Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Revenue
Interest and fee income	$ 133,932	$ 125,018	$ 390,648	$ 363,508
Insurance income, net	7,422	11,382	28,903	33,544
Other income	4,984	4,478	14,120	12,688
Total revenue	146,338	140,878	433,671	409,740
Expenses
Provision for credit losses	54,349	50,930	154,574	151,149
Personnel	38,323	39,832	113,240	114,848
Occupancy	6,551	6,315	19,075	18,761
Marketing	5,078	4,077	14,229	11,300
Other	12,516	11,880	36,508	33,414
Total general and administrative expenses	62,468	62,104	183,052	178,323
Interest expense	19,356	16,947	54,725	49,953
Income before income taxes	10,165	10,897	41,320	30,315
Income taxes	2,502	2,077	10,007	6,783
Net income	$ 7,663	$ 8,820	$ 31,313	$ 23,532
Net income per common share:
Basic	$ 0.79	$ 0.94	$ 3.25	$ 2.51
Diluted	$ 0.76	$ 0.91	$ 3.16	$ 2.45
Weighted-average common shares outstanding:
Basic	9,683,000	9,429,000	9,622,000	9,385,000
Diluted	10,090,000	9,650,000	9,900,000	9,613,000
Other comprehensive income (loss), net of tax
Unrealized income (loss) on restricted available-for-sale investments	$ (61)	$ (39)	$ 362	$ 238
Other comprehensive income (loss), before tax	(61)	(39)	362	238
Income taxes related to items of other comprehensive income (loss)	13	8	(77)	(50)
Other comprehensive income (loss), net of tax	(48)	(31)	285	188
Total comprehensive income	$ 7,615	$ 8,789	$ 31,598	$ 23,720