The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN AIRLS GROUP INC COM 02376R102 42 2,070 SH   SOLE NONE 0 0 2,070
APPLE INC COM 037833100 661 4,672 SH   SOLE NONE 0 0 4,672
ABBOTT LABS COM 002824100 11 100 SH   SOLE NONE 0 0 100
ARCH CAP GROUP LTD ORD G0450A105 2,707 70,913 SH   SOLE NONE 0 0 70,913
AMERICAN ELEC PWR INC COM 025537101 162 2,000 SH   SOLE NONE 0 0 2,000
AFLAC INC COM 001055102 33 646 SH   SOLE NONE 0 0 646
ALASKA AIR GROUP INC COM 011659109 46 790 SH   SOLE NONE 0 0 790
ISHARES TR GRWT ALLOCAT ETF 464289867 22 398 SH   SOLE NONE 0 0 398
ARES CAP CORP COM 04010L103 2,741 134,828 SH   SOLE NONE 0 0 134,828
AMERICAN EXPRESS CO COM 025816109 56 340 SH   SOLE NONE 0 0 340
BANK OF NEW YORK MELLON CORP COM 064058100 74 1,428 SH   SOLE NONE 0 0 1,428
BOOKING HOLDINGS INC COM 09857L108 4,234 1,784 SH   SOLE NONE 0 0 1,784
BLACKROCK HEALTH SCIENCES TR COM 09250W107 39 833 SH   SOLE NONE 0 0 833
BRISTOL MYERS SQUIBB CO COM 110122108 4,792 81,000 SH   SOLE NONE 0 0 81,000
VANGUARD TOTAL BOND MARKET TOTAL BND MRKT 921937835 122 1,431 SH   SOLE NONE 0 0 1,431
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 204 750 SH   SOLE NONE 0 0 750
BOSTON SCIENTIFIC CORP COM 101137107 8 200 SH   SOLE NONE 0 0 200
COMERICA INC COM 200340107 79 990 SH   SOLE NONE 0 0 990
COMCAST CORP NEW CL A 20030N101 132 2,369 SH   SOLE NONE 0 0 2,369
CENTENE CORP DEL CO COM 15135B101 6 100 SH   SOLE NONE 0 0 100
CANADIAN NATL RY CO COM 136375102 23 201 SH   SOLE NONE 0 0 201
CAPITAL ONE FINANCIAL CORPORATION COM 14040H105 31 197 SH   SOLE NONE 0 0 197
CONOCOPHILLIPS COM 20825C104 14 210 SH   SOLE NONE 0 0 210
CISCO SYS INC COM 17275R102 4,677 85,943 SH   SOLE NONE 0 0 85,943
CSX CORP COM 126408103 124 4,170 SH   SOLE NONE 0 0 4,170
DOMINION ENERGY INC COM 25746U109 9 128 SH   SOLE NONE 0 0 128
DEERE & CO COM 244199105 38 116 SH   SOLE NONE 0 0 116
QUEST DIAGNOSTICS INC COM 74834L100 3,153 21,705 SH   SOLE NONE 0 0 21,705
DISNEY WALT CO COM 254687106 6,698 39,599 SH   SOLE NONE 0 0 39,599
DTE ENERGY CO CO COM 233331107 19 172 SH   SOLE NONE 0 0 172
DT MIDSTREAM INC COMMON STOCK 23345M107 3 86 SH   SOLE NONE 0 0 86
ISHARES TR SELECT DIVID ETF 464287168 57 500 SH   SOLE NONE 0 0 500
WISDOMTREE JAPAN HEDGED JAPN HEDGE EQT 97717W851 49 789 SH   SOLE NONE 0 0 789
EBAY INC. COM 278642103 31 445 SH   SOLE NONE 0 0 445
ISHARES MSCI EMERGING MARKETS MSCI EMG MKT ETF 464287234 71 1,423 SH   SOLE NONE 0 0 1,423
EQT CORP COM 26884L109 11 550 SH   SOLE NONE 0 0 550
EVERSOURCE ENERGY COM 30040W108 22 275 SH   SOLE NONE 0 0 275
EQUITRANS MIDSTREAM CORPORAT COM 294600101 4 440 SH   SOLE NONE 0 0 440
EXELON CORP COM 30161N101 13 271 SH   SOLE NONE 0 0 271
F.N.B. CORP COM 302520101 4,506 387,856 SH   SOLE NONE 0 0 387,856
FEDERAL REALTY INVT TR SH BEN INT NEW 313747206 14 124 SH   SOLE NONE 0 0 124
FULTON FINL CORP PA COM 360271100 12 800 SH   SOLE NONE 0 0 800
GENERAL ELECTRIC CO COM NEW 369604301 1 11 SH   SOLE NONE 0 0 11
SPDR GOLD TRUST GOLD SHS 78463V107 9,979 60,768 SH   SOLE NONE 0 0 60,768
GOOGLE INC CAP STK CL C 02079K107 7,684 2,883 SH   SOLE NONE 0 0 2,883
GOOGLE INC CAP STK CL A 02079K305 34 13 SH   SOLE NONE 0 0 13
HANESBRANDS INC COM 410345102 4,172 243,136 SH   SOLE NONE 0 0 243,136
HOME DEPOT INC COM 437076102 16 50 SH   SOLE NONE 0 0 50
HARLEY DAVIDSON INC COM 412822108 18 500 SH   SOLE NONE 0 0 500
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 53 400 SH   SOLE NONE 0 0 400
ISHARES TR EXPANDED TECH 464287515 12,049 30,188 SH   SOLE NONE 0 0 30,188
INTEL CORP COM 458140100 5 104 SH   SOLE NONE 0 0 104
INTUIT COM 461202103 53 100 SH   SOLE NONE 0 0 100
INVESCO QUALITY MUN INCOME T COM 46133G107 52 4,014 SH   SOLE NONE 0 0 4,014
ISHARES TR MSCI INTL QUALTY 46434V456 11 310 SH   SOLE NONE 0 0 310
INTUITIVE SURGICAL INC COM NEW 46120E602 76 77 SH   SOLE NONE 0 0 77
ISHARES TR RUS 1000 ETF 464287622 40 167 SH   SOLE NONE 0 0 167
ISHARES TR RUS 2000 GRW ETF 464287648 77 265 SH   SOLE NONE 0 0 265
J P MORGAN EXCHANGE-TRADED F CORE PLUS BD ETF 46641Q670 40 746 SH   SOLE NONE 0 0 746
JOHNSON & JOHNSON COM 478160104 16 101 SH   SOLE NONE 0 0 101
JPMORGAN CHASE & CO COM 46625H100 16 100 SH   SOLE NONE 0 0 100
KINDER MORGAN INC COM 49456B101 3,682 220,105 SH   SOLE NONE 0 0 220,105
COCA COLA CO COM 191216100 56 1,080 SH   SOLE NONE 0 0 1,080
ISHARES BARCLAYS MBS BOND MBS ETF 464288588 162 1,502 SH   SOLE NONE 0 0 1,502
MONDELEZ INTL INC CL A 609207105 24 415 SH   SOLE NONE 0 0 415
MCCORMICK & CO INC COM NON VTG 579780206 21 270 SH   SOLE NONE 0 0 270
3M CO COM 88579Y101 2,792 15,919 SH   SOLE NONE 0 0 15,919
MERCK & CO INC NEW COM 58933Y105 2 28 SH   SOLE NONE 0 0 28
MARATHON OIL CORP COM 565849106 1 99 SH   SOLE NONE 0 0 99
MICROSOFT CORP COM 594918104 204 726 SH   SOLE NONE 0 0 726
NUVEEN QUALITY MUNCP INCOME COM 67066V101 93 5,999 SH   SOLE NONE 0 0 5,999
NCINO INC COM 63947U107 3 49 SH   SOLE NONE 0 0 49
NEXTERA ENERGY INC COM 65339F101 324 4,128 SH   SOLE NONE 0 0 4,128
NEWMONT CORP COM 651639106 43 805 SH   SOLE NONE 0 0 805
Organon & Co COMMON STOCK 68622V106 0 2 SH   SOLE NONE 0 0 2
OCCIDENTAL PETE CORP COM 674599105 0 29 SH   SOLE NONE 0 0 29
OCCIDENTAL PETE CORP *W EXP 08/03/202 674599162 0 3 SH   SOLE NONE 0 0 3
PROCTER & GAMBLE CO COM 742718109 42 303 SH   SOLE NONE 0 0 303
PNC FINL SVCS GROUP INC COM 693475105 145 743 SH   SOLE NONE 0 0 743
PRUDENTIAL FINL INC COM 744320102 34 330 SH   SOLE NONE 0 0 330
PHILLIPS 66 COM 718546104 3 55 SH   SOLE NONE 0 0 55
PAYPAL HLDGS INC COM 70450Y103 26 100 SH   SOLE NONE 0 0 100
QUALCOMM INC COM 747525103 26 203 SH   SOLE NONE 0 0 203
INVESCO QQQ TR UNIT SER 1 46090E103 196 550 SH   SOLE NONE 0 0 550
REGENCY CTRS CORP COM 758849103 2,404 35,718 SH   SOLE NONE 0 0 35,718
COHEN & STEERS QUALITY INCOM COM 19247L106 103 6,927 SH   SOLE NONE 0 0 6,927
RAYTHEON TECHNOLOGIES CORP COM 75513E101 3,330 38,742 SH   SOLE NONE 0 0 38,742
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 64 225 SH   SOLE NONE 0 0 225
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6 64 SH   SOLE NONE 0 0 64
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 47 1,116 SH   SOLE NONE 0 0 1,116
SPDR SERIES TRUST S&P DIVID ETF 78464A763 74 630 SH   SOLE NONE 0 0 630
JM SMUCKERS CO COM NEW 832696405 2,804 23,369 SH   SOLE NONE 0 0 23,369
SUN LIFE FINL INC COM 866796105 37 733 SH   SOLE NONE 0 0 733
SOUTHERN CO COM 842587107 2,877 46,433 SH   SOLE NONE 0 0 46,433
SPDR S&P 500 ETF TR TR UNIT 78462F103 171 400 SH   SOLE NONE 0 0 400
STRYKER CORP COM 863667101 79 300 SH   SOLE NONE 0 0 300
SYSCO CORP COM 871829107 3,014 38,399 SH   SOLE NONE 0 0 38,399
AT&T INC COM 00206R102 3,107 115,057 SH   SOLE NONE 0 0 115,057
HANOVER INS GROUP INC COM 410867105 33 256 SH   SOLE NONE 0 0 256
TJX COS INC NEW COM 872540109 4,187 63,466 SH   SOLE NONE 0 0 63,466
SPDR DOUBLELINE TOTAL RETURN T SPDR TR TACTIC 78467V848 346 7,165 SH   SOLE NONE 0 0 7,165
PRICE T ROWE GROUP INC COM 74144T108 88 450 SH   SOLE NONE 0 0 450
UNDER ARMOUR INC CL C 904311206 4 241 SH   SOLE NONE 0 0 241
UNDER ARMOUR INC CL C CL A 904311107 4 240 SH   SOLE NONE 0 0 240
UNION PACIFIC CORP COM 907818108 2,780 14,186 SH   SOLE NONE 0 0 14,186
UNITED PARCEL SERVICE INC CL B 911312106 72 400 SH   SOLE NONE 0 0 400
US BANCORP DEL COM NEW 902973304 4,483 75,426 SH   SOLE NONE 0 0 75,426
ISHARES TR MSCI USA MIN VOL 46429B697 73 1,000 SH   SOLE NONE 0 0 1,000
VISA INC COM CL A 92826C839 89 400 SH   SOLE NONE 0 0 400
VANGUARD INTERM-TERM CORP BOND INT-TERM CORP 92206C870 209 2,217 SH   SOLE NONE 0 0 2,217
VANGUARD SHORT-TERM CORP BOND SHRT TRM CORP BD 92206C409 209 2,548 SH   SOLE NONE 0 0 2,548
VANGUARD INDEX FDS MID CAP ETF 922908629 65 275 SH   SOLE NONE 0 0 275
VANGUARD LARGE CAP INDEX FUND LARGE CAP ETF 922908637 295 1,470 SH   SOLE NONE 0 0 1,470
VERIZON COMMUNICATIONS INC COM 92343V104 128 2,373 SH   SOLE NONE 0 0 2,373
WORKHORSE GROUP INC COM NEW 98138J206 7 1,000 SH   SOLE NONE 0 0 1,000
WAL-MART STORES INC COM 931142103 3,996 28,676 SH   SOLE NONE 0 0 28,676
UNITED STATES STL CORP NEW COM 912909108 0 9 SH   SOLE NONE 0 0 9
SPDR SERIES TRUST S&P BIOTECH 78464A870 1,638 13,035 SH   SOLE NONE 0 0 13,035
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 38 300 SH   SOLE NONE 0 0 300
EXXON MOBIL CORP COM 30231G102 350 5,956 SH   SOLE NONE 0 0 5,956
WISDOMTREE TR EM EX ST-OWNED 97717X578 7 199 SH   SOLE NONE 0 0 199