The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN AIRLS GROUP INC COM 02376R102 26 2,070 SH   SOLE NONE 0 0 2,070
APPLE INC COM 037833100 674 4,935 SH   SOLE NONE 0 0 4,935
ABBOTT LABS COM 002824100 108 1,000 SH   SOLE NONE 0 0 1,000
ARCH CAP GROUP LTD ORD G0450A105 3,268 71,845 SH   SOLE NONE 0 0 71,845
AMERICAN ELEC PWR INC COM 025537101 191 2,000 SH   SOLE NONE 0 0 2,000
AFLAC INC COM 001055102 35 646 SH   SOLE NONE 0 0 646
ALASKA AIR GROUP INC COM 011659109 31 790 SH   SOLE NONE 0 0 790
ISHARES TR GRWT ALLOCAT ETF 464289867 32 667 SH   SOLE NONE 0 0 667
ARES CAP CORP COM 04010L103 2,414 134,636 SH   SOLE NONE 0 0 134,636
AMERICAN EXPRESS CO COM 025816109 47 340 SH   SOLE NONE 0 0 340
BOEING CO COM 097023105 38 280 SH   SOLE NONE 0 0 280
BUNGE LIMITED COM G16962105 90 1,000 SH   SOLE NONE 0 0 1,000
BHP GROUP LTD SPONSORED ADS 088606108 56 1,000 SH   SOLE NONE 0 0 1,000
BANK OF NEW YORK MELLON CORP COM 064058100 59 1,428 SH   SOLE NONE 0 0 1,428
BOOKING HOLDINGS INC COM 09857L108 3,183 1,820 SH   SOLE NONE 0 0 1,820
BLACKROCK HEALTH SCIENCES TR COM 09250W107 33 801 SH   SOLE NONE 0 0 801
BRISTOL MYERS SQUIBB CO COM 110122108 6,524 84,737 SH   SOLE NONE 0 0 84,737
VANGUARD TOTAL BOND MARKET TOTAL BND MRKT 921937835 104 1,383 SH   SOLE NONE 0 0 1,383
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 204 750 SH   SOLE NONE 0 0 750
CATERPILLAR INC COM 149123101 341 1,910 SH   SOLE NONE 0 0 1,910
CONSTELLATION ENERGY CORP COM 21037T109 5 90 SH   SOLE NONE 0 0 90
COMCAST CORP NEW CL A 20030N101 98 2,507 SH   SOLE NONE 0 0 2,507
CENTENE CORP DEL CO COM 15135B101 8 100 SH   SOLE NONE 0 0 100
CANADIAN NATL RY CO COM 136375102 22 201 SH   SOLE NONE 0 0 201
CAPITAL ONE FINANCIAL CORPORATION COM 14040H105 20 197 SH   SOLE NONE 0 0 197
CONOCOPHILLIPS COM 20825C104 9 110 SH   SOLE NONE 0 0 110
CISCO SYS INC COM 17275R102 3,730 87,482 SH   SOLE NONE 0 0 87,482
CSX CORP COM 126408103 121 4,170 SH   SOLE NONE 0 0 4,170
DOMINION ENERGY INC COM 25746U109 79 1,000 SH   SOLE NONE 0 0 1,000
DEERE & CO COM 244199105 34 116 SH   SOLE NONE 0 0 116
QUEST DIAGNOSTICS INC COM 74834L100 2,889 21,731 SH   SOLE NONE 0 0 21,731
DISNEY WALT CO COM 254687106 5,376 56,959 SH   SOLE NONE 0 0 56,959
ISHARES TR SELECT DIVID ETF 464287168 58 500 SH   SOLE NONE 0 0 500
WISDOMTREE JAPAN HEDGED JAPN HEDGE EQT 97717W851 49 789 SH   SOLE NONE 0 0 789
EBAY INC. COM 278642103 18 445 SH   SOLE NONE 0 0 445
ISHARES MSCI EMERGING MARKETS MSCI EMG MKT ETF 464287234 54 1,363 SH   SOLE NONE 0 0 1,363
EQT CORP COM 26884L109 18 550 SH   SOLE NONE 0 0 550
EQUITRANS MIDSTREAM CORPORAT COM 294600101 2 440 SH   SOLE NONE 0 0 440
EXELON CORP COM 30161N101 12 271 SH   SOLE NONE 0 0 271
F.N.B. CORP COM 302520101 4,387 404,043 SH   SOLE NONE 0 0 404,043
FULTON FINL CORP PA COM 360271100 11 800 SH   SOLE NONE 0 0 800
SPDR GOLD TRUST GOLD SHS 78463V107 10,407 61,779 SH   SOLE NONE 0 0 61,779
GOOGLE INC CAP STK CL C 02079K107 6,354 2,905 SH   SOLE NONE 0 0 2,905
GOOGLE INC CAP STK CL A 02079K305 21 10 SH   SOLE NONE 0 0 10
GLOBAL PMTS INC COM 37940X102 2,817 25,468 SH   SOLE NONE 0 0 25,468
HANESBRANDS INC COM 410345102 2,622 254,853 SH   SOLE NONE 0 0 254,853
WELLTOWER INC COM 95040Q104 123 1,500 SH   SOLE NONE 0 0 1,500
HOME DEPOT INC COM 437076102 13 50 SH   SOLE NONE 0 0 50
HARLEY DAVIDSON INC COM 412822108 15 500 SH   SOLE NONE 0 0 500
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305 304 8,898 SH   SOLE NONE 0 0 8,898
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 47 400 SH   SOLE NONE 0 0 400
ISHARES TR EXPANDED TECH 464287515 8,256 30,625 SH   SOLE NONE 0 0 30,625
INTEL CORP COM 458140100 3 104 SH   SOLE NONE 0 0 104
INVESCO QUALITY MUN INCOME T COM 46133G107 40 4,014 SH   SOLE NONE 0 0 4,014
ISHARES TR MSCI INTL QUALTY 46434V456 9 310 SH   SOLE NONE 0 0 310
INTUITIVE SURGICAL INC COM NEW 46120E602 46 231 SH   SOLE NONE 0 0 231
ISHARES TR RUS 1000 ETF 464287622 31 153 SH   SOLE NONE 0 0 153
ISHARES TR RUS 2000 GRW ETF 464287648 53 257 SH   SOLE NONE 0 0 257
J P MORGAN EXCHANGE-TRADED F CORE PLUS BD ETF 46641Q670 37 784 SH   SOLE NONE 0 0 784
JOHNSON & JOHNSON COM 478160104 17 101 SH   SOLE NONE 0 0 101
JPMORGAN CHASE & CO COM 46625H100 112 1,000 SH   SOLE NONE 0 0 1,000
KINDER MORGAN INC COM 49456B101 3,753 223,936 SH   SOLE NONE 0 0 223,936
CARMAX INC COM 143130102 2,432 26,885 SH   SOLE NONE 0 0 26,885
COCA COLA CO COM 191216100 67 1,080 SH   SOLE NONE 0 0 1,080
ISHARES BARCLAYS MBS BOND MBS ETF 464288588 151 1,549 SH   SOLE NONE 0 0 1,549
MONDELEZ INTL INC CL A 609207105 25 415 SH   SOLE NONE 0 0 415
MCCORMICK & CO INC COM NON VTG 579780206 26 318 SH   SOLE NONE 0 0 318
3M CO COM 88579Y101 2,131 16,468 SH   SOLE NONE 0 0 16,468
ALTRIA GROUP INC COM 02209S103 41 1,000 SH   SOLE NONE 0 0 1,000
MARATHON PETE CORP COM 56585A102 58 707 SH   SOLE NONE 0 0 707
MERCK & CO INC NEW COM 58933Y105 91 1,000 SH   SOLE NONE 0 0 1,000
MARATHON OIL CORP COM 565849106 2 99 SH   SOLE NONE 0 0 99
MICROSOFT CORP COM 594918104 147 573 SH   SOLE NONE 0 0 573
NUVEEN QUALITY MUNCP INCOME COM 67066V101 74 5,999 SH   SOLE NONE 0 0 5,999
NEXTERA ENERGY INC COM 65339F101 319 4,128 SH   SOLE NONE 0 0 4,128
NEWMONT CORP COM 651639106 48 805 SH   SOLE NONE 0 0 805
OCCIDENTAL PETE CORP COM 674599105 1 29 SH   SOLE NONE 0 0 29
OCCIDENTAL PETE CORP *W EXP 08/03/202 674599162 0 3 SH   SOLE NONE 0 0 3
PROCTER & GAMBLE CO COM 742718109 43 303 SH   SOLE NONE 0 0 303
PHILIP MORRIS INTL INC COM 718172109 98 1,000 SH   SOLE NONE 0 0 1,000
PNC FINL SVCS GROUP INC COM 693475105 117 743 SH   SOLE NONE 0 0 743
PRUDENTIAL FINL INC COM 744320102 31 330 SH   SOLE NONE 0 0 330
PHILLIPS 66 COM 718546104 4 55 SH   SOLE NONE 0 0 55
QUALCOMM INC COM 747525103 25 203 SH   SOLE NONE 0 0 203
INVESCO QQQ TR UNIT SER 1 46090E103 154 550 SH   SOLE NONE 0 0 550
REGENCY CTRS CORP COM 758849103 2,130 35,919 SH   SOLE NONE 0 0 35,919
RIO TINTO PLC SPONSORED ADR 767204100 61 1,000 SH   SOLE NONE 0 0 1,000
COHEN & STEERS QUALITY INCOM COM 19247L106 94 6,927 SH   SOLE NONE 0 0 6,927
RAYTHEON TECHNOLOGIES CORP COM 75513E101 3,840 39,964 SH   SOLE NONE 0 0 39,964
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 26 113 SH   SOLE NONE 0 0 113
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4 121 SH   SOLE NONE 0 0 121
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 36 989 SH   SOLE NONE 0 0 989
SPDR SERIES TRUST S&P DIVID ETF 78464A763 74 630 SH   SOLE NONE 0 0 630
JM SMUCKERS CO COM NEW 832696405 3,037 23,731 SH   SOLE NONE 0 0 23,731
SUN LIFE FINL INC COM 866796105 16 367 SH   SOLE NONE 0 0 367
SOUTHERN CO COM 842587107 3,408 47,801 SH   SOLE NONE 0 0 47,801
SPDR S&P 500 ETF TR TR UNIT 78462F103 150 400 SH   SOLE NONE 0 0 400
SYSCO CORP COM 871829107 3,289 38,834 SH   SOLE NONE 0 0 38,834
AT&T INC COM 00206R102 2,343 111,831 SH   SOLE NONE 0 0 111,831
HANOVER INS GROUP INC COM 410867105 37 256 SH   SOLE NONE 0 0 256
TJX COS INC NEW COM 872540109 3,537 63,338 SH   SOLE NONE 0 0 63,338
PRICE T ROWE GROUP INC COM 74144T108 51 450 SH   SOLE NONE 0 0 450
UNDER ARMOUR INC CL C 904311206 3 482 SH   SOLE NONE 0 0 482
UNDER ARMOUR INC CL C CL A 904311107 3 480 SH   SOLE NONE 0 0 480
UNION PACIFIC CORP COM 907818108 3,050 14,304 SH   SOLE NONE 0 0 14,304
UNITED PARCEL SERVICE INC CL B 911312106 73 400 SH   SOLE NONE 0 0 400
US BANCORP DEL COM NEW 902973304 3,622 78,709 SH   SOLE NONE 0 0 78,709
ISHARES TR MSCI USA MIN VOL 46429B697 70 1,000 SH   SOLE NONE 0 0 1,000
VISA INC COM CL A 92826C839 78 400 SH   SOLE NONE 0 0 400
VANGUARD INTERM-TERM CORP BOND INT-TERM CORP 92206C870 183 2,288 SH   SOLE NONE 0 0 2,288
VANGUARD SHORT-TERM CORP BOND SHRT TRM CORP BD 92206C409 198 2,602 SH   SOLE NONE 0 0 2,602
VALERO ENERGY CORP COM 91913Y100 106 1,000 SH   SOLE NONE 0 0 1,000
VANGUARD INDEX FDS MID CAP ETF 922908629 54 275 SH   SOLE NONE 0 0 275
VANGUARD LARGE CAP INDEX FUND LARGE CAP ETF 922908637 200 1,163 SH   SOLE NONE 0 0 1,163
VERIZON COMMUNICATIONS INC COM 92343V104 144 2,850 SH   SOLE NONE 0 0 2,850
WARNER BROS DISCOVERY INC COM SER A 934423104 7 585 SH   SOLE NONE 0 0 585
WOODSIDE ENERGY GROUP LTD SPONSORED ADR 980228308 7 361 SH   SOLE NONE 0 0 361
WORKHORSE GROUP INC COM NEW 98138J206 5 2,000 SH   SOLE NONE 0 0 2,000
WAL-MART STORES INC COM 931142103 14 121 SH   SOLE NONE 0 0 121
UNITED STATES STL CORP NEW COM 912909108 0 9 SH   SOLE NONE 0 0 9
SPDR SERIES TRUST S&P BIOTECH 78464A870 2,708 36,473 SH   SOLE NONE 0 0 36,473
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 38 300 SH   SOLE NONE 0 0 300
EXXON MOBIL CORP COM 30231G102 471 5,504 SH   SOLE NONE 0 0 5,504
WISDOMTREE TR EM EX ST-OWNED 97717X578 6 232 SH   SOLE NONE 0 0 232