The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AbbVie, Inc. COM 00287Y109   5,094 31,519 SH   SOLE   31,519 0 0
Abbott Laboratories COM 002824100   4,322 39,368 SH   SOLE   39,368 0 0
Accenture Plc. COM G1151C101   4,363 16,350 SH   SOLE   16,350 0 0
Akamai Technologies, Inc. COM 00971T101   1,818 21,566 SH   SOLE   21,566 0 0
American Electric Power COM 025537101   1,791 18,866 SH   SOLE   18,866 0 0
American Express Company COM 025816109   396 2,681 SH   SOLE   2,681 0 0
Ameriprise Financial COM 03076C106   222 712 SH   SOLE   712 0 0
Analog Devices, Inc. COM 032654105   677 4,129 SH   SOLE   4,129 0 0
Ansys, Inc. COM 03662Q105   3,391 14,038 SH   SOLE   14,038 0 0
Apple, Inc. COM 037833100   1,685 12,972 SH   SOLE   12,972 0 0
AptarGroup, Inc. COM 038336103   2,764 25,132 SH   SOLE   25,132 0 0
Arista Networks, Inc. COM 040413106   2,908 23,961 SH   SOLE   23,961 0 0
Aspen Technology COM 29109X106   467 2,274 SH   SOLE   2,274 0 0
AstraZeneca Plc. COM 046353108   585 8,622 SH   SOLE   8,622 0 0
AutoZone, Inc. COM 053332102   6,163 2,499 SH   SOLE   2,499 0 0
BCE, Inc. COM 05534B760   343 7,801 SH   SOLE   7,801 0 0
Becton, Dickinson & Company COM 075887109   3,632 14,282 SH   SOLE   14,282 0 0
Broadcom, Inc. COM 11135F101   4,113 7,355 SH   SOLE   7,355 0 0
Broadridge Financial Solutions COM 11133T103   2,480 18,487 SH   SOLE   18,487 0 0
Brown-Forman Corp. Cl B COM 115637209   3,395 51,692 SH   SOLE   51,692 0 0
Bunge Ltd. COM G16962105   2,083 20,883 SH   SOLE   20,883 0 0
Cadence Design Systems COM 127387108   257 1,599 SH   SOLE   1,599 0 0
Cisco Systems, Inc. COM 17275R102   2,327 48,851 SH   SOLE   48,851 0 0
Coca-Cola Company COM 191216100   315 4,946 SH   SOLE   4,946 0 0
ConocoPhillips COM 20825C104   4,143 35,111 SH   SOLE   35,111 0 0
Deere & Co. COM 244199105   4,515 10,530 SH   SOLE   10,530 0 0
Diageo Plc. COM 25243Q205   283 1,590 SH   SOLE   1,590 0 0
Digital Realty Trust, Inc. COM 253868103   203 2,020 SH   SOLE   2,020 0 0
Disney, Walt Company COM 254687106   1,508 17,361 SH   SOLE   17,361 0 0
Eastman Chemical Company COM 277432100   2,150 26,396 SH   SOLE   26,396 0 0
Embecta Corporation COM 29082K105   909 35,939 SH   SOLE   35,939 0 0
Equity Bancshares, Inc. COM 29460X109   374 11,440 SH   SOLE   11,440 0 0
Exxon Mobil Corporation COM 30231G102   785 7,114 SH   SOLE   7,114 0 0
FedEx Corporation COM 31428X106   298 1,718 SH   SOLE   1,718 0 0
Freeport-McMoRan, Inc. Cl B COM 35671D857   2,096 55,170 SH   SOLE   55,170 0 0
Genuine Parts Co. COM 372460105   520 2,999 SH   SOLE   2,999 0 0
Home Depot, Inc. COM 437076102   347 1,100 SH   SOLE   1,100 0 0
Huntington Bancshares, Inc. COM 446150104   1,309 92,826 SH   SOLE   92,826 0 0
Illinois Tool Works, Inc. COM 452308109   284 1,288 SH   SOLE   1,288 0 0
Intel Corporation COM 458140100   223 8,444 SH   SOLE   8,444 0 0
J.B. Hunt Transport Services, COM 445658107   2,333 13,381 SH   SOLE   13,381 0 0
JPMorgan Chase & Company COM 46625H100   202 1,509 SH   SOLE   1,509 0 0
Johnson & Johnson COM 478160104   3,692 20,902 SH   SOLE   20,902 0 0
Kimberly-Clark Corporation COM 494368103   2,290 16,872 SH   SOLE   16,872 0 0
Laboratory Corp. America Holdi COM 50540R409   3,223 13,687 SH   SOLE   13,687 0 0
Lilly, Eli and Company COM 532457108   1,068 2,919 SH   SOLE   2,919 0 0
Lincoln Electric Holdings, Inc COM 533900106   3,938 27,257 SH   SOLE   27,257 0 0
Masco Corp. COM 574599106   1,288 27,604 SH   SOLE   27,604 0 0
Mastercard, Inc. COM 57636Q104   2,072 5,958 SH   SOLE   5,958 0 0
Medtronic Plc. COM G5960L103   2,068 26,603 SH   SOLE   26,603 0 0
Merck & Co., Inc. COM 58933Y105   260 2,345 SH   SOLE   2,345 0 0
Meta Platforms, Inc. COM 30303M102   780 6,479 SH   SOLE   6,479 0 0
Microsoft Corp. COM 594918104   439 1,832 SH   SOLE   1,832 0 0
Mid America Apartment Communit COM 59522J103   571 3,638 SH   SOLE   3,638 0 0
Novo-Nordisk ADR COM 670100205   822 6,075 SH   SOLE   6,075 0 0
Palo Alto Networks COM 697435105   1,492 10,693 SH   SOLE   10,693 0 0
Pepsico, Inc. COM 713448108   3,879 21,472 SH   SOLE   21,472 0 0
PerkinElmer, Inc. COM 714046109   3,123 22,270 SH   SOLE   22,270 0 0
Phillips 66 COM 718546104   2,652 25,481 SH   SOLE   25,481 0 0
Procter & Gamble Company COM 742718109   3,382 22,312 SH   SOLE   22,312 0 0
Prologis, Inc. COM 74340W103   350 3,109 SH   SOLE   3,109 0 0
RPM International, Inc. COM 749685103   507 5,202 SH   SOLE   5,202 0 0
Rockwell Automation, Inc. COM 773903109   3,033 11,777 SH   SOLE   11,777 0 0
Sanofi ADR COM 80105N105   253 5,220 SH   SOLE   5,220 0 0
Skyworks Solutions COM 83088M102   923 10,125 SH   SOLE   10,125 0 0
Sonoco Products Company COM 835495102   359 5,909 SH   SOLE   5,909 0 0
Texas Instruments, Inc. COM 882508104   4,256 25,762 SH   SOLE   25,762 0 0
Unilever Group COM 904767704   204 4,057 SH   SOLE   4,057 0 0
VMWare, Inc COM 928563402   624 5,085 SH   SOLE   5,085 0 0
Ventas, Inc. COM 92276F100   823 18,278 SH   SOLE   18,278 0 0
Verisk Analytics, Inc. COM 92345Y106   2,198 12,458 SH   SOLE   12,458 0 0
Vertiv Holdings Company COM 92537N108   479 35,101 SH   SOLE   35,101 0 0
W. P. Carey, Inc. COM 92936U109   331 4,237 SH   SOLE   4,237 0 0
WalMart, Inc. COM 931142103   484 3,414 SH   SOLE   3,414 0 0
Waste Management, Inc. COM 94106L109   4,082 26,017 SH   SOLE   26,017 0 0
Waters Corporation COM 941848103   326 952 SH   SOLE   952 0 0
Willis Towers Watson Public Lt COM G96629103   236 965 SH   SOLE   965 0 0
Xylem, Inc. COM 98419M100   2,340 21,164 SH   SOLE   21,164 0 0
Zscaler, Inc. COM 98980G102   1,096 9,793 SH   SOLE   9,793 0 0
FT Energy Income & Growth COM 33738G104   570 40,177 SH   SOLE   40,177 0 0
Invesco S&P 500 Eql Wt Energy ETF 46137V365   477 6,568 SH   SOLE   6,568 0 0
Invesco S&P 500 Eql Wt Financi ETF 46137V340   214 3,792 SH   SOLE   3,792 0 0
Invesco S&P 500 Eql Wt Health ETF 46137V332   373 1,291 SH   SOLE   1,291 0 0
ProShares S&P 500 Div Aristocr ETF 74348A467   363 4,037 SH   SOLE   4,037 0 0
SPDR Trust Ser 1 ETF 78462F103   280 731 SH   SOLE   731 0 0
Schwab Emrg Mkt Eq ETF ETF 808524706   399 16,876 SH   SOLE   16,876 0 0
Schwab Int'l Equity ETF ETF 808524805   1,674 51,972 SH   SOLE   51,972 0 0
Schwab US Broad Market ETF ETF 808524102   4,345 96,971 SH   SOLE   96,971 0 0
Schwab US Dividend ETF ETF 808524797   1,147 15,190 SH   SOLE   15,190 0 0
Schwab US Lg Cap ETF 808524201   790 17,501 SH   SOLE   17,501 0 0
Schwab US Mid-Cap ETF ETF 808524508   388 5,907 SH   SOLE   5,907 0 0
Schwab US REIT ETF 808524847   219 11,378 SH   SOLE   11,378 0 0
Schwab US Sm Cap ETF ETF 808524607   2,471 60,990 SH   SOLE   60,990 0 0
Vanguard World Financials ETF 92204A405   1,519 18,366 SH   SOLE   18,366 0 0
WisdomTree US Dividend Growth ETF 97717X669   564 9,342 SH   SOLE   9,342 0 0
Wisdomtree US AI Enhanced Valu ETF 97717W406   842 9,176 SH   SOLE   9,176 0 0