5,866 SH   SOLE   5,866 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 241 2,512 SH   SOLE   2,512 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 231 2,996 SH   SOLE   2,996 0 0
QUALCOM INC COM 747525103 230 1,800 SH   SOLE   1,800 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 228 1,296 SH   SOLE   1,296 0 0
CARLOTZ INC COM CL A 142552108 4 10,000 SH   SOLE   10,000 0 0