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Consolidated Statements of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Revenue    
Interest and fee income $ 87,279 $ 86,997
Insurance income, net 7,985 5,949
Other income 2,467 3,128
Total revenue 97,731 96,074
Expenses    
Provision for credit losses 11,362 49,522
Personnel 28,851 29,511
Occupancy 6,020 5,227
Marketing 2,710 1,686
Other 8,262 9,819
Total general and administrative expenses 45,843 46,243
Interest expense 7,135 10,159
Income (loss) before income taxes 33,391 (9,850)
Income taxes 7,869 (3,525)
Net income (loss) $ 25,522 $ (6,325)
Net income (loss) per common share    
Basic $ 2.42 $ (0.58)
Diluted $ 2.31 $ (0.56)
Weighted-average common shares outstanding:    
Basic 10,543,000 10,897,000
Diluted 11,066,000 11,253,000