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FAIR VALUE MEASUREMENT - FV of Financial Instruments (Details) - USD ($)
$ in Thousands
Dec. 31, 2021
Dec. 31, 2020
Assets:    
Mortgage servicing rights – multifamily and SBA $ 61,584  
Other assets - GNMA EBO loans 5,495,726 $ 5,179,886
Carrying Value    
Assets:    
Cash and cash equivalents 65,214 58,049
Investment securities HTM 4,169 4,271
Single family LHFI 5,488,439 5,172,778
Federal Home Loan Bank stock 10,361 20,319
Liabilities:    
Certificates of deposit 906,928 1,139,807
Borrowings 41,000 322,800
Long-term debt 126,026 125,838
Estimate of Fair Value Measurement    
Assets:    
Cash and cash equivalents 65,214 58,049
Investment securities HTM 4,305 4,507
Single family LHFI 5,588,719 5,327,711
Federal Home Loan Bank stock 10,361 20,319
Liabilities:    
Certificates of deposit 906,064 1,143,747
Borrowings 41,000 322,876
Long-term debt 116,845 116,893
Level 1 | Estimate of Fair Value Measurement    
Assets:    
Cash and cash equivalents 65,214 58,049
Investment securities HTM 0 0
Single family LHFI 0 0
Federal Home Loan Bank stock 0 0
Liabilities:    
Certificates of deposit 0 0
Borrowings 0 0
Long-term debt 0 0
Level 2 | Estimate of Fair Value Measurement    
Assets:    
Cash and cash equivalents 0 0
Investment securities HTM 4,305 4,507
Single family LHFI 0 0
Federal Home Loan Bank stock 10,361 20,319
Liabilities:    
Certificates of deposit 906,064 1,143,747
Borrowings 41,000 322,876
Long-term debt 116,845 116,893
Level 3 | Estimate of Fair Value Measurement    
Assets:    
Cash and cash equivalents 0 0
Investment securities HTM 0 0
Single family LHFI 5,588,719 5,327,711
Federal Home Loan Bank stock 0 0
Liabilities:    
Certificates of deposit 0 0
Borrowings 0 0
Long-term debt 0 0
Multifamily | Carrying Value    
Assets:    
LHFS – multifamily and SBA 48,090 167,289
Mortgage servicing rights – multifamily and SBA 39,415 35,774
Multifamily | Estimate of Fair Value Measurement    
Assets:    
LHFS – multifamily and SBA 48,425 167,289
Mortgage servicing rights – multifamily and SBA 43,199 38,423
Multifamily | Level 1 | Estimate of Fair Value Measurement    
Assets:    
LHFS – multifamily and SBA 0 0
Mortgage servicing rights – multifamily and SBA 0 0
Multifamily | Level 2 | Estimate of Fair Value Measurement    
Assets:    
LHFS – multifamily and SBA 48,425 167,289
Mortgage servicing rights – multifamily and SBA 0 0
Multifamily | Level 3 | Estimate of Fair Value Measurement    
Assets:    
LHFS – multifamily and SBA 0 0
Mortgage servicing rights – multifamily and SBA 43,199 38,423
Ginnie Mae Early Buyout Loans    
Assets:    
Other assets - GNMA EBO loans 12,000 102,000
Ginnie Mae Early Buyout Loans | Carrying Value    
Assets:    
Other assets - GNMA EBO loans 12,342 101,750
Ginnie Mae Early Buyout Loans | Estimate of Fair Value Measurement    
Assets:    
Other assets - GNMA EBO loans 12,342 101,750
Ginnie Mae Early Buyout Loans | Level 1 | Estimate of Fair Value Measurement    
Assets:    
Other assets - GNMA EBO loans 0 0
Ginnie Mae Early Buyout Loans | Level 2 | Estimate of Fair Value Measurement    
Assets:    
Other assets - GNMA EBO loans 0 0
Ginnie Mae Early Buyout Loans | Level 3 | Estimate of Fair Value Measurement    
Assets:    
Other assets - GNMA EBO loans $ 12,342 $ 101,750