The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN AIRLS GROUP INC COM 02376R102 24 2,070 SH   SOLE NONE 0 0 2,070
APPLE INC COM 037833100 682 4,935 SH   SOLE NONE 0 0 4,935
ABBOTT LABS COM 002824100 96 1,000 SH   SOLE NONE 0 0 1,000
ARCH CAP GROUP LTD ORD G0450A105 3,265 71,710 SH   SOLE NONE 0 0 71,710
AMERICAN ELEC PWR INC COM 025537101 172 2,000 SH   SOLE NONE 0 0 2,000
AFLAC INC COM 001055102 36 646 SH   SOLE NONE 0 0 646
ALASKA AIR GROUP INC COM 011659109 30 790 SH   SOLE NONE 0 0 790
ISHARES TR GRWT ALLOCAT ETF 464289867 29 667 SH   SOLE NONE 0 0 667
ARES CAP CORP COM 04010L103 2,282 135,228 SH   SOLE NONE 0 0 135,228
AMERICAN EXPRESS CO COM 025816109 45 340 SH   SOLE NONE 0 0 340
BOEING CO COM 097023105 33 280 SH   SOLE NONE 0 0 280
BUNGE LIMITED COM G16962105 82 1,000 SH   SOLE NONE 0 0 1,000
BRIGHTHOUSE FINL INC COM 10922N103 0 6 SH   SOLE NONE 0 0 6
BHP GROUP LTD SPONSORED ADS 088606108 50 1,000 SH   SOLE NONE 0 0 1,000
BANK OF NEW YORK MELLON CORP COM 064058100 55 1,428 SH   SOLE NONE 0 0 1,428
BOOKING HOLDINGS INC COM 09857L108 3,008 1,831 SH   SOLE NONE 0 0 1,831
BLACKROCK HEALTH SCIENCES TR COM 09250W107 31 801 SH   SOLE NONE 0 0 801
BRISTOL MYERS SQUIBB CO COM 110122108 6,027 84,789 SH   SOLE NONE 0 0 84,789
VANGUARD TOTAL BOND MARKET TOTAL BND MRKT 921937835 98 1,383 SH   SOLE NONE 0 0 1,383
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 200 750 SH   SOLE NONE 0 0 750
CATERPILLAR INC COM 149123101 313 1,910 SH   SOLE NONE 0 0 1,910
CONSTELLATION ENERGY CORP COM 21037T109 7 90 SH   SOLE NONE 0 0 90
COMCAST CORP NEW CL A 20030N101 73 2,507 SH   SOLE NONE 0 0 2,507
CENTENE CORP DEL CO COM 15135B101 7 100 SH   SOLE NONE 0 0 100
CANADIAN NATL RY CO COM 136375102 21 201 SH   SOLE NONE 0 0 201
CAPITAL ONE FINANCIAL CORPORATION COM 14040H105 18 197 SH   SOLE NONE 0 0 197
CONOCOPHILLIPS COM 20825C104 11 110 SH   SOLE NONE 0 0 110
CISCO SYS INC COM 17275R102 3,505 87,639 SH   SOLE NONE 0 0 87,639
CSX CORP COM 126408103 111 4,170 SH   SOLE NONE 0 0 4,170
DOMINION ENERGY INC COM 25746U109 69 1,000 SH   SOLE NONE 0 0 1,000
DEERE & CO COM 244199105 38 116 SH   SOLE NONE 0 0 116
QUEST DIAGNOSTICS INC COM 74834L100 2,681 21,852 SH   SOLE NONE 0 0 21,852
DISNEY WALT CO COM 254687106 5,385 57,089 SH   SOLE NONE 0 0 57,089
ISHARES TR SELECT DIVID ETF 464287168 53 500 SH   SOLE NONE 0 0 500
WISDOMTREE JAPAN HEDGED JAPN HEDGE EQT 97717W851 53 875 SH   SOLE NONE 0 0 875
EBAY INC. COM 278642103 16 445 SH   SOLE NONE 0 0 445
ISHARES MSCI EMERGING MARKETS MSCI EMG MKT ETF 464287234 47 1,363 SH   SOLE NONE 0 0 1,363
EQT CORP COM 26884L109 22 550 SH   SOLE NONE 0 0 550
EQUITRANS MIDSTREAM CORPORAT COM 294600101 3 440 SH   SOLE NONE 0 0 440
EXELON CORP COM 30161N101 10 271 SH   SOLE NONE 0 0 271
F.N.B. CORP COM 302520101 4,681 403,594 SH   SOLE NONE 0 0 403,594
FULTON FINL CORP PA COM 360271100 12 800 SH   SOLE NONE 0 0 800
SPDR GOLD TRUST GOLD SHS 78463V107 9,642 62,340 SH   SOLE NONE 0 0 62,340
GOOGLE INC CAP STK CL C 02079K107 5,648 58,744 SH   SOLE NONE 0 0 58,744
GOOGLE INC CAP STK CL A 02079K305 19 200 SH   SOLE NONE 0 0 200
GLOBAL PMTS INC COM 37940X102 2,761 25,554 SH   SOLE NONE 0 0 25,554
HANESBRANDS INC COM 410345102 1,791 257,405 SH   SOLE NONE 0 0 257,405
WELLTOWER INC COM 95040Q104 96 1,500 SH   SOLE NONE 0 0 1,500
HOME DEPOT INC COM 437076102 13 50 SH   SOLE NONE 0 0 50
HARLEY DAVIDSON INC COM 412822108 17 500 SH   SOLE NONE 0 0 500
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305 288 8,898 SH   SOLE NONE 0 0 8,898
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 36 400 SH   SOLE NONE 0 0 400
ISHARES TR EXPANDED TECH 464287515 7,693 30,760 SH   SOLE NONE 0 0 30,760
INTEL CORP COM 458140100 2 104 SH   SOLE NONE 0 0 104
INVESCO QUALITY MUN INCOME T COM 46133G107 36 4,014 SH   SOLE NONE 0 0 4,014
ISHARES TR MSCI INTL QUALTY 46434V456 8 319 SH   SOLE NONE 0 0 319
INTUITIVE SURGICAL INC COM NEW 46120E602 43 231 SH   SOLE NONE 0 0 231
GARTNER INC COM 366651107 11 42 SH   SOLE NONE 0 0 42
ISHARES TR RUS 1000 ETF 464287622 30 153 SH   SOLE NONE 0 0 153
ISHARES TR RUS 2000 GRW ETF 464287648 53 257 SH   SOLE NONE 0 0 257
J P MORGAN EXCHANGE-TRADED F CORE PLUS BD ETF 46641Q670 36 800 SH   SOLE NONE 0 0 800
JOHNSON & JOHNSON COM 478160104 16 101 SH   SOLE NONE 0 0 101
JPMORGAN CHASE & CO COM 46625H100 104 1,000 SH   SOLE NONE 0 0 1,000
KELLOGG CO COM 487836108 17 247 SH   SOLE NONE 0 0 247
KINDER MORGAN INC COM 49456B101 3,741 224,845 SH   SOLE NONE 0 0 224,845
CARMAX INC COM 143130102 1,792 27,147 SH   SOLE NONE 0 0 27,147
COCA COLA CO COM 191216100 60 1,080 SH   SOLE NONE 0 0 1,080
ISHARES BARCLAYS MBS BOND MBS ETF 464288588 141 1,549 SH   SOLE NONE 0 0 1,549
MONDELEZ INTL INC CL A 609207105 22 415 SH   SOLE NONE 0 0 415
MCCORMICK & CO INC COM NON VTG 579780206 22 318 SH   SOLE NONE 0 0 318
3M CO COM 88579Y101 1,838 16,639 SH   SOLE NONE 0 0 16,639
ALTRIA GROUP INC COM 02209S103 40 1,000 SH   SOLE NONE 0 0 1,000
MARATHON PETE CORP COM 56585A102 70 707 SH   SOLE NONE 0 0 707
MERCK & CO INC NEW COM 58933Y105 86 1,000 SH   SOLE NONE 0 0 1,000
MARATHON OIL CORP COM 565849106 2 99 SH   SOLE NONE 0 0 99
MICROSOFT CORP COM 594918104 133 573 SH   SOLE NONE 0 0 573
NEXTERA ENERGY INC COM 65339F101 323 4,128 SH   SOLE NONE 0 0 4,128
NEWMONT CORP COM 651639106 33 805 SH   SOLE NONE 0 0 805
NATIONAL HEALTH INVS INC COM 63633D104 56 1,000 SH   SOLE NONE 0 0 1,000
OCCIDENTAL PETE CORP COM 674599105 1 29 SH   SOLE NONE 0 0 29
OCCIDENTAL PETE CORP *W EXP 08/03/202 674599162 0 3 SH   SOLE NONE 0 0 3
PROCTER & GAMBLE CO COM 742718109 38 303 SH   SOLE NONE 0 0 303
PHILIP MORRIS INTL INC COM 718172109 83 1,000 SH   SOLE NONE 0 0 1,000
PNC FINL SVCS GROUP INC COM 693475105 111 743 SH   SOLE NONE 0 0 743
PRUDENTIAL FINL INC COM 744320102 28 330 SH   SOLE NONE 0 0 330
PHILLIPS 66 COM 718546104 4 55 SH   SOLE NONE 0 0 55
QUALCOMM INC COM 747525103 22 203 SH   SOLE NONE 0 0 203
INVESCO QQQ TR UNIT SER 1 46090E103 44 165 SH   SOLE NONE 0 0 165
REGENCY CTRS CORP COM 758849103 1,938 36,005 SH   SOLE NONE 0 0 36,005
RIO TINTO PLC SPONSORED ADR 767204100 55 1,000 SH   SOLE NONE 0 0 1,000
COHEN & STEERS QUALITY INCOM COM 19247L106 77 6,927 SH   SOLE NONE 0 0 6,927
RAYTHEON TECHNOLOGIES CORP COM 75513E101 3,289 40,184 SH   SOLE NONE 0 0 40,184
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 25 113 SH   SOLE NONE 0 0 113
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4 115 SH   SOLE NONE 0 0 115
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 33 961 SH   SOLE NONE 0 0 961
SPDR SERIES TRUST S&P DIVID ETF 78464A763 70 630 SH   SOLE NONE 0 0 630
JM SMUCKERS CO COM NEW 832696405 3,230 23,509 SH   SOLE NONE 0 0 23,509
SUN LIFE FINL INC COM 866796105 14 367 SH   SOLE NONE 0 0 367
SOUTHERN CO COM 842587107 3,233 47,548 SH   SOLE NONE 0 0 47,548
SYSCO CORP COM 871829107 2,752 38,931 SH   SOLE NONE 0 0 38,931
AT&T INC COM 00206R102 1,732 112,926 SH   SOLE NONE 0 0 112,926
HANOVER INS GROUP INC COM 410867105 32 256 SH   SOLE NONE 0 0 256
TJX COS INC NEW COM 872540109 3,941 63,443 SH   SOLE NONE 0 0 63,443
PRICE T ROWE GROUP INC COM 74144T108 47 450 SH   SOLE NONE 0 0 450
UNDER ARMOUR INC CL C 904311206 2 482 SH   SOLE NONE 0 0 482
UNDER ARMOUR INC CL C CL A 904311107 3 480 SH   SOLE NONE 0 0 480
UNION PACIFIC CORP COM 907818108 2,790 14,321 SH   SOLE NONE 0 0 14,321
UNITED PARCEL SERVICE INC CL B 911312106 64 400 SH   SOLE NONE 0 0 400
US BANCORP DEL COM NEW 902973304 3,179 78,860 SH   SOLE NONE 0 0 78,860
VISA INC COM CL A 92826C839 71 400 SH   SOLE NONE 0 0 400
VANGUARD INTERM-TERM CORP BOND INT-TERM CORP 92206C870 173 2,288 SH   SOLE NONE 0 0 2,288
VANGUARD SHORT-TERM CORP BOND SHRT TRM CORP BD 92206C409 193 2,602 SH   SOLE NONE 0 0 2,602
VALERO ENERGY CORP COM 91913Y100 106 1,000 SH   SOLE NONE 0 0 1,000
VANGUARD INDEX FDS MID CAP ETF 922908629 51 275 SH   SOLE NONE 0 0 275
VANGUARD LARGE CAP INDEX FUND LARGE CAP ETF 922908637 190 1,163 SH   SOLE NONE 0 0 1,163
VERIZON COMMUNICATIONS INC COM 92343V104 108 2,850 SH   SOLE NONE 0 0 2,850
WARNER BROS DISCOVERY INC COM SER A 934423104 6 585 SH   SOLE NONE 0 0 585
WOODSIDE ENERGY GROUP LTD SPONSORED ADR 980228308 7 361 SH   SOLE NONE 0 0 361
WORKHORSE GROUP INC COM NEW 98138J206 5 2,000 SH   SOLE NONE 0 0 2,000
WAL-MART STORES INC COM 931142103 15 121 SH   SOLE NONE 0 0 121
UNITED STATES STL CORP NEW COM 912909108 0 9 SH   SOLE NONE 0 0 9
SPDR SERIES TRUST S&P BIOTECH 78464A870 2,891 36,454 SH   SOLE NONE 0 0 36,454
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 36 300 SH   SOLE NONE 0 0 300
EXXON MOBIL CORP COM 30231G102 480 5,504 SH   SOLE NONE 0 0 5,504
WISDOMTREE TR EM EX ST-OWNED 97717X578 6 246 SH   SOLE NONE 0 0 246