The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SER TR NUVEEN BLMBRG SR 78468R739 2,648 53,178 SH   SOLE   0 0 53,178
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 382 17,567 SH   SOLE   0 0 17,567
KIMBERLY-CLARK CORP COM 494368103 811 6,012 SH   SOLE   0 0 6,012
ISHARES TR RUS 1000 GRW ETF 464287614 1,294 5,365 SH   SOLE   0 0 5,365
US BANCORP DEL COM NEW 902973304 3,559 76,382 SH   SOLE   0 0 76,382
SPDR SER TR PORTFOLIO AGRGTE 78464A649 150,867 4,899,868 SH   SOLE   0 0 4,899,868
ISHARES TR ESG AW MSCI EAFE 46435G516 219 3,001 SH   SOLE   0 0 3,001
YUM CHINA HLDGS INC COM 98850P109 2,732 47,854 SH   SOLE   0 0 47,854
ISHARES TR JPMORGAN USD EMG 464288281 2,073 17,884 SH   SOLE   0 0 17,884
SPDR SER TR S&P 600 SMCP VAL 78464A300 8,514 128,627 SH   SOLE   0 0 128,627
NATIONAL FUEL GAS CO N J COM 636180101 743 18,058 SH   SOLE   0 0 18,058
VANECK VECTORS ETF TR INTRMDT MUNI ETF 92189H201 1,680 32,281 SH   SOLE   0 0 32,281
DOLLAR GEN CORP NEW COM 256677105 1,163 5,531 SH   SOLE   0 0 5,531
CF INDS HLDGS INC COM 125269100 232 6,000 SH   SOLE   0 0 6,000
ISHARES TR SELECT DIVID ETF 464287168 5,635 58,592 SH   SOLE   0 0 58,592
NRG ENERGY INC COM NEW 629377508 678 18,043 SH   SOLE   0 0 18,043
BIOLASE INC COM NEW 090911207 14 34,500 SH   SOLE   0 0 34,500
PEPSICO INC COM 713448108 1,799 12,130 SH   SOLE   0 0 12,130
CORVUS GOLD INC COM 221013105 24 10,000 SH   SOLE   0 0 10,000
DISNEY WALT CO COM 254687106 1,807 9,975 SH   SOLE   0 0 9,975
CITIGROUP INC COM NEW 172967424 3,252 52,738 SH   SOLE   0 0 52,738
FIDELITY COVINGTON TRUST MOMENTUM FACTR 316092816 367 8,300 SH   SOLE   0 0 8,300
ISHARES TR RUS MD CP GR ETF 464287481 1,034 10,070 SH   SOLE   0 0 10,070
ENTERGY CORP NEW COM 29364G103 1,089 10,910 SH   SOLE   0 0 10,910
SOLIGENIX INC COM 834223307 52 40,879 SH   SOLE   0 0 40,879
NU SKIN ENTERPRISES INC CL A 67018T105 1,019 18,658 SH   SOLE   0 0 18,658
CORCEPT THERAPEUTICS INC COM 218352102 585 22,357 SH   SOLE   0 0 22,357
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,859 48,994 SH   SOLE   0 0 48,994
VANGUARD INDEX FDS SMALL CP ETF 922908751 567 2,914 SH   SOLE   0 0 2,914
ISHARES TR IBOXX INV CP ETF 464287242 17,519 126,830 SH   SOLE   0 0 126,830
KOHLS CORP COM 500255104 340 8,348 SH   SOLE   0 0 8,348
WISDOMTREE TR US DIVID EX FNCL 97717W406 1,271 15,186 SH   SOLE   0 0 15,186
ISHARES INC MSCI EMERG MRKT 464286533 84,992 1,391,481 SH   SOLE   0 0 1,391,481
TRUIST FINL CORP COM 89832Q109 2,807 58,566 SH   SOLE   0 0 58,566
SPDR SER TR PORTFOLIO SH TSR 78468R101 54,995 1,790,787 SH   SOLE   0 0 1,790,787
ALPHABET INC CAP STK CL A 02079K305 1,176 671 SH   SOLE   0 0 671
AAON INC COM PAR $0.004 000360206 431 6,468 SH   SOLE   0 0 6,468
HUMANA INC COM 444859102 3,026 7,375 SH   SOLE   0 0 7,375
SOUTHERN CO COM 842587107 1,010 16,436 SH   SOLE   0 0 16,436
VANECK VECTORS ETF TR SHORT MUNI ETF 92189F528 1,141 62,981 SH   SOLE   0 0 62,981
TYSON FOODS INC CL A 902494103 593 9,206 SH   SOLE   0 0 9,206
UFP INDUSTRIES INC COM 90278Q108 392 7,064 SH   SOLE   0 0 7,064
CATERPILLAR INC COM 149123101 722 3,965 SH   SOLE   0 0 3,965
ISHARES TR INTL SEL DIV ETF 464288448 227 7,687 SH   SOLE   0 0 7,687
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 24,199 284,926 SH   SOLE   0 0 284,926
ISHARES TR S&P 500 GRWT ETF 464287309 618 9,691 SH   SOLE   0 0 9,691
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,986 14,893 SH   SOLE   0 0 14,893
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 35,584 1,233,845 SH   SOLE   0 0 1,233,845
DBX ETF TR XTRACK USD HIGH 233051432 9,845 196,550 SH   SOLE   0 0 196,550
ISHARES TR CORE S&P US VLU 464287663 558 8,971 SH   SOLE   0 0 8,971
XEROX HOLDINGS CORP COM NEW 98421M106 3,886 167,588 SH   SOLE   0 0 167,588
CONAGRA BRANDS INC COM 205887102 700 19,314 SH   SOLE   0 0 19,314
ZIONS BANCORPORATION N A COM 989701107 2,756 63,449 SH   SOLE   0 0 63,449
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 3,596 72,483 SH   SOLE   0 0 72,483
ISHARES TR ISHS 5-10YR INVT 464288638 1,428 23,112 SH   SOLE   0 0 23,112
PPG INDS INC COM 693506107 361 2,506 SH   SOLE   0 0 2,506
MARATHON PETE CORP COM 56585A102 1,696 41,014 SH   SOLE   0 0 41,014
CITIZENS FINL GROUP INC COM 174610105 3,293 92,078 SH   SOLE   0 0 92,078
OMNICOM GROUP INC COM 681919106 2,358 37,812 SH   SOLE   0 0 37,812
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 4,534 30,037 SH   SOLE   0 0 30,037
METLIFE INC COM 59156R108 2,436 51,894 SH   SOLE   0 0 51,894
AMAZON COM INC COM 023135106 3,009 924 SH   SOLE   0 0 924
MORGAN STANLEY COM NEW 617446448 623 9,091 SH   SOLE   0 0 9,091
J P MORGAN EXCHANGE-TRADED F DIVERSFED RTRN 46641Q886 59,251 788,128 SH   SOLE   0 0 788,128
VERIZON COMMUNICATIONS INC COM 92343V104 2,691 45,798 SH   SOLE   0 0 45,798
CORTEVA INC COM 22052L104 220 5,683 SH   SOLE   0 0 5,683
ISHARES TR RUSSELL 2000 ETF 464287655 2,327 11,868 SH   SOLE   0 0 11,868
ISHARES TR MSCI USA QLT FCT 46432F339 133,328 1,147,300 SH   SOLE   0 0 1,147,300
PNC FINL SVCS GROUP INC COM 693475105 1,566 10,512 SH   SOLE   0 0 10,512
FIRSTENERGY CORP COM 337932107 679 22,195 SH   SOLE   0 0 22,195
NIKE INC CL B 654106103 979 6,920 SH   SOLE   0 0 6,920
ISHARES TR MSCI INTL SML CP 46434V266 27,711 832,910 SH   SOLE   0 0 832,910
JOHNSON & JOHNSON COM 478160104 7,432 47,221 SH   SOLE   0 0 47,221
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,733 4,900 SH   SOLE   0 0 4,900
CISCO SYS INC COM 17275R102 1,040 23,238 SH   SOLE   0 0 23,238
SEAGATE TECHNOLOGY PLC SHS G7945M107 4,017 64,625 SH   SOLE   0 0 64,625
ARK ETF TR INNOVATION ETF 00214Q104 694 5,572 SH   SOLE   0 0 5,572
ISHARES TR PFD AND INCM SEC 464288687 423 10,972 SH   SOLE   0 0 10,972
HEICO CORP NEW COM 422806109 269 2,033 SH   SOLE   0 0 2,033
MICROSOFT CORP COM 594918104 5,429 24,407 SH   SOLE   0 0 24,407
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664 441 5,437 SH   SOLE   0 0 5,437
ALTRIA GROUP INC COM 02209S103 670 16,351 SH   SOLE   0 0 16,351
TARGET CORP COM 87612E106 364 2,061 SH   SOLE   0 0 2,061
ISHARES TR RUSSELL 3000 ETF 464287689 441 1,974 SH   SOLE   0 0 1,974
INVESCO EXCHANGE TRADED FD T S&P MDCP400 EQ 46137V225 2,845 37,096 SH   SOLE   0 0 37,096
GAP INC COM 364760108 471 23,339 SH   SOLE   0 0 23,339
EATON CORP PLC SHS G29183103 414 3,443 SH   SOLE   0 0 3,443
INTERNATIONAL BUSINESS MACHS COM 459200101 3,587 28,496 SH   SOLE   0 0 28,496
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 47,783 1,488,558 SH   SOLE   0 0 1,488,558
NVIDIA CORPORATION COM 67066G104 1,154 2,209 SH   SOLE   0 0 2,209
BLOCK H & R INC COM 093671105 464 29,275 SH   SOLE   0 0 29,275
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 284 5,051 SH   SOLE   0 0 5,051
SPDR S&P 500 ETF TR TR UNIT 78462F103 17,235 288,300 SH Call SOLE   0 0 288,300
WELLS FARGO CO NEW COM 949746101 428 14,196 SH   SOLE   0 0 14,196
AUTOMATIC DATA PROCESSING IN COM 053015103 873 4,956 SH   SOLE   0 0 4,956
BUNGE LIMITED COM G16962105 824 12,572 SH   SOLE   0 0 12,572
BK OF AMERICA CORP COM 060505104 1,156 38,132 SH   SOLE   0 0 38,132
CLOROX CO DEL COM 189054109 569 2,818 SH   SOLE   0 0 2,818
ORACLE CORP COM 68389X105 831 12,852 SH   SOLE   0 0 12,852
ISHARES TR MSCI USA SZE FT 46432F370 490 4,410 SH   SOLE   0 0 4,410
DANAHER CORPORATION COM 235851102 401 1,806 SH   SOLE   0 0 1,806
J P MORGAN EXCHANGE-TRADED F DIV RTN EM EQT 46641Q308 5,117 93,252 SH   SOLE   0 0 93,252
SPDR S&P 500 ETF TR TR UNIT 78462F103 630 9,900 SH Call SOLE   0 0 9,900
COMCAST CORP NEW CL A 20030N101 805 15,361 SH   SOLE   0 0 15,361
SPDR S&P 500 ETF TR TR UNIT 78462F103 386 5,700 SH Call SOLE   0 0 5,700
CREATIVE REALITIES INC COM NEW 22530J200 648 502,261 SH   SOLE   0 0 502,261
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1,837 10,565 SH   SOLE   0 0 10,565
ISHARES TR S&P MC 400GR ETF 464287606 403 5,580 SH   SOLE   0 0 5,580
STARBUCKS CORP COM 855244109 501 4,682 SH   SOLE   0 0 4,682
SOUTHWEST GAS HOLDINGS INC COM 844895102 523 8,605 SH   SOLE   0 0 8,605
AMERISOURCEBERGEN CORP COM 03070E105 832 8,506 SH   SOLE   0 0 8,506
PHILLIPS 66 COM 718546104 491 7,026 SH   SOLE   0 0 7,026
SHOPIFY INC CL A 82509L107 254 224 SH   SOLE   0 0 224
ISHARES TR TIPS BD ETF 464287176 360 2,818 SH   SOLE   0 0 2,818
ISHARES TR 1 3 YR TREAS BD 464287457 18,888 218,667 SH   SOLE   0 0 218,667
KRAFT HEINZ CO COM 500754106 4,158 119,976 SH   SOLE   0 0 119,976
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 13,881 411,289 SH   SOLE   0 0 411,289
VANGUARD INDEX FDS MID CAP ETF 922908629 1,020 4,933 SH   SOLE   0 0 4,933
FIDELITY NATL INFORMATION SV COM 31620M106 297 2,100 SH   SOLE   0 0 2,100
NORFOLK SOUTHN CORP COM 655844108 611 2,572 SH   SOLE   0 0 2,572
EDITAS MEDICINE INC COM 28106W103 474 6,765 SH   SOLE   0 0 6,765
MEDTRONIC PLC SHS G5960L103 603 5,151 SH   SOLE   0 0 5,151
SELECT SECTOR SPDR TR ENERGY 81369Y506 6,533 172,362 SH   SOLE   0 0 172,362
AMERICAN EXPRESS CO COM 025816109 602 4,975 SH   SOLE   0 0 4,975
FLEXSHARES TR CR SCD US BD 33939L761 48,971 892,486 SH   SOLE   0 0 892,486
ISHARES TR RUS 1000 ETF 464287622 443 2,092 SH   SOLE   0 0 2,092
MARRIOTT INTL INC NEW CL A 571903202 1,095 8,298 SH   SOLE   0 0 8,298
ISHARES TR MSCI USA VALUE 46432F388 44,433 511,253 SH   SOLE   0 0 511,253
HUNTINGTON BANCSHARES INC COM 446150104 743 58,826 SH   SOLE   0 0 58,826
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 148,733 5,253,716 SH   SOLE   0 0 5,253,716
HARLEY DAVIDSON INC COM 412822108 464 12,647 SH   SOLE   0 0 12,647
MYR GROUP INC DEL COM 55405W104 622 10,352 SH   SOLE   0 0 10,352
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 81,832 1,733,355 SH   SOLE   0 0 1,733,355
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 30,441 88,571 SH   SOLE   0 0 88,571
AMGEN INC COM 031162100 518 2,255 SH   SOLE   0 0 2,255
TESLA INC COM 88160R101 3,597 5,097 SH   SOLE   0 0 5,097
LILLY ELI & CO COM 532457108 1,823 10,795 SH   SOLE   0 0 10,795
NETFLIX INC COM 64110L106 596 1,103 SH   SOLE   0 0 1,103
UNUM GROUP COM 91529Y106 2,979 129,872 SH   SOLE   0 0 129,872
DOW INC COM 260557103 805 14,497 SH   SOLE   0 0 14,497
VISA INC COM CL A 92826C839 1,387 6,341 SH   SOLE   0 0 6,341
VANGUARD INDEX FDS LARGE CAP ETF 922908637 230 1,310 SH   SOLE   0 0 1,310
PERDOCEO ED CORP COM 71363P106 410 32,458 SH   SOLE   0 0 32,458
EXXON MOBIL CORP COM 30231G102 1,049 25,447 SH   SOLE   0 0 25,447
FRANKLIN RESOURCES INC COM 354613101 3,176 127,084 SH   SOLE   0 0 127,084
ISHARES TR S&P 500 VAL ETF 464287408 520 4,059 SH   SOLE   0 0 4,059
UNITED PARCEL SERVICE INC CL B 911312106 3,074 18,251 SH   SOLE   0 0 18,251
ALLSTATE CORP COM 020002101 513 4,668 SH   SOLE   0 0 4,668
PPL CORP COM 69351T106 3,289 116,627 SH   SOLE   0 0 116,627
UNITEDHEALTH GROUP INC COM 91324P102 1,542 4,397 SH   SOLE   0 0 4,397
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,254 5,407 SH   SOLE   0 0 5,407
TRANE TECHNOLOGIES PLC SHS G8994E103 309 2,129 SH   SOLE   0 0 2,129
ADOBE SYSTEMS INCORPORATED COM 00724F101 712 1,423 SH   SOLE   0 0 1,423
MDU RES GROUP INC COM 552690109 613 23,267 SH   SOLE   0 0 23,267
VICTORY PORTFOLIOS II VICTORYSHS SMLCP 92647N568 106,854 1,793,160 SH   SOLE   0 0 1,793,160
SPDR S&P 500 ETF TR TR UNIT 78462F103 369 4,000 SH Call SOLE   0 0 4,000
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 268 1,266 SH   SOLE   0 0 1,266
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 213 3,645 SH   SOLE   0 0 3,645
ABBOTT LABS COM 002824100 1,196 10,920 SH   SOLE   0 0 10,920
SMUCKER J M CO COM NEW 832696405 861 7,447 SH   SOLE   0 0 7,447
WASTE MGMT INC DEL COM 94106L109 461 3,910 SH   SOLE   0 0 3,910
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 28,743 681,756 SH   SOLE   0 0 681,756
DNP SELECT INCOME FD INC COM 23325P104 325 31,672 SH   SOLE   0 0 31,672
PEOPLES UNITED FINANCIAL INC COM 712704105 3,104 240,095 SH   SOLE   0 0 240,095
QUEST DIAGNOSTICS INC COM 74834L100 686 5,759 SH   SOLE   0 0 5,759
REPUBLIC BANCORP INC KY CL A 760281204 404 11,198 SH   SOLE   0 0 11,198
HEALTHSTREAM INC COM 42222N103 604 27,666 SH   SOLE   0 0 27,666
SPDR S&P 500 ETF TR TR UNIT 78462F103 344 4,100 SH Call SOLE   0 0 4,100
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 859 9,386 SH   SOLE   0 0 9,386
SPDR S&P 500 ETF TR TR UNIT 78462F103 497 3,800 SH Call SOLE   0 0 3,800
LOWES COS INC COM 548661107 1,022 6,369 SH   SOLE   0 0 6,369
ZIMMER BIOMET HOLDINGS INC COM 98956P102 686 4,451 SH   SOLE   0 0 4,451
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 308 20,169 SH   SOLE   0 0 20,169
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 412 1,577 SH   SOLE   0 0 1,577
FIDELITY COVINGTON TRUST QLTY FCTOR ETF 316092790 1,090 25,332 SH   SOLE   0 0 25,332
FIFTH THIRD BANCORP COM 316773100 2,870 104,111 SH   SOLE   0 0 104,111
BRISTOL-MYERS SQUIBB CO COM 110122108 1,642 26,470 SH   SOLE   0 0 26,470
MASTERCARD INCORPORATED CL A 57636Q104 658 1,843 SH   SOLE   0 0 1,843
AT&T INC COM 00206R102 1,660 57,733 SH   SOLE   0 0 57,733
ISHARES TR CORE US AGGBD ET 464287226 3,248 27,481 SH   SOLE   0 0 27,481
LOCKHEED MARTIN CORP COM 539830109 423 1,193 SH   SOLE   0 0 1,193
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 507 5,479 SH   SOLE   0 0 5,479
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 28,936 237,493 SH   SOLE   0 0 237,493
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 1,072 50,531 SH   SOLE   0 0 50,531
THERMO FISHER SCIENTIFIC INC COM 883556102 699 1,501 SH   SOLE   0 0 1,501
SPDR SER TR NUVEEN BBG BRCLY 78464A284 1,120 18,990 SH   SOLE   0 0 18,990
DEERE & CO COM 244199105 324 1,205 SH   SOLE   0 0 1,205
ISHARES TR MSCI EMG MKT ETF 464287234 2,003 38,769 SH   SOLE   0 0 38,769
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 840 14,412 SH   SOLE   0 0 14,412
INGREDION INC COM 457187102 712 9,055 SH   SOLE   0 0 9,055
ENBRIDGE INC COM 29250N105 216 6,755 SH   SOLE   0 0 6,755
GERMAN AMERN BANCORP INC COM 373865104 470 14,217 SH   SOLE   0 0 14,217
VANGUARD WORLD FD MEGA GRWTH IND 921910816 345 1,691 SH   SOLE   0 0 1,691
ISHARES TR GRWT ALLOCAT ETF 464289867 271 5,195 SH   SOLE   0 0 5,195
CIGNA CORP NEW COM 125523100 835 4,010 SH   SOLE   0 0 4,010
SOUTHWEST AIRLS CO COM 844741108 288 6,172 SH   SOLE   0 0 6,172
SPDR S&P 500 ETF TR TR UNIT 78462F103 275 2,900 SH Call SOLE   0 0 2,900
KEYCORP COM 493267108 3,226 196,607 SH   SOLE   0 0 196,607
LINCOLN NATL CORP IND COM 534187109 2,995 59,537 SH   SOLE   0 0 59,537
INVESCO LTD SHS G491BT108 3,773 216,448 SH   SOLE   0 0 216,448
FULGENT GENETICS INC COM 359664109 510 9,781 SH   SOLE   0 0 9,781
SPDR SER TR PORTFOLIO S&P600 78468R853 3,744 104,589 SH   SOLE   0 0 104,589
SPDR SER TR PORTFOLIO S&P500 78464A854 2,525 57,445 SH   SOLE   0 0 57,445
ISHARES TR CORE S&P SCP ETF 464287804 8,740 95,105 SH   SOLE   0 0 95,105
VALERO ENERGY CORP COM 91913Y100 687 12,150 SH   SOLE   0 0 12,150
SPDR SER TR PORTFOLIO INTRMD 78464A375 4,622 124,307 SH   SOLE   0 0 124,307
MERCK & CO. INC COM 58933Y105 1,968 24,054 SH   SOLE   0 0 24,054
ISHARES TR SP SMCP600VL ETF 464287879 5,223 64,235 SH   SOLE   0 0 64,235
ISHARES TR CORE DIV GRWTH 46434V621 215 4,803 SH   SOLE   0 0 4,803
ISHARES TR 3 7 YR TREAS BD 464288661 123,845 931,309 SH   SOLE   0 0 931,309
ISHARES TR MSCI USA SML CP 46434V290 6,076 132,788 SH   SOLE   0 0 132,788
KROGER CO COM 501044101 322 10,153 SH   SOLE   0 0 10,153
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 688 3,076 SH   SOLE   0 0 3,076
TRAVELERS COMPANIES INC COM 89417E109 348 2,480 SH   SOLE   0 0 2,480
COMERICA INC COM 200340107 3,492 62,515 SH   SOLE   0 0 62,515
ENCOMPASS HEALTH CORP COM 29261A100 718 8,683 SH   SOLE   0 0 8,683
ANTHEM INC COM 036752103 1,244 3,874 SH   SOLE   0 0 3,874
INTEL CORP COM 458140100 953 19,127 SH   SOLE   0 0 19,127
WALGREENS BOOTS ALLIANCE INC COM 931427108 763 19,129 SH   SOLE   0 0 19,129
DUKE ENERGY CORP NEW COM NEW 26441C204 1,760 19,221 SH   SOLE   0 0 19,221
SPS COMMERCE INC COM 78463M107 513 4,728 SH   SOLE   0 0 4,728
SPDR S&P 500 ETF TR TR UNIT 78462F103 13,812 36,944 SH   SOLE   0 0 36,944
GOLDMAN SACHS GROUP INC COM 38141G104 344 1,305 SH   SOLE   0 0 1,305
MCKESSON CORP COM 58155Q103 928 5,336 SH   SOLE   0 0 5,336
RAYTHEON TECHNOLOGIES CORP COM 75513E101 272 3,801 SH   SOLE   0 0 3,801
TEXAS INSTRS INC COM 882508104 570 3,471 SH   SOLE   0 0 3,471
VANGUARD WORLD FDS UTILITIES ETF 92204A876 1,868 13,610 SH   SOLE   0 0 13,610
COCA COLA CO COM 191216100 1,261 22,989 SH   SOLE   0 0 22,989
UNIVERSAL HLTH SVCS INC CL B 913903100 654 4,759 SH   SOLE   0 0 4,759
CAMPBELL SOUP CO COM 134429109 1,328 27,463 SH   SOLE   0 0 27,463
AMPLIFY ETF TR BLACKSWAN GRWT 032108888 112,309 3,421,975 SH   SOLE   0 0 3,421,975
GENERAL MTRS CO COM 37045V100 242 5,817 SH   SOLE   0 0 5,817
ISHARES TR FALN ANGLS USD 46435G474 999 33,932 SH   SOLE   0 0 33,932
UNION PAC CORP COM 907818108 725 3,482 SH   SOLE   0 0 3,482
L BRANDS INC COM 501797104 243 6,535 SH   SOLE   0 0 6,535
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,104 38,124 SH   SOLE   0 0 38,124
ISHARES TR U.S. REAL ES ETF 464287739 5,197 60,678 SH   SOLE   0 0 60,678
ISHARES TR RUS 1000 VAL ETF 464287598 608 4,444 SH   SOLE   0 0 4,444
GILEAD SCIENCES INC COM 375558103 1,430 24,539 SH   SOLE   0 0 24,539
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 7,164 43,501 SH   SOLE   0 0 43,501
UGI CORP NEW COM 902681105 598 17,101 SH   SOLE   0 0 17,101
FIDELITY COMWLTH TR NDQ CP IDX TRK 315912808 228 454 SH   SOLE   0 0 454
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 254 3,066 SH   SOLE   0 0 3,066
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 374 4,243 SH   SOLE   0 0 4,243
HONEYWELL INTL INC COM 438516106 1,486 6,985 SH   SOLE   0 0 6,985
CHEVRON CORP NEW COM 166764100 927 10,978 SH   SOLE   0 0 10,978
ISHARES TR AGGRES ALLOC ETF 464289859 1,418 22,096 SH   SOLE   0 0 22,096
3M CO COM 88579Y101 1,057 6,045 SH   SOLE   0 0 6,045
EPLUS INC COM 294268107 465 5,292 SH   SOLE   0 0 5,292
CENTERPOINT ENERGY INC COM 15189T107 1,250 57,744 SH   SOLE   0 0 57,744
ALPHABET INC CAP STK CL C 02079K107 1,319 753 SH   SOLE   0 0 753
ISHARES TR S&P SML 600 GWT 464287887 706 6,180 SH   SOLE   0 0 6,180
MOLSON COORS BEVERAGE CO CL B 60871R209 675 14,944 SH   SOLE   0 0 14,944
ISHARES TR MSCI USA MULTIFT 46434V282 7,140 189,546 SH   SOLE   0 0 189,546
ROYAL GOLD INC COM 780287108 274 2,576 SH   SOLE   0 0 2,576
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 8,924 69,970 SH   SOLE   0 0 69,970
ISHARES TR ROBOTICS ARTIF 46435U556 260 6,522 SH   SOLE   0 0 6,522
ISHARES TR S&P MC 400VL ETF 464287705 585 6,780 SH   SOLE   0 0 6,780
HEWLETT PACKARD ENTERPRISE C COM 42824C109 2,323 196,043 SH   SOLE   0 0 196,043
ISHARES TR MSCI ACWI ETF 464288257 1,721 18,969 SH   SOLE   0 0 18,969
ISHARES INC CORE MSCI EMKT 46434G103 2,695 43,447 SH   SOLE   0 0 43,447
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 570 12,815 SH   SOLE   0 0 12,815
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 1,155 18,776 SH   SOLE   0 0 18,776
YUM BRANDS INC COM 988498101 5,302 48,840 SH   SOLE   0 0 48,840
GIBRALTAR INDS INC COM 374689107 430 5,974 SH   SOLE   0 0 5,974
MONDELEZ INTL INC CL A 609207105 293 5,012 SH   SOLE   0 0 5,012
ISHARES TR CORE INTL AGGR 46435G672 4,928 87,670 SH   SOLE   0 0 87,670
ISHARES TR MSCI INTL MULTFT 46434V274 2,007 73,856 SH   SOLE   0 0 73,856
INVESCO QQQ TR UNIT SER 1 46090E103 876 2,791 SH   SOLE   0 0 2,791
BROWN FORMAN CORP CL B 115637209 10,314 129,856 SH   SOLE   0 0 129,856
STOCK YDS BANCORP INC COM 861025104 318 7,864 SH   SOLE   0 0 7,864
VANGUARD INDEX FDS VALUE ETF 922908744 386 3,246 SH   SOLE   0 0 3,246
ADDUS HOMECARE CORP COM 006739106 470 4,011 SH   SOLE   0 0 4,011
BROWN FORMAN CORP CL A 115637100 10,305 140,267 SH   SOLE   0 0 140,267
ISHARES TR NATIONAL MUN ETF 464288414 2,400 20,480 SH   SOLE   0 0 20,480
ABM INDS INC COM 000957100 406 10,717 SH   SOLE   0 0 10,717
MCDONALDS CORP COM 580135101 1,787 8,328 SH   SOLE   0 0 8,328
GENERAL ELECTRIC CO COM 369604103 5,594 517,930 SH   SOLE   0 0 517,930
NEXTERA ENERGY INC COM 65339F101 1,299 16,837 SH   SOLE   0 0 16,837
VANGUARD INDEX FDS SM CP VAL ETF 922908611 32,498 228,522 SH   SOLE   0 0 228,522
INTERNATIONAL PAPER CO COM 460146103 1,290 25,935 SH   SOLE   0 0 25,935
HORMEL FOODS CORP COM 440452100 447 9,600 SH   SOLE   0 0 9,600
KELLOGG CO COM 487836108 683 10,977 SH   SOLE   0 0 10,977
CARDINAL HEALTH INC COM 14149Y108 494 9,232 SH   SOLE   0 0 9,232
ENTERPRISE PRODS PARTNERS L COM 293792107 197 10,051 SH   SOLE   0 0 10,051
PFIZER INC COM 717081103 1,817 49,359 SH   SOLE   0 0 49,359
ISHARES TR MSCI USA MIN VOL 46429B697 97,939 1,442,822 SH   SOLE   0 0 1,442,822
WESBANCO INC COM 950810101 422 14,096 SH   SOLE   0 0 14,096
WISDOMTREE TR INTL SMCAP DIV 97717W760 588 8,638 SH   SOLE   0 0 8,638
MERITAGE HOMES CORP COM 59001A102 309 3,728 SH   SOLE   0 0 3,728
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 615 4,734 SH   SOLE   0 0 4,734
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 29,622 591,143 SH   SOLE   0 0 591,143
INTERPUBLIC GROUP COS INC COM 460690100 3,398 144,458 SH   SOLE   0 0 144,458
ISHARES TR MSCI USA MMENTM 46432F396 116,236 720,667 SH   SOLE   0 0 720,667
ISHARES TR CORE S&P TTL STK 464287150 4,712 54,649 SH   SOLE   0 0 54,649
ALMADEN MINERALS LTD COM CL B 020283305 7 15,000 SH   SOLE   0 0 15,000
ISHARES TR U.S. TECH ETF 464287721 275 3,227 SH   SOLE   0 0 3,227
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 3,736 40,757 SH   SOLE   0 0 40,757
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 392 1,685 SH   SOLE   0 0 1,685
ISHARES TR CORE S&P500 ETF 464287200 37,582 100,116 SH   SOLE   0 0 100,116
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 398 4,999 SH   SOLE   0 0 4,999
COLGATE PALMOLIVE CO COM 194162103 241 2,817 SH   SOLE   0 0 2,817
EXELON CORP COM 30161N101 683 16,183 SH   SOLE   0 0 16,183
SPDR S&P 500 ETF TR TR UNIT 78462F103 232 3,000 SH Call SOLE   0 0 3,000
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 235 3,391 SH   SOLE   0 0 3,391
JPMORGAN CHASE & CO COM 46625H100 2,750 21,638 SH   SOLE   0 0 21,638
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 7,873 222,330 SH   SOLE   0 0 222,330
CHURCHILL DOWNS INC COM 171484108 4,528 23,246 SH   SOLE   0 0 23,246
SPDR S&P 500 ETF TR TR UNIT 78462F103 392 3,900 SH Call SOLE   0 0 3,900
PHILIP MORRIS INTL INC COM 718172109 784 9,471 SH   SOLE   0 0 9,471
WESTERN DIGITAL CORP. COM 958102105 621 11,214 SH   SOLE   0 0 11,214
ISHARES TR RUS MDCP VAL ETF 464287473 232 2,389 SH   SOLE   0 0 2,389
FORD MTR CO DEL COM 345370860 191 21,744 SH   SOLE   0 0 21,744
ABBVIE INC COM 00287Y109 5,068 47,299 SH   SOLE   0 0 47,299
APPLE INC COM 037833100 13,640 102,796 SH   SOLE   0 0 102,796
HP INC COM 40434L105 3,190 129,709 SH   SOLE   0 0 129,709
SPDR S&P 500 ETF TR TR UNIT 78462F103 424 3,500 SH Call SOLE   0 0 3,500
TREDEGAR CORP COM 894650100 555 33,222 SH   SOLE   0 0 33,222
CVS HEALTH CORP COM 126650100 1,240 18,157 SH   SOLE   0 0 18,157
FACEBOOK INC CL A 30303M102 2,525 9,245 SH   SOLE   0 0 9,245
OGE ENERGY CORP COM 670837103 493 15,481 SH   SOLE   0 0 15,481
AES CORP COM 00130H105 893 37,991 SH   SOLE   0 0 37,991
TOMPKINS FINL CORP COM 890110109 241 3,410 SH   SOLE   0 0 3,410
SPDR S&P 500 ETF TR TR UNIT 78462F103 659 7,500 SH Call SOLE   0 0 7,500
VANGUARD INDEX FDS TOTAL STK MKT 922908769 89,647 460,579 SH   SOLE   0 0 460,579
J P MORGAN EXCHANGE-TRADED F DIV RTN INT EQ 46641Q209 17,049 292,894 SH   SOLE   0 0 292,894
SPDR SER TR PORTFOLI S&P1500 78464A805 5,922 128,491 SH   SOLE   0 0 128,491
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 696 7,168 SH   SOLE   0 0 7,168
WESTROCK CO COM 96145D105 1,197 27,500 SH   SOLE   0 0 27,500
COSTCO WHSL CORP NEW COM 22160K105 1,202 3,190 SH   SOLE   0 0 3,190
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 281 3,379 SH   SOLE   0 0 3,379
WP CAREY INC COM 92936U109 295 4,185 SH   SOLE   0 0 4,185
HANESBRANDS INC COM 410345102 3,157 216,522 SH   SOLE   0 0 216,522
ISHARES TR MSCI EAFE ETF 464287465 4,682 64,167 SH   SOLE   0 0 64,167
LGI HOMES INC COM 50187T106 350 3,304 SH   SOLE   0 0 3,304
PRUDENTIAL FINL INC COM 744320102 3,060 39,191 SH   SOLE   0 0 39,191
AON PLC SHS CL A G0403H108 330 1,563 SH   SOLE   0 0 1,563
ARCHER DANIELS MIDLAND CO COM 039483102 921 18,264 SH   SOLE   0 0 18,264
BOOKING HOLDINGS INC COM 09857L108 292 131 SH   SOLE   0 0 131
BANK NEW YORK MELLON CORP COM 064058100 293 6,913 SH   SOLE   0 0 6,913
PAYPAL HLDGS INC COM 70450Y103 491 2,096 SH   SOLE   0 0 2,096
SPDR S&P 500 ETF TR TR UNIT 78462F103 342 3,200 SH Call SOLE   0 0 3,200
SPDR SER TR BLOMBERG BRC INV 78468R200 459 15,003 SH   SOLE   0 0 15,003
EDISON INTL COM 281020107 2,906 46,260 SH   SOLE   0 0 46,260
BLACKROCK INC COM 09247X101 513 711 SH   SOLE   0 0 711
BOEING CO COM 097023105 1,117 5,216 SH   SOLE   0 0 5,216
TJX COS INC NEW COM 872540109 408 5,977 SH   SOLE   0 0 5,977
SPDR S&P 500 ETF TR TR UNIT 78462F103 209 2,700 SH Call SOLE   0 0 2,700
VANGUARD INDEX FDS GROWTH ETF 922908736 1,829 7,218 SH   SOLE   0 0 7,218
AMERICAN INTL GROUP INC COM NEW 026874784 2,534 66,931 SH   SOLE   0 0 66,931
ISHARES TR 0-5 YR TIPS ETF 46429B747 26,830 256,921 SH   SOLE   0 0 256,921
ISHARES TR CORE S&P MCP ETF 464287507 40,889 177,911 SH   SOLE   0 0 177,911
PROCTER AND GAMBLE CO COM 742718109 6,661 47,869 SH   SOLE   0 0 47,869
AMERICAN TOWER CORP NEW COM 03027X100 364 1,622 SH   SOLE   0 0 1,622
WALMART INC COM 931142103 1,450 10,059 SH   SOLE   0 0 10,059
FISERV INC COM 337738108 827 7,261 SH   SOLE   0 0 7,261
SPDR SER TR PORTFOLIO S&P400 78464A847 4,242 104,989 SH   SOLE   0 0 104,989
GENERAL MLS INC COM 370334104 954 16,217 SH   SOLE   0 0 16,217
ISHARES TR BARCLAYS 7 10 YR 464287440 99,697 831,152 SH   SOLE   0 0 831,152
HALLIBURTON CO COM 406216101 256 13,563 SH   SOLE   0 0 13,563
QUALCOMM INC COM 747525103 401 2,635 SH   SOLE   0 0 2,635
ISHARES TR ESG AWR MSCI USA 46435G425 385 4,473 SH   SOLE   0 0 4,473
SPDR S&P 500 ETF TR TR UNIT 78462F103 513 6,800 SH Call SOLE   0 0 6,800
BANK OZK COM 06417N103 270 8,629 SH   SOLE   0 0 8,629
HILL ROM HLDGS INC COM 431475102 235 2,397 SH   SOLE   0 0 2,397
MEDIFAST INC COM 58470H101 1,199 6,108 SH   SOLE   0 0 6,108
ALLEGIANT TRAVEL CO COM 01748X102 256 1,354 SH   SOLE   0 0 1,354
CSX CORP COM 126408103 654 7,212 SH   SOLE   0 0 7,212
HOME DEPOT INC COM 437076102 1,761 6,629 SH   SOLE   0 0 6,629