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Disclosure About Fair Value of Financial Instruments (Tables)
12 Months Ended
Dec. 31, 2023
Carrying Amount and Estimated Fair Values of Company's Financial Instruments

The following table includes the carrying amounts and estimated fair values of financial assets and liabilities disclosed but not carried at fair value:

 

 

 

December 31, 2023

 

 

December 31, 2022

 

Dollars in thousands

 

Carrying Amount

 

 

Estimated Fair Value

 

 

Carrying Amount

 

 

Estimated Fair Value

 

Assets

 

 

 

 

 

 

 

 

 

 

 

 

Level 1

 

 

 

 

 

 

 

 

 

 

 

 

Cash

 

$

4,509

 

 

$

4,509

 

 

$

3,873

 

 

$

3,873

 

Restricted cash

 

 

124,164

 

 

 

124,164

 

 

 

127,926

 

 

 

127,926

 

Level 3

 

 

 

 

 

 

 

 

 

 

 

 

Net finance receivables, less unearned insurance
premiums and allowance for credit losses

 

 

1,536,118

 

 

 

1,603,737

 

 

 

1,469,585

 

 

 

1,554,794

 

Liabilities

 

 

 

 

 

 

 

 

 

 

 

 

Level 3

 

 

 

 

 

 

 

 

 

 

 

 

Debt

 

 

1,399,814

 

 

 

1,308,349

 

 

 

1,355,359

 

 

 

1,219,832

 

Fair Value, Recurring  
Carrying Amount and Estimated Fair Values of Company's Financial Instruments

The following table includes the carrying amounts and estimated fair values of amounts the Company measures at fair value on a recurring basis:

 

 

December 31, 2023

 

 

December 31, 2022

 

Dollars in thousands

 

Carrying
Amount

 

 

Estimated
Fair Value

 

 

Carrying
Amount

 

 

Estimated
Fair Value

 

Assets

 

 

 

 

 

 

 

 

 

 

 

 

Level 2

 

 

 

 

 

 

 

 

 

 

 

 

Restricted available-for-sale investments

 

 

22,740

 

 

 

22,740

 

 

 

20,416

 

 

 

20,416