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Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Interest income:    
Loans and leases $ 12,475 $ 12,453
Securities income 867 810
Short-term investments 60 56
Total interest income 13,402 13,319
Interest expense:    
Deposits 2,168 2,598
Notes payable and other borrowings 159 218
Junior subordinated notes 274 274
Total interest expense 2,601 3,090
Net interest income 10,801 10,229
Provision for loan and lease losses 180 80
Net interest income after provision for loan and lease losses 10,621 10,149
Non-interest income:    
Trust and investment services fee income 1,068 827
Service charges on deposits 567 483
Loan fees 390 358
Increase in cash surrender value of bank-owned life insurance 206 207
Other 90 78
Total non-interest income 2,321 1,953
Non-interest expense:    
Compensation 5,057 4,726
Occupancy 324 328
Professional fees 632 572
Data processing 415 402
Marketing 347 285
Equipment 130 139
FDIC insurance 190 205
Collateral liquidation costs (recoveries) 159 (14)
Net gain on foreclosed properties 0 (30)
Other 598 565
Total non-interest expense 7,852 7,178
Income before income tax expense 5,090 4,924
Income tax expense 1,753 1,680
Net income $ 3,337 $ 3,244
Earnings per common share:    
Basic $ 0.85 $ 0.83
Diluted $ 0.84 $ 0.83
Dividends declared per share $ 0.21 $ 0.14