Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Cash flows from operating activities:
Net income	$ 17,564	$ 15,998
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	43,587	35,899
Depreciation and amortization	4,948	2,778
(Gain) loss on disposal of property and equipment	(15)	343
Accretion of discounts on purchased receivables		(20)
Share-based compensation	3,006	3,595
Fair value adjustment on interest rate caps	213	419
Deferred income taxes, net	2,414	1,605
Changes in operating assets and liabilities:
(Increase) decrease in other assets	(3,436)	50
Increase (decrease) in other liabilities	(1,687)	1,200
Net cash provided by operating activities	66,594	61,867
Cash flows from investing activities:
Net originations of finance receivables	(109,644)	(94,020)
Purchase of intangible assets	(3,823)	(1,045)
(Increase) decrease in restricted cash	2,600	(1,000)
Purchase of property and equipment	(4,620)	(1,873)
Proceeds from disposal of property and equipment	718
Net cash used in investing activities	(114,769)	(97,938)
Cash flows from financing activities:
Net advances on senior revolving credit facility	97,119	37,976
Payments on amortizing loan	(26,431)
Payments for debt issuance costs	(971)	(700)
Taxes paid related to net share settlement of equity awards	(346)	(721)
Excess tax benefits from exercise of stock options	155	426
Repurchase of common stock	(25,046)
Net cash provided by financing activities	44,480	36,981
Net change in cash	(3,695)	910
Cash at beginning of period	7,654	4,012
Cash at end of period	3,959	4,922
Supplemental cash flow information
Interest paid	13,219	11,119
Income taxes paid	$ 10,758	$ 8,010