NOTE 8–DEPOSITS:

Deposit balances, including stated rates, were as follows.



	At December 31,
(in thousands)	2016		2015

Noninterest-bearing accounts	$	964,829	$	643,028
NOW accounts, 0.00% to 1.00% at December 31, 2016 and December 31, 2015	468,812		408,477
Statement savings accounts, due on demand, 0.05% to 1.13% at December 31, 2016 and 0.00% to 1.00% at December 31, 2015	301,361		292,092
Money market accounts, due on demand, 0.00% to 1.70% at December 31, 2016 and 0.00% to 1.45% at December 31, 2015	1,603,141		1,155,464
Certificates of deposit, 0.05% to 3.80% at December 31, 2016 and December 31, 2015	1,091,558		732,892
	$	4,429,701	$	3,231,953

There were $21.8 million and $11.3 million in public funds included in deposits at December 31, 2016 and 2015, respectively.

Interest expense on deposits was as follows.



	Years Ended December 31,
(in thousands)	2016		2015		2014

NOW accounts	$	1,950	$	1,773	$	1,122
Statement savings accounts	1,029		1,032		929
Money market accounts	7,398		4,945		4,362
Certificates of deposit	8,632		4,051		3,018
	$	19,009	$	11,801	$	9,431

The weighted-average interest rates on certificates of deposit at December 31, 2016, 2015 and 2014 were 0.96%, 0.96% and 0.60% respectively.

Certificates of deposit outstanding mature as follows.



(in thousands)	December 31, 2016

Within one year	$	758,132
One to two years	271,462
Two to three years	34,523
Three to four years	12,895
Four to five years	14,381
Thereafter	165
	$	1,091,558

The aggregate amount of time deposits in denominations of $100 thousand or more at December 31, 2016 and 2015 was $508.6 million and $290.1 million, respectively. The aggregate amount of time deposits in denominations of more than $250 thousand at December 31, 2016 and 2015 was $87.4 million and $81.7 million, respectively. There were $234.4 million and $120.3 million of brokered deposits at December 31, 2016 and 2015, respectively.