EX-99.1 2 mgmtpresentationfebr2014.htm EXHIBIT 99.1 Management Presentation February 2014 Ex. 99.1


Exhibit 99.1

Investor Presentation
February 2014





Forward-Looking Statements





FBIZ Company Overview





Company Profile





History of First Business





Footprint





Senior Executive Team
Corey Chambas
Jim Ropella
Michael Losenegger
Mark Meloy





Senior Executive Team
Barbara Conley
Dave Vetta
Chuck Batson
Joan Burke





Senior Executive Team
Randy Shumate
Jodi Chandler
Mickey Noone





Corporate Strategy





Commitment to Expansion





Strategic Objectives





Strategic Objectives
Drive top line revenue growth
Achieve additional improvement in pre-tax adjusted earnings
Continue to leverage operating model to maintain efficiency
Continue to capture in-market deposits from clients to strengthen our mix of core funding and reduce our cost of funds
Maintain strong asset quality
Maintain strong profitability
Opportunistically invest in talent for future growth and profitability
Top Line Revenue





Top Line Revenue





Pre-Tax Adjusted Earnings





Efficiency Ratio & FTEs





Deposit Composition





Funding Strategy





Asset Quality Trends





Cumulative Net Charge-Offs as a Percentage of 12/31/07 Loans and Leases





Return on Average Assets





Return on Average Equity






Financial Performance Highlights





Recent Financial Highlights





Loan and Lease Composition





Loan Growth & NIM Expansion





Trust Asset Growth





Tangible Common Equity





Earnings Per Share





Investment Considerations





Investment Highlights





Loan and Lease Growth Opportunity





Significant Deposit Growth Opportunity





FBIZ Valuation - Price Increase





FBIZ Valuation - PE Multiple





Appendix





Appendix - Financial Highlights Table





Appendix - Yield and Cost Trends





Appendix - Asset Quality Data and Ratios





Appendix - Pre-Tax Adjusted Earnings





Appendix - Efficiency Ratio





Appendix - Tangible Book Value Per Share





Appendix - Tangible Common Equity to Tangible Assets





Appendix - Deposit Cost





Appendix - Texas Ratio





Appendix - Cumulative Net Charge-off Percentage