The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR TR SPY Dec 15 17 200.0 C Com 78462F103 3,351 77,400 SH Call SOLE   0 0 77,400
APPLE INC COM Com 037833100 3,250 22,854 SH   SOLE   0 0 22,854
ABBVIE INC COM Com 00287Y109 2,353 32,432 SH   SOLE   0 0 32,432
ABBOTT LABS COM Com 002824100 480 9,857 SH   SOLE   0 0 9,857
ACCENTURE LTD ORD Com G1151C101 274 2,219 SH   SOLE   0 0 2,219
ARCHER DANIELS MIDLAND CO COM Com 039483102 833 20,138 SH   SOLE   0 0 20,138
AUTOMATIC DATA PROCESSING INC COM Com 053015103 286 2,794 SH   SOLE   0 0 2,794
AMEREN CORP CM Com 023608102 1,565 28,622 SH   SOLE   0 0 28,622
AMERICAN ELEC PWR INC COM Com 025537101 850 12,238 SH   SOLE   0 0 12,238
ISHARES CORE US AGGREGATE BOND ETF ETF 464287226 58,576 534,790 SH   SOLE   0 0 534,790
ALLSTATE CORP COMM Com 020002101 350 3,961 SH   SOLE   0 0 3,961
AMAZON.COM INC COM Com 023135106 398 410 SH   SOLE   0 0 410
VANECK VECTORS FALLEN ANGEL HGH YLD BOND ETF ETF 92189F437 27,696 934,488 SH   SOLE   0 0 934,488
ANTHEM INC COM Com 036752103 289 1,537 SH   SOLE   0 0 1,537
ISHARES CORE AGGRESSIVE ALLOCATION ETF ETF 464289859 335 6,470 SH   SOLE   0 0 6,470
AVNET INC COM Com 053807103 596 15,315 SH   SOLE   0 0 15,315
AMERICAN EXPRESS CO CM Com 025816109 359 4,378 SH   SOLE   0 0 4,378
BOEING CO COM Com 097023105 630 3,185 SH   SOLE   0 0 3,185
BANK OF AMERICA CORP COM Com 060505104 539 22,229 SH   SOLE   0 0 22,229
BED BATH & BEYOND INC COM Com 075896100 533 17,528 SH   SOLE   0 0 17,528
BEST BUY CO INC COM Com 086516101 881 15,370 SH   SOLE   0 0 15,370
BROWN FORMAN CORP CL A Com 115637100 424 8,606 SH   SOLE   0 0 8,606
BROWN FORMAN CORP CL B Com 115637209 1,480 30,450 SH   SOLE   0 0 30,450
BUCKLE INC COM Com 118440106 576 32,371 SH   SOLE   0 0 32,371
BRISTOL-MYERS SQUIBB CM Com 110122108 272 4,886 SH   SOLE   0 0 4,886
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 14,822 181,068 SH   SOLE   0 0 181,068
VANGUARD INTL BOND INDEX ETF ETF 92203J407 1,017 18,713 SH   SOLE   0 0 18,713
BP PLC SPONS ADR Com 055622104 201 5,798 SH   SOLE   0 0 5,798
BERKSHIRE HATHAWAY INC DEL CL B Com 084670702 508 3,049 SH   SOLE   0 0 3,049
CITIGROUP INC COM Com 172967424 270 4,043 SH   SOLE   0 0 4,043
CALATLANTIC GROUP INC COM Com 128195104 643 18,185 SH   SOLE   0 0 18,185
CAL-MAINE FOODS INC COM Com 128030202 437 11,024 SH   SOLE   0 0 11,024
CATERPILLAR INC COM Com 149123101 218 2,030 SH   SOLE   0 0 2,030
CRACKER BARREL OLD COUNTRY STR COM Com 22410J106 303 1,812 SH   SOLE   0 0 1,812
CF INDUSTRIES HOLDINGS INC COM Com 125269100 596 21,310 SH   SOLE   0 0 21,310
ISHARES INTERMEDIATE CREDIT BND ETF ETF 464288638 54,985 500,856 SH   SOLE   0 0 500,856
COLGATE PALMOLIVE CO COM Com 194162103 1,184 15,977 SH   SOLE   0 0 15,977
CLOROX COMPANY COM Com 189054109 1,133 8,504 SH   SOLE   0 0 8,504
COMCAST CORP COM CL A Com 20030N101 204 5,252 SH   SOLE   0 0 5,252
CME GROUP INC COM Com 12572Q105 745 5,948 SH   SOLE   0 0 5,948
CMS ENERGY CORP COM Com 125896100 910 19,669 SH   SOLE   0 0 19,669
CENTERPOINT ENERGY INC COM Com 15189T107 814 29,719 SH   SOLE   0 0 29,719
CARDNO LTD COM Com Q2097C105 24 27,024 SH   SOLE   0 0 27,024
CONOCOPHILLIPS CORP COM Com 20825C104 337 7,667 SH   SOLE   0 0 7,667
COSTCO WHOLESALE CORPORATION COM Com 22160K105 338 2,113 SH   SOLE   0 0 2,113
CAMPBELL SOUP CO COM Com 134429109 763 14,635 SH   SOLE   0 0 14,635
CISCO SYSTEMS INC COM Com 17275R102 1,889 60,986 SH   SOLE   0 0 60,986
ISHARES 1-3 YEAR CREDIT BND ETF ETF 464288646 452 4,295 SH   SOLE   0 0 4,295
CSX CORP COM Com 126408103 208 3,805 SH   SOLE   0 0 3,805
COOPER TIRE & RUBBER CO COM Com 216831107 646 17,892 SH   SOLE   0 0 17,892
CVS HEALTH CORPORATION COM Com 126650100 927 11,807 SH   SOLE   0 0 11,807
CHEVRON CORP COM Com 166764100 1,270 12,174 SH   SOLE   0 0 12,174
DU PONT E I DE NEMOURS & CO COM Com 263534109 665 8,241 SH   SOLE   0 0 8,241
DOLLAR GENERAL CORP COM Com 256677105 1,021 14,160 SH   SOLE   0 0 14,160
WALT DISNEY CO COM Com 254687106 943 8,875 SH   SOLE   0 0 8,875
WISDOMTREE INTL SMALLCAP DIVIDEND FUND ETF 97717W760 11,655 167,632 SH   SOLE   0 0 167,632
DNP SELECT INCOME FUND INC CLOSED END FUND ETF 23325P104 113 10,261 SH   SOLE   0 0 10,261
DOW CHEMICAL COM Com 260543103 1,233 19,551 SH   SOLE   0 0 19,551
DR PEPPER SNAPPLE GROUP INC COM Com 26138E109 797 8,750 SH   SOLE   0 0 8,750
DST SYSTEMS COM Com 233326107 738 11,966 SH   SOLE   0 0 11,966
DTE ENERGY CO COM Com 233331107 1,744 16,480 SH   SOLE   0 0 16,480
WISDOMTREE US DIVDND EX-FINANCLS ETF ETF 97717W406 1,418 17,223 SH   SOLE   0 0 17,223
DUKE ENERGY HOLDINGS CORP COM Com 26441C204 1,285 15,375 SH   SOLE   0 0 15,375
ISHARES SELECT DIVIDEND ETF ETF 464287168 789 8,553 SH   SOLE   0 0 8,553
CONSOLIDATED EDISON CO N Y INC COM Com 209115104 2,533 31,334 SH   SOLE   0 0 31,334
ISHARES MSCI EMERGING MKTS ETF ETF 464287234 435 10,499 SH   SOLE   0 0 10,499
ISHARES MSCI MIN VOL EMERGING MKTS ETF ETF 464286533 36,147 652,492 SH   SOLE   0 0 652,492
ISHARES MSCI EAFE ETF ETF 464287465 1,063 16,304 SH   SOLE   0 0 16,304
EVERSOURCE ENERGY COM Com 30040W108 1,660 27,338 SH   SOLE   0 0 27,338
EXPRESS SCRIPTS HOLDING CO COM Com 30219G108 246 3,850 SH   SOLE   0 0 3,850
EATON CORP PLC ORD Com G29183103 1,904 24,457 SH   SOLE   0 0 24,457
ENTERGY CORP CM Com 29364G103 2,318 30,185 SH   SOLE   0 0 30,185
GUGGENHEIM S&P MIDCP 400 EQUAL WEIGHT ETF ETF 78355W577 3,185 53,345 SH   SOLE   0 0 53,345
EXELON CORPORATION COM Com 30161N101 1,664 46,115 SH   SOLE   0 0 46,115
FORD MOTOR COM Com 345370860 2,646 236,388 SH   SOLE   0 0 236,388
FACEBOOK INC COM Com 30303M102 1,108 7,339 SH   SOLE   0 0 7,339
FISERV INC COM Com 337738108 319 2,609 SH   SOLE   0 0 2,609
FIFTH THIRD BANCORP COM Com 316773100 236 9,079 SH   SOLE   0 0 9,079
FLUOR CORP COM Com 343412102 623 13,594 SH   SOLE   0 0 13,594
SPDR SERIES TRUST BLMBG BRCL INVSTMNT GRADE FLT ETF 78468R200 611 19,891 SH   SOLE   0 0 19,891
FIRST TRUST ISE CONSUMER STAPLES ALPHADEX FD ETF 33734X119 262 5,702 SH   SOLE   0 0 5,702
GENERAL ELECTRIC CO COM Com 369604103 14,960 553,858 SH   SOLE   0 0 553,858
GILEAD SCIENCES INC COM Com 375558103 953 13,466 SH   SOLE   0 0 13,466
GENERAL MILLS INC COM Com 370334104 1,732 31,273 SH   SOLE   0 0 31,273
GENERAL MOTORS COMPANY COM Com 37045V100 1,510 43,215 SH   SOLE   0 0 43,215
GAMESTOP CORP COM Com 36467W109 562 26,023 SH   SOLE   0 0 26,023
GNC HOLDINGS INC COMMON Com 36191G107 676 80,181 SH   SOLE   0 0 80,181
ALPHABET INC CLASS C Com 02079K107 584 670 SH   SOLE   0 0 670
ALPHABET INC CL A Com 02079K305 269 317 SH   SOLE   0 0 317
GRAPHITE ONE RESOURCES INC ORD Com 38870W106 1 25,000 SH   SOLE   0 0 25,000
GAP INC COM Com 364760108 1,395 63,437 SH   SOLE   0 0 63,437
GARMIN LTD COM Com H2906T109 837 16,403 SH   SOLE   0 0 16,403
GOODYEAR TIRE & RUBBER CO COM Com 382550101 677 19,362 SH   SOLE   0 0 19,362
HANESBRAND INC COM Com 410345102 248 10,696 SH   SOLE   0 0 10,696
HCP INC COM Com 40414L109 807 25,248 SH   SOLE   0 0 25,248
HOME DEPOT INC COM Com 437076102 521 3,399 SH   SOLE   0 0 3,399
HARTFORD FINANCIAL SERVICES COM Com 416515104 210 3,993 SH   SOLE   0 0 3,993
HONEYWELL INTERNATIONAL INC COM Com 438516106 684 5,270 SH   SOLE   0 0 5,270
HP INC COM Com 40434L105 1,602 91,641 SH   SOLE   0 0 91,641
THE HERSHEY COMPANY COM Com 427866108 863 8,038 SH   SOLE   0 0 8,038
HUMANA INC COM Com 444859102 1,565 6,503 SH   SOLE   0 0 6,503
VANECK VECTORS HIGH YIELD MUNI INDX ETF ETF 92189F361 1,879 60,785 SH   SOLE   0 0 60,785
SPDR S&P HI YLD MUN BD FD ETF 78464A284 407 7,153 SH   SOLE   0 0 7,153
INTL BUSINESS MACHINES COM Com 459200101 3,477 22,596 SH   SOLE   0 0 22,596
ISHARES 7-10 YR TREASURY BND ETF ETF 464287440 37,337 350,208 SH   SOLE   0 0 350,208
ISHARES 3-7 YR TREASURY BND ETF ETF 464288661 43,059 348,572 SH   SOLE   0 0 348,572
ISHARES MSCI EMERGING MARKETS ETF 46434G103 6,636 133,224 SH   SOLE   0 0 133,224
ISHARES CORE S&P MID-CAP ETF ETF 464287507 37,919 217,988 SH   SOLE   0 0 217,988
ISHARES S&P MID-CAP 400 VALUE ETF ETF 464287705 450 3,027 SH   SOLE   0 0 3,027
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 319 1,625 SH   SOLE   0 0 1,625
ISHARES CORE S&P SMALL-CAP ETF ETF 464287804 1,105 15,728 SH   SOLE   0 0 15,728
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879 25,322 181,056 SH   SOLE   0 0 181,056
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887 464 2,973 SH   SOLE   0 0 2,973
INTEL CORP COM Com 458140100 1,788 52,975 SH   SOLE   0 0 52,975
ISHARES TRUST EDGE MSCI MULTIFACTOR INTL ETF ETF 46434V274 969 36,945 SH   SOLE   0 0 36,945
VANECK VECTORS ATM-FREE INTERMEDIATE MUNI ETF ETF 92189F544 2,928 123,300 SH   SOLE   0 0 123,300
ISHARES CORE S&P TOTAL U.S. ETF ETF 464287150 17,259 311,877 SH   SOLE   0 0 311,877
ISHARES CORE S&P US VALUE ETF ETF 464287663 420 8,242 SH   SOLE   0 0 8,242
ISHARES S&P 500 VALUE ETF ETF 464287408 441 4,202 SH   SOLE   0 0 4,202
ISHARES CORE S&P 500 ETF ETF 464287200 61,941 254,457 SH   SOLE   0 0 254,457
ISHARES S&P 500 GROWTH ETF ETF 464287309 325 2,375 SH   SOLE   0 0 2,375
INVESCO LTD COM Com G491BT108 1,668 47,390 SH   SOLE   0 0 47,390
ISHARES RUSSELL 1000 ETF ETF 464287622 654 4,835 SH   SOLE   0 0 4,835
ISHARES RUSSELL 2000 ETF ETF 464287655 472 3,348 SH   SOLE   0 0 3,348
ISHARES RUSSELL 3000 ETF ETF 464287689 346 2,403 SH   SOLE   0 0 2,403
ISHARES US ENERGY ETF ETF 464287796 264 7,437 SH   SOLE   0 0 7,437
ISHARES US REAL ESTATE ETF ETF 464287739 438 5,494 SH   SOLE   0 0 5,494
JOHNSON & JOHNSON COM Com 478160104 1,931 14,822 SH   SOLE   0 0 14,822
SPDR BLMBG BARCLAYS HI YLD BND ETF ETF 78464A417 16,907 454,485 SH   SOLE   0 0 454,485
JP MORGAN DIV RTN INTL EQ ETF ETF 46641Q209 69,900 1,244,511 SH   SOLE   0 0 1,244,511
JP MORGAN CHASE & CO COM Com 46625H100 1,129 12,825 SH   SOLE   0 0 12,825
KRAFT HEINZ CO COM Com 500754106 302 3,527 SH   SOLE   0 0 3,527
KIMBERLY CLARK CORP COM Com 494368103 1,705 13,202 SH   SOLE   0 0 13,202
KELLER MANUFACTURING CO COM Com 48767A208 0 10,000 SH   SOLE   0 0 10,000
COCA COLA CO COM Com 191216100 1,057 23,567 SH   SOLE   0 0 23,567
KROGER CO COM Com 501044101 703 30,169 SH   SOLE   0 0 30,169
KOHLS CORP COM Com 500255104 617 15,971 SH   SOLE   0 0 15,971
L BRANDS INC COM Com 501797104 208 3,857 SH   SOLE   0 0 3,857
LEAR CORPORATION PARTN COM Com 521865204 817 5,750 SH   SOLE   0 0 5,750
ELI LILLY & CO COM Com 532457108 263 3,201 SH   SOLE   0 0 3,201
LYONDELLBASELL INDUSTRIES CL A ORD Com N53745100 2,172 25,731 SH   SOLE   0 0 25,731
MACY'S INC COM Com 55616P104 477 20,541 SH   SOLE   0 0 20,541
MARRIOTT INTERNATIONAL INC CLASS A NEW Com 571903202 223 2,220 SH   SOLE   0 0 2,220
MATTHEWS INTL CORP CL A Com 577128101 1,807 29,509 SH   SOLE   0 0 29,509
MCDONALDS CORP COM Com 580135101 918 6,046 SH   SOLE   0 0 6,046
MONDELEZ INTL INC COM Com 609207105 233 5,384 SH   SOLE   0 0 5,384
MEDTRONIC PLC COM Com G5960L103 250 3,153 SH   SOLE   0 0 3,153
3M CO COM Com 88579Y101 683 3,352 SH   SOLE   0 0 3,352
ALTRIA GROUP INC COM Com 02209S103 1,546 20,752 SH   SOLE   0 0 20,752
THE MOSAIC CO COM Com 61945C103 546 23,911 SH   SOLE   0 0 23,911
MARATHON PETE CORP COM Com 56585A102 473 9,047 SH   SOLE   0 0 9,047
MERCK & CO INC. COM Com 58933Y105 903 14,090 SH   SOLE   0 0 14,090
MICROSOFT CORP COM Com 594918104 1,458 21,495 SH   SOLE   0 0 21,495
ISHARES EDGE MSCI USA MOMENTM FACT ETF ETF 46432F396 34,993 393,661 SH   SOLE   0 0 393,661
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 2,811 25,658 SH   SOLE   0 0 25,658
MICROVISION INC DEL COM NEW Com 594960304 29 12,750 SH   SOLE   0 0 12,750
NAVIENT CORP COM Com 63938C108 1,584 95,127 SH   SOLE   0 0 95,127
NEXTERA ENERGY INC COM Com 65339F101 1,183 8,443 SH   SOLE   0 0 8,443
NISOURCE INC COM Com 65473P105 868 34,210 SH   SOLE   0 0 34,210
NIKE INC CL B Com 654106103 500 8,474 SH   SOLE   0 0 8,474
NORFOLK SOUTHERN CORP COM Com 655844108 259 2,127 SH   SOLE   0 0 2,127
NORTHWESTERN CORPORATION COM Com 668074305 846 13,856 SH   SOLE   0 0 13,856
ORACLE CORP COM Com 68389X105 481 9,860 SH   SOLE   0 0 9,860
PITNEY BOWES INC COM Com 724479100 1,236 81,820 SH   SOLE   0 0 81,820
PACCAR INC COM Com 693718108 694 10,502 SH   SOLE   0 0 10,502
POWERSHARES EMERGING MARKETS SOV DEB PORT ETF 73936T573 24,593 840,183 SH   SOLE   0 0 840,183
PUBLIC SVC ENTERPRISE GROUP COM Com 744573106 1,489 34,621 SH   SOLE   0 0 34,621
PEPSICO INC COM Com 713448108 2,262 19,838 SH   SOLE   0 0 19,838
PFIZER INC COM Com 717081103 1,774 52,806 SH   SOLE   0 0 52,806
ISHARES US PREFERRED STOCK ETF ETF 464288687 475 12,143 SH   SOLE   0 0 12,143
PROCTER GAMBLE CO COM Com 742718109 7,329 84,200 SH   SOLE   0 0 84,200
PHILIP MORRIS INTL COM Com 718172109 1,435 12,202 SH   SOLE   0 0 12,202
PNC FINL CORP COM Com 693475105 1,164 9,318 SH   SOLE   0 0 9,318
PPL CORPORATION COM Com 69351T106 2,776 71,790 SH   SOLE   0 0 71,790
POWERSHARES FTSE RAFI US 1500 SMALL-MID ETF 73935X567 36,858 311,476 SH   SOLE   0 0 311,476
PHILLIPS 66 COM Com 718546104 2,021 24,438 SH   SOLE   0 0 24,438
PRAXAIR INC CM Com 74005P104 285 2,151 SH   SOLE   0 0 2,151
POWERSHARES NATL AMT FREE MUNI BD PORT ETF 73936T474 1,130 45,066 SH   SOLE   0 0 45,066
QUALCOMM INC COM Com 747525103 285 5,165 SH   SOLE   0 0 5,165
POWERSHARES QQQ ETF 73935A104 425 3,086 SH   SOLE   0 0 3,086
ISHARES EDGE MSCI USA QUAL FACT ETF ETF 46432F339 33,498 450,435 SH   SOLE   0 0 450,435
REPUBLIC BANCORP INC COM CL A Com 760281204 376 10,539 SH   SOLE   0 0 10,539
GUGGENHEIM S&P 500 EQUAL WEIGHT ETF ETF 78355W106 36,396 392,719 SH   SOLE   0 0 392,719
OPPENHEIMER SMALL CAP REVENUE ETF ETF 68386C302 30,642 464,046 SH   SOLE   0 0 464,046
SPDR GLOBAL REAL ESTATE ETF ETF 78463X749 1,622 34,004 SH   SOLE   0 0 34,004
DIVERSIFIED RESTAURANT HOLDINGS INC COM USD0.0001 Com 25532M105 41 15,000 SH   SOLE   0 0 15,000
SCANA CORP COM Com 80589M102 1,649 24,610 SH   SOLE   0 0 24,610
CHARLES SCHWAB US REIT ETF ETF 808524847 219 5,312 SH   SOLE   0 0 5,312
ISHARES 1-3 YR TREASURY BND ETF ETF 464287457 11,074 131,064 SH   SOLE   0 0 131,064
SIGNET JEWELERS LIMITED COM Com G81276100 626 9,888 SH   SOLE   0 0 9,888
SMUCKER J M CO COM Com 832696405 971 8,207 SH   SOLE   0 0 8,207
VANECK VECTORS ATM-FREE SHORT MUNI INDEX ETF ETF 92189F528 1,459 83,572 SH   SOLE   0 0 83,572
SOUTHERN CO COM Com 842587107 1,136 23,723 SH   SOLE   0 0 23,723
SPDR TR S&P 500 ETF TR ETF 78462F103 1,351 5,949 SH   SOLE   0 0 5,949
ISHARES 0-5 YR TIPS BOND ETF ETF 46429B747 20,078 199,894 SH   SOLE   0 0 199,894
SOLAR WIND ENERGY TOWER INC COM Com 83416V105 1 1,250,000 SH   SOLE   0 0 1,250,000
STOCK YARDS BANCORP INC COM Com 861025104 359 9,236 SH   SOLE   0 0 9,236
SYSCO CORP COM Com 871829107 869 17,273 SH   SOLE   0 0 17,273
AT&T INC COM Com 00206R102 1,044 27,678 SH   SOLE   0 0 27,678
TAGLIKEME CORP COM Com 87378P105 0 17,083 SH   SOLE   0 0 17,083
TEGNA INC COM Com 87901J105 632 43,862 SH   SOLE   0 0 43,862
TARGET CORP COM Com 87612E106 1,537 29,393 SH   SOLE   0 0 29,393
ISHARES 20 YR TREASURY BND ETF ETF 464287432 28,109 224,694 SH   SOLE   0 0 224,694
TRINITY INDS INC DEL COM Com 896522109 740 26,378 SH   SOLE   0 0 26,378
THE TRAVELERS COMPANIES INC COM Com 89417E109 301 2,380 SH   SOLE   0 0 2,380
TRACTOR SUPPLY CO COM Com 892356106 411 7,579 SH   SOLE   0 0 7,579
TESORO CORPORATION COM Com 881609101 698 7,459 SH   SOLE   0 0 7,459
UNITED PARCEL SERVICE CL B Com 911312106 1,570 14,197 SH   SOLE   0 0 14,197
US BANCORP COM (NEW) Com 902973304 1,367 26,844 SH   SOLE   0 0 26,844
ISHARES EDGE MSCI MIN VOL USA ETF ETF 46429B697 38,615 789,205 SH   SOLE   0 0 789,205
UNITED TECH CORP COM Com 913017109 362 2,962 SH   SOLE   0 0 2,962
UNIVERSAL CORP COM Com 913456109 809 12,497 SH   SOLE   0 0 12,497
VISA INC CLASS A Com 92826C839 248 2,863 SH   SOLE   0 0 2,863
VANGUARD SMALL CAP ETF ETF 922908751 349 2,573 SH   SOLE   0 0 2,573
VANGUARD CRSP US SM CAP GROWTH IND ETF ETF 922908595 18,962 130,101 SH   SOLE   0 0 130,101
VANGUARD CRSP US SMALL CAP VALUE IND ET ETF 922908611 17,937 145,800 SH   SOLE   0 0 145,800
VANGUARD CONSUMER STPLES VI INDEX ETF 92204A207 1,180 8,369 SH   SOLE   0 0 8,369
VANGUARD ENERGY INDEX ETF 92204A306 291 3,290 SH   SOLE   0 0 3,290
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 68,690 1,663,924 SH   SOLE   0 0 1,663,924
VANGUARD INTL EQUITY INDEX ETF 922042775 7,041 140,760 SH   SOLE   0 0 140,760
VIACOM INC CL B Com 92553P201 1,209 36,032 SH   SOLE   0 0 36,032
VALERO ENERGY CORP NEW COM Com 91913Y100 1,440 21,346 SH   SOLE   0 0 21,346
VANGUARD REIT ETF INDEX ETF 922908553 51,441 617,995 SH   SOLE   0 0 617,995
VANGUARD CRSP US MID CAP INDEX ETF 922908629 449 3,351 SH   SOLE   0 0 3,351
VANGUARD INDEX FUNDS S&P 500 ETF ETF 922908363 233 1,050 SH   SOLE   0 0 1,050
VANGUARD CRSP US MID CAP GROWTH IND ETF ETF 922908538 210 1,785 SH   SOLE   0 0 1,785
VANGUARD FTSE PACIFIC ETF ETF 922042866 503 7,637 SH   SOLE   0 0 7,637
VANGUARD UTILITIES INDEX ETF 92204A876 1,283 11,226 SH   SOLE   0 0 11,226
VANGUARD WORLD EX US SMALL CAP ETF ETF 922042718 25,026 232,124 SH   SOLE   0 0 232,124
VANGUARD TOTAL WORLD STOCK ETF ETF 922042742 327 4,837 SH   SOLE   0 0 4,837
VANGUARD MUN BD FD INC TAX-EXEMPT ETF ETF 922907746 1,004 19,885 SH   SOLE   0 0 19,885
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 56,091 450,186 SH   SOLE   0 0 450,186
VANGUARD CRSP US LARGE CAP GROW IND ETF ETF 922908736 349 2,749 SH   SOLE   0 0 2,749
VANGUARD EMERGING MARKETS ETF ETF 922042858 50,968 1,248,915 SH   SOLE   0 0 1,248,915
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 277 3,547 SH   SOLE   0 0 3,547
VERIZON COMMUNICATIONS COM Com 92343V104 1,679 37,598 SH   SOLE   0 0 37,598
WALGREENS BOOTS ALLIANCE INC COM Com 931427108 457 5,837 SH   SOLE   0 0 5,837
WADDELL & REED FINANCIAL COM Com 930059100 627 33,207 SH   SOLE   0 0 33,207
WEC ENERGY GROUP INC COM Com 92939U106 870 14,176 SH   SOLE   0 0 14,176
WESTLAKE CHEMICAL CORP COM Com 960413102 826 12,467 SH   SOLE   0 0 12,467
WILLIAMS COS INC COM Com 969457100 813 26,829 SH   SOLE   0 0 26,829
WAL-MART DE MEXICO SA DE CV ORD ISIN MX01WA000038 Com P98180188 24 10,144 SH   SOLE   0 0 10,144
WAL-MART STORES COM Com 931142103 1,472 19,572 SH   SOLE   0 0 19,572
WP CAREY INC COM Com 92936U109 318 4,817 SH   SOLE   0 0 4,817
WESBANCO INC COM Com 950810101 398 10,069 SH   SOLE   0 0 10,069
WESTERN UNION COM Com 959802109 812 42,627 SH   SOLE   0 0 42,627
XCEL ENERGY INC COM Com 98389B100 951 20,726 SH   SOLE   0 0 20,726
EXXON MOBIL CORPORATION COM Com 30231G102 1,475 18,265 SH   SOLE   0 0 18,265
XEROX CORP COM Com 984121608 720 25,045 SH   SOLE   0 0 25,045
YUM! BRANDS INC COM Com 988498101 4,580 62,086 SH   SOLE   0 0 62,086
YUM CHINA HOLDINGS INC COM Com 98850P109 1,925 48,812 SH   SOLE   0 0 48,812