The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AbbVie, Inc. COM 00287Y109   4,662 31,387 SH   SOLE   31,387 0 0
Abbott Laboratories COM 002824100   4,336 39,232 SH   SOLE   39,232 0 0
Accenture Plc. COM G1151C101   5,371 16,735 SH   SOLE   16,735 0 0
Adobe Systems, Inc. COM 00724F101   448 816 SH   SOLE   816 0 0
Akamai Technologies, Inc. COM 00971T101   2,025 21,533 SH   SOLE   21,533 0 0
Alphabet, Inc. Class A COM 02079K305   543 4,125 SH   SOLE   4,125 0 0
Alphabet, Inc. Class C COM 02079K107   2,668 20,227 SH   SOLE   20,227 0 0
Amazon.com COM 023135106   430 3,262 SH   SOLE   3,262 0 0
American Electric Power COM 025537101   1,602 19,060 SH   SOLE   19,060 0 0
American Express Company COM 025816109   465 2,741 SH   SOLE   2,741 0 0
Ameriprise Financial COM 03076C106   248 712 SH   SOLE   712 0 0
Analog Devices, Inc. COM 032654105   834 4,182 SH   SOLE   4,182 0 0
Ansys, Inc. COM 03662Q105   4,667 13,860 SH   SOLE   13,860 0 0
Apple, Inc. COM 037833100   2,950 15,083 SH   SOLE   15,083 0 0
AptarGroup, Inc. COM 038336103   3,043 24,851 SH   SOLE   24,851 0 0
Arista Networks, Inc. COM 040413106   4,407 23,746 SH   SOLE   23,746 0 0
Aspen Technology COM 29109X106   440 2,437 SH   SOLE   2,437 0 0
AstraZeneca Plc. COM 046353108   589 8,239 SH   SOLE   8,239 0 0
AutoZone, Inc. COM 053332102   5,992 2,415 SH   SOLE   2,415 0 0
BCE, Inc. COM 05534B760   327 7,641 SH   SOLE   7,641 0 0
Becton, Dickinson & Company COM 075887109   3,983 14,299 SH   SOLE   14,299 0 0
Berkshire Hathaway Class B COM 084670702   223 633 SH   SOLE   633 0 0
Broadcom, Inc. COM 11135F101   6,598 7,172 SH   SOLE   7,172 0 0
Broadridge Financial Solutions COM 11133T103   3,089 18,365 SH   SOLE   18,365 0 0
Brown-Forman Corp. Cl B COM 115637209   3,630 51,264 SH   SOLE   51,264 0 0
Bunge Ltd. COM G16962105   2,200 20,290 SH   SOLE   20,290 0 0
Cadence Design Systems COM 127387108   374 1,599 SH   SOLE   1,599 0 0
Cintas Corp. COM 172908105   229 455 SH   SOLE   455 0 0
Cisco Systems, Inc. COM 17275R102   2,584 49,062 SH   SOLE   49,062 0 0
Coca-Cola Company COM 191216100   321 5,203 SH   SOLE   5,203 0 0
ConocoPhillips COM 20825C104   4,102 34,950 SH   SOLE   34,950 0 0
Costco Wholesale Corp. COM 22160K105   421 758 SH   SOLE   758 0 0
Deere & Co. COM 244199105   4,453 10,274 SH   SOLE   10,274 0 0
Diageo Plc. COM 25243Q205   276 1,575 SH   SOLE   1,575 0 0
Digital Realty Trust, Inc. COM 253868103   271 2,194 SH   SOLE   2,194 0 0
Disney, Walt Company COM 254687106   1,557 17,483 SH   SOLE   17,483 0 0
Eastman Chemical Company COM 277432100   2,139 24,941 SH   SOLE   24,941 0 0
Embecta Corporation COM 29082K105   773 36,500 SH   SOLE   36,500 0 0
Exxon Mobil Corporation COM 30231G102   752 7,052 SH   SOLE   7,052 0 0
FedEx Corporation COM 31428X106   462 1,723 SH   SOLE   1,723 0 0
Fortinet, Inc. COM 34959E109   211 2,706 SH   SOLE   2,706 0 0
Garmin Ltd. COM H2906T109   227 2,133 SH   SOLE   2,133 0 0
Genuine Parts Co. COM 372460105   466 2,974 SH   SOLE   2,974 0 0
Home Depot, Inc. COM 437076102   652 1,964 SH   SOLE   1,964 0 0
Illinois Tool Works, Inc. COM 452308109   324 1,288 SH   SOLE   1,288 0 0
Intel Corporation COM 458140100   278 7,775 SH   SOLE   7,775 0 0
J.B. Hunt Transport Services, COM 445658107   2,726 13,373 SH   SOLE   13,373 0 0
JPMorgan Chase & Company COM 46625H100   435 2,769 SH   SOLE   2,769 0 0
Johnson & Johnson COM 478160104   3,503 20,743 SH   SOLE   20,743 0 0
Kimberly-Clark Corporation COM 494368103   2,154 16,694 SH   SOLE   16,694 0 0
Laboratory Corp. America Hldgs COM 50540R409   2,902 13,586 SH   SOLE   13,586 0 0
Lilly, Eli and Company COM 532457108   1,234 2,723 SH   SOLE   2,723 0 0
Lincoln Electric Holdings, Inc COM 533900106   5,244 26,202 SH   SOLE   26,202 0 0
Mastercard, Inc. COM 57636Q104   2,692 6,778 SH   SOLE   6,778 0 0
McDonald's Corp. COM 580135101   328 1,127 SH   SOLE   1,127 0 0
Medtronic Plc. COM G5960L103   2,361 26,925 SH   SOLE   26,925 0 0
Merck & Co., Inc. COM 58933Y105   210 1,994 SH   SOLE   1,994 0 0
Meta Platforms, Inc. COM 30303M102   2,068 6,409 SH   SOLE   6,409 0 0
Microsoft Corp. COM 594918104   1,305 3,881 SH   SOLE   3,881 0 0
Mid America Apartment Communit COM 59522J103   555 3,750 SH   SOLE   3,750 0 0
Novo-Nordisk ADR COM 670100205   995 6,155 SH   SOLE   6,155 0 0
Palo Alto Networks COM 697435105   2,699 10,661 SH   SOLE   10,661 0 0
Pepsico, Inc. COM 713448108   4,045 21,650 SH   SOLE   21,650 0 0
Phillips 66 COM 718546104   2,872 25,619 SH   SOLE   25,619 0 0
Procter & Gamble Company COM 742718109   3,465 22,176 SH   SOLE   22,176 0 0
Prologis, Inc. COM 74340W103   386 3,109 SH   SOLE   3,109 0 0
RPM International, Inc. COM 749685103   550 5,202 SH   SOLE   5,202 0 0
Revvity, Inc. COM 714046109   2,673 21,800 SH   SOLE   21,800 0 0
Rockwell Automation, Inc. COM 773903109   3,627 11,665 SH   SOLE   11,665 0 0
Sanofi ADR COM 80105N105   288 5,420 SH   SOLE   5,420 0 0
Skyworks Solutions COM 83088M102   1,134 9,950 SH   SOLE   9,950 0 0
Sonoco Products Company COM 835495102   353 5,913 SH   SOLE   5,913 0 0
Texas Instruments, Inc. COM 882508104   4,503 25,247 SH   SOLE   25,247 0 0
Thermo Fisher Scientific, Inc. COM 883556102   378 692 SH   SOLE   692 0 0
Unilever Group COM 904767704   217 4,057 SH   SOLE   4,057 0 0
United Health Group COM 91324P102   397 787 SH   SOLE   787 0 0
VMWare, Inc COM 928563402   821 5,164 SH   SOLE   5,164 0 0
Ventas, Inc. COM 92276F100   918 18,894 SH   SOLE   18,894 0 0
Verisk Analytics, Inc. COM 92345Y106   2,846 12,415 SH   SOLE   12,415 0 0
Vertiv Holdings Company COM 92537N108   950 35,795 SH   SOLE   35,795 0 0
Visa, Inc. COM 92826C839   483 2,013 SH   SOLE   2,013 0 0
W. P. Carey, Inc. COM 92936U109   284 4,246 SH   SOLE   4,246 0 0
WalMart, Inc. COM 931142103   607 3,814 SH   SOLE   3,814 0 0
Waste Management, Inc. COM 94106L109   4,303 26,481 SH   SOLE   26,481 0 0
Waters Corporation COM 941848103   261 952 SH   SOLE   952 0 0
Willis Towers Watson Public Lt COM G96629103   202 950 SH   SOLE   950 0 0
Xylem, Inc. COM 98419M100   2,365 21,132 SH   SOLE   21,132 0 0
Zscaler, Inc. COM 98980G102   1,614 9,912 SH   SOLE   9,912 0 0
FT Energy Income & Growth COM 33738G104   606 42,664 SH   SOLE   42,664 0 0
Invesco S&P 500 Eql Wt Energy ETF 46137V365   496 6,568 SH   SOLE   6,568 0 0
Invesco S&P 500 Eql Wt Financi ETF 46137V340   207 3,794 SH   SOLE   3,794 0 0
Invesco S&P 500 Eql Wt Health ETF 46137V332   385 12,913 SH   SOLE   12,913 0 0
ProShares S&P 500 Div Aristocr ETF 74348A467   454 4,699 SH   SOLE   4,699 0 0
SPDR Select Sector Technology ETF 81369Y803   225 1,260 SH   SOLE   1,260 0 0
SPDR Trust Ser 1 ETF 78462F103   329 721 SH   SOLE   721 0 0
Schwab Emrg Mkt Eq ETF ETF 808524706   447 17,337 SH   SOLE   17,337 0 0
Schwab Int'l Equity ETF ETF 808524805   1,889 52,024 SH   SOLE   52,024 0 0
Schwab Int'l Sm Cap Eq ETF ETF 808524888   209 5,973 SH   SOLE   5,973 0 0
Schwab US Broad Market ETF ETF 808524102   4,865 91,071 SH   SOLE   91,071 0 0
Schwab US Dividend ETF ETF 808524797   933 12,390 SH   SOLE   12,390 0 0
Schwab US Lg Cap ETF 808524201   729 13,475 SH   SOLE   13,475 0 0
Schwab US Mid-Cap ETF ETF 808524508   432 5,854 SH   SOLE   5,854 0 0
Schwab US REIT ETF 808524847   215 10,832 SH   SOLE   10,832 0 0
Schwab US Sm Cap ETF ETF 808524607   2,460 53,593 SH   SOLE   53,593 0 0
Vanguard Info Tech ETF 92204A702   223 490 SH   SOLE   490 0 0
Vanguard Mid-Cap Value Indx ETF 922908512   261 1,827 SH   SOLE   1,827 0 0
Vanguard World Financials ETF 92204A405   1,552 18,039 SH   SOLE   18,039 0 0
WisdomTree US Dividend Growth ETF 97717X669   636 9,316 SH   SOLE   9,316 0 0
iShares DJ US Tech ETF 464287721   236 2,080 SH   SOLE   2,080 0 0