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FAIR VALUE MEASUREMENT - FV of Financial Instruments (Details) - USD ($)
$ in Thousands
Jun. 30, 2024
Dec. 31, 2023
Assets:    
Other assets - GNMA EBO loans $ 7,340,309 $ 7,382,404
Carrying Value    
Assets:    
Cash and cash equivalents 218,731 215,664
Investment securities HTM 2,336 2,371
LHFI 7,339,023 7,381,124
Federal Home Loan Bank stock 77,725 55,293
Liabilities:    
Certificates of deposit 3,197,973 3,227,954
Borrowings 1,886,000 1,745,000
Long-term debt 224,948 224,766
Fair Value    
Assets:    
Cash and cash equivalents 218,731 215,664
Investment securities HTM 2,291 2,331
LHFI 6,909,608 7,002,028
Federal Home Loan Bank stock 77,725 55,293
Liabilities:    
Certificates of deposit 3,185,782 3,216,665
Borrowings 1,878,834 1,750,023
Long-term debt 174,418 132,996
Multifamily | Carrying Value    
Assets:    
LHFS – multifamily and other 7,634 6,788
Mortgage servicing rights – multifamily and SBA 27,583 29,987
Multifamily | Fair Value    
Assets:    
LHFS – multifamily and other 7,654 6,871
Mortgage servicing rights – multifamily and SBA 33,148 35,292
Other assets - GNMA EBO loans | Carrying Value    
Assets:    
Other assets - GNMA EBO loans 5,747 5,617
Other assets - GNMA EBO loans | Fair Value    
Assets:    
Other assets - GNMA EBO loans 5,747 5,617
Level 1 | Fair Value    
Assets:    
Cash and cash equivalents 218,731 215,664
Investment securities HTM 0 0
LHFI 0 0
Federal Home Loan Bank stock 0 0
Liabilities:    
Certificates of deposit 0 0
Borrowings 0
Long-term debt 0 0
Level 1 | Multifamily | Fair Value    
Assets:    
LHFS – multifamily and other 0 0
Mortgage servicing rights – multifamily and SBA 0 0
Level 1 | Other assets - GNMA EBO loans | Fair Value    
Assets:    
Other assets - GNMA EBO loans 0 0
Level 2 | Fair Value    
Assets:    
Cash and cash equivalents 0 0
Investment securities HTM 2,291 2,331
LHFI 0 0
Federal Home Loan Bank stock 77,725 55,293
Liabilities:    
Certificates of deposit 3,185,782 3,216,665
Borrowings 1,878,834 1,750,023
Long-term debt 174,418 132,996
Level 2 | Multifamily | Fair Value    
Assets:    
LHFS – multifamily and other 7,654 6,871
Mortgage servicing rights – multifamily and SBA 0 0
Level 2 | Other assets - GNMA EBO loans | Fair Value    
Assets:    
Other assets - GNMA EBO loans 0 0
Level 3 | Fair Value    
Assets:    
Cash and cash equivalents 0 0
Investment securities HTM 0 0
LHFI 6,909,608 7,002,028
Federal Home Loan Bank stock 0 0
Liabilities:    
Certificates of deposit 0 0
Borrowings 0
Long-term debt 0 0
Level 3 | Multifamily | Fair Value    
Assets:    
LHFS – multifamily and other 0 0
Mortgage servicing rights – multifamily and SBA 33,148 35,292
Level 3 | Other assets - GNMA EBO loans | Fair Value    
Assets:    
Other assets - GNMA EBO loans $ 5,747 $ 5,617