0001193125-24-136930.txt : 20240513 0001193125-24-136930.hdr.sgml : 20240513 20240513113142 ACCESSION NUMBER: 0001193125-24-136930 CONFORMED SUBMISSION TYPE: 10-Q PUBLIC DOCUMENT COUNT: 80 CONFORMED PERIOD OF REPORT: 20240331 FILED AS OF DATE: 20240513 DATE AS OF CHANGE: 20240513 FILER: COMPANY DATA: COMPANY CONFORMED NAME: IF Bancorp, Inc. CENTRAL INDEX KEY: 0001514743 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035] ORGANIZATION NAME: 02 Finance IRS NUMBER: 451834449 FISCAL YEAR END: 0630 FILING VALUES: FORM TYPE: 10-Q SEC ACT: 1934 Act SEC FILE NUMBER: 001-35226 FILM NUMBER: 24937639 BUSINESS ADDRESS: STREET 1: 201 E. CHERRY ST CITY: WATSEKA STATE: IL ZIP: 60970 BUSINESS PHONE: (815) 432-2476 MAIL ADDRESS: STREET 1: 201 E. CHERRY ST CITY: WATSEKA STATE: IL ZIP: 60970 10-Q 1 d835753d10q.htm 10-Q 10-Q
Table of Contents
falseQ30001514743--06-30YesYesBased on closing price of $16.63 and $14.44 per share on March 31, 2024, and June 30, 2023, respectively. 0001514743 2023-07-01 2024-03-31 0001514743 2024-03-31 0001514743 2023-06-30 0001514743 2024-01-01 2024-03-31 0001514743 2023-01-01 2023-03-31 0001514743 2022-07-01 2023-03-31 0001514743 2022-07-01 2023-06-30 0001514743 2024-05-06 0001514743 2022-06-30 0001514743 2023-12-31 0001514743 2022-12-31 0001514743 2023-03-31 0001514743 iroq:EmployeeStockOwnershipPlanEsopMember 2024-03-31 0001514743 us-gaap:FairValueInputsLevel1Member 2024-03-31 0001514743 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2024-03-31 0001514743 us-gaap:USTreasuryAndGovernmentMember 2024-03-31 0001514743 us-gaap:USTreasurySecuritiesMember 2024-03-31 0001514743 iroq:SmallBusinessAdministrationMember 2024-03-31 0001514743 us-gaap:USStatesAndPoliticalSubdivisionsMember 2024-03-31 0001514743 us-gaap:FairValueInputsLevel3Member 2024-03-31 0001514743 us-gaap:FairValueInputsLevel2Member 2024-03-31 0001514743 iroq:RealEstateLoansMultiFamilyMember 2024-03-31 0001514743 us-gaap:CommercialPortfolioSegmentMember 2024-03-31 0001514743 us-gaap:ConsumerPortfolioSegmentMember 2024-03-31 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember 2024-03-31 0001514743 us-gaap:ConstructionLoansMember 2024-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyMember 2024-03-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember 2024-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember 2024-03-31 0001514743 iroq:ConsumerLoansMember 2024-03-31 0001514743 us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FairValueInputsLevel2Member 2024-03-31 0001514743 us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FairValueInputsLevel3Member 2024-03-31 0001514743 us-gaap:USTreasurySecuritiesMember 2024-03-31 0001514743 us-gaap:USTreasurySecuritiesMember us-gaap:FairValueInputsLevel1Member 2024-03-31 0001514743 us-gaap:USTreasuryAndGovernmentMember 2024-03-31 0001514743 us-gaap:USTreasuryAndGovernmentMember us-gaap:FairValueInputsLevel2Member 2024-03-31 0001514743 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2024-03-31 0001514743 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember us-gaap:FairValueInputsLevel2Member 2024-03-31 0001514743 iroq:SmallBusinessAdministrationMember 2024-03-31 0001514743 iroq:SmallBusinessAdministrationMember us-gaap:FairValueInputsLevel2Member 2024-03-31 0001514743 us-gaap:USStatesAndPoliticalSubdivisionsMember 2024-03-31 0001514743 us-gaap:AssetPledgedAsCollateralWithRightMember 2024-03-31 0001514743 iroq:RealEstateLoansMultiFamilyMember us-gaap:PassMember 2024-03-31 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember us-gaap:PassMember 2024-03-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:PassMember 2024-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember us-gaap:PassMember 2024-03-31 0001514743 us-gaap:PassMember 2024-03-31 0001514743 us-gaap:SubstandardMember 2024-03-31 0001514743 us-gaap:ConstructionLoansMember us-gaap:PassMember 2024-03-31 0001514743 us-gaap:CommercialPortfolioSegmentMember us-gaap:PassMember 2024-03-31 0001514743 us-gaap:ConsumerPortfolioSegmentMember us-gaap:PassMember 2024-03-31 0001514743 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2024-03-31 0001514743 us-gaap:FinancingReceivables30To59DaysPastDueMember 2024-03-31 0001514743 us-gaap:FinancingReceivables60To89DaysPastDueMember 2024-03-31 0001514743 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2024-03-31 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2024-03-31 0001514743 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2024-03-31 0001514743 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2024-03-31 0001514743 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2024-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2024-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2024-03-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2024-03-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2024-03-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2024-03-31 0001514743 us-gaap:CommercialPortfolioSegmentMember us-gaap:SubstandardMember 2024-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember us-gaap:SubstandardMember 2024-03-31 0001514743 us-gaap:MaturityOvernightMember 2024-03-31 0001514743 us-gaap:SpecialMentionMember 2024-03-31 0001514743 iroq:MaturityCallDateMember srt:MinimumMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 iroq:MaturityCallDateMember srt:MaximumMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 iroq:WeightedAverageCouponMember srt:MinimumMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 iroq:WeightedAverageCouponMember srt:MaximumMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 iroq:WeightedAverageCouponMember srt:WeightedAverageMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 iroq:MarketabilityYieldAdjustmentMember srt:MinimumMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 us-gaap:MeasurementInputConstantPrepaymentRateMember srt:MinimumMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 us-gaap:MeasurementInputConstantPrepaymentRateMember srt:MaximumMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 us-gaap:MeasurementInputConstantPrepaymentRateMember srt:WeightedAverageMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 us-gaap:MeasurementInputDefaultRateMember srt:MinimumMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 us-gaap:MeasurementInputDefaultRateMember srt:MaximumMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 us-gaap:MeasurementInputDefaultRateMember srt:WeightedAverageMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 iroq:MarketabilityYieldAdjustmentMember srt:MaximumMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 iroq:MarketabilityYieldAdjustmentMember srt:WeightedAverageMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 us-gaap:MeasurementInputDiscountRateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 us-gaap:MeasurementInputDiscountRateMember srt:WeightedAverageMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember us-gaap:SpecialMentionMember 2024-03-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:SubstandardMember 2024-03-31 0001514743 us-gaap:DebtSecuritiesMember 2024-03-31 0001514743 iroq:RealEstateLoansMultiFamilyMember us-gaap:SubstandardMember 2024-03-31 0001514743 us-gaap:FairValueConcentrationOfRiskCollateralPolicyMember 2024-03-31 0001514743 iroq:PurchasedLoansMember 2024-03-31 0001514743 iroq:EmployeeStockOwnershipPlanEsopMember us-gaap:EmployeeSeveranceMember 2024-03-31 0001514743 iroq:EquityIncentivePlanMember 2024-03-31 0001514743 iroq:RestrictedStockAndRestrictedStockUnitsRsuMember iroq:TwoThousandAndTwentyTwoEquityIncentivePlanMember 2024-03-31 0001514743 us-gaap:EmployeeStockOptionMember iroq:TwoThousandAndTwentyTwoEquityIncentivePlanMember 2024-03-31 0001514743 iroq:TwoThousandAndTwentyTwoEquityIncentivePlanMember 2024-03-31 0001514743 iroq:RestrictedStockAndRestrictedStockUnitsRsuMember iroq:EquityIncentivePlanMember 2024-03-31 0001514743 us-gaap:EmployeeStockOptionMember iroq:EquityIncentivePlanMember 2024-03-31 0001514743 us-gaap:RestrictedStockMember iroq:EquityIncentivePlanMember 2024-03-31 0001514743 us-gaap:ResidentialRealEstateMember 2024-03-31 0001514743 us-gaap:DebtInstrumentRedemptionPeriodOneMember us-gaap:AssetPledgedAsCollateralMember us-gaap:FederalReserveBankAdvancesMember 2024-03-31 0001514743 us-gaap:AssetPledgedAsCollateralMember us-gaap:FederalReserveBankAdvancesMember 2024-03-31 0001514743 iroq:SevenAdvancesUnderTheBanksHomeLoanBankCommunitySmallBusinessProgrammedMember 2024-03-31 0001514743 us-gaap:DebtInstrumentRedemptionPeriodOneMember srt:MaximumMember 2024-03-31 0001514743 us-gaap:DebtInstrumentRedemptionPeriodOneMember srt:MinimumMember 2024-03-31 0001514743 iroq:EmployeeStockOwnershipPlanEsopMember 2023-06-30 0001514743 us-gaap:FairValueInputsLevel1Member 2023-06-30 0001514743 iroq:SmallBusinessAdministrationMember 2023-06-30 0001514743 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2023-06-30 0001514743 us-gaap:USTreasuryAndGovernmentMember 2023-06-30 0001514743 us-gaap:USTreasurySecuritiesMember 2023-06-30 0001514743 us-gaap:USStatesAndPoliticalSubdivisionsMember 2023-06-30 0001514743 us-gaap:FairValueInputsLevel3Member 2023-06-30 0001514743 us-gaap:FairValueInputsLevel2Member 2023-06-30 0001514743 iroq:RealEstateLoansOneToFourFamilyMember 2023-06-30 0001514743 iroq:RealEstateLoansMultiFamilyMember 2023-06-30 0001514743 us-gaap:CommercialPortfolioSegmentMember 2023-06-30 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember 2023-06-30 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember 2023-06-30 0001514743 us-gaap:ConstructionLoansMember 2023-06-30 0001514743 us-gaap:ConsumerPortfolioSegmentMember 2023-06-30 0001514743 iroq:ConsumerLoansMember 2023-06-30 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember 2023-06-30 0001514743 us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FairValueInputsLevel2Member 2023-06-30 0001514743 us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FairValueInputsLevel3Member 2023-06-30 0001514743 us-gaap:USTreasurySecuritiesMember 2023-06-30 0001514743 us-gaap:USTreasurySecuritiesMember us-gaap:FairValueInputsLevel2Member 2023-06-30 0001514743 us-gaap:USTreasuryAndGovernmentMember us-gaap:FairValueInputsLevel2Member 2023-06-30 0001514743 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2023-06-30 0001514743 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember us-gaap:FairValueInputsLevel2Member 2023-06-30 0001514743 iroq:SmallBusinessAdministrationMember 2023-06-30 0001514743 iroq:SmallBusinessAdministrationMember us-gaap:FairValueInputsLevel2Member 2023-06-30 0001514743 us-gaap:USStatesAndPoliticalSubdivisionsMember 2023-06-30 0001514743 us-gaap:USTreasuryAndGovernmentMember 2023-06-30 0001514743 iroq:ConsumerLoansMember 2023-06-30 0001514743 us-gaap:RealEstateLoanMember 2023-06-30 0001514743 us-gaap:AssetPledgedAsCollateralWithRightMember 2023-06-30 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember us-gaap:PassMember 2023-06-30 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember us-gaap:SubstandardMember 2023-06-30 0001514743 us-gaap:CommercialPortfolioSegmentMember us-gaap:PassMember 2023-06-30 0001514743 us-gaap:CommercialPortfolioSegmentMember us-gaap:SubstandardMember 2023-06-30 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:PassMember 2023-06-30 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember us-gaap:PassMember 2023-06-30 0001514743 us-gaap:ConstructionLoansMember us-gaap:PassMember 2023-06-30 0001514743 iroq:RealEstateLoansMultiFamilyMember us-gaap:PassMember 2023-06-30 0001514743 us-gaap:ConsumerPortfolioSegmentMember us-gaap:PassMember 2023-06-30 0001514743 us-gaap:PassMember 2023-06-30 0001514743 us-gaap:SubstandardMember 2023-06-30 0001514743 us-gaap:FinancingReceivables30To59DaysPastDueMember 2023-06-30 0001514743 us-gaap:FinancingReceivables60To89DaysPastDueMember 2023-06-30 0001514743 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2023-06-30 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2023-06-30 0001514743 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2023-06-30 0001514743 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2023-06-30 0001514743 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2023-06-30 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2023-06-30 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2023-06-30 0001514743 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2023-06-30 0001514743 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2023-06-30 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2023-06-30 0001514743 us-gaap:ConsumerPortfolioSegmentMember us-gaap:SubstandardMember 2023-06-30 0001514743 us-gaap:MeasurementInputDefaultRateMember srt:WeightedAverageMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 iroq:MaturityCallDateMember srt:MinimumMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 iroq:MaturityCallDateMember srt:MaximumMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 iroq:WeightedAverageCouponMember srt:MinimumMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 iroq:WeightedAverageCouponMember srt:MaximumMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 iroq:WeightedAverageCouponMember srt:WeightedAverageMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 us-gaap:MeasurementInputDiscountRateMember srt:WeightedAverageMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 us-gaap:MeasurementInputConstantPrepaymentRateMember srt:MinimumMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 us-gaap:MeasurementInputConstantPrepaymentRateMember srt:MaximumMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 us-gaap:MeasurementInputConstantPrepaymentRateMember srt:WeightedAverageMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 us-gaap:MeasurementInputDefaultRateMember srt:MinimumMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 us-gaap:MeasurementInputDefaultRateMember srt:MaximumMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 us-gaap:MeasurementInputDiscountRateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 iroq:MarketabilityYieldAdjustmentMember srt:MinimumMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 iroq:MarketabilityYieldAdjustmentMember srt:MaximumMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 iroq:MarketabilityYieldAdjustmentMember srt:WeightedAverageMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:SubstandardMember 2023-06-30 0001514743 us-gaap:DebtSecuritiesMember 2023-06-30 0001514743 iroq:RealEstateLoansMultiFamilyMember us-gaap:SubstandardMember 2023-06-30 0001514743 us-gaap:SpecialMentionMember 2023-06-30 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember us-gaap:SpecialMentionMember 2023-06-30 0001514743 us-gaap:FairValueConcentrationOfRiskCollateralPolicyMember 2023-06-30 0001514743 iroq:PurchasedLoansMember 2023-06-30 0001514743 us-gaap:AssetPledgedAsCollateralMember us-gaap:FederalReserveBankAdvancesMember 2023-06-30 0001514743 us-gaap:DebtInstrumentRedemptionPeriodTwoMember srt:MinimumMember 2023-06-30 0001514743 us-gaap:DebtInstrumentRedemptionPeriodTwoMember srt:MaximumMember 2023-06-30 0001514743 us-gaap:RetainedEarningsMember 2022-07-01 2023-03-31 0001514743 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2022-07-01 2023-03-31 0001514743 us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2022-07-01 2023-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember iroq:AccumulatedNetRealizedInvestmentGainLossMember 2022-07-01 2023-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2022-07-01 2023-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember 2022-07-01 2023-03-31 0001514743 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-07-01 2023-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember 2022-07-01 2023-03-31 0001514743 iroq:RealEstateLoansMultiFamilyMember 2022-07-01 2023-03-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember 2022-07-01 2023-03-31 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember 2022-07-01 2023-03-31 0001514743 us-gaap:ConstructionLoansMember 2022-07-01 2023-03-31 0001514743 us-gaap:CommercialPortfolioSegmentMember 2022-07-01 2023-03-31 0001514743 us-gaap:ConsumerPortfolioSegmentMember 2022-07-01 2023-03-31 0001514743 us-gaap:CommonStockMember 2022-07-01 2023-03-31 0001514743 us-gaap:AdditionalPaidInCapitalMember 2022-07-01 2023-03-31 0001514743 iroq:UnearnedESOPSharesMember 2022-07-01 2023-03-31 0001514743 us-gaap:FinancialServiceOtherMember 2022-07-01 2023-03-31 0001514743 us-gaap:DepositAccountMember 2022-07-01 2023-03-31 0001514743 us-gaap:EmployeeStockOptionMember iroq:EquityIncentivePlanMember 2022-07-01 2023-03-31 0001514743 us-gaap:RestrictedStockMember iroq:EquityIncentivePlanMember 2022-07-01 2023-03-31 0001514743 us-gaap:AssetPledgedAsCollateralWithRightMember 2022-07-01 2023-03-31 0001514743 us-gaap:RetainedEarningsMember 2023-01-01 2023-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember iroq:AccumulatedNetRealizedInvestmentGainLossMember 2023-01-01 2023-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2023-01-01 2023-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember 2023-01-01 2023-03-31 0001514743 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2023-01-01 2023-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember 2023-01-01 2023-03-31 0001514743 iroq:RealEstateLoansMultiFamilyMember 2023-01-01 2023-03-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember 2023-01-01 2023-03-31 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember 2023-01-01 2023-03-31 0001514743 us-gaap:ConstructionLoansMember 2023-01-01 2023-03-31 0001514743 us-gaap:CommercialPortfolioSegmentMember 2023-01-01 2023-03-31 0001514743 us-gaap:ConsumerPortfolioSegmentMember 2023-01-01 2023-03-31 0001514743 us-gaap:AdditionalPaidInCapitalMember 2023-01-01 2023-03-31 0001514743 iroq:UnearnedESOPSharesMember 2023-01-01 2023-03-31 0001514743 us-gaap:DepositAccountMember 2023-01-01 2023-03-31 0001514743 us-gaap:FinancialServiceOtherMember 2023-01-01 2023-03-31 0001514743 us-gaap:AssetPledgedAsCollateralWithRightMember 2023-01-01 2023-03-31 0001514743 us-gaap:RetainedEarningsMember 2023-07-01 2024-03-31 0001514743 us-gaap:RestrictedStockMember 2023-07-01 2024-03-31 0001514743 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2023-07-01 2024-03-31 0001514743 us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2023-07-01 2024-03-31 0001514743 iroq:MortgageServicingRightsMember 2023-07-01 2024-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember iroq:AccumulatedNetRealizedInvestmentGainLossMember 2023-07-01 2024-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2023-07-01 2024-03-31 0001514743 iroq:ObligationsOfStateAndPoliticalSubdivisionsMember 2023-07-01 2024-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember 2023-07-01 2024-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember 2023-07-01 2024-03-31 0001514743 iroq:RealEstateLoansMultiFamilyMember 2023-07-01 2024-03-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember 2023-07-01 2024-03-31 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember 2023-07-01 2024-03-31 0001514743 us-gaap:ConstructionLoansMember 2023-07-01 2024-03-31 0001514743 us-gaap:CommercialPortfolioSegmentMember 2023-07-01 2024-03-31 0001514743 us-gaap:ConsumerPortfolioSegmentMember 2023-07-01 2024-03-31 0001514743 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2023-07-01 2024-03-31 0001514743 us-gaap:AdditionalPaidInCapitalMember 2023-07-01 2024-03-31 0001514743 iroq:UnearnedESOPSharesMember 2023-07-01 2024-03-31 0001514743 iroq:EmployeeStockOwnershipPlanEsopMember 2023-07-01 2024-03-31 0001514743 us-gaap:FinancialServiceOtherMember 2023-07-01 2024-03-31 0001514743 us-gaap:DepositAccountMember 2023-07-01 2024-03-31 0001514743 iroq:EmployeeStockOwnershipPlanEsopMember srt:MinimumMember 2023-07-01 2024-03-31 0001514743 iroq:EmployeeStockOwnershipPlanEsopMember srt:MaximumMember 2023-07-01 2024-03-31 0001514743 us-gaap:EmployeeStockOptionMember iroq:EquityIncentivePlanMember 2023-07-01 2024-03-31 0001514743 iroq:TroubledDebtRestructuringsMember 2023-07-01 2024-03-31 0001514743 us-gaap:EmployeeStockOptionMember iroq:TwoThousandAndTwentyTwoEquityIncentivePlanMember 2023-07-01 2024-03-31 0001514743 us-gaap:RestrictedStockMember iroq:EquityIncentivePlanMember 2023-07-01 2024-03-31 0001514743 us-gaap:AssetPledgedAsCollateralWithRightMember 2023-07-01 2024-03-31 0001514743 us-gaap:RetainedEarningsMember 2024-01-01 2024-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember iroq:AccumulatedNetRealizedInvestmentGainLossMember 2024-01-01 2024-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2024-01-01 2024-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember 2024-01-01 2024-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember 2024-01-01 2024-03-31 0001514743 iroq:RealEstateLoansMultiFamilyMember 2024-01-01 2024-03-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember 2024-01-01 2024-03-31 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember 2024-01-01 2024-03-31 0001514743 us-gaap:ConstructionLoansMember 2024-01-01 2024-03-31 0001514743 us-gaap:CommercialPortfolioSegmentMember 2024-01-01 2024-03-31 0001514743 us-gaap:ConsumerPortfolioSegmentMember 2024-01-01 2024-03-31 0001514743 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2024-01-01 2024-03-31 0001514743 us-gaap:AdditionalPaidInCapitalMember 2024-01-01 2024-03-31 0001514743 iroq:UnearnedESOPSharesMember 2024-01-01 2024-03-31 0001514743 us-gaap:DepositAccountMember 2024-01-01 2024-03-31 0001514743 us-gaap:FinancialServiceOtherMember 2024-01-01 2024-03-31 0001514743 us-gaap:AssetPledgedAsCollateralWithRightMember 2024-01-01 2024-03-31 0001514743 us-gaap:AccountingStandardsUpdate201613Member 2022-07-01 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember iroq:AllowanceForCreditLossesAsReportedUnderAsu201613Member 2022-07-01 0001514743 iroq:ImpactOnAllowanceOfAsu201613AdoptionMember 2022-07-01 0001514743 iroq:AllowanceForCreditLossBeforeAsu201613AdoptionMember 2022-07-01 0001514743 iroq:AllowanceForCreditLossesAsReportedUnderAsu201613Member 2022-07-01 0001514743 us-gaap:ConsumerPortfolioSegmentMember iroq:ImpactOnAllowanceOfAsu201613AdoptionMember 2022-07-01 0001514743 us-gaap:ConsumerPortfolioSegmentMember iroq:AllowanceForCreditLossBeforeAsu201613AdoptionMember 2022-07-01 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember iroq:AllowanceForCreditLossesAsReportedUnderAsu201613Member 2022-07-01 0001514743 iroq:RealEstateLoansMultiFamilyMember iroq:ImpactOnAllowanceOfAsu201613AdoptionMember 2022-07-01 0001514743 iroq:RealEstateLoansMultiFamilyMember iroq:AllowanceForCreditLossBeforeAsu201613AdoptionMember 2022-07-01 0001514743 iroq:RealEstateLoansMultiFamilyMember iroq:AllowanceForCreditLossesAsReportedUnderAsu201613Member 2022-07-01 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember iroq:ImpactOnAllowanceOfAsu201613AdoptionMember 2022-07-01 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember iroq:AllowanceForCreditLossBeforeAsu201613AdoptionMember 2022-07-01 0001514743 us-gaap:ConstructionLoansMember iroq:AllowanceForCreditLossesAsReportedUnderAsu201613Member 2022-07-01 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember iroq:ImpactOnAllowanceOfAsu201613AdoptionMember 2022-07-01 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember iroq:AllowanceForCreditLossBeforeAsu201613AdoptionMember 2022-07-01 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember iroq:AllowanceForCreditLossesAsReportedUnderAsu201613Member 2022-07-01 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember iroq:ImpactOnAllowanceOfAsu201613AdoptionMember 2022-07-01 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember iroq:AllowanceForCreditLossBeforeAsu201613AdoptionMember 2022-07-01 0001514743 us-gaap:ConsumerPortfolioSegmentMember iroq:AllowanceForCreditLossesAsReportedUnderAsu201613Member 2022-07-01 0001514743 us-gaap:CommercialPortfolioSegmentMember iroq:ImpactOnAllowanceOfAsu201613AdoptionMember 2022-07-01 0001514743 us-gaap:CommercialPortfolioSegmentMember iroq:AllowanceForCreditLossBeforeAsu201613AdoptionMember 2022-07-01 0001514743 us-gaap:CommercialPortfolioSegmentMember iroq:AllowanceForCreditLossesAsReportedUnderAsu201613Member 2022-07-01 0001514743 us-gaap:ConstructionLoansMember iroq:ImpactOnAllowanceOfAsu201613AdoptionMember 2022-07-01 0001514743 us-gaap:ConstructionLoansMember iroq:AllowanceForCreditLossBeforeAsu201613AdoptionMember 2022-07-01 0001514743 iroq:EmployeeStockOwnershipPlanEsopMember us-gaap:EmployeeSeveranceMember 2023-03-31 0001514743 us-gaap:EmployeeStockOptionMember iroq:EquityIncentivePlanMember 2013-12-10 2013-12-10 0001514743 us-gaap:RestrictedStockMember iroq:EquityIncentivePlanMember 2013-12-10 2013-12-10 0001514743 us-gaap:RestrictedStockMember iroq:EquityIncentivePlanMember 2013-12-10 0001514743 us-gaap:EmployeeStockOptionMember iroq:EquityIncentivePlanMember 2013-12-10 0001514743 us-gaap:RestrictedStockMember iroq:EquityIncentivePlanMember 2015-12-10 0001514743 us-gaap:RestrictedStockMember iroq:EquityIncentivePlanMember 2016-07-01 2016-12-31 0001514743 us-gaap:RestrictedStockMember iroq:EquityIncentivePlanMember 2022-09-09 0001514743 iroq:MortgageServicingRightsMember 2022-07-01 2023-06-30 0001514743 iroq:ObligationsOfStateAndPoliticalSubdivisionsMember 2022-07-01 2023-06-30 0001514743 us-gaap:ConsumerPortfolioSegmentMember 2022-07-01 2023-06-30 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember 2022-07-01 2023-06-30 0001514743 iroq:RealEstateLoansMultiFamilyMember 2022-07-01 2023-06-30 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember 2022-07-01 2023-06-30 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember 2022-07-01 2023-06-30 0001514743 us-gaap:ConstructionLoansMember 2022-07-01 2023-06-30 0001514743 us-gaap:CommercialPortfolioSegmentMember 2022-07-01 2023-06-30 0001514743 srt:MaximumMember 2020-03-31 0001514743 us-gaap:DebtInstrumentRedemptionPeriodOneMember us-gaap:AssetPledgedAsCollateralMember us-gaap:FederalReserveBankAdvancesMember 2024-03-31 2024-03-31 0001514743 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2022-06-30 0001514743 us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2022-06-30 0001514743 iroq:CumulativeImpactOfAsuTwoThousandSixteenThirteenMember iroq:UnearnedESOPSharesMember 2022-06-30 0001514743 iroq:CumulativeImpactOfAsuTwoThousandSixteenThirteenMember us-gaap:RetainedEarningsMember 2022-06-30 0001514743 iroq:CumulativeImpactOfAsuTwoThousandSixteenThirteenMember us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-06-30 0001514743 iroq:CumulativeImpactOfAsuTwoThousandSixteenThirteenMember 2022-06-30 0001514743 srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember us-gaap:CommonStockMember 2022-06-30 0001514743 srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember us-gaap:AdditionalPaidInCapitalMember 2022-06-30 0001514743 iroq:CumulativeImpactOfAsuTwoThousandSixteenThirteenMember us-gaap:CommonStockMember 2022-06-30 0001514743 iroq:CumulativeImpactOfAsuTwoThousandSixteenThirteenMember us-gaap:AdditionalPaidInCapitalMember 2022-06-30 0001514743 iroq:UnearnedESOPSharesMember 2022-06-30 0001514743 us-gaap:RetainedEarningsMember 2022-06-30 0001514743 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-06-30 0001514743 us-gaap:CommonStockMember 2022-06-30 0001514743 us-gaap:AdditionalPaidInCapitalMember 2022-06-30 0001514743 srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember iroq:UnearnedESOPSharesMember 2022-06-30 0001514743 srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember us-gaap:RetainedEarningsMember 2022-06-30 0001514743 srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-06-30 0001514743 srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember 2022-06-30 0001514743 us-gaap:ConstructionLoansMember 2022-06-30 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember 2022-06-30 0001514743 iroq:RealEstateLoansMultiFamilyMember 2022-06-30 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember 2022-06-30 0001514743 us-gaap:CommercialPortfolioSegmentMember 2022-06-30 0001514743 us-gaap:ConsumerPortfolioSegmentMember 2022-06-30 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember 2022-06-30 0001514743 us-gaap:ConsumerPortfolioSegmentMember 2023-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember 2023-03-31 0001514743 iroq:RealEstateLoansMultiFamilyMember 2023-03-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember 2023-03-31 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember 2023-03-31 0001514743 us-gaap:ConstructionLoansMember 2023-03-31 0001514743 us-gaap:CommercialPortfolioSegmentMember 2023-03-31 0001514743 us-gaap:CommonStockMember 2023-03-31 0001514743 us-gaap:AdditionalPaidInCapitalMember 2023-03-31 0001514743 iroq:UnearnedESOPSharesMember 2023-03-31 0001514743 us-gaap:RetainedEarningsMember 2023-03-31 0001514743 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2023-03-31 0001514743 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2023-03-31 0001514743 us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2023-03-31 0001514743 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-12-31 0001514743 us-gaap:CommonStockMember 2022-12-31 0001514743 us-gaap:AdditionalPaidInCapitalMember 2022-12-31 0001514743 iroq:UnearnedESOPSharesMember 2022-12-31 0001514743 us-gaap:RetainedEarningsMember 2022-12-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember 2022-12-31 0001514743 iroq:RealEstateLoansMultiFamilyMember 2022-12-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember 2022-12-31 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember 2022-12-31 0001514743 us-gaap:ConstructionLoansMember 2022-12-31 0001514743 us-gaap:CommercialPortfolioSegmentMember 2022-12-31 0001514743 us-gaap:ConsumerPortfolioSegmentMember 2022-12-31 0001514743 us-gaap:RestrictedStockMember 2023-06-30 0001514743 iroq:ObligationsOfStateAndPoliticalSubdivisionsMember 2023-06-30 0001514743 iroq:MortgageServicingRightsMember 2023-06-30 0001514743 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2023-06-30 0001514743 us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2023-06-30 0001514743 us-gaap:RestrictedStockMember 2024-03-31 0001514743 iroq:MortgageServicingRightsMember 2024-03-31 0001514743 iroq:ObligationsOfStateAndPoliticalSubdivisionsMember 2024-03-31 0001514743 iroq:UnearnedESOPSharesMember 2023-06-30 0001514743 us-gaap:RetainedEarningsMember 2023-06-30 0001514743 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2023-06-30 0001514743 us-gaap:CommonStockMember 2023-06-30 0001514743 us-gaap:AdditionalPaidInCapitalMember 2023-06-30 0001514743 us-gaap:CommonStockMember 2024-03-31 0001514743 us-gaap:AdditionalPaidInCapitalMember 2024-03-31 0001514743 iroq:UnearnedESOPSharesMember 2024-03-31 0001514743 us-gaap:RetainedEarningsMember 2024-03-31 0001514743 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2024-03-31 0001514743 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2024-03-31 0001514743 us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2024-03-31 0001514743 us-gaap:CommonStockMember 2023-12-31 0001514743 us-gaap:AdditionalPaidInCapitalMember 2023-12-31 0001514743 iroq:UnearnedESOPSharesMember 2023-12-31 0001514743 us-gaap:RetainedEarningsMember 2023-12-31 0001514743 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2023-12-31 0001514743 us-gaap:ConsumerPortfolioSegmentMember 2023-12-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember 2023-12-31 0001514743 iroq:RealEstateLoansMultiFamilyMember 2023-12-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember 2023-12-31 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember 2023-12-31 0001514743 us-gaap:ConstructionLoansMember 2023-12-31 0001514743 us-gaap:CommercialPortfolioSegmentMember 2023-12-31 0001514743 iroq:ObligationsOfStateAndPoliticalSubdivisionsMember 2022-06-30 0001514743 iroq:MortgageServicingRightsMember 2022-06-30 iso4217:USD xbrli:shares utr:Year xbrli:pure utr:Month utr:Day iso4217:USD xbrli:shares iroq:SecurityLoan iroq:Securities utr:M utr:Y
 
 
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
 
 
FORM
10-Q
 
 
 
☒
Quarterly Report Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934
For the quarterly period ended March 31, 2024
OR
 
☐
Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
For the transition period from _______________ to _______________
Commission File
No. 001-35226
 
 
IF Bancorp, Inc.
(Exact name of registrant as specified in its charter)
 
 
 
Maryland
  
45-1834449
(State or other jurisdiction of
incorporation or organization)
  
(I.R.S. Employer
Identification Number)
201 East Cherry Street, Watseka, Illinois
  
60970
(Address of Principal Executive Offices)
  
Zip Code
(815)
432-2476
(Registrant’s telephone number)
 
 
Securities registered pursuant to Section 12(b) of the Act:
 
Title of each class
  
Trading
Symbol(s)
  
Name of each exchange on which registered
Common Stock, $0.01 par value
  
IROQ
  
The Nasdaq Stock Market LLC
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such requirements for the past 90 days. 
YES
 ☒ NO ☐
Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation
S-T
during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). 
YES
 ☒ NO ☐
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a
non-accelerated
filer, a smaller reporting company or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule
12b-2
of the Exchange Act. (Check one)
 
Large accelerated filer   ☐    Accelerated filer   ☐
Non-accelerated filer   ☒    Smaller reporting company   ☒
     Emerging growth company   ☐
Indicate by check mark whether the registrant is a shell company (as defined in Rule
12b-2
of the Exchange Act). YES ☐ NO ☒
The Registrant had 3,353,026 shares of common stock, par value $
0.01
per share, issued and outstanding as of May 6, 2024.
 
 
 

Table of Contents

IF Bancorp, Inc.

Form 10-Q

Index

 

         Page  
Part I. Financial Information

 

Item 1.

   Condensed Consolidated Financial Statements      1  
  Condensed Consolidated Balance Sheets as of March 31, 2024 (unaudited) and June 30, 2023      1  
  Condensed Consolidated Statements of Income for the Three Months and Nine Months Ended March 31, 2024 and 2023 (unaudited)      2  
  Condensed Consolidated Statements of Comprehensive Income (Loss) for the Three Months and Nine Months Ended March 31, 2024 and 2023 (unaudited)      3  
  Condensed Consolidated Statements of Stockholders’ Equity for the Three and Nine Months Ended March 31, 2024 and 2023 (unaudited)      4  
  Condensed Consolidated Statements of Cash Flows for the Nine Months Ended March 31, 2024 and 2023 (unaudited)      6  
  Notes to Condensed Consolidated Financial Statements (unaudited)      7  

Item 2.

   Management’s Discussion and Analysis of Financial Condition and Results of Operations      38  

Item 3.

   Quantitative and Qualitative Disclosures about Market Risk      53  

Item 4.

   Controls and Procedures      53  
Part II. Other Information

 

Item 1.

   Legal Proceedings      54  

Item 1A.

   Risk Factors      54  

Item 2.

   Unregistered Sales of Equity Securities and Use of Proceeds      54  

Item 3.

   Defaults upon Senior Securities      54  

Item 4.

   Mine Safety Disclosures      54  

Item 5.

   Other Information      54  

Item 6.

   Exhibits      55  
  Signature Page      56  

Table of Contents
PT1000HP6YP2YP5Y
 
Part I. – Financial Information
 
Item 1.
Condensed Consolidated Financial Statements
IF Bancorp, Inc.
Condensed Consolidated Balance Sheets
(Dollars in thousands, except per share amount)
 
    
March 31,
2024
    
June 30,
2023
  
    
(Unaudited)
        
Assets
     
Cash and due from banks
    $ 15,885     $ 10,717  
Interest-bearing demand deposits
      175       271  
  
 
 
    
 
 
  
Cash and cash equivalents
      16,060       10,988  
  
 
 
    
 
 
  
Interest-bearing time deposits in banks
      750       1,250  
Available-for-sale
securities
      195,257       201,299  
Loans, net of allowance for credit losses of $7,725 and $7,139 at March 31, 2024 and June 30, 2023, respectively
      643,326       587,457  
Premises and equipment, net of accumulated depreciation of $9,105 and $9,212 at March 31, 2024 and June 30, 2023, respectively
      10,683       11,092  
Federal Home Loan Bank stock, at cost
      5,419       3,127  
Foreclosed assets held for sale
      7       31  
Accrued interest receivable
      3,749       2,781  
Bank-owned life insurance
      15,079       14,761  
Mortgage servicing rights
      1,454       1,482  
Deferred income taxes
      10,846       11,037  
Other
      2,359       3,671  
  
 
 
    
 
 
  
Total assets
    $ 904,989     $ 848,976  
  
 
 
    
 
 
  
Liabilities and Equity
     
Liabilities
     
Deposits
     
Demand
    $ 43,205     $ 107,567  
Savings, NOW and money market
      315,980       344,151  
Certificates of deposit
      293,603       264,058  
Brokered certificates of deposit
      29,000       19,538  
  
 
 
    
 
 
  
Total deposits
      681,788       735,314  
  
 
 
    
 
 
  
Repurchase agreements
      18,182       10,787  
Federal Home Loan Bank advances
      95,999       19,500  
Other borrowings
      25,300       —   
Advances from borrowers for taxes and insurance
      1,331       1,233  
Accrued post-retirement benefit obligation
      2,448       2,431  
Accrued interest payable
      2,762       1,666  
Allowance for credit losses on
off-balance
sheet credit exposures
      44       216  
Other
      4,751       6,076  
  
 
 
    
 
 
  
Total liabilities
      832,605       777,223  
  
 
 
    
 
 
  
Commitments and Contingencies
     
Stockholders’ Equity
     
Common stock, $.01 par value per share, 100,000,000 shares authorized, 3,353,026 and 3,354,626 shares issued and outstanding at March 31, 2024 and June 30, 2023, respectively
      33       33  
Additional
paid-in
capital
      51,833       51,543  
Unearned ESOP shares, at cost, 139,527 and 153,960 shares at March 31, 2024 and June 30, 2023, respectively
      (1,395 )      (1,540 ) 
Retained earnings
      43,414       43,365  
Accumulated other comprehensive loss, net of tax
      (21,501 )      (21,648 ) 
  
 
 
    
 
 
  
Total stockholders’ equity
      72,384       71,753  
  
 
 
    
 
 
  
Total liabilities and stockholders’ equity
    $ 904,989     $ 848,976  
  
 
 
    
 
 
  
See accompanying notes to the unaudited condensed consolidated financial statements.
 
1
IF Bancorp, Inc.
Condensed Consolidated Statements of Income (Unaudited)
(Dollars in thousands except per share amounts)
 
    
Three Months Ended March 31,
     
Nine Months Ended March 31,
  
    
2024
    
2023
     
2024
     
2023
  
Interest and Dividend Income
           
Interest and fees on loans
    $ 9,273     $ 6,690      $ 25,708      $ 18,889  
Securities:
           
Taxable
      1,364       1,345        4,124        4,048  
Tax-exempt
      23       26        74        80  
Federal Home Loan Bank dividends
      112       64        258        134  
Deposits with other financial institutions
      31       73        159        231  
  
 
 
    
 
 
     
 
 
     
 
 
  
Total interest and dividend income
      10,803       8,198        30,323        23,382  
  
 
 
    
 
 
     
 
 
     
 
 
  
Interest Expense
           
Deposits
      4,756       2,501        12,927        4,560  
Federal Home Loan Bank advances and repurchase agreements
      1,392       661        3,620        1,491  
Line of credit and other borrowings
      396       —         546        —   
  
 
 
    
 
 
     
 
 
     
 
 
  
Total interest expense
      6,544       3,162        17,093        6,051  
  
 
 
    
 
 
     
 
 
     
 
 
  
Net Interest Income
      4,259       5,036        13,230        17,331  
Provision (Credit) for Credit Losses
      (390 )      240        196        253  
  
 
 
    
 
 
     
 
 
     
 
 
  
Net Interest Income After Provision (Credit) for Credit Losses
      4,649       4,796        13,034        17,078  
  
 
 
    
 
 
     
 
 
     
 
 
  
Noninterest Income
           
Customer service fees
      100       91        309        294  
Other service charges and fees
      62       58        195        173  
Insurance commissions
      182       130        556        506  
Brokerage commissions
      166       168        485        607  
Net realized gains (losses) on sales of
available-for-sale
securities
      —        12        —         (171 ) 
Mortgage banking income, net
      126       43        218        267  
Gain on sale of loans
      76       48        186        124  
Bank-owned life insurance income, net
      112       96        318        290  
Other
      316       296        916        938  
  
 
 
    
 
 
     
 
 
     
 
 
  
Total noninterest income
      1,140       942        3,183        3,028  
  
 
 
    
 
 
     
 
 
     
 
 
  
Noninterest Expense
           
Compensation and benefits
      3,081       3,203        8,929        9,414  
Office occupancy
      277       248        854        728  
Equipment
      549       563        1,688        1,725  
Federal deposit insurance
      135       57        435        169  
Stationary, printing and office
      18       23        48        78  
Advertising
      104       109        286        379  
Professional services
      75       78        304        368  
Supervisory examinations
      19       43        73        132  
Audit and accounting services
      21       43        127        137  
Organizational dues and subscriptions
      22       8        51        51  
Insurance bond premiums
      64       50        177        151  
Telephone and postage
      49       44        122        124  
Loss (gain) on foreclosed assets, net
      —        —         2        (28 ) 
Other
      424       377        1,297        1,187  
  
 
 
    
 
 
     
 
 
     
 
 
  
Total noninterest expense
      4,838       4,846        14,393        14,615  
  
 
 
    
 
 
     
 
 
     
 
 
  
Income Before Income Tax
      951       892        1,824        5,491  
Provision for Income Tax
      243       202        465        1,428  
  
 
 
    
 
 
     
 
 
     
 
 
  
Net Income
    $ 708     $ 690      $ 1,359      $ 4,063  
  
 
 
    
 
 
     
 
 
     
 
 
  
Earnings Per Share:
           
Basic
    $ 0.22     $ 0.22      $ 0.42      $ 1.29  
Diluted
    $ 0.22     $ 0.21      $ 0.42      $ 1.25  
Dividends declared per common share
    $ 0.20     $ 0.20      $ 0.40      $ 0.40  
See accompanying notes to the unaudited condensed consolidated financial statements.
 
2
IF Bancorp, Inc.
Condensed Consolidated Statements of Comprehensive Income (Loss) (Unaudited)
(Dollars in thousands)
 
    
Three Months Ended March 31,
  
    
   2024   
    
   2023   
  
Net Income
    $ 708     $ 690  
Other Comprehensive Income (Loss)
     
Unrealized appreciation (depreciation) on
available-for-sale
securities, net of taxes of
$(
606
) and $874, for 2024 and 2023, respectively
      (1,521 )      2,195  
Less: reclassification adjustment for realized gains included in net income, net of taxes of $0 and $4, for 2024 and 2023, respectively
      —        8  
  
 
 
    
 
 
  
     (1,521 )      2,187  
Postretirement health plan amortization of transition obligation and prior service cost and change in net loss, net of taxes of $0 and $0 for 2024 and 2023, respectively
      (1 )      (2 ) 
  
 
 
    
 
 
  
Other comprehensive income (loss), net of tax
      (1,522 )      2,185  
  
 
 
    
 
 
  
Comprehensive Income (Loss)
    $ (814 )    $ 2,875  
  
 
 
    
 
 
  
 
    
Nine Months Ended March 31,
  
    
    2024    
     
   2023   
  
Net Income
    $ 1,359      $ 4,063  
Other Comprehensive Income (Loss)
      
Unrealized appreciation (depreciation) on
available-for-sale
securities, net of taxes of
$58 and $(
649
), for 2024 and 2023, respectively
      146        (1,630 ) 
Less: reclassification adjustment for realized gains (losses) included in net income, net of taxes of $
0
and $(
48
), for 2024 and 2023, respectively
      —         (123 ) 
  
 
 
     
 
 
  
     146        (1,507 ) 
Postretirement health plan amortization of transition obligation and prior service cost and change in net loss, net of taxes of $1 and $(1) for 2024 and 2023, respectively
      1        (4 ) 
  
 
 
     
 
 
  
Other comprehensive income (loss), net of tax
      147        (1,511 ) 
  
 
 
     
 
 
  
Comprehensive Income
    $ 1,506      $ 2,552  
  
 
 
     
 
 
  
See accompanying notes to the unaudited condensed consolidated financial statements.
 
3
IF Bancorp, Inc.
Condensed Consolidated Statements of Stockholders’ Equity (Unaudited)
(Dollars in thousands, except per share amounts)
 
    
Common

Stock
     
Additional

Paid-In

Capital
     
Unearned

ESOP
Shares
    
Retained

Earnings
    
Accumulated

Other

Comprehensive

Income (Loss)
    
Total
  
For the three months ended March 31, 2024
               
Balance, January 1, 2024
    $ 33      $ 51,753      $ (1,443 )    $ 43,377     $ (19,979 )    $ 73,741  
Net income
      —         —         —        708       —        708  
Other comprehensive loss
      —         —         —        —        (1,522 )      (1,522 ) 
Dividends on common stock, $0.20 per share
      —         —         —        (671 )      —        (671 ) 
Stock equity plan
      —         49        —        —        —        49  
ESOP shares earned, 4,811 shares
      —         31        48       —        —        79  
  
 
 
     
 
 
     
 
 
    
 
 
    
 
 
    
 
 
  
Balance, March 31, 2024
    $ 33      $ 51,833      $ (1,395 )    $ 43,414     $ (21,501 )    $ 72,384  
  
 
 
     
 
 
     
 
 
    
 
 
    
 
 
    
 
 
  
For the three months ended March 31, 2023
               
Balance, January 1, 2023
    $ 33      $ 51,021      $ (1,636 )    $ 42,714     $ (21,042 )    $ 71,090  
Net income
      —         —         —        690       —        690  
Other comprehensive income
      —         —         —        —        2,185       2,185  
Dividends on common stock, $0.20 per share
      —         —         —        (672 )      —        (672 ) 
Stock options exercised
      —         283        —        —        —        283  
Stock equity plan
      —         90        —        —        —        90  
ESOP shares earned, 4,811 shares
      —         35        48       —        —        83  
  
 
 
     
 
 
     
 
 
    
 
 
    
 
 
    
 
 
  
Balance, March 31, 2023
    $ 33      $ 51,429      $ (1,588 )    $ 42,732     $ (18,857 )    $ 73,749  
  
 
 
     
 
 
     
 
 
    
 
 
    
 
 
    
 
 
  
See accompanying notes to the unaudited condensed consolidated financial statements.
 
4
    
Common

Stock
     
Additional

Paid-In

Capital
     
Unearned

ESOP
Shares
    
Retained

Earnings
    
Accumulated

Other

Comprehensive

Income (Loss)
    
Total
  
For the nine months ended March 31, 2024
               
Balance, July 1, 2023
    $ 33      $ 51,543      $ (1,540 )    $ 43,365     $ (21,648 )    $ 71,753  
Net income
      —         —         —        1,359       —        1,359  
Other comprehensive income
      —         —         —        —        147       147  
Dividends on common stock, $0.40 per share
      —         —         —        (1,310 )      —        (1,310 ) 
Stock equity plan
      —         212        —        —        —        212  
ESOP shares earned, 14,433 shares
      —         78        145       —        —        223  
  
 
 
     
 
 
     
 
 
    
 
 
    
 
 
    
 
 
  
Balance, March 31, 2024
    $ 33      $ 51,833      $ (1,395 )    $ 43,414     $ (21,501 )    $ 72,384  
  
 
 
     
 
 
     
 
 
    
 
 
    
 
 
    
 
 
  
For the nine months ended March 31, 2023
               
Balance, June 30, 2022
    $ 32      $ 50,342      $ (1,732 )    $ 40,362     $ (17,346 )    $ 71,658  
Cumulative impact of ASU
2016-13
      —         —         —        (388 )      —        (388 ) 
  
 
 
     
 
 
     
 
 
    
 
 
    
 
 
    
 
 
  
Balance, July 1, 2022
    $ 32      $ 50,342      $ (1,732 )    $ 39,974     $ (17,346 )    $ 71,270  
Net income
      —         —         —        4,063       —        4,063  
Other comprehensive loss
      —         —         —        —        (1,511 )      (1,511 ) 
Dividends on common stock, $0.40 per share
      —         —         —        (1,305 )      —        (1,305 ) 
Stock options exercised
      1        731        —        —        —        732  
Stock equity plan
      —         237        —        —        —        237  
ESOP shares earned, 14,434 shares
      —         119        144       —        —        263  
  
 
 
     
 
 
     
 
 
    
 
 
    
 
 
    
 
 
  
Balance, March 31, 2023
    $ 33      $ 51,429      $ (1,588 )    $ 42,732     $ (18,857 )    $ 73,749  
  
 
 
     
 
 
     
 
 
    
 
 
    
 
 
    
 
 
  
See accompanying notes to the unaudited condensed consolidated financial statements.
 
5
IF Bancorp, Inc.
Condensed Consolidated Statements of Cash Flows (Unaudited)
(Dollars in thousands)
 
    
Nine Months Ended March 31,
  
    
2024
    
2023
  
Operating Activities
     
Net income
    $ 1,359     $ 4,063  
Items not requiring (providing) cash
     
Depreciation
      514       487  
Provision for credit losses
      196       253  
Amortization (accretion) of premiums and discounts on securities
      (172 )      217  
Deferred income taxes
      132       (236 ) 
Net realized gains on loan sales
      (186 )      (124 ) 
Net realized losses on sales of
available-for-sale
securities
      —        171  
Loss (gain) on foreclosed assets held for sale
      2       (28 ) 
Bank-owned life insurance income, net
      (318 )      (290 ) 
ESOP compensation expense
      223       263  
Stock equity plan expense
      212       237  
Originations of loans held for sale
      (9,225 )      (5,116 ) 
Proceeds from sales of loans held for sale
      8,938       5,458  
Changes in
     
Accrued interest receivable
      (968 )      (618 ) 
Other assets
      1,312       (1,648 ) 
Accrued interest payable
      1,096       785  
Post-retirement benefit obligation
      19       17  
Other liabilities
      (1,996 )      (2,239 ) 
  
 
 
    
 
 
  
Net cash provided by operating activities
      1,138       1,652  
  
 
 
    
 
 
  
Investing Activities
     
Net change in interest bearing time deposits
      500       250  
Purchases of
available-for-sale
securities
      (1,977 )      (16,810 ) 
Proceeds from the sales of
available-for-sale
securities
      —        7,695  
Proceeds from maturities and
pay-downs
of
available-for-sale
securities
      8,395       19,832  
Net change in loans
      (55,739 )      (59,786 ) 
Purchase of premises and equipment
      (193 )      (2,142 ) 
Proceeds from sale of premises and equipment
      88       —   
Proceeds from sale of foreclosed assets
      25       148  
Purchase of Federal Home Loan Bank stock
      (2,292 )      (1,050 ) 
Redemption of Federal Home Loan Bank Stock
      —        349  
  
 
 
    
 
 
  
Net cash used in investing activities
      (51,193 )      (51,514 ) 
  
 
 
    
 
 
  
Financing Activities
     
Net decrease in demand deposits, money market, NOW and savings accounts
      (92,533 )      (96,884 ) 
Net increase in certificates of deposit, including brokered certificates
      39,007       36,432  
Net increase in advances from borrowers for taxes and insurance
      98       849  
Proceeds from other borrowings
      497,875       —   
Repayments of other borrowings
      (472,575 )      —   
Proceeds from Federal Home Loan Bank advances
      561,999       263,600  
Repayments of Federal Home Loan Bank advances
      (485,500 )      (222,100 ) 
Net increase in repurchase agreements
      7,395       1,520  
Dividends paid
      (639 )      (633 ) 
Proceeds from exercise of stock options
      —        732  
  
 
 
    
 
 
  
Net cash provided by (used in) financing activities
      55,127       (16,484 ) 
  
 
 
    
 
 
  
Net Increase (Decrease) in Cash and Cash Equivalents
      5,072       (66,346 ) 
Cash and Cash Equivalents, Beginning of Period
      10,988       75,811  
  
 
 
    
 
 
  
Cash and Cash Equivalents, End of Period
    $ 16,060     $ 9,465  
  
 
 
    
 
 
  
Supplemental Cash Flows Information
     
Interest paid
    $ 15,997     $ 5,266  
Income taxes paid, net of refunds
    $ 221     $ 1,780  
Foreclosed assets acquired in settlement of loans
    $ 3     $ —   
Dividends payable
    $ 671     $ 672  
See accompanying notes to the unaudited condensed consolidated financial statements.
 
6
IF Bancorp, Inc.
Form
10-Q
(Unaudited)
(Table dollar amounts in thousands)
Notes to Condensed Consolidated Financial Statements
Note 1: Basis of Financial Statement Presentation
IF Bancorp, Inc., (“IF Bancorp” or the “Company”) is a Maryland corporation whose principal activity is the ownership and management of its wholly owned subsidiary, Iroquois Federal Savings and Loan Association (“Iroquois Federal” or the “Association”). The unaudited condensed consolidated financial statements include the accounts of the Company, the Association, and the Association’s wholly owned subsidiary, L.C.I. Service Corporation. All significant intercompany accounts and transactions have been eliminated in consolidation.
The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (GAAP) for interim financial reporting and with instructions for Form 10–Q and Regulation S–X. Accordingly, certain information and footnote disclosures normally included in financial statements prepared in accordance with GAAP have been condensed or omitted pursuant to such rules and regulations. The preparation of consolidated financial statements requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the balance sheet date and revenues and expenses for the period. Actual results could differ from these estimates. In the opinion of management, the preceding unaudited condensed consolidated financial statements contain all adjustments (consisting only of normal recurring accruals) necessary for a fair presentation of the financial condition of the Company as of March 31, 2024 and June 30, 2023, and the results of its operations for the three month and nine month periods ended March 31, 2024 and 2023. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Annual Report on Form
10-K
for the year ended June 30, 2023. The results of operations for the three-month and nine-month periods ended March 31, 2024 are not necessarily indicative of the results that may be expected for the entire year.
Revenue Recognition
Accounting Standards Codification (“ASC”) 606,
Revenue from Contracts with Customers
(“ASC 606”), establishes principles for reporting information about the nature, amount, timing and uncertainty of revenue and cash flows arising from the entity’s contracts to provide goods or services to customers. The core principle requires an entity to recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration that it expects to be entitled to receive in exchange for those goods or services recognized as performance obligations are satisfied.
The majority of our revenue-generating transactions are not subject to ASC 606, including revenue generated from financial instruments, such as our loans, letters of credit and investments securities, as well as revenue related to our mortgage servicing activities and bank owned life insurance, as these activities are subject to other GAAP discussed elsewhere within our disclosures. Descriptions of our revenue-generating activities that are within the scope of ASC 606, and which are presented in our income statements as components of noninterest income are as follows:
 
  •  
Customer Service Fees - The Company generates revenue from fees charged for deposit account maintenance, overdrafts, wire transfers, and check fees. The revenue related to deposit fees is recognized at the time the performance obligation is satisfied.
 
  •  
Insurance Commissions - The Company’s insurance agency, IF Insurance Agency, receives commissions on premiums of new and renewed business policies. IF Insurance Agency records commission revenue on direct bill policies as the cash is received. For agency bill policies, IF Insurance Agency retains its commission portion of the customer premium payment and remits the balance to the carrier. In both cases, the carrier holds the performance obligation.
 
7
  •  
Brokerage Commissions - The primary brokerage revenue is recorded at the beginning of each quarter through billing to customers based on the account asset size on the last day of the previous quarter. If a withdrawal of funds takes place, a prorated refund may occur; this is reflected within the same quarter as the original billing occurred. All performance obligations are met within the same quarter that the revenue is recorded.
 
  •  
Other - The Company generates revenue through service charges from the use of its ATM machines and interchange income from the use of Company issued credit and debit cards. The revenue is recognized at the time the service is used, and the performance obligation is satisfied.
Note 2: New Accounting Pronouncements
In June 2016, the FASB issued ASU
2016-13,
Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments
. The ASU requires an organization to measure all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. Organizations will continue to use judgment to determine which loss estimation method is appropriate for their circumstances. Additionally, the ASU amends the accounting for credit losses on
available-for-sale
debt securities and purchased financial assets with credit deterioration. For public companies eligible to be smaller reporting companies (SRC), this update was effective for interim and annual periods beginning after December 15, 2022. In preparation for the adoption of ASU
2016-13,
we engaged a firm specializing in ALLL modeling and utilized transition modeling for the two years prior to implementation. We also had our CECL model validated by an independent firm.
The Company early adopted ASU
2016-13
using the current expected credit loss (“CECL”) methodology for financial assets measured at amortized cost, effective July 1, 2022. Results for the periods beginning after July 1, 2022, are presented under ASU
2016-13,
while prior period amounts were reported in accordance with the previously applicable accounting standards. The Company recorded a reduction to retained earnings of approximately $388,000 upon adoption of ASU
2016-13.
The transition adjustment included an increase to the allowance for credit losses on loans of $47,000 and an increase to the allowance to credit losses on
off-balance
sheet credit exposure of $496,000. The transition adjustment included a corresponding increase in deferred tax assets.
 
8
The following table illustrates the impact of ASU
2016-13
adoption (in thousands):
 
    
July 1, 2022
  
    
Allowance for credit
losses as reported under

ASU
2016-13
     
Allowance pre-ASU 2016-

13 Adoption
     
Impact on Allowance
of ASU
2016-13

Adoption
  
Assets:
         
Real Estate Loans
         
One-
to four-family
    $ 1,410      $ 1,028      $ 382  
Multi-Family
      1,235        1,375        (140 ) 
Commercial
      2,370        1,985        385  
HELOC
      103        70        33  
Construction
      681        489        192  
Commercial Business
      1,207        2,025        (818 ) 
Consumer
      93        80        13  
  
 
 
     
 
 
     
 
 
  
Allowance for credit losses for all loans
    $ 7,099      $ 7,052      $ 47  
  
 
 
     
 
 
     
 
 
  
Liabilities:
         
Allowance for credit losses on
off-balance
sheet exposures
    $ 496      $ —       $ 496  
  
 
 
     
 
 
     
 
 
  
In March 2022, FASB issued ASU
2022-02,
Financial Instruments-Credit Losses (Topic 326): Troubled Debt Restructurings and
 Vintage Disclosures
.
The amendments in this update eliminate the accounting guidance and related disclosures for TDRs by creditors in Subtopic
310-40,
 Receivables—Troubled Debt Restructurings by Creditors
, while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty and requiring an entity to disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic
326-20,
 Financial Instruments—Credit Losses—Measured at Amortized Cost
. The amendments in this update were effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years and are applied prospectively, except with respect to the recognition and measurement of TDRs, where an entity has the option to apply a modified retrospective transition method. The Company adopted ASU
2022-02,
effective July 1, 2023, with changes applied prospectively, except with respect to the recognition and measurement of TDRs where a modified retrospective transition method was applied. The adoption of this accounting guidance did not have a material impact on the Company’s consolidated financial statements.
Note 3: Stock-based Compensation
In connection with the conversion to stock form, the Association established an ESOP for the exclusive benefit of eligible employees (all salaried employees who have completed at least
1,000
hours of service in a twelve-month period and have attained the age of 21). The ESOP borrowed funds from the Company in an amount sufficient to purchase 384,900 shares (approximately 8% of the common stock issued in the stock offering). The loan is secured by the shares purchased and will be repaid by the ESOP with funds from contributions made by the Association and dividends received by the ESOP. Contributions will be applied to repay interest on the loan first, and then the remainder will be applied to principal. The loan is expected to be repaid over a period of up to 20 years. Shares purchased with the loan proceeds are held in a suspense account for allocation among participants as the loan is repaid. Contributions to the ESOP and shares released from the suspense account are allocated among participants in proportion to their compensation, relative to total
 
9
compensation of all active participants. Participants will vest 100% in their accrued benefits under the employee stock ownership plan after
six
vesting years, with prorated vesting in years
two
through
five
. Vesting is accelerated upon retirement, death or disability of the participant or a change in control of the Association. Forfeitures will be reallocated to remaining plan participants. Benefits may be payable upon retirement, death, disability, separation from service, or termination of the ESOP. Since the Association’s annual contributions are discretionary, benefits payable under the ESOP cannot be estimated. Participants receive the shares at the end of employment.
The Company is accounting for its ESOP in accordance with ASC Topic 718,
Employers Accounting for Employee Stock Ownership Plans
. Accordingly, the debt of the ESOP is eliminated in consolidation and the shares pledged as collateral are reported as unearned ESOP shares in the consolidated balance sheets. Contributions to the ESOP shall be sufficient to pay principal and interest currently due under the loan agreement. As shares are committed to be released from collateral, the Company reports compensation expense equal to the average market price of the shares for the respective period, and the shares become outstanding for earnings per share computations. Dividends, if any, on unallocated ESOP shares are recorded as a reduction of debt and accrued interest.
A summary of ESOP shares at March 31, 2024 and June 30, 2023 are as follows (dollars in thousands):
 
     March 31, 2024      June 30, 2023  
Allocated shares
      170,696        162,986  
Shares committed for release
      14,433        19,245  
Unearned shares
      139,527        153,960  
  
 
 
     
 
 
  
Total ESOP shares
      324,656        336,191  
  
 
 
     
 
 
  
Fair value of unearned ESOP shares (1)
    $ 2,320      $ 2,223  
  
 
 
     
 
 
  
 
(1)
Based on closing price of $16.63 and $14.44 per share on March 31, 2024, and June 30, 2023, respectively.
During the nine months ended March 31, 2024, 9,130 ESOP shares were paid to ESOP participants due to separation from service and 2,405 shares were transferred out as a result of participant diversification. During the nine months ended March 31, 2023, 9,348 ESOP shares were paid to ESOP participants due to separation from service and 7,683 shares were transferred out as a result of participant diversification.
The IF Bancorp, Inc. 2012 Equity Incentive Plan (the “Equity Incentive Plan”) was approved by stockholders in 2012 for a
ten-year
period which ended in November 2022. The purpose of the Equity Incentive Plan was to promote the long-term financial success of the Company and its Subsidiaries by providing a means to attract, retain and reward individuals who contribute to such success and to further align their interests with those of the Company’s stockholders. The Equity Incentive Plan authorized the issuance or delivery to participants of up to 673,575 shares of the Company common stock pursuant to grants of incentive and
non-qualified
stock options, restricted stock awards and restricted stock unit awards, provided that the maximum number of shares of Company common stock that may be delivered pursuant to the exercise of stock options (all of which may be granted as incentive stock options) was 481,125 and the maximum number of shares of Company stock that may be issued as restricted stock awards or restricted stock units was 192,450. This plan was replaced by the 2022 Equity Incentive Plan when the stockholders approved the new plan on November 21, 2022. The new plan authorizes the issuance or delivery to participants of up to 264,850 shares of the Company common stock pursuant to grants of incentive and
non-qualified
stock options, restricted stock awards and restricted stock unit awards, provided that the maximum number of shares of Company common stock that may be delivered pursuant to the exercise of stock options (all of which may be granted as incentive stock options) was 52,970 and the maximum number of shares of Company stock that may be issued as restricted stock awards or restricted stock units was 211,880.
On December 10, 2013, 85,500 shares of restricted stock and 167,000 in stock options were awarded to senior officers and directors of the Association. These shares of restricted stock vested in equal installments over 10 years and the stock options vested in equal installments over 7 years. Vesting of both the restricted stock and options started in December 2014, and were fully vested in December 2023. On December 10, 2015, 16,900 shares of restricted stock were awarded to senior officers and directors of the Association. These shares of restricted stock vest in equal installments over 8 years,
 
10
starting in December 2016, and were fully vested in December 2023. On September 9, 2022, 53,000 shares of restricted stock were awarded to senior officers and directors of the Association. These shares of restricted stock will vest in equal installments over 5 years, starting in September 2023. No shares have been granted from the 2022 Equity Incentive Plan as of March 31, 2024, so there are 211,880 shares of restricted stock and 52,970 stock option shares available for future grants under this plan.
The following table summarizes stock option activity for the nine months ended March 31, 2024 (dollars in thousands):
 
    
Options
     
Weighted-Average

Exercise Price/Share
     
Weighted-Average

Remaining Contractual
Life (in years)
     
Aggregate Intrinsic
Value
  
Outstanding, June 30, 2023
      90,143      $ 16.63        
Granted
      —         —         
Exercised
      —         —         
Forfeited
      90,143        16.63        
  
 
 
     
 
 
        
Outstanding, March 31, 2024
      —       $ —         0.0      $ 0  
  
 
 
     
 
 
     
 
 
     
 
 
  
Exercisable, March 31, 2024
      —       $ —         0.0      $ 0  
  
 
 
     
 
 
     
 
 
     
 
 
  
Intrinsic value for stock options is defined as the difference between the current market value and the exercise price. There were no stock options granted during the nine months ended March 31, 2024, and no stock options outstanding as of March 31, 2024.
No stock options vested during the nine months ended March 31, 2024 and 2023. Stock-based compensation expense and related tax benefit were zero for stock options for the nine months ended March 31, 2024 and 2023. Compensation cost related to
non-vested
stock options was recognized over the seven-year vesting period ending in December, 2020, leaving no unrecognized compensation cost at March 31, 2024.
The following table summarizes
non-vested
restricted stock activity for the nine months ended March 31, 2024:
 
    
Shares
     
Weighted-Average

Grant-Date Fair Value
  
Balance, June 30, 2023
      62,314      $ 18.76  
Granted
      —         —   
Forfeited
      1,600        19.10  
Earned and issued
      19,914        18.76  
  
 
 
     
 
 
  
Balance, March 31, 2024
      40,800      $ 19.10  
  
 
 
     
 
 
  
The fair value of the restricted stock awards is amortized to compensation expense over the vesting period and is based on the market price of the Company’s common stock at the date of grant multiplied by the number of shares granted that are expected to vest. At the date of grant the par value of the shares granted was recorded in equity as a credit to common stock and a debit to
paid-in
capital. Stock-based compensation expense and related tax benefit for restricted stock, which was recognized in
non-interest
expense, was $212,000 and $61,000, respectively, for the nine months ended March 31, 2024, and was $234,000 and $67,000, respectively, for the nine months ended March 31, 2023. Unrecognized compensation expense for
non-vested
restricted stock awards was $666,000 at March 31, 2024, and is expected to be recognized over 3.4 years with a corresponding credit to
paid-in
capital.
 
11
Note 4: Earnings Per Common Share (“EPS”)
Basic and diluted earnings per common share are presented for the three month and nine-month periods ended March 31, 2024 and 2023. The factors used in the earnings per common share computation are as follows:
 
    
Three Months Ended
March 31, 2024
    
Three Months Ended
March 31, 2023
    
Nine Months Ended
March 31, 2024
    
Nine Months Ended
March 31, 2023
  
Net income
    $ 708     $ 690     $ 1,359     $ 4,063  
  
 
 
    
 
 
    
 
 
    
 
 
  
Basic weighted average shares outstanding
      3,353,026       3,343,670       3,354,097       3,318,809  
Less: Average unallocated ESOP shares
      (141,932 )      (161,177 )      (146,743 )      (165,988 ) 
  
 
 
    
 
 
    
 
 
    
 
 
  
Basic average shares outstanding
      3,211,094       3,182,493       3,207,354       3,152,821  
  
 
 
    
 
 
    
 
 
    
 
 
  
Diluted effect of restricted stock awards and stock options
      —        82,103       —        86,964  
  
 
 
    
 
 
    
 
 
    
 
 
  
Diluted average shares outstanding
      3,211,094       3,264,596       3,207,354       3,239,785  
  
 
 
    
 
 
    
 
 
    
 
 
  
Basic earnings per common share
    $ 0.22     $ 0.22     $ 0.42     $ 1.29  
  
 
 
    
 
 
    
 
 
    
 
 
  
Diluted earnings per common share
    $ 0.22     $ 0.21     $ 0.42     $ 1.25  
  
 
 
    
 
 
    
 
 
    
 
 
  
Note 5: Securities
The amortized cost and approximate fair value of securities, together with gross unrealized gains and losses on securities, are as follows:
 
    
Amortized
Cost
     
Gross
Unrealized

Gains
     
Gross
Unrealized

Losses
    
Fair Value
  
Available-for-sale
securities:
           
March 31, 2024:
           
U.S. Treasury
    $ 497      $ —       $ (54 )    $ 443  
U.S. Government and federal agency
      6,979        —         (412 )      6,567  
Mortgage-backed:
           
GSE residential
      198,279        41        (27,382 )      170,938  
Small Business Administration
      16,560        —         (2,359 )      14,201  
State and political subdivisions
      3,110        —         (2 )      3,108  
  
 
 
     
 
 
     
 
 
    
 
 
  
   $ 225,425      $ 41      $ (30,209 )    $ 195,257  
  
 
 
     
 
 
     
 
 
    
 
 
  
June 30, 2023:
           
U.S. Treasury
    $ 497      $ —       $ (59 )    $ 438  
U.S. Government and federal agency
      6,976        —         (499 )      6,477  
Mortgage-backed:
           
GSE residential
      203,139        21        (27,434 )      175,726  
Small Business Administration
      17,629        1        (2,397 )      15,233  
State and political subdivisions
      3,431        —         (6 )      3,425  
  
 
 
     
 
 
     
 
 
    
 
 
  
   $ 231,672      $ 22      $ (30,395 )    $ 201,299  
  
 
 
     
 
 
     
 
 
    
 
 
  
 
12
Available for sale securities (“AFS”), which include any security for which the Company has no immediate plan to sell but which may be sold in the future, are carried at fair value. Unrealized gains and losses, net of tax, are reported in accumulated other comprehensive income (loss), a component of stockholders’ equity. All securities have been classified as available for sale.
Premiums and discounts on debt securities are amortized or accreted as adjustments to income over the estimated life of the security using the level yield method or to the earlier of call or maturity date. Realized gains or losses on the sale of securities is based on the specific identification method. The fair value of securities is based on quoted market prices or dealer quotes. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities.
For AFS securities with fair value less than amortized cost that management has no intent to sell and believes that it more likely than not will not be required to sell prior to recovery, only the credit loss component of the impairment is recognized in earnings, while the noncredit loss is recognized in accumulated other comprehensive income (loss). The credit loss component recognized in earnings is identified as the amount of principal cash flows not expected to be received over the remaining term of the security as projected based on cash flow projections, and is recorded to the allowance for credit losses (ACL) on investments, by a charge to provision for credit losses. Accrued interest receivable, or $531,000, is excluded from the estimate of credit losses. Both the ACL and the adjustment to net income may be reversed if conditions change. However, if the Company intends to sell an impaired AFS security, or, if it is more likely than not the Company will be required to sell such a security before recovering its amortized cost basis, the entire impairment amount would be recognized in earnings with a corresponding adjustment to the security’s amortized cost basis. Because the security’s amortized cost basis is adjusted to fair value, there would be no ACL in this situation.
At adoption of ASU
2016-13,
no impairment on AFS securities was attributable to credit. The Company will evaluate impaired AFS securities at the individual level on a quarterly basis, and will consider such factors including, but not limited to: the extent to which the fair value of the security is less than the amortized cost basis; adverse conditions specifically related to the security, an industry, or geographic area; the payment structure of the security and likelihood of the issuer to be able to make payments that may increase in the future; failure of the issuer to make scheduled interest or principal payments; any changes to the rating of the security by a rating agency; and the ability and intent to hold the security until maturity. A qualitative determination as to whether any portion of the impairment is attributable to credit risk is acceptable. There were no credit related factors underlying unrealized losses on AFS securities at March 31, 2024, and June 30, 2023.
Changes in the ACL are recorded as expense. Losses are charged against the ACL when management believes the uncollectability of an AFS debt security is confirmed or when either of the criteria regarding intent or requirement to sell is met.
The Company did not hold securities of any one issuer at March 31, 2024 with a book value that exceeded 10% of the Company’s total equity except for: Mortgage-backed Government Sponsored Entity (GSE) residential securities and Small Business Administration securities with a book value of approximately $198,279,000 and $16,560,000, respectively, and a market value of approximately $170,938,000 and $14,201,000, respectively, at March 31, 2024.
All mortgage-backed securities at March 31, 2024 and June 30, 2023 were issued by GSEs.
The amortized cost and fair value of
available-for-sale
securities at March 31, 2024, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
 
13
    
Available-for-sale Securities
  
    
Amortized
Cost
     
Fair
Value
  
Within one year
    $ 4,001      $ 3,921  
One to five years
      3,691        3,558  
Five to ten years
      9,633        8,713  
After ten years
      9,821        8,127  
  
 
 
     
 
 
  
     27,146        24,319  
Mortgage-backed securities
      198,279        170,938  
  
 
 
     
 
 
  
Totals
    $ 225,425      $ 195,257  
  
 
 
     
 
 
  
The carrying value of securities pledged as collateral to secure public deposits and for other purposes was $83,514,000 and $138,022,000 as of March 31, 2024 and June 30, 2023, respectively.
The carrying value of securities sold under agreement to repurchase amounted to $18.2 million at March 31, 2024 and $10.8 million at June 30, 2023. At March 31, 2024, all $18.2 million of our repurchase agreements had an overnight maturity and all of our repurchase agreements were secured by U.S. Government, federal agency and GSE securities. The right of offset for a repurchase agreement resembles a secured borrowing, whereby the collateral pledged by the Company would be used to settle the fair value of the repurchase agreement should the Company be in default. The collateral is held by the Company in a segregated custodial account. In the event the collateral fair value falls below stipulated levels, the Company will pledge additional securities. The Company closely monitors collateral levels to ensure adequate levels are maintained.
Gross gains of $0 and $12,000 and gross losses of $0 and $183,000, resulting from sales of
available-for-sale
securities were realized for the nine-month period ended March 31, 2024, and 2023, respectively. The tax credit applicable to these net realized losses amounted to approximately $0 and $48,000 respectively. Gross gains of $0 and $12,000 and gross losses of $0 and $0, resulting from sales of
available-for-sale
securities were realized for the three-month period ended March 31, 2024 and 2023, respectively. The tax provision applicable to these net realized gains amounted to approximately $0 and $4,000, respectively.
Certain investments in debt securities are reported in the consolidated financial statements at an amount less than their historical cost. Total fair value of these investments at March 31, 2024 and June 30, 2023 was $190,402,000 and $194,818,000, respectively, which is approximately 98% and 97% of the Company’s
available-for-sale
investment portfolio. These declines in fair value at March 31, 2024 and June 30, 2023, resulted from increases in market interest rates and are considered temporary.
 
14
The following tables show the gross unrealized investment losses and the fair value of the Company’s investments for which an allowance for credit losses has not been recorded, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at March 31, 2024 and June 30, 2023:
 
    
Less Than 12 Months
    
12 Months or More
    
Total
  
Description of
Securities
   
Fair Value
     
Unrealized
Losses
    
Fair Value
     
Unrealized
Losses
    
Fair Value
     
Unrealized
Losses
  
March 31, 2024:
                
U.S. Treasury
    $ —       $ —      $ 443      $ (54 )    $ 443      $ (54 ) 
U.S. Government and federal agency
      —         —        6,567        (412 )      6,567        (412 ) 
Mortgage-backed:
                
GSE residential
      3,227        (79 )      164,914        (27,303 )      168,141        (27,382 ) 
Small Business Administration
      —         —        14,201        (2,359 )      14,201        (2,359 ) 
State and political subdivisions
      1,050        (2 )      —         —        1,050        (2 ) 
  
 
 
     
 
 
    
 
 
     
 
 
    
 
 
     
 
 
  
Total
    $ 4,277      $ (81 )    $ 186,125      $ (30,128 )    $ 190,402      $ (30,209 ) 
  
 
 
     
 
 
    
 
 
     
 
 
    
 
 
     
 
 
  
June 30, 2023:
                
U.S. Treasury
    $ —       $ —      $ 438      $ (59 )    $ 438      $ (59 ) 
U.S. Government and federal agency
      —         —        6,477        (499 )      6,477        (499 ) 
Mortgage-backed:
                
GSE residential
      14,517        (440 )      158,413        (26,994 )      172,930        (27,434 ) 
Small Business Administration
      1,148        (60 )      12,762        (2,337 )      13,910        (2,397 ) 
State and political subdivisions
      1,063        (6 )      —         —        1,063        (6 ) 
  
 
 
     
 
 
    
 
 
     
 
 
    
 
 
     
 
 
  
Total
    $ 16,728      $ (506 )    $ 178,090      $ (29,889 )    $ 194,818      $ (30,395 ) 
  
 
 
     
 
 
    
 
 
     
 
 
    
 
 
     
 
 
  
As of March 31, 2024, the company’s
available-for-sale
securities portfolio consisted of 178 securities, of which 174 were in an unrealized loss position. The unrealized losses relate to all categories of securities.
The unrealized losses on the Company’s investment in U.S. Treasury, U.S. Government and federal agency, Mortgage-backed Government sponsored enterprises, Small Business Administration and state and political subdivision securities at March 31, 2024 and June 30, 2023, were mostly the result of a decline in market value that was attributable to changes in interest rates and not credit quality, and the Company does not consider those investments to need an allowance for credit losses at March 31, 2024 and June 30, 2023.
 
15
Note 6: Loans and Allowance for Credit Losses
Classes of loans include:
 
    
March 31, 2024
    
June 30, 2023
  
Real estate loans:
     
One-
to four-family
    $ 176,117     $ 163,854  
Multi-family
      127,757       89,649  
Commercial
      198,823       193,707  
Home equity lines of credit
      9,602       8,066  
Construction
      41,342       50,973  
Commercial
      89,383       79,693  
Consumer
      7,657       8,382  
  
 
 
    
 
 
  
Total loans
      650,681       594,324  
Less:
     
Unearned fees and discounts, net
      (370 )      (272 ) 
Allowance for credit losses
      7,725       7,139  
  
 
 
    
 
 
  
Loans, net
    $ 643,326     $ 587,457  
  
 
 
    
 
 
  
The Company had loans held for sale included in
one-
to four-family real estate loans totaling $501,000 and $0 as of March 31, 2024 and June 30, 2023, respectively.
The Company believes that sound loans are a necessary and desirable means of deploying funds available for investment. Recognizing the Company’s obligations to its depositors and to the communities it serves, authorized personnel are expected to seek to develop and make sound, profitable loans that resources permit, and that opportunity affords. The Company maintains lending policies and procedures designed to focus our lending efforts on the types, locations, and duration of loans most appropriate for our business model and markets. The Company’s lending activity includes the origination of
one-
to four-family residential mortgage loans, multi-family loans, commercial real estate loans, home equity lines of credits, commercial business loans, consumer loans (consisting primarily of automobile loans), construction loans and land loans. The primary lending market includes the Illinois counties of Vermilion, Iroquois, Champaign, and Kankakee, as well as the adjacent counties in Illinois and Indiana. The Company also has a loan production management office in Osage Beach, Missouri, which serves the Missouri counties of Camden, Miller, and Morgan. Generally, loans are collateralized by assets, primarily real estate, of the borrowers and guaranteed by individuals. The loans are expected to be repaid from cash flows of the borrowers or from proceeds from the sale of selected assets of the borrowers.
Management reviews and approves the Company’s lending policies and procedures on a routine basis. Management routinely (at least quarterly) reviews our allowance for credit losses and reports related to loan production, loan quality, concentrations of credit, loan delinquencies and
non-performing
and potential problem loans. Our underwriting standards are designed to encourage relationship banking rather than transactional banking. Relationship banking implies a primary banking relationship with the borrower that includes, at minimum, an active deposit banking relationship in addition to the lending relationship. The integrity and character of the borrower are significant factors in our loan underwriting. As a part of underwriting, tangible positive or negative evidence of the borrower’s integrity and character are sought out. Additional significant underwriting factors beyond location, duration, the sound and profitable cash flow basis underlying the loan and the borrower’s character are the quality of the borrower’s financial history, the liquidity of the underlying collateral and the reliability of the valuation of the underlying collateral.
The Company’s policies and loan approval limits are established by the Board of Directors. The structure of the Company’s loan approval process is based on progressively larger lending authorities granted to loan officers, loan committees, and ultimately the Board of Directors through its Operating Committee, consisting of the Chairman and up to four other Board members. At no time is a borrower’s total borrowing relationship to exceed our regulatory lending limit. Loans to related parties, including executive officers and the Company’s directors, are reviewed for compliance with regulatory guidelines and the Board of Directors at least annually.
 
16
The Company conducts internal loan reviews that validate the loans against the Company’s loan policy quarterly for mortgage, consumer, and small commercial loans on a sample basis, and all larger commercial loans on an annual basis. The Company also receives independent loan reviews performed by a third party on larger commercial loans to be performed semi-annually. In addition to compliance with our policy, the third-party loan review process reviews the risk assessments made by our credit department, lenders and loan committees. Results of these reviews are presented to management and the Board of Directors.
The Company’s lending can be summarized into six primary areas:
one-
to four-family residential mortgage loans, commercial real estate and multi-family real estate loans, home equity lines of credit, real estate construction, commercial business loans, and consumer loans.
One-
to four-family Residential Mortgage Loans
The Company offers
one-
to four-family residential mortgage loans that conform to Fannie Mae and Freddie Mac underwriting standards (conforming loans) as well as
non-conforming
loans. The Company has sold a substantial portion of the fixed-rate
one-
to four-family residential mortgage loans with terms of 15 years or greater. Generally, the Company retains fixed-rate
one-
to four-family residential mortgage loans with terms of less than 15 years, although this has represented a small percentage of the fixed-rate loans originated in recent years due to the favorable long-term rates for borrowers.
The Company offers USDA (USDA Rural Development), FHA and VA loans that are originated through a nationwide wholesale lender.
In addition, the Company also offers home equity loans that are secured by a second mortgage on the borrower’s primary or secondary residence. Home equity loans are generally underwritten using the same criteria used to underwrite
one-
to four-family residential mortgage loans.
As
one-
to four-family residential mortgage and home equity loan underwriting are subject to specific regulations, the Company typically underwrites its
one-
to four-family residential mortgage and home equity loans to conform to widely accepted standards. Several factors are considered in underwriting including the value of the underlying real estate and the
debt-to-income
ratio and credit history of the borrower.
Commercial Real Estate and Multi-Family Real Estate Loans
Commercial real estate mortgage loans are primarily secured by owner-occupied businesses, retail rentals, churches, office buildings and farm loans secured by real estate. In underwriting commercial real estate and multi-family real estate loans, the Company considers a number of factors, which include the projected net cash flow to the loan’s debt service requirement, the age and condition of the collateral, the financial resources and income level of the borrower and the borrower’s experience in owning or managing similar properties. Personal guarantees are typically obtained from commercial real estate and multi-family real estate borrowers. In addition, the borrower’s financial information on such loans is monitored on an ongoing basis by requiring periodic financial statement updates. The repayment of these loans is primarily dependent on the cash flows of the underlying property. However, the commercial real estate loan generally must be supported by an adequate underlying collateral value. The performance and the value of the underlying property may be adversely affected by economic factors or geographical and/or industry specific factors. These loans are subject to other industry guidelines that are closely monitored by the Company.
Home Equity Lines of Credit
In addition to traditional
one-
to four-family residential mortgage loans and home equity loans, the Company offers home equity lines of credit that are secured by the borrower’s primary or secondary residence. Home equity lines of credit are generally underwritten using the same criteria used to underwrite
one-
to four-family residential mortgage loans. As home equity lines of credit underwriting is subject to specific regulations, the Company typically underwrites its home equity lines of credit to conform to widely accepted standards. Several factors are considered in underwriting including the value of the underlying real estate and the
debt-to-income
ratio and credit history of the borrower.
 
17
Commercial Business Loans
The Company originates commercial
non-mortgage
business (term) loans and lines of credit. These loans are generally originated to small- and
medium-sized
companies in the Company’s primary market area. Commercial business loans are generally used for working capital purposes or for acquiring equipment, inventory or furniture, and are primarily secured by business assets other than real estate, such as business equipment and inventory, accounts receivable or stock. The Company also offers agriculture loans that are not secured by real estate.
The commercial business loan portfolio consists primarily of secured loans. When making commercial business loans, the Company considers the financial statements, lending history and debt service capabilities of the borrower, the projected cash flows of the business and the value of any collateral. The cash flows of the underlying borrower, however, may not perform consistently with historical or projected information. Further, the collateral securing loans may fluctuate in value due to individual economic or other factors. Loans are typically guaranteed by the principals of the borrower. The Company has established minimum standards and underwriting guidelines for all commercial loan types.
Real Estate Construction Loans
The Company originates construction loans for
one-
to four-family residential properties and commercial real estate properties, including multi-family properties. The Company generally requires that a commitment for permanent financing be in place prior to closing the construction loan. The repayment of these loans is typically through permanent financing following completion of the construction. Real estate construction loans are inherently riskier than loans on completed properties as the unimproved nature and the financial risks of construction significantly enhance the risks of commercial real estate loans. These loans are closely monitored and subject to other industry guidelines.
Consumer Loans
Consumer loans consist of installment loans to individuals, primarily automotive loans. These loans are underwritten utilizing the borrower’s financial history, including the Fair Isaac Corporation (“FICO”)
 
credit scoring and information as to the underlying collateral. Repayment is expected from the cash flow of the borrower. Consumer loans may be underwritten with terms up to seven years, fully amortized. Unsecured loans are limited to twelve months.
Loan-to-value
ratios vary based on the type of collateral. The Company has established minimum standards and underwriting guidelines for all consumer loan collateral types.
Loan Concentration
The loan portfolio includes a concentration of loans secured by commercial and multi-family real estate properties amounting to $352,406,000 and $328,721,000 as of March 31, 2024 and June 30, 2023, respectively. Generally, these loans are collateralized by multi-family and nonresidential properties. The loans are expected to be repaid from cash flows or from proceeds from the sale of the properties of the borrower.
Purchased Loans and Loan Participations
The Company’s loans receivable included purchased loans of $589,000 and $652,000 at March 31, 2024 and June 30, 2023, respectively. All of these purchased loans are secured by single family homes located out of our primary market area primarily in the Midwest. The Company’s loans receivable also include commercial loan participations of $50,748,000 and $46,073,000 at March 31, 2024 and June 30, 2023, respectively, of which $33,794,000 and $28,951,000, at March 31, 2024 and June 30, 2023 were outside our primary market area.
 
18
Allowance for Credit Losses
The following tables present the activity in the allowance for credit losses for the three-month and nine-month periods ended March 31, 2024 and 2023 and the year ended June 30, 2023:
 
    
Three Months Ended March 31, 2024

Real Estate Loans
  
    
One-
to

Four-Family
     
Multi-Family
    
Commercial
    
Home Equity
Lines of

Credit
  
Allowance for credit losses:
          
Balance, beginning of period
    $ 1,809      $ 1,865     $ 2,593     $ 147  
Provision (credit) for credit losses
      16        (76 )      (280 )      —   
Losses charged off
      —         —        —        —   
Recoveries
      3        —        —        —   
  
 
 
     
 
 
    
 
 
    
 
 
  
Balance, end of period
    $ 1,828      $ 1,789     $ 2,313     $ 147  
  
 
 
     
 
 
    
 
 
    
 
 
  
Loans:
          
Ending balance
    $ 176,117      $ 127,757     $ 198,823     $ 9,602  
  
 
 
     
 
 
    
 
 
    
 
 
  
 
    
Three Months Ended March 31, 2024 (Continued)
  
    
Construction
    
Commercial
    
Consumer
    
Total
  
Allowance for credit losses:
         
Balance, beginning of period
    $ 539     $ 915     $ 67     $ 7,935  
Provision (credit) for credit losses
      (2 )      (44 )      8       (378 ) 
Losses charged off
      —        —        (10 )      (10 ) 
Recoveries
      —        174       1       178  
  
 
 
    
 
 
    
 
 
    
 
 
  
Balance, end of period
    $ 537     $ 1,045     $ 66     $ 7,725  
  
 
 
    
 
 
    
 
 
    
 
 
  
Loans:
         
Ending balance
    $ 41,342     $ 89,383     $ 7,657     $ 650,681  
  
 
 
    
 
 
    
 
 
    
 
 
  
 
    
Nine Months Ended March 31, 2024

Real Estate Loans
  
    
One-
to

Four-Family
    
Multi-Family
     
Commercial
    
Home Equity
Lines of

Credit
  
Allowance for credit losses:
          
Balance, beginning of period
    $ 1,898     $ 1,121      $ 2,369     $ 121  
Provision (credit) for credit losses
      (73 )      668        (56 )      26  
Losses charged off
      —        —         —        —   
Recoveries
      3       —         —        —   
  
 
 
    
 
 
     
 
 
    
 
 
  
Balance, end of period
    $ 1,828     $ 1,789      $ 2,313     $ 147  
  
 
 
    
 
 
     
 
 
    
 
 
  
Loans:
          
Ending balance
    $ 176,117     $ 127,757      $ 198,823     $ 9,602  
  
 
 
    
 
 
     
 
 
    
 
 
  
 
19
    
Nine Months Ended March 31, 2024 (Continued)
  
    
Construction
    
Commercial
     
Consumer
    
Total
  
Allowance for credit losses:
          
Balance, beginning of period
    $ 765     $ 794      $ 71     $ 7,139  
Provision (credit) for credit losses
      (228 )      10        22       369  
Losses charged off
      —        —         (35 )      (35 ) 
Recoveries
      —        241        8       252  
  
 
 
    
 
 
     
 
 
    
 
 
  
Balance, end of period
    $ 537     $ 1,045      $ 66     $ 7,725  
  
 
 
    
 
 
     
 
 
    
 
 
  
Loans:
          
Ending balance
    $ 41,342     $ 89,383      $ 7,657     $ 650,681  
  
 
 
    
 
 
     
 
 
    
 
 
  
 
    
Year Ended June 30, 2023

Real Estate Loans
  
    
One-
to

Four-
Family
     
Multi-
Family
    
Commercial
    
Home Equity
Lines of

Credit
  
Allowance for credit losses:
          
Balance, beginning of year (prior to adoption of ASU
2016-13)
    $ 1,028      $ 1,375     $ 1,985     $ 70  
Impact of adopting ASU
2016-13
      382        (140 )      385       33  
Provision charged to expense
      487        (114 )      (1 )      18  
Losses charged off
      —         —        —        —   
Recoveries
      1        —        —        —   
  
 
 
     
 
 
    
 
 
    
 
 
  
Balance, end of year
    $ 1,898      $ 1,121     $ 2,369     $ 121  
  
 
 
     
 
 
    
 
 
    
 
 
  
Loans:
          
Ending balance
    $ 163,854      $ 89,649     $ 193,707     $ 8,066  
  
 
 
     
 
 
    
 
 
    
 
 
  
 
    
Year Ended June 30, 2023 (Continued)
  
    
Construction
     
Commercial
    
Consumer
    
Total
  
Allowance for credit losses:
          
Balance, beginning of year (prior to adoption of ASU
2016-13)
    $ 489      $ 2,025     $ 80     $ 7,052  
Impact of adopting ASU
2016-13
      192        (818 )      13       47  
Provision charged to expense
      84        (422 )      —        52  
Losses charged off
      —         (14 )      (37 )      (51 ) 
Recoveries
      —         23       15       39  
  
 
 
     
 
 
    
 
 
    
 
 
  
Balance, end of year
    $ 765      $ 794     $ 71     $ 7,139  
  
 
 
     
 
 
    
 
 
    
 
 
  
Loans:
          
Ending balance
    $ 50,973      $ 79,693     $ 8,382     $ 594,324  
  
 
 
     
 
 
    
 
 
    
 
 
  
 
20
    
Three Months Ended March 31, 2023
  
    
Real Estate Loans
  
    
One-
to

Four-Family
     
Multi-

Family
    
Commercial
     
Home Equity

Lines of

Credit
  
Allowance for credit losses:
           
Balance, beginning of period
    $ 1,722      $ 1,402     $ 2,392      $ 101  
Provision charged to expense
      268        (117 )      118        (3 ) 
Losses charged off
      —         —        —         —   
Recoveries
      —         —        —         —   
  
 
 
     
 
 
    
 
 
     
 
 
  
Balance, end of period
    $ 1,990      $ 1,285     $ 2,510      $ 98  
  
 
 
     
 
 
    
 
 
     
 
 
  
Loans:
           
Ending balance
    $ 158,388      $ 98,891     $ 198,976      $ 7,058  
  
 
 
     
 
 
    
 
 
     
 
 
  
 
    
Three Months Ended March 31, 2023 (Continued)
  
    
Construction
     
Commercial
     
Consumer
    
Total
  
Allowance for credit losses:
           
Balance, beginning of period
    $ 585      $ 871      $ 93     $ 7,166  
Provision charged to expense
      101        12        (12 )      367  
Losses charged off
      —         —         (9 )      (9 ) 
Recoveries
      —         6        5       11  
  
 
 
     
 
 
     
 
 
    
 
 
  
Balance, end of period
    $ 686      $ 889      $ 77     $ 7,535  
  
 
 
     
 
 
     
 
 
    
 
 
  
Loans:
           
Ending balance
    $ 42,881      $ 71,129      $ 8,491     $ 585,814  
  
 
 
     
 
 
     
 
 
    
 
 
  
 
    
Nine Months Ended March 31, 2023
  
    
Real Estate Loans
  
    
One-
to

Four-Family
     
Multi-

Family
    
Commercial
     
Home Equity

Lines of

Credit
  
Allowance for credit losses:
           
Balance, beginning of period (prior to adoption of ASU
2016-13)
    $ 1,028      $ 1,375     $ 1,985      $ 70  
Impact of adopting ASU
2016-13
      382        (140 )      385        33  
Provision charged to expense
      579        50       140        (5 ) 
Losses charged off
      —         —        —         —   
Recoveries
      1        —        —         —   
  
 
 
     
 
 
    
 
 
     
 
 
  
Balance, end of period
    $ 1,990      $ 1,285     $ 2,510      $ 98  
  
 
 
     
 
 
    
 
 
     
 
 
  
Loans:
           
Ending balance
    $ 158,388      $ 98,891     $ 198,976      $ 7,058  
  
 
 
     
 
 
    
 
 
     
 
 
  
 
21
    
Nine Months Ended March 31, 2023 (Continued)
  
    
Construction
     
Commercial
    
Consumer
    
Total
  
Allowance for credit losses:
          
Balance, beginning of period (prior to adoption of ASU
2016-13)
    $ 489      $ 2,025     $ 80     $ 7,052  
Impact of adopting ASU
2016-13
      192        (818 )      13       47  
Provision charged to expense
      5        (332 )      5       442  
Losses charged off
      —         (4 )      (30 )      (34 ) 
Recoveries
      —         18       9       28  
  
 
 
     
 
 
    
 
 
    
 
 
  
Balance, end of period
    $ 686      $ 889     $ 77     $ 7,535  
  
 
 
     
 
 
    
 
 
    
 
 
  
Loans:
          
Ending balance
    $ 42,881      $ 71,129     $ 8,491     $ 585,814  
  
 
 
     
 
 
    
 
 
    
 
 
  
Management’s opinion as to the ultimate collectability of loans is subject to estimates regarding future cash flows from operations and the value of property, real and personal, pledged as collateral. These estimates are affected by changing economic conditions and the economic prospects of borrowers.
The allowance for credit losses represents the Company’s best estimate of the reserve necessary to adequately account for probable losses expected over the remaining contractual life of the assets. The provision for credit losses is the charge against current earnings that is determined by the Company as the amount needed to maintain an adequate allowance for credit losses. In determining the adequacy of the allowance for credit losses, and therefore the provision to be charged to current earnings, the Company relies on a sound credit review and approval process. The review process is directed by the overall lending policy and is intended to identify, at the earliest possible stage, borrowers who might be facing financial difficulty.
The Company utilizes the CECL cohort methodology analysis which relies on segmenting the loan portfolio into pools with similar risks, tracking the performance of the pools over time, and using the data to determine pool loss experience.
The ACL is a valuation account that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected on the loans and is established through provision for credit losses charged to current earnings. The ACL is increased by the provision for losses on loans charged to expense and reduced by loans charged off, net of recoveries. Loans are charged off in the period deemed uncollectible, based on management’s analysis of expected cash flows (for
non-collateral
dependent loans) or collateral value (for collateral-dependent loans). Subsequent recoveries of loans previously charged off, if any, are credited to the allowance when received.
Management estimates the ACL balance using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. Adjustments may be made to historical loss information for differences identified in current loan-specific risk characteristics, such as differences in underwriting standards or terms; lending review systems; experience, ability, or depth of lending management and staff; portfolio growth and mix; delinquency levels and trends; as well as for changes in environmental conditions, such as changes in economic activity or employment, industry economic conditions, property values, or other relevant factors.
The allowance for credit losses on most loans is measured on a collective (pool) basis for loans with similar risk characteristics. The Company estimates the appropriate level of allowance for credit losses for specifically identified loans by evaluating them individually.
The specific allowance for collateral-dependent loans that are evaluated separately is measured by determining the fair value of the collateral adjusted for market conditions and selling expense. Factors used in identifying a specific problem loan include: (1) the strength of the customer’s personal or business cash flows; (2) the availability of other sources of repayment; (3) the amount due or past due; (4) the type and value of collateral; (5) the strength of the collateral position; (6) the estimated cost to sell the collateral; and (7) the borrower’s effort to cure the delinquency. In addition, for loans secured by real estate, the Company also considers the extent of any past due and unpaid property taxes applicable to the property serving as collateral on the mortgage.
 
22
The Company establishes a general allowance for loans that are not individually evaluated to recognize the inherent losses associated with lending activities, but which, unlike specific allowances, has not been allocated to particular problem assets. The general valuation allowance is determined by segmenting the loan portfolio into pools with similar risks and collecting data to determine pool loss experience. Factors considered by the Company in evaluating the overall adequacy of the allowance include historical net loan losses, the level and composition of nonaccrual, past due and loan modifications for borrowers with financial difficulties, trends in volumes and terms of loans, effects of changes in risk selection and underwriting standards or lending practices, lending staff changes, concentrations of credit, industry conditions and the current economic conditions in the region where the Company operates. In addition, a forecast, using reasonable and supportable future conditions, is prepared that is used to estimate expected changes to existing and historical conditions in the current period.
The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. All loans are graded at inception of the loan. Subsequently, analyses are performed on an annual basis and grade changes are made as necessary. Interim grade reviews may take place if the circumstances of the borrower warrant a timelier review. The Company utilizes an internal asset classification system as a means of reporting problem and potential problem loans. Under the Company’s risk rating system, the Company classifies problem and potential problem loans as “Watch,” “Substandard,” “Doubtful,” and “Loss.” The Company uses the following definitions for risk ratings:
Pass –
Loans classified as pass are well protected by the ability of the borrower to pay or by the value of the asset or underlying collateral.
Watch –
Loans classified as watch have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the Company’s credit position at some future date.
Substandard –
Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of any pledged collateral. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.
Doubtful –
Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable.
Loss –
Loans classified as loss are the portion of the loan that is considered uncollectible so that its continuance as an asset is not warranted. The amount of the loss determined will be charged off.
Risk characteristics applicable to each segment of the loan portfolio are described as follows.
Residential
One-
to Four-Family and Equity Lines of Credit Real Estate:
 The residential
one-
to four-family real estate loans are generally secured by owner-occupied
one-
to four-family residences. Repayment of these loans is primarily dependent on the personal income and credit rating of the borrowers. Credit risk in these loans can be impacted by economic conditions within the Company’s market areas that might impact either property values or a borrower’s personal income. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers.
 
23
Commercial and Multi-family Real Estate:
 Commercial and multi-family real estate loans typically involve larger principal amounts, and repayment of these loans is generally dependent on the successful operations of the property securing the loan or the business conducted on the property securing the loan. These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Credit risk in these loans may be impacted by the creditworthiness of a borrower, property values and the local economies in the Company’s market areas.
Construction Real Estate:
 Construction real estate loans are usually based upon estimates of costs and estimated value of the completed project and include independent appraisal reviews and a financial analysis of the developers and property owners. Sources of repayment of these loans may include permanent loans, sales of developed property, or an interim loan commitment from the Company until permanent financing is obtained. These loans are considered to be higher risk than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, general economic conditions and the availability of long-term financing. Credit risk in these loans may be impacted by the creditworthiness of a borrower, property values and the local economies in the Company’s market areas.
Commercial:
 The commercial portfolio includes loans to commercial customers for use in financing working capital needs, equipment purchases and expansions. The loans in this category are repaid primarily from the cash flow of a borrower’s principal business operation. Credit risk in these loans is driven by creditworthiness of a borrower and the economic conditions that impact the cash flow stability from business operations.
Consumer:
 The consumer loan portfolio consists of various term loans such as automobile loans and loans for other personal purposes. Repayment for these types of loans will come from a borrower’s income sources that are typically independent of the loan purpose. Credit risk is driven by consumer economic factors (such as unemployment and general economic conditions in the Company’s market area) and the creditworthiness of a borrower.
The following tables present the credit risk profile of the Company’s loan portfolio based on risk rating category and calendar year of origination as of March 31, 2024 and June 30, 2023 (in thousands):
March 31, 2024
 
                                                                                                                                                                              
Risk Rating
  
2024
    
2023
    
2022
    
2021
    
2020
    
Prior Years
    
Total
  
One-
to Four-Family
              
Pass
  
$
7,525
 
  
$
40,980
 
  
$
52,989
 
  
$
25,080
 
  
$
15,651
 
  
$
33,618
 
  
$
175,843
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
77
 
  
 
— 
 
  
 
— 
 
  
 
77
 
Substandard
  
 
— 
 
  
 
14
 
  
 
5
 
  
 
5
 
  
 
— 
 
  
 
173
 
  
 
197
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
7,525
 
  
$
40,994
 
  
$
52,994
 
  
$
25,162
 
  
$
15,651
 
  
$
33,791
 
  
$
176,117
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Multi-Family
              
Pass
  
$
320
 
  
$
10,385
 
  
$
51,405
 
  
$
20,350
 
  
$
22,898
 
  
$
22,163
 
  
$
127,521
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
236
 
  
 
236
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
320
 
  
$
10,385
 
  
$
51,405
 
  
$
20,350
 
  
$
22,898
 
  
$
22,399
 
  
$
127,757
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Commercial Real Estate
              
Pass
  
$
1,926
 
  
$
24,432
 
  
$
61,466
 
  
$
27,898
 
  
$
31,072
 
  
$
50,797
 
  
$
197,591
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
150
 
  
 
830
 
  
 
252
 
  
 
1,232
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
1,926
 
  
$
24,432
 
  
$
61,466
 
  
$
28,048
 
  
$
31,902
 
  
$
51,049
 
  
$
198,823
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Home Equity Line of Credit
              
Pass
  
$
334
 
  
$
3,393
 
  
$
1,936
 
  
$
1,533
 
  
$
895
 
  
$
1,511
 
  
$
9,602
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
 
24
                                                                                                                                                                              
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
334
 
  
$
3,393
 
  
$
1,936
 
  
$
1,533
 
  
$
895
 
  
$
1,511
 
  
$
9,602
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Construction
              
Pass
  
$
2,294
 
  
$
35,753
 
  
$
3,069
 
  
$
— 
 
  
$
— 
 
  
$
226
 
  
$
41,342
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
2,294
 
  
$
35,753
 
  
$
3,069
 
  
$
— 
 
  
$
— 
 
  
$
226
 
  
$
41,342
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Commercial Business
              
Pass
  
$
3,496
 
  
$
36,107
 
  
$
14,963
 
  
$
10,441
 
  
$
8,103
 
  
$
14,374
 
  
$
87,484
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
133
 
  
 
32
 
  
 
190
 
  
 
1,488
 
  
 
56
 
  
 
1,899
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
3,496
 
  
$
36,240
 
  
$
14,995
 
  
$
10,631
 
  
$
9,591
 
  
$
14,430
 
  
$
89,383
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Consumer
              
Pass
  
$
742
 
  
$
3,199
 
  
$
2,129
 
  
$
970
 
  
$
483
 
  
$
134
 
  
$
7,657
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
742
 
  
$
3,199
 
  
$
2,129
 
  
$
970
 
  
$
483
 
  
$
134
 
  
$
7,657
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total Loans
              
Pass
  
$
16,637
 
  
$
154,249
 
  
$
187,957
 
  
$
86,272
 
  
$
79,102
 
  
$
122,823
 
  
$
647,040
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
77
 
  
 
— 
 
  
 
— 
 
  
 
77
 
Substandard
  
 
— 
 
  
 
147
 
  
 
37
 
  
 
345
 
  
 
2,318
 
  
 
717
 
  
 
3,564
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
16,637
 
  
$
154,396
 
  
$
187,994
 
  
$
86,694
 
  
$
81,420
 
  
$
123,540
 
  
$
650,681
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
June 30, 2023
 
                                                                                                                                                                              
Risk Rating
  
2023
    
2022
    
2021
    
2020
    
2019
    
Prior Years
    
Total
  
One-
to Four-Family
              
Pass
  
$
22,032
 
  
$
56,054
 
  
$
27,843
 
  
$
18,468
 
  
$
5,996
 
  
$
32,729
 
  
$
163,122
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
335
 
  
 
335
 
Substandard
  
 
14
 
  
 
6
 
  
 
94
 
  
 
61
 
  
 
222
 
  
 
— 
 
  
 
397
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
22,046
 
  
$
56,060
 
  
$
27,937
 
  
$
18,529
 
  
$
6,218
 
  
$
33,064
 
  
$
163,854
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Multi-Family
              
Pass
  
$
674
 
  
$
37,826
 
  
$
10,647
 
  
$
14,399
 
  
$
8,587
 
  
$
17,272
 
  
$
89,405
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
244
 
  
 
— 
 
  
 
244
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
674
 
  
$
37,826
 
  
$
10,647
 
  
$
14,399
 
  
$
8,831
 
  
$
17,272
 
  
$
89,649
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Commercial Real Estate
              
Pass
  
$
12,214
 
  
$
63,645
 
  
$
29,320
 
  
$
32,502
 
  
$
5,844
 
  
$
49,239
 
  
$
192,764
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
862
 
  
 
81
 
  
 
— 
 
  
 
943
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
12,214
 
  
$
63,645
 
  
$
29,320
 
  
$
33,364
 
  
$
5,925
 
  
$
49,239
 
  
$
193,707
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Home Equity Line of Credit
              
Pass
  
$
982
 
  
$
2,554
 
  
$
1,301
 
  
$
1,035
 
  
$
789
 
  
$
1,405
 
  
$
8,066
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
982
 
  
$
2,554
 
  
$
1,301
 
  
$
1,035
 
  
$
789
 
  
$
1,405
 
  
$
8,066
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Construction
              
Pass
  
$
2,882
 
  
$
29,188
 
  
$
10,432
 
  
$
8,471
 
  
$
— 
 
  
$
— 
 
  
$
50,973
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
2,882
 
  
$
29,188
 
  
$
10,432
 
  
$
8,471
 
  
$
— 
 
  
$
— 
 
  
$
50,973
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
 
25
                                                                                                                                                                              
Commercial Business
              
Pass
  
$
12,449
 
  
$
20,004
 
  
$
17,673
 
  
$
8,797
 
  
$
7,669
 
  
$
8,841
 
  
$
75,433
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
2,779
 
  
 
59
 
  
 
174
 
  
 
1,189
 
  
 
57
 
  
 
2
 
  
 
4,260
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
15,228
 
  
$
20,063
 
  
$
17,847
 
  
$
9,986
 
  
$
7,726
 
  
$
8,843
 
  
$
79,693
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Consumer
              
Pass
  
$
2,391
 
  
$
3,181
 
  
$
1,653
 
  
$
834
 
  
$
211
 
  
$
107
 
  
$
8,377
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
1
 
  
 
— 
 
  
 
— 
 
  
 
4
 
  
 
5
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
2,391
 
  
$
3,181
 
  
$
1,654
 
  
$
834
 
  
$
211
 
  
$
111
 
  
$
8,382
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total Loans
              
Pass
  
$
53,624
 
  
$
212,452
 
  
$
98,869
 
  
$
84,506
 
  
$
29,096
 
  
$
109,593
 
  
$
588,140
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
335
 
  
 
335
 
Substandard
  
 
2,793
 
  
 
65
 
  
 
269
 
  
 
2,112
 
  
 
604
 
  
 
6
 
  
 
5,849
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
56,417
 
  
$
212,517
 
  
$
99,138
 
  
$
86,618
 
  
$
29,700
 
  
$
109,934
 
  
$
594,324
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
The following tables present the Company’s loan portfolio aging analysis:
 
                                                                                                                                                                              
   
30-59 Days

Past Due
    
60-89 Days

Past Due
    
90 Days or
Greater
    
Total Past

Due
    
Current
    
Total Loans
Receivable
    
Total Loans
90 Days Past
Due &
Accruing
  
March 31, 2024:
              
Real estate loans:
              
One-
to four-family
  
$
922
 
  
$
423
 
  
$
— 
 
  
$
1,345
 
  
$
174,772
 
  
$
176,117
 
  
$
— 
 
Multi-family
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
127,757
 
  
 
127,757
 
  
 
— 
 
Commercial
  
 
384
 
  
 
179
 
  
 
252
 
  
 
815
 
  
 
198,008
 
  
 
198,823
 
  
 
252
 
Home equity lines of credit
  
 
— 
 
  
 
18
 
  
 
— 
 
  
 
18
 
  
 
9,584
 
  
 
9,602
 
  
 
— 
 
Construction
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
41,342
 
  
 
41,342
 
  
 
— 
 
Commercial
  
 
573
 
  
 
133
 
  
 
— 
 
  
 
706
 
  
 
88,677
 
  
 
89,383
 
  
 
— 
 
Consumer
  
 
36
 
  
 
24
 
  
 
— 
 
  
 
60
 
  
 
7,597
 
  
 
7,657
 
  
 
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
1,915
 
  
$
777
 
  
$
252
 
  
$
2,944
 
  
$
647,737
 
  
$
650,681
 
  
$
252
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
 
                                                                                                                                                                              
   
30-59 Days

Past Due
    
60-89 Days

Past Due
    
90 Days or
Greater
    
Total Past

Due
    
Current
    
Total Loans
Receivable
    
Total Loans
90 Days Past
Due &
Accruing
  
June 30, 2023:
              
Real estate loans:
              
One-
to four-family
  
$
523
 
  
$
116
 
  
$
— 
 
  
$
639
 
  
$
163,215
 
  
$
163,854
 
  
$
— 
 
Multi-family
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
89,649
 
  
 
89,649
 
  
 
— 
 
Commercial
  
 
153
 
  
 
— 
 
  
 
— 
 
  
 
153
 
  
 
193,554
 
  
 
193,707
 
  
 
— 
 
Home equity lines of credit
  
 
— 
 
  
 
20
 
  
 
— 
 
  
 
20
 
  
 
8,046
 
  
 
8,066
 
  
 
— 
 
Construction
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
50,973
 
  
 
50,973
 
  
 
— 
 
Commercial
  
 
56
 
  
 
— 
 
  
 
58
 
  
 
114
 
  
 
79,579
 
  
 
79,693
 
  
 
— 
 
Consumer
  
 
47
 
  
 
6
 
  
 
2
 
  
 
55
 
  
 
8,327
 
  
 
8,382
 
  
 
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
779
 
  
$
142
 
  
$
60
 
  
$
981
 
  
$
593,343
 
  
$
594,324
 
  
$
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
 
26
The allowance for credit losses on most loans is measured on a collective (pool) basis for loans with similar risk characteristics, while some loans are selected to be evaluated individually. At March 31, 2024 June 30, 2023, no
non-performing
loans were individually evaluated and no specific reserve was established.
The following table presents the amortized cost basis of loans on nonaccrual status and of nonaccrual loans individually evaluated for which no allowance was recorded at March 31, 2024 and June 30, 2023:
 
    
March 31, 2024
     
June 30, 2023
  
     Nonaccrual with no
Allowance for Credit
Losses		      Nonaccrual      Nonaccrual with no
Allowance for Credit
Losses		      Nonaccrual  
Mortgages on real estate:
            
One-
to four-family
    $ —       $ —       $ —       $ —   
Multi-family
      —         —         —         —   
Commercial
      —         —         —         —   
Home equity lines of credit
      —         —         —         —   
Construction loans
      —         —         —         —   
Commercial business loans
      —         —         —         115  
Consumer loans
      —         —         —         2  
  
 
 
     
 
 
     
 
 
     
 
 
  
Total
    $ —       $ —       $ —       $ 117  
  
 
 
     
 
 
     
 
 
     
 
 
  
Loan Modifications and Troubled Debt Restructurings (TDRs)
After adopting ASU
2022-02,
effective July 1, 2023, the Company has had no loan modifications for borrowers with financial difficulties in the three and nine months ended March 31, 2024. Prior to the adoption of ASU
2022-02,
the Company had no loans that were modified in troubled debt restructurings in the year ended June 30, 2023.
As of March 31, 2024, the Company no longer held any TDRs, while as of June 30, 2023, the Company had a number of loans that were modified in troubled debt restructurings. The modification of such loans included one or a combination of the following: an extension of maturity, a reduction of the stated interest rate or a permanent reduction of the recorded investment in the loan.
The following table presents the recorded balance, at original cost, of troubled debt restructurings, as of June 30, 2023. All TDRs were performing according to the terms of the restructuring and were accruing as of June 30, 2023.
 
    
June 30, 2023
  
Real estate loans
   
One-
to four-family
    $ 189  
Multi-family
      —   
Commercial
      —   
Home equity lines of credit
      —   
  
 
 
  
Total real estate loans
      189  
  
 
 
  
Construction loans
      —   
Commercial business loans
      26  
Consumer loans
      —   
  
 
 
  
Total
    $ 215  
  
 
 
  
 
27
TDRs with Defaults
The Company had no TDRs in default and no restructured loans in foreclosure as of March 31, 2024 or as of June 30, 2023. The Company defines a default as any loan that becomes 90 days or more past due.
Specific loss allowances are included in the calculation of estimated future loss ratios, which are applied to the various loan portfolios for the purpose of estimating future losses.
Management considers the level of defaults within the various portfolios, as well as the current adverse economic environment and negative outlook in the real estate and collateral markets when evaluating qualitative adjustments used to determine the adequacy of the allowance for loan losses. Management believes the qualitative adjustments more accurately reflect collateral values in light of the sales and economic conditions that the Company has recently observed.
The Company may obtain physical possession of real estate collateralizing a residential mortgage loan or home equity loan via foreclosure or
in-substance
repossession. As of March 31, 2024, the Company did not have any foreclosed residential real estate properties as a result of obtaining physical possession. As of March 31, 2024, the Company did not have any residential mortgage loans and home equity loans with a collateralized by residential real estate property for which formal foreclosure proceedings were in process.
Note 7: Federal Home Loan Bank Stock
Federal Home Loan Bank stock is a required investment for institutions that are members of the Federal Home Loan Bank system. The required investment in the common stock is based on a predetermined formula. The Company owned approximately $5,419,000 and $3,127,000 of Federal Home Loan Bank stock as of March 31, 2024 and June 30, 2023, respectively. The FHLB provides liquidity and funding through advances.
Note 8: Federal Home Loan Bank Advances and Other Borrowings
The Federal Home Loan Bank advances totaled $95,999,000 and $19,500,000 as of March 31, 2024 and June 30, 2023, respectively. The Federal Home Loan Bank advances are secured by mortgage, multi-family, commercial real estate and HELOC loans totaling $449,386,000 at March 31, 2024 and $350,838,000 at June 30, 2023, and are subject to restrictions or penalties in the event of prepayment. Interest rates on advances were from 0 to 5.46 percent with maturities from 2024 to 2030 at March 31, 2024, while interest rates on advances were from 2.58 to 5.16 percent with maturities from 2024 to 2026 at June 30, 2023. At March 31, 2024, our advances included seven advances at a rate of 0% totaling $1,499,000 as part of the Federal Home Loan Bank Community Small Business Advance program.
Other borrowings include borrowings from the Federal Reserve Bank Term Funding Program (BTFP). The Federal Reserve created the BTFP in March 2023 to offer loans of up to one year in length to qualifying financial institutions which pledge collateral, such as U.S. Treasuries, U.S. agency securities, and U.S. agency mortgage-backed securities. The collateral is valued at par and advances under this program do not include any fees or prepayment penalties. At March 31, 2024, we had total borrowings from the Federal Reserve BTFP of $25,325,000 at a rate of 4.76% with a maturity of January 16, 2025. The collateral par value of securities pledged to the Federal Reserve BTFP was $25,325,000 as of March 31, 2024. At June 30, 2023, we had no borrowings from the Federal Reserve.
 
28
Note 9: Accumulated Other Comprehensive Income (Loss)
The following tables present changes in accumulated other comprehensive income (loss), by component, net of tax, for the nine months ended March 31, 2024 and 2023:
 
    
Unrealized

Gains and

Losses on

Available-for-

Sale Securities
     
Defined

Benefit

Pension Items
     
Total
  
March 31, 2024:
         
Beginning balance
    $ (21,715 )     $ 67      $ (21,648 ) 
Other comprehensive loss before reclassification
      146        —         146  
Amounts reclassified from accumulated other comprehensive income
      —         —         —   
Net current period other comprehensive loss
      —         1        1  
  
 
 
     
 
 
     
 
 
  
Ending balance
    $ (21,569 )     $ 68      $ (21,501 ) 
  
 
 
     
 
 
     
 
 
  
March 31, 2023:
         
Beginning balance
    $ (17,263 )     $ (83 )     $ (17,346 ) 
Other comprehensive loss before reclassification
      (1,630 )       —         (1,630 ) 
Amounts reclassified from accumulated other comprehensive income
      123        —         123  
Net current period other comprehensive loss
      —         (4 )       (4 ) 
  
 
 
     
 
 
     
 
 
  
Ending balance
    $ (18,770 )     $ (87 )     $ (18,857 ) 
  
 
 
     
 
 
     
 
 
  
 
29
Note 10: Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component
Amounts reclassified from AOCI and the affected line items in the statements of income during the three- and nine-month periods ended March 31, 2024 and 2023, were as follows:
 
    
Amounts Reclassified from AOCI
      
    
Three Months Ended March 31,
    
Nine Months Ended March 31,
      
    
2024
    
2023
    
2024
     
2023
    
Affected Line Item in the Condensed
Consolidated Statements of Income
Realized gains (losses) on
available-for-sale
securities
    $ —      $ 12     $ —       $ (171 )   
Net realized gains (losses) on sale of
available-for-
sale securities
Amortization of defined benefit pension items:
            
Components are included in computation of net periodic pension cost
Actuarial losses
      (1 )      (2 )      2        (5 )   
  
 
 
    
 
 
    
 
 
     
 
 
    
Total reclassified amount before tax
      (1 )      10       2        (176 )   
Tax expense
      —        4       1        (49 )   
Provision for Income Tax
  
 
 
    
 
 
    
 
 
     
 
 
    
Total reclassification out of AOCI
    $ (1 )    $ 6     $ 1      $ (127 )   
Net Income
  
 
 
    
 
 
    
 
 
     
 
 
    
Note 11: Income Taxes
A reconciliation of income tax expense at the statutory rate to the Company’s actual income tax expense is shown below:
 
    
Three Months Ended

March 31,
    
Nine Months Ended

March 31,
  
    
2024
    
2023
    
2024
    
2023
  
Computed at the statutory rate
    $ 200     $ 187     $ 383     $ 1,153  
Decrease resulting from
         
Tax exempt interest
      (6 )      (6 )      (24 )      (17 ) 
Cash surrender value of life insurance
      (24 )      (20 )      (67 )      (61 ) 
State income taxes
      66       88       127       423  
Other
      7       (47 )      46       (70 ) 
  
 
 
    
 
 
    
 
 
    
 
 
  
Actual expense
    $ 243     $ 202     $ 465     $ 1,428  
  
 
 
    
 
 
    
 
 
    
 
 
  
Note 12: Regulatory Capital
The Association is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and discretionary actions by regulators that if undertaken, could have a direct material effect on the Association’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Association must meet specific capital guidelines involving quantitative measures of the Association’s assets, liabilities and certain
off-balance-sheet
items as calculated under regulatory accounting practices. The Association’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk-weightings and other factors.
 
30
The Basel III regulatory capital framework (the “Basel III Capital Rules”) adopted by U.S. federal regulatory authorities, among other things, (i) establish the capital measure called “Common Equity Tier 1” (“CET1”), (ii) specify that Tier 1 capital consist of CET1 and “Additional Tier 1 Capital” instruments meeting stated requirements, (iii) define CET1 narrowly by requiring that most deductions/adjustments to regulatory capital measures be made to CET1 and not to the other components of capital and (iv) set forth the acceptable scope of deductions/adjustments to the specified capital measures.
In addition, to avoid restrictions on capital distributions, including dividend payments and stock repurchases, or discretionary bonus payments to executives, a covered banking organization must maintain a “capital conservation buffer” of 2.5 percent on top of its minimum risk-based capital requirements. This buffer must consist solely of Tier 1 Common Equity and the buffer applies to all three measurements: Common Equity Tier 1, Tier 1 capital and total capital.
As a result of the Economic Growth, Regulatory Relief, and Consumer Protection Act, the federal banking agencies were required to develop a “Community Bank Leverage Ratio” (the ratio of a bank’s tangible equity capital to average total consolidated assets) for financial institutions with assets of less than $10 billion. A “qualifying community bank” that exceeds this ratio will be deemed to be in compliance with all other capital and leverage requirements, including the capital requirements to be considered “well capitalized” under Prompt Corrective Action statutes. The Community Bank Leverage Ratio is currently set at 9%. The Association opted into the Community Bank Leverage Ratio in 2020.
As of March 31, 2024, the Association met all capital adequacy requirements to which it is subject and was categorized as well capitalized under the regulatory framework for prompt corrective action. There are no conditions or events that management believes have changed the Association’s prompt corrective action category.
Note 13: Disclosures About Fair Value of Assets
Fair value is the price that would be received to sell an asset in an orderly transaction between market participants at the measurement date. Fair value measurements must maximize the use of observable inputs and minimize the use of unobservable inputs. There is a hierarchy of three levels of inputs that may be used to measure fair value:
 
  Level 1
Quoted prices in active markets for identical assets
 
  Level 2
Observable inputs other than Level 1 prices, such as quoted prices for similar assets; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets
 
  Level 3
Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets
 
31
Recurring Measurements
The following table presents the fair value measurements of assets recognized in the accompanying condensed consolidated balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2024 and June 30, 2023:
 
           
Fair Value Measurements Using
  
    
Fair Value
     
Quoted

Prices in

Active

Markets for

Identical

Assets

(Level 1)
     
Significant

Other

Observable

Inputs

(Level 2)
     
Significant

Unobservable

Inputs

(Level 3)
  
March 31, 2024:
            
Available-for-sale
securities:
            
US Treasury
    $ 443      $ 443      $ —       $ —   
US Government and federal agency
      6,567        —         6,567        —   
Mortgage-backed securities – GSE residential
      170,938        —         170,938        —   
Small Business Administration
      14,201        —         14,201        —   
State and political subdivisions
      3,108        —         1,050        2,058  
Mortgage servicing rights
      1,454        —         —         1,454  
 
           
Fair Value Measurements Using
  
    
Fair Value
     
Quoted

Prices in

Active

Markets for

Identical

Assets

(Level 1)
     
Significant

Other

Observable

Inputs

(Level 2)
     
Significant

Unobservable

Inputs

(Level 3)
  
June 30, 2023:
            
Available-for-sale
securities:
            
US Treasury
    $ 438      $ —       $ 438      $ —   
U.S. Government and federal agency and Government sponsored enterprises (GSE’s)
      6,477        —         6,477        —   
Mortgage-backed: GSE residential
      175,726        —         175,726        —   
Small Business Administration
      15,233        —         15,233        —   
State and political subdivisions
      3,425        —         1,064        2,361  
Mortgage servicing rights
      1,482        —         —         1,482  
Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a recurring basis and recognized in the accompanying condensed consolidated balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the period ended March 31, 2024. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below.
 
32
Available-for-Sale
Securities
Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics or discounted cash flows. For these investments, the inputs used by the pricing service to determine fair value may include one, or a combination of, observable inputs such as benchmark yields, reported trades, broker/dealer quotes, issuer spreads,
two-sided
markets, benchmark securities, bid, offers and reference data market research publications and are classified within Level 2 of the valuation hierarchy. Level 2 securities include U.S. Treasury, U.S. Government and federal agency, mortgage-backed securities (GSE—residential), Small Business Administration and state and political subdivisions. In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy.
Mortgage Servicing Rights
Mortgage servicing rights do not trade in an active, open market with readily observable prices. Accordingly, fair value is estimated using discounted cash flow models. Due to the nature of the valuation inputs, mortgage servicing rights are classified within Level 3 of the hierarchy.
Level 3 Reconciliation
The following is a reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying balance sheet using significant unobservable (Level 3) inputs:
Nine months ended March 31, 2024
 
    
Obligations of

State and

Political

Subdivisions
     
Mortgage

Servicing

Rights
     
Total
  
Beginning balance
    $ 2,361      $ 1,482      $ 3,843  
Transfers into Level 3
      —         98        98  
Transfers out of Level 3
      —         (102 )       (102 ) 
Total realized and unrealized gains and losses included in net income
      —         (24 )       (24 ) 
Purchases
      —         —         —   
Sales
      —         —         —   
Settlements
      (303 )       —         (303 ) 
  
 
 
     
 
 
     
 
 
  
Ending balance
    $ 2,058      $ 1,454      $ 3,512  
  
 
 
     
 
 
     
 
 
  
Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date
    $ —       $ (24 )     $ (24 ) 
  
 
 
     
 
 
     
 
 
  
 
33
    
Year ended June 30, 2023
         
    
Obligations of

State and

Political

Subdivisions
     
Mortgage

Servicing

Rights
     
Total
  
Beginning balance
    $ 2,662      $ 1,463      $ 4,125  
Transfers into Level 3
      —         89        89  
Transfers out of Level 3
      —         (171 )       (171 ) 
Total realized and unrealized gains and losses included in net income
      —         101        101  
Purchases
      —         —         —   
Sales
      —        —         —   
Settlements
      (301 )       —        (301 ) 
  
 
 
     
 
 
     
 
 
  
Ending balance
    $ 2,361      $ 1,482      $ 3,843  
  
 
 
     
 
 
     
 
 
  
Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date
    $ —       $ 101      $ 101  
  
 
 
     
 
 
     
 
 
  
Realized and unrealized gains and losses for items reflected in the table above are included in net income in the consolidated statements of income as noninterest income.
Unobservable (Level 3) Inputs
The following tables present quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements at March 31, 2024 and June 30, 2023.
 
    
Fair Value at

March 31, 2024
     
Valuation Technique
   
Unobservable Inputs
   
Range (Weighted

Average)
Mortgage servicing rights
    $ 1,454      Discounted cash flow    Discount rate    9.5% (9.5%)
         Constant prepayment rate   
6.0% - 7.0% (6.9%)
         Probability of default   
0.09% - 0.12% (0.12%)
State and political subdivisions
      2,058      Discounted cash flow    Maturity/Call Date    1 month – 9 years
         Weighted average
coupon		   
2.97% - 3.08% (3.03%)
         Marketability yield
adjustment		    1.0% - 2.0% (1.6%)
 
34
    
Fair Value at
June 30, 2023
     
Valuation Technique
     
Unobservable Inputs
   
Range (Weighted

Average)
Mortgage servicing rights
    $ 1,482        Discounted cash flow      Discount rate    9.5% (9.5%)
         Constant prepayment rate    6.0% - 6.7% (6.9%)
         Probability of default   
0.09% - 0.12% (0.12%)
State and political subdivisions
      2,361        Discounted cash flow      Maturity/Call Date    1 month – 9 years
         Weighted average coupon    2.97% - 3.08% (3.03%)
         Marketability yield
adjustment		    1.0% - 2.0% (1.6%)
Fair Value of Financial Instruments
The following tables present estimated fair values of the Company’s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2024 and June 30, 2023.
 
    
Carrying
Amount
     
Fair Value
Measurements
Using

Quoted Prices in
Active Markets
for Identical
Assets

(Level 1)
     
Significant
Other
Observable
Inputs

(Level 2)
     
Significant
Unobservable
Inputs

(Level 3)
  
March 31, 2024:
            
Financial assets
            
Cash and cash equivalents
    $ 16,060      $ 16,060      $ —       $ —   
Interest-bearing time deposits in banks
      750        750        —         —   
Loans, net of allowance for credit losses
      643,326        —         —         633,614  
Federal Home Loan Bank stock
      5,419        —         5,419        —   
Accrued interest receivable
      3,749           3,749        —   
Financial liabilities
            
Deposits
      681,788        —         320,692        321,464  
 
35
Repurchase agreements
      18,182        —         18,182        —   
Federal Home Loan Bank advances
      95,999        —         95,643        —   
Other borrowings
      25,300        —         25,317        —   
Advances from borrowers for taxes and insurance
      1,331        —         1,331        —   
Accrued interest payable
      2,762        —         2,762        —   
Unrecognized financial instruments (net of contract amount)
            
Commitments to originate loans
      —         —         —         —   
 
    
Carrying
Amount
     
Fair Value
Measurements
Using

Quoted Prices in
Active Markets
for Identical
Assets

(Level 1)
     
Significant
Other
Observable
Inputs

(Level 2)
     
Significant
Unobservable
Inputs

(Level 3)
  
June 30, 2023:
            
Financial assets
            
Cash and cash equivalents
    $ 10,988      $ 10,988      $ —       $ —   
Interest-bearing time deposits in banks
      1,250        1,250        —         —   
Loans, net of allowance for credit losses
      587,457        —         —         564,432  
Federal Home Loan Bank stock
      3,127        —         3,127        —   
Accrued interest receivable
      2,781        —         2,781        —   
Financial liabilities
            
Deposits
      735,314        —         451,718        282,351  
Repurchase agreements
      10,787        —         10,787        —   
Federal Home Loan Bank advances
      19,500        —         19,382        —   
Advances from borrowers for taxes and insurance
      1,233        —         1,233        —   
Accrued interest payable
      1,666        —         1,666        —   
Unrecognized financial instruments (net of contract amount)
            
Commitments to originate loans
      —         —         —         —   
The methods utilized to measure the fair value of financial instruments at March 31, 2024, represent an approximation of exit price; however, an actual exit price may differ.
 
36
Note 14: Commitments
Commitments to Originate Loans
Commitments to extend credit are agreements to lend to a customer if there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since a portion of the commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Each customer’s creditworthiness is evaluated on a
case-by-case
basis. The amount of collateral obtained, if deemed necessary, is based on management’s credit evaluation of the counterparty. Collateral held varies, but may include accounts receivable, inventory, property, plant and equipment, commercial real estate and residential real estate.
Lines of Credit
Lines of credit are agreements to lend to a customer if there is no violation of any condition established in the contract. Lines of credit generally have fixed expiration dates. Since a portion of the line may expire without being drawn upon, the total unused lines do not necessarily represent future cash requirements. Each customer’s creditworthiness is evaluated on a
case-by-case
basis. The amount of collateral obtained, if deemed necessary, is based on management’s credit evaluation of the counterparty. Collateral held varies but may include accounts receivable, inventory, property, plant and equipment, commercial real estate and residential real estate. Management uses the same credit policies in granting lines of credit as it does for
on-balance-sheet
instruments.
Off-Balance
Sheet Credit Exposures
Off-balance
sheet credit instruments include commitments to make loans, and commercial letters of credit, issued to meet customer financing needs. The Company’s exposure to credit loss in the event of
non-performance
by the other party to the financial instrument for
off-balance
sheet loan commitments is represented by the contractual amount of those instruments. Such financial instruments are recorded when they are funded. The ACL on
off-balance
sheet credit exposures is estimated by loan pool on a quarterly basis under the current CECL model using the same methodologies as portfolio loans, taking into consideration the likelihood that funding will occur and is included in other liabilities on the Company’s consolidated balance sheets. The Company records an ACL on
off-balance
sheet credit exposures, unless the commitments to extend credit are unconditionally cancelable. During the nine months ended March 31, 2024, the Company recorded a credit for credit losses on
off-balance
sheet credit exposures of $(173,000), compared to credit for credit losses of $(189,000) for the nine months ended March 31, 2023. During the three months ended March 31, 2024, the Company recorded a credit for credit losses on
off-balance
sheet credit exposures of $(12,000), compared to credit for credit losses of $(127,000) for the three months ended March 31, 2023. Our ACL on
off-balance
sheet credit exposures was $44,000 and $216,000, at March 31, 2024 and June 30, 2023, respectively. This reduction was primarily due to a decrease in loans with unfunded balances without the Bank’s ability to cancel on demand.
 
37

Table of Contents
Item 2.

Management’s Discussion and Analysis of Financial Condition and Results of Operations

Cautionary Note Regarding Forward-Looking Statements

This Quarterly Report may contain forward-looking statements within the meaning of the federal securities laws. These statements are not historical facts, but rather are statements based on management’s current expectations regarding its business strategies and their intended results and IF Bancorp, Inc.’s (“the Company”) future performance. Forward-looking statements are preceded by terms such as “expects,” “believes,” “anticipates,” “intends” and similar expressions.

Management’s ability to predict results or the effect of future plans or strategies is inherently uncertain. Factors that could have a material adverse effect on our actual results include, but are not limited to, general economic conditions, changes in the interest rate environment, legislative or regulatory changes that may adversely affect our business, changes in accounting policies and practices, changes in competition and demand for financial services, adverse changes in the securities markets and changes in the quality or composition of the Association’s loan or investment portfolios.

Additional factors that may affect our results are discussed under “Item 1A. - Risk Factors”, in the Company’s Annual Report on Form 10-K for the year ended June 30, 2023, and the Company’s other filings with the SEC, including Part II. of this Form 10-Q. These factors should be considered in evaluating the forward-looking statements and undue reliance should not be placed on such statements. See “COVID-19” below for a discussion of how the COVID-19 pandemic may affect our future performance. IF Bancorp, Inc. assumes no obligation to update any forward-looking statement, except as may be required by law.

Overview

On July 7, 2011 the Company completed its initial public offering of common stock in connection with the Association’s mutual-to-stock conversion, selling 4,496,500 shares of common stock at $10.00 per share, including 384,900 shares sold to the Association’s employee stock ownership plan, and raising approximately $45.0 million of gross proceeds. The Company also established a charitable foundation, Iroquois Federal Foundation, to which the Company contributed 314,755 shares of our common stock. As of March 31, 2024, the Company repurchased 1,674,479 shares of common stock under stock repurchase plans.

The Company is a savings and loan holding company and is subject to regulation by the Board of Governors of the Federal Reserve System. The Company’s business activities are limited to oversight of its investment in the Association.

The Association is primarily engaged in providing a full range of banking and mortgage services to individual and corporate customers within a 100-mile radius of its locations in Watseka, Danville, Clifton, Hoopeston, Savoy, Champaign and Bourbonnais, Illinois and Osage Beach, Missouri. The principal activity of the Association’s wholly-owned subsidiary, L.C.I. Service Corporation (“L.C.I.”), is the sale of property and casualty insurance. The Association is subject to regulation by the Office of the Controller of the Currency and the Federal Deposit Insurance Corporation.

Our results of operations depend primarily on our net interest income. Net interest income is the difference between the interest income we earn on our interest-earning assets, consisting primarily of loans, investment securities and other interest-earning assets, and the interest paid on our interest-bearing liabilities, consisting primarily of savings and transaction accounts, certificates of deposit, repurchase agreements, borrowings from the Federal Reserve Bank, and Federal Home Loan Bank of Chicago advances. Our results of operations also are affected by our provision for credit losses, noninterest income and noninterest expense. Noninterest income consists primarily of customer service fees, brokerage commission income, insurance commission income, net realized gains on loan sales, mortgage banking income, and income on bank-owned life insurance. Noninterest expense consists primarily of compensation and benefits, occupancy and equipment, data processing, professional fees, marketing, office supplies, federal deposit insurance premiums, and foreclosed assets. Our results of operations also may be affected significantly by general and local economic and competitive conditions, changes in market interest rates, governmental policies and actions of regulatory authorities.

 

38

Table of Contents

Our net interest rate spread (the difference between the yield on average interest-earning assets and the cost of average interest-bearing liabilities) was 1.80% and 2.83% for the nine months ended March 31, 2024 and 2023, respectively. Net interest income decreased to $13.2 million for the nine months ended March 31, 2024, from $17.3 million for the nine months ended March 31, 2023.

Our emphasis on conservative loan underwriting has historically resulted in relatively low levels of non-performing assets. Our non-performing loans totaled $252,000, or 0.1%, of total loans at March 31, 2024 and $117,000, or 0.1%, of total loans at June 30, 2023. Our non-performing assets totaled $258,000 or 0.1% of total assets at March 31, 2024, and $148,000, or 0.1% of total assets at June 30, 2023.

At March 31, 2024, the Association was categorized as “well capitalized” under regulatory capital requirements.

Our net income for the nine months ended March 31, 2024, was $1.4 million, compared to a net income of $4.1 million for the nine months ended March 31, 2023.

Management’s discussion and analysis of the financial condition and results of operations at and for the three and nine months ended March 31, 2024 and 2023 is intended to assist in understanding the financial condition and results of operations of the Association. The information contained in this section should be read in conjunction with the unaudited financial statements and the notes thereto, appearing in Part I, Item 1 of this quarterly report on Form 10-Q.

Critical Accounting Policies

We define critical accounting policies as those policies that require management to exercise significant judgment or discretion or make significant assumptions that have, or could have, a material impact on the carrying value of certain assets or on income. We consider the following to be our critical accounting policies.

Allowance for Credit Losses. The Company believes the allowance for credit losses for loans is the critical accounting policy that requires the most significant judgments and assumptions used in the preparation of the consolidated financial statements. The allowance for credit losses for loans represents the best estimate of losses inherent in the existing loan portfolio. An estimate of potential losses inherent in the loan portfolio are determined and an allowance for those losses is established by factors considered by the Company during the evaluation of the overall adequacy of the allowance which include historical net loan losses, the level and composition of nonaccrual, past due and troubled debt restructurings, trends in volumes and terms of loans, effects of changes in risk selection and underwriting standards or lending practices, lending staff changes, concentrations of credit, industry conditions and the current economic conditions in the region where the Company operates. In addition, a forecast, using reasonable and supportable future conditions, is prepared that is used to estimate expected changes to existing and historical conditions in the current period.

The Company adopted ASU 2016-13, effective July 1, 2022, and utilizes a current expected credit loss (“CECL”) methodology which relies on segmenting the loan portfolio into pools with similar risks, tracking the performance of the pools over time, and using the data to determine pool loss experience. Based on our estimate of the level of allowance for credit losses required, we record a provision for credit losses as a charge to earnings to maintain the allowance for credit losses at an appropriate level. The allowance for credit losses on most loans is measured on a collective (pool) basis for loans with similar risk characteristics. The Company estimates the appropriate level of allowance for credit losses for collateral-dependent loans by evaluating them separately. The Company also uses the CECL model to calculate the allowance for credit losses on off-balance sheet credit exposures, such as undrawn amounts on lines of credit. While the allowance for credit losses on loans is reported as a contra-asset asset for loans, the allowance for credit losses on off-balance sheet credit exposures is reported as a liability.

The allowance for credit losses is evaluated on a regular basis by management and reflects consideration of all significant factors that affect the collectability of the loan portfolio. This evaluation is inherently subjective as it requires estimates that are subject to significant revision as more information becomes available. Actual loan losses may be significantly more than the allowance for credit losses we have established, which could have a material negative effect on our financial results.

 

39

Table of Contents

Income Tax Accounting. The provision for income taxes is based upon income in our consolidated financial statements, rather than amounts reported on our income tax return. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect of a change in tax rates on our deferred tax assets and liabilities is recognized as income or expense in the period that includes the enactment date. Under U.S. GAAP, a valuation allowance is required to be recognized if it is more likely than not that a deferred tax asset will not be realized. The determination as to whether we will be able to realize the deferred tax assets is highly subjective and dependent upon judgment concerning our evaluation of both positive and negative evidence, our forecasts of future income, applicable tax planning strategies, and assessments of current and future economic and business conditions. Positive evidence includes the existence of taxes paid in available carryback years as well as the probability that taxable income will be generated in future periods, while negative evidence includes any cumulative losses in the current year and prior two years and general business and economic trends. Any reduction in estimated future taxable income may require us to record a valuation allowance against our deferred tax assets. Any required valuation allowance would result in additional income tax expense in the period and could have a significant impact on our future earnings. Positions taken in our tax returns may be subject to challenge by the taxing authorities upon examination. The benefit of an uncertain tax position is initially recognized in the financial statements only when it is more likely than not the position will be sustained upon examination by the tax authorities. Such tax positions are both initially and subsequently measured as the largest amount of tax benefit that is greater than 50% likely of being realized upon settlement with the tax authority, assuming full knowledge of the position and all relevant facts. Differences between our position and the position of tax authorities could result in a reduction of a tax benefit or an increase to a tax liability, which could adversely affect our future income tax expense.

There are no material changes to the critical accounting policies disclosed in IF Bancorp, Inc.’s Form 10-K for fiscal year ended June 30, 2023.

Comparison of Financial Condition at March 31, 2024 and June 30, 2023

Total assets increased $56.0 million, or 6.6%, to $905.0 million at March 31, 2024 from $849.0 million at June 30, 2023. The increase was primarily due to a $55.9 million increase in loans receivable, and a $5.1 million increase in cash and cash equivalents, partially offset by a $6.0 million decrease in investment securities.

Net loans receivable, including loans held for sale, increased by $55.9 million, or 9.5%, to $643.3 million at March 31, 2024 from $587.5 million at June 30, 2023. The increase in net loans receivable during this period was due primarily to a $38.1 million, or 42.5%, increase in multi-family loans, a $12.3 million, or 7.5%, increase in one- to four-family loans, a $9.7 million, or 12.2%, increase in commercial business loans, a $5.1 million, or 2.6%, increase in commercial real estate loans, and a $1.5 million, or 19.0%, increase in home equity lines of credit, partially offset by a $9.6 million, or 18.9%, decrease in construction loans, and a $725,000, or 8.6%, decrease in consumer loans.

Investment securities, consisting entirely of securities available for sale, decreased $6.0 million, or 3.0%, to $195.3 million at March 31, 2024 from $201.3 million at June 30, 2023. We had no securities classified as held-to-maturity at March 31, 2024 or June 30, 2023.

Between June 30, 2023 and March 31, 2024, accrued interest receivable increased $968,000 to $3.7 million, and Federal Home Loan Bank (FHLB) stock increased $2.3 million to $5.4 million, while premises and equipment decreased $409,000 to $10.7 million, foreclosed assets held for sale decreased $24,000 to $7,000, other assets decreased $1.3 million to $2.4 million, deferred income taxes decreased $191,000 to $10.8 million, and mortgage servicing rights decreased $28,000 to $1.5 million. The increase in accrued interest receivable was primarily the result of an increase in the average balance and average yields of interest earning assets, and the increase in FHLB stock was the result of an increased stock requirement due to an increase in FHLB advances, while the decrease in premises and equipment was the result of ordinary depreciation, the decrease in foreclosed assets was due to the sale of property, the decrease in other assets was due to the receipt of a large accounts receivable item in the nine months ended March 31, 2024, the decrease in deferred income taxes was mostly due to a decrease in unrealized losses on the sale of available-for-sale securities, and the decrease in mortgage servicing rights was the result of a decreased valuation. 

 

40

Table of Contents

At March 31, 2024, our investment in bank-owned life insurance was $15.1 million, an increase of $318,000 from $14.8 million at June 30, 2023. We invest in bank-owned life insurance to provide us with a funding source for our benefit plan obligations. Bank-owned life insurance also generally provides us noninterest income that is non-taxable. Federal regulations generally limit our investment in bank-owned life insurance to 25% of our Tier 1 capital plus our allowance for credit losses, which resulted in a limit of $23.5 million at March 31, 2024.

Deposits decreased $53.5 million, or 7.3%, to $681.8 million at March 31, 2024 from $735.3 million at June 30, 2023. Certificates of deposit, excluding brokered certificates of deposit, increased $29.5 million, or 11.2%, to $293.6 million, while brokered certificates of deposit increased $9.5 million, or 48.4%, to $29.0 million. Noninterest bearing demand accounts decreased $64.4 million, or 59.4%, to $43.2 million, while savings, NOW, and money market accounts decreased $28.2 million, or 8.2%, to $316.0 million. The large decrease in noninterest bearing demand accounts was due primarily to approximately $62.1 million in deposits from a public entity that collects real estate taxes that was on deposit at June 30, 2023 and withdrawn in the nine months ended March 31, 2024, when tax monies were distributed. Repurchase agreements increased $7.4 million, or 68.6%, to $18.2 million at March 31, 2024, from $10.8 million at June 30, 2023. Borrowings consisted of advances from the Federal Home Loan Bank of Chicago which increased $76.5 million to $96.0 million at March 31, 2024, from $19.5 million at June 30, 2023, while other borrowings consisted of $25.3 million from the Federal Reserve Bank Term Funding Program (BTFP), which increased $25.3 million from $0 borrowed at June 30, 2023.

Advances from borrowers for taxes and insurance increased $98,000, or 7.9%, to $1.3 million at March 31, 2024, from $1.2 million at June 30, 2023. Accrued interest payable increased $1.1 million, or 65.8%, to $2.8 million at March 31, 2024, from $1.7 million at June 30, 2023. The increase in advances from borrowers for taxes and insurance was attributable to the timing of the payment of real estate taxes and insurance, while the increase in accrued interest payable was mostly due to increases in both the average balance and the average cost of interest-bearing liabilities.

Total equity increased $631,000, or 0.9%, to $72.4 million at March 31, 2024 from $71.8 million at June 30, 2023. Equity increased primarily due to net income of $1.4 million, an increase of $147,000 in accumulated other comprehensive income (loss), net of tax, and ESOP and stock equity plan activity of $435,000, partially offset by the accrual of approximately $1.3 million in dividends to our shareholders, of which about half were still payable as of March 31, 2024, and were paid on April 15, 2024. 

Comparison of Operating Results for the Nine Months Ended March 31, 2024 and 2023

General. Net income decreased $2.7 million to $1.4 million for the nine months ended March 31, 2024, from $4.1 million for the nine months ended March 31, 2023. The decrease in net income was due to a decrease in net interest income, partially offset by a decrease in provision for credit losses, an increase in noninterest income and a decrease in noninterest expense.

Net Interest Income. Net interest income decreased by $4.1 million, or 23.7%, to $13.2 million for the nine months ended March 31, 2024, from $17.3 million for the nine months ended March 31, 2023. The decrease was due to an increase of $11.0 million in interest expense, partially offset by an increase of $6.9 million in interest and dividend income. A $70.6 million, or 10.3%, increase in the average balance of interest-bearing liabilities was partially offset by a $62.1 million, or 8.0% increase in interest earning assets. Our interest rate spread decreased by 103 basis points to 1.80% for the nine months ended March 31, 2024, compared to 2.83% for the nine months ended March 31, 2023, while our net interest margin decreased by 86 basis points to 2.10% for the nine months ended March 31, 2024, compared to 2.96% for the nine months ended March 31, 2023.

 

41

Table of Contents

Interest and Dividend Income. Interest and dividend income increased $6.9 million, or 29.7%, to $30.3 million for the nine months ended March 31, 2024, from $23.4 million for the nine months ended March 31, 2023. The increase in interest and dividend income was due to a $6.8 million increase in interest on loans, a $70,000 increase in interest income on securities, and a $52,000 increase in other interest income. The increase in interest income on loans was due to a $77.4 million, or 13.8%, increase in the average balance of loans to $637.0 million for the nine months ended March 31, 2024 from $559.5 million for the nine months ended March 31, 2023, and an 88 basis point increase in the average yield on loans to 5.38% for the nine months ended March 31, 2024 from 4.50% for the nine months ended March 31, 2023. The increase in interest income on securities was due to a 24 basis point increase in the average yield on securities to 2.87% for the nine months ended March 31, 2024 from 2.63% for the nine months ended March 31, 2023, partially offset by a $14.5 million, or 6.9%, decrease in the average balance of securities to $195.1 million for the nine months ended March 31, 2024, from $209.6 million for the nine months ended March 31, 2023. The increase in other interest income was a result of a 110 basis point increase in the average yield of other investments, partially offset by a $868,000 decrease in the average balance of other investments, including Federal Home Loan Bank stock dividends and deposits with other financial institutions, to $9.9 million from $10.8 million.

Interest Expense. Interest expense increased $11.0 million, or 182.5%, to $17.1 million for the nine months ended March 31, 2024, from $6.1 million for the nine months ended March 31, 2023. The increase was primarily due to an $8.4 million increase in interest on deposits and a $2.7 million increase in interest on borrowings and repurchase agreements.

Interest expense on interest-bearing deposits increased $8.4 million, or 183.5%, to $12.9 million for the nine months ended March 31, 2024, from $4.6 million for the nine months ended March 31, 2023. This increase was due to a 172 basis point increase in the average cost of interest-bearing deposits to 2.70% for the nine months ended March 31, 2024 from 0.98% for the nine months ended March 31, 2023, and an increase of $14.9 million in the average balance of interest-bearing deposits to $637.7 million for the nine months ended March 31, 2024, from $622.8 million for the nine months ended March 31, 2023. 

Interest expense on borrowings, including FHLB advances, borrowings from the Federal Reserve Bank Term Funding Program (BTFP), and repurchase agreements, increased $2.7 million, or 179.4%, to $4.2 million for the nine months ended March 31, 2024, from $1.5 million for the nine months ended March 31, 2023. This increase was mostly due to a $55.7 million increase in the average balance of borrowings to $121.3 million for the nine months ended March 31, 2024, from $65.6 million for the nine months ended March 31, 2023, and a 155 basis point increase in the average cost of such borrowings to 4.58% for the nine months ended March 31, 2024 from 3.03% for the nine months ended March 31, 2023.

Provision (Credit) for Credit Losses. The Company establishes provisions for credit losses, which are charged to operations in order to maintain the allowance for credit losses at a level we consider necessary to absorb probable credit losses inherent in our loan portfolio. The Company recorded a provision for credit losses on loans for $369,000 and a credit for credit losses on off-balance sheet credit exposures of $(173,000) for a total provision for credit losses of $196,000 for the nine months ended March 31, 2024, compared to a provision for credit losses on loans for $442,000 and a credit for credit losses on off-balance sheet credit exposures of $(189,000) for a total provision for credit losses of $253,000 for the nine months ended March 31, 2023. The allowance for credit losses was $7.7 million, or 1.19% of total loans at March 31, 2024, compared to $7.5 million, or 1.29% of total loans at March 31, 2023, and $7.1 million, or 1.20% of total loans at June 30, 2023. During the nine months ended March 31, 2024, net recoveries of $217,000 were recorded, while during the nine months ended March 31, 2023, net charge-offs of $6,000 were recorded.

The following table sets forth information regarding the allowance for credit losses and nonperforming assets at the dates indicated:

 

     At or for the
Nine Months Ended
March 31, 2024		     At or for the
Year Ended
June 30, 2023		  

Allowance to non-performing loans at end of the period

      3065.48 %      6101.71 % 

Allowance to total loans outstanding at the end of the period

      1.19 %      1.20 % 

Net charge-offs to average total loans outstanding during the period, annualized

      0.00 %      0.01 % 

Total non-performing loans to total loans

      0.04 %      0.02 % 

Total non-performing assets to total assets

      0.03 %      0.02 % 

 

42

Table of Contents

Noninterest Income. Noninterest income increased $155,000, or 5.1%, to $3.2 million for the nine months ended March 31, 2024 from $3.0 million for the nine months ended March 31, 2023. The increase was primarily due to an increase in net realized gain (loss) on sale of available-for-sale securities, an increase in gain on sale of loans, and an increase in insurance commissions, partially offset by a decrease in brokerage commissions. For the nine months ended March 31, 2024, net realized gain (loss) on sale of available-for-sale securities increased $171,000 to $0, gain on sale of loans increased $62,000 to $186,000, and insurance commissions increased $50,000 to $556,000, while brokerage commissions decreased $122,000 to $485,000 from the nine months ended March 31, 2023. The increase in gain (loss) on sale of available-for-sale securities was the result of securities sold at a loss in the nine months ended March 31, 2023, the increase in gain on sale of loans were a result of an increase in loans originated and sold through the FHLBC Mortgage Partnership Finance program in the nine months ended March 31, 2024, and the increase in insurance commissions was due to an increase in personal lines commissions. The decrease in brokerage commissions was the result of a decrease in the amount of renewal commissions and management fees.

Noninterest Expense. Noninterest expense decreased $222,000, or 1.5%, to $14.4 million for the nine months ended March 31, 2024 from $14.6 million for the nine months ended March 31, 2023. Compensation and benefits decreased $485,000, or 5.2%, advertising decreased $93,000, or 24.5%, professional services decreased $64,000, or 17.4%, and supervisory examinations decreased $59,000, or 44.7%, while office occupancy increased $126,000, or 17.3% and federal deposit insurance increased $266,000, or 157.4% for the nine months ended March 31, 2024 from the nine months ended March 31, 2023. Compensation and benefits decreased due to a decrease in 401(k) profit sharing and annual incentive plan expenses, advertising decreased as a result of an ad campaign that ran in the nine months ended March 31, 2023, professional services decreased as a result of additional services received during the nine months ended March 31, 2023, and supervisory examinations decreased as a result of a reduction in assessments for community banks by the OCC. Office occupancy increased due to the addition of a new banking facility in Hoopeston, and federal deposit insurance increased as a result of FDIC increasing the initial base deposit insurance assessment rate.

Income Tax Expense. We recorded a provision for income tax of $465,000 for the nine months ended March 31, 2024, compared to a provision for income tax of $1.4 million for the nine months ended March 31, 2023, reflecting effective tax rates of 25.5% and 26.0%, respectively.

Comparison of Operating Results for the Three Months Ended March 31, 2024 and 2023

General. Net income increased $18,000 to $708,000 net income for the three months ended March 31, 2024, from $690,000 net income for the three months ended March 31, 2023. The increase was primarily due to a decrease in provision (credit) for credit losses, an increase in noninterest income, and a decrease in noninterest expense, partially offset by a decrease in net interest income.

Net Interest Income. Net interest income decreased $777,000 to $4.3 million for the three months ended March 31, 2024, from $5.0 million for the three months ended March 31, 2023. The decrease was the result of an increase in interest expense of $3.4 million, partially offset by an increase of $2.6 million in interest and dividend income. We had a $76.6 million, or 10.8%, increase in the average balance of interest-bearing liabilities, partially offset by a $67.6 million, or 8.5%, increase in average balance of interest earning assets. Our interest rate spread decreased by 67 basis points to 1.65% for the three months ended March 31, 2024, from 2.32% for the three months ended March 31, 2023, and our net interest margin decreased by 56 basis points to 1.96% for the three months ended March 31, 2024, from 2.52% for the three months ended March 31, 2023.

 

43

Table of Contents

Interest and Dividend Income. Interest and dividend income increased $2.6 million, or 31.8%, to $10.8 million for the three months ended March 31, 2024, from $8.2 million for the three months ended March 31, 2023. The increase in interest and dividend income was primarily due to a $2.6 million increase in interest income on loans and a $16,000 increase in interest income on securities. The increase in interest on loans resulted from a 101-basis point, or 21.9%, increase in the average yield on loans to 5.61% from 4.60%, and a $79.9 million, or 13.7%, increase in the average balance of loans to $661.5 million from $581.6 million. The increase in interest income on securities resulted from a 21-basis point, or 7.9%, increase in the average yield on securities to 2.84% from 2.63%, partially offset by a $13.0 million, or 6.2%, decrease in the average balance of securities to $195.6 million from $208.6 million.

Interest Expense. Interest expense increased $3.4 million, or 107.0%, to $6.5 million for the three months ended March 31, 2024 from $3.2 million for the three months ended March 31, 2023. The increase was primarily due to a 155-basis point increase in the average cost of interest-bearing liabilities and a $76.6 million increase in the average balance of interest-bearing liabilities.

Interest expense on interest-bearing deposits increased by $2.3 million, or 90.2%, to $4.8 million for the three months ended March 31, 2024 from $2.5 million for the three months ended March 31, 2023. This increase was due to a 140 basis point, or 89.5%, increase in the average cost of interest-bearing deposits to 2.97% for the three months ended March 31, 2024 from 1.57% for the three months ended March 31, 2023, and a $2.3 million, or 0.4%, increase in the average balance of interest-bearing deposits to $639.8 million for the three months ended March 31, 2024 from $637.5 million for the three months ended March 31, 2023. 

Interest expense on borrowings increased by $1.1 million, or 170.5%, to $1.8 million for the three months ended March 31, 2024, from $661,000 for the three months ended March 31, 2023. The increase was due to a 123 basis point, or 33.9%, increase in the average cost of borrowings to 4.86% for the three months ended March 31, 2024 from 3.63% for the three months ended March 31, 2023, and an increase in the average balance of borrowings of $74.3 million, or 102.1%, to $147.1 million for the three months ended March 31, 2024, from $72.8 million for the three months ended March 31, 2023.

Provision (Credit) for Credit Losses. We establish provisions for credit losses, which are charged to operations in order to maintain the allowance for credit losses at a level we consider necessary to absorb credit losses inherent in our loan portfolio. We recorded a provision (credit) for credit losses on loans of $(378,000) and a credit for credit losses on off-balance sheet credit exposures of $(12,000) for a total provision (credit) for credit losses of $(390,000) for the three months ended March 31, 2024, compared to a provision for credit losses on loans of $367,000 and a credit for credit losses on off-balance sheet credit exposures of $(127,000) for a total provision for credit losses of $240,000 for the three months ended March 31, 2023. For the three months ended March 31, 2024, a credit for credit losses on loans was necessary as a result of a decrease in loan portfolio balance and the receipt of a large recovery during the period. During the three months ended March 31, 2024, a net recovery of $168,000 was recorded, while a net recovery of $2,000 was recorded for the three months ended March 31, 2023.

Noninterest Income. Noninterest income increased $198,000, or 21.0%, to $1.1 million for the three months ended March 31, 2024 from $942,000 for the three months ended March 31, 2023. The increase was primarily due to an increase in mortgage banking income, net, an increase in insurance commissions, and an increase in gain on sale of loans, partially offset by a decrease in net realized gain (loss) on sale of available-for-sale securities. For the three months ended March 31, 2024, mortgage banking income, net, increased $83,000 to $126,000, insurance commissions increased $52,000 to $182,000, and gain on sale of loans increased $28,000 to $76,000, while net realized gains (losses) on sale of available-for-sale securities decreased $12,000 to $0. The increase in mortgage banking income was the result of an increase in the valuation of mortgage servicing rights in the three months ended March 31, 2024, the increase in insurance commissions was due to an increase in personal lines commissions, and the increase in gain on sale of loans was the result of an increase in loans originated and sold through the FHLBC Mortgage Partnership Finance program in the three months ended March 31, 2024, while the decrease in net realized gain on sale of available-for-sale securities was due to a gain in the three months ended March 31, 2023 and no sales in the three months ended March 31, 2024.

 

44

Table of Contents

Noninterest Expense. Noninterest expense decreased $8,000, or 0.2%, and was $4.8 million for both the three months ended March 31, 2024 and 2023. The largest components of this decrease were compensation and benefits, which decreased $122,000, or 3.8%, supervisory examination, which decreased $24,000, or 55.8% and audit and accounting, which decreased $22,000, or 51.2%. These decreases were partially offset by a $78,000, or 136.8%, increase in federal deposit insurance, a $29,000, or 11.7%, increase in office occupancy, and a $47,000, or 12.5%, increase in other expenses. Compensation and benefits decreased due to a decrease in 401(k) profit sharing and annual incentive plan expenses, supervisory examination decreased as a result of a reduction in assessments for community banks by the OCC, and audit and accounting decreased due to additional services received in the three months ended March 31, 2023. Federal deposit insurance increased as a result of FDIC increasing the initial base deposit insurance assessment rate, office occupancy increased due to the addition of a new banking facility in Hoopeston, and other expenses increased as a result of an increase in debit card and deposit account expenses.

Income Tax Expense. We recorded a provision for income tax of $243,000 for the three months ended March 31, 2024, compared to a provision for income tax of $202,000 for the three months ended March 31, 2023, reflecting effective tax rates of 25.6% and 22.6%, respectively.

Asset Quality

At March 31, 2024, we had no non-accrual loans. At March 31, 2024, we had one commercial real estate loan in the amount of $252,000 that was delinquent 90 days or greater and still accruing interest.

At March 31, 2024, $3.6 million in loans were classified as substandard, and no loans were classified as doubtful or loss. Loans classified as substandard consisted of $197,000 in one- to four-family loans, $236,000 in multi-family loans, $1.2 million in commercial real estate loans, and $1.9 million in commercial business loans.

At March 31, 2024, watch assets consisted of $77,000 in one-to four-family loans.

Loan Modifications and Troubled Debt Restructurings (“TDRs”). After adopting ASU 2022-02, effective July 1, 2023, we no longer held any TDRs and made no loan modifications for borrowers with financial difficulties in the nine months ended March 31, 2024. Prior to adoption of ASU 2022-02, we had TDRs which included loans for which economic concessions had been granted to borrowers with financial difficulties. The Company periodically modified loans to extend the term or make other concessions to help borrowers stay current on their loans and to avoid foreclosure. At June 30, 2023, we had $215,000 in TDRs.

Foreclosed Assets. At March 31, 2024, we had $7,000 in foreclosed assets compared to $31,000 as of June 30, 2023. Foreclosed assets at March 31, 2024 consisted of one vehicle, while foreclosed assets at June 30, 2023 consisted of $24,000 in residential real estate property and a $7,000 vehicle.

Allowance for Credit Loss Activity

The Company regularly reviews its allowance for credit losses and makes adjustments to its balance based on management’s analysis of the loan portfolio, the amount of non-performing and classified loans, as well as general economic conditions. Although the Company maintains its allowance for credit losses at a level that it considers sufficient to provide for losses, there can be no assurance that future losses will not exceed internal estimates. In addition, the amount of the allowance for credit losses is subject to review by regulatory agencies, which can order the establishment of additional loss provisions. The following table summarizes changes in the allowance for credit losses over the nine-month periods ended March 31, 2024 and 2023:

 

45

Table of Contents
    

Nine months ended

March 31,

  
     2024     2023  

Balance, beginning of period

    $ 7,139     $ 7,052  

Impact of adopting ASU 2016-13

      —        47  

Loans charged off

     

Real estate loans:

     

One- to four-family

      —        —   

Multi-family

      —        —   

Commercial

      —        —   

HELOC

      —        —   

Construction

      —        —   

Commercial

      —        (4 ) 

Consumer

      (35 )      (30 ) 
  

 

 

    

 

 

  

Gross charged off loans

      (35 )      (34 ) 
  

 

 

    

 

 

  

Recoveries of loans previously charged off

     

Real estate loans:

     

One- to four-family

      3       1  

Multi-family

      —        —   

Commercial

      —        —   

HELOC

      —        —   

Construction

      —        —   

Commercial

      241       18  

Consumer

      8       9  
  

 

 

    

 

 

  

Gross recoveries of charged off loans

      252       28  
  

 

 

    

 

 

  

Net recoveries (charge offs)

      217       (6 ) 
  

 

 

    

 

 

  

Provision charged to expense

      369       442  
  

 

 

    

 

 

  

Balance, end of period

    $ 7,725     $ 7,535  
  

 

 

    

 

 

  

The allowance for credit losses has been calculated based upon an evaluation of pertinent factors underlying the various types and quality of the Company’s loans. Management considers such factors as the repayment status of a loan, the estimated net fair value of the underlying collateral, the borrower’s intent and ability to repay the loan, local economic conditions, and the Company’s historical loss ratios. The Company maintains the allowance for credit losses through the provisions for credit losses that we charge to income. The Company charges losses on loans against the allowance for credit losses when we believe the collection of loan principal is unlikely. The allowance for credit losses increased $586,000 to $7.7 million at March 31, 2024, from $7.1 million at June 30, 2023. This increase in allowance was primarily the result of an increase in our loan portfolio and was necessary in order to bring the allowance for credit losses to a level that reflects management’s best estimate of the reserve necessary to adequately account for probable losses expected over the remaining contractual life of the loans.

Within each pool, risk elements are evaluated that have specific impacts to the borrowers within the pool. These, along with the general risks and events, and the specific lending policies and procedures by loan type, are analyzed to estimate the qualitative factors used to adjust the historical loss rates. Factors considered by the Company during the evaluation of the overall adequacy of the allowance include historical net loan losses, the level and composition of nonaccrual, past due and loan modifications for borrowers with financial difficulties, trends in volumes and terms of loans, effects of changes in risk selection and underwriting standards or lending practices, lending staff changes, concentrations of credit, industry conditions and the current economic conditions in the region where the Company operates. Management reviews economic factors including the potential for reduced cash flow for commercial operating loans from reduction in sales or increased operating costs, decreased occupancy rates for commercial buildings, reduced levels of home sales for commercial land developments, increased operating costs for businesses, and increased levels of unemployment and bankruptcy impacting consumer’s ability to pay. Each of these economic uncertainties was taken into consideration in developing the level of the reserve, and management has included a qualitative factor within the ACL. In addition, a forecast, using reasonable and supportable future conditions, is prepared that is used to estimate expected changes to existing and historical conditions in the current period.

 

46

Table of Contents

While management believes that our asset quality remains strong, it recognizes that, due to the continued growth in the loan portfolio, and the potential changes in market conditions, our level of nonperforming assets and resulting charge-offs may fluctuate. Higher levels of net charge-offs requiring additional provisions for loan losses could result. Although management uses the best information available, the level of the allowance for loan losses remains an estimate that is subject to significant judgment and short-term change.

Liquidity and Capital Resources

Liquidity is the ability to meet current and future financial obligations of a short-term nature. Our primary sources of funds consist of deposit inflows, loan sales and repayments, borrowings from the Federal Reserve Bank, advances from the Federal Home Loan Bank of Chicago, and maturities of securities. While maturities and scheduled amortization of loans and securities are predictable sources of funds, deposit flows and mortgage prepayments are greatly influenced by general interest rates, economic conditions and competition. Our Asset/Liability Management Committee is responsible for establishing and monitoring our liquidity targets and strategies in order to ensure that sufficient liquidity exists for meeting the borrowing needs and deposit withdrawals of our customers as well as unanticipated contingencies. For the three months ended March 31, 2024, the nine months ended March 31, 2024, and the year ended June 30, 2023, our liquidity ratio averaged 25.2%, 26.0% and 29.3% of our total assets, respectively. We believe that we had enough sources of liquidity to satisfy our short- and long-term liquidity needs as of March 31, 2024.

We regularly monitor and adjust our investments in liquid assets based upon our assessment of: (i) expected loan demand; (ii) expected deposit flows; (iii) yields available on interest-earning deposits and securities; and (iv) the objectives of our asset/liability management program. Excess liquid assets are invested generally in interest-earning deposits and short- and medium-term securities.

Our most liquid assets are cash and cash equivalents. The levels of these assets are affected by our operating, financing, lending and investing activities during any given period. At March 31, 2024, cash and cash equivalents totaled $16.1 million. Interest-bearing time deposits which can offer additional sources of liquidity, totaled $750,000 at March 31, 2024.

Our cash flows are derived from operating activities, investing activities and financing activities as reported in our Condensed Consolidated Statement of Cash Flows included in our financial statements. Net cash provided by operating activities were $1.1 million and $1.7 million for the nine months ended March 31, 2024, and 2023, respectively. Net cash used in investing activities consisted primarily of disbursements for loan originations and the purchase of securities and Federal Home Loan Bank stock, offset by net cash provided by principal collections on loans, proceeds from maturing securities, the sale of securities, the redemption of Federal Home Loan Bank stock, and pay downs on mortgage-backed securities. Net cash used in investing activities was $(51.2) million and $(51.5) million for the nine months ended March 31, 2024, and 2023, respectively. Net cash provided by (used in) financing activities consisted primarily of the activity in deposit accounts, FHLB Advances, dividends paid, and stock repurchases. The net cash provided by (used in) financing activities was $55.1 million and $(16.5) million for the nine months ended March 31, 2024, and 2023, respectively.

The Company must also maintain adequate levels of liquidity to ensure the availability of funds to satisfy loan commitments. The Company anticipates that it will have sufficient funds available to meet its current commitments principally through the use of current liquid assets and through its borrowing capacity discussed above. The following table summarizes these commitments at March 31, 2024 and June 30, 2023.

 

     March 31,
2024		      June 30,
2023		  
     (Dollars in thousands)  

Commitments to fund loans

    $ 9,137      $ 5,081  

Lines of credit

      75,952        94,159  

 

47

Table of Contents

At March 31, 2024, certificates of deposit due within one year of March 31, 2024 totaled $286.7 million, or 42.1% of total deposits. Depending on market conditions, we may be required to pay higher rates on such deposits or other borrowings than we currently pay on the certificates of deposit due on or before March 31, 2024. Moreover, it is our intention as we continue to grow our commercial real estate portfolio, to emphasize lower cost deposit relationships with these commercial loan customers and thereby replace the higher cost certificates with lower cost deposits. We have the ability to attract and retain deposits by adjusting the interest rates offered.

Liquidity management is both a daily and long-term function of business management. If we require funds beyond our ability to generate them internally, borrowing agreements, which provide an additional source of funds, exist with the Federal Home Loan Bank of Chicago, Federal Reserve Discount Window, Federal Reserve Bank Term Funding Program (BTFP) and CIBC Bank USA. Federal Home Loan Bank advances were $96.0 million at March 31, 2024, while we had borrowings of $25.3 million from the Federal Reserve BTFP. At March 31, 2024, we had the ability to borrow up to an additional $57.1 million from the Federal Home Loan Bank of Chicago, we had $14.0 million available on our CIBC Bank, and also had the ability to borrow another $33.6 million from the Federal Reserve based on current collateral pledged.

The Association is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and discretionary actions by regulators that if undertaken, could have a direct material effect on the Association’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Association must meet specific capital guidelines involving quantitative measures of the Association’s assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting practices. The Association’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk-weightings and other factors.

The Basel III regulatory capital framework (the “Basel III Capital Rules”) adopted by U.S. federal regulatory authorities, among other things, (i) establish the capital measure called “Common Equity Tier 1” (“CET1”), (ii) specify that Tier 1 capital consist of CET1 and “Additional Tier 1 Capital” instruments meeting stated requirements, (iii) define CET1 narrowly by requiring that most deductions/adjustments to regulatory capital measures be made to CET1 and not to the other components of capital and (iv) set forth the acceptable scope of deductions/adjustments to the specified capital measures.

In addition, to avoid restrictions on capital distributions, including dividend payments and stock repurchases, or discretionary bonus payments to executives, a covered banking organization must maintain a “capital conservation buffer” of 2.5 percent on top of its minimum risk-based capital requirements. This buffer must consist solely of Tier 1 Common Equity and the buffer applies to all three measurements: Common Equity Tier 1, Tier 1 capital and total capital. 

As a result of the Economic Growth, Regulatory Relief, and Consumer Protection Act, the federal banking agencies were required to develop a “Community Bank Leverage Ratio” (the ratio of a bank’s tangible equity capital to average total consolidated assets) for financial institutions with assets of less than $10 billion. A “qualifying community bank” that exceeds this ratio will be deemed to be in compliance with all other capital and leverage requirements, including the capital requirements to be considered “well capitalized” under Prompt Corrective Action statutes. The Community Bank Leverage Ratio is currently set at 9%. The Association opted in to the Community Bank Leverage Ratio in 2020.

As of March 31, 2024, the Association was categorized as well capitalized under the regulatory framework for prompt corrective action. There are no conditions or events that management believes have changed the Association’s prompt corrective action category. The Association’s Community Bank Leverage Ratio is presented in the table below.

 

48

Table of Contents
     March 31, 2024     June 30, 2023     Minimum to Be Well  
     Actual     Actual     Capitalized  

Community Bank Leverage Ratio

      9.03 %      9.51 %      9.00 % 

Average Balances and Yields

The following tables set forth average balance sheets, average yields and costs, and certain other information at and for the periods indicated. Yields and costs are presented on an annualized basis. Tax-equivalent yield adjustments have not been made for tax-exempt securities. All average balances are based on month-end balances, which management deems to be representative of the operations of the Company. Non-accrual loans were included in the computation of average balances but have been reflected in the table as loans carrying a zero yield. The yields set forth below include the effect of deferred fees, discounts and premiums that are amortized or accreted to interest income or expense.

 

     For the Three Months Ended March 31,  
   2024     2023  
   Average
Balance		      Interest Income/
Expense		      Yield/
Cost		     Average
Balance		      Interest
Income/
Expense		      Yield/
Cost		  
   (Dollars in thousands)  

Assets

                 

Total Loans

    $ 661,492      $ 9,273        5.61 %    $ 581,600      $ 6,690        4.60 % 

Securities:

                 

U.S. Treasury

      443        2        1.81 %      1,599        6        1.50 % 

U.S. Government and federal agency

      6,562        40        2.44 %      6,490        40        2.47 % 

Mortgage-backed:

                 

GSE-residential

      171,148        1,222        2.86 %      180,953        1,200        2.65 % 

Small Business Administration

      14,358        100        2.79 %      16,137        99        2.45 % 

State and political subdivisions

      3,110        23        2.96 %      3,433        26        3.03 % 
  

 

 

     

 

 

       

 

 

     

 

 

     

Total securities

      195,621        1,387        2.84 %      208,612        1,371        2.63 % 

Other

      10,922        143        5.24 %      10,187        137        5.38 % 
  

 

 

     

 

 

       

 

 

     

 

 

     

Total interest-earning assets

      868,035        10,803        4.98 %      800,399        8,198        4.10 % 

Non-interest earning assets

      38,536             40,952        
  

 

 

          

 

 

        

Total assets

    $ 906,571           $ 841,351        
  

 

 

          

 

 

        

Liabilities and Stockholders’ Equity

                 

Interest-bearing liabilities:

                 

Interest-bearing checking or NOW

    $ 101,555        38        0.15 %    $ 112,506        44        0.16 % 

Savings accounts

      60,914        97        0.64 %      68,783        62        0.36 % 

Money market accounts

      152,149        1,159        3.05 %      178,544        783        1.75 % 

Certificates of deposit

      325,196        3,462        4.26 %      277,691        1,612        2.32 % 
  

 

 

     

 

 

       

 

 

     

 

 

     

 

49

Table of Contents
     For the Three Months Ended March 31,  
   2024     2023  
   Average
Balance		     Interest Income/
Expense		      Yield/
Cost		     Average
Balance		     Interest
Income/
Expense		      Yield/
Cost		  
   (Dollars in thousands)  

Total interest-bearing deposits

      639,814       4,756        2.97 %      637,524       2,501        1.57 % 

Borrowings and repurchase agreements

      147,108       1,788        4.86 %      72,801       661        3.63 % 
  

 

 

    

 

 

       

 

 

    

 

 

     

Total interest-bearing liabilities

      786,922       6,544        3.33 %      710,325       3,162        1.78 % 

Noninterest-bearing liabilities

      41,829            48,554       

Other Noninterest-bearing liabilities

      5,798            9,712       
  

 

 

         

 

 

       

Total liabilities

      834,549            768,591       

Stockholders’ Equity

      72,022            72,760       
  

 

 

         

 

 

       

Total liabilities and stockholders’ equity

    $ 906,571          $ 841,351       
  

 

 

         

 

 

       

Net interest income

      $ 4,259          $ 5,036     
    

 

 

         

 

 

     

Interest rate spread (1)

           1.65 %           2.32 % 

Net interest margin (2)

           1.96 %           2.52 % 

Net interest-earning assets (3)

    $ 81,113          $ 90,074       
  

 

 

         

 

 

       

Average interest-earning assets to interest-bearing liabilities

      110 %           113 %      

 

(1)

Net interest rate spread represents the difference between the yield on average interest-earning assets and the cost of average interest-bearing liabilities.

(2)

Net interest margin represents net interest income divided by average total interest-earning assets.

(3)

Net interest-earning assets represents total interest-earning assets less total interest-bearing liabilities.

 

50

Table of Contents
     For the Nine Months Ended March 31,  
   2024     2023  
   Average
Balance		      Interest Income/
Expense		      Yield/
Cost		     Average
Balance		      Interest
Income/
Expense		      Yield/
Cost		  
   (Dollars in thousands)  

Assets

                 

Loans

    $ 636,955      $ 25,708        5.38 %    $ 559,516      $ 18,889        4.50 % 

Securities:

                 

U.S. Treasury

      438        5        1.52 %      2,467        29        1.57 % 

U.S. Government and federal agency

      6,503        119        2.44 %      7,314        137        2.50 % 

Mortgage-backed:

                 

GSE-residential

      170,395        3,696        2.89 %      180,118        3,590        2.66 % 

SBA

      14,473        304        2.80 %      16,076        292        2.42 % 

State and political subdivisions

      3,262        74        3.02 %      3,591        80        2.97 % 
  

 

 

     

 

 

       

 

 

     

 

 

     

Total securities

      195,071        4,198        2.87 %      209,566        4,128        2.63 % 

Other

      9,896        417        5.62 %      10,764        365        4.52 % 
  

 

 

     

 

 

       

 

 

     

 

 

     

Total interest-earning assets

      841,922        30,323        4.80 %      779,846        23,382        4.00 % 

Non-interest earning assets

      39,311             41,544        
  

 

 

          

 

 

        

Total assets

    $ 881,233           $ 821,390        

Liabilities and Stockholders’ Equity

                 

Interest-bearing liabilities:

                 

Interest-bearing checking or NOW

    $ 103,593        126        0.16 %    $ 120,701        154        0.17 % 

Savings accounts

      61,487        306        0.66 %      71,950        170        0.32 % 

Money market accounts

      164,858        3,715        3.00 %      171,171        1,416        1.10 % 

Certificates of deposit

      307,753        8,780        3.80 %      258,989        2,820        1.45 % 
  

 

 

     

 

 

       

 

 

     

 

 

     

Total interest-bearing deposits

      637,691        12,927        2.70 %      622,811        4,560        0.98 % 

Borrowings and repurchase agreements

      121,337        4,166        4.58 %      65,596        1,491        3.03 % 
  

 

 

     

 

 

       

 

 

     

 

 

     

Total interest-bearing liabilities

      759,028        17,093        3.00 %      688,407        6,051        1.17 % 

Noninterest-bearing liabilities

      46,213             52,035        

Other Noninterest-bearing liabilities

      5,784             10,122        
  

 

 

          

 

 

        

Total liabilities

      811,025             750,564        

Stockholders’ equity

      70,208             70,826        
  

 

 

          

 

 

        

Total liabilities and stockholders’ equity

    $ 881,233           $ 821,390        
  

 

 

          

 

 

        

Net interest income

       $ 13,230           $ 17,331     
     

 

 

          

 

 

     

 

51

Table of Contents
     For the Nine Months Ended March 31,  
   2024     2023  
   Average
Balance		     Interest Income/
Expense		      Yield/
Cost		     Average
Balance		     Interest
Income/
Expense		      Yield/
Cost		  
   (Dollars in thousands)  

Interest rate spread (1)

           1.80 %           2.83 % 

Net interest margin (2)

           2.10 %           2.96 % 

Net interest-earning assets (3)

    $ 82,894          $ 91,439       
  

 

 

         

 

 

       

Average interest-earning assets to interest-bearing liabilities

      111 %           113 %      

 

(1)

Net interest rate spread represents the difference between the yield on average interest-earning assets and the cost of average interest-bearing liabilities.

(2)

Net interest margin represents net interest income divided by average total interest-earning assets.

(3)

Net interest-earning assets represents total interest-earning assets less total interest-bearing liabilities.

Rate/Volume Analysis

The following table presents the effects of changing rates and volumes on our net interest income for the periods indicated. The rate column shows the effects attributable to changes in rate (changes in rate multiplied by prior volume). The volume column shows the effects attributable to changes in volume (changes in volume multiplied by prior rate). The total column represents the sum of the prior columns. For purposes of this table, changes attributable to both rate and volume, which cannot be segregated, have been allocated to the changes due to rate and the changes due to volume in proportion to the relationship of the absolute dollar amounts of change in each.

 

     Three Months Ended March 31,
2024 vs. 2023		     Nine Months Ended March 31,
2024 vs. 2023		  
     Increase (Decrease)
Due to		     Total
Increase
(Decrease)		     Increase (Decrease)
Due to		     Total
Increase
(Decrease)		  
     Volume     Rate     Volume     Rate  
     (In thousands)  

Interest-earning assets:

             

Loans

    $ 994     $ 1,589     $ 2,583     $ 2,826     $ 3,993     $ 6,819  

Securities

      (377 )      393       16       (403 )      473       70  

Other

      25       (19 )      6       (46 )      98       52  
  

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

  

Total interest-earning assets

    $ 642     $ 1,963     $ 2,605     $ 2,377     $ 4,564     $ 6,941  
  

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

  

Interest-bearing liabilities:

             

Interest-bearing checking or NOW

    $ (4 )    $ (2 )    $ (6 )    $ (20 )    $ (8 )    $ (28 ) 

Savings accounts

      (44 )      79       35       (42 )      178       136  

Certificates of deposit

      314       1,536       1,850       620       5,340       5,960  

Money market accounts

      (708 )      1,084       376       (87 )      2,386       2,299  
  

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

  

Total interest-bearing deposits

      (442 )      2,697       2,255       471       7,896       8,367  

Federal Home Loan Bank advances and repurchase agreements

      846       281       1,127       1,670       1,005       2,675  
  

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

  

Total interest-bearing liabilities

    $ 404     $ 2,978     $ 3,382     $ 2,141     $ 8,901     $ 11,042  
  

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

  

Change in net interest income

    $ 238     $ (1,015 )    $ (777 )    $ 236     $ (4,337 )    $ (4,101 ) 
  

 

 

    

 

 

    

 

 

    

 

 

    

 

 

    

 

 

  

 

52

Table of Contents
Item 3.

Quantitative and Qualitative Disclosures About Market Risk

An internal interest rate risk analysis is performed at least quarterly to assess the Company’s Earnings at Risk, Capital at Risk, and Value at Risk. As of March 31, 2024 there were no material changes in interest rate risk from the analysis disclosed in the Company’s Form 10-K for the fiscal year ended June 30, 2023, as filed with the Securities and Exchange Commission.

 

Item 4.

Controls and Procedures

An evaluation was performed under the supervision and with the participation of the Company’s management, including the Company’s principal executive officer and principal financial officer, of the effectiveness of the design and operation of the Company’s disclosure controls and procedures (as defined in Rule 13a-15(e) promulgated under the Securities and Exchange Act of 1934, as amended) as of March 31, 2024. Based upon such evaluation, the principal executive officer and principal financial officer concluded that, as of the end of the period covered by this report, the Company’s disclosure controls and procedures were effective for the purpose of ensuring that the information required to be disclosed in the reports that the Company files or submits under the Exchange Act with the Securities and Exchange Commission (the “SEC”) (1) is recorded, processed, summarized and reported within the time periods specified in the SEC’s rules and forms, and (2) is accumulated and communicated to the Company’s management, including its principal executive and principal financial officers, as appropriate to allow timely decisions regarding required disclosure.

During the quarter ended March 31, 2024, there have been no changes in the Company’s internal controls over financial reporting that have materially affected, or are reasonably likely to materially affect, the Company’s internal control over financial reporting.

 

53

Table of Contents

Part II – Other Information

 

Item 1.

Legal Proceedings

The Association and Company are subject to various legal actions arising in the normal course of business. In the opinion of management, the resolution of these legal actions is not expected to have a material adverse effect on the Association’s or the Company’s financial condition or results of operations.

 

Item 1A.

Risk Factors

In addition to the other information set forth in this report, you should carefully consider the factors discussed below and in “Item1A.- Risk Factors” in our Annual Report on Form 10-K for the fiscal year ended June 30, 2023, which could materially affect our business, financial condition or future results of operations. The risks described in our Annual Report on Form 10-K are not the only risks that we face. Additional risks and uncertainties not currently known to us or that we currently deem to be immaterial also may materially adversely affect our business, financial condition or results of operations.

 

Item 2.

Unregistered Sales of Equity Securities and Use of Proceeds

None.

 

Item 3.

Defaults Upon Senior Securities

None.

 

Item 4.

Mine Safety Disclosures

None.

 

Item 5.

Other Information

None.

 

54

Table of Contents
Item 6.

Exhibits

 

31.1    Certification of Chief Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.
31.2    Certification of Chief Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.
32    Certification of Chief Executive Officer and Chief Financial Officer pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.
101    Interactive data files pursuant to Rule 405 of Regulation S-T: (i) the Condensed Consolidated Balance Sheets as of March 31, 2024 and June 30, 2023, (ii) the Condensed Consolidated Statements of Income for the three and nine months ended March 31, 2024 and 2023, (iii) the Condensed Consolidated Statements of Comprehensive Income (Loss) for the three and nine months ended March 31, 2024 and 2023, (iv) the Condensed Consolidated Statements of Stockholders’ Equity for the three and nine months ended March 31, 2024 and 2023, (v) the Condensed Consolidated Statements of Cash Flows for the nine months ended March 31, 2024 and 2023, and (vi) the notes to the Condensed Consolidated Financial Statements.*

 

*

This information is furnished and not filed for purposes of Section 11 and 12 of the Securities Act of 1933 and Section 18 of the Securities Exchange Act of 1934.

 

55

Table of Contents

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

 

   IF BANCORP, INC.
Date: May 13, 2024   

/s/ Walter H. Hasselbring III

   Walter H. Hasselbring III
   President and Chief Executive Officer
Date: May 13, 2024   

/s/ Pamela J. Verkler

   Pamela J. Verkler
  

Senior Executive Vice President and

Chief Financial Officer

(Principal Financial Officer)

 

56

EX-31.1 2 d835753dex311.htm EX-31.1 EX-31.1

Exhibit 31.1

Certification of Chief Executive Officer

Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

I, Walter H. Hasselbring III, certify that:

 

1.

I have reviewed this Quarterly Report on Form 10-Q of IF Bancorp, Inc.;

 

2.

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

 

3.

Based on my knowledge, the consolidated financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

 

4.

The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

 

  a)

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

 

  b)

Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

 

  c)

Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

 

  d)

Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

 

5.

The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors:

 

  a)

All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

 

  b)

Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

 

Date: May 13, 2024      

/s/ Walter H. Hasselbring III

      Walter H. Hasselbring III
      President and Chief Executive Officer
 EX-31.2 3 d835753dex312.htm EX-31.2 EX-31.2

Exhibit 31.2

Certification of Chief Financial Officer

Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

I, Pamela J. Verkler, certify that:

 

1.

I have reviewed this Quarterly Report on Form 10-Q of IF Bancorp, Inc.;

 

2.

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

 

3.

Based on my knowledge, the consolidated financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

 

4.

The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f))for the registrant and have:

 

  a)

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

 

  b)

Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

 

  c)

Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

 

  d)

Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

 

5.

The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors:

 

  a)

All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

 

  b)

Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

 

Date: May 13, 2024      

/s/ Pamela J. Verkler

      Pamela J. Verkler
     

Senior Executive Vice President and

Chief Financial Officer

 EX-32 4 d835753dex32.htm EX-32 EX-32

Exhibit 32

Certification of Chief Executive Officer and Chief Financial Officer

Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

Walter H. Hasselbring III, President and Chief Executive Officer of IF Bancorp, Inc., (the “Company”) and Pamela J. Verkler, Senior Executive Vice President and Chief Financial Officer of the Company, each certify in their capacity as an officer of the Company that they have reviewed the quarterly report on Form 10-Q for the quarter ended March 31, 2024 (the “Report”) and that to the best of their knowledge:

 

  1.

the Report fully complies with the requirements of Sections 13(a) or 15(d) of the Securities Exchange Act of 1934; and

 

  2.

the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

 

Date: May 13, 2024      

/s/ Walter H. Hasselbring III

      Walter H. Hasselbring III
      President and Chief Executive Officer
Date: May 13, 2024      

/s/ Pamela J. Verkler

      Pamela J. Verkler
     

Senior Executive Vice President and

Chief Financial Officer

A signed original of this written statement required by Section 906 has been provided to the Company and will be retained by the Company and furnished to the Securities and Exchange Commission or its staff upon request.

EX-101.SCH 5 iroq-20240331.xsd XBRL TAXONOMY EXTENSION SCHEMA 1001 - Document - Cover Page link:presentationLink link:definitionLink link:calculationLink 1002 - Statement - Condensed Consolidated Balance Sheets link:presentationLink link:definitionLink link:calculationLink 1003 - Statement - Condensed Consolidated Balance Sheets (Parenthetical) link:presentationLink link:definitionLink link:calculationLink 1004 - Statement - Condensed Consolidated Statements of Income link:presentationLink link:definitionLink link:calculationLink 1005 - Statement - Condensed Consolidated Statements of Comprehensive Income (Loss) link:presentationLink link:definitionLink link:calculationLink 1006 - Statement - Condensed Consolidated Statements of Comprehensive Income (Loss) (Parenthetical) link:presentationLink link:definitionLink link:calculationLink 1007 - Statement - Condensed Consolidated Statements of Stockholders' Equity link:presentationLink link:definitionLink link:calculationLink 1008 - Statement - Condensed Consolidated Statements of Stockholders' Equity (Parenthetical) link:presentationLink link:definitionLink link:calculationLink 1009 - Statement - Condensed Consolidated Statements of Cash Flows link:presentationLink link:definitionLink link:calculationLink 1010 - Disclosure - Basis of Financial Statement Presentation link:presentationLink link:definitionLink link:calculationLink 1011 - Disclosure - New Accounting Pronouncements link:presentationLink link:definitionLink link:calculationLink 1012 - Disclosure - Stock-based Compensation link:presentationLink link:definitionLink link:calculationLink 1013 - Disclosure - Earnings Per Common Share ("EPS") link:presentationLink link:definitionLink link:calculationLink 1014 - Disclosure - Securities link:presentationLink link:definitionLink link:calculationLink 1015 - Disclosure - Loans and Allowance for Credit Losses link:presentationLink link:definitionLink link:calculationLink 1016 - Disclosure - Federal Home Loan Bank Stock link:presentationLink link:definitionLink link:calculationLink 1017 - Disclosure - Federal Home Loan Bank Advances and Other Borrowings link:presentationLink link:definitionLink link:calculationLink 1018 - Disclosure - Accumulated Other Comprehensive Income (Loss) link:presentationLink link:definitionLink link:calculationLink 1019 - Disclosure - Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component link:presentationLink link:definitionLink link:calculationLink 1020 - Disclosure - Income Taxes link:presentationLink link:definitionLink link:calculationLink 1021 - Disclosure - Regulatory Capital link:presentationLink link:definitionLink link:calculationLink 1022 - Disclosure - Disclosures About Fair Value of Assets link:presentationLink link:definitionLink link:calculationLink 1023 - Disclosure - Commitments link:presentationLink link:definitionLink link:calculationLink 1024 - Disclosure - New Accounting Pronouncements (Policies) link:presentationLink link:definitionLink link:calculationLink 1025 - Disclosure - New Accounting Pronouncements (Tables) link:presentationLink link:definitionLink link:calculationLink 1026 - Disclosure - Stock-based Compensation (Tables) link:presentationLink link:definitionLink link:calculationLink 1027 - Disclosure - Earnings Per Common Share ("EPS") (Tables) link:presentationLink link:definitionLink link:calculationLink 1028 - Disclosure - Securities (Tables) link:presentationLink link:definitionLink link:calculationLink 1029 - Disclosure - Loans and Allowance for Credit Losses (Tables) link:presentationLink link:definitionLink link:calculationLink 1030 - Disclosure - Accumulated Other Comprehensive Income (Loss) (Tables) link:presentationLink link:definitionLink link:calculationLink 1031 - Disclosure - Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component (Tables) link:presentationLink link:definitionLink link:calculationLink 1032 - Disclosure - Income Taxes (Tables) link:presentationLink link:definitionLink link:calculationLink 1033 - Disclosure - Disclosures About Fair Value of Assets (Tables) link:presentationLink link:definitionLink link:calculationLink 1034 - Disclosure - New Accounting Pronouncements - Schedule Of Impact Of ASU 2016-13 Adoption (Detail) link:presentationLink link:definitionLink link:calculationLink 1035 - Disclosure - New Accounting Pronouncements - Additional Information (Detail) link:presentationLink link:definitionLink link:calculationLink 1036 - Disclosure - Stock-based Compensation - Summary of ESOP Shares (Detail) link:presentationLink link:definitionLink link:calculationLink 1037 - Disclosure - Stock-based Compensation - Summary of ESOP Shares (Parenthetical) (Detail) link:presentationLink link:definitionLink link:calculationLink 1038 - Disclosure - Stock-based Compensation - Summary of Stock Option Activity (Detail) link:presentationLink link:definitionLink link:calculationLink 1039 - Disclosure - Stock-based Compensation - Summary of Non-vested Restricted Stock Activity (Detail) link:presentationLink link:definitionLink link:calculationLink 1040 - Disclosure - Stock-based Compensation - Additional Information (Detail) link:presentationLink link:definitionLink link:calculationLink 1041 - Disclosure - Earnings Per Common Share ("EPS") - Factors Used in Earnings Per Common Share Computation (Detail) link:presentationLink link:definitionLink link:calculationLink 1042 - Disclosure - Securities - Amortized Cost and Approximate Fair Value of Securities, Together with Gross Unrealized Gains and Losses of Securities (Detail) link:presentationLink link:definitionLink link:calculationLink 1043 - Disclosure - Securities - Additional Information (Detail) link:presentationLink link:definitionLink link:calculationLink 1044 - Disclosure - Securities - Amortized Cost and Fair Value of Available-for-Sale Securities by Contractual Maturity (Detail) link:presentationLink link:definitionLink link:calculationLink 1045 - Disclosure - Securities - Association's Investments Gross Unrealized Investment Losses and Fair Value of Association's Investments with Unrealized Losses (Detail) link:presentationLink link:definitionLink link:calculationLink 1046 - Disclosure - Loans and Allowance for Credit Losses - Categories of Loans (Detail) link:presentationLink link:definitionLink link:calculationLink 1047 - Disclosure - Loans and Allowance for Credit Losses - Additional Information (Detail) link:presentationLink link:definitionLink link:calculationLink 1048 - Disclosure - Loans and Allowance for Credit Losses - Allowance for Credit Losses (Detail) link:presentationLink link:definitionLink link:calculationLink 1049 - Disclosure - Loans and Allowance for Credit Losses - Credit Risk Profile of Association's Loan Portfolio Based on Risk Rating Category and Year of Origination (Detail) link:presentationLink link:definitionLink link:calculationLink 1050 - Disclosure - Loans and Allowance for Credit Losses - Association's Loan Portfolio Aging Analysis (Detail) link:presentationLink link:definitionLink link:calculationLink 1051 - Disclosure - Loans and Allowance for Credit Losses - Nonaccrual with no Allowance for Credit Losses and Nonaccrual Loans (Detail) link:presentationLink link:definitionLink link:calculationLink 1052 - Disclosure - Loans and Allowance for Credit Losses - Loans Modified as Troubled Debt Restructurings (Detail) link:presentationLink link:definitionLink link:calculationLink 1053 - Disclosure - Federal Home Loan Bank Stock - Additional Information (Detail) link:presentationLink link:definitionLink link:calculationLink 1054 - Disclosure - Federal Home Loan Bank Advances and Other Borrowings - Additional Information (Detail) link:presentationLink link:definitionLink link:calculationLink 1055 - Disclosure - Accumulated Other Comprehensive Income (Loss) - Components of Accumulated Other Comprehensive Income (Loss) (Detail) link:presentationLink link:definitionLink link:calculationLink 1056 - Disclosure - Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component - Amounts Reclassified from Accumulated Other Comprehensive Income (Detail) link:presentationLink link:definitionLink link:calculationLink 1057 - Disclosure - Income Taxes - Reconciliation of Income Tax Expense at the Statutory Rate (Detail) link:presentationLink link:definitionLink link:calculationLink 1058 - Disclosure - Regulatory Capital - Additional Information (Detail) link:presentationLink link:definitionLink link:calculationLink 1059 - Disclosure - Disclosures About Fair Value of Assets - Fair Value Measurements of Assets Recognized on Recurring Basis (Detail) link:presentationLink link:definitionLink link:calculationLink 1060 - Disclosure - Disclosures About Fair Value of Assets - Reconciliation of Beginning and Ending Balances of Recurring Fair Value Measurements Recognized in Accompanying Balance Sheet (Detail) link:presentationLink link:definitionLink link:calculationLink 1061 - Disclosure - Disclosures About Fair Value of Assets - Quantitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements (Detail) link:presentationLink link:definitionLink link:calculationLink 1062 - Disclosure - Disclosures About Fair Value of Assets - Estimated Fair Values of Financial Instruments and Level within Fair Value Hierarchy in which Fair Value Measurements Fall (Detail) link:presentationLink link:definitionLink link:calculationLink 1063 - Disclosure - Commitments - Additional Information (Detail) link:presentationLink link:definitionLink link:calculationLink EX-101.CAL 6 iroq-20240331_cal.xml XBRL TAXONOMY EXTENSION CALCULATION LINKBASE EX-101.DEF 7 iroq-20240331_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE EX-101.LAB 8 iroq-20240331_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE EX-101.PRE 9 iroq-20240331_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE XML 11 R1.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Cover Page - shares
 9 Months Ended
Mar. 31, 2024
May 06, 2024
Cover [Abstract]    
Document Type 10-Q  
Amendment Flag false  
Document Quarterly Report true  
Document Transition Report false  
Document Period End Date Mar. 31, 2024  
Document Fiscal Year Focus 2024  
Document Fiscal Period Focus Q3  
Trading Symbol IROQ  
Entity Registrant Name IF Bancorp, Inc.  
Current Fiscal Year End Date --06-30  
Entity Central Index Key 0001514743  
Entity Current Reporting Status Yes  
Entity Filer Category Non-accelerated Filer  
Entity Common Stock, Shares Outstanding   3,353,026
Entity Interactive Data Current Yes  
Entity Shell Company false  
Entity Small Business true  
Entity Emerging Growth Company false  
Title of 12(b) Security Common Stock  
Security Exchange Name NASDAQ  
Entity Address, State or Province IL  
Entity Address, Address Line One 201 East Cherry Street  
Entity Address, City or Town Watseka  
City Area Code 815  
Local Phone Number 432-2476  
Entity Tax Identification Number 45-1834449  
Entity Incorporation, State or Country Code MD  
Entity File Number 001-35226  
Entity Address, Postal Zip Code 60970  
XML 12 R2.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Condensed Consolidated Balance Sheets - USD ($)
Mar. 31, 2024
Jun. 30, 2023
Assets    
Cash and due from banks $ 15,885,000 $ 10,717,000
Interest-bearing demand deposits 175,000 271,000
Cash and cash equivalents 16,060,000 10,988,000
Interest-bearing time deposits in banks 750,000 1,250,000
Available-for-sale securities 195,257,000 201,299,000
Loans, net of allowance for credit losses of $7,725 and $7,139 at March 31, 2024 and June 30, 2023, respectively 643,326,000 587,457,000
Premises and equipment, net of accumulated depreciation of $9,105 and $9,212 at March 31, 2024 and June 30, 2023, respectively 10,683,000 11,092,000
Federal Home Loan Bank stock, at cost 5,419,000 3,127,000
Foreclosed assets held for sale 7,000 31,000
Accrued interest receivable 3,749,000 2,781,000
Bank-owned life insurance 15,079,000 14,761,000
Mortgage servicing rights 1,454,000 1,482,000
Deferred income taxes 10,846,000 11,037,000
Other 2,359,000 3,671,000
Total assets 904,989,000 848,976,000
Deposits    
Demand 43,205,000 107,567,000
Savings, NOW and money market 315,980,000 344,151,000
Certificates of deposit 293,603,000 264,058,000
Brokered certificates of deposit 29,000,000 19,538,000
Total deposits 681,788,000 735,314,000
Repurchase agreements 18,182,000 10,787,000
Federal Home Loan Bank advances 95,999,000 19,500,000
Other borrowings 25,300,000 0
Advances from borrowers for taxes and insurance 1,331,000 1,233,000
Accrued post-retirement benefit obligation 2,448,000 2,431,000
Accrued interest payable 2,762,000 1,666,000
Allowance for credit losses on off-balance sheet credit exposures 44,000 216,000
Other 4,751,000 6,076,000
Total liabilities 832,605,000 777,223,000
Commitments and Contingencies
Stockholders' Equity    
Common stock, $.01 par value per share, 100,000,000 shares authorized, 3,353,026 and 3,354,626 shares issued and outstanding at March 31, 2024 and June 30, 2023, respectively 33,000 33,000
Additional paid-in capital 51,833,000 51,543,000
Unearned ESOP shares, at cost, 139,527 and 153,960 shares at March 31, 2024 and June 30, 2023, respectively (1,395,000) (1,540,000)
Retained earnings 43,414,000 43,365,000
Accumulated other comprehensive loss, net of tax (21,501,000) (21,648,000)
Total stockholders' equity 72,384,000 71,753,000
Total liabilities and stockholders' equity $ 904,989,000 $ 848,976,000
XML 13 R3.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Condensed Consolidated Balance Sheets (Parenthetical) - USD ($)
$ in Thousands
Mar. 31, 2024
Jun. 30, 2023
Statement of Financial Position [Abstract]    
Allowance for loan losses $ 7,725 $ 7,139
Premises and equipment, accumulated depreciation $ 9,105 $ 9,212
Common stock, par value $ 0.01 $ 0.01
Common stock, shares authorized 100,000,000 100,000,000
Common stock, shares issued 3,353,026 3,354,626
Common stock, shares outstanding 3,353,026 3,354,626
Unearned ESOP shares 139,527 153,960
XML 14 R4.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Condensed Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Mar. 31, 2024
Mar. 31, 2023
Interest and Dividend Income        
Interest and fees on loans $ 9,273 $ 6,690 $ 25,708 $ 18,889
Securities:        
Taxable 1,364 1,345 4,124 4,048
Tax-exempt 23 26 74 80
Federal Home Loan Bank dividends 112 64 258 134
Deposits with other financial institutions 31 73 159 231
Total interest and dividend income 10,803 8,198 30,323 23,382
Interest Expense        
Deposits 4,756 2,501 12,927 4,560
Federal Home Loan Bank advances and repurchase agreements 1,392 661 3,620 1,491
Line of credit and other borrowings 396 0 546 0
Total interest expense 6,544 3,162 17,093 6,051
Net Interest Income 4,259 5,036 13,230 17,331
Provision (Credit) for Credit Losses (390) 240 196 253
Net Interest Income After Provision (Credit) for Credit Losses 4,649 4,796 13,034 17,078
Noninterest Income        
Insurance commissions 182 130 556 506
Brokerage commissions 166 168 485 607
Net realized gains (losses) on sales of available-for-sale securities 0 12 0 (171)
Mortgage banking income, net 126 43 218 267
Gain on sale of loans 76 48 186 124
Bank-owned life insurance income, net 112 96 318 290
Other 316 296 916 938
Total noninterest income 1,140 942 3,183 3,028
Noninterest Expense        
Compensation and benefits 3,081 3,203 8,929 9,414
Office occupancy 277 248 854 728
Equipment 549 563 1,688 1,725
Federal deposit insurance 135 57 435 169
Stationary, printing and office 18 23 48 78
Advertising 104 109 286 379
Professional services 75 78 304 368
Supervisory examinations 19 43 73 132
Audit and accounting services 21 43 127 137
Organizational dues and subscriptions 22 8 51 51
Insurance bond premiums 64 50 177 151
Telephone and postage 49 44 122 124
Loss (gain) on foreclosed assets, net 0 0 2 (28)
Other 424 377 1,297 1,187
Total noninterest expense 4,838 4,846 14,393 14,615
Income Before Income Tax 951 892 1,824 5,491
Provision for Income Tax 243 202 465 1,428
Net Income $ 708 $ 690 $ 1,359 $ 4,063
Earnings Per Share:        
Basic $ 0.22 $ 0.22 $ 0.42 $ 1.29
Diluted 0.22 0.21 0.42 1.25
Dividends declared per common share $ 0.2 $ 0.2 $ 0.4 $ 0.4
Customer Service Fees [Member]        
Noninterest Income        
Noninterest income $ 100 $ 91 $ 309 $ 294
Other Service Charges and Fees [Member]        
Noninterest Income        
Noninterest income $ 62 $ 58 $ 195 $ 173
XML 15 R5.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Condensed Consolidated Statements of Comprehensive Income (Loss) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Mar. 31, 2024
Mar. 31, 2023
Statement of Comprehensive Income [Abstract]        
Net Income $ 708 $ 690 $ 1,359 $ 4,063
Other Comprehensive Income (Loss)        
Unrealized appreciation (depreciation) on available-for-sale securities, net of taxes (1,521) 2,195 146 (1,630)
Less: reclassification adjustment for realized gains (losses) included in net income, net of taxes 0 8 0 (123)
Accumulated other comprehensive income (loss) before tax (1,521) 2,187 146 (1,507)
Postretirement health plan amortization of transition obligation and prior service cost and change in net loss, net of tax (1) (2) 1 (4)
Other comprehensive income (loss), net of tax (1,522) 2,185 147 (1,511)
Comprehensive Income (Loss) $ (814) $ 2,875 $ 1,506 $ 2,552
XML 16 R6.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Condensed Consolidated Statements of Comprehensive Income (Loss) (Parenthetical) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Mar. 31, 2024
Mar. 31, 2023
Statement of Comprehensive Income [Abstract]        
Unrealized appreciation (depreciation) on available-for-sale securities, net of taxes $ (606) $ 874 $ 58 $ (649)
Reclassification adjustment for realized losses included in net income, net taxes 0 4 0 48
Postretirement health plan amortization of transition obligation and prior service cost and change in net loss, net of tax $ 0 $ 0 $ 1 $ 1
XML 17 R7.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Condensed Consolidated Statements of Stockholders' Equity - USD ($)
$ in Thousands
Total
Cumulative Impact Of ASU Two Thousand Sixteen Thirteen [Member]
Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Common Stock [Member]
Common Stock [Member]
Cumulative Impact Of ASU Two Thousand Sixteen Thirteen [Member]
Common Stock [Member]
Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Additional Paid-In Capital [Member]
Additional Paid-In Capital [Member]
Cumulative Impact Of ASU Two Thousand Sixteen Thirteen [Member]
Additional Paid-In Capital [Member]
Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Unearned Esop Shares [Member]
Unearned Esop Shares [Member]
Cumulative Impact Of ASU Two Thousand Sixteen Thirteen [Member]
Unearned Esop Shares [Member]
Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Retained Earnings [Member]
Retained Earnings [Member]
Cumulative Impact Of ASU Two Thousand Sixteen Thirteen [Member]
Retained Earnings [Member]
Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Accumulated Other Comprehensive Income (Loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Member]
Cumulative Impact Of ASU Two Thousand Sixteen Thirteen [Member]
Accumulated Other Comprehensive Income (Loss) [Member]
Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Beginning Balance at Jun. 30, 2022 $ 71,658 $ (388) $ 71,270 $ 32 $ 0 $ 32 $ 50,342 $ 0 $ 50,342 $ (1,732) $ 0 $ (1,732) $ 40,362 $ (388) $ 39,974 $ (17,346) $ 0 $ (17,346)
Net Income 4,063                       4,063          
Other comprehensive income (loss) (1,511)                             (1,511)    
Dividends on common stock (1,305)                       (1,305)          
Stock options exercised 732     1     731                      
Stock equity plan 237           237                      
ESOP shares earned 263           119     144                
Ending Balance at Mar. 31, 2023 73,749     33     51,429     (1,588)     42,732     (18,857)    
Beginning Balance at Dec. 31, 2022 71,090     33     51,021     (1,636)     42,714     (21,042)    
Net Income 690                       690          
Other comprehensive income (loss) 2,185                             2,185    
Dividends on common stock (672)                       (672)          
Stock options exercised 283           283                      
Stock equity plan 90           90                      
ESOP shares earned 83           35     48                
Ending Balance at Mar. 31, 2023 73,749     33     51,429     (1,588)     42,732     (18,857)    
Beginning Balance at Jun. 30, 2023 71,753     33     51,543     (1,540)     43,365     (21,648)    
Net Income 1,359                       1,359          
Other comprehensive income (loss) 147                             147    
Dividends on common stock (1,310)                       (1,310)          
Stock equity plan 212           212                      
ESOP shares earned 223           78     145                
Ending Balance at Mar. 31, 2024 72,384     33     51,833     (1,395)     43,414     (21,501)    
Beginning Balance at Dec. 31, 2023 73,741     33     51,753     (1,443)     43,377     (19,979)    
Net Income 708                       708          
Other comprehensive income (loss) (1,522)                             (1,522)    
Dividends on common stock (671)                       (671)          
Stock equity plan 49           49                      
ESOP shares earned 79           31     48                
Ending Balance at Mar. 31, 2024 $ 72,384     $ 33     $ 51,833     $ (1,395)     $ 43,414     $ (21,501)    
XML 18 R8.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Condensed Consolidated Statements of Stockholders' Equity (Parenthetical) - $ / shares
 3 Months Ended 9 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Mar. 31, 2024
Mar. 31, 2023
Dividends declared per common share $ 0.2 $ 0.2 $ 0.4 $ 0.4
ESOP shares earned, shares 4,811 4,811 14,433 14,434
Retained Earnings [Member]        
Dividends declared per common share $ 0.2 $ 0.2 $ 0.4 $ 0.4
XML 19 R9.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Condensed Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 9 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Operating Activities    
Net income $ 1,359 $ 4,063
Items not requiring (providing) cash    
Depreciation 514 487
Provision for credit losses 196 253
Amortization (accretion) of premiums and discounts on securities (172) 217
Deferred income taxes 132 (236)
Net realized gains on loan sales (186) (124)
Net realized losses on sales of available-for-sale securities 0 171
Loss (gain)on foreclosed assets held for sale 2 (28)
Bank-owned life insurance income, net (318) (290)
ESOP compensation expense 223 263
Stock equity plan expense 212 237
Originations of loans held for sale (9,225) (5,116)
Proceeds from sales of loans held for sale 8,938 5,458
Changes in    
Accrued interest receivable (968) (618)
Other assets 1,312 (1,648)
Accrued interest payable 1,096 785
Post-retirement benefit obligation 19 17
Other liabilities (1,996) (2,239)
Net cash provided by operating activities 1,138 1,652
Investing Activities    
Net change in interest bearing time deposits 500 250
Purchases of available-for-sale securities (1,977) (16,810)
Proceeds from the sales of available-for-sale securities 0 7,695
Proceeds from maturities and pay-downs of available-for-sale securities 8,395 19,832
Net change in loans (55,739) (59,786)
Purchase of premises and equipment (193) (2,142)
Proceeds from sale of premises and equipment 88 0
Proceeds from sale of foreclosed assets 25 148
Purchase of Federal Home Loan Bank stock (2,292) (1,050)
Redemption of Federal Home Loan Bank Stock 0 349
Net cash used in investing activities (51,193) (51,514)
Financing Activities    
Net decrease in demand deposits, money market, NOW and savings accounts (92,533) (96,884)
Net increase in certificates of deposit, including brokered certificates 39,007 36,432
Net increase in advances from borrowers for taxes and insurance 98 849
Proceeds from other borrowings 497,875 0
Repayments of other borrowings (472,575) 0
Proceeds from Federal Home Loan Bank advances 561,999 263,600
Repayments of Federal Home Loan Bank advances (485,500) (222,100)
Net increase in repurchase agreements 7,395 1,520
Dividends paid (639) (633)
Proceeds from exercise of stock options 0 732
Net cash provided by (used in) financing activities 55,127 (16,484)
Net Increase (Decrease) in Cash and Cash Equivalents 5,072 (66,346)
Cash and Cash Equivalents, Beginning of Period 10,988 75,811
Cash and Cash Equivalents, End of Period 16,060 9,465
Supplemental Cash Flows Information    
Interest paid 15,997 5,266
Income taxes paid, net of refunds 221 1,780
Foreclosed assets acquired in settlement of loans 3 0
Dividends payable $ 671 $ 672
XML 20 R10.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Basis of Financial Statement Presentation
 9 Months Ended
Mar. 31, 2024
Organization, Consolidation and Presentation of Financial Statements [Abstract]  
Basis of Financial Statement Presentation
Note 1: Basis of Financial Statement Presentation
IF Bancorp, Inc., (“IF Bancorp” or the “Company”) is a Maryland corporation whose principal activity is the ownership and management of its wholly owned subsidiary, Iroquois Federal Savings and Loan Association (“Iroquois Federal” or the “Association”). The unaudited condensed consolidated financial statements include the accounts of the Company, the Association, and the Association’s wholly owned subsidiary, L.C.I. Service Corporation. All significant intercompany accounts and transactions have been eliminated in consolidation.
The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (GAAP) for interim financial reporting and with instructions for Form 10–Q and Regulation S–X. Accordingly, certain information and footnote disclosures normally included in financial statements prepared in accordance with GAAP have been condensed or omitted pursuant to such rules and regulations. The preparation of consolidated financial statements requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the balance sheet date and revenues and expenses for the period. Actual results could differ from these estimates. In the opinion of management, the preceding unaudited condensed consolidated financial statements contain all adjustments (consisting only of normal recurring accruals) necessary for a fair presentation of the financial condition of the Company as of March 31, 2024 and June 30, 2023, and the results of its operations for the three month and nine month periods ended March 31, 2024 and 2023. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Annual Report on Form
10-K
for the year ended June 30, 2023. The results of operations for the three-month and nine-month periods ended March 31, 2024 are not necessarily indicative of the results that may be expected for the entire year.
Revenue Recognition
Accounting Standards Codification (“ASC”) 606,
Revenue from Contracts with Customers
(“ASC 606”), establishes principles for reporting information about the nature, amount, timing and uncertainty of revenue and cash flows arising from the entity’s contracts to provide goods or services to customers. The core principle requires an entity to recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration that it expects to be entitled to receive in exchange for those goods or services recognized as performance obligations are satisfied.
The majority of our revenue-generating transactions are not subject to ASC 606, including revenue generated from financial instruments, such as our loans, letters of credit and investments securities, as well as revenue related to our mortgage servicing activities and bank owned life insurance, as these activities are subject to other GAAP discussed elsewhere within our disclosures. Descriptions of our revenue-generating activities that are within the scope of ASC 606, and which are presented in our income statements as components of noninterest income are as follows:
 
  •  
Customer Service Fees - The Company generates revenue from fees charged for deposit account maintenance, overdrafts, wire transfers, and check fees. The revenue related to deposit fees is recognized at the time the performance obligation is satisfied.
 
  •  
Insurance Commissions - The Company’s insurance agency, IF Insurance Agency, receives commissions on premiums of new and renewed business policies. IF Insurance Agency records commission revenue on direct bill policies as the cash is received. For agency bill policies, IF Insurance Agency retains its commission portion of the customer premium payment and remits the balance to the carrier. In both cases, the carrier holds the performance obligation.
 
  •  
Brokerage Commissions - The primary brokerage revenue is recorded at the beginning of each quarter through billing to customers based on the account asset size on the last day of the previous quarter. If a withdrawal of funds takes place, a prorated refund may occur; this is reflected within the same quarter as the original billing occurred. All performance obligations are met within the same quarter that the revenue is recorded.
 
  •  
Other - The Company generates revenue through service charges from the use of its ATM machines and interchange income from the use of Company issued credit and debit cards. The revenue is recognized at the time the service is used, and the performance obligation is satisfied.
XML 21 R11.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
New Accounting Pronouncements
 9 Months Ended
Mar. 31, 2024
Accounting Policies [Abstract]  
New Accounting Pronouncements
Note 2: New Accounting Pronouncements
In June 2016, the FASB issued ASU
2016-13,
Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments
. The ASU requires an organization to measure all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. Organizations will continue to use judgment to determine which loss estimation method is appropriate for their circumstances. Additionally, the ASU amends the accounting for credit losses on
available-for-sale
debt securities and purchased financial assets with credit deterioration. For public companies eligible to be smaller reporting companies (SRC), this update was effective for interim and annual periods beginning after December 15, 2022. In preparation for the adoption of ASU
2016-13,
we engaged a firm specializing in ALLL modeling and utilized transition modeling for the two years prior to implementation. We also had our CECL model validated by an independent firm.
The Company early adopted ASU
2016-13
using the current expected credit loss (“CECL”) methodology for financial assets measured at amortized cost, effective July 1, 2022. Results for the periods beginning after July 1, 2022, are presented under ASU
2016-13,
while prior period amounts were reported in accordance with the previously applicable accounting standards. The Company recorded a reduction to retained earnings of approximately $388,000 upon adoption of ASU
2016-13.
The transition adjustment included an increase to the allowance for credit losses on loans of $47,000 and an increase to the allowance to credit losses on
off-balance
sheet credit exposure of $496,000. The transition adjustment included a corresponding increase in deferred tax assets.
 
The following table illustrates the impact of ASU
2016-13
adoption (in thousands):
 
    
July 1, 2022
  
    
Allowance for credit
losses as reported under

ASU
2016-13
     
Allowance pre-ASU 2016-

13 Adoption
     
Impact on Allowance
of ASU
2016-13

Adoption
  
Assets:
         
Real Estate Loans
         
One-
to four-family
    $ 1,410      $ 1,028      $ 382  
Multi-Family
      1,235        1,375        (140 ) 
Commercial
      2,370        1,985        385  
HELOC
      103        70        33  
Construction
      681        489        192  
Commercial Business
      1,207        2,025        (818 ) 
Consumer
      93        80        13  
  
 
 
     
 
 
     
 
 
  
Allowance for credit losses for all loans
    $ 7,099      $ 7,052      $ 47  
  
 
 
     
 
 
     
 
 
  
Liabilities:
         
Allowance for credit losses on
off-balance
sheet exposures
    $ 496      $ —       $ 496  
  
 
 
     
 
 
     
 
 
  
In March 2022, FASB issued ASU
2022-02,
Financial Instruments-Credit Losses (Topic 326): Troubled Debt Restructurings and
 Vintage Disclosures
.
The amendments in this update eliminate the accounting guidance and related disclosures for TDRs by creditors in Subtopic
310-40,
 Receivables—Troubled Debt Restructurings by Creditors
, while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty and requiring an entity to disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic
326-20,
 Financial Instruments—Credit Losses—Measured at Amortized Cost
. The amendments in this update were effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years and are applied prospectively, except with respect to the recognition and measurement of TDRs, where an entity has the option to apply a modified retrospective transition method. The Company adopted ASU
2022-02,
effective July 1, 2023, with changes applied prospectively, except with respect to the recognition and measurement of TDRs where a modified retrospective transition method was applied. The adoption of this accounting guidance did not have a material impact on the Company’s consolidated financial statements.
XML 22 R12.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Stock-based Compensation
 9 Months Ended
Mar. 31, 2024
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]  
Stock-based Compensation
Note 3: Stock-based Compensation
In connection with the conversion to stock form, the Association established an ESOP for the exclusive benefit of eligible employees (all salaried employees who have completed at least
1,000
hours of service in a twelve-month period and have attained the age of 21). The ESOP borrowed funds from the Company in an amount sufficient to purchase 384,900 shares (approximately 8% of the common stock issued in the stock offering). The loan is secured by the shares purchased and will be repaid by the ESOP with funds from contributions made by the Association and dividends received by the ESOP. Contributions will be applied to repay interest on the loan first, and then the remainder will be applied to principal. The loan is expected to be repaid over a period of up to 20 years. Shares purchased with the loan proceeds are held in a suspense account for allocation among participants as the loan is repaid. Contributions to the ESOP and shares released from the suspense account are allocated among participants in proportion to their compensation, relative to total
compensation of all active participants. Participants will vest 100% in their accrued benefits under the employee stock ownership plan after
six
vesting years, with prorated vesting in years
two
through
five
. Vesting is accelerated upon retirement, death or disability of the participant or a change in control of the Association. Forfeitures will be reallocated to remaining plan participants. Benefits may be payable upon retirement, death, disability, separation from service, or termination of the ESOP. Since the Association’s annual contributions are discretionary, benefits payable under the ESOP cannot be estimated. Participants receive the shares at the end of employment.
The Company is accounting for its ESOP in accordance with ASC Topic 718,
Employers Accounting for Employee Stock Ownership Plans
. Accordingly, the debt of the ESOP is eliminated in consolidation and the shares pledged as collateral are reported as unearned ESOP shares in the consolidated balance sheets. Contributions to the ESOP shall be sufficient to pay principal and interest currently due under the loan agreement. As shares are committed to be released from collateral, the Company reports compensation expense equal to the average market price of the shares for the respective period, and the shares become outstanding for earnings per share computations. Dividends, if any, on unallocated ESOP shares are recorded as a reduction of debt and accrued interest.
A summary of ESOP shares at March 31, 2024 and June 30, 2023 are as follows (dollars in thousands):
 
     March 31, 2024      June 30, 2023  
Allocated shares
      170,696        162,986  
Shares committed for release
      14,433        19,245  
Unearned shares
      139,527        153,960  
  
 
 
     
 
 
  
Total ESOP shares
      324,656        336,191  
  
 
 
     
 
 
  
Fair value of unearned ESOP shares (1)
    $ 2,320      $ 2,223  
  
 
 
     
 
 
  
 
(1)
Based on closing price of $16.63 and $14.44 per share on March 31, 2024, and June 30, 2023, respectively.
During the nine months ended March 31, 2024, 9,130 ESOP shares were paid to ESOP participants due to separation from service and 2,405 shares were transferred out as a result of participant diversification. During the nine months ended March 31, 2023, 9,348 ESOP shares were paid to ESOP participants due to separation from service and 7,683 shares were transferred out as a result of participant diversification.
The IF Bancorp, Inc. 2012 Equity Incentive Plan (the “Equity Incentive Plan”) was approved by stockholders in 2012 for a
ten-year
period which ended in November 2022. The purpose of the Equity Incentive Plan was to promote the long-term financial success of the Company and its Subsidiaries by providing a means to attract, retain and reward individuals who contribute to such success and to further align their interests with those of the Company’s stockholders. The Equity Incentive Plan authorized the issuance or delivery to participants of up to 673,575 shares of the Company common stock pursuant to grants of incentive and
non-qualified
stock options, restricted stock awards and restricted stock unit awards, provided that the maximum number of shares of Company common stock that may be delivered pursuant to the exercise of stock options (all of which may be granted as incentive stock options) was 481,125 and the maximum number of shares of Company stock that may be issued as restricted stock awards or restricted stock units was 192,450. This plan was replaced by the 2022 Equity Incentive Plan when the stockholders approved the new plan on November 21, 2022. The new plan authorizes the issuance or delivery to participants of up to 264,850 shares of the Company common stock pursuant to grants of incentive and
non-qualified
stock options, restricted stock awards and restricted stock unit awards, provided that the maximum number of shares of Company common stock that may be delivered pursuant to the exercise of stock options (all of which may be granted as incentive stock options) was 52,970 and the maximum number of shares of Company stock that may be issued as restricted stock awards or restricted stock units was 211,880.
On December 10, 2013, 85,500 shares of restricted stock and 167,000 in stock options were awarded to senior officers and directors of the Association. These shares of restricted stock vested in equal installments over 10 years and the stock options vested in equal installments over 7 years. Vesting of both the restricted stock and options started in December 2014, and were fully vested in December 2023. On December 10, 2015, 16,900 shares of restricted stock were awarded to senior officers and directors of the Association. These shares of restricted stock vest in equal installments over 8 years,
starting in December 2016, and were fully vested in December 2023. On September 9, 2022, 53,000 shares of restricted stock were awarded to senior officers and directors of the Association. These shares of restricted stock will vest in equal installments over 5 years, starting in September 2023. No shares have been granted from the 2022 Equity Incentive Plan as of March 31, 2024, so there are 211,880 shares of restricted stock and 52,970 stock option shares available for future grants under this plan.
The following table summarizes stock option activity for the nine months ended March 31, 2024 (dollars in thousands):
 
    
Options
     
Weighted-Average

Exercise Price/Share
     
Weighted-Average

Remaining Contractual
Life (in years)
     
Aggregate Intrinsic
Value
  
Outstanding, June 30, 2023
      90,143      $ 16.63        
Granted
      —         —         
Exercised
      —         —         
Forfeited
      90,143        16.63        
  
 
 
     
 
 
        
Outstanding, March 31, 2024
      —       $ —         0.0      $ 0  
  
 
 
     
 
 
     
 
 
     
 
 
  
Exercisable, March 31, 2024
      —       $ —         0.0      $ 0  
  
 
 
     
 
 
     
 
 
     
 
 
  
Intrinsic value for stock options is defined as the difference between the current market value and the exercise price. There were no stock options granted during the nine months ended March 31, 2024, and no stock options outstanding as of March 31, 2024.
No stock options vested during the nine months ended March 31, 2024 and 2023. Stock-based compensation expense and related tax benefit were zero for stock options for the nine months ended March 31, 2024 and 2023. Compensation cost related to
non-vested
stock options was recognized over the seven-year vesting period ending in December, 2020, leaving no unrecognized compensation cost at March 31, 2024.
The following table summarizes
non-vested
restricted stock activity for the nine months ended March 31, 2024:
 
    
Shares
     
Weighted-Average

Grant-Date Fair Value
  
Balance, June 30, 2023
      62,314      $ 18.76  
Granted
      —         —   
Forfeited
      1,600        19.10  
Earned and issued
      19,914        18.76  
  
 
 
     
 
 
  
Balance, March 31, 2024
      40,800      $ 19.10  
  
 
 
     
 
 
  
The fair value of the restricted stock awards is amortized to compensation expense over the vesting period and is based on the market price of the Company’s common stock at the date of grant multiplied by the number of shares granted that are expected to vest. At the date of grant the par value of the shares granted was recorded in equity as a credit to common stock and a debit to
paid-in
capital. Stock-based compensation expense and related tax benefit for restricted stock, which was recognized in
non-interest
expense, was $212,000 and $61,000, respectively, for the nine months ended March 31, 2024, and was $234,000 and $67,000, respectively, for the nine months ended March 31, 2023. Unrecognized compensation expense for
non-vested
restricted stock awards was $666,000 at March 31, 2024, and is expected to be recognized over 3.4 years with a corresponding credit to
paid-in
capital.
XML 23 R13.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Earnings Per Common Share ("EPS")
 9 Months Ended
Mar. 31, 2024
Earnings Per Share [Abstract]  
Earnings Per Common Share ("EPS")
Note 4: Earnings Per Common Share (“EPS”)
Basic and diluted earnings per common share are presented for the three month and nine-month periods ended March 31, 2024 and 2023. The factors used in the earnings per common share computation are as follows:
 
    
Three Months Ended
March 31, 2024
    
Three Months Ended
March 31, 2023
    
Nine Months Ended
March 31, 2024
    
Nine Months Ended
March 31, 2023
  
Net income
    $ 708     $ 690     $ 1,359     $ 4,063  
  
 
 
    
 
 
    
 
 
    
 
 
  
Basic weighted average shares outstanding
      3,353,026       3,343,670       3,354,097       3,318,809  
Less: Average unallocated ESOP shares
      (141,932 )      (161,177 )      (146,743 )      (165,988 ) 
  
 
 
    
 
 
    
 
 
    
 
 
  
Basic average shares outstanding
      3,211,094       3,182,493       3,207,354       3,152,821  
  
 
 
    
 
 
    
 
 
    
 
 
  
Diluted effect of restricted stock awards and stock options
      —        82,103       —        86,964  
  
 
 
    
 
 
    
 
 
    
 
 
  
Diluted average shares outstanding
      3,211,094       3,264,596       3,207,354       3,239,785  
  
 
 
    
 
 
    
 
 
    
 
 
  
Basic earnings per common share
    $ 0.22     $ 0.22     $ 0.42     $ 1.29  
  
 
 
    
 
 
    
 
 
    
 
 
  
Diluted earnings per common share
    $ 0.22     $ 0.21     $ 0.42     $ 1.25  
  
 
 
    
 
 
    
 
 
    
 
 
  
XML 24 R14.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Securities
 9 Months Ended
Mar. 31, 2024
Investments, Debt and Equity Securities [Abstract]  
Securities
Note 5: Securities
The amortized cost and approximate fair value of securities, together with gross unrealized gains and losses on securities, are as follows:
 
    
Amortized
Cost
     
Gross
Unrealized

Gains
     
Gross
Unrealized

Losses
    
Fair Value
  
Available-for-sale
securities:
           
March 31, 2024:
           
U.S. Treasury
    $ 497      $ —       $ (54 )    $ 443  
U.S. Government and federal agency
      6,979        —         (412 )      6,567  
Mortgage-backed:
           
GSE residential
      198,279        41        (27,382 )      170,938  
Small Business Administration
      16,560        —         (2,359 )      14,201  
State and political subdivisions
      3,110        —         (2 )      3,108  
  
 
 
     
 
 
     
 
 
    
 
 
  
   $ 225,425      $ 41      $ (30,209 )    $ 195,257  
  
 
 
     
 
 
     
 
 
    
 
 
  
June 30, 2023:
           
U.S. Treasury
    $ 497      $ —       $ (59 )    $ 438  
U.S. Government and federal agency
      6,976        —         (499 )      6,477  
Mortgage-backed:
           
GSE residential
      203,139        21        (27,434 )      175,726  
Small Business Administration
      17,629        1        (2,397 )      15,233  
State and political subdivisions
      3,431        —         (6 )      3,425  
  
 
 
     
 
 
     
 
 
    
 
 
  
   $ 231,672      $ 22      $ (30,395 )    $ 201,299  
  
 
 
     
 
 
     
 
 
    
 
 
  
 
Available for sale securities (“AFS”), which include any security for which the Company has no immediate plan to sell but which may be sold in the future, are carried at fair value. Unrealized gains and losses, net of tax, are reported in accumulated other comprehensive income (loss), a component of stockholders’ equity. All securities have been classified as available for sale.
Premiums and discounts on debt securities are amortized or accreted as adjustments to income over the estimated life of the security using the level yield method or to the earlier of call or maturity date. Realized gains or losses on the sale of securities is based on the specific identification method. The fair value of securities is based on quoted market prices or dealer quotes. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities.
For AFS securities with fair value less than amortized cost that management has no intent to sell and believes that it more likely than not will not be required to sell prior to recovery, only the credit loss component of the impairment is recognized in earnings, while the noncredit loss is recognized in accumulated other comprehensive income (loss). The credit loss component recognized in earnings is identified as the amount of principal cash flows not expected to be received over the remaining term of the security as projected based on cash flow projections, and is recorded to the allowance for credit losses (ACL) on investments, by a charge to provision for credit losses. Accrued interest receivable, or $531,000, is excluded from the estimate of credit losses. Both the ACL and the adjustment to net income may be reversed if conditions change. However, if the Company intends to sell an impaired AFS security, or, if it is more likely than not the Company will be required to sell such a security before recovering its amortized cost basis, the entire impairment amount would be recognized in earnings with a corresponding adjustment to the security’s amortized cost basis. Because the security’s amortized cost basis is adjusted to fair value, there would be no ACL in this situation.
At adoption of ASU
2016-13,
no impairment on AFS securities was attributable to credit. The Company will evaluate impaired AFS securities at the individual level on a quarterly basis, and will consider such factors including, but not limited to: the extent to which the fair value of the security is less than the amortized cost basis; adverse conditions specifically related to the security, an industry, or geographic area; the payment structure of the security and likelihood of the issuer to be able to make payments that may increase in the future; failure of the issuer to make scheduled interest or principal payments; any changes to the rating of the security by a rating agency; and the ability and intent to hold the security until maturity. A qualitative determination as to whether any portion of the impairment is attributable to credit risk is acceptable. There were no credit related factors underlying unrealized losses on AFS securities at March 31, 2024, and June 30, 2023.
Changes in the ACL are recorded as expense. Losses are charged against the ACL when management believes the uncollectability of an AFS debt security is confirmed or when either of the criteria regarding intent or requirement to sell is met.
The Company did not hold securities of any one issuer at March 31, 2024 with a book value that exceeded 10% of the Company’s total equity except for: Mortgage-backed Government Sponsored Entity (GSE) residential securities and Small Business Administration securities with a book value of approximately $198,279,000 and $16,560,000, respectively, and a market value of approximately $170,938,000 and $14,201,000, respectively, at March 31, 2024.
All mortgage-backed securities at March 31, 2024 and June 30, 2023 were issued by GSEs.
The amortized cost and fair value of
available-for-sale
securities at March 31, 2024, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
 
    
Available-for-sale Securities
  
    
Amortized
Cost
     
Fair
Value
  
Within one year
    $ 4,001      $ 3,921  
One to five years
      3,691        3,558  
Five to ten years
      9,633        8,713  
After ten years
      9,821        8,127  
  
 
 
     
 
 
  
     27,146        24,319  
Mortgage-backed securities
      198,279        170,938  
  
 
 
     
 
 
  
Totals
    $ 225,425      $ 195,257  
  
 
 
     
 
 
  
The carrying value of securities pledged as collateral to secure public deposits and for other purposes was $83,514,000 and $138,022,000 as of March 31, 2024 and June 30, 2023, respectively.
The carrying value of securities sold under agreement to repurchase amounted to $18.2 million at March 31, 2024 and $10.8 million at June 30, 2023. At March 31, 2024, all $18.2 million of our repurchase agreements had an overnight maturity and all of our repurchase agreements were secured by U.S. Government, federal agency and GSE securities. The right of offset for a repurchase agreement resembles a secured borrowing, whereby the collateral pledged by the Company would be used to settle the fair value of the repurchase agreement should the Company be in default. The collateral is held by the Company in a segregated custodial account. In the event the collateral fair value falls below stipulated levels, the Company will pledge additional securities. The Company closely monitors collateral levels to ensure adequate levels are maintained.
Gross gains of $0 and $12,000 and gross losses of $0 and $183,000, resulting from sales of
available-for-sale
securities were realized for the nine-month period ended March 31, 2024, and 2023, respectively. The tax credit applicable to these net realized losses amounted to approximately $0 and $48,000 respectively. Gross gains of $0 and $12,000 and gross losses of $0 and $0, resulting from sales of
available-for-sale
securities were realized for the three-month period ended March 31, 2024 and 2023, respectively. The tax provision applicable to these net realized gains amounted to approximately $0 and $4,000, respectively.
Certain investments in debt securities are reported in the consolidated financial statements at an amount less than their historical cost. Total fair value of these investments at March 31, 2024 and June 30, 2023 was $190,402,000 and $194,818,000, respectively, which is approximately 98% and 97% of the Company’s
available-for-sale
investment portfolio. These declines in fair value at March 31, 2024 and June 30, 2023, resulted from increases in market interest rates and are considered temporary.
 
The following tables show the gross unrealized investment losses and the fair value of the Company’s investments for which an allowance for credit losses has not been recorded, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at March 31, 2024 and June 30, 2023:
 
    
Less Than 12 Months
    
12 Months or More
    
Total
  
Description of
Securities
   
Fair Value
     
Unrealized
Losses
    
Fair Value
     
Unrealized
Losses
    
Fair Value
     
Unrealized
Losses
  
March 31, 2024:
                
U.S. Treasury
    $ —       $ —      $ 443      $ (54 )    $ 443      $ (54 ) 
U.S. Government and federal agency
      —         —        6,567        (412 )      6,567        (412 ) 
Mortgage-backed:
                
GSE residential
      3,227        (79 )      164,914        (27,303 )      168,141        (27,382 ) 
Small Business Administration
      —         —        14,201        (2,359 )      14,201        (2,359 ) 
State and political subdivisions
      1,050        (2 )      —         —        1,050        (2 ) 
  
 
 
     
 
 
    
 
 
     
 
 
    
 
 
     
 
 
  
Total
    $ 4,277      $ (81 )    $ 186,125      $ (30,128 )    $ 190,402      $ (30,209 ) 
  
 
 
     
 
 
    
 
 
     
 
 
    
 
 
     
 
 
  
June 30, 2023:
                
U.S. Treasury
    $ —       $ —      $ 438      $ (59 )    $ 438      $ (59 ) 
U.S. Government and federal agency
      —         —        6,477        (499 )      6,477        (499 ) 
Mortgage-backed:
                
GSE residential
      14,517        (440 )      158,413        (26,994 )      172,930        (27,434 ) 
Small Business Administration
      1,148        (60 )      12,762        (2,337 )      13,910        (2,397 ) 
State and political subdivisions
      1,063        (6 )      —         —        1,063        (6 ) 
  
 
 
     
 
 
    
 
 
     
 
 
    
 
 
     
 
 
  
Total
    $ 16,728      $ (506 )    $ 178,090      $ (29,889 )    $ 194,818      $ (30,395 ) 
  
 
 
     
 
 
    
 
 
     
 
 
    
 
 
     
 
 
  
As of March 31, 2024, the company’s
available-for-sale
securities portfolio consisted of 178 securities, of which 174 were in an unrealized loss position. The unrealized losses relate to all categories of securities.
The unrealized losses on the Company’s investment in U.S. Treasury, U.S. Government and federal agency, Mortgage-backed Government sponsored enterprises, Small Business Administration and state and political subdivision securities at March 31, 2024 and June 30, 2023, were mostly the result of a decline in market value that was attributable to changes in interest rates and not credit quality, and the Company does not consider those investments to need an allowance for credit losses at March 31, 2024 and June 30, 2023.
XML 25 R15.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Loans and Allowance for Credit Losses
 9 Months Ended
Mar. 31, 2024
Receivables [Abstract]  
Loans and Allowance for Credit Losses
Note 6: Loans and Allowance for Credit Losses
Classes of loans include:
 
    
March 31, 2024
    
June 30, 2023
  
Real estate loans:
     
One-
to four-family
    $ 176,117     $ 163,854  
Multi-family
      127,757       89,649  
Commercial
      198,823       193,707  
Home equity lines of credit
      9,602       8,066  
Construction
      41,342       50,973  
Commercial
      89,383       79,693  
Consumer
      7,657       8,382  
  
 
 
    
 
 
  
Total loans
      650,681       594,324  
Less:
     
Unearned fees and discounts, net
      (370 )      (272 ) 
Allowance for credit losses
      7,725       7,139  
  
 
 
    
 
 
  
Loans, net
    $ 643,326     $ 587,457  
  
 
 
    
 
 
  
The Company had loans held for sale included in
one-
to four-family real estate loans totaling $501,000 and $0 as of March 31, 2024 and June 30, 2023, respectively.
The Company believes that sound loans are a necessary and desirable means of deploying funds available for investment. Recognizing the Company’s obligations to its depositors and to the communities it serves, authorized personnel are expected to seek to develop and make sound, profitable loans that resources permit, and that opportunity affords. The Company maintains lending policies and procedures designed to focus our lending efforts on the types, locations, and duration of loans most appropriate for our business model and markets. The Company’s lending activity includes the origination of
one-
to four-family residential mortgage loans, multi-family loans, commercial real estate loans, home equity lines of credits, commercial business loans, consumer loans (consisting primarily of automobile loans), construction loans and land loans. The primary lending market includes the Illinois counties of Vermilion, Iroquois, Champaign, and Kankakee, as well as the adjacent counties in Illinois and Indiana. The Company also has a loan production management office in Osage Beach, Missouri, which serves the Missouri counties of Camden, Miller, and Morgan. Generally, loans are collateralized by assets, primarily real estate, of the borrowers and guaranteed by individuals. The loans are expected to be repaid from cash flows of the borrowers or from proceeds from the sale of selected assets of the borrowers.
Management reviews and approves the Company’s lending policies and procedures on a routine basis. Management routinely (at least quarterly) reviews our allowance for credit losses and reports related to loan production, loan quality, concentrations of credit, loan delinquencies and
non-performing
and potential problem loans. Our underwriting standards are designed to encourage relationship banking rather than transactional banking. Relationship banking implies a primary banking relationship with the borrower that includes, at minimum, an active deposit banking relationship in addition to the lending relationship. The integrity and character of the borrower are significant factors in our loan underwriting. As a part of underwriting, tangible positive or negative evidence of the borrower’s integrity and character are sought out. Additional significant underwriting factors beyond location, duration, the sound and profitable cash flow basis underlying the loan and the borrower’s character are the quality of the borrower’s financial history, the liquidity of the underlying collateral and the reliability of the valuation of the underlying collateral.
The Company’s policies and loan approval limits are established by the Board of Directors. The structure of the Company’s loan approval process is based on progressively larger lending authorities granted to loan officers, loan committees, and ultimately the Board of Directors through its Operating Committee, consisting of the Chairman and up to four other Board members. At no time is a borrower’s total borrowing relationship to exceed our regulatory lending limit. Loans to related parties, including executive officers and the Company’s directors, are reviewed for compliance with regulatory guidelines and the Board of Directors at least annually.
 
The Company conducts internal loan reviews that validate the loans against the Company’s loan policy quarterly for mortgage, consumer, and small commercial loans on a sample basis, and all larger commercial loans on an annual basis. The Company also receives independent loan reviews performed by a third party on larger commercial loans to be performed semi-annually. In addition to compliance with our policy, the third-party loan review process reviews the risk assessments made by our credit department, lenders and loan committees. Results of these reviews are presented to management and the Board of Directors.
The Company’s lending can be summarized into six primary areas:
one-
to four-family residential mortgage loans, commercial real estate and multi-family real estate loans, home equity lines of credit, real estate construction, commercial business loans, and consumer loans.
One-
to four-family Residential Mortgage Loans
The Company offers
one-
to four-family residential mortgage loans that conform to Fannie Mae and Freddie Mac underwriting standards (conforming loans) as well as
non-conforming
loans. The Company has sold a substantial portion of the fixed-rate
one-
to four-family residential mortgage loans with terms of 15 years or greater. Generally, the Company retains fixed-rate
one-
to four-family residential mortgage loans with terms of less than 15 years, although this has represented a small percentage of the fixed-rate loans originated in recent years due to the favorable long-term rates for borrowers.
The Company offers USDA (USDA Rural Development), FHA and VA loans that are originated through a nationwide wholesale lender.
In addition, the Company also offers home equity loans that are secured by a second mortgage on the borrower’s primary or secondary residence. Home equity loans are generally underwritten using the same criteria used to underwrite
one-
to four-family residential mortgage loans.
As
one-
to four-family residential mortgage and home equity loan underwriting are subject to specific regulations, the Company typically underwrites its
one-
to four-family residential mortgage and home equity loans to conform to widely accepted standards. Several factors are considered in underwriting including the value of the underlying real estate and the
debt-to-income
ratio and credit history of the borrower.
Commercial Real Estate and Multi-Family Real Estate Loans
Commercial real estate mortgage loans are primarily secured by owner-occupied businesses, retail rentals, churches, office buildings and farm loans secured by real estate. In underwriting commercial real estate and multi-family real estate loans, the Company considers a number of factors, which include the projected net cash flow to the loan’s debt service requirement, the age and condition of the collateral, the financial resources and income level of the borrower and the borrower’s experience in owning or managing similar properties. Personal guarantees are typically obtained from commercial real estate and multi-family real estate borrowers. In addition, the borrower’s financial information on such loans is monitored on an ongoing basis by requiring periodic financial statement updates. The repayment of these loans is primarily dependent on the cash flows of the underlying property. However, the commercial real estate loan generally must be supported by an adequate underlying collateral value. The performance and the value of the underlying property may be adversely affected by economic factors or geographical and/or industry specific factors. These loans are subject to other industry guidelines that are closely monitored by the Company.
Home Equity Lines of Credit
In addition to traditional
one-
to four-family residential mortgage loans and home equity loans, the Company offers home equity lines of credit that are secured by the borrower’s primary or secondary residence. Home equity lines of credit are generally underwritten using the same criteria used to underwrite
one-
to four-family residential mortgage loans. As home equity lines of credit underwriting is subject to specific regulations, the Company typically underwrites its home equity lines of credit to conform to widely accepted standards. Several factors are considered in underwriting including the value of the underlying real estate and the
debt-to-income
ratio and credit history of the borrower.
 
Commercial Business Loans
The Company originates commercial
non-mortgage
business (term) loans and lines of credit. These loans are generally originated to small- and
medium-sized
companies in the Company’s primary market area. Commercial business loans are generally used for working capital purposes or for acquiring equipment, inventory or furniture, and are primarily secured by business assets other than real estate, such as business equipment and inventory, accounts receivable or stock. The Company also offers agriculture loans that are not secured by real estate.
The commercial business loan portfolio consists primarily of secured loans. When making commercial business loans, the Company considers the financial statements, lending history and debt service capabilities of the borrower, the projected cash flows of the business and the value of any collateral. The cash flows of the underlying borrower, however, may not perform consistently with historical or projected information. Further, the collateral securing loans may fluctuate in value due to individual economic or other factors. Loans are typically guaranteed by the principals of the borrower. The Company has established minimum standards and underwriting guidelines for all commercial loan types.
Real Estate Construction Loans
The Company originates construction loans for
one-
to four-family residential properties and commercial real estate properties, including multi-family properties. The Company generally requires that a commitment for permanent financing be in place prior to closing the construction loan. The repayment of these loans is typically through permanent financing following completion of the construction. Real estate construction loans are inherently riskier than loans on completed properties as the unimproved nature and the financial risks of construction significantly enhance the risks of commercial real estate loans. These loans are closely monitored and subject to other industry guidelines.
Consumer Loans
Consumer loans consist of installment loans to individuals, primarily automotive loans. These loans are underwritten utilizing the borrower’s financial history, including the Fair Isaac Corporation (“FICO”)
 
credit scoring and information as to the underlying collateral. Repayment is expected from the cash flow of the borrower. Consumer loans may be underwritten with terms up to seven years, fully amortized. Unsecured loans are limited to twelve months.
Loan-to-value
ratios vary based on the type of collateral. The Company has established minimum standards and underwriting guidelines for all consumer loan collateral types.
Loan Concentration
The loan portfolio includes a concentration of loans secured by commercial and multi-family real estate properties amounting to $352,406,000 and $328,721,000 as of March 31, 2024 and June 30, 2023, respectively. Generally, these loans are collateralized by multi-family and nonresidential properties. The loans are expected to be repaid from cash flows or from proceeds from the sale of the properties of the borrower.
Purchased Loans and Loan Participations
The Company’s loans receivable included purchased loans of $589,000 and $652,000 at March 31, 2024 and June 30, 2023, respectively. All of these purchased loans are secured by single family homes located out of our primary market area primarily in the Midwest. The Company’s loans receivable also include commercial loan participations of $50,748,000 and $46,073,000 at March 31, 2024 and June 30, 2023, respectively, of which $33,794,000 and $28,951,000, at March 31, 2024 and June 30, 2023 were outside our primary market area.
 
Allowance for Credit Losses
The following tables present the activity in the allowance for credit losses for the three-month and nine-month periods ended March 31, 2024 and 2023 and the year ended June 30, 2023:
 
    
Three Months Ended March 31, 2024

Real Estate Loans
  
    
One-
to

Four-Family
     
Multi-Family
    
Commercial
    
Home Equity
Lines of

Credit
  
Allowance for credit losses:
          
Balance, beginning of period
    $ 1,809      $ 1,865     $ 2,593     $ 147  
Provision (credit) for credit losses
      16        (76 )      (280 )      —   
Losses charged off
      —         —        —        —   
Recoveries
      3        —        —        —   
  
 
 
     
 
 
    
 
 
    
 
 
  
Balance, end of period
    $ 1,828      $ 1,789     $ 2,313     $ 147  
  
 
 
     
 
 
    
 
 
    
 
 
  
Loans:
          
Ending balance
    $ 176,117      $ 127,757     $ 198,823     $ 9,602  
  
 
 
     
 
 
    
 
 
    
 
 
  
 
    
Three Months Ended March 31, 2024 (Continued)
  
    
Construction
    
Commercial
    
Consumer
    
Total
  
Allowance for credit losses:
         
Balance, beginning of period
    $ 539     $ 915     $ 67     $ 7,935  
Provision (credit) for credit losses
      (2 )      (44 )      8       (378 ) 
Losses charged off
      —        —        (10 )      (10 ) 
Recoveries
      —        174       1       178  
  
 
 
    
 
 
    
 
 
    
 
 
  
Balance, end of period
    $ 537     $ 1,045     $ 66     $ 7,725  
  
 
 
    
 
 
    
 
 
    
 
 
  
Loans:
         
Ending balance
    $ 41,342     $ 89,383     $ 7,657     $ 650,681  
  
 
 
    
 
 
    
 
 
    
 
 
  
 
    
Nine Months Ended March 31, 2024

Real Estate Loans
  
    
One-
to

Four-Family
    
Multi-Family
     
Commercial
    
Home Equity
Lines of

Credit
  
Allowance for credit losses:
          
Balance, beginning of period
    $ 1,898     $ 1,121      $ 2,369     $ 121  
Provision (credit) for credit losses
      (73 )      668        (56 )      26  
Losses charged off
      —        —         —        —   
Recoveries
      3       —         —        —   
  
 
 
    
 
 
     
 
 
    
 
 
  
Balance, end of period
    $ 1,828     $ 1,789      $ 2,313     $ 147  
  
 
 
    
 
 
     
 
 
    
 
 
  
Loans:
          
Ending balance
    $ 176,117     $ 127,757      $ 198,823     $ 9,602  
  
 
 
    
 
 
     
 
 
    
 
 
  
 
    
Nine Months Ended March 31, 2024 (Continued)
  
    
Construction
    
Commercial
     
Consumer
    
Total
  
Allowance for credit losses:
          
Balance, beginning of period
    $ 765     $ 794      $ 71     $ 7,139  
Provision (credit) for credit losses
      (228 )      10        22       369  
Losses charged off
      —        —         (35 )      (35 ) 
Recoveries
      —        241        8       252  
  
 
 
    
 
 
     
 
 
    
 
 
  
Balance, end of period
    $ 537     $ 1,045      $ 66     $ 7,725  
  
 
 
    
 
 
     
 
 
    
 
 
  
Loans:
          
Ending balance
    $ 41,342     $ 89,383      $ 7,657     $ 650,681  
  
 
 
    
 
 
     
 
 
    
 
 
  
 
    
Year Ended June 30, 2023

Real Estate Loans
  
    
One-
to

Four-
Family
     
Multi-
Family
    
Commercial
    
Home Equity
Lines of

Credit
  
Allowance for credit losses:
          
Balance, beginning of year (prior to adoption of ASU
2016-13)
    $ 1,028      $ 1,375     $ 1,985     $ 70  
Impact of adopting ASU
2016-13
      382        (140 )      385       33  
Provision charged to expense
      487        (114 )      (1 )      18  
Losses charged off
      —         —        —        —   
Recoveries
      1        —        —        —   
  
 
 
     
 
 
    
 
 
    
 
 
  
Balance, end of year
    $ 1,898      $ 1,121     $ 2,369     $ 121  
  
 
 
     
 
 
    
 
 
    
 
 
  
Loans:
          
Ending balance
    $ 163,854      $ 89,649     $ 193,707     $ 8,066  
  
 
 
     
 
 
    
 
 
    
 
 
  
 
    
Year Ended June 30, 2023 (Continued)
  
    
Construction
     
Commercial
    
Consumer
    
Total
  
Allowance for credit losses:
          
Balance, beginning of year (prior to adoption of ASU
2016-13)
    $ 489      $ 2,025     $ 80     $ 7,052  
Impact of adopting ASU
2016-13
      192        (818 )      13       47  
Provision charged to expense
      84        (422 )      —        52  
Losses charged off
      —         (14 )      (37 )      (51 ) 
Recoveries
      —         23       15       39  
  
 
 
     
 
 
    
 
 
    
 
 
  
Balance, end of year
    $ 765      $ 794     $ 71     $ 7,139  
  
 
 
     
 
 
    
 
 
    
 
 
  
Loans:
          
Ending balance
    $ 50,973      $ 79,693     $ 8,382     $ 594,324  
  
 
 
     
 
 
    
 
 
    
 
 
  
 
    
Three Months Ended March 31, 2023
  
    
Real Estate Loans
  
    
One-
to

Four-Family
     
Multi-

Family
    
Commercial
     
Home Equity

Lines of

Credit
  
Allowance for credit losses:
           
Balance, beginning of period
    $ 1,722      $ 1,402     $ 2,392      $ 101  
Provision charged to expense
      268        (117 )      118        (3 ) 
Losses charged off
      —         —        —         —   
Recoveries
      —         —        —         —   
  
 
 
     
 
 
    
 
 
     
 
 
  
Balance, end of period
    $ 1,990      $ 1,285     $ 2,510      $ 98  
  
 
 
     
 
 
    
 
 
     
 
 
  
Loans:
           
Ending balance
    $ 158,388      $ 98,891     $ 198,976      $ 7,058  
  
 
 
     
 
 
    
 
 
     
 
 
  
 
    
Three Months Ended March 31, 2023 (Continued)
  
    
Construction
     
Commercial
     
Consumer
    
Total
  
Allowance for credit losses:
           
Balance, beginning of period
    $ 585      $ 871      $ 93     $ 7,166  
Provision charged to expense
      101        12        (12 )      367  
Losses charged off
      —         —         (9 )      (9 ) 
Recoveries
      —         6        5       11  
  
 
 
     
 
 
     
 
 
    
 
 
  
Balance, end of period
    $ 686      $ 889      $ 77     $ 7,535  
  
 
 
     
 
 
     
 
 
    
 
 
  
Loans:
           
Ending balance
    $ 42,881      $ 71,129      $ 8,491     $ 585,814  
  
 
 
     
 
 
     
 
 
    
 
 
  
 
    
Nine Months Ended March 31, 2023
  
    
Real Estate Loans
  
    
One-
to

Four-Family
     
Multi-

Family
    
Commercial
     
Home Equity

Lines of

Credit
  
Allowance for credit losses:
           
Balance, beginning of period (prior to adoption of ASU
2016-13)
    $ 1,028      $ 1,375     $ 1,985      $ 70  
Impact of adopting ASU
2016-13
      382        (140 )      385        33  
Provision charged to expense
      579        50       140        (5 ) 
Losses charged off
      —         —        —         —   
Recoveries
      1        —        —         —   
  
 
 
     
 
 
    
 
 
     
 
 
  
Balance, end of period
    $ 1,990      $ 1,285     $ 2,510      $ 98  
  
 
 
     
 
 
    
 
 
     
 
 
  
Loans:
           
Ending balance
    $ 158,388      $ 98,891     $ 198,976      $ 7,058  
  
 
 
     
 
 
    
 
 
     
 
 
  
 
    
Nine Months Ended March 31, 2023 (Continued)
  
    
Construction
     
Commercial
    
Consumer
    
Total
  
Allowance for credit losses:
          
Balance, beginning of period (prior to adoption of ASU
2016-13)
    $ 489      $ 2,025     $ 80     $ 7,052  
Impact of adopting ASU
2016-13
      192        (818 )      13       47  
Provision charged to expense
      5        (332 )      5       442  
Losses charged off
      —         (4 )      (30 )      (34 ) 
Recoveries
      —         18       9       28  
  
 
 
     
 
 
    
 
 
    
 
 
  
Balance, end of period
    $ 686      $ 889     $ 77     $ 7,535  
  
 
 
     
 
 
    
 
 
    
 
 
  
Loans:
          
Ending balance
    $ 42,881      $ 71,129     $ 8,491     $ 585,814  
  
 
 
     
 
 
    
 
 
    
 
 
  
Management’s opinion as to the ultimate collectability of loans is subject to estimates regarding future cash flows from operations and the value of property, real and personal, pledged as collateral. These estimates are affected by changing economic conditions and the economic prospects of borrowers.
The allowance for credit losses represents the Company’s best estimate of the reserve necessary to adequately account for probable losses expected over the remaining contractual life of the assets. The provision for credit losses is the charge against current earnings that is determined by the Company as the amount needed to maintain an adequate allowance for credit losses. In determining the adequacy of the allowance for credit losses, and therefore the provision to be charged to current earnings, the Company relies on a sound credit review and approval process. The review process is directed by the overall lending policy and is intended to identify, at the earliest possible stage, borrowers who might be facing financial difficulty.
The Company utilizes the CECL cohort methodology analysis which relies on segmenting the loan portfolio into pools with similar risks, tracking the performance of the pools over time, and using the data to determine pool loss experience.
The ACL is a valuation account that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected on the loans and is established through provision for credit losses charged to current earnings. The ACL is increased by the provision for losses on loans charged to expense and reduced by loans charged off, net of recoveries. Loans are charged off in the period deemed uncollectible, based on management’s analysis of expected cash flows (for
non-collateral
dependent loans) or collateral value (for collateral-dependent loans). Subsequent recoveries of loans previously charged off, if any, are credited to the allowance when received.
Management estimates the ACL balance using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. Adjustments may be made to historical loss information for differences identified in current loan-specific risk characteristics, such as differences in underwriting standards or terms; lending review systems; experience, ability, or depth of lending management and staff; portfolio growth and mix; delinquency levels and trends; as well as for changes in environmental conditions, such as changes in economic activity or employment, industry economic conditions, property values, or other relevant factors.
The allowance for credit losses on most loans is measured on a collective (pool) basis for loans with similar risk characteristics. The Company estimates the appropriate level of allowance for credit losses for specifically identified loans by evaluating them individually.
The specific allowance for collateral-dependent loans that are evaluated separately is measured by determining the fair value of the collateral adjusted for market conditions and selling expense. Factors used in identifying a specific problem loan include: (1) the strength of the customer’s personal or business cash flows; (2) the availability of other sources of repayment; (3) the amount due or past due; (4) the type and value of collateral; (5) the strength of the collateral position; (6) the estimated cost to sell the collateral; and (7) the borrower’s effort to cure the delinquency. In addition, for loans secured by real estate, the Company also considers the extent of any past due and unpaid property taxes applicable to the property serving as collateral on the mortgage.
 
The Company establishes a general allowance for loans that are not individually evaluated to recognize the inherent losses associated with lending activities, but which, unlike specific allowances, has not been allocated to particular problem assets. The general valuation allowance is determined by segmenting the loan portfolio into pools with similar risks and collecting data to determine pool loss experience. Factors considered by the Company in evaluating the overall adequacy of the allowance include historical net loan losses, the level and composition of nonaccrual, past due and loan modifications for borrowers with financial difficulties, trends in volumes and terms of loans, effects of changes in risk selection and underwriting standards or lending practices, lending staff changes, concentrations of credit, industry conditions and the current economic conditions in the region where the Company operates. In addition, a forecast, using reasonable and supportable future conditions, is prepared that is used to estimate expected changes to existing and historical conditions in the current period.
The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. All loans are graded at inception of the loan. Subsequently, analyses are performed on an annual basis and grade changes are made as necessary. Interim grade reviews may take place if the circumstances of the borrower warrant a timelier review. The Company utilizes an internal asset classification system as a means of reporting problem and potential problem loans. Under the Company’s risk rating system, the Company classifies problem and potential problem loans as “Watch,” “Substandard,” “Doubtful,” and “Loss.” The Company uses the following definitions for risk ratings:
Pass –
Loans classified as pass are well protected by the ability of the borrower to pay or by the value of the asset or underlying collateral.
Watch –
Loans classified as watch have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the Company’s credit position at some future date.
Substandard –
Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of any pledged collateral. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.
Doubtful –
Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable.
Loss –
Loans classified as loss are the portion of the loan that is considered uncollectible so that its continuance as an asset is not warranted. The amount of the loss determined will be charged off.
Risk characteristics applicable to each segment of the loan portfolio are described as follows.
Residential
One-
to Four-Family and Equity Lines of Credit Real Estate:
 The residential
one-
to four-family real estate loans are generally secured by owner-occupied
one-
to four-family residences. Repayment of these loans is primarily dependent on the personal income and credit rating of the borrowers. Credit risk in these loans can be impacted by economic conditions within the Company’s market areas that might impact either property values or a borrower’s personal income. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers.
 
Commercial and Multi-family Real Estate:
 Commercial and multi-family real estate loans typically involve larger principal amounts, and repayment of these loans is generally dependent on the successful operations of the property securing the loan or the business conducted on the property securing the loan. These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Credit risk in these loans may be impacted by the creditworthiness of a borrower, property values and the local economies in the Company’s market areas.
Construction Real Estate:
 Construction real estate loans are usually based upon estimates of costs and estimated value of the completed project and include independent appraisal reviews and a financial analysis of the developers and property owners. Sources of repayment of these loans may include permanent loans, sales of developed property, or an interim loan commitment from the Company until permanent financing is obtained. These loans are considered to be higher risk than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, general economic conditions and the availability of long-term financing. Credit risk in these loans may be impacted by the creditworthiness of a borrower, property values and the local economies in the Company’s market areas.
Commercial:
 The commercial portfolio includes loans to commercial customers for use in financing working capital needs, equipment purchases and expansions. The loans in this category are repaid primarily from the cash flow of a borrower’s principal business operation. Credit risk in these loans is driven by creditworthiness of a borrower and the economic conditions that impact the cash flow stability from business operations.
Consumer:
 The consumer loan portfolio consists of various term loans such as automobile loans and loans for other personal purposes. Repayment for these types of loans will come from a borrower’s income sources that are typically independent of the loan purpose. Credit risk is driven by consumer economic factors (such as unemployment and general economic conditions in the Company’s market area) and the creditworthiness of a borrower.
The following tables present the credit risk profile of the Company’s loan portfolio based on risk rating category and calendar year of origination as of March 31, 2024 and June 30, 2023 (in thousands):
March 31, 2024
 
                                                                                                                                                                              
Risk Rating
  
2024
    
2023
    
2022
    
2021
    
2020
    
Prior Years
    
Total
  
One-
to Four-Family
              
Pass
  
$
7,525
 
  
$
40,980
 
  
$
52,989
 
  
$
25,080
 
  
$
15,651
 
  
$
33,618
 
  
$
175,843
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
77
 
  
 
— 
 
  
 
— 
 
  
 
77
 
Substandard
  
 
— 
 
  
 
14
 
  
 
5
 
  
 
5
 
  
 
— 
 
  
 
173
 
  
 
197
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
7,525
 
  
$
40,994
 
  
$
52,994
 
  
$
25,162
 
  
$
15,651
 
  
$
33,791
 
  
$
176,117
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Multi-Family
              
Pass
  
$
320
 
  
$
10,385
 
  
$
51,405
 
  
$
20,350
 
  
$
22,898
 
  
$
22,163
 
  
$
127,521
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
236
 
  
 
236
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
320
 
  
$
10,385
 
  
$
51,405
 
  
$
20,350
 
  
$
22,898
 
  
$
22,399
 
  
$
127,757
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Commercial Real Estate
              
Pass
  
$
1,926
 
  
$
24,432
 
  
$
61,466
 
  
$
27,898
 
  
$
31,072
 
  
$
50,797
 
  
$
197,591
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
150
 
  
 
830
 
  
 
252
 
  
 
1,232
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
1,926
 
  
$
24,432
 
  
$
61,466
 
  
$
28,048
 
  
$
31,902
 
  
$
51,049
 
  
$
198,823
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Home Equity Line of Credit
              
Pass
  
$
334
 
  
$
3,393
 
  
$
1,936
 
  
$
1,533
 
  
$
895
 
  
$
1,511
 
  
$
9,602
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
 
                                                                                                                                                                              
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
334
 
  
$
3,393
 
  
$
1,936
 
  
$
1,533
 
  
$
895
 
  
$
1,511
 
  
$
9,602
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Construction
              
Pass
  
$
2,294
 
  
$
35,753
 
  
$
3,069
 
  
$
— 
 
  
$
— 
 
  
$
226
 
  
$
41,342
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
2,294
 
  
$
35,753
 
  
$
3,069
 
  
$
— 
 
  
$
— 
 
  
$
226
 
  
$
41,342
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Commercial Business
              
Pass
  
$
3,496
 
  
$
36,107
 
  
$
14,963
 
  
$
10,441
 
  
$
8,103
 
  
$
14,374
 
  
$
87,484
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
133
 
  
 
32
 
  
 
190
 
  
 
1,488
 
  
 
56
 
  
 
1,899
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
3,496
 
  
$
36,240
 
  
$
14,995
 
  
$
10,631
 
  
$
9,591
 
  
$
14,430
 
  
$
89,383
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Consumer
              
Pass
  
$
742
 
  
$
3,199
 
  
$
2,129
 
  
$
970
 
  
$
483
 
  
$
134
 
  
$
7,657
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
742
 
  
$
3,199
 
  
$
2,129
 
  
$
970
 
  
$
483
 
  
$
134
 
  
$
7,657
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total Loans
              
Pass
  
$
16,637
 
  
$
154,249
 
  
$
187,957
 
  
$
86,272
 
  
$
79,102
 
  
$
122,823
 
  
$
647,040
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
77
 
  
 
— 
 
  
 
— 
 
  
 
77
 
Substandard
  
 
— 
 
  
 
147
 
  
 
37
 
  
 
345
 
  
 
2,318
 
  
 
717
 
  
 
3,564
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
16,637
 
  
$
154,396
 
  
$
187,994
 
  
$
86,694
 
  
$
81,420
 
  
$
123,540
 
  
$
650,681
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
June 30, 2023
 
                                                                                                                                                                              
Risk Rating
  
2023
    
2022
    
2021
    
2020
    
2019
    
Prior Years
    
Total
  
One-
to Four-Family
              
Pass
  
$
22,032
 
  
$
56,054
 
  
$
27,843
 
  
$
18,468
 
  
$
5,996
 
  
$
32,729
 
  
$
163,122
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
335
 
  
 
335
 
Substandard
  
 
14
 
  
 
6
 
  
 
94
 
  
 
61
 
  
 
222
 
  
 
— 
 
  
 
397
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
22,046
 
  
$
56,060
 
  
$
27,937
 
  
$
18,529
 
  
$
6,218
 
  
$
33,064
 
  
$
163,854
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Multi-Family
              
Pass
  
$
674
 
  
$
37,826
 
  
$
10,647
 
  
$
14,399
 
  
$
8,587
 
  
$
17,272
 
  
$
89,405
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
244
 
  
 
— 
 
  
 
244
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
674
 
  
$
37,826
 
  
$
10,647
 
  
$
14,399
 
  
$
8,831
 
  
$
17,272
 
  
$
89,649
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Commercial Real Estate
              
Pass
  
$
12,214
 
  
$
63,645
 
  
$
29,320
 
  
$
32,502
 
  
$
5,844
 
  
$
49,239
 
  
$
192,764
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
862
 
  
 
81
 
  
 
— 
 
  
 
943
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
12,214
 
  
$
63,645
 
  
$
29,320
 
  
$
33,364
 
  
$
5,925
 
  
$
49,239
 
  
$
193,707
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Home Equity Line of Credit
              
Pass
  
$
982
 
  
$
2,554
 
  
$
1,301
 
  
$
1,035
 
  
$
789
 
  
$
1,405
 
  
$
8,066
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
982
 
  
$
2,554
 
  
$
1,301
 
  
$
1,035
 
  
$
789
 
  
$
1,405
 
  
$
8,066
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Construction
              
Pass
  
$
2,882
 
  
$
29,188
 
  
$
10,432
 
  
$
8,471
 
  
$
— 
 
  
$
— 
 
  
$
50,973
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
2,882
 
  
$
29,188
 
  
$
10,432
 
  
$
8,471
 
  
$
— 
 
  
$
— 
 
  
$
50,973
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
 
                                                                                                                                                                              
Commercial Business
              
Pass
  
$
12,449
 
  
$
20,004
 
  
$
17,673
 
  
$
8,797
 
  
$
7,669
 
  
$
8,841
 
  
$
75,433
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
2,779
 
  
 
59
 
  
 
174
 
  
 
1,189
 
  
 
57
 
  
 
2
 
  
 
4,260
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
15,228
 
  
$
20,063
 
  
$
17,847
 
  
$
9,986
 
  
$
7,726
 
  
$
8,843
 
  
$
79,693
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Consumer
              
Pass
  
$
2,391
 
  
$
3,181
 
  
$
1,653
 
  
$
834
 
  
$
211
 
  
$
107
 
  
$
8,377
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
1
 
  
 
— 
 
  
 
— 
 
  
 
4
 
  
 
5
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
2,391
 
  
$
3,181
 
  
$
1,654
 
  
$
834
 
  
$
211
 
  
$
111
 
  
$
8,382
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total Loans
              
Pass
  
$
53,624
 
  
$
212,452
 
  
$
98,869
 
  
$
84,506
 
  
$
29,096
 
  
$
109,593
 
  
$
588,140
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
335
 
  
 
335
 
Substandard
  
 
2,793
 
  
 
65
 
  
 
269
 
  
 
2,112
 
  
 
604
 
  
 
6
 
  
 
5,849
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
56,417
 
  
$
212,517
 
  
$
99,138
 
  
$
86,618
 
  
$
29,700
 
  
$
109,934
 
  
$
594,324
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
The following tables present the Company’s loan portfolio aging analysis:
 
                                                                                                                                                                              
   
30-59 Days

Past Due
    
60-89 Days

Past Due
    
90 Days or
Greater
    
Total Past

Due
    
Current
    
Total Loans
Receivable
    
Total Loans
90 Days Past
Due &
Accruing
  
March 31, 2024:
              
Real estate loans:
              
One-
to four-family
  
$
922
 
  
$
423
 
  
$
— 
 
  
$
1,345
 
  
$
174,772
 
  
$
176,117
 
  
$
— 
 
Multi-family
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
127,757
 
  
 
127,757
 
  
 
— 
 
Commercial
  
 
384
 
  
 
179
 
  
 
252
 
  
 
815
 
  
 
198,008
 
  
 
198,823
 
  
 
252
 
Home equity lines of credit
  
 
— 
 
  
 
18
 
  
 
— 
 
  
 
18
 
  
 
9,584
 
  
 
9,602
 
  
 
— 
 
Construction
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
41,342
 
  
 
41,342
 
  
 
— 
 
Commercial
  
 
573
 
  
 
133
 
  
 
— 
 
  
 
706
 
  
 
88,677
 
  
 
89,383
 
  
 
— 
 
Consumer
  
 
36
 
  
 
24
 
  
 
— 
 
  
 
60
 
  
 
7,597
 
  
 
7,657
 
  
 
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
1,915
 
  
$
777
 
  
$
252
 
  
$
2,944
 
  
$
647,737
 
  
$
650,681
 
  
$
252
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
 
                                                                                                                                                                              
   
30-59 Days

Past Due
    
60-89 Days

Past Due
    
90 Days or
Greater
    
Total Past

Due
    
Current
    
Total Loans
Receivable
    
Total Loans
90 Days Past
Due &
Accruing
  
June 30, 2023:
              
Real estate loans:
              
One-
to four-family
  
$
523
 
  
$
116
 
  
$
— 
 
  
$
639
 
  
$
163,215
 
  
$
163,854
 
  
$
— 
 
Multi-family
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
89,649
 
  
 
89,649
 
  
 
— 
 
Commercial
  
 
153
 
  
 
— 
 
  
 
— 
 
  
 
153
 
  
 
193,554
 
  
 
193,707
 
  
 
— 
 
Home equity lines of credit
  
 
— 
 
  
 
20
 
  
 
— 
 
  
 
20
 
  
 
8,046
 
  
 
8,066
 
  
 
— 
 
Construction
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
50,973
 
  
 
50,973
 
  
 
— 
 
Commercial
  
 
56
 
  
 
— 
 
  
 
58
 
  
 
114
 
  
 
79,579
 
  
 
79,693
 
  
 
— 
 
Consumer
  
 
47
 
  
 
6
 
  
 
2
 
  
 
55
 
  
 
8,327
 
  
 
8,382
 
  
 
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
779
 
  
$
142
 
  
$
60
 
  
$
981
 
  
$
593,343
 
  
$
594,324
 
  
$
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
The allowance for credit losses on most loans is measured on a collective (pool) basis for loans with similar risk characteristics, while some loans are selected to be evaluated individually. At March 31, 2024 June 30, 2023, no
non-performing
loans were individually evaluated and no specific reserve was established.
The following table presents the amortized cost basis of loans on nonaccrual status and of nonaccrual loans individually evaluated for which no allowance was recorded at March 31, 2024 and June 30, 2023:
 
    
March 31, 2024
     
June 30, 2023
  
     Nonaccrual with no
Allowance for Credit
Losses		      Nonaccrual      Nonaccrual with no
Allowance for Credit
Losses		      Nonaccrual  
Mortgages on real estate:
            
One-
to four-family
    $ —       $ —       $ —       $ —   
Multi-family
      —         —         —         —   
Commercial
      —         —         —         —   
Home equity lines of credit
      —         —         —         —   
Construction loans
      —         —         —         —   
Commercial business loans
      —         —         —         115  
Consumer loans
      —         —         —         2  
  
 
 
     
 
 
     
 
 
     
 
 
  
Total
    $ —       $ —       $ —       $ 117  
  
 
 
     
 
 
     
 
 
     
 
 
  
Loan Modifications and Troubled Debt Restructurings (TDRs)
After adopting ASU
2022-02,
effective July 1, 2023, the Company has had no loan modifications for borrowers with financial difficulties in the three and nine months ended March 31, 2024. Prior to the adoption of ASU
2022-02,
the Company had no loans that were modified in troubled debt restructurings in the year ended June 30, 2023.
As of March 31, 2024, the Company no longer held any TDRs, while as of June 30, 2023, the Company had a number of loans that were modified in troubled debt restructurings. The modification of such loans included one or a combination of the following: an extension of maturity, a reduction of the stated interest rate or a permanent reduction of the recorded investment in the loan.
The following table presents the recorded balance, at original cost, of troubled debt restructurings, as of June 30, 2023. All TDRs were performing according to the terms of the restructuring and were accruing as of June 30, 2023.
 
    
June 30, 2023
  
Real estate loans
   
One-
to four-family
    $ 189  
Multi-family
      —   
Commercial
      —   
Home equity lines of credit
      —   
  
 
 
  
Total real estate loans
      189  
  
 
 
  
Construction loans
      —   
Commercial business loans
      26  
Consumer loans
      —   
  
 
 
  
Total
    $ 215  
  
 
 
  
 
TDRs with Defaults
The Company had no TDRs in default and no restructured loans in foreclosure as of March 31, 2024 or as of June 30, 2023. The Company defines a default as any loan that becomes 90 days or more past due.
Specific loss allowances are included in the calculation of estimated future loss ratios, which are applied to the various loan portfolios for the purpose of estimating future losses.
Management considers the level of defaults within the various portfolios, as well as the current adverse economic environment and negative outlook in the real estate and collateral markets when evaluating qualitative adjustments used to determine the adequacy of the allowance for loan losses. Management believes the qualitative adjustments more accurately reflect collateral values in light of the sales and economic conditions that the Company has recently observed.
The Company may obtain physical possession of real estate collateralizing a residential mortgage loan or home equity loan via foreclosure or
in-substance
repossession. As of March 31, 2024, the Company did not have any foreclosed residential real estate properties as a result of obtaining physical possession. As of March 31, 2024, the Company did not have any residential mortgage loans and home equity loans with a collateralized by residential real estate property for which formal foreclosure proceedings were in process.
XML 26 R16.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Federal Home Loan Bank Stock
 9 Months Ended
Mar. 31, 2024
Federal Home Loan Banks [Abstract]  
Federal Home Loan Bank Stock
Note 7: Federal Home Loan Bank Stock
Federal Home Loan Bank stock is a required investment for institutions that are members of the Federal Home Loan Bank system. The required investment in the common stock is based on a predetermined formula. The Company owned approximately $5,419,000 and $3,127,000 of Federal Home Loan Bank stock as of March 31, 2024 and June 30, 2023, respectively. The FHLB provides liquidity and funding through advances.
XML 27 R17.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Federal Home Loan Bank Advances and Other Borrowings
 9 Months Ended
Mar. 31, 2024
Advance from Federal Home Loan Bank [Abstract]  
Federal Home Loan Bank Advances and Other Borrowings
Note 8: Federal Home Loan Bank Advances and Other Borrowings
The Federal Home Loan Bank advances totaled $95,999,000 and $19,500,000 as of March 31, 2024 and June 30, 2023, respectively. The Federal Home Loan Bank advances are secured by mortgage, multi-family, commercial real estate and HELOC loans totaling $449,386,000 at March 31, 2024 and $350,838,000 at June 30, 2023, and are subject to restrictions or penalties in the event of prepayment. Interest rates on advances were from 0 to 5.46 percent with maturities from 2024 to 2030 at March 31, 2024, while interest rates on advances were from 2.58 to 5.16 percent with maturities from 2024 to 2026 at June 30, 2023. At March 31, 2024, our advances included seven advances at a rate of 0% totaling $1,499,000 as part of the Federal Home Loan Bank Community Small Business Advance program.
Other borrowings include borrowings from the Federal Reserve Bank Term Funding Program (BTFP). The Federal Reserve created the BTFP in March 2023 to offer loans of up to one year in length to qualifying financial institutions which pledge collateral, such as U.S. Treasuries, U.S. agency securities, and U.S. agency mortgage-backed securities. The collateral is valued at par and advances under this program do not include any fees or prepayment penalties. At March 31, 2024, we had total borrowings from the Federal Reserve BTFP of $25,325,000 at a rate of 4.76% with a maturity of January 16, 2025. The collateral par value of securities pledged to the Federal Reserve BTFP was $25,325,000 as of March 31, 2024. At June 30, 2023, we had no borrowings from the Federal Reserve.
XML 28 R18.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Accumulated Other Comprehensive Income (Loss)
 9 Months Ended
Mar. 31, 2024
Equity [Abstract]  
Accumulated Other Comprehensive Income (Loss)
Note 9: Accumulated Other Comprehensive Income (Loss)
The following tables present changes in accumulated other comprehensive income (loss), by component, net of tax, for the nine months ended March 31, 2024 and 2023:
 
    
Unrealized

Gains and

Losses on

Available-for-

Sale Securities
     
Defined

Benefit

Pension Items
     
Total
  
March 31, 2024:
         
Beginning balance
    $ (21,715 )     $ 67      $ (21,648 ) 
Other comprehensive loss before reclassification
      146        —         146  
Amounts reclassified from accumulated other comprehensive income
      —         —         —   
Net current period other comprehensive loss
      —         1        1  
  
 
 
     
 
 
     
 
 
  
Ending balance
    $ (21,569 )     $ 68      $ (21,501 ) 
  
 
 
     
 
 
     
 
 
  
March 31, 2023:
         
Beginning balance
    $ (17,263 )     $ (83 )     $ (17,346 ) 
Other comprehensive loss before reclassification
      (1,630 )       —         (1,630 ) 
Amounts reclassified from accumulated other comprehensive income
      123        —         123  
Net current period other comprehensive loss
      —         (4 )       (4 ) 
  
 
 
     
 
 
     
 
 
  
Ending balance
    $ (18,770 )     $ (87 )     $ (18,857 ) 
  
 
 
     
 
 
     
 
 
  
XML 29 R19.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component
 9 Months Ended
Mar. 31, 2024
Text Block [Abstract]  
Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component
Note 10: Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component
Amounts reclassified from AOCI and the affected line items in the statements of income during the three- and nine-month periods ended March 31, 2024 and 2023, were as follows:
 
    
Amounts Reclassified from AOCI
      
    
Three Months Ended March 31,
    
Nine Months Ended March 31,
      
    
2024
    
2023
    
2024
     
2023
    
Affected Line Item in the Condensed
Consolidated Statements of Income
Realized gains (losses) on
available-for-sale
securities
    $ —      $ 12     $ —       $ (171 )   
Net realized gains (losses) on sale of
available-for-
sale securities
Amortization of defined benefit pension items:
            
Components are included in computation of net periodic pension cost
Actuarial losses
      (1 )      (2 )      2        (5 )   
  
 
 
    
 
 
    
 
 
     
 
 
    
Total reclassified amount before tax
      (1 )      10       2        (176 )   
Tax expense
      —        4       1        (49 )   
Provision for Income Tax
  
 
 
    
 
 
    
 
 
     
 
 
    
Total reclassification out of AOCI
    $ (1 )    $ 6     $ 1      $ (127 )   
Net Income
  
 
 
    
 
 
    
 
 
     
 
 
    
XML 30 R20.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Income Taxes
 9 Months Ended
Mar. 31, 2024
Income Tax Disclosure [Abstract]  
Income Taxes
Note 11: Income Taxes
A reconciliation of income tax expense at the statutory rate to the Company’s actual income tax expense is shown below:
 
    
Three Months Ended

March 31,
    
Nine Months Ended

March 31,
  
    
2024
    
2023
    
2024
    
2023
  
Computed at the statutory rate
    $ 200     $ 187     $ 383     $ 1,153  
Decrease resulting from
         
Tax exempt interest
      (6 )      (6 )      (24 )      (17 ) 
Cash surrender value of life insurance
      (24 )      (20 )      (67 )      (61 ) 
State income taxes
      66       88       127       423  
Other
      7       (47 )      46       (70 ) 
  
 
 
    
 
 
    
 
 
    
 
 
  
Actual expense
    $ 243     $ 202     $ 465     $ 1,428  
  
 
 
    
 
 
    
 
 
    
 
 
  
XML 31 R21.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Regulatory Capital
 9 Months Ended
Mar. 31, 2024
Federal Home Loan Banks [Abstract]  
Regulatory Capital
Note 12: Regulatory Capital
The Association is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and discretionary actions by regulators that if undertaken, could have a direct material effect on the Association’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Association must meet specific capital guidelines involving quantitative measures of the Association’s assets, liabilities and certain
off-balance-sheet
items as calculated under regulatory accounting practices. The Association’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk-weightings and other factors.
 
The Basel III regulatory capital framework (the “Basel III Capital Rules”) adopted by U.S. federal regulatory authorities, among other things, (i) establish the capital measure called “Common Equity Tier 1” (“CET1”), (ii) specify that Tier 1 capital consist of CET1 and “Additional Tier 1 Capital” instruments meeting stated requirements, (iii) define CET1 narrowly by requiring that most deductions/adjustments to regulatory capital measures be made to CET1 and not to the other components of capital and (iv) set forth the acceptable scope of deductions/adjustments to the specified capital measures.
In addition, to avoid restrictions on capital distributions, including dividend payments and stock repurchases, or discretionary bonus payments to executives, a covered banking organization must maintain a “capital conservation buffer” of 2.5 percent on top of its minimum risk-based capital requirements. This buffer must consist solely of Tier 1 Common Equity and the buffer applies to all three measurements: Common Equity Tier 1, Tier 1 capital and total capital.
As a result of the Economic Growth, Regulatory Relief, and Consumer Protection Act, the federal banking agencies were required to develop a “Community Bank Leverage Ratio” (the ratio of a bank’s tangible equity capital to average total consolidated assets) for financial institutions with assets of less than $10 billion. A “qualifying community bank” that exceeds this ratio will be deemed to be in compliance with all other capital and leverage requirements, including the capital requirements to be considered “well capitalized” under Prompt Corrective Action statutes. The Community Bank Leverage Ratio is currently set at 9%. The Association opted into the Community Bank Leverage Ratio in 2020.
As of March 31, 2024, the Association met all capital adequacy requirements to which it is subject and was categorized as well capitalized under the regulatory framework for prompt corrective action. There are no conditions or events that management believes have changed the Association’s prompt corrective action category.
XML 32 R22.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Disclosures About Fair Value of Assets
 9 Months Ended
Mar. 31, 2024
Fair Value Disclosures [Abstract]  
Disclosures About Fair Value of Assets
Note 13: Disclosures About Fair Value of Assets
Fair value is the price that would be received to sell an asset in an orderly transaction between market participants at the measurement date. Fair value measurements must maximize the use of observable inputs and minimize the use of unobservable inputs. There is a hierarchy of three levels of inputs that may be used to measure fair value:
 
  Level 1
Quoted prices in active markets for identical assets
 
  Level 2
Observable inputs other than Level 1 prices, such as quoted prices for similar assets; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets
 
  Level 3
Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets
Recurring Measurements
The following table presents the fair value measurements of assets recognized in the accompanying condensed consolidated balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2024 and June 30, 2023:
 
           
Fair Value Measurements Using
  
    
Fair Value
     
Quoted

Prices in

Active

Markets for

Identical

Assets

(Level 1)
     
Significant

Other

Observable

Inputs

(Level 2)
     
Significant

Unobservable

Inputs

(Level 3)
  
March 31, 2024:
            
Available-for-sale
securities:
            
US Treasury
    $ 443      $ 443      $ —       $ —   
US Government and federal agency
      6,567        —         6,567        —   
Mortgage-backed securities – GSE residential
      170,938        —         170,938        —   
Small Business Administration
      14,201        —         14,201        —   
State and political subdivisions
      3,108        —         1,050        2,058  
Mortgage servicing rights
      1,454        —         —         1,454  
 
           
Fair Value Measurements Using
  
    
Fair Value
     
Quoted

Prices in

Active

Markets for

Identical

Assets

(Level 1)
     
Significant

Other

Observable

Inputs

(Level 2)
     
Significant

Unobservable

Inputs

(Level 3)
  
June 30, 2023:
            
Available-for-sale
securities:
            
US Treasury
    $ 438      $ —       $ 438      $ —   
U.S. Government and federal agency and Government sponsored enterprises (GSE’s)
      6,477        —         6,477        —   
Mortgage-backed: GSE residential
      175,726        —         175,726        —   
Small Business Administration
      15,233        —         15,233        —   
State and political subdivisions
      3,425        —         1,064        2,361  
Mortgage servicing rights
      1,482        —         —         1,482  
Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a recurring basis and recognized in the accompanying condensed consolidated balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the period ended March 31, 2024. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below.
 
Available-for-Sale
Securities
Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics or discounted cash flows. For these investments, the inputs used by the pricing service to determine fair value may include one, or a combination of, observable inputs such as benchmark yields, reported trades, broker/dealer quotes, issuer spreads,
two-sided
markets, benchmark securities, bid, offers and reference data market research publications and are classified within Level 2 of the valuation hierarchy. Level 2 securities include U.S. Treasury, U.S. Government and federal agency, mortgage-backed securities (GSE—residential), Small Business Administration and state and political subdivisions. In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy.
Mortgage Servicing Rights
Mortgage servicing rights do not trade in an active, open market with readily observable prices. Accordingly, fair value is estimated using discounted cash flow models. Due to the nature of the valuation inputs, mortgage servicing rights are classified within Level 3 of the hierarchy.
Level 3 Reconciliation
The following is a reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying balance sheet using significant unobservable (Level 3) inputs:
Nine months ended March 31, 2024
 
    
Obligations of

State and

Political

Subdivisions
     
Mortgage

Servicing

Rights
     
Total
  
Beginning balance
    $ 2,361      $ 1,482      $ 3,843  
Transfers into Level 3
      —         98        98  
Transfers out of Level 3
      —         (102 )       (102 ) 
Total realized and unrealized gains and losses included in net income
      —         (24 )       (24 ) 
Purchases
      —         —         —   
Sales
      —         —         —   
Settlements
      (303 )       —         (303 ) 
  
 
 
     
 
 
     
 
 
  
Ending balance
    $ 2,058      $ 1,454      $ 3,512  
  
 
 
     
 
 
     
 
 
  
Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date
    $ —       $ (24 )     $ (24 ) 
  
 
 
     
 
 
     
 
 
  
    
Year ended June 30, 2023
         
    
Obligations of

State and

Political

Subdivisions
     
Mortgage

Servicing

Rights
     
Total
  
Beginning balance
    $ 2,662      $ 1,463      $ 4,125  
Transfers into Level 3
      —         89        89  
Transfers out of Level 3
      —         (171 )       (171 ) 
Total realized and unrealized gains and losses included in net income
      —         101        101  
Purchases
      —         —         —   
Sales
      —        —         —   
Settlements
      (301 )       —        (301 ) 
  
 
 
     
 
 
     
 
 
  
Ending balance
    $ 2,361      $ 1,482      $ 3,843  
  
 
 
     
 
 
     
 
 
  
Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date
    $ —       $ 101      $ 101  
  
 
 
     
 
 
     
 
 
  
Realized and unrealized gains and losses for items reflected in the table above are included in net income in the consolidated statements of income as noninterest income.
Unobservable (Level 3) Inputs
The following tables present quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements at March 31, 2024 and June 30, 2023.
 
    
Fair Value at

March 31, 2024
     
Valuation Technique
   
Unobservable Inputs
   
Range (Weighted

Average)
Mortgage servicing rights
    $ 1,454      Discounted cash flow    Discount rate    9.5% (9.5%)
         Constant prepayment rate   
6.0% - 7.0% (6.9%)
         Probability of default   
0.09% - 0.12% (0.12%)
State and political subdivisions
      2,058      Discounted cash flow    Maturity/Call Date    1 month – 9 years
         Weighted average
coupon		   
2.97% - 3.08% (3.03%)
         Marketability yield
adjustment		    1.0% - 2.0% (1.6%)
    
Fair Value at
June 30, 2023
     
Valuation Technique
     
Unobservable Inputs
   
Range (Weighted

Average)
Mortgage servicing rights
    $ 1,482        Discounted cash flow      Discount rate    9.5% (9.5%)
         Constant prepayment rate    6.0% - 6.7% (6.9%)
         Probability of default   
0.09% - 0.12% (0.12%)
State and political subdivisions
      2,361        Discounted cash flow      Maturity/Call Date    1 month – 9 years
         Weighted average coupon    2.97% - 3.08% (3.03%)
         Marketability yield
adjustment		    1.0% - 2.0% (1.6%)
Fair Value of Financial Instruments
The following tables present estimated fair values of the Company’s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2024 and June 30, 2023.
 
    
Carrying
Amount
     
Fair Value
Measurements
Using

Quoted Prices in
Active Markets
for Identical
Assets

(Level 1)
     
Significant
Other
Observable
Inputs

(Level 2)
     
Significant
Unobservable
Inputs

(Level 3)
  
March 31, 2024:
            
Financial assets
            
Cash and cash equivalents
    $ 16,060      $ 16,060      $ —       $ —   
Interest-bearing time deposits in banks
      750        750        —         —   
Loans, net of allowance for credit losses
      643,326        —         —         633,614  
Federal Home Loan Bank stock
      5,419        —         5,419        —   
Accrued interest receivable
      3,749           3,749        —   
Financial liabilities
            
Deposits
      681,788        —         320,692        321,464  
Repurchase agreements
      18,182        —         18,182        —   
Federal Home Loan Bank advances
      95,999        —         95,643        —   
Other borrowings
      25,300        —         25,317        —   
Advances from borrowers for taxes and insurance
      1,331        —         1,331        —   
Accrued interest payable
      2,762        —         2,762        —   
Unrecognized financial instruments (net of contract amount)
            
Commitments to originate loans
      —         —         —         —   
 
    
Carrying
Amount
     
Fair Value
Measurements
Using

Quoted Prices in
Active Markets
for Identical
Assets

(Level 1)
     
Significant
Other
Observable
Inputs

(Level 2)
     
Significant
Unobservable
Inputs

(Level 3)
  
June 30, 2023:
            
Financial assets
            
Cash and cash equivalents
    $ 10,988      $ 10,988      $ —       $ —   
Interest-bearing time deposits in banks
      1,250        1,250        —         —   
Loans, net of allowance for credit losses
      587,457        —         —         564,432  
Federal Home Loan Bank stock
      3,127        —         3,127        —   
Accrued interest receivable
      2,781        —         2,781        —   
Financial liabilities
            
Deposits
      735,314        —         451,718        282,351  
Repurchase agreements
      10,787        —         10,787        —   
Federal Home Loan Bank advances
      19,500        —         19,382        —   
Advances from borrowers for taxes and insurance
      1,233        —         1,233        —   
Accrued interest payable
      1,666        —         1,666        —   
Unrecognized financial instruments (net of contract amount)
            
Commitments to originate loans
      —         —         —         —   
The methods utilized to measure the fair value of financial instruments at March 31, 2024, represent an approximation of exit price; however, an actual exit price may differ.
 
XML 33 R23.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Commitments
 9 Months Ended
Mar. 31, 2024
Commitments and Contingencies Disclosure [Abstract]  
Commitments
Note 14: Commitments
Commitments to Originate Loans
Commitments to extend credit are agreements to lend to a customer if there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since a portion of the commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Each customer’s creditworthiness is evaluated on a
case-by-case
basis. The amount of collateral obtained, if deemed necessary, is based on management’s credit evaluation of the counterparty. Collateral held varies, but may include accounts receivable, inventory, property, plant and equipment, commercial real estate and residential real estate.
Lines of Credit
Lines of credit are agreements to lend to a customer if there is no violation of any condition established in the contract. Lines of credit generally have fixed expiration dates. Since a portion of the line may expire without being drawn upon, the total unused lines do not necessarily represent future cash requirements. Each customer’s creditworthiness is evaluated on a
case-by-case
basis. The amount of collateral obtained, if deemed necessary, is based on management’s credit evaluation of the counterparty. Collateral held varies but may include accounts receivable, inventory, property, plant and equipment, commercial real estate and residential real estate. Management uses the same credit policies in granting lines of credit as it does for
on-balance-sheet
instruments.
Off-Balance
Sheet Credit Exposures
Off-balance
sheet credit instruments include commitments to make loans, and commercial letters of credit, issued to meet customer financing needs. The Company’s exposure to credit loss in the event of
non-performance
by the other party to the financial instrument for
off-balance
sheet loan commitments is represented by the contractual amount of those instruments. Such financial instruments are recorded when they are funded. The ACL on
off-balance
sheet credit exposures is estimated by loan pool on a quarterly basis under the current CECL model using the same methodologies as portfolio loans, taking into consideration the likelihood that funding will occur and is included in other liabilities on the Company’s consolidated balance sheets. The Company records an ACL on
off-balance
sheet credit exposures, unless the commitments to extend credit are unconditionally cancelable. During the nine months ended March 31, 2024, the Company recorded a credit for credit losses on
off-balance
sheet credit exposures of $(173,000), compared to credit for credit losses of $(189,000) for the nine months ended March 31, 2023. During the three months ended March 31, 2024, the Company recorded a credit for credit losses on
off-balance
sheet credit exposures of $(12,000), compared to credit for credit losses of $(127,000) for the three months ended March 31, 2023. Our ACL on
off-balance
sheet credit exposures was $44,000 and $216,000, at March 31, 2024 and June 30, 2023, respectively. This reduction was primarily due to a decrease in loans with unfunded balances without the Bank’s ability to cancel on demand.
XML 34 R24.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
New Accounting Pronouncements (Policies)
 9 Months Ended
Mar. 31, 2024
Accounting Policies [Abstract]  
Liabilities
In June 2016, the FASB issued ASU
2016-13,
Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments
. The ASU requires an organization to measure all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. Organizations will continue to use judgment to determine which loss estimation method is appropriate for their circumstances. Additionally, the ASU amends the accounting for credit losses on
available-for-sale
debt securities and purchased financial assets with credit deterioration. For public companies eligible to be smaller reporting companies (SRC), this update was effective for interim and annual periods beginning after December 15, 2022. In preparation for the adoption of ASU
2016-13,
we engaged a firm specializing in ALLL modeling and utilized transition modeling for the two years prior to implementation. We also had our CECL model validated by an independent firm.
The Company early adopted ASU
2016-13
using the current expected credit loss (“CECL”) methodology for financial assets measured at amortized cost, effective July 1, 2022. Results for the periods beginning after July 1, 2022, are presented under ASU
2016-13,
while prior period amounts were reported in accordance with the previously applicable accounting standards. The Company recorded a reduction to retained earnings of approximately $388,000 upon adoption of ASU
2016-13.
The transition adjustment included an increase to the allowance for credit losses on loans of $47,000 and an increase to the allowance to credit losses on
off-balance
sheet credit exposure of $496,000. The transition adjustment included a corresponding increase in deferred tax assets.
 
The following table illustrates the impact of ASU
2016-13
adoption (in thousands):
 
    
July 1, 2022
  
    
Allowance for credit
losses as reported under

ASU
2016-13
     
Allowance pre-ASU 2016-

13 Adoption
     
Impact on Allowance
of ASU
2016-13

Adoption
  
Assets:
         
Real Estate Loans
         
One-
to four-family
    $ 1,410      $ 1,028      $ 382  
Multi-Family
      1,235        1,375        (140 ) 
Commercial
      2,370        1,985        385  
HELOC
      103        70        33  
Construction
      681        489        192  
Commercial Business
      1,207        2,025        (818 ) 
Consumer
      93        80        13  
  
 
 
     
 
 
     
 
 
  
Allowance for credit losses for all loans
    $ 7,099      $ 7,052      $ 47  
  
 
 
     
 
 
     
 
 
  
Liabilities:
         
Allowance for credit losses on
off-balance
sheet exposures
    $ 496      $ —       $ 496  
  
 
 
     
 
 
     
 
 
  
In March 2022, FASB issued ASU
2022-02,
Financial Instruments-Credit Losses (Topic 326): Troubled Debt Restructurings and
 Vintage Disclosures
.
The amendments in this update eliminate the accounting guidance and related disclosures for TDRs by creditors in Subtopic
310-40,
 Receivables—Troubled Debt Restructurings by Creditors
, while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty and requiring an entity to disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic
326-20,
 Financial Instruments—Credit Losses—Measured at Amortized Cost
. The amendments in this update were effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years and are applied prospectively, except with respect to the recognition and measurement of TDRs, where an entity has the option to apply a modified retrospective transition method. The Company adopted ASU
2022-02,
effective July 1, 2023, with changes applied prospectively, except with respect to the recognition and measurement of TDRs where a modified retrospective transition method was applied. The adoption of this accounting guidance did not have a material impact on the Company’s consolidated financial statements.
XML 35 R25.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
New Accounting Pronouncements (Tables)
 9 Months Ended
Mar. 31, 2024
Accounting Policies [Abstract]  
Schedule Of Impact Of ASU 201613 Adoption
The following table illustrates the impact of ASU
2016-13
adoption (in thousands):
 
    
July 1, 2022
  
    
Allowance for credit
losses as reported under

ASU
2016-13
     
Allowance pre-ASU 2016-

13 Adoption
     
Impact on Allowance
of ASU
2016-13

Adoption
  
Assets:
         
Real Estate Loans
         
One-
to four-family
    $ 1,410      $ 1,028      $ 382  
Multi-Family
      1,235        1,375        (140 ) 
Commercial
      2,370        1,985        385  
HELOC
      103        70        33  
Construction
      681        489        192  
Commercial Business
      1,207        2,025        (818 ) 
Consumer
      93        80        13  
  
 
 
     
 
 
     
 
 
  
Allowance for credit losses for all loans
    $ 7,099      $ 7,052      $ 47  
  
 
 
     
 
 
     
 
 
  
Liabilities:
         
Allowance for credit losses on
off-balance
sheet exposures
    $ 496      $ —       $ 496  
  
 
 
     
 
 
     
 
 
  
XML 36 R26.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Stock-based Compensation (Tables)
 9 Months Ended
Mar. 31, 2024
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]  
Summary of ESOP Shares
A summary of ESOP shares at March 31, 2024 and June 30, 2023 are as follows (dollars in thousands):
 
     March 31, 2024      June 30, 2023  
Allocated shares
      170,696        162,986  
Shares committed for release
      14,433        19,245  
Unearned shares
      139,527        153,960  
  
 
 
     
 
 
  
Total ESOP shares
      324,656        336,191  
  
 
 
     
 
 
  
Fair value of unearned ESOP shares (1)
    $ 2,320      $ 2,223  
  
 
 
     
 
 
  
 
(1)
Based on closing price of $16.63 and $14.44 per share on March 31, 2024, and June 30, 2023, respectively.
Summary of Stock Option Activity
The following table summarizes stock option activity for the nine months ended March 31, 2024 (dollars in thousands):
 
    
Options
     
Weighted-Average

Exercise Price/Share
     
Weighted-Average

Remaining Contractual
Life (in years)
     
Aggregate Intrinsic
Value
  
Outstanding, June 30, 2023
      90,143      $ 16.63        
Granted
      —         —         
Exercised
      —         —         
Forfeited
      90,143        16.63        
  
 
 
     
 
 
        
Outstanding, March 31, 2024
      —       $ —         0.0      $ 0  
  
 
 
     
 
 
     
 
 
     
 
 
  
Exercisable, March 31, 2024
      —       $ —         0.0      $ 0  
  
 
 
     
 
 
     
 
 
     
 
 
  
Summary of Non-vested Restricted Stock Activity
The following table summarizes
non-vested
restricted stock activity for the nine months ended March 31, 2024:
 
    
Shares
     
Weighted-Average

Grant-Date Fair Value
  
Balance, June 30, 2023
      62,314      $ 18.76  
Granted
      —         —   
Forfeited
      1,600        19.10  
Earned and issued
      19,914        18.76  
  
 
 
     
 
 
  
Balance, March 31, 2024
      40,800      $ 19.10  
  
 
 
     
 
 
  
XML 37 R27.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Earnings Per Common Share ("EPS") (Tables)
 9 Months Ended
Mar. 31, 2024
Earnings Per Share [Abstract]  
Factors Used in Earnings Per Common Share Computation
Basic and diluted earnings per common share are presented for the three month and nine-month periods ended March 31, 2024 and 2023. The factors used in the earnings per common share computation are as follows:
 
    
Three Months Ended
March 31, 2024
    
Three Months Ended
March 31, 2023
    
Nine Months Ended
March 31, 2024
    
Nine Months Ended
March 31, 2023
  
Net income
    $ 708     $ 690     $ 1,359     $ 4,063  
  
 
 
    
 
 
    
 
 
    
 
 
  
Basic weighted average shares outstanding
      3,353,026       3,343,670       3,354,097       3,318,809  
Less: Average unallocated ESOP shares
      (141,932 )      (161,177 )      (146,743 )      (165,988 ) 
  
 
 
    
 
 
    
 
 
    
 
 
  
Basic average shares outstanding
      3,211,094       3,182,493       3,207,354       3,152,821  
  
 
 
    
 
 
    
 
 
    
 
 
  
Diluted effect of restricted stock awards and stock options
      —        82,103       —        86,964  
  
 
 
    
 
 
    
 
 
    
 
 
  
Diluted average shares outstanding
      3,211,094       3,264,596       3,207,354       3,239,785  
  
 
 
    
 
 
    
 
 
    
 
 
  
Basic earnings per common share
    $ 0.22     $ 0.22     $ 0.42     $ 1.29  
  
 
 
    
 
 
    
 
 
    
 
 
  
Diluted earnings per common share
    $ 0.22     $ 0.21     $ 0.42     $ 1.25  
  
 
 
    
 
 
    
 
 
    
 
 
  
XML 38 R28.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Securities (Tables)
 9 Months Ended
Mar. 31, 2024
Investments, Debt and Equity Securities [Abstract]  
Amortized Cost and Approximate Fair Value of Securities, Together with Gross Unrealized Gains and Losses of Securities
The amortized cost and approximate fair value of securities, together with gross unrealized gains and losses on securities, are as follows:
 
    
Amortized
Cost
     
Gross
Unrealized

Gains
     
Gross
Unrealized

Losses
    
Fair Value
  
Available-for-sale
securities:
           
March 31, 2024:
           
U.S. Treasury
    $ 497      $ —       $ (54 )    $ 443  
U.S. Government and federal agency
      6,979        —         (412 )      6,567  
Mortgage-backed:
           
GSE residential
      198,279        41        (27,382 )      170,938  
Small Business Administration
      16,560        —         (2,359 )      14,201  
State and political subdivisions
      3,110        —         (2 )      3,108  
  
 
 
     
 
 
     
 
 
    
 
 
  
   $ 225,425      $ 41      $ (30,209 )    $ 195,257  
  
 
 
     
 
 
     
 
 
    
 
 
  
June 30, 2023:
           
U.S. Treasury
    $ 497      $ —       $ (59 )    $ 438  
U.S. Government and federal agency
      6,976        —         (499 )      6,477  
Mortgage-backed:
           
GSE residential
      203,139        21        (27,434 )      175,726  
Small Business Administration
      17,629        1        (2,397 )      15,233  
State and political subdivisions
      3,431        —         (6 )      3,425  
  
 
 
     
 
 
     
 
 
    
 
 
  
   $ 231,672      $ 22      $ (30,395 )    $ 201,299  
  
 
 
     
 
 
     
 
 
    
 
 
  
Amortized Cost and Fair Value of Available for Sale Securities by Contractual Maturity
The amortized cost and fair value of
available-for-sale
securities at March 31, 2024, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
 
    
Available-for-sale Securities
  
    
Amortized
Cost
     
Fair
Value
  
Within one year
    $ 4,001      $ 3,921  
One to five years
      3,691        3,558  
Five to ten years
      9,633        8,713  
After ten years
      9,821        8,127  
  
 
 
     
 
 
  
     27,146        24,319  
Mortgage-backed securities
      198,279        170,938  
  
 
 
     
 
 
  
Totals
    $ 225,425      $ 195,257  
  
 
 
     
 
 
  
Association's Investments Gross Unrealized Investment Losses and Fair Value of Association's Investments with Unrealized Losses
The following tables show the gross unrealized investment losses and the fair value of the Company’s investments for which an allowance for credit losses has not been recorded, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at March 31, 2024 and June 30, 2023:
 
    
Less Than 12 Months
    
12 Months or More
    
Total
  
Description of
Securities
   
Fair Value
     
Unrealized
Losses
    
Fair Value
     
Unrealized
Losses
    
Fair Value
     
Unrealized
Losses
  
March 31, 2024:
                
U.S. Treasury
    $ —       $ —      $ 443      $ (54 )    $ 443      $ (54 ) 
U.S. Government and federal agency
      —         —        6,567        (412 )      6,567        (412 ) 
Mortgage-backed:
                
GSE residential
      3,227        (79 )      164,914        (27,303 )      168,141        (27,382 ) 
Small Business Administration
      —         —        14,201        (2,359 )      14,201        (2,359 ) 
State and political subdivisions
      1,050        (2 )      —         —        1,050        (2 ) 
  
 
 
     
 
 
    
 
 
     
 
 
    
 
 
     
 
 
  
Total
    $ 4,277      $ (81 )    $ 186,125      $ (30,128 )    $ 190,402      $ (30,209 ) 
  
 
 
     
 
 
    
 
 
     
 
 
    
 
 
     
 
 
  
June 30, 2023:
                
U.S. Treasury
    $ —       $ —      $ 438      $ (59 )    $ 438      $ (59 ) 
U.S. Government and federal agency
      —         —        6,477        (499 )      6,477        (499 ) 
Mortgage-backed:
                
GSE residential
      14,517        (440 )      158,413        (26,994 )      172,930        (27,434 ) 
Small Business Administration
      1,148        (60 )      12,762        (2,337 )      13,910        (2,397 ) 
State and political subdivisions
      1,063        (6 )      —         —        1,063        (6 ) 
  
 
 
     
 
 
    
 
 
     
 
 
    
 
 
     
 
 
  
Total
    $ 16,728      $ (506 )    $ 178,090      $ (29,889 )    $ 194,818      $ (30,395 ) 
  
 
 
     
 
 
    
 
 
     
 
 
    
 
 
     
 
 
  
XML 39 R29.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Loans and Allowance for Credit Losses (Tables)
 9 Months Ended
Mar. 31, 2024
Categories of Loans
Classes of loans include:
 
    
March 31, 2024
    
June 30, 2023
  
Real estate loans:
     
One-
to four-family
    $ 176,117     $ 163,854  
Multi-family
      127,757       89,649  
Commercial
      198,823       193,707  
Home equity lines of credit
      9,602       8,066  
Construction
      41,342       50,973  
Commercial
      89,383       79,693  
Consumer
      7,657       8,382  
  
 
 
    
 
 
  
Total loans
      650,681       594,324  
Less:
     
Unearned fees and discounts, net
      (370 )      (272 ) 
Allowance for credit losses
      7,725       7,139  
  
 
 
    
 
 
  
Loans, net
    $ 643,326     $ 587,457  
  
 
 
    
 
 
  
Allowance for Credit Losses
Allowance for Credit Losses
The following tables present the activity in the allowance for credit losses for the three-month and nine-month periods ended March 31, 2024 and 2023 and the year ended June 30, 2023:
 
    
Three Months Ended March 31, 2024

Real Estate Loans
  
    
One-
to

Four-Family
     
Multi-Family
    
Commercial
    
Home Equity
Lines of

Credit
  
Allowance for credit losses:
          
Balance, beginning of period
    $ 1,809      $ 1,865     $ 2,593     $ 147  
Provision (credit) for credit losses
      16        (76 )      (280 )      —   
Losses charged off
      —         —        —        —   
Recoveries
      3        —        —        —   
  
 
 
     
 
 
    
 
 
    
 
 
  
Balance, end of period
    $ 1,828      $ 1,789     $ 2,313     $ 147  
  
 
 
     
 
 
    
 
 
    
 
 
  
Loans:
          
Ending balance
    $ 176,117      $ 127,757     $ 198,823     $ 9,602  
  
 
 
     
 
 
    
 
 
    
 
 
  
 
    
Three Months Ended March 31, 2024 (Continued)
  
    
Construction
    
Commercial
    
Consumer
    
Total
  
Allowance for credit losses:
         
Balance, beginning of period
    $ 539     $ 915     $ 67     $ 7,935  
Provision (credit) for credit losses
      (2 )      (44 )      8       (378 ) 
Losses charged off
      —        —        (10 )      (10 ) 
Recoveries
      —        174       1       178  
  
 
 
    
 
 
    
 
 
    
 
 
  
Balance, end of period
    $ 537     $ 1,045     $ 66     $ 7,725  
  
 
 
    
 
 
    
 
 
    
 
 
  
Loans:
         
Ending balance
    $ 41,342     $ 89,383     $ 7,657     $ 650,681  
  
 
 
    
 
 
    
 
 
    
 
 
  
 
    
Nine Months Ended March 31, 2024

Real Estate Loans
  
    
One-
to

Four-Family
    
Multi-Family
     
Commercial
    
Home Equity
Lines of

Credit
  
Allowance for credit losses:
          
Balance, beginning of period
    $ 1,898     $ 1,121      $ 2,369     $ 121  
Provision (credit) for credit losses
      (73 )      668        (56 )      26  
Losses charged off
      —        —         —        —   
Recoveries
      3       —         —        —   
  
 
 
    
 
 
     
 
 
    
 
 
  
Balance, end of period
    $ 1,828     $ 1,789      $ 2,313     $ 147  
  
 
 
    
 
 
     
 
 
    
 
 
  
Loans:
          
Ending balance
    $ 176,117     $ 127,757      $ 198,823     $ 9,602  
  
 
 
    
 
 
     
 
 
    
 
 
  
 
    
Nine Months Ended March 31, 2024 (Continued)
  
    
Construction
    
Commercial
     
Consumer
    
Total
  
Allowance for credit losses:
          
Balance, beginning of period
    $ 765     $ 794      $ 71     $ 7,139  
Provision (credit) for credit losses
      (228 )      10        22       369  
Losses charged off
      —        —         (35 )      (35 ) 
Recoveries
      —        241        8       252  
  
 
 
    
 
 
     
 
 
    
 
 
  
Balance, end of period
    $ 537     $ 1,045      $ 66     $ 7,725  
  
 
 
    
 
 
     
 
 
    
 
 
  
Loans:
          
Ending balance
    $ 41,342     $ 89,383      $ 7,657     $ 650,681  
  
 
 
    
 
 
     
 
 
    
 
 
  
 
    
Year Ended June 30, 2023

Real Estate Loans
  
    
One-
to

Four-
Family
     
Multi-
Family
    
Commercial
    
Home Equity
Lines of

Credit
  
Allowance for credit losses:
          
Balance, beginning of year (prior to adoption of ASU
2016-13)
    $ 1,028      $ 1,375     $ 1,985     $ 70  
Impact of adopting ASU
2016-13
      382        (140 )      385       33  
Provision charged to expense
      487        (114 )      (1 )      18  
Losses charged off
      —         —        —        —   
Recoveries
      1        —        —        —   
  
 
 
     
 
 
    
 
 
    
 
 
  
Balance, end of year
    $ 1,898      $ 1,121     $ 2,369     $ 121  
  
 
 
     
 
 
    
 
 
    
 
 
  
Loans:
          
Ending balance
    $ 163,854      $ 89,649     $ 193,707     $ 8,066  
  
 
 
     
 
 
    
 
 
    
 
 
  
 
    
Year Ended June 30, 2023 (Continued)
  
    
Construction
     
Commercial
    
Consumer
    
Total
  
Allowance for credit losses:
          
Balance, beginning of year (prior to adoption of ASU
2016-13)
    $ 489      $ 2,025     $ 80     $ 7,052  
Impact of adopting ASU
2016-13
      192        (818 )      13       47  
Provision charged to expense
      84        (422 )      —        52  
Losses charged off
      —         (14 )      (37 )      (51 ) 
Recoveries
      —         23       15       39  
  
 
 
     
 
 
    
 
 
    
 
 
  
Balance, end of year
    $ 765      $ 794     $ 71     $ 7,139  
  
 
 
     
 
 
    
 
 
    
 
 
  
Loans:
          
Ending balance
    $ 50,973      $ 79,693     $ 8,382     $ 594,324  
  
 
 
     
 
 
    
 
 
    
 
 
  
 
    
Three Months Ended March 31, 2023
  
    
Real Estate Loans
  
    
One-
to

Four-Family
     
Multi-

Family
    
Commercial
     
Home Equity

Lines of

Credit
  
Allowance for credit losses:
           
Balance, beginning of period
    $ 1,722      $ 1,402     $ 2,392      $ 101  
Provision charged to expense
      268        (117 )      118        (3 ) 
Losses charged off
      —         —        —         —   
Recoveries
      —         —        —         —   
  
 
 
     
 
 
    
 
 
     
 
 
  
Balance, end of period
    $ 1,990      $ 1,285     $ 2,510      $ 98  
  
 
 
     
 
 
    
 
 
     
 
 
  
Loans:
           
Ending balance
    $ 158,388      $ 98,891     $ 198,976      $ 7,058  
  
 
 
     
 
 
    
 
 
     
 
 
  
 
    
Three Months Ended March 31, 2023 (Continued)
  
    
Construction
     
Commercial
     
Consumer
    
Total
  
Allowance for credit losses:
           
Balance, beginning of period
    $ 585      $ 871      $ 93     $ 7,166  
Provision charged to expense
      101        12        (12 )      367  
Losses charged off
      —         —         (9 )      (9 ) 
Recoveries
      —         6        5       11  
  
 
 
     
 
 
     
 
 
    
 
 
  
Balance, end of period
    $ 686      $ 889      $ 77     $ 7,535  
  
 
 
     
 
 
     
 
 
    
 
 
  
Loans:
           
Ending balance
    $ 42,881      $ 71,129      $ 8,491     $ 585,814  
  
 
 
     
 
 
     
 
 
    
 
 
  
 
    
Nine Months Ended March 31, 2023
  
    
Real Estate Loans
  
    
One-
to

Four-Family
     
Multi-

Family
    
Commercial
     
Home Equity

Lines of

Credit
  
Allowance for credit losses:
           
Balance, beginning of period (prior to adoption of ASU
2016-13)
    $ 1,028      $ 1,375     $ 1,985      $ 70  
Impact of adopting ASU
2016-13
      382        (140 )      385        33  
Provision charged to expense
      579        50       140        (5 ) 
Losses charged off
      —         —        —         —   
Recoveries
      1        —        —         —   
  
 
 
     
 
 
    
 
 
     
 
 
  
Balance, end of period
    $ 1,990      $ 1,285     $ 2,510      $ 98  
  
 
 
     
 
 
    
 
 
     
 
 
  
Loans:
           
Ending balance
    $ 158,388      $ 98,891     $ 198,976      $ 7,058  
  
 
 
     
 
 
    
 
 
     
 
 
  
 
    
Nine Months Ended March 31, 2023 (Continued)
  
    
Construction
     
Commercial
    
Consumer
    
Total
  
Allowance for credit losses:
          
Balance, beginning of period (prior to adoption of ASU
2016-13)
    $ 489      $ 2,025     $ 80     $ 7,052  
Impact of adopting ASU
2016-13
      192        (818 )      13       47  
Provision charged to expense
      5        (332 )      5       442  
Losses charged off
      —         (4 )      (30 )      (34 ) 
Recoveries
      —         18       9       28  
  
 
 
     
 
 
    
 
 
    
 
 
  
Balance, end of period
    $ 686      $ 889     $ 77     $ 7,535  
  
 
 
     
 
 
    
 
 
    
 
 
  
Loans:
          
Ending balance
    $ 42,881      $ 71,129     $ 8,491     $ 585,814  
  
 
 
     
 
 
    
 
 
    
 
 
  
Credit Risk Profile of Association's Loan Portfolio Based on Risk Rating Category and Calendar Year of Origination
The following tables present the credit risk profile of the Company’s loan portfolio based on risk rating category and calendar year of origination as of March 31, 2024 and June 30, 2023 (in thousands):
March 31, 2024
 
                                                                                                                                                                              
Risk Rating
  
2024
    
2023
    
2022
    
2021
    
2020
    
Prior Years
    
Total
  
One-
to Four-Family
              
Pass
  
$
7,525
 
  
$
40,980
 
  
$
52,989
 
  
$
25,080
 
  
$
15,651
 
  
$
33,618
 
  
$
175,843
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
77
 
  
 
— 
 
  
 
— 
 
  
 
77
 
Substandard
  
 
— 
 
  
 
14
 
  
 
5
 
  
 
5
 
  
 
— 
 
  
 
173
 
  
 
197
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
7,525
 
  
$
40,994
 
  
$
52,994
 
  
$
25,162
 
  
$
15,651
 
  
$
33,791
 
  
$
176,117
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Multi-Family
              
Pass
  
$
320
 
  
$
10,385
 
  
$
51,405
 
  
$
20,350
 
  
$
22,898
 
  
$
22,163
 
  
$
127,521
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
236
 
  
 
236
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
320
 
  
$
10,385
 
  
$
51,405
 
  
$
20,350
 
  
$
22,898
 
  
$
22,399
 
  
$
127,757
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Commercial Real Estate
              
Pass
  
$
1,926
 
  
$
24,432
 
  
$
61,466
 
  
$
27,898
 
  
$
31,072
 
  
$
50,797
 
  
$
197,591
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
150
 
  
 
830
 
  
 
252
 
  
 
1,232
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
1,926
 
  
$
24,432
 
  
$
61,466
 
  
$
28,048
 
  
$
31,902
 
  
$
51,049
 
  
$
198,823
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Home Equity Line of Credit
              
Pass
  
$
334
 
  
$
3,393
 
  
$
1,936
 
  
$
1,533
 
  
$
895
 
  
$
1,511
 
  
$
9,602
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
 
                                                                                                                                                                              
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
334
 
  
$
3,393
 
  
$
1,936
 
  
$
1,533
 
  
$
895
 
  
$
1,511
 
  
$
9,602
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Construction
              
Pass
  
$
2,294
 
  
$
35,753
 
  
$
3,069
 
  
$
— 
 
  
$
— 
 
  
$
226
 
  
$
41,342
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
2,294
 
  
$
35,753
 
  
$
3,069
 
  
$
— 
 
  
$
— 
 
  
$
226
 
  
$
41,342
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Commercial Business
              
Pass
  
$
3,496
 
  
$
36,107
 
  
$
14,963
 
  
$
10,441
 
  
$
8,103
 
  
$
14,374
 
  
$
87,484
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
133
 
  
 
32
 
  
 
190
 
  
 
1,488
 
  
 
56
 
  
 
1,899
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
3,496
 
  
$
36,240
 
  
$
14,995
 
  
$
10,631
 
  
$
9,591
 
  
$
14,430
 
  
$
89,383
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Consumer
              
Pass
  
$
742
 
  
$
3,199
 
  
$
2,129
 
  
$
970
 
  
$
483
 
  
$
134
 
  
$
7,657
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
742
 
  
$
3,199
 
  
$
2,129
 
  
$
970
 
  
$
483
 
  
$
134
 
  
$
7,657
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total Loans
              
Pass
  
$
16,637
 
  
$
154,249
 
  
$
187,957
 
  
$
86,272
 
  
$
79,102
 
  
$
122,823
 
  
$
647,040
 
Special Mention
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
77
 
  
 
— 
 
  
 
— 
 
  
 
77
 
Substandard
  
 
— 
 
  
 
147
 
  
 
37
 
  
 
345
 
  
 
2,318
 
  
 
717
 
  
 
3,564
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
16,637
 
  
$
154,396
 
  
$
187,994
 
  
$
86,694
 
  
$
81,420
 
  
$
123,540
 
  
$
650,681
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
June 30, 2023
 
                                                                                                                                                                              
Risk Rating
  
2023
    
2022
    
2021
    
2020
    
2019
    
Prior Years
    
Total
  
One-
to Four-Family
              
Pass
  
$
22,032
 
  
$
56,054
 
  
$
27,843
 
  
$
18,468
 
  
$
5,996
 
  
$
32,729
 
  
$
163,122
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
335
 
  
 
335
 
Substandard
  
 
14
 
  
 
6
 
  
 
94
 
  
 
61
 
  
 
222
 
  
 
— 
 
  
 
397
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
22,046
 
  
$
56,060
 
  
$
27,937
 
  
$
18,529
 
  
$
6,218
 
  
$
33,064
 
  
$
163,854
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Multi-Family
              
Pass
  
$
674
 
  
$
37,826
 
  
$
10,647
 
  
$
14,399
 
  
$
8,587
 
  
$
17,272
 
  
$
89,405
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
244
 
  
 
— 
 
  
 
244
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
674
 
  
$
37,826
 
  
$
10,647
 
  
$
14,399
 
  
$
8,831
 
  
$
17,272
 
  
$
89,649
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Commercial Real Estate
              
Pass
  
$
12,214
 
  
$
63,645
 
  
$
29,320
 
  
$
32,502
 
  
$
5,844
 
  
$
49,239
 
  
$
192,764
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
862
 
  
 
81
 
  
 
— 
 
  
 
943
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
12,214
 
  
$
63,645
 
  
$
29,320
 
  
$
33,364
 
  
$
5,925
 
  
$
49,239
 
  
$
193,707
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Home Equity Line of Credit
              
Pass
  
$
982
 
  
$
2,554
 
  
$
1,301
 
  
$
1,035
 
  
$
789
 
  
$
1,405
 
  
$
8,066
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
982
 
  
$
2,554
 
  
$
1,301
 
  
$
1,035
 
  
$
789
 
  
$
1,405
 
  
$
8,066
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Construction
              
Pass
  
$
2,882
 
  
$
29,188
 
  
$
10,432
 
  
$
8,471
 
  
$
— 
 
  
$
— 
 
  
$
50,973
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
2,882
 
  
$
29,188
 
  
$
10,432
 
  
$
8,471
 
  
$
— 
 
  
$
— 
 
  
$
50,973
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
 
                                                                                                                                                                              
Commercial Business
              
Pass
  
$
12,449
 
  
$
20,004
 
  
$
17,673
 
  
$
8,797
 
  
$
7,669
 
  
$
8,841
 
  
$
75,433
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
2,779
 
  
 
59
 
  
 
174
 
  
 
1,189
 
  
 
57
 
  
 
2
 
  
 
4,260
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
15,228
 
  
$
20,063
 
  
$
17,847
 
  
$
9,986
 
  
$
7,726
 
  
$
8,843
 
  
$
79,693
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Consumer
              
Pass
  
$
2,391
 
  
$
3,181
 
  
$
1,653
 
  
$
834
 
  
$
211
 
  
$
107
 
  
$
8,377
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
Substandard
  
 
— 
 
  
 
— 
 
  
 
1
 
  
 
— 
 
  
 
— 
 
  
 
4
 
  
 
5
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
2,391
 
  
$
3,181
 
  
$
1,654
 
  
$
834
 
  
$
211
 
  
$
111
 
  
$
8,382
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total Loans
              
Pass
  
$
53,624
 
  
$
212,452
 
  
$
98,869
 
  
$
84,506
 
  
$
29,096
 
  
$
109,593
 
  
$
588,140
 
Watch
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
335
 
  
 
335
 
Substandard
  
 
2,793
 
  
 
65
 
  
 
269
 
  
 
2,112
 
  
 
604
 
  
 
6
 
  
 
5,849
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
56,417
 
  
$
212,517
 
  
$
99,138
 
  
$
86,618
 
  
$
29,700
 
  
$
109,934
 
  
$
594,324
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Association's Loan Portfolio Aging Analysis
The following tables present the Company’s loan portfolio aging analysis:
 
                                                                                                                                                                              
   
30-59 Days

Past Due
    
60-89 Days

Past Due
    
90 Days or
Greater
    
Total Past

Due
    
Current
    
Total Loans
Receivable
    
Total Loans
90 Days Past
Due &
Accruing
  
March 31, 2024:
              
Real estate loans:
              
One-
to four-family
  
$
922
 
  
$
423
 
  
$
— 
 
  
$
1,345
 
  
$
174,772
 
  
$
176,117
 
  
$
— 
 
Multi-family
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
127,757
 
  
 
127,757
 
  
 
— 
 
Commercial
  
 
384
 
  
 
179
 
  
 
252
 
  
 
815
 
  
 
198,008
 
  
 
198,823
 
  
 
252
 
Home equity lines of credit
  
 
— 
 
  
 
18
 
  
 
— 
 
  
 
18
 
  
 
9,584
 
  
 
9,602
 
  
 
— 
 
Construction
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
41,342
 
  
 
41,342
 
  
 
— 
 
Commercial
  
 
573
 
  
 
133
 
  
 
— 
 
  
 
706
 
  
 
88,677
 
  
 
89,383
 
  
 
— 
 
Consumer
  
 
36
 
  
 
24
 
  
 
— 
 
  
 
60
 
  
 
7,597
 
  
 
7,657
 
  
 
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
1,915
 
  
$
777
 
  
$
252
 
  
$
2,944
 
  
$
647,737
 
  
$
650,681
 
  
$
252
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
 
                                                                                                                                                                              
   
30-59 Days

Past Due
    
60-89 Days

Past Due
    
90 Days or
Greater
    
Total Past

Due
    
Current
    
Total Loans
Receivable
    
Total Loans
90 Days Past
Due &
Accruing
  
June 30, 2023:
              
Real estate loans:
              
One-
to four-family
  
$
523
 
  
$
116
 
  
$
— 
 
  
$
639
 
  
$
163,215
 
  
$
163,854
 
  
$
— 
 
Multi-family
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
89,649
 
  
 
89,649
 
  
 
— 
 
Commercial
  
 
153
 
  
 
— 
 
  
 
— 
 
  
 
153
 
  
 
193,554
 
  
 
193,707
 
  
 
— 
 
Home equity lines of credit
  
 
— 
 
  
 
20
 
  
 
— 
 
  
 
20
 
  
 
8,046
 
  
 
8,066
 
  
 
— 
 
Construction
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
— 
 
  
 
50,973
 
  
 
50,973
 
  
 
— 
 
Commercial
  
 
56
 
  
 
— 
 
  
 
58
 
  
 
114
 
  
 
79,579
 
  
 
79,693
 
  
 
— 
 
Consumer
  
 
47
 
  
 
6
 
  
 
2
 
  
 
55
 
  
 
8,327
 
  
 
8,382
 
  
 
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Total
  
$
779
 
  
$
142
 
  
$
60
 
  
$
981
 
  
$
593,343
 
  
$
594,324
 
  
$
— 
 
 
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
    
 
 
  
Nonaccrual with no Allowance for Credit Losses and Nonaccrual Loans
The following table presents the amortized cost basis of loans on nonaccrual status and of nonaccrual loans individually evaluated for which no allowance was recorded at March 31, 2024 and June 30, 2023:
 
    
March 31, 2024
     
June 30, 2023
  
     Nonaccrual with no
Allowance for Credit
Losses		      Nonaccrual      Nonaccrual with no
Allowance for Credit
Losses		      Nonaccrual  
Mortgages on real estate:
            
One-
to four-family
    $ —       $ —       $ —       $ —   
Multi-family
      —         —         —         —   
Commercial
      —         —         —         —   
Home equity lines of credit
      —         —         —         —   
Construction loans
      —         —         —         —   
Commercial business loans
      —         —         —         115  
Consumer loans
      —         —         —         2  
  
 
 
     
 
 
     
 
 
     
 
 
  
Total
    $ —       $ —       $ —       $ 117  
  
 
 
     
 
 
     
 
 
     
 
 
  
Loans Modified as Troubled Debt Restructurings
The following table presents the recorded balance, at original cost, of troubled debt restructurings, as of June 30, 2023. All TDRs were performing according to the terms of the restructuring and were accruing as of June 30, 2023.
 
    
June 30, 2023
  
Real estate loans
   
One-
to four-family
    $ 189  
Multi-family
      —   
Commercial
      —   
Home equity lines of credit
      —   
  
 
 
  
Total real estate loans
      189  
  
 
 
  
Construction loans
      —   
Commercial business loans
      26  
Consumer loans
      —   
  
 
 
  
Total
    $ 215  
  
 
 
  
XML 40 R30.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Accumulated Other Comprehensive Income (Loss) (Tables)
 9 Months Ended
Mar. 31, 2024
Equity [Abstract]  
Components of Accumulated Other Comprehensive Income (Loss)
The following tables present changes in accumulated other comprehensive income (loss), by component, net of tax, for the nine months ended March 31, 2024 and 2023:
 
    
Unrealized

Gains and

Losses on

Available-for-

Sale Securities
     
Defined

Benefit

Pension Items
     
Total
  
March 31, 2024:
         
Beginning balance
    $ (21,715 )     $ 67      $ (21,648 ) 
Other comprehensive loss before reclassification
      146        —         146  
Amounts reclassified from accumulated other comprehensive income
      —         —         —   
Net current period other comprehensive loss
      —         1        1  
  
 
 
     
 
 
     
 
 
  
Ending balance
    $ (21,569 )     $ 68      $ (21,501 ) 
  
 
 
     
 
 
     
 
 
  
March 31, 2023:
         
Beginning balance
    $ (17,263 )     $ (83 )     $ (17,346 ) 
Other comprehensive loss before reclassification
      (1,630 )       —         (1,630 ) 
Amounts reclassified from accumulated other comprehensive income
      123        —         123  
Net current period other comprehensive loss
      —         (4 )       (4 ) 
  
 
 
     
 
 
     
 
 
  
Ending balance
    $ (18,770 )     $ (87 )     $ (18,857 ) 
  
 
 
     
 
 
     
 
 
  
XML 41 R31.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component (Tables)
 9 Months Ended
Mar. 31, 2024
Text Block [Abstract]  
Amounts Reclassified from Accumulated Other Comprehensive Income
Amounts reclassified from AOCI and the affected line items in the statements of income during the three- and nine-month periods ended March 31, 2024 and 2023, were as follows:
 
    
Amounts Reclassified from AOCI
      
    
Three Months Ended March 31,
    
Nine Months Ended March 31,
      
    
2024
    
2023
    
2024
     
2023
    
Affected Line Item in the Condensed
Consolidated Statements of Income
Realized gains (losses) on
available-for-sale
securities
    $ —      $ 12     $ —       $ (171 )   
Net realized gains (losses) on sale of
available-for-
sale securities
Amortization of defined benefit pension items:
            
Components are included in computation of net periodic pension cost
Actuarial losses
      (1 )      (2 )      2        (5 )   
  
 
 
    
 
 
    
 
 
     
 
 
    
Total reclassified amount before tax
      (1 )      10       2        (176 )   
Tax expense
      —        4       1        (49 )   
Provision for Income Tax
  
 
 
    
 
 
    
 
 
     
 
 
    
Total reclassification out of AOCI
    $ (1 )    $ 6     $ 1      $ (127 )   
Net Income
  
 
 
    
 
 
    
 
 
     
 
 
    
XML 42 R32.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Income Taxes (Tables)
 9 Months Ended
Mar. 31, 2024
Income Tax Disclosure [Abstract]  
Reconciliation of Income Tax Expense at the Statutory Rate
A reconciliation of income tax expense at the statutory rate to the Company’s actual income tax expense is shown below:
 
    
Three Months Ended

March 31,
    
Nine Months Ended

March 31,
  
    
2024
    
2023
    
2024
    
2023
  
Computed at the statutory rate
    $ 200     $ 187     $ 383     $ 1,153  
Decrease resulting from
         
Tax exempt interest
      (6 )      (6 )      (24 )      (17 ) 
Cash surrender value of life insurance
      (24 )      (20 )      (67 )      (61 ) 
State income taxes
      66       88       127       423  
Other
      7       (47 )      46       (70 ) 
  
 
 
    
 
 
    
 
 
    
 
 
  
Actual expense
    $ 243     $ 202     $ 465     $ 1,428  
  
 
 
    
 
 
    
 
 
    
 
 
  
XML 43 R33.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Disclosures About Fair Value of Assets (Tables)
 9 Months Ended
Mar. 31, 2024
Fair Value Disclosures [Abstract]  
Fair Value Measurements of Assets Recognized on Recurring Basis
The following table presents the fair value measurements of assets recognized in the accompanying condensed consolidated balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2024 and June 30, 2023:
 
           
Fair Value Measurements Using
  
    
Fair Value
     
Quoted

Prices in

Active

Markets for

Identical

Assets

(Level 1)
     
Significant

Other

Observable

Inputs

(Level 2)
     
Significant

Unobservable

Inputs

(Level 3)
  
March 31, 2024:
            
Available-for-sale
securities:
            
US Treasury
    $ 443      $ 443      $ —       $ —   
US Government and federal agency
      6,567        —         6,567        —   
Mortgage-backed securities – GSE residential
      170,938        —         170,938        —   
Small Business Administration
      14,201        —         14,201        —   
State and political subdivisions
      3,108        —         1,050        2,058  
Mortgage servicing rights
      1,454        —         —         1,454  
 
           
Fair Value Measurements Using
  
    
Fair Value
     
Quoted

Prices in

Active

Markets for

Identical

Assets

(Level 1)
     
Significant

Other

Observable

Inputs

(Level 2)
     
Significant

Unobservable

Inputs

(Level 3)
  
June 30, 2023:
            
Available-for-sale
securities:
            
US Treasury
    $ 438      $ —       $ 438      $ —   
U.S. Government and federal agency and Government sponsored enterprises (GSE’s)
      6,477        —         6,477        —   
Mortgage-backed: GSE residential
      175,726        —         175,726        —   
Small Business Administration
      15,233        —         15,233        —   
State and political subdivisions
      3,425        —         1,064        2,361  
Mortgage servicing rights
      1,482        —         —         1,482  
Reconciliation of Beginning and Ending Balances of Recurring Fair Value Measurements Recognized in Accompanying Balance Sheet
The following is a reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying balance sheet using significant unobservable (Level 3) inputs:
Nine months ended March 31, 2024
 
    
Obligations of

State and

Political

Subdivisions
     
Mortgage

Servicing

Rights
     
Total
  
Beginning balance
    $ 2,361      $ 1,482      $ 3,843  
Transfers into Level 3
      —         98        98  
Transfers out of Level 3
      —         (102 )       (102 ) 
Total realized and unrealized gains and losses included in net income
      —         (24 )       (24 ) 
Purchases
      —         —         —   
Sales
      —         —         —   
Settlements
      (303 )       —         (303 ) 
  
 
 
     
 
 
     
 
 
  
Ending balance
    $ 2,058      $ 1,454      $ 3,512  
  
 
 
     
 
 
     
 
 
  
Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date
    $ —       $ (24 )     $ (24 ) 
  
 
 
     
 
 
     
 
 
  
    
Year ended June 30, 2023
         
    
Obligations of

State and

Political

Subdivisions
     
Mortgage

Servicing

Rights
     
Total
  
Beginning balance
    $ 2,662      $ 1,463      $ 4,125  
Transfers into Level 3
      —         89        89  
Transfers out of Level 3
      —         (171 )       (171 ) 
Total realized and unrealized gains and losses included in net income
      —         101        101  
Purchases
      —         —         —   
Sales
      —        —         —   
Settlements
      (301 )       —        (301 ) 
  
 
 
     
 
 
     
 
 
  
Ending balance
    $ 2,361      $ 1,482      $ 3,843  
  
 
 
     
 
 
     
 
 
  
Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date
    $ —       $ 101      $ 101  
  
 
 
     
 
 
     
 
 
  
Quantitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements
The following tables present quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements at March 31, 2024 and June 30, 2023.
 
    
Fair Value at

March 31, 2024
     
Valuation Technique
   
Unobservable Inputs
   
Range (Weighted

Average)
Mortgage servicing rights
    $ 1,454      Discounted cash flow    Discount rate    9.5% (9.5%)
         Constant prepayment rate   
6.0% - 7.0% (6.9%)
         Probability of default   
0.09% - 0.12% (0.12%)
State and political subdivisions
      2,058      Discounted cash flow    Maturity/Call Date    1 month – 9 years
         Weighted average
coupon		   
2.97% - 3.08% (3.03%)
         Marketability yield
adjustment		    1.0% - 2.0% (1.6%)
    
Fair Value at
June 30, 2023
     
Valuation Technique
     
Unobservable Inputs
   
Range (Weighted

Average)
Mortgage servicing rights
    $ 1,482        Discounted cash flow      Discount rate    9.5% (9.5%)
         Constant prepayment rate    6.0% - 6.7% (6.9%)
         Probability of default   
0.09% - 0.12% (0.12%)
State and political subdivisions
      2,361        Discounted cash flow      Maturity/Call Date    1 month – 9 years
         Weighted average coupon    2.97% - 3.08% (3.03%)
         Marketability yield
adjustment		    1.0% - 2.0% (1.6%)
Estimated Fair Values of Financial Instruments and Level within Fair Value Hierarchy in which Fair Value Measurements Fall
The following tables present estimated fair values of the Company’s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2024 and June 30, 2023.
 
    
Carrying
Amount
     
Fair Value
Measurements
Using

Quoted Prices in
Active Markets
for Identical
Assets

(Level 1)
     
Significant
Other
Observable
Inputs

(Level 2)
     
Significant
Unobservable
Inputs

(Level 3)
  
March 31, 2024:
            
Financial assets
            
Cash and cash equivalents
    $ 16,060      $ 16,060      $ —       $ —   
Interest-bearing time deposits in banks
      750        750        —         —   
Loans, net of allowance for credit losses
      643,326        —         —         633,614  
Federal Home Loan Bank stock
      5,419        —         5,419        —   
Accrued interest receivable
      3,749           3,749        —   
Financial liabilities
            
Deposits
      681,788        —         320,692        321,464  
Repurchase agreements
      18,182        —         18,182        —   
Federal Home Loan Bank advances
      95,999        —         95,643        —   
Other borrowings
      25,300        —         25,317        —   
Advances from borrowers for taxes and insurance
      1,331        —         1,331        —   
Accrued interest payable
      2,762        —         2,762        —   
Unrecognized financial instruments (net of contract amount)
            
Commitments to originate loans
      —         —         —         —   
 
    
Carrying
Amount
     
Fair Value
Measurements
Using

Quoted Prices in
Active Markets
for Identical
Assets

(Level 1)
     
Significant
Other
Observable
Inputs

(Level 2)
     
Significant
Unobservable
Inputs

(Level 3)
  
June 30, 2023:
            
Financial assets
            
Cash and cash equivalents
    $ 10,988      $ 10,988      $ —       $ —   
Interest-bearing time deposits in banks
      1,250        1,250        —         —   
Loans, net of allowance for credit losses
      587,457        —         —         564,432  
Federal Home Loan Bank stock
      3,127        —         3,127        —   
Accrued interest receivable
      2,781        —         2,781        —   
Financial liabilities
            
Deposits
      735,314        —         451,718        282,351  
Repurchase agreements
      10,787        —         10,787        —   
Federal Home Loan Bank advances
      19,500        —         19,382        —   
Advances from borrowers for taxes and insurance
      1,233        —         1,233        —   
Accrued interest payable
      1,666        —         1,666        —   
Unrecognized financial instruments (net of contract amount)
            
Commitments to originate loans
      —         —         —         —   
XML 44 R34.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
New Accounting Pronouncements - Schedule Of Impact Of ASU 2016-13 Adoption (Detail) - USD ($)
Mar. 31, 2024
Jun. 30, 2023
Jul. 01, 2022
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Off-Balance-Sheet, Credit Loss, Liability $ 44,000 $ 216,000  
Allowance For Credit Losses As Reported Under ASU 201613 [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     $ 7,099,000
Off-Balance-Sheet, Credit Loss, Liability     496,000
Allowance For Credit Loss Before ASU 201613 Adoption [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     7,052,000
Off-Balance-Sheet, Credit Loss, Liability     0
Impact On Allowance Of ASU 201613 Adoption [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     47,000
Off-Balance-Sheet, Credit Loss, Liability     496,000
Commercial Portfolio Segment [Member] | Allowance For Credit Losses As Reported Under ASU 201613 [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     1,207,000
Commercial Portfolio Segment [Member] | Allowance For Credit Loss Before ASU 201613 Adoption [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     2,025,000
Commercial Portfolio Segment [Member] | Impact On Allowance Of ASU 201613 Adoption [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     (818,000)
Consumer Portfolio Segment [Member] | Allowance For Credit Losses As Reported Under ASU 201613 [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     93,000
Consumer Portfolio Segment [Member] | Allowance For Credit Loss Before ASU 201613 Adoption [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     80,000
Consumer Portfolio Segment [Member] | Impact On Allowance Of ASU 201613 Adoption [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     13,000
Real Estate Loans One To Four Family Including Home Equity Loans [Member] | Allowance For Credit Losses As Reported Under ASU 201613 [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     1,410,000
Real Estate Loans One To Four Family Including Home Equity Loans [Member] | Allowance For Credit Loss Before ASU 201613 Adoption [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     1,028,000
Real Estate Loans One To Four Family Including Home Equity Loans [Member] | Impact On Allowance Of ASU 201613 Adoption [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     382,000
Real Estate Loans Multi Family [Member] | Allowance For Credit Losses As Reported Under ASU 201613 [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     1,235,000
Real Estate Loans Multi Family [Member] | Allowance For Credit Loss Before ASU 201613 Adoption [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     1,375,000
Real Estate Loans Multi Family [Member] | Impact On Allowance Of ASU 201613 Adoption [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     (140,000)
Commercial Real Estate Portfolio Segment [Member] | Allowance For Credit Losses As Reported Under ASU 201613 [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     2,370,000
Commercial Real Estate Portfolio Segment [Member] | Allowance For Credit Loss Before ASU 201613 Adoption [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     1,985,000
Commercial Real Estate Portfolio Segment [Member] | Impact On Allowance Of ASU 201613 Adoption [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     385,000
Real Estate Loans Home Equity Lines Of Credit [Member] | Allowance For Credit Losses As Reported Under ASU 201613 [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     103,000
Real Estate Loans Home Equity Lines Of Credit [Member] | Allowance For Credit Loss Before ASU 201613 Adoption [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     70,000
Real Estate Loans Home Equity Lines Of Credit [Member] | Impact On Allowance Of ASU 201613 Adoption [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     33,000
Construction Loans [Member] | Allowance For Credit Losses As Reported Under ASU 201613 [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     681,000
Construction Loans [Member] | Allowance For Credit Loss Before ASU 201613 Adoption [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     489,000
Construction Loans [Member] | Impact On Allowance Of ASU 201613 Adoption [Member]      
New Accounting Pronouncements or Change in Accounting Principle [Line Items]      
Allowance for loan losses     $ 192,000
XML 45 R35.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
New Accounting Pronouncements - Additional Information (Detail) - USD ($)
Mar. 31, 2024
Dec. 31, 2023
Jun. 30, 2023
Mar. 31, 2023
Dec. 31, 2022
Jul. 01, 2022
Jun. 30, 2022
New Accounting Pronouncements or Change in Accounting Principle [Line Items]              
Retained Earnings (Accumulated Deficit) $ 43,414,000   $ 43,365,000        
Allowance for loan losses 7,725,000 $ 7,935,000 7,139,000 $ 7,535,000 $ 7,166,000   $ 7,052,000
Off-Balance-Sheet, Credit Loss, Liability $ 44,000   $ 216,000        
Accounting Standards Update 2016-13 [Member]              
New Accounting Pronouncements or Change in Accounting Principle [Line Items]              
Retained Earnings (Accumulated Deficit)           $ 388,000,000  
Allowance for loan losses           47,000,000  
Off-Balance-Sheet, Credit Loss, Liability           $ 496,000,000  
XML 46 R36.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Stock-based Compensation - Summary of ESOP Shares (Detail) - USD ($)
$ in Thousands
Mar. 31, 2024
Jun. 30, 2023
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]    
Allocated shares 170,696 162,986
Shares committed for release 14,433 19,245
Unearned shares 139,527 153,960
Total ESOP shares 324,656 336,191
Fair value of unearned ESOP shares [1] $ 2,320 $ 2,223
[1] Based on closing price of $16.63 and $14.44 per share on March 31, 2024, and June 30, 2023, respectively.
XML 47 R37.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Stock-based Compensation - Summary of ESOP Shares (Parenthetical) (Detail) - $ / shares
Mar. 31, 2024
Jun. 30, 2023
Employee Stock Ownership Plan Esop [Member]    
Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]    
ESOP, closing price per share $ 16.63 $ 14.44
XML 48 R38.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Stock-based Compensation - Summary of Stock Option Activity (Detail)
$ / shares in Units, $ in Thousands
 9 Months Ended
Mar. 31, 2024
USD ($)
$ / shares
shares
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]  
Outstanding, June 30, 2023 | shares 90,143
Granted | shares
Exercised | shares
Forfeited | shares 90,143
Outstanding, December 31, 2023 | shares 0
Exercisable, December 31, 2023 | shares 0
Outstanding, June 30, 2023 | $ / shares $ 16.63
Granted | $ / shares
Exercised | $ / shares
Forfeited | $ / shares 16.63
Outstanding, December 31, 2023 | $ / shares 0
Exercisable, December 31, 2023 | $ / shares $ 0
Outstanding, December 31, 2023 0 years
Exercisable, December 31, 2023 0 years
Outstanding, December 31, 2023 | $ $ 0
Exercisable, December 31, 2023 | $ $ 0
XML 49 R39.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Stock-based Compensation - Summary of Non-vested Restricted Stock Activity (Detail) - Restricted Stock [Member]
 9 Months Ended
Mar. 31, 2024
$ / shares
shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]  
Beginning balance, Shares | shares 62,314
Granted, Shares | shares
Forfeited, Shares | shares 1,600
Earned and issued, Shares | shares 19,914
Ending balance, Shares | shares 40,800
Beginning balance, Weighted-Average Grant-Date Fair Value | $ / shares $ 18.76
Granted, Weighted-Average Grant-Date Fair Value | $ / shares
Forfeited, Weighted-Average Grant-Date Fair Value | $ / shares 19.1
Earned and issued, Weighted-Average Grant-Date Fair Value | $ / shares 18.76
Ending balance, Weighted-Average Grant-Date Fair Value | $ / shares $ 19.1
XML 50 R40.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Stock-based Compensation - Additional Information (Detail) - USD ($)
 6 Months Ended 9 Months Ended
Dec. 10, 2013
Dec. 31, 2016
Mar. 31, 2024
Mar. 31, 2023
Jun. 30, 2023
Sep. 09, 2022
Dec. 10, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]              
Number of shares paid under ESOP     324,656   336,191    
Stock options outstanding     0   90,143    
Employee Stock Ownership Plan Esop [Member]              
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]              
Minimum hours of service required     1000 hours        
Period of service to qualify for ESOP benefits     12 months        
Minimum age of employee to attain the plan     21 years        
Shares to be purchased for ESOP, from borrowed funds     384,900        
Shares to be purchased for ESOP, percentage of common stock     8.00%        
Repayment of loan on ESOP     20 years        
Percentage vested in accrued benefits     100.00%        
Vesting period     6 years        
Employee Stock Ownership Plan Esop [Member] | Employee Severance [Member]              
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]              
Number of shares paid under ESOP     9,130 9,348      
Employee Stock Ownership Plan ESOP Shares In ESOP Transferred     2,405 7,683      
Employee Stock Ownership Plan Esop [Member] | Minimum [Member]              
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]              
Prorated vesting period     2 years        
Employee Stock Ownership Plan Esop [Member] | Maximum [Member]              
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]              
Prorated vesting period     5 years        
Equity Incentive Plan [Member]              
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]              
Shares authorized     673,575        
Equity Incentive Plan [Member] | Employee Stock Option [Member]              
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]              
Vesting period 7 years            
Shares authorized 167,000   481,125        
Restricted stock available for future grants     52,970        
Stock options granted     0        
Stock options outstanding     0        
Options vested during the period     0 0      
Weighted average recognition period for non-vested restricted stock awards     7 years        
Unrecognized compensation expense for non-vested restricted stock awards     $ 0        
Equity Incentive Plan [Member] | Restricted Stock And Restricted Stock Units Rsu [Member]              
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]              
Shares authorized     192,450        
Equity Incentive Plan [Member] | Restricted Stock [Member]              
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]              
Vesting period 10 years 8 years          
Shares authorized 85,500         53,000 16,900
Restricted stock available for future grants     211,880        
Weighted average recognition period for non-vested restricted stock awards     3 years 4 months 24 days        
Unrecognized compensation expense for non-vested restricted stock awards     $ 666,000        
Stock based compensation expense     212,000 $ 234,000      
Tax benefit     $ 61,000 $ 67,000      
2022 Equity Incentive Plan [Member]              
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]              
Shares authorized     264,850        
2022 Equity Incentive Plan [Member] | Employee Stock Option [Member]              
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]              
Shares authorized     52,970        
Options vested during the period     0        
2022 Equity Incentive Plan [Member] | Restricted Stock And Restricted Stock Units Rsu [Member]              
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]              
Shares authorized     211,880        
XML 51 R41.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Earnings Per Common Share ("EPS") - Factors Used in Earnings Per Common Share Computation (Detail) - USD ($)
$ / shares in Units, $ in Thousands
 3 Months Ended 9 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Mar. 31, 2024
Mar. 31, 2023
Earnings Per Share [Abstract]        
Net income (loss) $ 708 $ 690 $ 1,359 $ 4,063
Basic weighted average shares outstanding 3,353,026 3,343,670 3,354,097 3,318,809
Less: Average unallocated ESOP shares (141,932) (161,177) (146,743) (165,988)
Basic average shares outstanding 3,211,094 3,182,493 3,207,354 3,152,821
Diluted effect of restricted stock awards and stock options 0 82,103 0 86,964
Diluted average shares outstanding 3,211,094 3,264,596 3,207,354 3,239,785
Basic earnings per common share $ 0.22 $ 0.22 $ 0.42 $ 1.29
Diluted earnings per common share $ 0.22 $ 0.21 $ 0.42 $ 1.25
XML 52 R42.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Securities - Amortized Cost and Approximate Fair Value of Securities, Together with Gross Unrealized Gains and Losses of Securities (Detail) - USD ($)
$ in Thousands
Mar. 31, 2024
Jun. 30, 2023
Debt Securities, Available-for-sale [Line Items]    
Amortized Cost $ 225,425 $ 231,672
Gross Unrealized Gains 41 22
Gross Unrealized Losses (30,209) (30,395)
Fair Value 195,257 201,299
U.S. Treasury [Member]    
Debt Securities, Available-for-sale [Line Items]    
Amortized Cost 497 497
Gross Unrealized Gains 0 0
Gross Unrealized Losses (54) (59)
Fair Value 443 438
U.S. Government and Federal Agency [Member]    
Debt Securities, Available-for-sale [Line Items]    
Amortized Cost 6,979 6,976
Gross Unrealized Gains 0 0
Gross Unrealized Losses (412) (499)
Fair Value 6,567 6,477
Mortgage-backed: GSE residential [Member]    
Debt Securities, Available-for-sale [Line Items]    
Amortized Cost 198,279 203,139
Gross Unrealized Gains 41 21
Gross Unrealized Losses (27,382) (27,434)
Fair Value 170,938 175,726
Small Business Administration [Member]    
Debt Securities, Available-for-sale [Line Items]    
Amortized Cost 16,560 17,629
Gross Unrealized Gains 0 1
Gross Unrealized Losses (2,359) (2,397)
Fair Value 14,201 15,233
State and political subdivisions [Member]    
Debt Securities, Available-for-sale [Line Items]    
Amortized Cost 3,110 3,431
Gross Unrealized Gains 0 0
Gross Unrealized Losses (2) (6)
Fair Value $ 3,108 $ 3,425
XML 53 R43.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Securities - Additional Information (Detail)
$ in Thousands
 3 Months Ended 9 Months Ended
Mar. 31, 2024
USD ($)
Securities
Mar. 31, 2023
USD ($)
Mar. 31, 2024
USD ($)
Securities
Mar. 31, 2023
USD ($)
Jun. 30, 2023
USD ($)
Debt Securities, Available-for-sale [Line Items]          
Accrued interest receivable $ 531   $ 531    
Mortgage-backed securities with a book value 225,425   225,425   $ 231,672
Fair Value $ 195,257   $ 195,257   201,299
Percentage of equity securities 10.00%   10.00%    
Repurchase agreements $ 18,182   $ 18,182   10,787
Gross gains from sales of available for sale securities 0 $ 12 0 $ 12  
Gross losses from sales of available for sale securities 0 0 0 183  
Investments in debt and marketable equity securities $ 190,402   $ 190,402   $ 194,818
Temporarily impaired debt securities percentage of investment securities portfolio 98.00%   98.00%   97.00%
Tax benefit to net realized gains (losses) $ 0 4 $ 0 48  
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions | Securities 174   174    
Number of available for sale debt securities | Securities 178   178    
Asset Pledged as Collateral with Right [Member]          
Debt Securities, Available-for-sale [Line Items]          
Carrying value of securities pledged as collateral $ 83,514   $ 83,514   $ 138,022
Tax benefit to net realized gains (losses) 0 $ 4 0 $ 48  
Maturity Overnight [Member]          
Debt Securities, Available-for-sale [Line Items]          
Repurchase agreements 18,200   18,200    
Mortgage-backed securities – GSE residential [Member]          
Debt Securities, Available-for-sale [Line Items]          
Mortgage-backed securities with a book value 198,279   198,279   203,139
Fair Value 170,938   170,938   175,726
Investments in debt and marketable equity securities 168,141   168,141   172,930
Small Business Administration [Member]          
Debt Securities, Available-for-sale [Line Items]          
Mortgage-backed securities with a book value 16,560   16,560   17,629
Fair Value 14,201   14,201   15,233
Investments in debt and marketable equity securities 14,201   14,201   13,910
Debt Securities [Member]          
Debt Securities, Available-for-sale [Line Items]          
Investments in debt and marketable equity securities $ 190,402   $ 190,402   $ 94,818
XML 54 R44.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Securities - Amortized Cost and Fair Value of Available-for-Sale Securities by Contractual Maturity (Detail) - USD ($)
$ in Thousands
Mar. 31, 2024
Jun. 30, 2023
Debt Securities, Available-for-sale [Line Items]    
Within one year, Amortized Cost $ 4,001  
One to five years, Amortized Cost 3,691  
Five to ten years, Amortized Cost 9,633  
After ten years, Amortized Cost 9,821  
Amortized Cost 27,146  
Amortized Cost 225,425 $ 231,672
Within one year, Fair Value 3,921  
One to five years, Fair Value 3,558  
Five to ten years, Fair Value 8,713  
After ten years, Fair Value 8,127  
Fair Value 24,319  
Fair Value 195,257 201,299
Mortgage-backed securities – GSE residential [Member]    
Debt Securities, Available-for-sale [Line Items]    
Amortized Cost 198,279 203,139
Fair Value $ 170,938 $ 175,726
XML 55 R45.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Securities - Association's Investments Gross Unrealized Investment Losses and Fair Value of Association's Investments with Unrealized Losses (Detail) - USD ($)
$ in Thousands
Mar. 31, 2024
Jun. 30, 2023
Less than 12 Months, Fair Value $ 4,277 $ 16,728
Less than 12 Months, Unrealized Losses (81) (506)
12 Months or More, Fair Value 186,125 178,090
12 Months or More, Unrealized Losses (30,128) (29,889)
Total, Fair Value 190,402 194,818
Total, Unrealized Losses (30,209) (30,395)
U.S. Treasury [Member]    
Less than 12 Months, Fair Value 0 0
Less than 12 Months, Unrealized Losses 0 0
12 Months or More, Fair Value 443 438
12 Months or More, Unrealized Losses (54) (59)
Total, Fair Value 443 438
Total, Unrealized Losses (54) (59)
U.S. Government and federal agency [Member]    
Less than 12 Months, Fair Value 0 0
Less than 12 Months, Unrealized Losses 0 0
12 Months or More, Fair Value 6,567 6,477
12 Months or More, Unrealized Losses (412) (499)
Total, Fair Value 6,567 6,477
Total, Unrealized Losses (412) (499)
Mortgage-backed: GSE residential [Member]    
Less than 12 Months, Fair Value 3,227 14,517
Less than 12 Months, Unrealized Losses (79) (440)
12 Months or More, Fair Value 164,914 158,413
12 Months or More, Unrealized Losses (27,303) (26,994)
Total, Fair Value 168,141 172,930
Total, Unrealized Losses (27,382) (27,434)
Small Business Administration [Member]    
Less than 12 Months, Fair Value 0 1,148
Less than 12 Months, Unrealized Losses 0 (60)
12 Months or More, Fair Value 14,201 12,762
12 Months or More, Unrealized Losses (2,359) (2,337)
Total, Fair Value 14,201 13,910
Total, Unrealized Losses (2,359) (2,397)
State and political subdivisions [Member]    
Less than 12 Months, Fair Value 1,050 1,063
Less than 12 Months, Unrealized Losses (2) (6)
12 Months or More, Fair Value 0 0
12 Months or More, Unrealized Losses 0 0
Total, Fair Value 1,050 1,063
Total, Unrealized Losses $ (2) $ (6)
XML 56 R46.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Loans and Allowance for Credit Losses - Categories of Loans (Detail) - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
Jun. 30, 2023
Mar. 31, 2023
Dec. 31, 2022
Jun. 30, 2022
Real estate loans            
Total loans $ 650,681   $ 594,324 $ 585,814    
Unearned fees and discounts, net (370)   (272)      
Allowance for credit losses 7,725 $ 7,935 7,139 7,535 $ 7,166 $ 7,052
Loans, net 643,326   587,457      
One- to four-family [Member]            
Real estate loans            
Total loans 176,117   163,854      
Multi-family [Member]            
Real estate loans            
Total loans 127,757   89,649 98,891    
Allowance for credit losses 1,789 1,865 1,121 1,285 1,402 1,375
Home equity lines of credit [Member]            
Real estate loans            
Total loans 9,602   8,066 7,058    
Allowance for credit losses 147 147 121 98 101 70
Construction [Member]            
Real estate loans            
Total loans 41,342   50,973 42,881    
Allowance for credit losses 537 539 765 686 585 489
Commercial [Member]            
Real estate loans            
Total loans 198,823   193,707 198,976    
Allowance for credit losses 2,313 2,593 2,369 2,510 2,392 1,985
Commercial [Member]            
Real estate loans            
Total loans 89,383   79,693 71,129    
Allowance for credit losses 1,045 915 794 889 871 2,025
Consumer [Member]            
Real estate loans            
Total loans 7,657   8,382 8,491    
Allowance for credit losses $ 66 $ 67 $ 71 $ 77 $ 93 $ 80
XML 57 R47.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Loans and Allowance for Credit Losses - Additional Information (Detail)
 9 Months Ended 12 Months Ended
Mar. 31, 2024
USD ($)
SecurityLoan
Jun. 30, 2023
USD ($)
SecurityLoan
Loans and Allowance for Credit Losses [Line Items]    
Maximum term of fixed-rate one- to four-family residential mortgage loans 15 years  
Number of default loans | SecurityLoan 0 0
Foreclosed residential real estate properties $ 7,000 $ 31,000
Fair Value, Concentration of Risk, Collateral Policy [Member]    
Loans and Allowance for Credit Losses [Line Items]    
Commercial and multi-family real estate $ 352,406,000 328,721,000
Troubled Debt Restructurings [Member]    
Loans and Allowance for Credit Losses [Line Items]    
Minimum period for default 90 days  
Residential Real Estate [Member]    
Loans and Allowance for Credit Losses [Line Items]    
Foreclosed residential real estate properties $ 0  
One- to four-family [Member]    
Loans and Allowance for Credit Losses [Line Items]    
Loans held for sale $ 501,000 0
Maximum term of fixed-rate one- to four-family residential mortgage loans 15 years  
Purchased Loans and Loan Participations [Member]    
Loans and Allowance for Credit Losses [Line Items]    
Approximate amount of purchase loans included in loans receivable $ 589,000 652,000
Approximate amount of loans included on out-of-area participation 50,748,000 46,073,000
Amount within 100 miles of primary area $ 33,794,000 $ 28,951,000
XML 58 R48.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Loans and Allowance for Credit Losses - Allowance for Credit Losses (Detail) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended 12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Mar. 31, 2024
Mar. 31, 2023
Jun. 30, 2023
Allowance for loan losses:          
Balance, beginning of year $ 7,935 $ 7,166 $ 7,139 $ 7,052 $ 7,052
Provision (credit) for credit losses (378)   369    
Impact of adopting ASU 2016-13       47 47
Provision charged to expense   367   442 52
Losses charged off (10) (9) (35) (34) (51)
Recoveries 178 11 252 28 39
Balance, end of period 7,725 7,535 7,725 7,535 7,139
Loans:          
Ending balance 650,681 585,814 650,681 585,814 594,324
One- to four-family [Member]          
Allowance for loan losses:          
Balance, beginning of year 1,809 1,722 1,898 1,028 1,028
Provision (credit) for credit losses 16   (73)    
Impact of adopting ASU 2016-13       382 382
Provision charged to expense   268   579 487
Losses charged off 0 0 0 0 0
Recoveries 3 0 3 1 1
Balance, end of period 1,828 1,990 1,828 1,990 1,898
Loans:          
Ending balance 176,117 158,388 176,117 158,388 163,854
Multi-family [Member]          
Allowance for loan losses:          
Balance, beginning of year 1,865 1,402 1,121 1,375 1,375
Provision (credit) for credit losses (76)   668    
Impact of adopting ASU 2016-13       (140) (140)
Provision charged to expense   (117)   50 (114)
Losses charged off 0 0 0 0 0
Recoveries 0 0 0 0 0
Balance, end of period 1,789 1,285 1,789 1,285 1,121
Loans:          
Ending balance 127,757 98,891 127,757 98,891 89,649
Home equity lines of credit [Member]          
Allowance for loan losses:          
Balance, beginning of year 147 101 121 70 70
Provision (credit) for credit losses 0   26    
Impact of adopting ASU 2016-13       33 33
Provision charged to expense   (3)   (5) 18
Losses charged off 0 0 0 0 0
Recoveries 0 0 0 0 0
Balance, end of period 147 98 147 98 121
Loans:          
Ending balance 9,602 7,058 9,602 7,058 8,066
Construction [Member]          
Allowance for loan losses:          
Balance, beginning of year 539 585 765 489 489
Provision (credit) for credit losses (2)   (228)    
Impact of adopting ASU 2016-13       192 192
Provision charged to expense   101   5 84
Losses charged off 0 0 0 0 0
Recoveries 0 0 0 0 0
Balance, end of period 537 686 537 686 765
Loans:          
Ending balance 41,342 42,881 41,342 42,881 50,973
Commercial [Member]          
Allowance for loan losses:          
Balance, beginning of year 2,593 2,392 2,369 1,985 1,985
Provision (credit) for credit losses (280)   (56)    
Impact of adopting ASU 2016-13       385 385
Provision charged to expense   118   140 (1)
Losses charged off 0 0 0 0 0
Recoveries 0 0 0 0 0
Balance, end of period 2,313 2,510 2,313 2,510 2,369
Loans:          
Ending balance 198,823 198,976 198,823 198,976 193,707
Commercial [Member]          
Allowance for loan losses:          
Balance, beginning of year 915 871 794 2,025 2,025
Provision (credit) for credit losses (44)   10    
Impact of adopting ASU 2016-13       (818) (818)
Provision charged to expense   12   (332) (422)
Losses charged off 0 0 0 (4) (14)
Recoveries 174 6 241 18 23
Balance, end of period 1,045 889 1,045 889 794
Loans:          
Ending balance 89,383 71,129 89,383 71,129 79,693
Consumer [Member]          
Allowance for loan losses:          
Balance, beginning of year 67 93 71 80 80
Provision (credit) for credit losses 8   22    
Impact of adopting ASU 2016-13       13 13
Provision charged to expense   (12)   5 0
Losses charged off (10) (9) (35) (30) (37)
Recoveries 1 5 8 9 15
Balance, end of period 66 77 66 77 71
Loans:          
Ending balance $ 7,657 $ 8,491 $ 7,657 $ 8,491 $ 8,382
XML 59 R49.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Loans and Allowance for Credit Losses - Credit Risk Profile of Association's Loan Portfolio Based on Risk Rating Category and Year of Origination (Detail) - USD ($)
$ in Thousands
Mar. 31, 2024
Jun. 30, 2023
Financing Receivable, Recorded Investment [Line Items]    
2024 $ 16,637 $ 56,417
2023 154,396 212,517
2022 187,994 99,138
2021 86,694 86,618
2020 81,420 29,700
Prior Years 123,540 109,934
Total loans 650,681 594,324
Pass [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 16,637 53,624
2023 154,249 212,452
2022 187,957 98,869
2021 86,272 84,506
2020 79,102 29,096
Prior Years 122,823 109,593
Total loans 647,040 588,140
Special Mention [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2022 0  
2021 77  
Prior Years   335
Total loans 77 335
Substandard [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 0 2,793
2023 147 65
2022 37 269
2021 345 2,112
2020 2,318 604
Prior Years 717 6
Total loans 3,564 5,849
One- to four-family [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 7,525 22,046
2023 40,994 56,060
2022 52,994 27,937
2021 25,162 18,529
2020 15,651 6,218
Prior Years 33,791 33,064
Total loans 176,117 163,854
One- to four-family [Member] | Pass [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 7,525 22,032
2023 40,980 56,054
2022 52,989 27,843
2021 25,080 18,468
2020 15,651 5,996
Prior Years 33,618 32,729
Total loans 175,843 163,122
One- to four-family [Member] | Special Mention [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2021 77  
Prior Years   335
Total loans 77 335
One- to four-family [Member] | Substandard [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024   14
2023 14 6
2022 5 94
2021 5 61
2020   222
Prior Years 173  
Total loans 197 397
Multi-family [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 320 674
2023 10,385 37,826
2022 51,405 10,647
2021 20,350 14,399
2020 22,898 8,831
Prior Years 22,399 17,272
Total loans 127,757 89,649
Multi-family [Member] | Pass [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 320 674
2023 10,385 37,826
2022 51,405 10,647
2021 20,350 14,399
2020 22,898 8,587
Prior Years 22,163 17,272
Total loans 127,521 89,405
Multi-family [Member] | Substandard [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2020   244
Prior Years 236  
Total loans 236 244
Home equity lines of credit [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 334 982
2023 3,393 2,554
2022 1,936 1,301
2021 1,533 1,035
2020 895 789
Prior Years 1,511 1,405
Total loans 9,602 8,066
Home equity lines of credit [Member] | Pass [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 334 982
2023 3,393 2,554
2022 1,936 1,301
2021 1,533 1,035
2020 895 789
Prior Years 1,511 1,405
Total loans 9,602 8,066
Construction [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 2,294 2,882
2023 35,753 29,188
2022 3,069 10,432
2021   8,471
Prior Years 226  
Total loans 41,342 50,973
Construction [Member] | Pass [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 2,294 2,882
2023 35,753 29,188
2022 3,069 10,432
2021   8,471
Prior Years 226  
Total loans 41,342 50,973
Commercial [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 1,926 12,214
2023 24,432 63,645
2022 61,466 29,320
2021 28,048 33,364
2020 31,902 5,925
Prior Years 51,049 49,239
Total loans 198,823 193,707
Commercial [Member] | Pass [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 1,926 12,214
2023 24,432 63,645
2022 61,466 29,320
2021 27,898 32,502
2020 31,072 5,844
Prior Years 50,797 49,239
Total loans 197,591 192,764
Commercial [Member] | Substandard [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2021 150 862
2020 830 81
Prior Years 252  
Total loans 1,232 943
Commercial [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 3,496 15,228
2023 36,240 20,063
2022 14,995 17,847
2021 10,631 9,986
2020 9,591 7,726
Prior Years 14,430 8,843
Total loans 89,383 79,693
Commercial [Member] | Pass [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 3,496 12,449
2023 36,107 20,004
2022 14,963 17,673
2021 10,441 8,797
2020 8,103 7,669
Prior Years 14,374 8,841
Total loans 87,484 75,433
Commercial [Member] | Substandard [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024   2,779
2023 133 59
2022 32 174
2021 190 1,189
2020 1,488 57
Prior Years 56 2
Total loans 1,899 4,260
Consumer [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 742 2,391
2023 3,199 3,181
2022 2,129 1,654
2021 970 834
2020 483 211
Prior Years 134 111
Total loans 7,657 8,382
Consumer [Member] | Pass [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2024 742 2,391
2023 3,199 3,181
2022 2,129 1,653
2021 970 834
2020 483 211
Prior Years 134 107
Total loans $ 7,657 8,377
Consumer [Member] | Substandard [Member]    
Financing Receivable, Recorded Investment [Line Items]    
2022   1
Prior Years   4
Total loans   $ 5
XML 60 R50.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Loans and Allowance for Credit Losses - Association's Loan Portfolio Aging Analysis (Detail) - USD ($)
$ in Thousands
Mar. 31, 2024
Jun. 30, 2023
Mar. 31, 2023
Financing Receivable, Allowance for Credit Losses [Line Items]      
Total Past Due $ 2,944 $ 981  
Current 647,737 593,343  
Total loans 650,681 594,324 $ 585,814
Total Loans 90 Days Past Due & Accruing 252    
Commercial [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Total Past Due 815 153  
Current 198,008 193,554  
Total loans 198,823 193,707 198,976
Total Loans 90 Days Past Due & Accruing 252    
Commercial [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Total Past Due 706 114  
Current 88,677 79,579  
Total loans 89,383 79,693 71,129
Consumer [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Total Past Due 60 55  
Current 7,597 8,327  
Total loans 7,657 8,382 8,491
One- to four-family [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Total Past Due 1,345 639  
Current 174,772 163,215  
Total loans 176,117 163,854 158,388
Multi-family [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Current 127,757 89,649  
Total loans 127,757 89,649 98,891
Home equity lines of credit [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Total Past Due 18 20  
Current 9,584 8,046  
Total loans 9,602 8,066 7,058
Construction [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Current 41,342 50,973  
Total loans 41,342 50,973 $ 42,881
Financing Receivables, 30 to 59 Days Past Due [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Total Past Due 1,915 779  
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Total Past Due 384 153  
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Total Past Due 573 56  
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Total Past Due 36 47  
Financing Receivables, 30 to 59 Days Past Due [Member] | One- to four-family [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Total Past Due 922 523  
Financing Receivables, 60 to 89 Days Past Due [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Total Past Due 777 142  
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Total Past Due 179    
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Total Past Due 133    
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Total Past Due 24 6  
Financing Receivables, 60 to 89 Days Past Due [Member] | One- to four-family [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Total Past Due 423 116  
Financing Receivables, 60 to 89 Days Past Due [Member] | Home equity lines of credit [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Total Past Due 18 20  
Financing Receivables, 90 Days or Greater [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Total Past Due 252 60  
Financing Receivables, 90 Days or Greater [Member] | Commercial [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Total Past Due $ 252    
Financing Receivables, 90 Days or Greater [Member] | Commercial [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Total Past Due   58  
Financing Receivables, 90 Days or Greater [Member] | Consumer [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Total Past Due   $ 2  
XML 61 R51.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Loans and Allowance for Credit Losses - Nonaccrual with no Allowance for Credit Losses and Nonaccrual Loans (Detail) - USD ($)
$ in Thousands
Mar. 31, 2024
Jun. 30, 2023
Mortgages on real estate:    
Nonaccrual with no Allowance for Credit Losses $ 0 $ 0
Nonaccrual 0 117
One- to four-family [Member]    
Mortgages on real estate:    
Nonaccrual with no Allowance for Credit Losses 0 0
Nonaccrual 0 0
Multi-family [Member]    
Mortgages on real estate:    
Nonaccrual with no Allowance for Credit Losses 0 0
Nonaccrual 0 0
Home equity lines of credit [Member]    
Mortgages on real estate:    
Nonaccrual with no Allowance for Credit Losses 0 0
Nonaccrual 0 0
Construction loans [Member]    
Mortgages on real estate:    
Nonaccrual with no Allowance for Credit Losses 0 0
Nonaccrual 0 0
Consumer loans [Member]    
Mortgages on real estate:    
Nonaccrual with no Allowance for Credit Losses 0 0
Nonaccrual 0 2
Commercial [Member]    
Mortgages on real estate:    
Nonaccrual with no Allowance for Credit Losses 0 0
Nonaccrual 0 0
Commercial business loans [Member]    
Mortgages on real estate:    
Nonaccrual with no Allowance for Credit Losses 0 0
Nonaccrual $ 0 $ 115
XML 62 R52.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Loans and Allowance for Credit Losses - Loans Modified as Troubled Debt Restructurings (Detail)
$ in Thousands
Jun. 30, 2023
USD ($)
Real estate loans  
Total $ 215
One- to four-family [Member]  
Real estate loans  
Total 189
Multi-family [Member]  
Real estate loans  
Total 0
Home equity lines of credit [Member]  
Real estate loans  
Total 0
Real estate loan [Member]  
Real estate loans  
Total 189
Construction loans [Member]  
Real estate loans  
Total 0
Commercial [Member]  
Real estate loans  
Total 0
Commercial business loans [Member]  
Real estate loans  
Total 26
Consumer loans [Member]  
Real estate loans  
Total $ 0
XML 63 R53.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Federal Home Loan Bank Stock - Additional Information (Detail) - USD ($)
$ in Thousands
Mar. 31, 2024
Jun. 30, 2023
Federal Home Loan Banks [Abstract]    
Federal Home Loan Bank stock $ 5,419 $ 3,127
XML 64 R54.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Federal Home Loan Bank Advances and Other Borrowings - Additional Information (Detail) - USD ($)
Mar. 31, 2024
Jun. 30, 2023
Disclosure In Entirety Of Federal Home Loan Bank Borrowings And Others [Line Items]    
Other Borrowings $ 25,300,000 $ 0
Home loans advances from federal bank 95,999,000 19,500,000
Federal home loan bank advances general debt obligations disclosures collateral pledged 449,386,000 350,838,000
Seven Advances Under The Banks Home Loan Bank Community Small Business Programmed [Member]    
Disclosure In Entirety Of Federal Home Loan Bank Borrowings And Others [Line Items]    
Home loans advances from federal bank $ 1,499,000  
Federal home loan bank advances interest rate at period end 0.00%  
Asset Pledged as Collateral [Member] | Federal Reserve Bank Advances [Member]    
Disclosure In Entirety Of Federal Home Loan Bank Borrowings And Others [Line Items]    
Other Borrowings   $ 0
Debt Instrument, Face Amount $ 25,325,000  
Debt Instrument, Redemption, Period One [Member] | Maximum [Member]    
Disclosure In Entirety Of Federal Home Loan Bank Borrowings And Others [Line Items]    
Federal home loan bank advances interest rate at period end 5.46%  
Debt Instrument, Redemption, Period One [Member] | Minimum [Member]    
Disclosure In Entirety Of Federal Home Loan Bank Borrowings And Others [Line Items]    
Federal home loan bank advances interest rate at period end 0.00%  
Debt Instrument, Redemption, Period One [Member] | Asset Pledged as Collateral [Member] | Federal Reserve Bank Advances [Member]    
Disclosure In Entirety Of Federal Home Loan Bank Borrowings And Others [Line Items]    
Other Borrowings $ 25,325,000  
Interest Rate 4.76%  
Maturity Date Jan. 16, 2025  
Debt Instrument, Redemption, Period Two [Member] | Maximum [Member]    
Disclosure In Entirety Of Federal Home Loan Bank Borrowings And Others [Line Items]    
Federal home loan bank advances interest rate at period end   5.16%
Debt Instrument, Redemption, Period Two [Member] | Minimum [Member]    
Disclosure In Entirety Of Federal Home Loan Bank Borrowings And Others [Line Items]    
Federal home loan bank advances interest rate at period end   2.58%
XML 65 R55.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Accumulated Other Comprehensive Income (Loss) - Components of Accumulated Other Comprehensive Income (Loss) (Detail) - USD ($)
$ in Thousands
 9 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Accumulated Other Comprehensive Income [Line Items]    
Beginning balance $ (21,648) $ (17,346)
Other comprehensive loss before reclassification 146 (1,630)
Amounts reclassified from accumulated other comprehensive income 0 123
Net current period other comprehensive loss 1 (4)
Ending balance (21,501) (18,857)
Unrealized Gains and Losses on Available-for- Sale Securities [Member]    
Accumulated Other Comprehensive Income [Line Items]    
Beginning balance (21,715) (17,263)
Other comprehensive loss before reclassification 146 (1,630)
Amounts reclassified from accumulated other comprehensive income 0 123
Net current period other comprehensive loss 0 0
Ending balance (21,569) (18,770)
Defined Benefit Pension Items [Member]    
Accumulated Other Comprehensive Income [Line Items]    
Beginning balance 67 (83)
Other comprehensive loss before reclassification 0 0
Amounts reclassified from accumulated other comprehensive income 0 0
Net current period other comprehensive loss 1 (4)
Ending balance $ 68 $ (87)
XML 66 R56.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component - Amounts Reclassified from Accumulated Other Comprehensive Income (Detail) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Mar. 31, 2024
Mar. 31, 2023
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]        
Realized gains (losses) on available-for-sale securities $ 0 $ 12 $ 0 $ (171)
Tax expense 243 202 465 1,428
Net Income 708 690 1,359 4,063
Amounts Reclassified from AOCI [Member]        
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]        
Total reclassified amount before tax (1) 10 2 (176)
Tax expense 0 4 1 (49)
Net Income (1) 6 1 (127)
Accumulated Net Realized Investment Gains (Losses) [Member] | Amounts Reclassified from AOCI [Member]        
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]        
Realized gains (losses) on available-for-sale securities 0 12 0 (171)
Amortization of Defined Benefit Pension Items [Member] | Amounts Reclassified from AOCI [Member]        
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]        
Actuarial losses $ (1) $ (2) $ 2 $ (5)
XML 67 R57.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Income Taxes - Reconciliation of Income Tax Expense at the Statutory Rate (Detail) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Mar. 31, 2024
Mar. 31, 2023
Income Taxes Paid, Net [Abstract]        
Computed at the statutory rate $ 200 $ 187 $ 383 $ 1,153
Decrease resulting from        
Tax exempt interest (6) (6) (24) (17)
Cash surrender value of life insurance (24) (20) (67) (61)
State income taxes 66 88 127 423
Other 7 (47) 46 (70)
Actual expense $ 243 $ 202 $ 465 $ 1,428
XML 68 R58.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Regulatory Capital - Additional Information (Detail)
$ in Billions
Mar. 31, 2024
USD ($)
Mar. 31, 2020
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Tier 1 capital ratio of risk-weighted assets 0.025  
Maximum asset value required to be maintained leverage ratio $ 10  
Maximum [Member]    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Leverage ratio   0.09
XML 69 R59.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Disclosures About Fair Value of Assets - Fair Value Measurements of Assets Recognized on Recurring Basis (Detail) - USD ($)
$ in Thousands
Mar. 31, 2024
Jun. 30, 2023
Available-for-sale securities:    
Available-for-sale securities, Fair Value $ 195,257 $ 201,299
Mortgage servicing rights 1,454 1,482
US Treasury [Member]    
Available-for-sale securities:    
Available-for-sale securities, Fair Value 443 438
US Government and federal agency [Member]    
Available-for-sale securities:    
Available-for-sale securities, Fair Value 6,567 6,477
Mortgage-backed securities – GSE residential [Member]    
Available-for-sale securities:    
Available-for-sale securities, Fair Value 170,938 175,726
Small Business Administration [Member]    
Available-for-sale securities:    
Available-for-sale securities, Fair Value 14,201 15,233
State and political subdivisions [Member]    
Available-for-sale securities:    
Available-for-sale securities, Fair Value 3,108 3,425
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | US Treasury [Member]    
Available-for-sale securities:    
Available-for-sale securities, Fair Value 443  
Significant Other Observable Inputs (Level 2) [Member] | US Treasury [Member]    
Available-for-sale securities:    
Available-for-sale securities, Fair Value   438
Significant Other Observable Inputs (Level 2) [Member] | US Government and federal agency [Member]    
Available-for-sale securities:    
Available-for-sale securities, Fair Value 6,567 6,477
Significant Other Observable Inputs (Level 2) [Member] | Mortgage-backed securities – GSE residential [Member]    
Available-for-sale securities:    
Available-for-sale securities, Fair Value 170,938 175,726
Significant Other Observable Inputs (Level 2) [Member] | Small Business Administration [Member]    
Available-for-sale securities:    
Available-for-sale securities, Fair Value 14,201 15,233
Significant Other Observable Inputs (Level 2) [Member] | State and political subdivisions [Member]    
Available-for-sale securities:    
Available-for-sale securities, Fair Value 1,050 1,064
Significant Unobservable Inputs (Level 3) [Member]    
Available-for-sale securities:    
Mortgage servicing rights 1,454 1,482
Significant Unobservable Inputs (Level 3) [Member] | State and political subdivisions [Member]    
Available-for-sale securities:    
Available-for-sale securities, Fair Value $ 2,058 $ 2,361
XML 70 R60.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Disclosures About Fair Value of Assets - Reconciliation of Beginning and Ending Balances of Recurring Fair Value Measurements Recognized in Accompanying Balance Sheet (Detail) - USD ($)
$ in Thousands
 9 Months Ended 12 Months Ended
Mar. 31, 2024
Jun. 30, 2023
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]    
Beginning Balance $ 3,843 $ 4,125
Transfers into Level 3 98 89
Transfers out of Level 3 (102) (171)
Total realized and unrealized gains and losses included in net income (24) 101
Settlements (303) (301)
Ending Balance 3,512 3,843
Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date (24) 101
Obligations of State and Political Subdivisions [Member]    
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]    
Beginning Balance 2,361 2,662
Settlements (303) (301)
Ending Balance 2,058 2,361
Mortgage Servicing Rights [Member]    
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]    
Beginning Balance 1,482 1,463
Transfers into Level 3 98 89
Transfers out of Level 3 (102) (171)
Total realized and unrealized gains and losses included in net income (24) 101
Ending Balance 1,454 1,482
Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date $ (24) $ 101
XML 71 R61.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Disclosures About Fair Value of Assets - Quantitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements (Detail)
 3 Months Ended 12 Months Ended
Mar. 31, 2024
USD ($)
yr
mo
Jun. 30, 2023
USD ($)
yr
mo
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Mortgage servicing rights $ 1,454,000 $ 1,482,000
State and political subdivision $ 2,058,000 $ 2,361,000
Discount rate [Member] | Discounted Cash Flow [Member]    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Mortgage servicing rights, measurement input 9.5 9.5
Minimum [Member] | Constant prepayment rate [Member] | Discounted Cash Flow [Member]    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Mortgage servicing rights, measurement input 6 6
Minimum [Member] | Probability of Default [Member] | Discounted Cash Flow [Member]    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Mortgage servicing rights, measurement input 0.09 0.09
Minimum [Member] | Maturity/Call Date [Member] | Discounted Cash Flow [Member]    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Mortgage servicing rights, measurement input | mo 1 1
Minimum [Member] | Weighted average coupon [Member] | Discounted Cash Flow [Member]    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Mortgage servicing rights, measurement input 2.97 2.97
Minimum [Member] | Marketability yield adjustment [Member] | Discounted Cash Flow [Member]    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Mortgage servicing rights, measurement input 1 1
Maximum [Member] | Constant prepayment rate [Member] | Discounted Cash Flow [Member]    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Mortgage servicing rights, measurement input 7 6.7
Maximum [Member] | Probability of Default [Member] | Discounted Cash Flow [Member]    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Mortgage servicing rights, measurement input 0.12 0.12
Maximum [Member] | Maturity/Call Date [Member] | Discounted Cash Flow [Member]    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Mortgage servicing rights, measurement input | yr 9 9
Maximum [Member] | Weighted average coupon [Member] | Discounted Cash Flow [Member]    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Mortgage servicing rights, measurement input 3.08 3.08
Maximum [Member] | Marketability yield adjustment [Member] | Discounted Cash Flow [Member]    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Mortgage servicing rights, measurement input 2 2
Weighted Average [Member] | Discount rate [Member] | Discounted Cash Flow [Member]    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Mortgage servicing rights, measurement input 9.5 9.5
Weighted Average [Member] | Constant prepayment rate [Member] | Discounted Cash Flow [Member]    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Mortgage servicing rights, measurement input 6.9 6.9
Weighted Average [Member] | Probability of Default [Member] | Discounted Cash Flow [Member]    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Mortgage servicing rights, measurement input 0.12 0.12
Weighted Average [Member] | Weighted average coupon [Member] | Discounted Cash Flow [Member]    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Mortgage servicing rights, measurement input 3.03 3.03
Weighted Average [Member] | Marketability yield adjustment [Member] | Discounted Cash Flow [Member]    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Mortgage servicing rights, measurement input 1.6 1.6
XML 72 R62.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Disclosures About Fair Value of Assets - Estimated Fair Values of Financial Instruments and Level within Fair Value Hierarchy in which Fair Value Measurements Fall (Detail) - USD ($)
Mar. 31, 2024
Jun. 30, 2023
Financial assets    
Cash and cash equivalents $ 16,060,000 $ 10,988,000
Interest-bearing time deposits in banks 750,000 1,250,000
Loans, net of allowance for credit losses 643,326,000 587,457,000
Federal Home Loan Bank stock 5,419,000 3,127,000
Accrued interest receivable 3,749,000 2,781,000
Financial liabilities    
Deposits 681,788,000 735,314,000
Repurchase agreements 18,182,000 10,787,000
Federal Home Loan Bank advances 95,999,000 19,500,000
Other borrowings 25,300,000 0
Advances from borrowers for taxes and insurance 1,331,000 1,233,000
Accrued interest payable 2,762,000 1,666,000
Unrecognized financial instruments (net of contract amount)    
Commitments to originate loans 0 0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]    
Financial assets    
Cash and cash equivalents 16,060,000 10,988,000
Interest-bearing time deposits in banks 750,000 1,250,000
Unrecognized financial instruments (net of contract amount)    
Commitments to originate loans 0 0
Significant Other Observable Inputs (Level 2) [Member]    
Financial assets    
Federal Home Loan Bank stock 5,419,000 3,127,000
Accrued interest receivable 3,749,000 2,781,000
Financial liabilities    
Deposits 320,692,000 451,718,000
Repurchase agreements 18,182,000 10,787,000
Federal Home Loan Bank advances 95,643,000 19,382,000
Other borrowings 25,317,000  
Advances from borrowers for taxes and insurance 1,331,000 1,233,000
Accrued interest payable 2,762,000 1,666,000
Unrecognized financial instruments (net of contract amount)    
Commitments to originate loans 0 0
Significant Unobservable Inputs (Level 3) [Member]    
Financial assets    
Loans, net of allowance for credit losses 633,614,000 564,432,000
Financial liabilities    
Deposits 321,464,000 282,351,000
Unrecognized financial instruments (net of contract amount)    
Commitments to originate loans $ 0 $ 0
XML 73 R63.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Commitments - Additional Information (Detail) - USD ($)
 3 Months Ended 9 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Mar. 31, 2024
Mar. 31, 2023
Jun. 30, 2023
Commitments And Contingencies Disclosure [Line Items]          
Off-Balance-Sheet, Credit Loss,Credit Loss Expense $ (12,000) $ (127,000) $ (173,000) $ (189,000)  
Off-Balance-Sheet, Credit loss, Liability $ 44,000   $ 44,000   $ 216,000
EXCEL 74 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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end XML 75 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 76 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 78 FilingSummary.xml IDEA: XBRL DOCUMENT 3.24.1.1.u2 html 401 346 1 true 79 0 false 11 false false R1.htm 1001 - Document - Cover Page Sheet http://www.iroquoisfed.com/role/CoverPage Cover Page Cover 1 false false R2.htm 1002 - Statement - Condensed Consolidated Balance Sheets Sheet http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets Condensed Consolidated Balance Sheets Statements 2 false false R3.htm 1003 - Statement - Condensed Consolidated Balance Sheets (Parenthetical) Sheet http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheetsParenthetical Condensed Consolidated Balance Sheets (Parenthetical) Statements 3 false false R4.htm 1004 - Statement - Condensed Consolidated Statements of Income Sheet http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome Condensed Consolidated Statements of Income Statements 4 false false R5.htm 1005 - Statement - Condensed Consolidated Statements of Comprehensive Income (Loss) Sheet http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfComprehensiveIncomeLoss Condensed Consolidated Statements of Comprehensive Income (Loss) Statements 5 false false R6.htm 1006 - Statement - Condensed Consolidated Statements of Comprehensive Income (Loss) (Parenthetical) Sheet http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfComprehensiveIncomeLossParenthetical Condensed Consolidated Statements of Comprehensive Income (Loss) (Parenthetical) Statements 6 false false R7.htm 1007 - Statement - Condensed Consolidated Statements of Stockholders' Equity Sheet http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquity Condensed Consolidated Statements of Stockholders' Equity Statements 7 false false R8.htm 1008 - Statement - Condensed Consolidated Statements of Stockholders' Equity (Parenthetical) Sheet http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquityParenthetical Condensed Consolidated Statements of Stockholders' Equity (Parenthetical) Statements 8 false false R9.htm 1009 - Statement - Condensed Consolidated Statements of Cash Flows Sheet http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows Condensed Consolidated Statements of Cash Flows Statements 9 false false R10.htm 1010 - Disclosure - Basis of Financial Statement Presentation Sheet http://www.iroquoisfed.com/role/BasisOfFinancialStatementPresentation Basis of Financial Statement Presentation Notes 10 false false R11.htm 1011 - Disclosure - New Accounting Pronouncements Sheet http://www.iroquoisfed.com/role/NewAccountingPronouncements New Accounting Pronouncements Notes 11 false false R12.htm 1012 - Disclosure - Stock-based Compensation Sheet http://www.iroquoisfed.com/role/StockBasedCompensation Stock-based Compensation Notes 12 false false R13.htm 1013 - Disclosure - Earnings Per Common Share ("EPS") Sheet http://www.iroquoisfed.com/role/EarningsPerCommonShareEps Earnings Per Common Share ("EPS") Notes 13 false false R14.htm 1014 - Disclosure - Securities Sheet http://www.iroquoisfed.com/role/Securities Securities Notes 14 false false R15.htm 1015 - Disclosure - Loans and Allowance for Credit Losses Sheet http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLosses Loans and Allowance for Credit Losses Notes 15 false false R16.htm 1016 - Disclosure - Federal Home Loan Bank Stock Sheet http://www.iroquoisfed.com/role/FederalHomeLoanBankStock Federal Home Loan Bank Stock Notes 16 false false R17.htm 1017 - Disclosure - Federal Home Loan Bank Advances and Other Borrowings Sheet http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowings Federal Home Loan Bank Advances and Other Borrowings Notes 17 false false R18.htm 1018 - Disclosure - Accumulated Other Comprehensive Income (Loss) Sheet http://www.iroquoisfed.com/role/AccumulatedOtherComprehensiveIncomeLoss Accumulated Other Comprehensive Income (Loss) Notes 18 false false R19.htm 1019 - Disclosure - Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component Sheet http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponent Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component Notes 19 false false R20.htm 1020 - Disclosure - Income Taxes Sheet http://www.iroquoisfed.com/role/IncomeTaxes Income Taxes Notes 20 false false R21.htm 1021 - Disclosure - Regulatory Capital Sheet http://www.iroquoisfed.com/role/RegulatoryCapital Regulatory Capital Notes 21 false false R22.htm 1022 - Disclosure - Disclosures About Fair Value of Assets Sheet http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssets Disclosures About Fair Value of Assets Notes 22 false false R23.htm 1023 - Disclosure - Commitments Sheet http://www.iroquoisfed.com/role/Commitments Commitments Notes 23 false false R24.htm 1024 - Disclosure - New Accounting Pronouncements (Policies) Sheet http://www.iroquoisfed.com/role/NewAccountingPronouncementsPolicies New Accounting Pronouncements (Policies) Policies http://www.iroquoisfed.com/role/NewAccountingPronouncements 24 false false R25.htm 1025 - Disclosure - New Accounting Pronouncements (Tables) Sheet http://www.iroquoisfed.com/role/NewAccountingPronouncementsTables New Accounting Pronouncements (Tables) Tables http://www.iroquoisfed.com/role/NewAccountingPronouncements 25 false false R26.htm 1026 - Disclosure - Stock-based Compensation (Tables) Sheet http://www.iroquoisfed.com/role/StockBasedCompensationTables Stock-based Compensation (Tables) Tables http://www.iroquoisfed.com/role/StockBasedCompensation 26 false false R27.htm 1027 - Disclosure - Earnings Per Common Share ("EPS") (Tables) Sheet http://www.iroquoisfed.com/role/EarningsPerCommonShareEpsTables Earnings Per Common Share ("EPS") (Tables) Tables http://www.iroquoisfed.com/role/EarningsPerCommonShareEps 27 false false R28.htm 1028 - Disclosure - Securities (Tables) Sheet http://www.iroquoisfed.com/role/SecuritiesTables Securities (Tables) Tables http://www.iroquoisfed.com/role/Securities 28 false false R29.htm 1029 - Disclosure - Loans and Allowance for Credit Losses (Tables) Sheet http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesTables Loans and Allowance for Credit Losses (Tables) Tables http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLosses 29 false false R30.htm 1030 - Disclosure - Accumulated Other Comprehensive Income (Loss) (Tables) Sheet http://www.iroquoisfed.com/role/AccumulatedOtherComprehensiveIncomeLossTables Accumulated Other Comprehensive Income (Loss) (Tables) Tables http://www.iroquoisfed.com/role/AccumulatedOtherComprehensiveIncomeLoss 30 false false R31.htm 1031 - Disclosure - Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component (Tables) Sheet http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponentTables Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component (Tables) Tables http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponent 31 false false R32.htm 1032 - Disclosure - Income Taxes (Tables) Sheet http://www.iroquoisfed.com/role/IncomeTaxesTables Income Taxes (Tables) Tables http://www.iroquoisfed.com/role/IncomeTaxes 32 false false R33.htm 1033 - Disclosure - Disclosures About Fair Value of Assets (Tables) Sheet http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsTables Disclosures About Fair Value of Assets (Tables) Tables http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssets 33 false false R34.htm 1034 - Disclosure - New Accounting Pronouncements - Schedule Of Impact Of ASU 2016-13 Adoption (Detail) Sheet http://www.iroquoisfed.com/role/NewAccountingPronouncementsScheduleOfImpactOfAsu201613AdoptionDetail New Accounting Pronouncements - Schedule Of Impact Of ASU 2016-13 Adoption (Detail) Details 34 false false R35.htm 1035 - Disclosure - New Accounting Pronouncements - Additional Information (Detail) Sheet http://www.iroquoisfed.com/role/NewAccountingPronouncementsAdditionalInformationDetail New Accounting Pronouncements - Additional Information (Detail) Details 35 false false R36.htm 1036 - Disclosure - Stock-based Compensation - Summary of ESOP Shares (Detail) Sheet http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfEsopSharesDetail Stock-based Compensation - Summary of ESOP Shares (Detail) Details 36 false false R37.htm 1037 - Disclosure - Stock-based Compensation - Summary of ESOP Shares (Parenthetical) (Detail) Sheet http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfEsopSharesParentheticalDetail Stock-based Compensation - Summary of ESOP Shares (Parenthetical) (Detail) Details 37 false false R38.htm 1038 - Disclosure - Stock-based Compensation - Summary of Stock Option Activity (Detail) Sheet http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfStockOptionActivityDetail Stock-based Compensation - Summary of Stock Option Activity (Detail) Details 38 false false R39.htm 1039 - Disclosure - Stock-based Compensation - Summary of Non-vested Restricted Stock Activity (Detail) Sheet http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfNonVestedRestrictedStockActivityDetail Stock-based Compensation - Summary of Non-vested Restricted Stock Activity (Detail) Details 39 false false R40.htm 1040 - Disclosure - Stock-based Compensation - Additional Information (Detail) Sheet http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail Stock-based Compensation - Additional Information (Detail) Details 40 false false R41.htm 1041 - Disclosure - Earnings Per Common Share ("EPS") - Factors Used in Earnings Per Common Share Computation (Detail) Sheet http://www.iroquoisfed.com/role/EarningsPerCommonShareEpsFactorsUsedInEarningsPerCommonShareComputationDetail Earnings Per Common Share ("EPS") - Factors Used in Earnings Per Common Share Computation (Detail) Details http://www.iroquoisfed.com/role/EarningsPerCommonShareEpsTables 41 false false R42.htm 1042 - Disclosure - Securities - Amortized Cost and Approximate Fair Value of Securities, Together with Gross Unrealized Gains and Losses of Securities (Detail) Sheet http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndApproximateFairValueOfSecuritiesTogetherWithGrossUnrealizedGainsAndLossesOfSecuritiesDetail Securities - Amortized Cost and Approximate Fair Value of Securities, Together with Gross Unrealized Gains and Losses of Securities (Detail) Details 42 false false R43.htm 1043 - Disclosure - Securities - Additional Information (Detail) Sheet http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail Securities - Additional Information (Detail) Details 43 false false R44.htm 1044 - Disclosure - Securities - Amortized Cost and Fair Value of Available-for-Sale Securities by Contractual Maturity (Detail) Sheet http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesByContractualMaturityDetail Securities - Amortized Cost and Fair Value of Available-for-Sale Securities by Contractual Maturity (Detail) Details 44 false false R45.htm 1045 - Disclosure - Securities - Association's Investments Gross Unrealized Investment Losses and Fair Value of Association's Investments with Unrealized Losses (Detail) Sheet http://www.iroquoisfed.com/role/SecuritiesAssociationsInvestmentsGrossUnrealizedInvestmentLossesAndFairValueOfAssociationsInvestmentsWithUnrealizedLossesDetail Securities - Association's Investments Gross Unrealized Investment Losses and Fair Value of Association's Investments with Unrealized Losses (Detail) Details 45 false false R46.htm 1046 - Disclosure - Loans and Allowance for Credit Losses - Categories of Loans (Detail) Sheet http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCategoriesOfLoansDetail Loans and Allowance for Credit Losses - Categories of Loans (Detail) Details 46 false false R47.htm 1047 - Disclosure - Loans and Allowance for Credit Losses - Additional Information (Detail) Sheet http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail Loans and Allowance for Credit Losses - Additional Information (Detail) Details 47 false false R48.htm 1048 - Disclosure - Loans and Allowance for Credit Losses - Allowance for Credit Losses (Detail) Sheet http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail Loans and Allowance for Credit Losses - Allowance for Credit Losses (Detail) Details 48 false false R49.htm 1049 - Disclosure - Loans and Allowance for Credit Losses - Credit Risk Profile of Association's Loan Portfolio Based on Risk Rating Category and Year of Origination (Detail) Sheet http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail Loans and Allowance for Credit Losses - Credit Risk Profile of Association's Loan Portfolio Based on Risk Rating Category and Year of Origination (Detail) Details 49 false false R50.htm 1050 - Disclosure - Loans and Allowance for Credit Losses - Association's Loan Portfolio Aging Analysis (Detail) Sheet http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail Loans and Allowance for Credit Losses - Association's Loan Portfolio Aging Analysis (Detail) Details 50 false false R51.htm 1051 - Disclosure - Loans and Allowance for Credit Losses - Nonaccrual with no Allowance for Credit Losses and Nonaccrual Loans (Detail) Sheet http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesNonaccrualWithNoAllowanceForCreditLossesAndNonaccrualLoansDetail Loans and Allowance for Credit Losses - Nonaccrual with no Allowance for Credit Losses and Nonaccrual Loans (Detail) Details 51 false false R52.htm 1052 - Disclosure - Loans and Allowance for Credit Losses - Loans Modified as Troubled Debt Restructurings (Detail) Sheet http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesLoansModifiedAsTroubledDebtRestructuringsDetail Loans and Allowance for Credit Losses - Loans Modified as Troubled Debt Restructurings (Detail) Details 52 false false R53.htm 1053 - Disclosure - Federal Home Loan Bank Stock - Additional Information (Detail) Sheet http://www.iroquoisfed.com/role/FederalHomeLoanBankStockAdditionalInformationDetail Federal Home Loan Bank Stock - Additional Information (Detail) Details 53 false false R54.htm 1054 - Disclosure - Federal Home Loan Bank Advances and Other Borrowings - Additional Information (Detail) Sheet http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail Federal Home Loan Bank Advances and Other Borrowings - Additional Information (Detail) Details 54 false false R55.htm 1055 - Disclosure - Accumulated Other Comprehensive Income (Loss) - Components of Accumulated Other Comprehensive Income (Loss) (Detail) Sheet http://www.iroquoisfed.com/role/AccumulatedOtherComprehensiveIncomeLossComponentsOfAccumulatedOtherComprehensiveIncomeLossDetail Accumulated Other Comprehensive Income (Loss) - Components of Accumulated Other Comprehensive Income (Loss) (Detail) Details http://www.iroquoisfed.com/role/AccumulatedOtherComprehensiveIncomeLossTables 55 false false R56.htm 1056 - Disclosure - Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component - Amounts Reclassified from Accumulated Other Comprehensive Income (Detail) Sheet http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponentAmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeDetail Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component - Amounts Reclassified from Accumulated Other Comprehensive Income (Detail) Details http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponentTables 56 false false R57.htm 1057 - Disclosure - Income Taxes - Reconciliation of Income Tax Expense at the Statutory Rate (Detail) Sheet http://www.iroquoisfed.com/role/IncomeTaxesReconciliationOfIncomeTaxExpenseAtTheStatutoryRateDetail Income Taxes - Reconciliation of Income Tax Expense at the Statutory Rate (Detail) Details 57 false false R58.htm 1058 - Disclosure - Regulatory Capital - Additional Information (Detail) Sheet http://www.iroquoisfed.com/role/RegulatoryCapitalAdditionalInformationDetail Regulatory Capital - Additional Information (Detail) Details 58 false false R59.htm 1059 - Disclosure - Disclosures About Fair Value of Assets - Fair Value Measurements of Assets Recognized on Recurring Basis (Detail) Sheet http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsFairValueMeasurementsOfAssetsRecognizedOnRecurringBasisDetail Disclosures About Fair Value of Assets - Fair Value Measurements of Assets Recognized on Recurring Basis (Detail) Details 59 false false R60.htm 1060 - Disclosure - Disclosures About Fair Value of Assets - Reconciliation of Beginning and Ending Balances of Recurring Fair Value Measurements Recognized in Accompanying Balance Sheet (Detail) Sheet http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsReconciliationOfBeginningAndEndingBalancesOfRecurringFairValueMeasurementsRecognizedInAccompanyingBalanceSheetDetail Disclosures About Fair Value of Assets - Reconciliation of Beginning and Ending Balances of Recurring Fair Value Measurements Recognized in Accompanying Balance Sheet (Detail) Details 60 false false R61.htm 1061 - Disclosure - Disclosures About Fair Value of Assets - Quantitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements (Detail) Sheet http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail Disclosures About Fair Value of Assets - Quantitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements (Detail) Details 61 false false R62.htm 1062 - Disclosure - Disclosures About Fair Value of Assets - Estimated Fair Values of Financial Instruments and Level within Fair Value Hierarchy in which Fair Value Measurements Fall (Detail) Sheet http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail Disclosures About Fair Value of Assets - Estimated Fair Values of Financial Instruments and Level within Fair Value Hierarchy in which Fair Value Measurements Fall (Detail) Details 62 false false R63.htm 1063 - Disclosure - Commitments - Additional Information (Detail) Sheet http://www.iroquoisfed.com/role/CommitmentsAdditionalInformationDetail Commitments - Additional Information (Detail) Details 63 false false All Reports Book All Reports [ix-0514-Hidden-Fact-Eligible-For-Transform] WARN: 4 fact(s) appearing in ix:hidden were eligible for transformation: iroq:ShareBasedCompensationArrangementByShareBasedPaymentAwardProratedVestingPeriod, us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1, us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1 - d835753d10q.htm 369 d835753d10q.htm iroq-20240331.xsd iroq-20240331_cal.xml iroq-20240331_def.xml iroq-20240331_lab.xml iroq-20240331_pre.xml http://fasb.org/us-gaap/2023 http://xbrl.sec.gov/dei/2023 true true JSON 81 MetaLinks.json IDEA: XBRL DOCUMENT { "version": "2.2", "instance": { "d835753d10q.htm": { "nsprefix": "iroq", "nsuri": "http://www.iroquoisfed.com/20240331", "dts": { "inline": { "local": [ "d835753d10q.htm" ] }, "schema": { "local": [ "iroq-20240331.xsd" ], "remote": [ "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://www.xbrl.org/2006/ref-2006-02-27.xsd", "http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/reference-2009-12-16.xsd", "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd", "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd", "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-roles-2023.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-types-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-roles-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-types-2023.xsd", "https://xbrl.sec.gov/country/2023/country-2023.xsd", "https://xbrl.sec.gov/currency/2023/currency-2023.xsd", "https://xbrl.sec.gov/dei/2023/dei-2023.xsd", "https://xbrl.sec.gov/exch/2023/exch-2023.xsd", "https://xbrl.sec.gov/naics/2023/naics-2023.xsd", "https://xbrl.sec.gov/sic/2023/sic-2023.xsd", "https://xbrl.sec.gov/stpr/2023/stpr-2023.xsd" ] }, "calculationLink": { "local": [ "iroq-20240331_cal.xml" ] }, "definitionLink": { "local": [ "iroq-20240331_def.xml" ] }, "labelLink": { "local": [ "iroq-20240331_lab.xml" ] }, "presentationLink": { "local": [ "iroq-20240331_pre.xml" ] } }, "keyStandard": 295, "keyCustom": 51, "axisStandard": 26, "axisCustom": 1, "memberStandard": 48, "memberCustom": 24, "hidden": { "total": 10, "http://xbrl.sec.gov/dei/2023": 6, "http://fasb.org/us-gaap/2023": 2, "http://www.iroquoisfed.com/20240331": 2 }, "contextCount": 401, "entityCount": 1, "segmentCount": 79, "elementCount": 560, "unitCount": 11, "baseTaxonomies": { "http://fasb.org/us-gaap/2023": 1532, "http://xbrl.sec.gov/dei/2023": 29 }, "report": { "R1": { "role": "http://www.iroquoisfed.com/role/CoverPage", "longName": "1001 - Document - Cover Page", "shortName": "Cover Page", "isDefault": "true", "groupType": "document", "subGroupType": "", "menuCat": "Cover", "order": "1", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "dei:DocumentType", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "dei:DocumentType", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R2": { "role": "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets", "longName": "1002 - Statement - Condensed Consolidated Balance Sheets", "shortName": "Condensed Consolidated Balance Sheets", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "2", "firstAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:CashAndDueFromBanks", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:CashAndDueFromBanks", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R3": { "role": "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheetsParenthetical", "longName": "1003 - Statement - Condensed Consolidated Balance Sheets (Parenthetical)", "shortName": "Condensed Consolidated Balance Sheets (Parenthetical)", "isDefault": "false", "groupType": "statement", "subGroupType": "parenthetical", "menuCat": "Statements", "order": "3", "firstAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "div", "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "div", "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "unique": true } }, "R4": { "role": "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome", "longName": "1004 - Statement - Condensed Consolidated Statements of Income", "shortName": "Condensed Consolidated Statements of Income", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "4", "firstAnchor": { "contextRef": "P01_01_2024To03_31_2024", "name": "us-gaap:InterestAndFeeIncomeLoansAndLeases", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P01_01_2024To03_31_2024", "name": "us-gaap:InterestAndFeeIncomeLoansAndLeases", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R5": { "role": "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfComprehensiveIncomeLoss", "longName": "1005 - Statement - Condensed Consolidated Statements of Comprehensive Income (Loss)", "shortName": "Condensed Consolidated Statements of Comprehensive Income (Loss)", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "5", "firstAnchor": { "contextRef": "P01_01_2024To03_31_2024", "name": "us-gaap:NetIncomeLoss", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "P01_01_2024To03_31_2024", "name": "us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "unique": true } }, "R6": { "role": "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfComprehensiveIncomeLossParenthetical", "longName": "1006 - Statement - Condensed Consolidated Statements of Comprehensive Income (Loss) (Parenthetical)", "shortName": "Condensed Consolidated Statements of Comprehensive Income (Loss) (Parenthetical)", "isDefault": "false", "groupType": "statement", "subGroupType": "parenthetical", "menuCat": "Statements", "order": "6", "firstAnchor": { "contextRef": "P01_01_2024To03_31_2024", "name": "us-gaap:OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "div", "div", "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P01_01_2024To03_31_2024", "name": "us-gaap:OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "div", "div", "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R7": { "role": "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquity", "longName": "1007 - Statement - Condensed Consolidated Statements of Stockholders' Equity", "shortName": "Condensed Consolidated Statements of Stockholders' Equity", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "7", "firstAnchor": { "contextRef": "PAsOn06_30_2022", "name": "us-gaap:StockholdersEquity", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "PAsOn06_30_2022", "name": "us-gaap:StockholdersEquity", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R8": { "role": "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquityParenthetical", "longName": "1008 - Statement - Condensed Consolidated Statements of Stockholders' Equity (Parenthetical)", "shortName": "Condensed Consolidated Statements of Stockholders' Equity (Parenthetical)", "isDefault": "false", "groupType": "statement", "subGroupType": "parenthetical", "menuCat": "Statements", "order": "8", "firstAnchor": { "contextRef": "P01_01_2024To03_31_2024", "name": "us-gaap:CommonStockDividendsPerShareDeclared", "unitRef": "Unit_USD_per_Share", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "P01_01_2024To03_31_2024", "name": "iroq:ESOPSharesEarnedShares", "unitRef": "Unit_shares", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "div", "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "unique": true } }, "R9": { "role": "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows", "longName": "1009 - Statement - Condensed Consolidated Statements of Cash Flows", "shortName": "Condensed Consolidated Statements of Cash Flows", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "9", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:ProfitLoss", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:ProfitLoss", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R10": { "role": "http://www.iroquoisfed.com/role/BasisOfFinancialStatementPresentation", "longName": "1010 - Disclosure - Basis of Financial Statement Presentation", "shortName": "Basis of Financial Statement Presentation", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "10", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R11": { "role": "http://www.iroquoisfed.com/role/NewAccountingPronouncements", "longName": "1011 - Disclosure - New Accounting Pronouncements", "shortName": "New Accounting Pronouncements", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "11", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:SignificantAccountingPoliciesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:SignificantAccountingPoliciesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R12": { "role": "http://www.iroquoisfed.com/role/StockBasedCompensation", "longName": "1012 - Disclosure - Stock-based Compensation", "shortName": "Stock-based Compensation", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "12", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R13": { "role": "http://www.iroquoisfed.com/role/EarningsPerCommonShareEps", "longName": "1013 - Disclosure - Earnings Per Common Share (\"EPS\")", "shortName": "Earnings Per Common Share (\"EPS\")", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "13", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:EarningsPerShareTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:EarningsPerShareTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R14": { "role": "http://www.iroquoisfed.com/role/Securities", "longName": "1014 - Disclosure - Securities", "shortName": "Securities", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "14", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R15": { "role": "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLosses", "longName": "1015 - Disclosure - Loans and Allowance for Credit Losses", "shortName": "Loans and Allowance for Credit Losses", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "15", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:FinancingReceivablesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:FinancingReceivablesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R16": { "role": "http://www.iroquoisfed.com/role/FederalHomeLoanBankStock", "longName": "1016 - Disclosure - Federal Home Loan Bank Stock", "shortName": "Federal Home Loan Bank Stock", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "16", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:FederalHomeLoanBankAdvancesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:FederalHomeLoanBankAdvancesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R17": { "role": "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowings", "longName": "1017 - Disclosure - Federal Home Loan Bank Advances and Other Borrowings", "shortName": "Federal Home Loan Bank Advances and Other Borrowings", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "17", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "iroq:DisclosureInEntiretyOfFederalHomeLoanBankBorrowingsAndOthersTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "iroq:DisclosureInEntiretyOfFederalHomeLoanBankBorrowingsAndOthersTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R18": { "role": "http://www.iroquoisfed.com/role/AccumulatedOtherComprehensiveIncomeLoss", "longName": "1018 - Disclosure - Accumulated Other Comprehensive Income (Loss)", "shortName": "Accumulated Other Comprehensive Income (Loss)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "18", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:ComprehensiveIncomeNoteTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:ComprehensiveIncomeNoteTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R19": { "role": "http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponent", "longName": "1019 - Disclosure - Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component", "shortName": "Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "19", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "iroq:AccumulatedOtherComprehensiveIncomeTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "iroq:AccumulatedOtherComprehensiveIncomeTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R20": { "role": "http://www.iroquoisfed.com/role/IncomeTaxes", "longName": "1020 - Disclosure - Income Taxes", "shortName": "Income Taxes", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "20", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:IncomeTaxDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:IncomeTaxDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R21": { "role": "http://www.iroquoisfed.com/role/RegulatoryCapital", "longName": "1021 - Disclosure - Regulatory Capital", "shortName": "Regulatory Capital", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "21", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R22": { "role": "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssets", "longName": "1022 - Disclosure - Disclosures About Fair Value of Assets", "shortName": "Disclosures About Fair Value of Assets", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "22", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:FairValueDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:FairValueDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R23": { "role": "http://www.iroquoisfed.com/role/Commitments", "longName": "1023 - Disclosure - Commitments", "shortName": "Commitments", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "23", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R24": { "role": "http://www.iroquoisfed.com/role/NewAccountingPronouncementsPolicies", "longName": "1024 - Disclosure - New Accounting Pronouncements (Policies)", "shortName": "New Accounting Pronouncements (Policies)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "policies", "menuCat": "Policies", "order": "24", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:LiabilityReserveEstimatePolicy", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:SignificantAccountingPoliciesTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:LiabilityReserveEstimatePolicy", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:SignificantAccountingPoliciesTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R25": { "role": "http://www.iroquoisfed.com/role/NewAccountingPronouncementsTables", "longName": "1025 - Disclosure - New Accounting Pronouncements (Tables)", "shortName": "New Accounting Pronouncements (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "25", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R26": { "role": "http://www.iroquoisfed.com/role/StockBasedCompensationTables", "longName": "1026 - Disclosure - Stock-based Compensation (Tables)", "shortName": "Stock-based Compensation (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "26", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R27": { "role": "http://www.iroquoisfed.com/role/EarningsPerCommonShareEpsTables", "longName": "1027 - Disclosure - Earnings Per Common Share (\"EPS\") (Tables)", "shortName": "Earnings Per Common Share (\"EPS\") (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "27", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:EarningsPerShareTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:EarningsPerShareTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R28": { "role": "http://www.iroquoisfed.com/role/SecuritiesTables", "longName": "1028 - Disclosure - Securities (Tables)", "shortName": "Securities (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "28", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:DebtSecuritiesAvailableForSaleTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:DebtSecuritiesAvailableForSaleTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R29": { "role": "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesTables", "longName": "1029 - Disclosure - Loans and Allowance for Credit Losses (Tables)", "shortName": "Loans and Allowance for Credit Losses (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "29", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:FinancingReceivablesTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:FinancingReceivablesTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R30": { "role": "http://www.iroquoisfed.com/role/AccumulatedOtherComprehensiveIncomeLossTables", "longName": "1030 - Disclosure - Accumulated Other Comprehensive Income (Loss) (Tables)", "shortName": "Accumulated Other Comprehensive Income (Loss) (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "30", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:ComprehensiveIncomeNoteTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:ComprehensiveIncomeNoteTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R31": { "role": "http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponentTables", "longName": "1031 - Disclosure - Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component (Tables)", "shortName": "Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "31", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "iroq:AccumulatedOtherComprehensiveIncomeTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "iroq:AccumulatedOtherComprehensiveIncomeTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R32": { "role": "http://www.iroquoisfed.com/role/IncomeTaxesTables", "longName": "1032 - Disclosure - Income Taxes (Tables)", "shortName": "Income Taxes (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "32", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:IncomeTaxDisclosureTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:IncomeTaxDisclosureTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R33": { "role": "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsTables", "longName": "1033 - Disclosure - Disclosures About Fair Value of Assets (Tables)", "shortName": "Disclosures About Fair Value of Assets (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "33", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:FairValueAssetsMeasuredOnRecurringBasisTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:FairValueAssetsMeasuredOnRecurringBasisTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R34": { "role": "http://www.iroquoisfed.com/role/NewAccountingPronouncementsScheduleOfImpactOfAsu201613AdoptionDetail", "longName": "1034 - Disclosure - New Accounting Pronouncements - Schedule Of Impact Of ASU 2016-13 Adoption (Detail)", "shortName": "New Accounting Pronouncements - Schedule Of Impact Of ASU 2016-13 Adoption (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "34", "firstAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:OffBalanceSheetCreditLossLiability", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "0", "ancestors": [ "div", "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "PAsOn07_01_2022_AllowanceForCreditLossesAsReportedUnderAsu201613MemberIROQImpactOfAccountingStandardsAdoptionAxis", "name": "iroq:AllowanceForLoanLosses", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock", "ix:continuation", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "unique": true } }, "R35": { "role": "http://www.iroquoisfed.com/role/NewAccountingPronouncementsAdditionalInformationDetail", "longName": "1035 - Disclosure - New Accounting Pronouncements - Additional Information (Detail)", "shortName": "New Accounting Pronouncements - Additional Information (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "35", "firstAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:RetainedEarningsAccumulatedDeficit", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "PAsOn07_01_2022_AccountingStandardsUpdate201613MemberusgaapAdjustmentsForNewAccountingPronouncementsAxis", "name": "us-gaap:RetainedEarningsAccumulatedDeficit", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "div", "us-gaap:LiabilityReserveEstimatePolicy", "us-gaap:SignificantAccountingPoliciesTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "unique": true } }, "R36": { "role": "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfEsopSharesDetail", "longName": "1036 - Disclosure - Stock-based Compensation - Summary of ESOP Shares (Detail)", "shortName": "Stock-based Compensation - Summary of ESOP Shares (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "36", "firstAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares", "unitRef": "Unit_shares", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares", "unitRef": "Unit_shares", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R37": { "role": "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfEsopSharesParentheticalDetail", "longName": "1037 - Disclosure - Stock-based Compensation - Summary of ESOP Shares (Parenthetical) (Detail)", "shortName": "Stock-based Compensation - Summary of ESOP Shares (Parenthetical) (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "parenthetical", "menuCat": "Details", "order": "37", "firstAnchor": { "contextRef": "PAsOn03_31_2024_EmployeeStockOwnershipPlanEsopMemberusgaapEmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis", "name": "us-gaap:SharePrice", "unitRef": "Unit_USD_per_Share", "xsiNil": "false", "lang": null, "decimals": "2", "ancestors": [ "div", "td", "tr", "table", "us-gaap:ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "PAsOn03_31_2024_EmployeeStockOwnershipPlanEsopMemberusgaapEmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis", "name": "us-gaap:SharePrice", "unitRef": "Unit_USD_per_Share", "xsiNil": "false", "lang": null, "decimals": "2", "ancestors": [ "div", "td", "tr", "table", "us-gaap:ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R38": { "role": "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfStockOptionActivityDetail", "longName": "1038 - Disclosure - Stock-based Compensation - Summary of Stock Option Activity (Detail)", "shortName": "Stock-based Compensation - Summary of Stock Option Activity (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "38", "firstAnchor": { "contextRef": "PAsOn06_30_2023", "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber", "unitRef": "Unit_shares", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross", "unitRef": "Unit_shares", "xsiNil": "true", "lang": null, "decimals": null, "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "unique": true } }, "R39": { "role": "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfNonVestedRestrictedStockActivityDetail", "longName": "1039 - Disclosure - Stock-based Compensation - Summary of Non-vested Restricted Stock Activity (Detail)", "shortName": "Stock-based Compensation - Summary of Non-vested Restricted Stock Activity (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "39", "firstAnchor": { "contextRef": "PAsOn06_30_2023_RestrictedStockMemberusgaapAwardTypeAxis", "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber", "unitRef": "Unit_shares", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "td", "tr", "table", "us-gaap:NonvestedRestrictedStockSharesActivityTableTextBlock", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "PAsOn06_30_2023_RestrictedStockMemberusgaapAwardTypeAxis", "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber", "unitRef": "Unit_shares", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "td", "tr", "table", "us-gaap:NonvestedRestrictedStockSharesActivityTableTextBlock", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R40": { "role": "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail", "longName": "1040 - Disclosure - Stock-based Compensation - Additional Information (Detail)", "shortName": "Stock-based Compensation - Additional Information (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "40", "firstAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:EmployeeStockOwnershipPlanESOPSharesInESOP", "unitRef": "Unit_shares", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024_EmployeeStockOwnershipPlanEsopMemberusgaapEmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis", "name": "iroq:EmployeeStockOwnershipPlanESOPPeriodOfServiceToQualifyForEmployeeStockOwnershipPlan", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "unique": true } }, "R41": { "role": "http://www.iroquoisfed.com/role/EarningsPerCommonShareEpsFactorsUsedInEarningsPerCommonShareComputationDetail", "longName": "1041 - Disclosure - Earnings Per Common Share (\"EPS\") - Factors Used in Earnings Per Common Share Computation (Detail)", "shortName": "Earnings Per Common Share (\"EPS\") - Factors Used in Earnings Per Common Share Computation (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "41", "firstAnchor": { "contextRef": "P01_01_2024To03_31_2024", "name": "us-gaap:NetIncomeLoss", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "P01_01_2024To03_31_2024", "name": "us-gaap:WeightedAverageNumberOfSharesIssuedBasic", "unitRef": "Unit_shares", "xsiNil": "false", "lang": null, "decimals": "0", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "us-gaap:EarningsPerShareTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "unique": true } }, "R42": { "role": "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndApproximateFairValueOfSecuritiesTogetherWithGrossUnrealizedGainsAndLossesOfSecuritiesDetail", "longName": "1042 - Disclosure - Securities - Amortized Cost and Approximate Fair Value of Securities, Together with Gross Unrealized Gains and Losses of Securities (Detail)", "shortName": "Securities - Amortized Cost and Approximate Fair Value of Securities, Together with Gross Unrealized Gains and Losses of Securities (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "42", "firstAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:DebtSecuritiesAvailableForSaleAmortizedCostAfterAllowanceForCreditLoss", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:DebtSecuritiesAvailableForSaleTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:DebtSecuritiesAvailableForSaleTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "unique": true } }, "R43": { "role": "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail", "longName": "1043 - Disclosure - Securities - Additional Information (Detail)", "shortName": "Securities - Additional Information (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "43", "firstAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "div", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "P01_01_2024To03_31_2024", "name": "us-gaap:DebtSecuritiesAvailableForSaleRealizedGain", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "div", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "unique": true } }, "R44": { "role": "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesByContractualMaturityDetail", "longName": "1044 - Disclosure - Securities - Amortized Cost and Fair Value of Available-for-Sale Securities by Contractual Maturity (Detail)", "shortName": "Securities - Amortized Cost and Fair Value of Available-for-Sale Securities by Contractual Maturity (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "44", "firstAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "ix:continuation", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "ix:continuation", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R45": { "role": "http://www.iroquoisfed.com/role/SecuritiesAssociationsInvestmentsGrossUnrealizedInvestmentLossesAndFairValueOfAssociationsInvestmentsWithUnrealizedLossesDetail", "longName": "1045 - Disclosure - Securities - Association's Investments Gross Unrealized Investment Losses and Fair Value of Association's Investments with Unrealized Losses (Detail)", "shortName": "Securities - Association's Investments Gross Unrealized Investment Losses and Fair Value of Association's Investments with Unrealized Losses (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "45", "firstAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:UnrealizedGainLossOnInvestmentsTableTextBlock", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:UnrealizedGainLossOnInvestmentsTableTextBlock", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R46": { "role": "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCategoriesOfLoansDetail", "longName": "1046 - Disclosure - Loans and Allowance for Credit Losses - Categories of Loans (Detail)", "shortName": "Loans and Allowance for Credit Losses - Categories of Loans (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "46", "firstAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:NotesReceivableGross", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "us-gaap:FinancingReceivablesTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "unique": true } }, "R47": { "role": "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail", "longName": "1047 - Disclosure - Loans and Allowance for Credit Losses - Additional Information (Detail)", "shortName": "Loans and Allowance for Credit Losses - Additional Information (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "47", "firstAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "iroq:TermPeriodOnResidentialMortgageLoan", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P07_01_2023To03_31_2024", "name": "iroq:TermPeriodOnResidentialMortgageLoan", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "div", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R48": { "role": "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail", "longName": "1048 - Disclosure - Loans and Allowance for Credit Losses - Allowance for Credit Losses (Detail)", "shortName": "Loans and Allowance for Credit Losses - Allowance for Credit Losses (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "48", "firstAnchor": { "contextRef": "PAsOn12_31_2023", "name": "us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "P01_01_2024To03_31_2024", "name": "iroq:ProvisionCreditForCreditLosses", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "unique": true } }, "R49": { "role": "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail", "longName": "1049 - Disclosure - Loans and Allowance for Credit Losses - Credit Risk Profile of Association's Loan Portfolio Based on Risk Rating Category and Year of Origination (Detail)", "shortName": "Loans and Allowance for Credit Losses - Credit Risk Profile of Association's Loan Portfolio Based on Risk Rating Category and Year of Origination (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "49", "firstAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "div", "td", "tr", "table", "ix:continuation", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "div", "td", "tr", "table", "ix:continuation", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R50": { "role": "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail", "longName": "1050 - Disclosure - Loans and Allowance for Credit Losses - Association's Loan Portfolio Aging Analysis (Detail)", "shortName": "Loans and Allowance for Credit Losses - Association's Loan Portfolio Aging Analysis (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "50", "firstAnchor": { "contextRef": "PAsOn03_31_2024", "name": "iroq:FinancingReceivableRecordedInvestmentsPastDue", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "div", "td", "tr", "table", "us-gaap:PastDueFinancingReceivablesTableTextBlock", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "PAsOn03_31_2024", "name": "iroq:FinancingReceivableRecordedInvestmentsPastDue", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "div", "td", "tr", "table", "us-gaap:PastDueFinancingReceivablesTableTextBlock", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R51": { "role": "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesNonaccrualWithNoAllowanceForCreditLossesAndNonaccrualLoansDetail", "longName": "1051 - Disclosure - Loans and Allowance for Credit Losses - Nonaccrual with no Allowance for Credit Losses and Nonaccrual Loans (Detail)", "shortName": "Loans and Allowance for Credit Losses - Nonaccrual with no Allowance for Credit Losses and Nonaccrual Loans (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "51", "firstAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:FinancingReceivableNonaccrualNoAllowance", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:FinancingReceivableNonaccrualNoAllowance", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R52": { "role": "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesLoansModifiedAsTroubledDebtRestructuringsDetail", "longName": "1052 - Disclosure - Loans and Allowance for Credit Losses - Loans Modified as Troubled Debt Restructurings (Detail)", "shortName": "Loans and Allowance for Credit Losses - Loans Modified as Troubled Debt Restructurings (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "52", "firstAnchor": { "contextRef": "PAsOn06_30_2023", "name": "us-gaap:FinancingReceivableModificationsRecordedInvestment", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "PAsOn06_30_2023", "name": "us-gaap:FinancingReceivableModificationsRecordedInvestment", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R53": { "role": "http://www.iroquoisfed.com/role/FederalHomeLoanBankStockAdditionalInformationDetail", "longName": "1053 - Disclosure - Federal Home Loan Bank Stock - Additional Information (Detail)", "shortName": "Federal Home Loan Bank Stock - Additional Information (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "53", "firstAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:FederalHomeLoanBankStock", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true }, "uniqueAnchor": null }, "R54": { "role": "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail", "longName": "1054 - Disclosure - Federal Home Loan Bank Advances and Other Borrowings - Additional Information (Detail)", "shortName": "Federal Home Loan Bank Advances and Other Borrowings - Additional Information (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "54", "firstAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:OtherBorrowings", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "0", "ancestors": [ "div", "iroq:DisclosureInEntiretyOfFederalHomeLoanBankBorrowingsAndOthersTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "unique": true } }, "R55": { "role": "http://www.iroquoisfed.com/role/AccumulatedOtherComprehensiveIncomeLossComponentsOfAccumulatedOtherComprehensiveIncomeLossDetail", "longName": "1055 - Disclosure - Accumulated Other Comprehensive Income (Loss) - Components of Accumulated Other Comprehensive Income (Loss) (Detail)", "shortName": "Accumulated Other Comprehensive Income (Loss) - Components of Accumulated Other Comprehensive Income (Loss) (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "55", "firstAnchor": { "contextRef": "PAsOn06_30_2023", "name": "us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "PAsOn06_30_2022", "name": "us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock", "us-gaap:ComprehensiveIncomeNoteTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "unique": true } }, "R56": { "role": "http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponentAmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeDetail", "longName": "1056 - Disclosure - Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component - Amounts Reclassified from Accumulated Other Comprehensive Income (Detail)", "shortName": "Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component - Amounts Reclassified from Accumulated Other Comprehensive Income (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "56", "firstAnchor": { "contextRef": "P01_01_2024To03_31_2024", "name": "us-gaap:DebtSecuritiesAvailableForSaleRealizedGainLoss", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "P01_01_2024To03_31_2024_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMemberusgaapReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis", "name": "us-gaap:IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock", "iroq:AccumulatedOtherComprehensiveIncomeTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "unique": true } }, "R57": { "role": "http://www.iroquoisfed.com/role/IncomeTaxesReconciliationOfIncomeTaxExpenseAtTheStatutoryRateDetail", "longName": "1057 - Disclosure - Income Taxes - Reconciliation of Income Tax Expense at the Statutory Rate (Detail)", "shortName": "Income Taxes - Reconciliation of Income Tax Expense at the Statutory Rate (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "57", "firstAnchor": { "contextRef": "P01_01_2024To03_31_2024", "name": "us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P01_01_2024To03_31_2024", "name": "us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R58": { "role": "http://www.iroquoisfed.com/role/RegulatoryCapitalAdditionalInformationDetail", "longName": "1058 - Disclosure - Regulatory Capital - Additional Information (Detail)", "shortName": "Regulatory Capital - Additional Information (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "58", "firstAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets", "unitRef": "Unit_pure", "xsiNil": "false", "lang": null, "decimals": "3", "ancestors": [ "div", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets", "unitRef": "Unit_pure", "xsiNil": "false", "lang": null, "decimals": "3", "ancestors": [ "div", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R59": { "role": "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsFairValueMeasurementsOfAssetsRecognizedOnRecurringBasisDetail", "longName": "1059 - Disclosure - Disclosures About Fair Value of Assets - Fair Value Measurements of Assets Recognized on Recurring Basis (Detail)", "shortName": "Disclosures About Fair Value of Assets - Fair Value Measurements of Assets Recognized on Recurring Basis (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "59", "firstAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "PAsOn03_31_2024_USTreasurySecuritiesMemberusgaapFairValueByAssetClassAxis", "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:FairValueAssetsMeasuredOnRecurringBasisTextBlock", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "unique": true } }, "R60": { "role": "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsReconciliationOfBeginningAndEndingBalancesOfRecurringFairValueMeasurementsRecognizedInAccompanyingBalanceSheetDetail", "longName": "1060 - Disclosure - Disclosures About Fair Value of Assets - Reconciliation of Beginning and Ending Balances of Recurring Fair Value Measurements Recognized in Accompanying Balance Sheet (Detail)", "shortName": "Disclosures About Fair Value of Assets - Reconciliation of Beginning and Ending Balances of Recurring Fair Value Measurements Recognized in Accompanying Balance Sheet (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "60", "firstAnchor": { "contextRef": "PAsOn06_30_2023", "name": "us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "PAsOn06_30_2022", "name": "us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "ix:continuation", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "unique": true } }, "R61": { "role": "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail", "longName": "1061 - Disclosure - Disclosures About Fair Value of Assets - Quantitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements (Detail)", "shortName": "Disclosures About Fair Value of Assets - Quantitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "61", "firstAnchor": { "contextRef": "PAsOn03_31_2024", "name": "iroq:MortgageServicingRightsFairValueDisclosure", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "td", "tr", "table", "iroq:FairValueAssetsMeasuredOnRecurringBasisUnobservableInputQuantitativeInformationTableTextBlock", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "PAsOn03_31_2024", "name": "iroq:MortgageServicingRightsFairValueDisclosure", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "td", "tr", "table", "iroq:FairValueAssetsMeasuredOnRecurringBasisUnobservableInputQuantitativeInformationTableTextBlock", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } }, "R62": { "role": "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail", "longName": "1062 - Disclosure - Disclosures About Fair Value of Assets - Estimated Fair Values of Financial Instruments and Level within Fair Value Hierarchy in which Fair Value Measurements Fall (Detail)", "shortName": "Disclosures About Fair Value of Assets - Estimated Fair Values of Financial Instruments and Level within Fair Value Hierarchy in which Fair Value Measurements Fall (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "62", "firstAnchor": { "contextRef": "PAsOn03_31_2024", "name": "us-gaap:CashAndCashEquivalentsAtCarryingValue", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "PAsOn03_31_2024", "name": "iroq:CommitmentsToOriginateLoans", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "ix:continuation", "ix:continuation", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "unique": true } }, "R63": { "role": "http://www.iroquoisfed.com/role/CommitmentsAdditionalInformationDetail", "longName": "1063 - Disclosure - Commitments - Additional Information (Detail)", "shortName": "Commitments - Additional Information (Detail)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "63", "firstAnchor": { "contextRef": "P01_01_2024To03_31_2024", "name": "us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "0", "ancestors": [ "div", "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "P01_01_2024To03_31_2024", "name": "us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal", "unitRef": "Unit_USD", "xsiNil": "false", "lang": null, "decimals": "0", "ancestors": [ "div", "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "div", "div", "div", "div", "div", "body", "html" ], "reportCount": 1, "baseRef": "d835753d10q.htm", "first": true, "unique": true } } }, "tag": { "us-gaap_AccountingPoliciesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccountingPoliciesAbstract", "lang": { "en-us": { "role": { "label": "Accounting Policies [Abstract]" } } }, "auth_ref": [] }, "us-gaap_AccountingStandardsUpdate201613Member": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccountingStandardsUpdate201613Member", "presentation": [ "http://www.iroquoisfed.com/role/NewAccountingPronouncementsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Accounting Standards Update 2016-13 [Member]", "documentation": "Accounting Standards Update 2016-13 Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." } } }, "auth_ref": [ "r339" ] }, "us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccretionAmortizationOfDiscountsAndPremiumsInvestments", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 38.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Accretion (Amortization) of Discounts and Premiums, Investments", "negatedLabel": "Amortization (accretion) of premiums and discounts on securities", "documentation": "The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method." } } }, "auth_ref": [ "r123" ] }, "us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccumulatedDefinedBenefitPlansAdjustmentMember", "presentation": [ "http://www.iroquoisfed.com/role/AccumulatedOtherComprehensiveIncomeLossComponentsOfAccumulatedOtherComprehensiveIncomeLossDetail", "http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponentAmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeDetail" ], "lang": { "en-us": { "role": { "label": "Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]", "verboseLabel": "Defined Benefit Pension Items [Member]", "terseLabel": "Amortization of Defined Benefit Pension Items [Member]", "documentation": "Accumulated other comprehensive (income) loss related to defined benefit plans attributable to the parent." } } }, "auth_ref": [ "r3", "r17", "r37", "r792", "r793", "r794" ] }, "us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheetsParenthetical" ], "lang": { "en-us": { "role": { "label": "Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment", "terseLabel": "Premises and equipment, accumulated depreciation", "documentation": "Amount of accumulated depreciation, depletion and amortization for physical assets used in the normal conduct of business to produce goods and services." } } }, "auth_ref": [ "r65", "r200", "r624" ] }, "iroq_AccumulatedNetRealizedInvestmentGainLossMember": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "AccumulatedNetRealizedInvestmentGainLossMember", "presentation": [ "http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponentAmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeDetail" ], "lang": { "en-us": { "role": { "label": "Accumulated Net Realized Investment Gain (Loss) [Member]", "terseLabel": "Accumulated Net Realized Investment Gains (Losses) [Member]", "documentation": "Accumulated Net Realized Investment Gain (Loss) [Member]" } } }, "auth_ref": [] }, "us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccumulatedNetUnrealizedInvestmentGainLossMember", "presentation": [ "http://www.iroquoisfed.com/role/AccumulatedOtherComprehensiveIncomeLossComponentsOfAccumulatedOtherComprehensiveIncomeLossDetail" ], "lang": { "en-us": { "role": { "label": "Accumulated Net Investment Gain (Loss) Attributable to Parent [Member]", "terseLabel": "Unrealized Gains and Losses on Available-for- Sale Securities [Member]", "documentation": "Accumulated unrealized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), attributable to parent." } } }, "auth_ref": [ "r205", "r206", "r207", "r209", "r217", "r218", "r792" ] }, "us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccumulatedOtherComprehensiveIncomeLossLineItems", "presentation": [ "http://www.iroquoisfed.com/role/AccumulatedOtherComprehensiveIncomeLossComponentsOfAccumulatedOtherComprehensiveIncomeLossDetail" ], "lang": { "en-us": { "role": { "label": "Accumulated Other Comprehensive Income (Loss) [Line Items]", "terseLabel": "Accumulated Other Comprehensive Income [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r216", "r217", "r536", "r537", "r538", "r539", "r540", "r541" ] }, "us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccumulatedOtherComprehensiveIncomeLossNetOfTax", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/AccumulatedOtherComprehensiveIncomeLossComponentsOfAccumulatedOtherComprehensiveIncomeLossDetail", "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Accumulated Other Comprehensive Income (Loss), Net of Tax", "verboseLabel": "Accumulated other comprehensive loss, net of tax", "periodStartLabel": "Beginning balance", "periodEndLabel": "Ending balance", "documentation": "Amount, after tax, of accumulated increase (decrease) in equity from transaction and other event and circumstance from nonowner source." } } }, "auth_ref": [ "r36", "r37", "r113", "r204", "r621", "r648", "r652" ] }, "us-gaap_AccumulatedOtherComprehensiveIncomeLossTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccumulatedOtherComprehensiveIncomeLossTable", "presentation": [ "http://www.iroquoisfed.com/role/AccumulatedOtherComprehensiveIncomeLossComponentsOfAccumulatedOtherComprehensiveIncomeLossDetail" ], "lang": { "en-us": { "role": { "label": "Accumulated Other Comprehensive Income (Loss) [Table]", "terseLabel": "Accumulated Other Comprehensive Income [Table]", "documentation": "Disclosure of information about components of accumulated other comprehensive income (loss)." } } }, "auth_ref": [ "r216", "r217", "r536", "r537", "r538", "r539", "r540", "r541" ] }, "us-gaap_AccumulatedOtherComprehensiveIncomeMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccumulatedOtherComprehensiveIncomeMember", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquity" ], "lang": { "en-us": { "role": { "label": "AOCI Attributable to Parent [Member]", "terseLabel": "Accumulated Other Comprehensive Income (Loss) [Member]", "documentation": "Accumulated increase (decrease) in equity from transactions and other events and circumstances from non-owner sources, attributable to the parent. Excludes net income (loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners." } } }, "auth_ref": [ "r2", "r17", "r37", "r502", "r505", "r554", "r643", "r644", "r792", "r793", "r794", "r806", "r807", "r808" ] }, "iroq_AccumulatedOtherComprehensiveIncomeTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "AccumulatedOtherComprehensiveIncomeTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponent" ], "lang": { "en-us": { "role": { "label": "Accumulated Other Comprehensive Income [Text Block]", "terseLabel": "Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component", "documentation": "Accumulated other comprehensive income." } } }, "auth_ref": [] }, "us-gaap_AdditionalPaidInCapitalCommonStock": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdditionalPaidInCapitalCommonStock", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Additional Paid in Capital, Common Stock", "terseLabel": "Additional paid-in capital", "documentation": "Value received from shareholders in common stock-related transactions that are in excess of par value or stated value and amounts received from other stock-related transactions. Includes only common stock transactions (excludes preferred stock transactions). May be called contributed capital, capital in excess of par, capital surplus, or paid-in capital." } } }, "auth_ref": [ "r107" ] }, "us-gaap_AdditionalPaidInCapitalMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdditionalPaidInCapitalMember", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquity" ], "lang": { "en-us": { "role": { "label": "Additional Paid-in Capital [Member]", "terseLabel": "Additional Paid-In Capital [Member]", "documentation": "Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders." } } }, "auth_ref": [ "r462", "r463", "r464", "r660", "r806", "r807", "r808", "r886", "r915" ] }, "us-gaap_AdjustmentsForNewAccountingPronouncementsAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdjustmentsForNewAccountingPronouncementsAxis", "presentation": [ "http://www.iroquoisfed.com/role/NewAccountingPronouncementsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Accounting Standards Update [Axis]", "documentation": "Information by amendment to accounting standards." } } }, "auth_ref": [ "r193", "r194", "r195", "r196", "r197", "r241", "r242", "r243", "r244", "r253", "r299", "r300", "r340", "r341", "r342", "r343", "r344", "r345", "r346", "r347", "r348", "r349", "r374", "r462", "r463", "r464", "r475", "r476", "r477", "r478", "r486", "r487", "r488", "r497", "r498", "r499", "r500", "r501", "r502", "r503", "r504", "r505", "r506", "r507", "r509", "r510", "r511", "r512", "r513", "r514", "r515", "r516", "r517", "r518", "r519", "r520", "r529", "r530", "r532", "r533", "r534", "r535", "r542", "r543", "r546", "r547", "r548", "r549", "r550", "r551", "r552", "r553", "r554", "r592", "r593", "r594", "r641", "r642", "r643", "r644", "r645", "r646", "r647", "r648", "r649", "r650", "r651", "r652" ] }, "us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Adjustments, Noncash Items, to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract]", "terseLabel": "Items not requiring (providing) cash" } } }, "auth_ref": [] }, "us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdvancePaymentsByBorrowersForTaxesAndInsurance", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 14.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail" ], "lang": { "en-us": { "role": { "label": "Advance Payments by Borrowers for Taxes and Insurance", "terseLabel": "Advances from borrowers for taxes and insurance", "documentation": "Carrying amount of accumulated prepayments received by financial institutions from borrowers for taxes (for example, property taxes) and insurance (for example, property and catastrophe) which will periodically be remitted to the appropriate governmental agency or vendor on behalf of the borrower." } } }, "auth_ref": [ "r92" ] }, "us-gaap_AdvancesFromFederalHomeLoanBanks": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdvancesFromFederalHomeLoanBanks", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 15.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail", "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Advances from Federal Home Loan Banks", "terseLabel": "Federal Home Loan Bank advances", "verboseLabel": "Home loans advances from federal bank", "documentation": "Amount of borrowings as of the balance sheet date from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and liquidity shortages." } } }, "auth_ref": [ "r169" ] }, "us-gaap_AdvancesFromFederalHomeLoanBanksAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdvancesFromFederalHomeLoanBanksAbstract", "lang": { "en-us": { "role": { "label": "Advance from Federal Home Loan Bank [Abstract]" } } }, "auth_ref": [] }, "us-gaap_AdvertisingExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdvertisingExpense", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 16.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Advertising Expense", "terseLabel": "Advertising", "documentation": "Amount charged to advertising expense for the period, which are expenses incurred with the objective of increasing revenue for a specified brand, product or product line." } } }, "auth_ref": [ "r466" ] }, "us-gaap_AllocatedShareBasedCompensationExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AllocatedShareBasedCompensationExpense", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Allocated Share-based Compensation Expense", "terseLabel": "Stock based compensation expense", "documentation": "Amount of expense for award under share-based payment arrangement. Excludes amount capitalized." } } }, "auth_ref": [ "r457", "r465" ] }, "iroq_AllowanceForCreditLossBeforeAsu201613AdoptionMember": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "AllowanceForCreditLossBeforeAsu201613AdoptionMember", "presentation": [ "http://www.iroquoisfed.com/role/NewAccountingPronouncementsScheduleOfImpactOfAsu201613AdoptionDetail" ], "lang": { "en-us": { "role": { "label": "Allowance For Credit Loss Before ASU 201613 Adoption [Member]", "documentation": "Allowance For Credit Loss Before ASU 201613 Adoption" } } }, "auth_ref": [] }, "iroq_AllowanceForCreditLossesAsReportedUnderAsu201613Member": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "AllowanceForCreditLossesAsReportedUnderAsu201613Member", "presentation": [ "http://www.iroquoisfed.com/role/NewAccountingPronouncementsScheduleOfImpactOfAsu201613AdoptionDetail" ], "lang": { "en-us": { "role": { "label": "Allowance For Credit Losses As Reported Under ASU 201613 [Member]", "documentation": "Allowance For Credit Losses As Reported Under ASU 201613" } } }, "auth_ref": [] }, "us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesTables" ], "lang": { "en-us": { "role": { "label": "Allowance for Credit Losses on Financing Receivables [Table Text Block]", "terseLabel": "Allowance for Credit Losses", "documentation": "Tabular disclosure of allowance for credit loss on financing receivable." } } }, "auth_ref": [ "r57", "r839" ] }, "iroq_AllowanceForLoanLosses": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "AllowanceForLoanLosses", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/NewAccountingPronouncementsScheduleOfImpactOfAsu201613AdoptionDetail" ], "lang": { "en-us": { "role": { "label": "Allowance for loan losses", "terseLabel": "Allowance for loan losses", "documentation": "Allowance for loan losses." } } }, "auth_ref": [] }, "iroq_AllowanceForLoanLossesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "AllowanceForLoanLossesAbstract", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail" ], "lang": { "en-us": { "role": { "label": "Allowance For Loan Losses [Abstract]", "terseLabel": "Allowance for loan losses:", "documentation": "Allowance for loan losses." } } }, "auth_ref": [] }, "dei_AmendmentFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "AmendmentFlag", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Amendment Flag", "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission." } } }, "auth_ref": [] }, "iroq_AmortizedCostAndFairValueDebtSecuritiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "AmortizedCostAndFairValueDebtSecuritiesAbstract", "lang": { "en-us": { "role": { "label": "Amortized Cost and Fair Value Debt Securities [Abstract]", "documentation": "Amortized Cost and Fair Value Debt Securities [Abstract]" } } }, "auth_ref": [] }, "us-gaap_AssetPledgedAsCollateralMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AssetPledgedAsCollateralMember", "presentation": [ "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Asset Pledged as Collateral [Member]", "documentation": "Asset pledged as collateral." } } }, "auth_ref": [ "r490", "r665", "r752", "r902" ] }, "us-gaap_AssetPledgedAsCollateralWithRightMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AssetPledgedAsCollateralWithRightMember", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Asset Pledged as Collateral with Right [Member]", "documentation": "Asset pledged as collateral for which secured party (transferee) has right to sell or repledge by contract or custom." } } }, "auth_ref": [ "r490", "r568" ] }, "us-gaap_Assets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Assets", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Assets", "totalLabel": "Total assets", "documentation": "Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events." } } }, "auth_ref": [ "r141", "r202", "r232", "r270", "r277", "r281", "r338", "r386", "r387", "r388", "r389", "r390", "r391", "r392", "r393", "r394", "r490", "r494", "r531", "r618", "r685", "r755", "r768", "r846", "r847", "r894" ] }, "us-gaap_AssetsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AssetsAbstract", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Assets [Abstract]", "terseLabel": "Assets" } } }, "auth_ref": [] }, "us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Repurchase Agreements and Similar Transactions, Maturity Periods [Domain]", "terseLabel": "Repurchase Agreements and Similar Transactions, Maturity Periods [Domain]", "documentation": "Maturity period remaining for repurchase agreements and similar transactions, for example, but not limited to, securities lending arrangements. Element name and standard label in Maturity [numeric lower end] to [numeric higher end] [date measure] [Member] or Maturity Greater Than [low end numeric value] [date measure] [Member] or Maturity Less Than [high end numeric value] [date measure] [Member] formats." } } }, "auth_ref": [ "r235", "r571" ] }, "us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Repurchase Agreements and Similar Transactions, Maturity Periods [Axis]", "terseLabel": "Repurchase Agreements and Similar Transactions, Maturity Periods [Axis]", "documentation": "Information by maturity period remaining for repurchase agreements and similar transactions, for example, but not limited to, securities lending arrangements. Element name and standard label in Maturity [numeric lower end] to [numeric higher end] [date measure] [Member] or Maturity Greater Than [low end numeric value] [date measure] [Member] or Maturity Less Than [high end numeric value] [date measure] [Member] formats." } } }, "auth_ref": [ "r235", "r571" ] }, "iroq_AuditAndAccountingServices": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "AuditAndAccountingServices", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 13.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Audit And Accounting Services", "terseLabel": "Audit and accounting services", "documentation": "Audit and accounting services." } } }, "auth_ref": [] }, "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndApproximateFairValueOfSecuritiesTogetherWithGrossUnrealizedGainsAndLossesOfSecuritiesDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax", "terseLabel": "Gross Unrealized Gains", "documentation": "Amount, before tax, of unrealized gain in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r309" ] }, "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndApproximateFairValueOfSecuritiesTogetherWithGrossUnrealizedGainsAndLossesOfSecuritiesDetail", "http://www.iroquoisfed.com/role/SecuritiesAssociationsInvestmentsGrossUnrealizedInvestmentLossesAndFairValueOfAssociationsInvestmentsWithUnrealizedLossesDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax", "negatedTerseLabel": "Gross Unrealized Losses", "negatedTotalLabel": "Total, Unrealized Losses", "documentation": "Amount, before tax, of unrealized loss in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r310" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesByContractualMaturityDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Amortized Cost", "terseLabel": "Five to ten years, Amortized Cost", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r827" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesByContractualMaturityDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Fair Value", "terseLabel": "Five to ten years, Fair Value", "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r316", "r604" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesByContractualMaturityDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Amortized Cost", "terseLabel": "One to five years, Amortized Cost", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r826" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesByContractualMaturityDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Fair Value", "terseLabel": "One to five years, Fair Value", "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r315", "r603" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesByContractualMaturityDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-sale, Allocated and Single Maturity Date, Maturity, after 10 Years, Amortized Cost", "terseLabel": "After ten years, Amortized Cost", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r828" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesByContractualMaturityDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after 10 Years, Fair Value", "terseLabel": "After ten years, Fair Value", "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r317", "r605" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesByContractualMaturityDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, within One Year, Amortized Cost", "terseLabel": "Within one year, Amortized Cost", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r825" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesByContractualMaturityDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, within One Year, Fair Value", "terseLabel": "Within one year, Fair Value", "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r314", "r602" ] }, "us-gaap_AvailableForSaleSecuritiesDebtSecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtSecurities", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 31.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsFairValueMeasurementsOfAssetsRecognizedOnRecurringBasisDetail", "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail", "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndApproximateFairValueOfSecuritiesTogetherWithGrossUnrealizedGainsAndLossesOfSecuritiesDetail", "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesByContractualMaturityDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-sale", "terseLabel": "Available-for-sale securities", "positiveLabel": "Fair Value", "verboseLabel": "Available-for-sale securities, Fair Value", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r307", "r365", "r595", "r815" ] }, "us-gaap_AvailableForSaleSecuritiesDebtSecuritiesCurrent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtSecuritiesCurrent", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesByContractualMaturityDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-sale, Current", "totalLabel": "Fair Value", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), classified as current." } } }, "auth_ref": [ "r303", "r365" ] }, "us-gaap_AwardTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AwardTypeAxis", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail", "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfNonVestedRestrictedStockActivityDetail" ], "lang": { "en-us": { "role": { "label": "Award Type [Axis]", "terseLabel": "Award Type [Axis]", "documentation": "Information by type of award under share-based payment arrangement." } } }, "auth_ref": [ "r431", "r432", "r433", "r434", "r435", "r436", "r437", "r438", "r439", "r440", "r441", "r442", "r443", "r444", "r445", "r446", "r447", "r448", "r449", "r450", "r451", "r452", "r453", "r454", "r455", "r456" ] }, "us-gaap_BankOwnedLifeInsurance": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BankOwnedLifeInsurance", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 25.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Bank Owned Life Insurance", "terseLabel": "Bank-owned life insurance", "documentation": "The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy." } } }, "auth_ref": [ "r903" ] }, "us-gaap_BankOwnedLifeInsuranceIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BankOwnedLifeInsuranceIncome", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 21.0 }, "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 34.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows", "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Bank Owned Life Insurance Income", "terseLabel": "Bank-owned life insurance income, net", "negatedLabel": "Bank-owned life insurance income, net", "documentation": "Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies." } } }, "auth_ref": [ "r159" ] }, "us-gaap_BrokerageCommissionsRevenue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BrokerageCommissionsRevenue", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 24.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Brokerage Commissions Revenue", "terseLabel": "Brokerage commissions", "documentation": "Amount of commission revenue from buying and selling securities on behalf of customers." } } }, "auth_ref": [ "r87", "r156" ] }, "iroq_BrokeredCertificatesOfDeposit": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "BrokeredCertificatesOfDeposit", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 18.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Brokered Certificates Of Deposit", "terseLabel": "Brokered certificates of deposit", "documentation": "Brokered certificates of deposit." } } }, "auth_ref": [] }, "us-gaap_CashAndCashEquivalentsAtCarryingValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashAndCashEquivalentsAtCarryingValue", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 33.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail" ], "lang": { "en-us": { "role": { "label": "Cash and Cash Equivalents, at Carrying Value", "totalLabel": "Cash and cash equivalents", "terseLabel": "Cash and cash equivalents", "documentation": "Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation." } } }, "auth_ref": [ "r44", "r199", "r724" ] }, "us-gaap_CashAndCashEquivalentsFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashAndCashEquivalentsFairValueDisclosure", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail" ], "lang": { "en-us": { "role": { "label": "Cash and Cash Equivalents, Fair Value Disclosure", "terseLabel": "Cash and cash equivalents", "documentation": "Fair value portion of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates." } } }, "auth_ref": [] }, "us-gaap_CashAndDueFromBanks": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashAndDueFromBanks", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_CashAndCashEquivalentsAtCarryingValue", "weight": 1.0, "order": 35.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Cash and Due from Banks", "terseLabel": "Cash and due from banks", "documentation": "For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks." } } }, "auth_ref": [ "r139" ] }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents", "periodStartLabel": "Cash and Cash Equivalents, Beginning of Period", "periodEndLabel": "Cash and Cash Equivalents, End of Period", "documentation": "Amount of cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage. Excludes amount for disposal group and discontinued operations. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates." } } }, "auth_ref": [ "r44", "r121", "r230" ] }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Excluding Exchange Rate Effect", "totalLabel": "Net Increase (Decrease) in Cash and Cash Equivalents", "documentation": "Amount of increase (decrease) in cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; excluding effect from exchange rate change. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates." } } }, "auth_ref": [ "r1", "r121" ] }, "dei_CityAreaCode": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "CityAreaCode", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "City Area Code", "documentation": "Area code of city" } } }, "auth_ref": [] }, "us-gaap_CollateralAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CollateralAxis", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Collateral [Axis]", "terseLabel": "Collateral [Axis]", "documentation": "Information by category of collateral or no collateral, from lender's perspective." } } }, "auth_ref": [ "r733" ] }, "us-gaap_CollateralDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CollateralDomain", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Collateral [Domain]", "terseLabel": "Collateral [Domain]", "documentation": "Category of collateral or no collateral, from lender's perspective." } } }, "auth_ref": [] }, "us-gaap_CommercialPortfolioSegmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommercialPortfolioSegmentMember", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCategoriesOfLoansDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesLoansModifiedAsTroubledDebtRestructuringsDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesNonaccrualWithNoAllowanceForCreditLossesAndNonaccrualLoansDetail", "http://www.iroquoisfed.com/role/NewAccountingPronouncementsScheduleOfImpactOfAsu201613AdoptionDetail" ], "lang": { "en-us": { "role": { "label": "Commercial Portfolio Segment [Member]", "terseLabel": "Commercial [Member]", "definitionGuidance": "Commercial business loans [Member]", "documentation": "Portfolio segment of the company's total financing receivables related to commercial receivables." } } }, "auth_ref": [] }, "us-gaap_CommercialRealEstatePortfolioSegmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommercialRealEstatePortfolioSegmentMember", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCategoriesOfLoansDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesLoansModifiedAsTroubledDebtRestructuringsDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesNonaccrualWithNoAllowanceForCreditLossesAndNonaccrualLoansDetail", "http://www.iroquoisfed.com/role/NewAccountingPronouncementsScheduleOfImpactOfAsu201613AdoptionDetail" ], "lang": { "en-us": { "role": { "label": "Commercial Real Estate Portfolio Segment [Member]", "verboseLabel": "Commercial [Member]", "terseLabel": "Commercial [Member]", "documentation": "Portfolio segment of the company's total financing receivables related to commercial real estate." } } }, "auth_ref": [] }, "us-gaap_CommitmentsAndContingencies": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommitmentsAndContingencies", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Commitments and Contingencies", "terseLabel": "Commitments and Contingencies", "documentation": "Represents the caption on the face of the balance sheet to indicate that the entity has entered into (1) purchase or supply arrangements that will require expending a portion of its resources to meet the terms thereof, and (2) is exposed to potential losses or, less frequently, gains, arising from (a) possible claims against a company's resources due to future performance under contract terms, and (b) possible losses or likely gains from uncertainties that will ultimately be resolved when one or more future events that are deemed likely to occur do occur or fail to occur." } } }, "auth_ref": [ "r33", "r94", "r619", "r672" ] }, "us-gaap_CommitmentsAndContingenciesDisclosureAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommitmentsAndContingenciesDisclosureAbstract", "lang": { "en-us": { "role": { "label": "Commitments and Contingencies Disclosure [Abstract]" } } }, "auth_ref": [] }, "iroq_CommitmentsAndContingenciesDisclosureLineItems": { "xbrltype": "stringItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "CommitmentsAndContingenciesDisclosureLineItems", "presentation": [ "http://www.iroquoisfed.com/role/CommitmentsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Commitments And Contingencies Disclosure [Line Items]" } } }, "auth_ref": [] }, "iroq_CommitmentsAndContingenciesDisclosureTable": { "xbrltype": "stringItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "CommitmentsAndContingenciesDisclosureTable", "presentation": [ "http://www.iroquoisfed.com/role/CommitmentsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Commitments And Contingencies Disclosure [Table]" } } }, "auth_ref": [] }, "us-gaap_CommitmentsAndContingenciesDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommitmentsAndContingenciesDisclosureTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/Commitments" ], "lang": { "en-us": { "role": { "label": "Commitments and Contingencies Disclosure [Text Block]", "terseLabel": "Commitments", "documentation": "The entire disclosure for commitments and contingencies." } } }, "auth_ref": [ "r127", "r379", "r380", "r720", "r843" ] }, "us-gaap_CommitmentsFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommitmentsFairValueDisclosure", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail" ], "lang": { "en-us": { "role": { "label": "Commitments, Fair Value Disclosure", "terseLabel": "Commitments to originate loans", "documentation": "Fair value portion of arrangements with third parties, including, but not limited to, operating lease arrangement and arrangement in which the entity has agreed to expend funds to procure goods or services, or has agreed to commit resources to supply goods or services." } } }, "auth_ref": [ "r104" ] }, "iroq_CommitmentsToOriginateLoans": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "CommitmentsToOriginateLoans", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail" ], "lang": { "en-us": { "role": { "label": "Commitments To Originate Loans", "terseLabel": "Commitments to originate loans", "documentation": "Commitments to originate loans." } } }, "auth_ref": [] }, "us-gaap_CommonStockDividendsPerShareDeclared": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockDividendsPerShareDeclared", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome", "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquityParenthetical" ], "lang": { "en-us": { "role": { "label": "Common Stock, Dividends, Per Share, Declared", "verboseLabel": "Dividends declared per common share", "terseLabel": "Dividends declared per common share", "documentation": "Aggregate dividends declared during the period for each share of common stock outstanding." } } }, "auth_ref": [ "r128" ] }, "us-gaap_CommonStockMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockMember", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquity" ], "lang": { "en-us": { "role": { "label": "Common Stock [Member]", "terseLabel": "Common Stock [Member]", "documentation": "Stock that is subordinate to all other stock of the issuer." } } }, "auth_ref": [ "r758", "r759", "r760", "r762", "r763", "r764", "r765", "r806", "r807", "r886", "r910", "r915" ] }, "us-gaap_CommonStockParOrStatedValuePerShare": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockParOrStatedValuePerShare", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheetsParenthetical" ], "lang": { "en-us": { "role": { "label": "Common Stock, Par or Stated Value Per Share", "terseLabel": "Common stock, par value", "documentation": "Face amount or stated value per share of common stock." } } }, "auth_ref": [ "r106" ] }, "us-gaap_CommonStockSharesAuthorized": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockSharesAuthorized", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheetsParenthetical" ], "lang": { "en-us": { "role": { "label": "Common Stock, Shares Authorized", "terseLabel": "Common stock, shares authorized", "documentation": "The maximum number of common shares permitted to be issued by an entity's charter and bylaws." } } }, "auth_ref": [ "r106", "r673" ] }, "us-gaap_CommonStockSharesIssued": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockSharesIssued", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheetsParenthetical" ], "lang": { "en-us": { "role": { "label": "Common Stock, Shares, Issued", "terseLabel": "Common stock, shares issued", "documentation": "Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury." } } }, "auth_ref": [ "r106" ] }, "us-gaap_CommonStockSharesOutstanding": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockSharesOutstanding", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheetsParenthetical" ], "lang": { "en-us": { "role": { "label": "Common Stock, Shares, Outstanding", "terseLabel": "Common stock, shares outstanding", "documentation": "Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation." } } }, "auth_ref": [ "r18", "r106", "r673", "r691", "r915", "r916" ] }, "us-gaap_CommonStockValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockValue", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 7.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Common Stock, Value, Issued", "verboseLabel": "Common stock, $.01 par value per share, 100,000,000 shares authorized, 3,353,026 and 3,354,626 shares issued and outstanding at March 31, 2024 and June 30, 2023, respectively", "documentation": "Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity." } } }, "auth_ref": [ "r106", "r620", "r755" ] }, "iroq_CommunityBankLeverageRatioPeriodAxis": { "xbrltype": "stringItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "CommunityBankLeverageRatioPeriodAxis", "presentation": [ "http://www.iroquoisfed.com/role/RegulatoryCapitalAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Community Bank Leverage Ratio Period [Axis]", "documentation": "Community bank leverage ratio period." } } }, "auth_ref": [] }, "iroq_CommunityBankLeverageRatioPeriodDomain": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "CommunityBankLeverageRatioPeriodDomain", "presentation": [ "http://www.iroquoisfed.com/role/RegulatoryCapitalAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Community Bank Leverage Ratio Period [Domain]", "documentation": "Community bank leverage ratio period." } } }, "auth_ref": [] }, "us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems", "presentation": [ "http://www.iroquoisfed.com/role/RegulatoryCapitalAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r905", "r906" ] }, "us-gaap_ComprehensiveIncomeNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ComprehensiveIncomeNetOfTax", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfComprehensiveIncomeLoss": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfComprehensiveIncomeLoss" ], "lang": { "en-us": { "role": { "label": "Comprehensive Income (Loss), Net of Tax, Attributable to Parent", "totalLabel": "Comprehensive Income (Loss)", "documentation": "Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners." } } }, "auth_ref": [ "r38", "r213", "r215", "r221", "r597", "r631" ] }, "us-gaap_ComprehensiveIncomeNoteTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ComprehensiveIncomeNoteTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/AccumulatedOtherComprehensiveIncomeLoss" ], "lang": { "en-us": { "role": { "label": "Comprehensive Income (Loss) Note [Text Block]", "verboseLabel": "Accumulated Other Comprehensive Income (Loss)", "documentation": "The entire disclosure for comprehensive income, which includes, but is not limited to, 1) the amount of income tax expense or benefit allocated to each component of other comprehensive income, including reclassification adjustments, 2) the reclassification adjustments for each classification of other comprehensive income and 3) the ending accumulated balances for each component of comprehensive income." } } }, "auth_ref": [ "r112", "r220", "r596", "r629" ] }, "us-gaap_ConstructionLoansMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ConstructionLoansMember", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCategoriesOfLoansDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesLoansModifiedAsTroubledDebtRestructuringsDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesNonaccrualWithNoAllowanceForCreditLossesAndNonaccrualLoansDetail", "http://www.iroquoisfed.com/role/NewAccountingPronouncementsScheduleOfImpactOfAsu201613AdoptionDetail" ], "lang": { "en-us": { "role": { "label": "Construction Loans [Member]", "terseLabel": "Construction [Member]", "definitionGuidance": "Construction loans [Member]", "documentation": "A borrowing arrangement which provides the entity constructing a facility (such as a building and a landfill) with funds to effect construction, generally on a draw down, or as needed, basis." } } }, "auth_ref": [ "r769" ] }, "iroq_ConsumerLoansMember": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "ConsumerLoansMember", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesLoansModifiedAsTroubledDebtRestructuringsDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesNonaccrualWithNoAllowanceForCreditLossesAndNonaccrualLoansDetail" ], "lang": { "en-us": { "role": { "label": "Consumer Loans [Member]", "verboseLabel": "Consumer loans [Member]", "documentation": "Consumer Loans [Member]" } } }, "auth_ref": [] }, "us-gaap_ConsumerPortfolioSegmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ConsumerPortfolioSegmentMember", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCategoriesOfLoansDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail", "http://www.iroquoisfed.com/role/NewAccountingPronouncementsScheduleOfImpactOfAsu201613AdoptionDetail" ], "lang": { "en-us": { "role": { "label": "Consumer Portfolio Segment [Member]", "terseLabel": "Consumer [Member]", "documentation": "Portfolio segment of the company's total financing receivables related to consumer receivables." } } }, "auth_ref": [] }, "dei_CoverAbstract": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "CoverAbstract", "lang": { "en-us": { "role": { "label": "Cover [Abstract]", "documentation": "Cover page." } } }, "auth_ref": [] }, "srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquity" ], "lang": { "en-us": { "role": { "label": "Cumulative Effect, Period of Adoption, Adjusted Balance [Member]" } } }, "auth_ref": [ "r777", "r790", "r809", "r836", "r837", "r879", "r880", "r881", "r883", "r884", "r885", "r886", "r887", "r893" ] }, "srt_CumulativeEffectPeriodOfAdoptionAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "CumulativeEffectPeriodOfAdoptionAxis", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquity" ], "lang": { "en-us": { "role": { "label": "Cumulative Effect, Period of Adoption [Axis]" } } }, "auth_ref": [ "r195", "r240", "r247", "r253", "r343", "r349", "r462", "r463", "r464", "r477", "r478", "r500", "r502", "r503", "r505", "r506", "r507", "r512", "r515", "r517", "r518", "r552" ] }, "srt_CumulativeEffectPeriodOfAdoptionDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "CumulativeEffectPeriodOfAdoptionDomain", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquity" ], "lang": { "en-us": { "role": { "label": "Cumulative Effect, Period of Adoption [Domain]" } } }, "auth_ref": [ "r195", "r240", "r247", "r253", "r343", "r349", "r462", "r463", "r464", "r477", "r478", "r500", "r502", "r503", "r505", "r506", "r507", "r512", "r515", "r517", "r518", "r552" ] }, "iroq_CumulativeImpactOfAsuTwoThousandSixteenThirteenMember": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "CumulativeImpactOfAsuTwoThousandSixteenThirteenMember", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquity" ], "lang": { "en-us": { "role": { "label": "Cumulative Impact Of ASU Two Thousand Sixteen Thirteen [Member]", "documentation": "Cumulative impact of ASU two thousand sixteen thirteen." } } }, "auth_ref": [] }, "dei_CurrentFiscalYearEndDate": { "xbrltype": "gMonthDayItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "CurrentFiscalYearEndDate", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Current Fiscal Year End Date", "documentation": "End date of current fiscal year in the format --MM-DD." } } }, "auth_ref": [] }, "us-gaap_DebtInstrumentAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentAxis", "presentation": [ "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Debt Instrument [Axis]", "documentation": "Information by type of debt instrument, including, but not limited to, draws against credit facilities." } } }, "auth_ref": [ "r27", "r102", "r103", "r142", "r144", "r236", "r395", "r396", "r397", "r398", "r399", "r400", "r401", "r402", "r403", "r404", "r405", "r406", "r407", "r408", "r409", "r410", "r545", "r739", "r740", "r741", "r742", "r743", "r803" ] }, "us-gaap_DebtInstrumentFaceAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentFaceAmount", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Debt Instrument, Face Amount", "terseLabel": "Debt Instrument, Face Amount", "documentation": "Face (par) amount of debt instrument at time of issuance." } } }, "auth_ref": [ "r84", "r86", "r395", "r545", "r740", "r741" ] }, "us-gaap_DebtInstrumentInterestRateStatedPercentage": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentInterestRateStatedPercentage", "presentation": [ "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Debt Instrument, Interest Rate, Stated Percentage", "terseLabel": "Interest Rate", "documentation": "Contractual interest rate for funds borrowed, under the debt agreement." } } }, "auth_ref": [ "r31", "r396" ] }, "us-gaap_DebtInstrumentMaturityDate": { "xbrltype": "dateItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentMaturityDate", "presentation": [ "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Debt Instrument, Maturity Date", "terseLabel": "Maturity Date", "documentation": "Date when the debt instrument is scheduled to be fully repaid, in YYYY-MM-DD format." } } }, "auth_ref": [ "r181", "r739", "r889" ] }, "us-gaap_DebtInstrumentNameDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentNameDomain", "presentation": [ "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Debt Instrument, Name [Domain]", "documentation": "The name for the particular debt instrument or borrowing that distinguishes it from other debt instruments or borrowings, including draws against credit facilities." } } }, "auth_ref": [ "r32", "r236", "r395", "r396", "r397", "r398", "r399", "r400", "r401", "r402", "r403", "r404", "r405", "r406", "r407", "r408", "r409", "r410", "r545", "r739", "r740", "r741", "r742", "r743", "r803" ] }, "us-gaap_DebtInstrumentRedemptionPeriodAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentRedemptionPeriodAxis", "presentation": [ "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Debt Instrument, Redemption, Period [Axis]", "documentation": "Information about timing of debt redemption features under terms of the debt agreement." } } }, "auth_ref": [ "r24" ] }, "us-gaap_DebtInstrumentRedemptionPeriodDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentRedemptionPeriodDomain", "presentation": [ "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Debt Instrument, Redemption, Period [Domain]", "documentation": "Period as defined under terms of the debt agreement for debt redemption features." } } }, "auth_ref": [ "r24" ] }, "us-gaap_DebtInstrumentRedemptionPeriodOneMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentRedemptionPeriodOneMember", "presentation": [ "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Debt Instrument, Redemption, Period One [Member]", "documentation": "Period one representing most current period of debt redemption features under terms of the debt agreement." } } }, "auth_ref": [ "r24" ] }, "us-gaap_DebtInstrumentRedemptionPeriodTwoMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentRedemptionPeriodTwoMember", "presentation": [ "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Debt Instrument, Redemption, Period Two [Member]", "documentation": "Period two representing second most current period of debt redemption features under terms of the debt agreement." } } }, "auth_ref": [ "r24" ] }, "us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss", "terseLabel": "Accrued interest receivable", "documentation": "Amount, after allowance for credit loss, of accrued interest on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r312", "r365", "r366", "r367" ] }, "iroq_DebtSecuritiesAvailableForSaleAmortizedCost": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "DebtSecuritiesAvailableForSaleAmortizedCost", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesByContractualMaturityDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities Available For Sale Amortized Cost", "totalLabel": "Amortized Cost", "documentation": "Debt Securities Available For Sale Amortized Cost" } } }, "auth_ref": [] }, "us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostAfterAllowanceForCreditLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleAmortizedCostAfterAllowanceForCreditLoss", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail", "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndApproximateFairValueOfSecuritiesTogetherWithGrossUnrealizedGainsAndLossesOfSecuritiesDetail", "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesByContractualMaturityDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-Sale, Amortized Cost, after Allowance for Credit Loss", "terseLabel": "Amortized Cost", "verboseLabel": "Mortgage-backed securities with a book value", "documentation": "Amortized cost, after allowance for credit loss, of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r817" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAssociationsInvestmentsGrossUnrealizedInvestmentLossesAndFairValueOfAssociationsInvestmentsWithUnrealizedLossesDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer", "verboseLabel": "12 Months or More, Fair Value", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for more than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r173", "r371", "r738" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAssociationsInvestmentsGrossUnrealizedInvestmentLossesAndFairValueOfAssociationsInvestmentsWithUnrealizedLossesDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss", "negatedLabel": "12 Months or More, Unrealized Losses", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r173", "r371" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAssociationsInvestmentsGrossUnrealizedInvestmentLossesAndFairValueOfAssociationsInvestmentsWithUnrealizedLossesDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months", "verboseLabel": "Less than 12 Months, Fair Value", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r173", "r371", "r738" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAssociationsInvestmentsGrossUnrealizedInvestmentLossesAndFairValueOfAssociationsInvestmentsWithUnrealizedLossesDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss", "negatedLabel": "Less than 12 Months, Unrealized Losses", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r173", "r371" ] }, "us-gaap_DebtSecuritiesAvailableForSaleRealizedGain": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleRealizedGain", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-sale, Realized Gain", "terseLabel": "Gross gains from sales of available for sale securities", "documentation": "Amount of realized gain on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r336" ] }, "us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleRealizedGainLoss", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 19.0 }, "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 24.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponentAmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeDetail", "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows", "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-Sale, Realized Gain (Loss)", "terseLabel": "Net realized gains (losses) on sales of available-for-sale securities", "negatedLabel": "Net realized losses on sales of available-for-sale securities", "presentationGuidance": "Realized gains (losses) on available-for-sale securities", "documentation": "Amount of realized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r831" ] }, "us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleRealizedLoss", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-sale, Realized Loss", "terseLabel": "Gross losses from sales of available for sale securities", "documentation": "Amount of realized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r336" ] }, "us-gaap_DebtSecuritiesAvailableForSaleTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleTable", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail", "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndApproximateFairValueOfSecuritiesTogetherWithGrossUnrealizedGainsAndLossesOfSecuritiesDetail", "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesByContractualMaturityDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-Sale [Table]", "terseLabel": "Schedule of Available-for-sale Securities [Table]", "documentation": "Disclosure of information about investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r305", "r306", "r307", "r308", "r309", "r310", "r311", "r313", "r314", "r315", "r316", "r317" ] }, "us-gaap_DebtSecuritiesAvailableForSaleTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleTableTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesTables" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-sale [Table Text Block]", "terseLabel": "Amortized Cost and Approximate Fair Value of Securities, Together with Gross Unrealized Gains and Losses of Securities", "documentation": "Tabular disclosure of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r818", "r819", "r820", "r821", "r822", "r823", "r824", "r825", "r826", "r827", "r828", "r831" ] }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPosition", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail", "http://www.iroquoisfed.com/role/SecuritiesAssociationsInvestmentsGrossUnrealizedInvestmentLossesAndFairValueOfAssociationsInvestmentsWithUnrealizedLossesDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-sale, Unrealized Loss Position", "terseLabel": "Investments in debt and marketable equity securities", "totalLabel": "Total, Fair Value", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position without allowance for credit loss." } } }, "auth_ref": [ "r171", "r369", "r738" ] }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions": { "xbrltype": "integerItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions", "documentation": "Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r172", "r370" ] }, "iroq_DebtSecuritiesGreaterThanStatedPercentageOfEquitySecurities": { "xbrltype": "percentItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "DebtSecuritiesGreaterThanStatedPercentageOfEquitySecurities", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities Greater Than Stated Percentage Of Equity Securities", "terseLabel": "Percentage of equity securities", "documentation": "Debt securities greater than stated percentage of equity securities." } } }, "auth_ref": [] }, "us-gaap_DebtSecuritiesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesMember", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities [Member]", "terseLabel": "Debt Securities [Member]", "documentation": "Debt instrument issued by corporations, governments and governmental agencies, municipalities, and other institutions." } } }, "auth_ref": [ "r63", "r760", "r918" ] }, "us-gaap_DeferredIncomeTaxAssetsNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredIncomeTaxAssetsNet", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 23.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Deferred Income Tax Assets, Net", "terseLabel": "Deferred income taxes", "documentation": "Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, with jurisdictional netting." } } }, "auth_ref": [ "r468", "r469" ] }, "us-gaap_DeferredIncomeTaxExpenseBenefit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredIncomeTaxExpenseBenefit", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 37.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Deferred Income Tax Expense (Benefit)", "terseLabel": "Deferred income taxes", "documentation": "Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations." } } }, "auth_ref": [ "r10", "r131", "r179", "r481", "r482", "r805" ] }, "us-gaap_DemandDepositAccounts": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DemandDepositAccounts", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 21.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Demand Deposit Accounts", "terseLabel": "Demand", "documentation": "The amount of money in accounts that may bear interest and that the depositor is entitled to withdraw at any time without prior notice." } } }, "auth_ref": [ "r90" ] }, "us-gaap_DepositAccountMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepositAccountMember", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Deposit Account [Member]", "terseLabel": "Customer Service Fees [Member]", "documentation": "Bank account at depository institution allowing money to be withdrawn or deposited by account holder." } } }, "auth_ref": [ "r850" ] }, "us-gaap_Deposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Deposits", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 17.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail" ], "lang": { "en-us": { "role": { "label": "Deposits", "totalLabel": "Total deposits", "documentation": "The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others." } } }, "auth_ref": [ "r90" ] }, "us-gaap_DepositsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepositsAbstract", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Deposits [Abstract]", "terseLabel": "Deposits" } } }, "auth_ref": [] }, "iroq_DepositsSavingsNegotiableOrderOfWithdrawalNowAndMoneyMarketDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "DepositsSavingsNegotiableOrderOfWithdrawalNowAndMoneyMarketDeposits", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 20.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Deposits Savings Negotiable Order Of Withdrawal Now And Money Market Deposits", "terseLabel": "Savings, NOW and money market", "documentation": "Deposits savings negotiable order of withdrawal now and money market deposits." } } }, "auth_ref": [] }, "us-gaap_Depreciation": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Depreciation", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 40.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Depreciation", "terseLabel": "Depreciation", "documentation": "The amount of expense recognized in the current period that reflects the allocation of the cost of tangible assets over the assets' useful lives. Includes production and non-production related depreciation." } } }, "auth_ref": [ "r10", "r64" ] }, "iroq_DisclosureInEntiretyOfFederalHomeLoanBankBorrowingsAndOthersLineItems": { "xbrltype": "stringItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "DisclosureInEntiretyOfFederalHomeLoanBankBorrowingsAndOthersLineItems", "presentation": [ "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Disclosure In Entirety Of Federal Home Loan Bank Borrowings And Others [Line Items]", "documentation": "Disclosure in entirety of federal home loan bank borrowings and others." } } }, "auth_ref": [] }, "iroq_DisclosureInEntiretyOfFederalHomeLoanBankBorrowingsAndOthersTable": { "xbrltype": "stringItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "DisclosureInEntiretyOfFederalHomeLoanBankBorrowingsAndOthersTable", "presentation": [ "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Disclosure In Entirety Of Federal Home Loan Bank Borrowings And Others [Table]", "documentation": "Disclosure in entirety of federal home loan bank borrowings and others." } } }, "auth_ref": [] }, "iroq_DisclosureInEntiretyOfFederalHomeLoanBankBorrowingsAndOthersTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "DisclosureInEntiretyOfFederalHomeLoanBankBorrowingsAndOthersTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowings" ], "lang": { "en-us": { "role": { "label": "Disclosure In Entirety Of Federal Home Loan Bank Borrowings And Others [Text Block]", "terseLabel": "Federal Home Loan Bank Advances and Other Borrowings", "documentation": "Disclosure in entirety of federal home loan bank borrowings and others." } } }, "auth_ref": [] }, "us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensation" ], "lang": { "en-us": { "role": { "label": "Disclosure of Compensation Related Costs, Share-based Payments [Text Block]", "terseLabel": "Stock-based Compensation", "documentation": "The entire disclosure for share-based payment arrangement." } } }, "auth_ref": [ "r426", "r430", "r458", "r459", "r461", "r750" ] }, "us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract", "lang": { "en-us": { "role": { "label": "Disclosure of Compensation Related Costs, Share-based Payments [Abstract]" } } }, "auth_ref": [] }, "iroq_DividendPayable": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "DividendPayable", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Dividend Payable", "terseLabel": "Dividends payable", "documentation": "Dividends payable." } } }, "auth_ref": [] }, "us-gaap_DividendsCommonStockStock": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DividendsCommonStockStock", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquity" ], "lang": { "en-us": { "role": { "label": "Dividends, Common Stock, Stock", "negatedLabel": "Dividends on common stock", "documentation": "Amount of paid and unpaid common stock dividends declared with the form of settlement in stock." } } }, "auth_ref": [ "r128" ] }, "dei_DocumentFiscalPeriodFocus": { "xbrltype": "fiscalPeriodItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentFiscalPeriodFocus", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Document Fiscal Period Focus", "documentation": "Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY." } } }, "auth_ref": [] }, "dei_DocumentFiscalYearFocus": { "xbrltype": "gYearItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentFiscalYearFocus", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Document Fiscal Year Focus", "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006." } } }, "auth_ref": [] }, "dei_DocumentPeriodEndDate": { "xbrltype": "dateItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentPeriodEndDate", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Document Period End Date", "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD." } } }, "auth_ref": [] }, "dei_DocumentQuarterlyReport": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentQuarterlyReport", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Document Quarterly Report", "documentation": "Boolean flag that is true only for a form used as an quarterly report." } } }, "auth_ref": [ "r773" ] }, "dei_DocumentTransitionReport": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentTransitionReport", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Document Transition Report", "documentation": "Boolean flag that is true only for a form used as a transition report." } } }, "auth_ref": [ "r774" ] }, "dei_DocumentType": { "xbrltype": "submissionTypeItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentType", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Document Type", "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'." } } }, "auth_ref": [] }, "iroq_ESOPSharesEarnedShares": { "xbrltype": "sharesItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "ESOPSharesEarnedShares", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquityParenthetical" ], "lang": { "en-us": { "role": { "label": "E S O P Shares Earned Shares", "terseLabel": "ESOP shares earned, shares", "documentation": "ESOP shares earned, shares." } } }, "auth_ref": [] }, "iroq_EarningPerShareBasicAndDilutedAbstract": { "xbrltype": "stringItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "EarningPerShareBasicAndDilutedAbstract", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Earning Per Share Basic And Diluted [Abstract]", "terseLabel": "Earnings Per Share:" } } }, "auth_ref": [] }, "us-gaap_EarningsPerShareAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EarningsPerShareAbstract", "lang": { "en-us": { "role": { "label": "Earnings Per Share [Abstract]" } } }, "auth_ref": [] }, "us-gaap_EarningsPerShareBasic": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EarningsPerShareBasic", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome", "http://www.iroquoisfed.com/role/EarningsPerCommonShareEpsFactorsUsedInEarningsPerCommonShareComputationDetail" ], "lang": { "en-us": { "role": { "label": "Earnings Per Share, Basic", "terseLabel": "Basic", "verboseLabel": "Basic earnings per common share", "documentation": "The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period." } } }, "auth_ref": [ "r222", "r245", "r246", "r247", "r248", "r249", "r255", "r257", "r262", "r263", "r264", "r268", "r518", "r519", "r598", "r632", "r726" ] }, "us-gaap_EarningsPerShareDiluted": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EarningsPerShareDiluted", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome", "http://www.iroquoisfed.com/role/EarningsPerCommonShareEpsFactorsUsedInEarningsPerCommonShareComputationDetail" ], "lang": { "en-us": { "role": { "label": "Earnings Per Share, Diluted", "terseLabel": "Diluted", "verboseLabel": "Diluted earnings per common share", "documentation": "The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period." } } }, "auth_ref": [ "r222", "r245", "r246", "r247", "r248", "r249", "r257", "r262", "r263", "r264", "r268", "r518", "r519", "r598", "r632", "r726" ] }, "us-gaap_EarningsPerShareTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EarningsPerShareTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/EarningsPerCommonShareEps" ], "lang": { "en-us": { "role": { "label": "Earnings Per Share [Text Block]", "terseLabel": "Earnings Per Common Share (\"EPS\")", "documentation": "The entire disclosure for earnings per share." } } }, "auth_ref": [ "r254", "r265", "r266", "r267" ] }, "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition", "terseLabel": "Weighted average recognition period for non-vested restricted stock awards", "documentation": "Weighted-average period over which cost not yet recognized is expected to be recognized for award under share-based payment arrangement, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days." } } }, "auth_ref": [ "r460" ] }, "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options", "terseLabel": "Unrecognized compensation expense for non-vested restricted stock awards", "documentation": "Amount of cost to be recognized for nonvested award under share-based payment arrangement. Excludes share and unit options." } } }, "auth_ref": [ "r878" ] }, "us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Employee Service Share-based Compensation, Tax Benefit from Compensation Expense", "terseLabel": "Tax benefit", "documentation": "Amount of tax benefit for recognition of expense of award under share-based payment arrangement." } } }, "auth_ref": [ "r457" ] }, "us-gaap_EmployeeSeveranceMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeSeveranceMember", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Employee Severance [Member]", "terseLabel": "Employee Severance [Member]", "documentation": "Termination of an employee associated with exit from or disposal of business activities or restructurings pursuant to a plan." } } }, "auth_ref": [] }, "us-gaap_EmployeeStockOptionMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeStockOptionMember", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Employee Stock Option [Member]", "terseLabel": "Employee Stock Option [Member]", "documentation": "Share-based payment arrangement granting right, subject to vesting and other restrictions, to purchase or sell certain number of shares at predetermined price for specified period of time." } } }, "auth_ref": [] }, "us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeStockOwnershipPlanESOPCompensationExpense", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 31.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Employee Stock Ownership Plan (ESOP), Compensation Expense", "terseLabel": "ESOP compensation expense", "documentation": "The amount of plan compensation cost recognized during the period." } } }, "auth_ref": [ "r75" ] }, "iroq_EmployeeStockOwnershipPlanESOPDebtStructureEmployerLoanExpectedLoanRepaymentPeriod": { "xbrltype": "durationItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "EmployeeStockOwnershipPlanESOPDebtStructureEmployerLoanExpectedLoanRepaymentPeriod", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Employee Stock Ownership Plan ESOP Debt Structure Employer Loan Expected Loan Repayment Period", "terseLabel": "Repayment of loan on ESOP", "documentation": "Employee stock ownership plan ESOP debt structure employer loan expected loan repayment period." } } }, "auth_ref": [] }, "us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeStockOwnershipPlanESOPDeferredSharesFairValue", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfEsopSharesDetail" ], "lang": { "en-us": { "role": { "label": "Employee Stock Ownership Plan (ESOP), Deferred Shares, Fair Value", "terseLabel": "Fair value of unearned ESOP shares", "documentation": "Fair value of unearned shares held by the employee stock ownership plan (ESOP)." } } }, "auth_ref": [ "r77" ] }, "us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail", "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfEsopSharesParentheticalDetail" ], "lang": { "en-us": { "role": { "label": "Employee Stock Ownership Plan (ESOP) Name [Axis]", "terseLabel": "Employee Stock Ownership Plan (ESOP) Name [Axis]", "documentation": "Information by name of employee stock ownership plan." } } }, "auth_ref": [ "r73" ] }, "us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeStockOwnershipPlanESOPDisclosuresLineItems", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfEsopSharesParentheticalDetail" ], "lang": { "en-us": { "role": { "label": "Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]", "terseLabel": "Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [] }, "iroq_EmployeeStockOwnershipPlanESOPMinimumAge": { "xbrltype": "durationItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "EmployeeStockOwnershipPlanESOPMinimumAge", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Employee Stock Ownership Plan ESOP MInimum Age", "terseLabel": "Minimum age of employee to attain the plan", "documentation": "Employee stock ownership plan ESOP minimum age." } } }, "auth_ref": [] }, "us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfEsopSharesDetail" ], "lang": { "en-us": { "role": { "label": "Employee Stock Ownership Plan (ESOP), Number of Allocated Shares", "terseLabel": "Allocated shares", "documentation": "The shares or units in an ESOP trust that have been assigned to individual participant accounts based on a known formula. IRS rules require allocations to be nondiscriminatory generally based on compensation, length of service, or a combination of both. For any particular participant such shares or units may be vested, unvested, or partially vested." } } }, "auth_ref": [ "r76" ] }, "us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfEsopSharesDetail" ], "lang": { "en-us": { "role": { "label": "Employee Stock Ownership Plan (ESOP), Number of Committed-to-be-Released Shares", "terseLabel": "Shares committed for release", "documentation": "The shares that, although not legally released, will be released by a future scheduled and committed debt service payment and will be allocated to employees for service rendered in the current accounting period. The ESOP documents typically define the period of service to which the shares relate. ESOP shares are released to compensate employees directly, to settle employer liabilities for other employee benefits, and to replace dividends on allocated shares that are used for debt service." } } }, "auth_ref": [ "r76" ] }, "us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheetsParenthetical", "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfEsopSharesDetail" ], "lang": { "en-us": { "role": { "label": "Employee Stock Ownership Plan (ESOP), Number of Suspense Shares", "terseLabel": "Unearned ESOP shares", "verboseLabel": "Unearned shares", "documentation": "Shares contributed to the ESOP that have not yet been released, committed to be released, or allocated to participant accounts. Suspense shares generally collateralize ESOP debt." } } }, "auth_ref": [ "r76" ] }, "iroq_EmployeeStockOwnershipPlanESOPPercentageOfSharesPurchased": { "xbrltype": "percentItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "EmployeeStockOwnershipPlanESOPPercentageOfSharesPurchased", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Employee Stock Ownership Plan ESOP Percentage Of Shares Purchased", "terseLabel": "Shares to be purchased for ESOP, percentage of common stock", "documentation": "Employee stock ownership plan ESOP percentage of shares purchased." } } }, "auth_ref": [] }, "iroq_EmployeeStockOwnershipPlanESOPPeriodOfServiceToQualifyForEmployeeStockOwnershipPlan": { "xbrltype": "durationItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "EmployeeStockOwnershipPlanESOPPeriodOfServiceToQualifyForEmployeeStockOwnershipPlan", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Employee Stock Ownership Plan ESOP Period Of Service To Qualify For Employee Stock Ownership Plan", "terseLabel": "Period of service to qualify for ESOP benefits", "documentation": "Employee stock ownership plan ESOP period of service to qualify for employee stock ownership plan." } } }, "auth_ref": [] }, "us-gaap_EmployeeStockOwnershipPlanESOPPlanDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeStockOwnershipPlanESOPPlanDomain", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail", "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfEsopSharesParentheticalDetail" ], "lang": { "en-us": { "role": { "label": "Employee Stock Ownership Plan (ESOP), Plan [Domain]", "terseLabel": "Employee Stock Ownership Plan (ESOP), Plan [Domain]", "documentation": "Entities identify multiple employee stock ownership plans by unique name." } } }, "auth_ref": [ "r74" ] }, "us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeStockOwnershipPlanESOPSharesContributedToESOP", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Employee Stock Ownership Plan (ESOP), Shares Contributed to ESOP", "terseLabel": "Shares to be purchased for ESOP, from borrowed funds", "documentation": "This item represents the number of shares provided to the Employee Stock Ownership Plan (ESOP) during the period." } } }, "auth_ref": [ "r74" ] }, "us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeStockOwnershipPlanESOPSharesInESOP", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail", "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfEsopSharesDetail" ], "lang": { "en-us": { "role": { "label": "Employee Stock Ownership Plan (ESOP), Shares in ESOP", "totalLabel": "Total ESOP shares", "terseLabel": "Number of shares paid under ESOP", "documentation": "Sum of the allocated, committed-to-be-released and suspense shares of the entity held by the plan." } } }, "auth_ref": [ "r76" ] }, "iroq_EmployeeStockOwnershipPlanEsopMember": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "EmployeeStockOwnershipPlanEsopMember", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail", "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfEsopSharesParentheticalDetail" ], "lang": { "en-us": { "role": { "label": "Employee Stock Ownership Plan ESOP [Member]", "terseLabel": "Employee Stock Ownership Plan Esop [Member]", "documentation": "Employee Stock Ownership Plan ESOP [Member]" } } }, "auth_ref": [] }, "iroq_EmployeeStockOwnershipPlanEsopSharesInEsopTransferred": { "xbrltype": "sharesItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "EmployeeStockOwnershipPlanEsopSharesInEsopTransferred", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Employee Stock Ownership Plan ESOP Shares In ESOP Transferred", "terseLabel": "Employee Stock Ownership Plan ESOP Shares In ESOP Transferred", "documentation": "Employee stock ownership plan esop shares in esop transferred." } } }, "auth_ref": [] }, "dei_EntityAddressAddressLine1": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressAddressLine1", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Entity Address, Address Line One", "documentation": "Address Line 1 such as Attn, Building Name, Street Name" } } }, "auth_ref": [] }, "dei_EntityAddressCityOrTown": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressCityOrTown", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Entity Address, City or Town", "documentation": "Name of the City or Town" } } }, "auth_ref": [] }, "dei_EntityAddressPostalZipCode": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressPostalZipCode", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Entity Address, Postal Zip Code", "documentation": "Code for the postal or zip code" } } }, "auth_ref": [] }, "dei_EntityAddressStateOrProvince": { "xbrltype": "stateOrProvinceItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressStateOrProvince", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Entity Address, State or Province", "documentation": "Name of the state or province." } } }, "auth_ref": [] }, "dei_EntityCentralIndexKey": { "xbrltype": "centralIndexKeyItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityCentralIndexKey", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Entity Central Index Key", "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK." } } }, "auth_ref": [ "r771" ] }, "dei_EntityCommonStockSharesOutstanding": { "xbrltype": "sharesItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityCommonStockSharesOutstanding", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Entity Common Stock, Shares Outstanding", "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument." } } }, "auth_ref": [] }, "dei_EntityCurrentReportingStatus": { "xbrltype": "yesNoItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityCurrentReportingStatus", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Entity Current Reporting Status", "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure." } } }, "auth_ref": [] }, "dei_EntityEmergingGrowthCompany": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityEmergingGrowthCompany", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Entity Emerging Growth Company", "documentation": "Indicate if registrant meets the emerging growth company criteria." } } }, "auth_ref": [ "r771" ] }, "dei_EntityFileNumber": { "xbrltype": "fileNumberItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityFileNumber", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Entity File Number", "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen." } } }, "auth_ref": [] }, "dei_EntityFilerCategory": { "xbrltype": "filerCategoryItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityFilerCategory", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Entity Filer Category", "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure." } } }, "auth_ref": [ "r771" ] }, "dei_EntityIncorporationStateCountryCode": { "xbrltype": "edgarStateCountryItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityIncorporationStateCountryCode", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Entity Incorporation, State or Country Code", "documentation": "Two-character EDGAR code representing the state or country of incorporation." } } }, "auth_ref": [] }, "dei_EntityInteractiveDataCurrent": { "xbrltype": "yesNoItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityInteractiveDataCurrent", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Entity Interactive Data Current", "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files)." } } }, "auth_ref": [ "r775" ] }, "dei_EntityRegistrantName": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityRegistrantName", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Entity Registrant Name", "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC." } } }, "auth_ref": [ "r771" ] }, "dei_EntityShellCompany": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityShellCompany", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Entity Shell Company", "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act." } } }, "auth_ref": [ "r771" ] }, "dei_EntitySmallBusiness": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntitySmallBusiness", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Entity Small Business", "documentation": "Indicates that the company is a Smaller Reporting Company (SRC)." } } }, "auth_ref": [ "r771" ] }, "dei_EntityTaxIdentificationNumber": { "xbrltype": "employerIdItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityTaxIdentificationNumber", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Entity Tax Identification Number", "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS." } } }, "auth_ref": [ "r771" ] }, "us-gaap_EquipmentExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EquipmentExpense", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Equipment Expense", "terseLabel": "Equipment", "documentation": "This element represents equipment expense including depreciation, repairs, rentals, and service contract costs. This item also includes equipment purchases which do not qualify for capitalization in accordance with the entity's accounting policy. This item may also include furniture expenses." } } }, "auth_ref": [] }, "us-gaap_EquityAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EquityAbstract", "lang": { "en-us": { "role": { "label": "Equity [Abstract]" } } }, "auth_ref": [] }, "us-gaap_EquityComponentDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EquityComponentDomain", "presentation": [ "http://www.iroquoisfed.com/role/AccumulatedOtherComprehensiveIncomeLossComponentsOfAccumulatedOtherComprehensiveIncomeLossDetail", "http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponentAmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeDetail", "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquity", "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquityParenthetical" ], "lang": { "en-us": { "role": { "label": "Equity Component [Domain]", "terseLabel": "Equity Component [Domain]", "documentation": "Components of equity are the parts of the total Equity balance including that which is allocated to common, preferred, treasury stock, retained earnings, etc." } } }, "auth_ref": [ "r18", "r195", "r216", "r217", "r218", "r237", "r238", "r239", "r242", "r250", "r252", "r269", "r343", "r349", "r414", "r462", "r463", "r464", "r477", "r478", "r500", "r502", "r503", "r504", "r505", "r507", "r517", "r536", "r537", "r538", "r539", "r540", "r541", "r554", "r643", "r644", "r645", "r660", "r711" ] }, "iroq_EquityIncentivePlanMember": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "EquityIncentivePlanMember", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Equity Incentive Plan [Member]", "terseLabel": "Equity Incentive Plan [Member]", "documentation": "Equity incentive plan." } } }, "auth_ref": [] }, "iroq_EsopSharesEarned": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "EsopSharesEarned", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquity" ], "lang": { "en-us": { "role": { "label": "ESOP Shares Earned", "terseLabel": "ESOP shares earned", "documentation": "ESOP shares earned." } } }, "auth_ref": [] }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsFairValueMeasurementsOfAssetsRecognizedOnRecurringBasisDetail" ], "lang": { "en-us": { "role": { "label": "Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]", "terseLabel": "Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r522", "r523", "r526" ] }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsFairValueMeasurementsOfAssetsRecognizedOnRecurringBasisDetail" ], "lang": { "en-us": { "role": { "label": "Fair Value Measurements, Recurring and Nonrecurring [Table]", "terseLabel": "Fair Value Measurements, Recurring and Nonrecurring [Table]", "documentation": "Disclosure of information about asset and liability measured at fair value on recurring and nonrecurring basis." } } }, "auth_ref": [ "r522", "r523", "r526" ] }, "iroq_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisGainLossIncludedInEarning": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisGainLossIncludedInEarning", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsReconciliationOfBeginningAndEndingBalancesOfRecurringFairValueMeasurementsRecognizedInAccompanyingBalanceSheetDetail" ], "lang": { "en-us": { "role": { "label": "Fair Value Assets And Liabilities Measured On Recurring Basis Gain Loss Included In Earning", "terseLabel": "Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date", "documentation": "Fair Value Assets And Liabilities Measured On Recurring Basis Gain Loss Included In Earning." } } }, "auth_ref": [] }, "iroq_FairValueAssetsMeasuredOnRecurringBasisAbstract": { "xbrltype": "stringItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "FairValueAssetsMeasuredOnRecurringBasisAbstract", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsFairValueMeasurementsOfAssetsRecognizedOnRecurringBasisDetail" ], "lang": { "en-us": { "role": { "label": "Fair Value Assets Measured On Recurring Basis [Abstract]", "terseLabel": "Available-for-sale securities:", "documentation": "Fair value assets measured on recurring basis." } } }, "auth_ref": [] }, "us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueAssetsMeasuredOnRecurringBasisTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsTables" ], "lang": { "en-us": { "role": { "label": "Fair Value, Assets Measured on Recurring Basis [Table Text Block]", "terseLabel": "Fair Value Measurements of Assets Recognized on Recurring Basis", "documentation": "Tabular disclosure of assets, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3)." } } }, "auth_ref": [ "r78", "r134" ] }, "iroq_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputQuantitativeInformationTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "FairValueAssetsMeasuredOnRecurringBasisUnobservableInputQuantitativeInformationTableTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsTables" ], "lang": { "en-us": { "role": { "label": "Fair Value Assets Measured On Recurring Basis Unobservable Input Quantitative Information [Table Text Block]", "terseLabel": "Quantitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements", "documentation": "Fair value assets measured on recurring basis unobservable input quantitative information." } } }, "auth_ref": [] }, "us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsFairValueMeasurementsOfAssetsRecognizedOnRecurringBasisDetail", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsReconciliationOfBeginningAndEndingBalancesOfRecurringFairValueMeasurementsRecognizedInAccompanyingBalanceSheetDetail" ], "lang": { "en-us": { "role": { "label": "Asset Class [Domain]", "terseLabel": "Asset Class [Domain]", "documentation": "Class of asset." } } }, "auth_ref": [ "r20" ] }, "us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsReconciliationOfBeginningAndEndingBalancesOfRecurringFairValueMeasurementsRecognizedInAccompanyingBalanceSheetDetail" ], "lang": { "en-us": { "role": { "label": "Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]", "terseLabel": "Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [] }, "us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTable", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsReconciliationOfBeginningAndEndingBalancesOfRecurringFairValueMeasurementsRecognizedInAccompanyingBalanceSheetDetail" ], "lang": { "en-us": { "role": { "label": "Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table]", "terseLabel": "Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table]", "documentation": "Schedule of information required and determined to be provided for purposes of reconciling beginning and ending balances of fair value measurements of assets using significant unobservable inputs (level 3). Such reconciliation, separately presenting changes during the period, at a minimum, may include, but is not limited to: (1) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets) and gains or losses recognized in other comprehensive income, and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (2) purchases, sales, issues, and settlements (each type disclosed separately); and (3) transfers in and transfers out of level 3 (for example, transfers due to changes in the observability of significant inputs), by class of asset." } } }, "auth_ref": [ "r20", "r80" ] }, "us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsTables" ], "lang": { "en-us": { "role": { "label": "Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]", "terseLabel": "Reconciliation of Beginning and Ending Balances of Recurring Fair Value Measurements Recognized in Accompanying Balance Sheet", "documentation": "Tabular disclosure of the fair value measurement of assets using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances, separately presenting changes during the period attributable to the following: (1) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets) and gains or losses recognized in other comprehensive income (loss), and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (2) purchases, sales, issues, and settlements (each type disclosed separately); and (3) transfers in and transfers out of Level 3 (for example, transfers due to changes in the observability of significant inputs), by class of asset." } } }, "auth_ref": [ "r20", "r80" ] }, "us-gaap_FairValueByAssetClassAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueByAssetClassAxis", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsFairValueMeasurementsOfAssetsRecognizedOnRecurringBasisDetail", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsReconciliationOfBeginningAndEndingBalancesOfRecurringFairValueMeasurementsRecognizedInAccompanyingBalanceSheetDetail" ], "lang": { "en-us": { "role": { "label": "Asset Class [Axis]", "terseLabel": "Asset Class [Axis]", "documentation": "Information by class of asset." } } }, "auth_ref": [ "r78", "r80" ] }, "us-gaap_FairValueByBalanceSheetGroupingTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueByBalanceSheetGroupingTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsTables" ], "lang": { "en-us": { "role": { "label": "Fair Value, by Balance Sheet Grouping [Table Text Block]", "terseLabel": "Estimated Fair Values of Financial Instruments and Level within Fair Value Hierarchy in which Fair Value Measurements Fall", "documentation": "Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities." } } }, "auth_ref": [ "r78", "r81" ] }, "us-gaap_FairValueByFairValueHierarchyLevelAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueByFairValueHierarchyLevelAxis", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsFairValueMeasurementsOfAssetsRecognizedOnRecurringBasisDetail" ], "lang": { "en-us": { "role": { "label": "Fair Value Hierarchy and NAV [Axis]", "terseLabel": "Fair Value Hierarchy and NAV [Axis]", "documentation": "Information by level within fair value hierarchy and fair value measured at net asset value per share as practical expedient." } } }, "auth_ref": [ "r403", "r418", "r419", "r420", "r421", "r422", "r423", "r523", "r558", "r559", "r560", "r740", "r741", "r746", "r747", "r748" ] }, "us-gaap_FairValueConcentrationOfRiskCollateralPolicyMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueConcentrationOfRiskCollateralPolicyMember", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Fair Value, Concentration of Risk, Collateral Policy [Member]", "terseLabel": "Fair Value, Concentration of Risk, Collateral Policy [Member]", "documentation": "This elements represents a description of the policy governing collateral or other security requirements in support of financial instruments (as defined) subject to credit risk, information about access to that collateral or other security, and the nature and a brief description of the collateral or other security supporting those financial instruments (as defined)." } } }, "auth_ref": [ "r82" ] }, "us-gaap_FairValueConcentrationOfRiskDisclosureItemsAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueConcentrationOfRiskDisclosureItemsAxis", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Concentration of Credit or Market Risk [Axis]", "terseLabel": "Concentration of Credit or Market Risk [Axis]", "documentation": "Information by type of credit or market risk." } } }, "auth_ref": [ "r83", "r136", "r137" ] }, "us-gaap_FairValueConcentrationOfRiskDisclosureItemsDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueConcentrationOfRiskDisclosureItemsDomain", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Fair Value, Concentration of Risk, Disclosure Items [Domain]", "terseLabel": "Fair Value, Concentration of Risk, Disclosure Items [Domain]", "documentation": "Provides the general information items required or determined to be disclosed with respect to all significant concentrations of risk, including credit risk and market risk, arising from all financial instruments (as defined), whether from an individual counterparty or groups of counterparties." } } }, "auth_ref": [ "r83", "r136", "r137" ] }, "us-gaap_FairValueConcentrationOfRiskLoansReceivable": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueConcentrationOfRiskLoansReceivable", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Fair Value, Concentration of Risk, Loans Receivable", "terseLabel": "Commercial and multi-family real estate", "documentation": "This item represents disclosure of all significant concentrations of credit risk or market risk arising from the subject financial instrument (as defined), whether from an individual counterparty or groups of counterparties." } } }, "auth_ref": [ "r56" ] }, "us-gaap_FairValueDisclosuresAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueDisclosuresAbstract", "lang": { "en-us": { "role": { "label": "Fair Value Disclosures [Abstract]" } } }, "auth_ref": [] }, "us-gaap_FairValueDisclosuresTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueDisclosuresTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssets" ], "lang": { "en-us": { "role": { "label": "Fair Value Disclosures [Text Block]", "terseLabel": "Disclosures About Fair Value of Assets", "documentation": "The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information." } } }, "auth_ref": [ "r521" ] }, "us-gaap_FairValueInputsLevel1Member": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueInputsLevel1Member", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsFairValueMeasurementsOfAssetsRecognizedOnRecurringBasisDetail" ], "lang": { "en-us": { "role": { "label": "Fair Value, Inputs, Level 1 [Member]", "terseLabel": "Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]", "documentation": "Quoted prices in active markets for identical assets or liabilities that the reporting entity can access at the measurement date." } } }, "auth_ref": [ "r403", "r418", "r423", "r523", "r558", "r746", "r747", "r748" ] }, "us-gaap_FairValueInputsLevel2Member": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueInputsLevel2Member", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsFairValueMeasurementsOfAssetsRecognizedOnRecurringBasisDetail" ], "lang": { "en-us": { "role": { "label": "Fair Value, Inputs, Level 2 [Member]", "terseLabel": "Significant Other Observable Inputs (Level 2) [Member]", "documentation": "Inputs other than quoted prices included within level 1 that are observable for an asset or liability, either directly or indirectly, including, but not limited to, quoted prices for similar assets or liabilities in active markets, or quoted prices for identical or similar assets or liabilities in inactive markets." } } }, "auth_ref": [ "r403", "r418", "r423", "r523", "r559", "r740", "r741", "r746", "r747", "r748" ] }, "us-gaap_FairValueInputsLevel3Member": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueInputsLevel3Member", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsFairValueMeasurementsOfAssetsRecognizedOnRecurringBasisDetail" ], "lang": { "en-us": { "role": { "label": "Fair Value, Inputs, Level 3 [Member]", "terseLabel": "Significant Unobservable Inputs (Level 3) [Member]", "documentation": "Unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing." } } }, "auth_ref": [ "r403", "r418", "r419", "r420", "r421", "r422", "r423", "r523", "r560", "r740", "r741", "r746", "r747", "r748" ] }, "iroq_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsReconciliationOfBeginningAndEndingBalancesOfRecurringFairValueMeasurementsRecognizedInAccompanyingBalanceSheetDetail" ], "lang": { "en-us": { "role": { "label": "Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Earnings", "negatedLabel": "Total realized and unrealized gains and losses included in net income", "documentation": "Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Earnings." } } }, "auth_ref": [] }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsReconciliationOfBeginningAndEndingBalancesOfRecurringFairValueMeasurementsRecognizedInAccompanyingBalanceSheetDetail" ], "lang": { "en-us": { "role": { "label": "Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Issuances", "terseLabel": "Settlements", "documentation": "Amount of issuances of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing." } } }, "auth_ref": [ "r79" ] }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsReconciliationOfBeginningAndEndingBalancesOfRecurringFairValueMeasurementsRecognizedInAccompanyingBalanceSheetDetail" ], "lang": { "en-us": { "role": { "label": "Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Transfers Into Level 3", "terseLabel": "Transfers into Level 3", "documentation": "Amount of transfer of financial instrument classified as an asset into level 3 of the fair value hierarchy." } } }, "auth_ref": [ "r525" ] }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsReconciliationOfBeginningAndEndingBalancesOfRecurringFairValueMeasurementsRecognizedInAccompanyingBalanceSheetDetail" ], "lang": { "en-us": { "role": { "label": "Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Transfers out of Level 3", "negatedLabel": "Transfers out of Level 3", "documentation": "Amount of transfers of financial instrument classified as an asset out of level 3 of the fair value hierarchy." } } }, "auth_ref": [ "r525" ] }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsReconciliationOfBeginningAndEndingBalancesOfRecurringFairValueMeasurementsRecognizedInAccompanyingBalanceSheetDetail" ], "lang": { "en-us": { "role": { "label": "Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value", "periodStartLabel": "Beginning Balance", "periodEndLabel": "Ending Balance", "documentation": "Fair value of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing." } } }, "auth_ref": [ "r20" ] }, "us-gaap_FairValueMeasurementsFairValueHierarchyDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementsFairValueHierarchyDomain", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsFairValueMeasurementsOfAssetsRecognizedOnRecurringBasisDetail" ], "lang": { "en-us": { "role": { "label": "Fair Value Hierarchy and NAV [Domain]", "terseLabel": "Fair Value Hierarchy and NAV [Domain]", "documentation": "Categories used to prioritize the inputs to valuation techniques to measure fair value." } } }, "auth_ref": [ "r403", "r418", "r419", "r420", "r421", "r422", "r423", "r558", "r559", "r560", "r740", "r741", "r746", "r747", "r748" ] }, "us-gaap_FairValueOffBalanceSheetRisksDisclosureInformationLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueOffBalanceSheetRisksDisclosureInformationLineItems", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail" ], "lang": { "en-us": { "role": { "label": "Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]", "terseLabel": "Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [] }, "us-gaap_FederalDepositInsuranceCorporationPremiumExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalDepositInsuranceCorporationPremiumExpense", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 7.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Federal Deposit Insurance Corporation Premium Expense", "terseLabel": "Federal deposit insurance", "documentation": "Amount of expense for Federal Deposit Insurance Corporation (FDIC) insurance." } } }, "auth_ref": [ "r162" ] }, "us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBankAdvancesDisclosureTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/FederalHomeLoanBankStock" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank Advances, Disclosure [Text Block]", "terseLabel": "Federal Home Loan Bank Stock", "documentation": "The entire disclosure for borrowing from the Federal Home Loan Bank, including: (i) general description; (ii) title and nature of obligation; (iii) interest rate; (iv) payment terms; (v) maturity dates by year; (vi) collateral requirements; (vii) restrictive covenants; (viii) priority; (ix) conversion or redemption features; (x) carrying value of assets pledged as collateral; (xi) combined aggregate maturities for next five years; (xii) unused or available balances." } } }, "auth_ref": [ "r12", "r91", "r97", "r169" ] }, "us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged", "terseLabel": "Federal home loan bank advances general debt obligations disclosures collateral pledged", "documentation": "Amount of the collateral pledged in support of federal home loan bank advances outstanding." } } }, "auth_ref": [ "r99", "r169" ] }, "us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd", "presentation": [ "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Interest Rate at Period End", "terseLabel": "Federal home loan bank advances interest rate at period end", "documentation": "States the interest rate applicable to Federal Home Loan Bank advances outstanding as of the Balance Sheet date." } } }, "auth_ref": [ "r98", "r169" ] }, "iroq_FederalHomeLoanBankDividends": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "FederalHomeLoanBankDividends", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0, "order": 36.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank Dividends", "terseLabel": "Federal Home Loan Bank dividends", "documentation": "Federal home loan bank dividends." } } }, "auth_ref": [] }, "us-gaap_FederalHomeLoanBankStock": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBankStock", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 28.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail", "http://www.iroquoisfed.com/role/FederalHomeLoanBankStockAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank Stock", "positiveLabel": "Federal Home Loan Bank stock, at cost", "terseLabel": "Federal Home Loan Bank stock", "documentation": "Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity)." } } }, "auth_ref": [ "r168" ] }, "us-gaap_FederalHomeLoanBanksAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBanksAbstract", "lang": { "en-us": { "role": { "label": "Federal Home Loan Banks [Abstract]" } } }, "auth_ref": [] }, "us-gaap_FederalReserveBankAdvancesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalReserveBankAdvancesMember", "presentation": [ "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Federal Reserve Bank Advances [Member]", "documentation": "Borrowings from the Federal Reserve Bank, which are primarily used to cover shortages in the required reserve balance and also in times of liquidity shortages." } } }, "auth_ref": [ "r146" ] }, "us-gaap_FinancialInstrumentAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancialInstrumentAxis", "presentation": [ "http://www.iroquoisfed.com/role/CommitmentsAdditionalInformationDetail", "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail", "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndApproximateFairValueOfSecuritiesTogetherWithGrossUnrealizedGainsAndLossesOfSecuritiesDetail", "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesByContractualMaturityDetail", "http://www.iroquoisfed.com/role/SecuritiesAssociationsInvestmentsGrossUnrealizedInvestmentLossesAndFairValueOfAssociationsInvestmentsWithUnrealizedLossesDetail" ], "lang": { "en-us": { "role": { "label": "Financial Instrument [Axis]", "terseLabel": "Financial Instrument [Axis]", "documentation": "Information by type of financial instrument." } } }, "auth_ref": [ "r305", "r306", "r307", "r308", "r309", "r310", "r311", "r313", "r314", "r315", "r316", "r317", "r318", "r319", "r320", "r321", "r322", "r323", "r324", "r325", "r326", "r327", "r328", "r329", "r330", "r331", "r332", "r333", "r334", "r335", "r351", "r352", "r356", "r357", "r362", "r368", "r372", "r373", "r411", "r413", "r508", "r555", "r556", "r557", "r558", "r559", "r560", "r561", "r562", "r563", "r564", "r565", "r566", "r567", "r568", "r570", "r575", "r576", "r577", "r578", "r579", "r580", "r581", "r582", "r583", "r584", "r585", "r586", "r587", "r588", "r589", "r630", "r738", "r779", "r780", "r781", "r782", "r783", "r784", "r785", "r831", "r832", "r833", "r834" ] }, "us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail" ], "lang": { "en-us": { "role": { "label": "Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]", "terseLabel": "Financial assets" } } }, "auth_ref": [] }, "us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail" ], "lang": { "en-us": { "role": { "label": "Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]", "terseLabel": "Financial liabilities" } } }, "auth_ref": [] }, "us-gaap_FinancialInstrumentsOwnedAtFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancialInstrumentsOwnedAtFairValue", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Financial Instruments, Owned, at Fair Value", "terseLabel": "Carrying value of securities pledged as collateral", "documentation": "The aggregate fair value as of the balance sheet date of financial instruments and other positions owned by the entity including: (1) mortgages, mortgage-backed and asset backed securities; (2) US government and agency obligations; (3) state and municipal government obligations; (4) other sovereign government debt; (5) corporate obligations; (6) corporate equities; (7) principal investments; (8) derivative contracts; and (9) physical commodities. Includes both pledged and unpledged holdings." } } }, "auth_ref": [ "r88" ] }, "us-gaap_FinancialServiceOtherMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancialServiceOtherMember", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Financial Service, Other [Member]", "terseLabel": "Other Service Charges and Fees [Member]", "documentation": "Financial assistance, including, but not limited to, management and maintenance of depositor account, credit card, merchant discount, trust, investment and insurance, classified as other." } } }, "auth_ref": [ "r850" ] }, "us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheetsParenthetical", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCategoriesOfLoansDetail", "http://www.iroquoisfed.com/role/NewAccountingPronouncementsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest", "terseLabel": "Allowance for loan losses", "verboseLabel": "Allowance for credit losses", "periodStartLabel": "Balance, beginning of year", "periodEndLabel": "Balance, end of period", "documentation": "Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease." } } }, "auth_ref": [ "r838" ] }, "us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableAllowanceForCreditLossesLineItems", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCategoriesOfLoansDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Allowance for Credit Losses [Line Items]", "terseLabel": "Financing Receivable, Allowance for Credit Losses [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r192", "r839" ] }, "us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease)", "negatedLabel": "Provision charged to expense", "documentation": "Amount of increase (decrease) in allowance for credit loss on financing receivable." } } }, "auth_ref": [ "r58", "r839" ] }, "us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableAllowanceForCreditLossesRecovery", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Allowance for Credit Losses, Recovery", "terseLabel": "Recoveries", "documentation": "Amount of increase in allowance for credit loss on financing receivable from recovery." } } }, "auth_ref": [ "r15", "r355", "r736" ] }, "us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableAllowanceForCreditLossesWriteOffs", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Allowance for Credit Losses, Write-downs", "negatedLabel": "Losses charged off", "documentation": "Amount of writeoff of financing receivable, charged against allowance for credit loss." } } }, "auth_ref": [ "r14", "r354", "r364", "r736" ] }, "us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableCreditQualityIndicatorsTableTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesTables" ], "lang": { "en-us": { "role": { "label": "Financing Receivable Credit Quality Indicators [Table Text Block]", "terseLabel": "Credit Risk Profile of Association's Loan Portfolio Based on Risk Rating Category and Calendar Year of Origination", "documentation": "Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics." } } }, "auth_ref": [ "r59", "r841" ] }, "us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 30.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCategoriesOfLoansDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Excluding Accrued Interest, after Allowance for Credit Loss", "definitionGuidance": "Loans, net of allowance for credit losses of $7,725 and $7,139 at March 31, 2024 and June 30, 2023, respectively", "verboseLabel": "Loans, net", "terseLabel": "Loans, net of allowance for credit losses", "documentation": "Amortized cost excluding accrued interest, after allowance for credit loss, of financing receivable. Excludes net investment in lease." } } }, "auth_ref": [ "r838" ] }, "us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss", "totalLabel": "Total loans", "documentation": "Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease." } } }, "auth_ref": [ "r361", "r363", "r838" ] }, "us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year", "terseLabel": "Prior Years", "documentation": "Amortized cost excluding accrued interest, of financing receivable originated more than five years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r361", "r364", "r736" ] }, "us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year", "terseLabel": "2020", "documentation": "Amortized cost excluding accrued interest, of financing receivable originated four years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r361", "r364", "r736" ] }, "us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year", "terseLabel": "2021", "documentation": "Amortized cost excluding accrued interest, of financing receivable originated three years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r361", "r364", "r736" ] }, "us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year", "terseLabel": "2024", "documentation": "Amortized cost excluding accrued interest, of financing receivable originated in current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r361", "r364", "r736" ] }, "us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year", "terseLabel": "2022", "documentation": "Amortized cost excluding accrued interest, of financing receivable originated two years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r361", "r364", "r736" ] }, "us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year", "terseLabel": "2023", "documentation": "Amortized cost excluding accrued interest of financing receivable originated in fiscal year prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r361", "r364", "r736" ] }, "iroq_FinancingReceivableModificationsNumberOfContracts": { "xbrltype": "integerItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "FinancingReceivableModificationsNumberOfContracts", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable Modifications Number Of Contracts", "terseLabel": "Number of default loans", "documentation": "Financing receivable modifications number of contracts." } } }, "auth_ref": [] }, "us-gaap_FinancingReceivableModificationsRecordedInvestment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableModificationsRecordedInvestment", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesLoansModifiedAsTroubledDebtRestructuringsDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Modifications, Recorded Investment", "terseLabel": "Total", "documentation": "Accumulated amortized cost of financing receivable modified for debtor experiencing financial difficulty." } } }, "auth_ref": [ "r126", "r811", "r813" ] }, "us-gaap_FinancingReceivableNonaccrualNoAllowance": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableNonaccrualNoAllowance", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesNonaccrualWithNoAllowanceForCreditLossesAndNonaccrualLoansDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Nonaccrual, No Allowance", "terseLabel": "Nonaccrual with no Allowance for Credit Losses", "documentation": "Amortized cost of financing receivable on nonaccrual status with no allowance for credit loss. Excludes net investment in lease." } } }, "auth_ref": [ "r360" ] }, "us-gaap_FinancingReceivablePortfolioSegmentAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablePortfolioSegmentAxis", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCategoriesOfLoansDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesLoansModifiedAsTroubledDebtRestructuringsDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesNonaccrualWithNoAllowanceForCreditLossesAndNonaccrualLoansDetail", "http://www.iroquoisfed.com/role/NewAccountingPronouncementsScheduleOfImpactOfAsu201613AdoptionDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable Portfolio Segment [Axis]", "terseLabel": "Financing Receivable Portfolio Segment [Axis]", "documentation": "Information by the level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses." } } }, "auth_ref": [ "r185", "r186", "r190", "r191", "r351", "r352", "r730", "r779", "r780", "r781", "r782", "r783", "r784", "r785", "r787", "r788", "r789" ] }, "us-gaap_FinancingReceivablePortfolioSegmentDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablePortfolioSegmentDomain", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCategoriesOfLoansDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesLoansModifiedAsTroubledDebtRestructuringsDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesNonaccrualWithNoAllowanceForCreditLossesAndNonaccrualLoansDetail", "http://www.iroquoisfed.com/role/NewAccountingPronouncementsScheduleOfImpactOfAsu201613AdoptionDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable Portfolio Segment [Domain]", "terseLabel": "Financing Receivable Portfolio Segment [Domain]", "documentation": "Level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses." } } }, "auth_ref": [ "r185", "r186", "r190", "r191", "r779", "r780", "r781", "r782", "r783", "r784", "r785", "r787", "r788", "r789" ] }, "us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing", "terseLabel": "Total Loans 90 Days Past Due & Accruing", "documentation": "Amortized cost of financing receivable 90 days or more past due and still accruing. Excludes net investment in lease." } } }, "auth_ref": [ "r177", "r359", "r737" ] }, "us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCategoriesOfLoansDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesLoansModifiedAsTroubledDebtRestructuringsDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesNonaccrualWithNoAllowanceForCreditLossesAndNonaccrualLoansDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesTables", "http://www.iroquoisfed.com/role/NewAccountingPronouncementsScheduleOfImpactOfAsu201613AdoptionDetail" ], "lang": { "en-us": { "role": { "label": "Class of Financing Receivable, Type [Axis]", "terseLabel": "Class of Financing Receivable, Type [Axis]", "documentation": "Information by class of financing receivable determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk." } } }, "auth_ref": [ "r60", "r62", "r185", "r186", "r190", "r191", "r290", "r292", "r293", "r294", "r296", "r356", "r357", "r362", "r729", "r731", "r732", "r736", "r737", "r779", "r780", "r781", "r782", "r783", "r784", "r785", "r787", "r788", "r789" ] }, "us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCategoriesOfLoansDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesLoansModifiedAsTroubledDebtRestructuringsDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesNonaccrualWithNoAllowanceForCreditLossesAndNonaccrualLoansDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesTables", "http://www.iroquoisfed.com/role/NewAccountingPronouncementsScheduleOfImpactOfAsu201613AdoptionDetail" ], "lang": { "en-us": { "role": { "label": "Class of Financing Receivable, Type [Domain]", "terseLabel": "Class of Financing Receivable, Type [Domain]", "documentation": "Financing receivables determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk." } } }, "auth_ref": [ "r185", "r186", "r190", "r191", "r292", "r293", "r294", "r296", "r729", "r779", "r780", "r781", "r782", "r783", "r784", "r785", "r787", "r788", "r789" ] }, "us-gaap_FinancingReceivableRecordedInvestmentLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRecordedInvestmentLineItems", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Recorded Investment [Line Items]", "terseLabel": "Financing Receivable, Recorded Investment [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r736", "r841" ] }, "us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRecordedInvestmentNonaccrualStatus", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesNonaccrualWithNoAllowanceForCreditLossesAndNonaccrualLoansDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Recorded Investment, Nonaccrual Status", "terseLabel": "Nonaccrual", "documentation": "Amortized cost of financing receivable on nonaccrual status. Excludes net investment in lease." } } }, "auth_ref": [ "r61", "r188", "r189", "r358" ] }, "us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRecordedInvestmentPastDueLineItems", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesLoansModifiedAsTroubledDebtRestructuringsDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesNonaccrualWithNoAllowanceForCreditLossesAndNonaccrualLoansDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Recorded Investment, Past Due [Line Items]", "terseLabel": "Financing Receivable, Recorded Investment, Past Due [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r737", "r840" ] }, "iroq_FinancingReceivableRecordedInvestmentTroubledDebtRestructuringsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "FinancingReceivableRecordedInvestmentTroubledDebtRestructuringsAbstract", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesLoansModifiedAsTroubledDebtRestructuringsDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable Recorded Investment Troubled Debt Restructurings [Abstract]", "terseLabel": "Real estate loans", "documentation": "Financing receivable recorded investment troubled debt restructurings." } } }, "auth_ref": [] }, "iroq_FinancingReceivableRecordedInvestmentsCurrent": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "FinancingReceivableRecordedInvestmentsCurrent", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable Recorded Investments Current", "terseLabel": "Current", "documentation": "Financing receivable recorded investments current." } } }, "auth_ref": [] }, "iroq_FinancingReceivableRecordedInvestmentsPastDue": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "FinancingReceivableRecordedInvestmentsPastDue", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable Recorded Investments Past Due", "terseLabel": "Total Past Due", "documentation": "Financing receivable recorded investments past due." } } }, "auth_ref": [] }, "us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCategoriesOfLoansDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount), Total", "verboseLabel": "Unearned fees and discounts, net", "documentation": "Amount of unamortized loan commitment, origination, and other costs (fees) and purchase premium (discount) on financing receivable recognized as adjustment to yield. Excludes financing receivable covered under loss sharing agreement." } } }, "auth_ref": [ "r291", "r298", "r776" ] }, "us-gaap_FinancingReceivables30To59DaysPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivables30To59DaysPastDueMember", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivables, 30 to 59 Days Past Due [Member]", "terseLabel": "Financing Receivables, 30 to 59 Days Past Due [Member]", "documentation": "Financial asset more than 29 days past due but fewer than 60 days past due." } } }, "auth_ref": [ "r737" ] }, "us-gaap_FinancingReceivables60To89DaysPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivables60To89DaysPastDueMember", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivables, 60 to 89 Days Past Due [Member]", "terseLabel": "Financing Receivables, 60 to 89 Days Past Due [Member]", "documentation": "Financial asset more than 59 days past due but fewer than 90 days past due." } } }, "auth_ref": [ "r737" ] }, "us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablesEqualToGreaterThan90DaysPastDueMember", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivables, Equal to Greater than 90 Days Past Due [Member]", "terseLabel": "Financing Receivables, 90 Days or Greater [Member]", "documentation": "Financial asset equal to or greater than 90 days past due." } } }, "auth_ref": [ "r737" ] }, "us-gaap_FinancingReceivablesPeriodPastDueAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablesPeriodPastDueAxis", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivables, Period Past Due [Axis]", "terseLabel": "Financing Receivables, Period Past Due [Axis]", "documentation": "Information by period in which financial asset is past due or not past due." } } }, "auth_ref": [ "r178", "r356", "r737" ] }, "us-gaap_FinancingReceivablesPeriodPastDueDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablesPeriodPastDueDomain", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivables, Period Past Due [Domain]", "terseLabel": "Financing Receivables, Period Past Due [Domain]", "documentation": "Period in which financial asset is past due or not past due. For past due, element name and standard label in Financial Asset, [numeric lower end] to [numeric higher end] [date measure] Past Due [Member] or Financial Asset, Greater than [low end numeric value] [date measure] Past Due [Member] or Financial Asset, Less than [high end numeric value] [date measure] Past Due [Member] formats." } } }, "auth_ref": [ "r178", "r356", "r737" ] }, "us-gaap_FinancingReceivablesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablesTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLosses" ], "lang": { "en-us": { "role": { "label": "Financing Receivables [Text Block]", "terseLabel": "Loans and Allowance for Credit Losses", "documentation": "The entire disclosure for financing receivable." } } }, "auth_ref": [ "r286", "r293", "r295", "r297", "r729" ] }, "us-gaap_GainLossOnSaleOfLoansAndLeases": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GainLossOnSaleOfLoansAndLeases", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 22.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Gain (Loss) on Sale of Loans and Leases", "terseLabel": "Gain on sale of loans", "documentation": "The gains (losses) included in earnings that represent the difference between the sale price and the carrying value of loans and leases that were sold during the reporting period. This element refers to the gain (loss) and not to the cash proceeds of the sales. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method." } } }, "auth_ref": [ "r802" ] }, "us-gaap_GainLossOnSalesOfLoansNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GainLossOnSalesOfLoansNet", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 36.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Gain (Loss) on Sales of Loans, Net", "negatedLabel": "Net realized gains on loan sales", "documentation": "The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes." } } }, "auth_ref": [ "r10", "r158" ] }, "us-gaap_GainsLossesOnSalesOfOtherRealEstate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GainsLossesOnSalesOfOtherRealEstate", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestExpense", "weight": -1.0, "order": 9.0 }, "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 35.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows", "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Gains (Losses) on Sales of Other Real Estate", "negatedTerseLabel": "Loss (gain) on foreclosed assets, net", "negatedLabel": "Loss (gain)on foreclosed assets held for sale", "documentation": "The net gain (loss) resulting from sales and other disposals of other real estate owned, increases (decreases) in the valuation allowance for foreclosed real estate, and write-downs of other real estate owned after acquisition or physical possession." } } }, "auth_ref": [ "r161" ] }, "iroq_ImpactOfAccountingStandardsAdoptionAxis": { "xbrltype": "stringItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "ImpactOfAccountingStandardsAdoptionAxis", "presentation": [ "http://www.iroquoisfed.com/role/NewAccountingPronouncementsScheduleOfImpactOfAsu201613AdoptionDetail" ], "lang": { "en-us": { "role": { "label": "Impact Of Accounting Standards Adoption [Axis]", "documentation": "Impact Of Accounting Standards Adoption" } } }, "auth_ref": [] }, "iroq_ImpactOfAccountingStandardsAdoptionDomain": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "ImpactOfAccountingStandardsAdoptionDomain", "presentation": [ "http://www.iroquoisfed.com/role/NewAccountingPronouncementsScheduleOfImpactOfAsu201613AdoptionDetail" ], "lang": { "en-us": { "role": { "label": "Impact Of Accounting Standards Adoption [Domain]", "documentation": "Impact Of Accounting Standards Adoption" } } }, "auth_ref": [] }, "iroq_ImpactOfAdoptingASU201613": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "ImpactOfAdoptingASU201613", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail" ], "lang": { "en-us": { "role": { "label": "Impact Of Adopting ASU 2016 13", "terseLabel": "Impact of adopting ASU\u00a02016-13", "documentation": "Impact of adopting ASU 2016-13." } } }, "auth_ref": [] }, "iroq_ImpactOnAllowanceOfAsu201613AdoptionMember": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "ImpactOnAllowanceOfAsu201613AdoptionMember", "presentation": [ "http://www.iroquoisfed.com/role/NewAccountingPronouncementsScheduleOfImpactOfAsu201613AdoptionDetail" ], "lang": { "en-us": { "role": { "label": "Impact On Allowance Of ASU 201613 Adoption [Member]", "documentation": "Impact On Allowance Of ASU 201613 Adoption" } } }, "auth_ref": [] }, "iroq_ImpairedLoansGainLossesRecognizedOnAssetsFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "ImpairedLoansGainLossesRecognizedOnAssetsFairValueDisclosure", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail" ], "lang": { "en-us": { "role": { "label": "Impaired Loans Gain Losses Recognized On Assets Fair Value Disclosure", "definitionGuidance": "State and political subdivision", "documentation": "Impaired loans gain losses recognized on assets fair value disclosure." } } }, "auth_ref": [] }, "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NetIncomeLoss", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest", "totalLabel": "Income Before Income Tax", "documentation": "Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest." } } }, "auth_ref": [ "r0", "r115", "r149", "r270", "r276", "r280", "r282", "r600", "r626", "r728" ] }, "us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponentAmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeDetail" ], "lang": { "en-us": { "role": { "label": "Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest", "totalLabel": "Total reclassified amount before tax", "documentation": "Amount after tax of income (loss) from continuing operations including portion attributable to the noncontrolling interest." } } }, "auth_ref": [ "r133", "r232", "r241", "r270", "r276", "r280", "r282", "r338", "r386", "r387", "r388", "r389", "r390", "r391", "r392", "r393", "r394", "r519", "r531", "r626", "r728", "r846" ] }, "us-gaap_IncomeStatementAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeStatementAbstract", "lang": { "en-us": { "role": { "label": "Income Statement [Abstract]" } } }, "auth_ref": [] }, "us-gaap_IncomeTaxDisclosureAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxDisclosureAbstract", "lang": { "en-us": { "role": { "label": "Income Tax Disclosure [Abstract]" } } }, "auth_ref": [] }, "us-gaap_IncomeTaxDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxDisclosureTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/IncomeTaxes" ], "lang": { "en-us": { "role": { "label": "Income Tax Disclosure [Text Block]", "terseLabel": "Income Taxes", "documentation": "The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information." } } }, "auth_ref": [ "r233", "r467", "r472", "r473", "r474", "r479", "r483", "r484", "r485", "r658" ] }, "us-gaap_IncomeTaxExpenseBenefit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxExpenseBenefit", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NetIncomeLoss", "weight": -1.0, "order": 1.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponentAmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeDetail", "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome", "http://www.iroquoisfed.com/role/IncomeTaxesReconciliationOfIncomeTaxExpenseAtTheStatutoryRateDetail" ], "lang": { "en-us": { "role": { "label": "Income Tax Expense (Benefit)", "presentationGuidance": "Provision for Income Tax", "terseLabel": "Tax expense", "totalLabel": "Actual expense", "documentation": "Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations." } } }, "auth_ref": [ "r175", "r180", "r251", "r252", "r274", "r470", "r480", "r633" ] }, "iroq_IncomeTaxReconciliationCashSurrenderValueLifeInsurance": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "IncomeTaxReconciliationCashSurrenderValueLifeInsurance", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/IncomeTaxesReconciliationOfIncomeTaxExpenseAtTheStatutoryRateDetail" ], "lang": { "en-us": { "role": { "label": "Income Tax Reconciliation Cash Surrender Value Life Insurance", "negatedLabel": "Cash surrender value of life insurance", "documentation": "Income tax reconciliation cash surrender value life insurance." } } }, "auth_ref": [] }, "us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/IncomeTaxesReconciliationOfIncomeTaxExpenseAtTheStatutoryRateDetail" ], "lang": { "en-us": { "role": { "label": "Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount", "terseLabel": "Computed at the statutory rate", "documentation": "The amount of income tax expense or benefit for the period computed by applying the domestic federal statutory tax rates to pretax income from continuing operations." } } }, "auth_ref": [ "r471" ] }, "us-gaap_IncomeTaxReconciliationOtherAdjustments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxReconciliationOtherAdjustments", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/IncomeTaxesReconciliationOfIncomeTaxExpenseAtTheStatutoryRateDetail" ], "lang": { "en-us": { "role": { "label": "Effective Income Tax Rate Reconciliation, Other Adjustments, Amount", "terseLabel": "Other", "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other adjustments." } } }, "auth_ref": [ "r882" ] }, "us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxReconciliationStateAndLocalIncomeTaxes", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/IncomeTaxesReconciliationOfIncomeTaxExpenseAtTheStatutoryRateDetail" ], "lang": { "en-us": { "role": { "label": "Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Amount", "terseLabel": "State income taxes", "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to state and local income tax expense (benefit)." } } }, "auth_ref": [ "r882" ] }, "us-gaap_IncomeTaxReconciliationTaxExemptIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxReconciliationTaxExemptIncome", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/IncomeTaxesReconciliationOfIncomeTaxExpenseAtTheStatutoryRateDetail" ], "lang": { "en-us": { "role": { "label": "Effective Income Tax Rate Reconciliation, Tax Exempt Income, Amount", "negatedLabel": "Tax exempt interest", "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to income (loss) exempt from income taxes." } } }, "auth_ref": [ "r882" ] }, "us-gaap_IncomeTaxesPaidNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxesPaidNet", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Income Taxes Paid, Net", "verboseLabel": "Income taxes paid, net of refunds", "documentation": "The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income, net of any cash received during the current period as refunds for the overpayment of taxes." } } }, "auth_ref": [ "r45" ] }, "us-gaap_IncomeTaxesPaidNetAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxesPaidNetAbstract", "lang": { "en-us": { "role": { "label": "Income Taxes Paid, Net [Abstract]" } } }, "auth_ref": [] }, "us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInAccruedInterestReceivableNet", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 29.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Increase (Decrease) in Accrued Interest Receivable, Net", "negatedLabel": "Accrued interest receivable", "documentation": "The increase (decrease) during the reporting period in the amount due from borrowers for interest payments." } } }, "auth_ref": [ "r9" ] }, "us-gaap_IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 9.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Increase (Decrease) in Advance Payments by Borrowers for Taxes and Insurance", "verboseLabel": "Net increase in advances from borrowers for taxes and insurance", "documentation": "Amount of increase (decrease) in prepayments received from borrowers for taxes and insurance remitted to the appropriate tax authority or insurer on behalf of the borrower." } } }, "auth_ref": [] }, "us-gaap_IncreaseDecreaseInInterestPayableNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInInterestPayableNet", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 27.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Increase (Decrease) in Interest Payable, Net", "terseLabel": "Accrued interest payable", "documentation": "The increase (decrease) during the reporting period in interest payable, which represents the amount owed to note holders, bond holders, and other parties for interest earned on loans or credit extended to the reporting entity." } } }, "auth_ref": [ "r9" ] }, "us-gaap_IncreaseDecreaseInOperatingCapitalAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInOperatingCapitalAbstract", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Increase (Decrease) in Operating Capital [Abstract]", "terseLabel": "Changes in" } } }, "auth_ref": [] }, "us-gaap_IncreaseDecreaseInOtherOperatingAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInOtherOperatingAssets", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 28.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Increase (Decrease) in Other Operating Assets", "negatedLabel": "Other assets", "documentation": "Amount of increase (decrease) in operating assets classified as other." } } }, "auth_ref": [ "r9" ] }, "us-gaap_IncreaseDecreaseInOtherOperatingLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInOtherOperatingLiabilities", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 25.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Increase (Decrease) in Other Operating Liabilities", "terseLabel": "Other liabilities", "documentation": "Amount of increase (decrease) in operating liabilities classified as other." } } }, "auth_ref": [ "r9" ] }, "us-gaap_IncreaseDecreaseInPostretirementObligations": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInPostretirementObligations", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 26.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Increase (Decrease) in Obligation, Other Postretirement Benefits", "terseLabel": "Post-retirement benefit obligation", "documentation": "Amount of increase (decrease) in obligation for other postretirement benefits. Includes, but is not limited to, defined benefit and defined contribution plans. Excludes pension benefits." } } }, "auth_ref": [ "r9" ] }, "us-gaap_IncreaseDecreaseInTimeDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInTimeDeposits", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 10.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Increase (Decrease) in Time Deposits", "terseLabel": "Net increase in certificates of deposit, including brokered certificates", "documentation": "Net cash inflow (outflow) of time deposits." } } }, "auth_ref": [ "r96" ] }, "iroq_IncreaseDecreaseResultingFromAbstract": { "xbrltype": "stringItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "IncreaseDecreaseResultingFromAbstract", "presentation": [ "http://www.iroquoisfed.com/role/IncomeTaxesReconciliationOfIncomeTaxExpenseAtTheStatutoryRateDetail" ], "lang": { "en-us": { "role": { "label": "Increase Decrease Resulting From [Abstract]", "verboseLabel": "Decrease resulting from", "documentation": "Increase decrease resulting." } } }, "auth_ref": [] }, "us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncrementalCommonSharesAttributableToShareBasedPaymentArrangements", "presentation": [ "http://www.iroquoisfed.com/role/EarningsPerCommonShareEpsFactorsUsedInEarningsPerCommonShareComputationDetail" ], "lang": { "en-us": { "role": { "label": "Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements", "terseLabel": "Diluted effect of restricted stock awards and stock options", "documentation": "Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of share based payment arrangements using the treasury stock method." } } }, "auth_ref": [ "r258", "r259", "r260", "r264", "r429" ] }, "iroq_InsuranceBondPremiums": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "InsuranceBondPremiums", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 11.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Insurance Bond Premiums", "terseLabel": "Insurance bond premiums", "documentation": "Insurance bond premiums." } } }, "auth_ref": [] }, "us-gaap_InsuranceCommissionsAndFees": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InsuranceCommissionsAndFees", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 25.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Insurance Commissions and Fees", "terseLabel": "Insurance commissions", "documentation": "Income from agency and brokerage operations (includes sales of annuities and supplemental contracts); service charges, commissions, and fees from the sale of insurance and related services; and management fees from separate accounts, deferred annuities, and universal life products." } } }, "auth_ref": [ "r157" ] }, "us-gaap_InterestAndDividendIncomeOperating": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestAndDividendIncomeOperating", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_InterestIncomeExpenseNet", "weight": 1.0, "order": 34.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Interest and Dividend Income, Operating", "totalLabel": "Total interest and dividend income", "documentation": "Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein." } } }, "auth_ref": [ "r152", "r919" ] }, "us-gaap_InterestAndDividendIncomeOperatingAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestAndDividendIncomeOperatingAbstract", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Interest and Dividend Income, Operating [Abstract]", "definitionGuidance": "Interest and Dividend Income" } } }, "auth_ref": [] }, "us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Interest and Dividend Income, Securities, by Taxable Status [Abstract]", "verboseLabel": "Securities:" } } }, "auth_ref": [] }, "us-gaap_InterestAndFeeIncomeLoansAndLeases": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestAndFeeIncomeLoansAndLeases", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0, "order": 39.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Interest and Fee Income, Loans and Leases", "terseLabel": "Interest and fees on loans", "documentation": "The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases." } } }, "auth_ref": [ "r151" ] }, "us-gaap_InterestBearingDepositsInBanks": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestBearingDepositsInBanks", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_CashAndCashEquivalentsAtCarryingValue", "weight": 1.0, "order": 34.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Interest-bearing Deposits in Banks and Other Financial Institutions", "terseLabel": "Interest-bearing demand deposits", "documentation": "For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet." } } }, "auth_ref": [ "r89", "r95" ] }, "us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestBearingDomesticDepositCertificatesOfDeposits", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 19.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Interest-bearing Domestic Deposit, Certificates of Deposits", "terseLabel": "Certificates of deposit", "documentation": "Amount of interest-bearing domestic certificate of deposit liabilities." } } }, "auth_ref": [ "r90" ] }, "iroq_InterestBearingTimeDepositsFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "InterestBearingTimeDepositsFairValueDisclosure", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail" ], "lang": { "en-us": { "role": { "label": "Interest Bearing Time Deposits Fair Value Disclosure", "terseLabel": "Interest-bearing time deposits in banks", "documentation": "Interest-bearing time deposits in banks." } } }, "auth_ref": [] }, "iroq_InterestBearingTimeDepositsInBanks": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "InterestBearingTimeDepositsInBanks", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 32.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail" ], "lang": { "en-us": { "role": { "label": "Interest Bearing Time Deposits In Banks", "terseLabel": "Interest-bearing time deposits in banks", "documentation": "Interest bearing time deposits in banks." } } }, "auth_ref": [] }, "us-gaap_InterestExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpense", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_InterestIncomeExpenseNet", "weight": -1.0, "order": 30.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Interest Expense", "totalLabel": "Total interest expense", "documentation": "Amount of the cost of borrowed funds accounted for as interest expense." } } }, "auth_ref": [ "r85", "r166", "r219", "r273", "r544", "r696", "r766", "r912" ] }, "us-gaap_InterestExpenseAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpenseAbstract", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Interest Expense [Abstract]", "terseLabel": "Interest Expense" } } }, "auth_ref": [] }, "us-gaap_InterestExpenseDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpenseDebt", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_InterestExpense", "weight": 1.0, "order": 31.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Interest Expense, Debt", "verboseLabel": "Line of credit and other borrowings", "documentation": "Amount of the cost of borrowed funds accounted for as interest expense for debt." } } }, "auth_ref": [ "r118", "r408", "r412", "r742", "r743" ] }, "us-gaap_InterestExpenseDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpenseDeposits", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_InterestExpense", "weight": 1.0, "order": 33.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Interest Expense, Deposits", "terseLabel": "Deposits", "documentation": "Aggregate amount of interest expense on all deposits." } } }, "auth_ref": [ "r165" ] }, "iroq_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvances": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvances", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_InterestExpense", "weight": 1.0, "order": 32.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances", "terseLabel": "Federal Home Loan Bank advances and repurchase agreements", "documentation": "Interest expense incurred during the reporting period on borrowings associated with Federal Home Loan Bank and Federal Reserve Bank advances." } } }, "auth_ref": [] }, "us-gaap_InterestIncomeDepositsWithFinancialInstitutions": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestIncomeDepositsWithFinancialInstitutions", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0, "order": 35.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Interest Income, Deposits with Financial Institutions", "verboseLabel": "Deposits with other financial institutions", "documentation": "Interest income derived from funds deposited with both domestic and foreign financial institutions including funds in money market and other accounts." } } }, "auth_ref": [ "r164", "r182", "r183" ] }, "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestIncomeExpenseAfterProvisionForLoanLoss", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": 1.0, "order": 27.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Interest Income (Expense), after Provision for Loan Loss", "totalLabel": "Net Interest Income After Provision (Credit) for Credit Losses", "documentation": "Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses." } } }, "auth_ref": [ "r155" ] }, "us-gaap_InterestIncomeExpenseNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestIncomeExpenseNet", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss", "weight": 1.0, "order": 29.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Interest Income (Expense), Net", "totalLabel": "Net Interest Income", "documentation": "The net amount of operating interest income (expense)." } } }, "auth_ref": [ "r153" ] }, "us-gaap_InterestIncomeSecuritiesTaxExempt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestIncomeSecuritiesTaxExempt", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0, "order": 37.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Interest Income, Securities, Operating, Tax Exempt", "terseLabel": "Tax-exempt", "documentation": "Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities exempt from state, federal and other income tax." } } }, "auth_ref": [ "r163", "r182", "r183" ] }, "us-gaap_InterestIncomeSecuritiesTaxable": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestIncomeSecuritiesTaxable", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0, "order": 38.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Interest Income, Securities, Operating, Taxable", "terseLabel": "Taxable", "documentation": "Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities subject to state, federal and other income tax." } } }, "auth_ref": [ "r163", "r182", "r183" ] }, "us-gaap_InterestPaidNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestPaidNet", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Interest Paid, Excluding Capitalized Interest, Operating Activities", "terseLabel": "Interest paid", "documentation": "Amount of cash paid for interest, excluding capitalized interest, classified as operating activity. Includes, but is not limited to, payment to settle zero-coupon bond for accreted interest of debt discount and debt instrument with insignificant coupon interest rate in relation to effective interest rate of borrowing attributable to accreted interest of debt discount." } } }, "auth_ref": [ "r225", "r228", "r229" ] }, "us-gaap_InterestPayableCurrentAndNoncurrent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestPayableCurrentAndNoncurrent", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 12.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail" ], "lang": { "en-us": { "role": { "label": "Interest Payable", "terseLabel": "Accrued interest payable", "documentation": "Amount of interest payable on debt, including, but not limited to, trade payables." } } }, "auth_ref": [ "r92", "r907" ] }, "us-gaap_InterestReceivable": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestReceivable", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 26.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail" ], "lang": { "en-us": { "role": { "label": "Interest Receivable", "terseLabel": "Accrued interest receivable", "documentation": "Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable." } } }, "auth_ref": [ "r791", "r917" ] }, "us-gaap_InternalCreditAssessmentAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InternalCreditAssessmentAxis", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail" ], "lang": { "en-us": { "role": { "label": "Internal Credit Assessment [Axis]", "terseLabel": "Internal Credit Assessment [Axis]", "documentation": "Information by entity-defined rating." } } }, "auth_ref": [ "r59", "r496", "r735", "r736", "r841" ] }, "us-gaap_InternalCreditAssessmentDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InternalCreditAssessmentDomain", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail" ], "lang": { "en-us": { "role": { "label": "Internal Credit Assessment [Domain]", "terseLabel": "Internal Credit Assessment [Domain]", "documentation": "Entity defined credit risk rating." } } }, "auth_ref": [] }, "us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesTables" ], "lang": { "en-us": { "role": { "label": "Investments Classified by Contractual Maturity Date [Table Text Block]", "terseLabel": "Amortized Cost and Fair Value of Available for Sale Securities by Contractual Maturity", "documentation": "Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments." } } }, "auth_ref": [] }, "us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentsDebtAndEquitySecuritiesAbstract", "lang": { "en-us": { "role": { "label": "Investments, Debt and Equity Securities [Abstract]" } } }, "auth_ref": [] }, "us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/Securities" ], "lang": { "en-us": { "role": { "label": "Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]", "terseLabel": "Securities", "documentation": "The entire disclosure for investments in certain debt and equity securities." } } }, "auth_ref": [ "r138", "r167", "r170", "r184", "r301", "r304", "r527", "r528" ] }, "us-gaap_LaborAndRelatedExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LaborAndRelatedExpense", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Labor and Related Expense", "terseLabel": "Compensation and benefits", "documentation": "Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit." } } }, "auth_ref": [ "r795" ] }, "us-gaap_Liabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Liabilities", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0, "order": 8.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Liabilities", "totalLabel": "Total liabilities", "documentation": "Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future." } } }, "auth_ref": [ "r30", "r232", "r338", "r386", "r387", "r388", "r389", "r390", "r391", "r392", "r393", "r394", "r491", "r494", "r495", "r531", "r671", "r727", "r768", "r846", "r894", "r895" ] }, "us-gaap_LiabilitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LiabilitiesAbstract", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Liabilities [Abstract]", "terseLabel": "Liabilities" } } }, "auth_ref": [] }, "us-gaap_LiabilitiesAndStockholdersEquity": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LiabilitiesAndStockholdersEquity", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Liabilities and Equity", "totalLabel": "Total liabilities and stockholders' equity", "documentation": "Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any." } } }, "auth_ref": [ "r111", "r145", "r623", "r755", "r804", "r835", "r890" ] }, "us-gaap_LiabilitiesAndStockholdersEquityAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LiabilitiesAndStockholdersEquityAbstract", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Liabilities and Equity [Abstract]", "verboseLabel": "Liabilities and Equity" } } }, "auth_ref": [] }, "us-gaap_LiabilityReserveEstimatePolicy": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LiabilityReserveEstimatePolicy", "presentation": [ "http://www.iroquoisfed.com/role/NewAccountingPronouncementsPolicies" ], "lang": { "en-us": { "role": { "label": "Liability Reserve Estimate, Policy [Policy Text Block]", "terseLabel": "Liabilities", "documentation": "Disclosure of accounting policy for estimating its liability as of the balance sheet date for the ultimate cost of settling reported and unreported claims incurred and claims adjustment expenses (including effects of inflation and other societal and economic factors)." } } }, "auth_ref": [ "r100" ] }, "iroq_LoansAbstract": { "xbrltype": "stringItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "LoansAbstract", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail" ], "lang": { "en-us": { "role": { "label": "Loans [Abstract]", "terseLabel": "Loans:", "documentation": "Loans." } } }, "auth_ref": [] }, "iroq_LoansAndAllowanceForCreditLossesLineItems": { "xbrltype": "stringItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "LoansAndAllowanceForCreditLossesLineItems", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Loans and Allowance for Credit Losses [Line Items]", "terseLabel": "Loans and Allowance for Credit Losses [Line Items]", "documentation": "Loans and Allowance for Credit Losses [Line Items]" } } }, "auth_ref": [] }, "iroq_LoansAndAllowanceForCreditLossesTable": { "xbrltype": "stringItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "LoansAndAllowanceForCreditLossesTable", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Loans and Allowance for Credit Losses [Table]", "terseLabel": "Loans and Allowance for Credit Losses [Table]", "documentation": "Loans and Allowance for Credit Losses [Table]" } } }, "auth_ref": [] }, "iroq_LoansAndLeasesReceivableCommercialLoanParticipations": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "LoansAndLeasesReceivableCommercialLoanParticipations", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Loans And Leases Receivable Commercial Loan Participations", "terseLabel": "Approximate amount of loans included on out-of-area participation", "documentation": "Loans and leases receivable commercial loan participations." } } }, "auth_ref": [] }, "iroq_LoansAndLeasesReceivableLoansCommercialLoanParticipationsOutsidePrimaryMarketArea": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "LoansAndLeasesReceivableLoansCommercialLoanParticipationsOutsidePrimaryMarketArea", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Loans And Leases Receivable Loans Commercial Loan Participations Outside Primary Market Area", "terseLabel": "Amount within 100 miles of primary area", "documentation": "Loans and leases receivable loans commercial loan participations outside primary market area." } } }, "auth_ref": [] }, "us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansAndLeasesReceivableNetReportedAmountAbstract", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCategoriesOfLoansDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesNonaccrualWithNoAllowanceForCreditLossesAndNonaccrualLoansDetail" ], "lang": { "en-us": { "role": { "label": "Loans and Leases Receivable, Net Amount [Abstract]", "verboseLabel": "Real estate loans", "terseLabel": "Mortgages on real estate:" } } }, "auth_ref": [] }, "iroq_LoansAndLeasesReceivablePurchasedLoans": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "LoansAndLeasesReceivablePurchasedLoans", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Loans And Leases Receivable Purchased Loans", "terseLabel": "Approximate amount of purchase loans included in loans receivable", "documentation": "Loans and leases receivable purchased loans." } } }, "auth_ref": [] }, "us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansReceivableHeldForSaleNetNotPartOfDisposalGroup", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Loans Receivable Held-for-sale, Net, Not Part of Disposal Group", "terseLabel": "Loans held for sale", "documentation": "Amount, after valuation allowance, of financing receivable held for sale and not part of disposal group. Excludes loan covered under loss sharing agreement and loan classified as investment in debt security." } } }, "auth_ref": [ "r287", "r719" ] }, "dei_LocalPhoneNumber": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "LocalPhoneNumber", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Local Phone Number", "documentation": "Local phone number for entity." } } }, "auth_ref": [] }, "iroq_MarketabilityYieldAdjustmentMember": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "MarketabilityYieldAdjustmentMember", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail" ], "lang": { "en-us": { "role": { "label": "Marketability Yield Adjustment [Member]", "terseLabel": "Marketability yield adjustment [Member]" } } }, "auth_ref": [] }, "iroq_MaturityCallDateMember": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "MaturityCallDateMember", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail" ], "lang": { "en-us": { "role": { "label": "Maturity Call Date [Member]", "terseLabel": "Maturity/Call Date [Member]" } } }, "auth_ref": [] }, "us-gaap_MaturityOvernightMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MaturityOvernightMember", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Maturity Overnight [Member]", "terseLabel": "Maturity Overnight [Member]", "documentation": "Maturity period of the day after the reporting date for repurchase agreements and similar transactions, for example, but not limited to, securities lending arrangements." } } }, "auth_ref": [ "r234" ] }, "iroq_MaximumAssetValueRequiredToBeMaintainedLeverageRatio": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "MaximumAssetValueRequiredToBeMaintainedLeverageRatio", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/RegulatoryCapitalAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Maximum Asset Value Required To Be Maintained Leverage Ratio", "terseLabel": "Maximum asset value required to be maintained leverage ratio", "documentation": "Maximum Asset Value Required To Be Maintained Leverage Ratio." } } }, "auth_ref": [] }, "srt_MaximumMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "MaximumMember", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail", "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail", "http://www.iroquoisfed.com/role/RegulatoryCapitalAdditionalInformationDetail", "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Maximum [Member]", "terseLabel": "Maximum [Member]" } } }, "auth_ref": [ "r381", "r382", "r383", "r384", "r425", "r590", "r640", "r662", "r663", "r714", "r715", "r716", "r717", "r718", "r721", "r722", "r729", "r744", "r749", "r757", "r848", "r896", "r897", "r898", "r899", "r900", "r901" ] }, "us-gaap_MeasurementInputConstantPrepaymentRateMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MeasurementInputConstantPrepaymentRateMember", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail" ], "lang": { "en-us": { "role": { "label": "Measurement Input, Constant Prepayment Rate [Member]", "verboseLabel": "Constant prepayment rate [Member]", "documentation": "Measurement input using principal prepayment as proportion of outstanding loan principal at constant rate." } } }, "auth_ref": [ "r888" ] }, "us-gaap_MeasurementInputDefaultRateMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MeasurementInputDefaultRateMember", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail" ], "lang": { "en-us": { "role": { "label": "Measurement Input, Default Rate [Member]", "verboseLabel": "Probability of Default [Member]", "documentation": "Measurement input using likelihood loan will not be repaid as proportion of outstanding loan." } } }, "auth_ref": [ "r888" ] }, "us-gaap_MeasurementInputDiscountRateMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MeasurementInputDiscountRateMember", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail" ], "lang": { "en-us": { "role": { "label": "Measurement Input, Discount Rate [Member]", "verboseLabel": "Discount rate [Member]", "documentation": "Measurement input using interest rate to determine present value of future cash flows." } } }, "auth_ref": [ "r888" ] }, "us-gaap_MeasurementInputTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MeasurementInputTypeAxis", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail" ], "lang": { "en-us": { "role": { "label": "Measurement Input Type [Axis]", "documentation": "Information by type of measurement input used to determine value of asset and liability." } } }, "auth_ref": [ "r524" ] }, "us-gaap_MeasurementInputTypeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MeasurementInputTypeDomain", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail" ], "lang": { "en-us": { "role": { "label": "Measurement Input Type [Domain]", "documentation": "Measurement input used to determine value of asset and liability." } } }, "auth_ref": [] }, "srt_MinimumMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "MinimumMember", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail", "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail", "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Minimum [Member]", "terseLabel": "Minimum [Member]" } } }, "auth_ref": [ "r381", "r382", "r383", "r384", "r425", "r590", "r640", "r662", "r663", "r714", "r715", "r716", "r717", "r718", "r721", "r722", "r729", "r744", "r749", "r757", "r848", "r896", "r897", "r898", "r899", "r900", "r901" ] }, "iroq_MinimumPeriodForDefault": { "xbrltype": "durationItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "MinimumPeriodForDefault", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Minimum Period for Default", "verboseLabel": "Minimum period for default", "documentation": "Minimum period for default." } } }, "auth_ref": [] }, "us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsFairValueMeasurementsOfAssetsRecognizedOnRecurringBasisDetail", "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail", "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndApproximateFairValueOfSecuritiesTogetherWithGrossUnrealizedGainsAndLossesOfSecuritiesDetail", "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesByContractualMaturityDetail", "http://www.iroquoisfed.com/role/SecuritiesAssociationsInvestmentsGrossUnrealizedInvestmentLossesAndFairValueOfAssociationsInvestmentsWithUnrealizedLossesDetail" ], "lang": { "en-us": { "role": { "label": "Mortgage-backed: GSE Residential [Member]", "terseLabel": "Mortgage-backed: GSE residential [Member]", "verboseLabel": "Mortgage-backed securities \u2013 GSE residential [Member]", "documentation": "Debt securities collateralized by real estate mortgage loans (mortgages), issued by US Government Sponsored Enterprises, such as Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac)." } } }, "auth_ref": [ "r824", "r829", "r830", "r851" ] }, "iroq_MortgageBankingIncomeLossNet": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "MortgageBankingIncomeLossNet", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 23.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Mortgage banking income (loss), net", "terseLabel": "Mortgage banking income, net", "documentation": "Mortgage banking income (loss), net." } } }, "auth_ref": [] }, "iroq_MortgageServicingRightsFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "MortgageServicingRightsFairValueDisclosure", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail" ], "lang": { "en-us": { "role": { "label": "Mortgage Servicing Rights Fair Value Disclosure", "verboseLabel": "Mortgage servicing rights", "documentation": "Mortgage servicing rights fair value disclosure." } } }, "auth_ref": [] }, "iroq_MortgageServicingRightsMeasurementInput": { "xbrltype": "decimalItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "MortgageServicingRightsMeasurementInput", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail" ], "lang": { "en-us": { "role": { "label": "Mortgage Servicing Rights Measurement Input", "verboseLabel": "Mortgage servicing rights, measurement input", "documentation": "Mortgage servicing rights measurement input." } } }, "auth_ref": [] }, "iroq_MortgageServicingRightsMember": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "MortgageServicingRightsMember", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsReconciliationOfBeginningAndEndingBalancesOfRecurringFairValueMeasurementsRecognizedInAccompanyingBalanceSheetDetail" ], "lang": { "en-us": { "role": { "label": "Mortgage Servicing Rights [Member]", "terseLabel": "Mortgage Servicing Rights [Member]", "documentation": "Mortgage servicing rights." } } }, "auth_ref": [] }, "us-gaap_NetCashProvidedByUsedInFinancingActivities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInFinancingActivities", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Net Cash Provided by (Used in) Financing Activities", "totalLabel": "Net cash provided by (used in) financing activities", "documentation": "Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit." } } }, "auth_ref": [ "r227" ] }, "us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInFinancingActivitiesAbstract", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Net Cash Provided by (Used in) Financing Activities [Abstract]", "terseLabel": "Financing Activities" } } }, "auth_ref": [] }, "us-gaap_NetCashProvidedByUsedInInvestingActivities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInInvestingActivities", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect", "weight": 1.0, "order": 12.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Net Cash Provided by (Used in) Investing Activities", "totalLabel": "Net cash used in investing activities", "documentation": "Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets." } } }, "auth_ref": [ "r227" ] }, "us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInInvestingActivitiesAbstract", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Net Cash Provided by (Used in) Investing Activities [Abstract]", "terseLabel": "Investing Activities" } } }, "auth_ref": [] }, "us-gaap_NetCashProvidedByUsedInOperatingActivities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInOperatingActivities", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect", "weight": 1.0, "order": 23.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Net Cash Provided by (Used in) Operating Activities", "totalLabel": "Net cash provided by operating activities", "documentation": "Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities." } } }, "auth_ref": [ "r121", "r122", "r123" ] }, "us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInOperatingActivitiesAbstract", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Net Cash Provided by (Used in) Operating Activities [Abstract]", "terseLabel": "Operating Activities" } } }, "auth_ref": [] }, "iroq_NetChangeInInterestBearingTimeDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "NetChangeInInterestBearingTimeDeposits", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 15.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Net Change In Interest Bearing Time Deposits", "terseLabel": "Net change in interest bearing time deposits", "documentation": "Net change in interest bearing time deposits." } } }, "auth_ref": [] }, "us-gaap_NetIncomeLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetIncomeLoss", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfComprehensiveIncomeLoss": { "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax", "weight": 1.0, "order": 1.0 }, "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponentAmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeDetail", "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfComprehensiveIncomeLoss", "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome", "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquity", "http://www.iroquoisfed.com/role/EarningsPerCommonShareEpsFactorsUsedInEarningsPerCommonShareComputationDetail" ], "lang": { "en-us": { "role": { "label": "Net Income (Loss) Attributable to Parent", "totalLabel": "Net Income", "verboseLabel": "Net Income", "terseLabel": "Net income (loss)", "documentation": "The portion of profit or loss for the period, net of income taxes, which is attributable to the parent." } } }, "auth_ref": [ "r116", "r123", "r150", "r198", "r211", "r214", "r218", "r232", "r241", "r245", "r246", "r247", "r248", "r251", "r252", "r261", "r270", "r276", "r280", "r282", "r338", "r386", "r387", "r388", "r389", "r390", "r391", "r392", "r393", "r394", "r519", "r531", "r628", "r693", "r709", "r710", "r728", "r766", "r846" ] }, "iroq_NetIncreaseDecreaseInDemandDepositsMoneyMarketNowAndSavingsAccounts": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "NetIncreaseDecreaseInDemandDepositsMoneyMarketNowAndSavingsAccounts", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 11.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Net Increase Decrease In Demand Deposits Money Market Now And Savings Accounts", "verboseLabel": "Net decrease in demand deposits, money market, NOW and savings accounts", "documentation": "Net increase decrease in demand deposits money market now and savings accounts." } } }, "auth_ref": [] }, "us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NewAccountingPronouncementsOrChangeInAccountingPrincipleLineItems", "presentation": [ "http://www.iroquoisfed.com/role/NewAccountingPronouncementsAdditionalInformationDetail", "http://www.iroquoisfed.com/role/NewAccountingPronouncementsScheduleOfImpactOfAsu201613AdoptionDetail" ], "lang": { "en-us": { "role": { "label": "New Accounting Pronouncements or Change in Accounting Principle [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r193", "r194", "r195", "r196", "r197", "r240", "r241", "r242", "r243", "r244", "r247", "r253", "r268", "r299", "r300", "r340", "r341", "r342", "r343", "r344", "r345", "r346", "r347", "r348", "r349", "r374", "r462", "r463", "r464", "r475", "r476", "r477", "r478", "r486", "r487", "r488", "r497", "r498", "r499", "r500", "r501", "r502", "r503", "r504", "r505", "r506", "r507", "r509", "r510", "r511", "r512", "r513", "r514", "r515", "r516", "r517", "r518", "r519", "r520", "r529", "r530", "r532", "r533", "r534", "r535", "r542", "r543", "r546", "r547", "r548", "r549", "r550", "r551", "r552", "r553", "r554", "r592", "r593", "r594", "r641", "r642", "r643", "r644", "r645", "r646", "r647", "r648", "r649", "r650", "r651", "r652", "r655" ] }, "us-gaap_NewAccountingPronouncementsOrChangeInAccountingPrincipleTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NewAccountingPronouncementsOrChangeInAccountingPrincipleTable", "presentation": [ "http://www.iroquoisfed.com/role/NewAccountingPronouncementsAdditionalInformationDetail", "http://www.iroquoisfed.com/role/NewAccountingPronouncementsScheduleOfImpactOfAsu201613AdoptionDetail" ], "lang": { "en-us": { "role": { "label": "Accounting Standards Update and Change in Accounting Principle [Table]", "documentation": "Summarization of the changes in an accounting principle or a new accounting pronouncement, including the line items affected by the change and the financial effects of the change on those particular line items." } } }, "auth_ref": [ "r49", "r193", "r194", "r195", "r196", "r197", "r240", "r241", "r242", "r243", "r244", "r247", "r253", "r268", "r299", "r300", "r340", "r341", "r342", "r343", "r344", "r345", "r346", "r347", "r348", "r349", "r374", "r462", "r463", "r464", "r475", "r476", "r477", "r478", "r486", "r487", "r488", "r497", "r498", "r499", "r500", "r501", "r502", "r503", "r504", "r505", "r506", "r507", "r509", "r510", "r511", "r512", "r513", "r514", "r515", "r516", "r517", "r518", "r519", "r520", "r529", "r530", "r532", "r533", "r534", "r535", "r542", "r543", "r546", "r547", "r548", "r549", "r550", "r551", "r552", "r553", "r554", "r592", "r593", "r594", "r641", "r642", "r643", "r644", "r645", "r646", "r647", "r648", "r649", "r650", "r651", "r652", "r655" ] }, "us-gaap_NoninterestExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestExpense", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": -1.0, "order": 3.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Noninterest Expense", "totalLabel": "Total noninterest expense", "documentation": "Total aggregate amount of all noninterest expense." } } }, "auth_ref": [ "r162" ] }, "us-gaap_NoninterestExpenseAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestExpenseAbstract", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Noninterest Expense [Abstract]", "terseLabel": "Noninterest Expense" } } }, "auth_ref": [] }, "us-gaap_NoninterestExpensePrintingAndFulfillment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestExpensePrintingAndFulfillment", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 17.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Noninterest Expense Printing and Fulfillment", "terseLabel": "Stationary, printing and office", "documentation": "Amounts expended for printing of marketing and compliance communications and fulfillment services." } } }, "auth_ref": [ "r162" ] }, "us-gaap_NoninterestIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestIncome", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": 1.0, "order": 18.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Noninterest Income", "totalLabel": "Total noninterest income", "documentation": "The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified." } } }, "auth_ref": [ "r159" ] }, "us-gaap_NoninterestIncomeAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestIncomeAbstract", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Noninterest Income [Abstract]", "terseLabel": "Noninterest Income" } } }, "auth_ref": [] }, "us-gaap_NoninterestIncomeOtherOperatingIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestIncomeOtherOperatingIncome", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 20.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Noninterest Income, Other Operating Income", "terseLabel": "Other", "documentation": "Amount of revenue earned, classified as other, excluding interest income." } } }, "auth_ref": [ "r114", "r148" ] }, "us-gaap_NonvestedRestrictedStockSharesActivityTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NonvestedRestrictedStockSharesActivityTableTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationTables" ], "lang": { "en-us": { "role": { "label": "Nonvested Restricted Stock Shares Activity [Table Text Block]", "terseLabel": "Summary of Non-vested Restricted Stock Activity", "documentation": "Tabular disclosure of the changes in outstanding nonvested restricted stock shares." } } }, "auth_ref": [ "r25" ] }, "us-gaap_NotesReceivableGross": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NotesReceivableGross", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCategoriesOfLoansDetail" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, before Allowance for Credit Loss", "verboseLabel": "Total loans", "periodEndLabel": "Ending balance", "totalLabel": "Total loans", "documentation": "Amortized cost, before allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease." } } }, "auth_ref": [ "r178", "r187", "r188", "r203", "r356", "r363", "r736", "r737", "r786", "r838" ] }, "iroq_NumberOfAvailableForSaleDebtSecurities": { "xbrltype": "integerItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "NumberOfAvailableForSaleDebtSecurities", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Number of available for sale debt securities", "documentation": "Number of available for sale debt securities." } } }, "auth_ref": [] }, "iroq_ObligationsOfStateAndPoliticalSubdivisionsMember": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "ObligationsOfStateAndPoliticalSubdivisionsMember", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsReconciliationOfBeginningAndEndingBalancesOfRecurringFairValueMeasurementsRecognizedInAccompanyingBalanceSheetDetail" ], "lang": { "en-us": { "role": { "label": "Obligations Of State And Political Subdivisions [Member]", "terseLabel": "Obligations of State and Political Subdivisions [Member]", "documentation": "Obligations of state and political subdivisions." } } }, "auth_ref": [] }, "us-gaap_OccupancyNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OccupancyNet", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Occupancy, Net", "terseLabel": "Office occupancy", "documentation": "Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense." } } }, "auth_ref": [ "r117", "r160", "r174" ] }, "us-gaap_OffBalanceSheetCreditLossLiability": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OffBalanceSheetCreditLossLiability", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 11.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CommitmentsAdditionalInformationDetail", "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets", "http://www.iroquoisfed.com/role/NewAccountingPronouncementsAdditionalInformationDetail", "http://www.iroquoisfed.com/role/NewAccountingPronouncementsScheduleOfImpactOfAsu201613AdoptionDetail" ], "lang": { "en-us": { "role": { "label": "Off-Balance-Sheet, Credit Loss, Liability", "terseLabel": "Allowance for credit losses on off-balance sheet credit exposures", "verboseLabel": "Off-Balance-Sheet, Credit Loss, Liability", "definitionGuidance": "Off-Balance-Sheet, Credit loss, Liability", "documentation": "Amount of expected credit loss for credit exposure on off-balance-sheet commitment, including but not limited to, loan commitment, standby letter of credit, financial guarantee not accounted for as insurance. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging." } } }, "auth_ref": [ "r350", "r385" ] }, "us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/CommitmentsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Off-Balance-Sheet, Credit Loss, Liability, Credit Loss Expense (Reversal)", "terseLabel": "Off-Balance-Sheet, Credit Loss,Credit Loss Expense", "documentation": "Amount of expense (reversal of expense) for expected credit loss for off-balance sheet credit exposure. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging." } } }, "auth_ref": [ "r353" ] }, "us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract", "lang": { "en-us": { "role": { "label": "Organization, Consolidation and Presentation of Financial Statements [Abstract]" } } }, "auth_ref": [] }, "us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/BasisOfFinancialStatementPresentation" ], "lang": { "en-us": { "role": { "label": "Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]", "terseLabel": "Basis of Financial Statement Presentation", "documentation": "The entire disclosure for organization, consolidation and basis of presentation of financial statements disclosure." } } }, "auth_ref": [ "r101", "r132", "r653", "r654" ] }, "iroq_OrganizationalDuesAndSubscriptions": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "OrganizationalDuesAndSubscriptions", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 12.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Organizational Dues And Subscriptions", "terseLabel": "Organizational dues and subscriptions", "documentation": "Organizational dues and subscriptions." } } }, "auth_ref": [] }, "us-gaap_OtherAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherAssets", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 22.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Other Assets", "terseLabel": "Other", "documentation": "Amount of assets classified as other." } } }, "auth_ref": [ "r140", "r201", "r617", "r768" ] }, "us-gaap_OtherBorrowings": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherBorrowings", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 9.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail", "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Other Borrowings", "terseLabel": "Other borrowings", "verboseLabel": "Other Borrowings", "documentation": "The carrying amount as of the balance sheet date for the aggregate of other miscellaneous borrowings owed by the reporting entity." } } }, "auth_ref": [ "r147" ] }, "us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfComprehensiveIncomeLossParenthetical" ], "lang": { "en-us": { "role": { "label": "Other Comprehensive Income (Loss), Available-for-sale Securities, Tax, Portion Attributable to Parent", "verboseLabel": "Unrealized appreciation (depreciation) on available-for-sale securities, net of taxes", "documentation": "Amount, after reclassification adjustment, of tax expense (benefit) for gain (loss) in value of unsold investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), attributable to parent." } } }, "auth_ref": [ "r8", "r16", "r133" ] }, "us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfComprehensiveIncomeLoss": { "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": -1.0, "order": 6.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfComprehensiveIncomeLoss" ], "lang": { "en-us": { "role": { "label": "Other Comprehensive (Income) Loss, Defined Benefit Plan, after Tax and Reclassification Adjustment, Attributable to Parent", "negatedLabel": "Postretirement health plan amortization of transition obligation and prior service cost and change in net loss, net of tax", "documentation": "Amount, after tax and reclassification adjustment, of (increase) decrease in accumulated other comprehensive income for defined benefit plan, attributable to parent." } } }, "auth_ref": [ "r4", "r16", "r113", "r133" ] }, "us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfComprehensiveIncomeLossParenthetical" ], "lang": { "en-us": { "role": { "label": "Other Comprehensive (Income) Loss, Defined Benefit Plan, after Reclassification Adjustment, Tax, Attributable to Parent", "terseLabel": "Postretirement health plan amortization of transition obligation and prior service cost and change in net loss, net of tax", "documentation": "Amount, after reclassification adjustment, of tax (expense) benefit for (increase) decrease in accumulated other comprehensive income for defined benefit plan, attributable to parent." } } }, "auth_ref": [ "r8", "r16", "r133" ] }, "us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfComprehensiveIncomeLoss": { "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfComprehensiveIncomeLoss" ], "lang": { "en-us": { "role": { "label": "OCI, Debt Securities, Available-for-Sale, Gain (Loss), after Adjustment and Tax", "totalLabel": "Accumulated other comprehensive income (loss) before tax", "documentation": "Amount, after tax and adjustment, of unrealized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale) and unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale." } } }, "auth_ref": [ "r205", "r206", "r208" ] }, "us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/AccumulatedOtherComprehensiveIncomeLossComponentsOfAccumulatedOtherComprehensiveIncomeLossDetail" ], "lang": { "en-us": { "role": { "label": "Other Comprehensive Income (Loss), before Reclassifications, Net of Tax", "negativeLabel": "Other comprehensive loss before reclassification", "documentation": "Amount after tax, before reclassification adjustments of other comprehensive income (loss)." } } }, "auth_ref": [ "r26", "r37", "r217", "r536", "r538", "r541", "r792" ] }, "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfComprehensiveIncomeLoss": { "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfComprehensiveIncomeLoss", "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquity" ], "lang": { "en-us": { "role": { "label": "Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent", "totalLabel": "Other comprehensive income (loss), net of tax", "terseLabel": "Other comprehensive income (loss)", "documentation": "Amount after tax of other comprehensive income (loss) attributable to parent entity." } } }, "auth_ref": [ "r8", "r16", "r133", "r212", "r215" ] }, "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfComprehensiveIncomeLoss" ], "lang": { "en-us": { "role": { "label": "Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent [Abstract]", "verboseLabel": "Other Comprehensive Income (Loss)" } } }, "auth_ref": [] }, "iroq_OtherComprehensiveIncomeLossNetOfTaxPortionsAttributableToParent": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "OtherComprehensiveIncomeLossNetOfTaxPortionsAttributableToParent", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/AccumulatedOtherComprehensiveIncomeLossComponentsOfAccumulatedOtherComprehensiveIncomeLossDetail" ], "lang": { "en-us": { "role": { "label": "Other Comprehensive Income Loss Net Of Tax Portions Attributable To Parent", "terseLabel": "Net current period other comprehensive loss", "documentation": "Amount after tax of other comprehensive income (loss) attributable to parent entity." } } }, "auth_ref": [] }, "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfComprehensiveIncomeLoss": { "parentTag": "us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax", "weight": -1.0, "order": 4.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfComprehensiveIncomeLoss" ], "lang": { "en-us": { "role": { "label": "Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax", "verboseLabel": "Less: reclassification adjustment for realized gains (losses) included in net income, net of taxes", "documentation": "Amount after tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities." } } }, "auth_ref": [ "r7", "r113", "r210", "r337" ] }, "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfComprehensiveIncomeLossParenthetical", "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax", "definitionGuidance": "Reclassification adjustment for realized losses included in net income, net taxes", "verboseLabel": "Tax benefit to net realized gains (losses)", "documentation": "Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities." } } }, "auth_ref": [ "r5" ] }, "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponentAmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeDetail" ], "lang": { "en-us": { "role": { "label": "Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss), Reclassification Adjustment from AOCI, before Tax", "negatedLabel": "Actuarial losses", "documentation": "Amount, before tax, of reclassification adjustment from accumulated other comprehensive income (loss) for gain (loss) of defined benefit plan." } } }, "auth_ref": [ "r7", "r113", "r210", "r424" ] }, "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfComprehensiveIncomeLoss": { "parentTag": "us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfComprehensiveIncomeLoss" ], "lang": { "en-us": { "role": { "label": "Other Comprehensive Income (Loss), Securities, Available-for-Sale, Unrealized Holding Gain (Loss) Arising During Period, after Tax", "terseLabel": "Unrealized appreciation (depreciation) on available-for-sale securities, net of taxes", "documentation": "Amount, after tax and before adjustment, of unrealized holding gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). Excludes unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale." } } }, "auth_ref": [ "r205", "r208", "r337" ] }, "us-gaap_OtherLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherLiabilities", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 10.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Other Liabilities", "verboseLabel": "Other", "documentation": "Amount of liabilities classified as other." } } }, "auth_ref": [ "r93", "r616", "r667", "r668", "r768", "r911" ] }, "us-gaap_OtherNoninterestExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherNoninterestExpense", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 8.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Other Noninterest Expense", "terseLabel": "Other", "documentation": "Amount of noninterest expense classified as other." } } }, "auth_ref": [ "r162" ] }, "us-gaap_OtherPostretirementDefinedBenefitPlanLiabilitiesCurrentAndNoncurrent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherPostretirementDefinedBenefitPlanLiabilitiesCurrentAndNoncurrent", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 13.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Liability, Other Postretirement Defined Benefit Plan", "terseLabel": "Accrued post-retirement benefit obligation", "documentation": "Amount of liability, recognized in statement of financial position, for defined benefit other postretirement plan. Excludes pension plan." } } }, "auth_ref": [ "r66", "r67", "r143" ] }, "us-gaap_PassMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PassMember", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail" ], "lang": { "en-us": { "role": { "label": "Pass [Member]", "terseLabel": "Pass [Member]", "documentation": "A category of financing receivables not considered to be special mention, substandard, doubtful, and loss receivables." } } }, "auth_ref": [ "r59", "r841" ] }, "us-gaap_PastDueFinancingReceivablesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PastDueFinancingReceivablesTableTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesTables" ], "lang": { "en-us": { "role": { "label": "Past Due Financing Receivables [Table Text Block]", "terseLabel": "Association's Loan Portfolio Aging Analysis", "documentation": "Tabular disclosure of aging analysis for financing receivable." } } }, "auth_ref": [ "r60", "r62", "r737", "r840" ] }, "us-gaap_PaymentsForProceedsFromLoansAndLeases": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsForProceedsFromLoansAndLeases", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 20.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Payments for (Proceeds from) Loans and Leases", "negatedLabel": "Net change in loans", "documentation": "The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both." } } }, "auth_ref": [ "r599" ] }, "us-gaap_PaymentsOfDividends": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsOfDividends", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 3.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Payments of Dividends", "negatedLabel": "Dividends paid", "documentation": "Cash outflow in the form of capital distributions and dividends to common shareholders, preferred shareholders and noncontrolling interests." } } }, "auth_ref": [ "r42" ] }, "us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquireAvailableForSaleSecuritiesDebt", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 22.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Payments to Acquire Debt Securities, Available-for-sale", "negatedLabel": "Purchases of available-for-sale securities", "documentation": "Amount of cash outflow to acquire investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r40", "r223", "r302" ] }, "us-gaap_PaymentsToAcquireFederalHomeLoanBankStock": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquireFederalHomeLoanBankStock", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 17.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Payments to Acquire Federal Home Loan Bank Stock", "negatedLabel": "Purchase of Federal Home Loan Bank stock", "documentation": "Amount of cash outflow to acquire Federal Home Loan Bank (FHLB) stock." } } }, "auth_ref": [ "r797" ] }, "us-gaap_PaymentsToAcquirePropertyPlantAndEquipment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquirePropertyPlantAndEquipment", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 19.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Payments to Acquire Property, Plant, and Equipment", "negatedLabel": "Purchase of premises and equipment", "documentation": "The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets." } } }, "auth_ref": [ "r120" ] }, "us-gaap_PaymentsToPurchaseLoansHeldForSale": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToPurchaseLoansHeldForSale", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 33.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Payments to Purchase Loans Held-for-sale", "negatedLabel": "Originations of loans held for sale", "documentation": "The aggregate cash outflow used to purchase all loans that are held with the intention to resell in the near future." } } }, "auth_ref": [ "r176" ] }, "us-gaap_PlanNameAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PlanNameAxis", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Plan Name [Axis]", "terseLabel": "Plan Name [Axis]", "documentation": "Information by plan name for share-based payment arrangement." } } }, "auth_ref": [ "r852", "r853", "r854", "r855", "r856", "r857", "r858", "r859", "r860", "r861", "r862", "r863", "r864", "r865", "r866", "r867", "r868", "r869", "r870", "r871", "r872", "r873", "r874", "r875", "r876", "r877" ] }, "us-gaap_PlanNameDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PlanNameDomain", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Plan Name [Domain]", "terseLabel": "Plan Name [Domain]", "documentation": "Plan name for share-based payment arrangement." } } }, "auth_ref": [ "r852", "r853", "r854", "r855", "r856", "r857", "r858", "r859", "r860", "r861", "r862", "r863", "r864", "r865", "r866", "r867", "r868", "r869", "r870", "r871", "r872", "r873", "r874", "r875", "r876", "r877" ] }, "us-gaap_PledgedStatusAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PledgedStatusAxis", "presentation": [ "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail", "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Pledged Status [Axis]", "documentation": "Information by pledged or not pledged status of asset owned by entity." } } }, "auth_ref": [ "r490", "r665", "r752" ] }, "us-gaap_PledgedStatusDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PledgedStatusDomain", "presentation": [ "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail", "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Pledged Status [Domain]", "documentation": "Pledged or not pledged status of asset owned by entity." } } }, "auth_ref": [ "r490", "r665", "r752" ] }, "us-gaap_ProceedsFromFederalHomeLoanBankBorrowings": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromFederalHomeLoanBankBorrowings", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 8.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Proceeds from FHLBank Borrowings, Financing Activities", "terseLabel": "Proceeds from Federal Home Loan Bank advances", "documentation": "Amount of cash inflow from Federal Home Loan Bank (FHLBank) borrowing, classified as financing activity." } } }, "auth_ref": [ "r798" ] }, "us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 21.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale", "verboseLabel": "Proceeds from maturities and pay-downs of available-for-sale securities", "documentation": "Amount of cash inflow from maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r223", "r224", "r816" ] }, "us-gaap_ProceedsFromOtherDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromOtherDebt", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Proceeds from Other Debt", "terseLabel": "Proceeds from other borrowings", "documentation": "Amount of cash inflow from debt classified as other." } } }, "auth_ref": [ "r41" ] }, "iroq_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementToRepurchase": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementToRepurchase", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Proceeds from (Payments for) in Securities Sold under Agreement to Repurchase", "terseLabel": "Net increase in repurchase agreements", "documentation": "The cash flow from investments sold under the agreement to repurchase such investment." } } }, "auth_ref": [] }, "us-gaap_ProceedsFromSaleAndMaturityOfMarketableSecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromSaleAndMaturityOfMarketableSecurities", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 14.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Proceeds from Sale and Maturity of Marketable Securities", "terseLabel": "Proceeds from the sales of available-for-sale securities", "documentation": "The cash inflow associated with the aggregate amount received by the entity through sale or maturity of marketable securities (held-to-maturity or available-for-sale) during the period." } } }, "auth_ref": [] }, "us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromSaleOfFederalHomeLoanBankStock", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 16.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Proceeds from Sale of Federal Home Loan Bank Stock", "terseLabel": "Redemption of Federal Home Loan Bank Stock", "documentation": "Amount of cash inflow from sale of Federal Home Loan Bank (FHLB) stock." } } }, "auth_ref": [ "r796" ] }, "us-gaap_ProceedsFromSaleOfForeclosedAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromSaleOfForeclosedAssets", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 18.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Proceeds from Sale of Foreclosed Assets", "verboseLabel": "Proceeds from sale of foreclosed assets", "documentation": "The cash inflow from the sale assets received in full or partial satisfaction of a receivable including real and personal property; equity interests in corporations, partnerships, and joint ventures; and beneficial interests in trusts. Foreclosed assets also include loans that are treated as if the underlying collateral had been foreclosed because the institution has taken possession of the collateral, even though legal foreclosure or repossession proceedings have not taken place." } } }, "auth_ref": [ "r39" ] }, "us-gaap_ProceedsFromSaleOfLoansHeldForSale": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromSaleOfLoansHeldForSale", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 32.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Proceeds from Sale of Loans Held-for-sale", "terseLabel": "Proceeds from sales of loans held for sale", "documentation": "The cash inflow resulting from the sale of loans classified as held-for-sale, including proceeds from loans sold through mortgage securitization." } } }, "auth_ref": [ "r800", "r801" ] }, "us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromSaleOfPropertyPlantAndEquipment", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 13.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Proceeds from Sale of Property, Plant, and Equipment", "terseLabel": "Proceeds from sale of premises and equipment", "documentation": "The cash inflow from the sale of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale." } } }, "auth_ref": [ "r119" ] }, "us-gaap_ProceedsFromStockOptionsExercised": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromStockOptionsExercised", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Proceeds from Stock Options Exercised", "terseLabel": "Proceeds from exercise of stock options", "documentation": "Amount of cash inflow from exercise of option under share-based payment arrangement." } } }, "auth_ref": [ "r6", "r23" ] }, "srt_ProductOrServiceAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ProductOrServiceAxis", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Product and Service [Axis]", "terseLabel": "Product and Service [Axis]" } } }, "auth_ref": [ "r283", "r591", "r634", "r635", "r636", "r637", "r638", "r639", "r723", "r745", "r756", "r778", "r844", "r845", "r849", "r908" ] }, "srt_ProductsAndServicesDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ProductsAndServicesDomain", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Product and Service [Domain]", "terseLabel": "Product and Service [Domain]" } } }, "auth_ref": [ "r283", "r591", "r634", "r635", "r636", "r637", "r638", "r639", "r723", "r745", "r756", "r778", "r844", "r845", "r849", "r908" ] }, "us-gaap_ProfessionalFees": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProfessionalFees", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 15.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Professional Fees", "terseLabel": "Professional services", "documentation": "A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer." } } }, "auth_ref": [ "r766", "r913", "r914" ] }, "us-gaap_ProfitLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProfitLoss", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 41.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Net Income (Loss), Including Portion Attributable to Noncontrolling Interest", "terseLabel": "Net income", "documentation": "The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest." } } }, "auth_ref": [ "r198", "r211", "r214", "r226", "r232", "r241", "r251", "r252", "r270", "r276", "r280", "r282", "r338", "r386", "r387", "r388", "r389", "r390", "r391", "r392", "r393", "r394", "r489", "r492", "r493", "r519", "r531", "r600", "r627", "r659", "r693", "r709", "r710", "r728", "r753", "r754", "r767", "r794", "r846" ] }, "us-gaap_PropertyPlantAndEquipmentNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentNet", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 29.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Property, Plant and Equipment, Net", "verboseLabel": "Premises and equipment, net of accumulated depreciation of $9,105 and $9,212 at March 31, 2024 and June 30, 2023, respectively", "documentation": "Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures." } } }, "auth_ref": [ "r11", "r606", "r625", "r755" ] }, "iroq_ProvisionCreditForCreditLosses": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "ProvisionCreditForCreditLosses", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail" ], "lang": { "en-us": { "role": { "label": "Provision Credit For Credit Losses", "verboseLabel": "Provision (credit) for credit losses", "documentation": "Provision credit for credit losses." } } }, "auth_ref": [] }, "us-gaap_ProvisionForLoanLeaseAndOtherLosses": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProvisionForLoanLeaseAndOtherLosses", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss", "weight": -1.0, "order": 28.0 }, "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 39.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows", "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Provision for Loan, Lease, and Other Losses", "definitionGuidance": "Provision (Credit) for Credit Losses", "terseLabel": "Provision for credit losses", "documentation": "Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value." } } }, "auth_ref": [ "r9", "r13", "r154" ] }, "iroq_PurchasedLoansMember": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "PurchasedLoansMember", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Purchased Loans [Member]", "terseLabel": "Purchased Loans and Loan Participations [Member]", "documentation": "Purchased Loans [Member]" } } }, "auth_ref": [] }, "srt_RangeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "RangeAxis", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail", "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail", "http://www.iroquoisfed.com/role/RegulatoryCapitalAdditionalInformationDetail", "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Statistical Measurement [Axis]" } } }, "auth_ref": [ "r381", "r382", "r383", "r384", "r417", "r425", "r453", "r454", "r455", "r561", "r590", "r640", "r662", "r663", "r714", "r715", "r716", "r717", "r718", "r721", "r722", "r729", "r744", "r749", "r757", "r760", "r842", "r848", "r897", "r898", "r899", "r900", "r901" ] }, "srt_RangeMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "RangeMember", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail", "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail", "http://www.iroquoisfed.com/role/RegulatoryCapitalAdditionalInformationDetail", "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Statistical Measurement [Domain]" } } }, "auth_ref": [ "r381", "r382", "r383", "r384", "r417", "r425", "r453", "r454", "r455", "r561", "r590", "r640", "r662", "r663", "r714", "r715", "r716", "r717", "r718", "r721", "r722", "r729", "r744", "r749", "r757", "r760", "r842", "r848", "r897", "r898", "r899", "r900", "r901" ] }, "us-gaap_RealEstateAcquiredThroughForeclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RealEstateAcquiredThroughForeclosure", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 27.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Real Estate Acquired Through Foreclosure", "definitionGuidance": "Foreclosed assets held for sale", "verboseLabel": "Foreclosed residential real estate properties", "documentation": "Carrying amount as of the balance sheet date of land and buildings obtained through foreclosure proceedings or defeasance in full or partial satisfaction of a debt arrangement." } } }, "auth_ref": [ "r288", "r289" ] }, "us-gaap_RealEstateLoanMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RealEstateLoanMember", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesLoansModifiedAsTroubledDebtRestructuringsDetail" ], "lang": { "en-us": { "role": { "label": "Real Estate Loan [Member]", "verboseLabel": "Real estate loan [Member]", "documentation": "Loan to finance the purchase of real estate, including but not limited to, land or building." } } }, "auth_ref": [] }, "iroq_RealEstateLoansHomeEquityLinesOfCreditMember": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "RealEstateLoansHomeEquityLinesOfCreditMember", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCategoriesOfLoansDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesLoansModifiedAsTroubledDebtRestructuringsDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesNonaccrualWithNoAllowanceForCreditLossesAndNonaccrualLoansDetail", "http://www.iroquoisfed.com/role/NewAccountingPronouncementsScheduleOfImpactOfAsu201613AdoptionDetail" ], "lang": { "en-us": { "role": { "label": "Real Estate Loans Home Equity Lines Of Credit [Member]", "verboseLabel": "Home equity lines of credit [Member]", "terseLabel": "Home equity lines of credit [Member]", "documentation": "Real estate loans home equity lines of credit." } } }, "auth_ref": [] }, "iroq_RealEstateLoansMultiFamilyMember": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "RealEstateLoansMultiFamilyMember", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCategoriesOfLoansDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesLoansModifiedAsTroubledDebtRestructuringsDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesNonaccrualWithNoAllowanceForCreditLossesAndNonaccrualLoansDetail", "http://www.iroquoisfed.com/role/NewAccountingPronouncementsScheduleOfImpactOfAsu201613AdoptionDetail" ], "lang": { "en-us": { "role": { "label": "Real Estate Loans Multi Family [Member]", "verboseLabel": "Multi-family [Member]", "terseLabel": "Multi-family [Member]", "documentation": "Real estate loans multi-family." } } }, "auth_ref": [] }, "iroq_RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesLoansModifiedAsTroubledDebtRestructuringsDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesNonaccrualWithNoAllowanceForCreditLossesAndNonaccrualLoansDetail", "http://www.iroquoisfed.com/role/NewAccountingPronouncementsScheduleOfImpactOfAsu201613AdoptionDetail" ], "lang": { "en-us": { "role": { "label": "Real Estate Loans One To Four Family Including Home Equity Loans [Member]", "terseLabel": "One- to four-family [Member]", "documentation": "One-to-four family, including home equity loans." } } }, "auth_ref": [] }, "iroq_RealEstateLoansOneToFourFamilyMember": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "RealEstateLoansOneToFourFamilyMember", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCategoriesOfLoansDetail" ], "lang": { "en-us": { "role": { "label": "Real Estate Loans One To Four Family [Member]", "verboseLabel": "One- to four-family [Member]", "documentation": "One-to-four family." } } }, "auth_ref": [] }, "us-gaap_ReceivablesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ReceivablesAbstract", "lang": { "en-us": { "role": { "label": "Receivables [Abstract]" } } }, "auth_ref": [] }, "us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems", "presentation": [ "http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponentAmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeDetail" ], "lang": { "en-us": { "role": { "label": "Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]", "terseLabel": "Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r218" ] }, "us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodNetOfTax", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/AccumulatedOtherComprehensiveIncomeLossComponentsOfAccumulatedOtherComprehensiveIncomeLossDetail" ], "lang": { "en-us": { "role": { "label": "Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax", "verboseLabel": "Amounts reclassified from accumulated other comprehensive income", "documentation": "Amount after tax of reclassification adjustments of other comprehensive income (loss)." } } }, "auth_ref": [ "r26", "r37", "r217", "r536", "r540", "r541", "r792" ] }, "us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis", "presentation": [ "http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponentAmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeDetail" ], "lang": { "en-us": { "role": { "label": "Reclassification out of Accumulated Other Comprehensive Income [Axis]", "terseLabel": "Reclassification out of Accumulated Other Comprehensive Income [Axis]", "documentation": "Information by item reclassified out of accumulated other comprehensive income (loss)." } } }, "auth_ref": [ "r218" ] }, "us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ReclassificationOutOfAccumulatedOtherComprehensiveIncomeDomain", "presentation": [ "http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponentAmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeDetail" ], "lang": { "en-us": { "role": { "label": "Reclassification out of Accumulated Other Comprehensive Income [Domain]", "terseLabel": "Reclassification out of Accumulated Other Comprehensive Income [Domain]", "documentation": "Item reclassified out of accumulated other comprehensive income (loss)." } } }, "auth_ref": [ "r218" ] }, "us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember", "presentation": [ "http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponentAmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeDetail" ], "lang": { "en-us": { "role": { "label": "Reclassification out of Accumulated Other Comprehensive Income [Member]", "terseLabel": "Amounts Reclassified from AOCI [Member]", "documentation": "Identifies item reclassified out of accumulated other comprehensive income (loss)." } } }, "auth_ref": [ "r218" ] }, "us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable", "presentation": [ "http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponentAmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeDetail" ], "lang": { "en-us": { "role": { "label": "Reclassification out of Accumulated Other Comprehensive Income [Table]", "terseLabel": "Reclassification out of Accumulated Other Comprehensive Income [Table]", "documentation": "Disclosure of information about items reclassified out of accumulated other comprehensive income (loss)." } } }, "auth_ref": [ "r218" ] }, "us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponentTables" ], "lang": { "en-us": { "role": { "label": "Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]", "terseLabel": "Amounts Reclassified from Accumulated Other Comprehensive Income", "documentation": "Tabular disclosure of information about items reclassified out of accumulated other comprehensive income (loss)." } } }, "auth_ref": [] }, "us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/RegulatoryCapital" ], "lang": { "en-us": { "role": { "label": "Regulatory Capital Requirements under Banking Regulations [Text Block]", "terseLabel": "Regulatory Capital", "documentation": "The entire disclosure for regulatory capital requirement for depository and lending institutions. Institutions include, but not are not limited to, finance company, insured depository institution, bank holding company, savings and loan association holding company, bank and savings institution not federally insured, mortgage company, foreign financial institution and credit union." } } }, "auth_ref": [ "r607", "r608", "r609", "r611", "r612", "r613", "r614", "r615" ] }, "us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RepaymentsOfFederalHomeLoanBankBorrowings", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 7.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Payments of FHLBank Borrowings, Financing Activities", "negatedLabel": "Repayments of Federal Home Loan Bank advances", "documentation": "Amount of cash outflow for repayment of Federal Home Loan Bank (FHLBank) borrowing, classified as financing activity." } } }, "auth_ref": [ "r799" ] }, "us-gaap_RepaymentsOfOtherDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RepaymentsOfOtherDebt", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 4.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Repayments of Other Debt", "negatedLabel": "Repayments of other borrowings", "documentation": "Amount of cash outflow for the payment of debt classified as other." } } }, "auth_ref": [ "r43" ] }, "us-gaap_ResidentialRealEstateMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ResidentialRealEstateMember", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Residential Real Estate [Member]", "terseLabel": "Residential Real Estate [Member]", "documentation": "Property that is used as a home." } } }, "auth_ref": [ "r729", "r734", "r851" ] }, "iroq_RestrictedStockAndRestrictedStockUnitsRsuMember": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "RestrictedStockAndRestrictedStockUnitsRsuMember", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Restricted Stock And Restricted Stock Units Rsu [Member]", "terseLabel": "Restricted Stock And Restricted Stock Units Rsu [Member]", "documentation": "Restricted Stock And Restricted Stock Units RSU [Member]" } } }, "auth_ref": [] }, "us-gaap_RestrictedStockMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RestrictedStockMember", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail", "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfNonVestedRestrictedStockActivityDetail" ], "lang": { "en-us": { "role": { "label": "Restricted Stock [Member]", "terseLabel": "Restricted Stock [Member]", "documentation": "Stock including a provision that prohibits sale or substantive sale of an equity instrument for a specified period of time or until specified performance conditions are met." } } }, "auth_ref": [ "r53" ] }, "us-gaap_RestructuringCostAndReserveAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RestructuringCostAndReserveAxis", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail", "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Restructuring Type [Axis]", "terseLabel": "Restructuring Type [Axis]", "documentation": "Information by type of restructuring cost." } } }, "auth_ref": [ "r375", "r376", "r377", "r378" ] }, "us-gaap_RetainedEarningsAccumulatedDeficit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RetainedEarningsAccumulatedDeficit", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets", "http://www.iroquoisfed.com/role/NewAccountingPronouncementsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Retained Earnings (Accumulated Deficit)", "terseLabel": "Retained earnings", "verboseLabel": "Retained Earnings (Accumulated Deficit)", "documentation": "Amount of accumulated undistributed earnings (deficit)." } } }, "auth_ref": [ "r108", "r128", "r622", "r647", "r652", "r657", "r674", "r755" ] }, "us-gaap_RetainedEarningsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RetainedEarningsMember", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquity", "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquityParenthetical" ], "lang": { "en-us": { "role": { "label": "Retained Earnings [Member]", "terseLabel": "Retained Earnings [Member]", "documentation": "Accumulated undistributed earnings (deficit)." } } }, "auth_ref": [ "r195", "r237", "r238", "r239", "r242", "r250", "r252", "r343", "r349", "r462", "r463", "r464", "r477", "r478", "r500", "r503", "r504", "r507", "r517", "r643", "r645", "r660", "r915" ] }, "us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RevenueFromContractWithCustomerExcludingAssessedTax", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 26.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Revenue from Contract with Customer, Excluding Assessed Tax", "terseLabel": "Noninterest income", "documentation": "Amount, excluding tax collected from customer, of revenue from satisfaction of performance obligation by transferring promised good or service to customer. Tax collected from customer is tax assessed by governmental authority that is both imposed on and concurrent with specific revenue-producing transaction, including, but not limited to, sales, use, value added and excise." } } }, "auth_ref": [ "r271", "r272", "r275", "r278", "r279", "r283", "r284", "r285", "r415", "r416", "r591" ] }, "us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesTables" ], "lang": { "en-us": { "role": { "label": "Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]", "terseLabel": "Categories of Loans", "documentation": "Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables." } } }, "auth_ref": [ "r35" ] }, "us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/AccumulatedOtherComprehensiveIncomeLossTables" ], "lang": { "en-us": { "role": { "label": "Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]", "verboseLabel": "Components of Accumulated Other Comprehensive Income (Loss)", "documentation": "Tabular disclosure of the components of accumulated other comprehensive income (loss)." } } }, "auth_ref": [ "r37", "r891", "r892" ] }, "us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfAvailableForSaleSecuritiesLineItems", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail", "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndApproximateFairValueOfSecuritiesTogetherWithGrossUnrealizedGainsAndLossesOfSecuritiesDetail", "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesByContractualMaturityDetail" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-sale [Line Items]", "terseLabel": "Debt Securities, Available-for-sale [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r305", "r306", "r307", "r308", "r309", "r310", "r311", "r313", "r314", "r315", "r316", "r317" ] }, "us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable", "presentation": [ "http://www.iroquoisfed.com/role/RegulatoryCapitalAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table]", "terseLabel": "Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table]", "documentation": "A table disclosing the capital amounts and ratios as of the balance sheet date indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity." } } }, "auth_ref": [ "r905", "r906" ] }, "us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/EarningsPerCommonShareEpsTables" ], "lang": { "en-us": { "role": { "label": "Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]", "terseLabel": "Factors Used in Earnings Per Common Share Computation", "documentation": "Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations." } } }, "auth_ref": [ "r810" ] }, "us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/IncomeTaxesTables" ], "lang": { "en-us": { "role": { "label": "Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]", "terseLabel": "Reconciliation of Income Tax Expense at the Statutory Rate", "documentation": "Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations." } } }, "auth_ref": [ "r130" ] }, "us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfEsopSharesParentheticalDetail" ], "lang": { "en-us": { "role": { "label": "Schedule of Employee Stock Ownership Plan (ESOP) Disclosures [Table]", "terseLabel": "Schedule of Employee Stock Ownership Plan (ESOP) Disclosures [Table]", "documentation": "Describes the details pertaining to each employee stock ownership plan." } } }, "auth_ref": [ "r73" ] }, "us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationTables" ], "lang": { "en-us": { "role": { "label": "Employee Stock Ownership Plan (ESOP) Disclosures [Table Text Block]", "terseLabel": "Summary of ESOP Shares", "documentation": "Tabular disclosure of the details pertaining to each employee stock ownership plan." } } }, "auth_ref": [ "r73" ] }, "us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfFairValueOffBalanceSheetRisksTable", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail" ], "lang": { "en-us": { "role": { "label": "Schedule of Fair Value, Off-balance Sheet Risks [Table]", "terseLabel": "Schedule of Fair Value, Off-balance Sheet Risks [Table]", "documentation": "Schedule detailing the information required and determined to be disclosed regarding the fair value of financial assets and financial liabilities, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition." } } }, "auth_ref": [ "r81", "r135" ] }, "us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfFinancingReceivableAllowanceForCreditLossesTable", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAllowanceForCreditLossesDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAssociationsLoanPortfolioAgingAnalysisDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCategoriesOfLoansDetail" ], "lang": { "en-us": { "role": { "label": "Schedule of Financing Receivable, Allowance for Credit Losses [Table]", "terseLabel": "Schedule of Financing Receivable, Allowance for Credit Losses [Table]", "documentation": "Disclosure of information about allowance for credit loss on financing receivable." } } }, "auth_ref": [ "r191", "r839" ] }, "us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail" ], "lang": { "en-us": { "role": { "label": "Schedule of Financing Receivable, Recorded Investment, Credit Quality Indicator [Table]", "terseLabel": "Schedule of Financing Receivable, Recorded Investment, Credit Quality Indicator [Table]", "documentation": "Disclosure of information about credit quality indicator for financing receivable." } } }, "auth_ref": [ "r736", "r841" ] }, "us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesTables" ], "lang": { "en-us": { "role": { "label": "Schedule of Financing Receivables, Non Accrual Status [Table Text Block]", "terseLabel": "Nonaccrual with no Allowance for Credit Losses and Nonaccrual Loans", "documentation": "Tabular disclosure of financing receivable on nonaccrual status." } } }, "auth_ref": [ "r60", "r357" ] }, "us-gaap_ScheduleOfFinancingReceivablesPastDueTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfFinancingReceivablesPastDueTable", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesLoansModifiedAsTroubledDebtRestructuringsDetail", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesNonaccrualWithNoAllowanceForCreditLossesAndNonaccrualLoansDetail" ], "lang": { "en-us": { "role": { "label": "Schedule of Financing Receivables Past Due [Table]", "terseLabel": "Schedule of Financing Receivables Past Due [Table]", "documentation": "Disclosure of information about aging analysis for financing receivable." } } }, "auth_ref": [ "r737", "r840" ] }, "us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/NewAccountingPronouncementsTables" ], "lang": { "en-us": { "role": { "label": "Accounting Standards Update and Change in Accounting Principle [Table Text Block]", "terseLabel": "Schedule Of Impact Of ASU 201613 Adoption", "documentation": "Tabular disclosure of changes in accounting principles, including adoption of new accounting pronouncements, that describes the new methods, amount and effects on financial statement line items." } } }, "auth_ref": [ "r49", "r50", "r54", "r55" ] }, "us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail", "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfNonVestedRestrictedStockActivityDetail" ], "lang": { "en-us": { "role": { "label": "Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table]", "terseLabel": "Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table]", "documentation": "Disclosure of information about share-based payment arrangement." } } }, "auth_ref": [ "r427", "r428", "r431", "r432", "r433", "r434", "r435", "r436", "r437", "r438", "r439", "r440", "r441", "r442", "r443", "r444", "r445", "r446", "r447", "r448", "r449", "r450", "r451", "r452", "r453", "r454", "r455", "r456" ] }, "us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationTables" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation, Stock Options, Activity [Table Text Block]", "terseLabel": "Summary of Stock Option Activity", "documentation": "Tabular disclosure for stock option plans. Includes, but is not limited to, outstanding awards at beginning and end of year, grants, exercises, forfeitures, and weighted-average grant date fair value." } } }, "auth_ref": [ "r21", "r22", "r69" ] }, "iroq_SchemeAxis": { "xbrltype": "stringItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "SchemeAxis", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Scheme [Axis]" } } }, "auth_ref": [] }, "iroq_SchemeDomain": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "SchemeDomain", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Scheme [Domain]" } } }, "auth_ref": [] }, "us-gaap_SecuredDebtRepurchaseAgreements": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SecuredDebtRepurchaseAgreements", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 16.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail", "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Secured Debt, Repurchase Agreements", "terseLabel": "Repurchase agreements", "documentation": "Carrying value, as of the balance sheet date, of securities sold under agreements to repurchase where the transferor maintains effective control over the assets, accounting for them as secured debt." } } }, "auth_ref": [ "r569" ] }, "dei_Security12bTitle": { "xbrltype": "securityTitleItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "Security12bTitle", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Title of 12(b) Security", "documentation": "Title of a 12(b) registered security." } } }, "auth_ref": [ "r770" ] }, "dei_SecurityExchangeName": { "xbrltype": "edgarExchangeCodeItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "SecurityExchangeName", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Security Exchange Name", "documentation": "Name of the Exchange on which a security is registered." } } }, "auth_ref": [ "r772" ] }, "us-gaap_ServicingAssetAtFairValueAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ServicingAssetAtFairValueAmount", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 24.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets", "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsFairValueMeasurementsOfAssetsRecognizedOnRecurringBasisDetail" ], "lang": { "en-us": { "role": { "label": "Servicing Asset at Fair Value, Amount", "terseLabel": "Mortgage servicing rights", "documentation": "Fair value of an asset representing net future revenue from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements." } } }, "auth_ref": [ "r572", "r573", "r574", "r575" ] }, "iroq_SevenAdvancesUnderTheBanksHomeLoanBankCommunitySmallBusinessProgrammedMember": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "SevenAdvancesUnderTheBanksHomeLoanBankCommunitySmallBusinessProgrammedMember", "presentation": [ "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Seven Advances Under The Banks Home Loan Bank Community Small Business Programmed [Member]", "documentation": "Seven advances under the banks home loan bank community small business programmed" } } }, "auth_ref": [] }, "us-gaap_ShareBasedCompensation": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensation", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 30.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation", "terseLabel": "Stock equity plan expense", "documentation": "Amount of noncash expense for share-based payment arrangement." } } }, "auth_ref": [ "r9" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period", "terseLabel": "Minimum hours of service required", "documentation": "Estimated period over which an employee is required to provide service in exchange for the equity-based payment award, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days." } } }, "auth_ref": [ "r750" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period", "terseLabel": "Vesting period", "documentation": "Period over which grantee's right to exercise award under share-based payment arrangement is no longer contingent on satisfaction of service or performance condition, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days. Includes, but is not limited to, combination of market, performance or service condition." } } }, "auth_ref": [ "r750" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfNonVestedRestrictedStockActivityDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period", "terseLabel": "Forfeited, Shares", "documentation": "The number of equity-based payment instruments, excluding stock (or unit) options, that were forfeited during the reporting period." } } }, "auth_ref": [ "r447" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfNonVestedRestrictedStockActivityDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value", "terseLabel": "Forfeited, Weighted-Average Grant-Date Fair Value", "documentation": "Weighted average fair value as of the grant date of equity-based award plans other than stock (unit) option plans that were not exercised or put into effect as a result of the occurrence of a terminating event." } } }, "auth_ref": [ "r447" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfNonVestedRestrictedStockActivityDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period", "terseLabel": "Granted, Shares", "documentation": "The number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan)." } } }, "auth_ref": [ "r445" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfNonVestedRestrictedStockActivityDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value", "terseLabel": "Granted, Weighted-Average Grant-Date Fair Value", "documentation": "The weighted average fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan)." } } }, "auth_ref": [ "r445" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfNonVestedRestrictedStockActivityDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number", "periodStartLabel": "Beginning balance, Shares", "periodEndLabel": "Ending balance, Shares", "documentation": "The number of non-vested equity-based payment instruments, excluding stock (or unit) options, that validly exist and are outstanding as of the balance sheet date." } } }, "auth_ref": [ "r442", "r443" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfNonVestedRestrictedStockActivityDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value", "periodStartLabel": "Beginning balance, Weighted-Average Grant-Date Fair Value", "periodEndLabel": "Ending balance, Weighted-Average Grant-Date Fair Value", "documentation": "Per share or unit weighted-average fair value of nonvested award under share-based payment arrangement. Excludes share and unit options." } } }, "auth_ref": [ "r442", "r443" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfNonVestedRestrictedStockActivityDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period", "terseLabel": "Earned and issued, Shares", "documentation": "The number of equity-based payment instruments, excluding stock (or unit) options, that vested during the reporting period." } } }, "auth_ref": [ "r446" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfNonVestedRestrictedStockActivityDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value", "terseLabel": "Earned and issued, Weighted-Average Grant-Date Fair Value", "documentation": "The weighted average fair value as of grant date pertaining to an equity-based award plan other than a stock (or unit) option plan for which the grantee gained the right during the reporting period, by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash in accordance with the terms of the arrangement." } } }, "auth_ref": [ "r446" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail", "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfNonVestedRestrictedStockActivityDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award [Line Items]", "terseLabel": "Share-based Compensation Arrangement by Share-based Payment Award [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r427", "r428", "r431", "r432", "r433", "r434", "r435", "r436", "r437", "r438", "r439", "r440", "r441", "r442", "r443", "r444", "r445", "r446", "r447", "r448", "r449", "r450", "r451", "r452", "r453", "r454", "r455", "r456" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized", "terseLabel": "Shares authorized", "documentation": "Number of shares authorized for issuance under share-based payment arrangement." } } }, "auth_ref": [ "r751" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant", "terseLabel": "Restricted stock available for future grants", "documentation": "The difference between the maximum number of shares (or other type of equity) authorized for issuance under the plan (including the effects of amendments and adjustments), and the sum of: 1) the number of shares (or other type of equity) already issued upon exercise of options or other equity-based awards under the plan; and 2) shares (or other type of equity) reserved for issuance on granting of outstanding awards, net of cancellations and forfeitures, if applicable." } } }, "auth_ref": [ "r68" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfStockOptionActivityDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number", "terseLabel": "Exercisable, December 31, 2023", "documentation": "The number of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan." } } }, "auth_ref": [ "r436" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfStockOptionActivityDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price", "terseLabel": "Exercisable, December 31, 2023", "documentation": "The weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan." } } }, "auth_ref": [ "r436" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfStockOptionActivityDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures in Period", "terseLabel": "Forfeited", "documentation": "The number of shares under options that were cancelled during the reporting period as a result of occurrence of a terminating event specified in contractual agreements pertaining to the stock option plan." } } }, "auth_ref": [ "r440" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Net of Forfeitures", "terseLabel": "Stock options granted", "documentation": "Net number of share options (or share units) granted during the period." } } }, "auth_ref": [ "r859" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfStockOptionActivityDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross", "terseLabel": "Granted", "documentation": "Gross number of share options (or share units) granted during the period." } } }, "auth_ref": [ "r438" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfStockOptionActivityDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Intrinsic Value", "terseLabel": "Outstanding, December 31, 2023", "documentation": "Amount by which the current fair value of the underlying stock exceeds the exercise price of options outstanding." } } }, "auth_ref": [ "r68" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail", "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfStockOptionActivityDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number", "periodStartLabel": "Outstanding, June 30, 2023", "periodEndLabel": "Outstanding, December 31, 2023", "terseLabel": "Stock options outstanding", "documentation": "Number of options outstanding, including both vested and non-vested options." } } }, "auth_ref": [ "r434", "r435" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfStockOptionActivityDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price", "periodStartLabel": "Outstanding, June 30, 2023", "periodEndLabel": "Outstanding, December 31, 2023", "documentation": "Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan." } } }, "auth_ref": [ "r434", "r435" ] }, "iroq_ShareBasedCompensationArrangementByShareBasedPaymentAwardProratedVestingPeriod": { "xbrltype": "durationItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardProratedVestingPeriod", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Share Based Compensation Arrangement By Share Based Payment Award Prorated Vesting Period", "terseLabel": "Prorated vesting period", "documentation": "Share based compensation arrangement by share based payment award prorated vesting period." } } }, "auth_ref": [] }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail", "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfNonVestedRestrictedStockActivityDetail" ], "lang": { "en-us": { "role": { "label": "Equity Award [Domain]", "terseLabel": "Equity Award [Domain]", "documentation": "Award under share-based payment arrangement." } } }, "auth_ref": [ "r431", "r432", "r433", "r434", "r435", "r436", "r437", "r438", "r439", "r440", "r441", "r442", "r443", "r444", "r445", "r446", "r447", "r448", "r449", "r450", "r451", "r452", "r453", "r454", "r455", "r456" ] }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfStockOptionActivityDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangements by Share-based Payment Award, Options, Exercises in Period, Weighted Average Exercise Price", "terseLabel": "Exercised", "documentation": "Weighted average price at which option holders acquired shares when converting their stock options into shares." } } }, "auth_ref": [ "r439" ] }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfStockOptionActivityDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangements by Share-based Payment Award, Options, Forfeitures in Period, Weighted Average Exercise Price", "terseLabel": "Forfeited", "documentation": "Weighted average price at which grantees could have acquired the underlying shares with respect to stock options that were terminated." } } }, "auth_ref": [ "r440" ] }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfStockOptionActivityDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price", "terseLabel": "Granted", "documentation": "Weighted average per share amount at which grantees can acquire shares of common stock by exercise of options." } } }, "auth_ref": [ "r438" ] }, "us-gaap_SharePrice": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SharePrice", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfEsopSharesParentheticalDetail" ], "lang": { "en-us": { "role": { "label": "Share Price", "verboseLabel": "ESOP, closing price per share", "documentation": "Price of a single share of a number of saleable stocks of a company." } } }, "auth_ref": [] }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage", "terseLabel": "Percentage vested in accrued benefits", "documentation": "Percentage of vesting of award under share-based payment arrangement." } } }, "auth_ref": [ "r852" ] }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfStockOptionActivityDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value", "terseLabel": "Exercisable, December 31, 2023", "documentation": "Amount of difference between fair value of the underlying shares reserved for issuance and exercise price of vested portions of options outstanding and currently exercisable." } } }, "auth_ref": [ "r68" ] }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfStockOptionActivityDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Remaining Contractual Term", "terseLabel": "Exercisable, December 31, 2023", "documentation": "Weighted average remaining contractual term for vested portions of options outstanding and currently exercisable or convertible, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days." } } }, "auth_ref": [ "r68" ] }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfStockOptionActivityDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term", "terseLabel": "Outstanding, December 31, 2023", "documentation": "Weighted average remaining contractual term for option awards outstanding, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days." } } }, "auth_ref": [ "r129" ] }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedNumberOfShares": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedNumberOfShares", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested, Number of Shares", "terseLabel": "Options vested during the period", "documentation": "Number of options vested." } } }, "auth_ref": [] }, "us-gaap_ShortTermDebtTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShortTermDebtTypeAxis", "presentation": [ "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Short-Term Debt, Type [Axis]", "documentation": "Information by type of short-term debt arrangement." } } }, "auth_ref": [ "r29" ] }, "us-gaap_ShortTermDebtTypeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShortTermDebtTypeDomain", "presentation": [ "http://www.iroquoisfed.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Short-Term Debt, Type [Domain]", "documentation": "Type of short-term debt arrangement, such as notes, line of credit, commercial paper, asset-based financing, project financing, letter of credit financing." } } }, "auth_ref": [ "r28" ] }, "us-gaap_SignificantAccountingPoliciesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SignificantAccountingPoliciesTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/NewAccountingPronouncements" ], "lang": { "en-us": { "role": { "label": "Significant Accounting Policies [Text Block]", "terseLabel": "New Accounting Pronouncements", "documentation": "The entire disclosure for all significant accounting policies of the reporting entity." } } }, "auth_ref": [ "r124", "r231" ] }, "iroq_SmallBusinessAdministrationMember": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "SmallBusinessAdministrationMember", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsFairValueMeasurementsOfAssetsRecognizedOnRecurringBasisDetail", "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail", "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndApproximateFairValueOfSecuritiesTogetherWithGrossUnrealizedGainsAndLossesOfSecuritiesDetail", "http://www.iroquoisfed.com/role/SecuritiesAssociationsInvestmentsGrossUnrealizedInvestmentLossesAndFairValueOfAssociationsInvestmentsWithUnrealizedLossesDetail" ], "lang": { "en-us": { "role": { "label": "Small Business Administration [Member]", "terseLabel": "Small Business Administration [Member]", "documentation": "Small business administration." } } }, "auth_ref": [] }, "us-gaap_SpecialMentionMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SpecialMentionMember", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail" ], "lang": { "en-us": { "role": { "label": "Special Mention [Member]", "verboseLabel": "Special Mention [Member]", "documentation": "A category of financing receivables considered to have potential weaknesses that deserve management's close attention. If left uncorrected, those potential weaknesses may result in a deterioration of the repayment prospects for the asset or of the creditor's position at some future date." } } }, "auth_ref": [ "r59", "r841" ] }, "us-gaap_StatementEquityComponentsAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementEquityComponentsAxis", "presentation": [ "http://www.iroquoisfed.com/role/AccumulatedOtherComprehensiveIncomeLossComponentsOfAccumulatedOtherComprehensiveIncomeLossDetail", "http://www.iroquoisfed.com/role/ChangesInAccumulatedOtherComprehensiveIncomeLossAociByComponentAmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeDetail", "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquity", "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquityParenthetical" ], "lang": { "en-us": { "role": { "label": "Equity Components [Axis]", "terseLabel": "Equity Components [Axis]", "documentation": "Information by component of equity." } } }, "auth_ref": [ "r18", "r34", "r195", "r216", "r217", "r218", "r237", "r238", "r239", "r242", "r250", "r252", "r269", "r343", "r349", "r414", "r462", "r463", "r464", "r477", "r478", "r500", "r502", "r503", "r504", "r505", "r507", "r517", "r536", "r537", "r538", "r539", "r540", "r541", "r554", "r643", "r644", "r645", "r660", "r711" ] }, "us-gaap_StatementLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementLineItems", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome", "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquity", "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquityParenthetical", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesTables", "http://www.iroquoisfed.com/role/SecuritiesAssociationsInvestmentsGrossUnrealizedInvestmentLossesAndFairValueOfAssociationsInvestmentsWithUnrealizedLossesDetail" ], "lang": { "en-us": { "role": { "label": "Statement [Line Items]", "terseLabel": "Statement [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r237", "r238", "r239", "r269", "r591", "r656", "r661", "r664", "r666", "r667", "r668", "r669", "r670", "r673", "r676", "r677", "r678", "r679", "r680", "r681", "r682", "r683", "r684", "r686", "r687", "r688", "r689", "r690", "r692", "r694", "r695", "r697", "r698", "r699", "r700", "r701", "r702", "r703", "r704", "r705", "r706", "r707", "r708", "r711", "r761" ] }, "us-gaap_StatementOfCashFlowsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementOfCashFlowsAbstract", "lang": { "en-us": { "role": { "label": "Statement of Cash Flows [Abstract]" } } }, "auth_ref": [] }, "us-gaap_StatementOfFinancialPositionAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementOfFinancialPositionAbstract", "lang": { "en-us": { "role": { "label": "Statement of Financial Position [Abstract]" } } }, "auth_ref": [] }, "us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementOfIncomeAndComprehensiveIncomeAbstract", "lang": { "en-us": { "role": { "label": "Statement of Comprehensive Income [Abstract]" } } }, "auth_ref": [] }, "us-gaap_StatementOfStockholdersEquityAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementOfStockholdersEquityAbstract", "lang": { "en-us": { "role": { "label": "Statement of Stockholders' Equity [Abstract]" } } }, "auth_ref": [] }, "us-gaap_StatementTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementTable", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome", "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquity", "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquityParenthetical", "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesTables", "http://www.iroquoisfed.com/role/SecuritiesAssociationsInvestmentsGrossUnrealizedInvestmentLossesAndFairValueOfAssociationsInvestmentsWithUnrealizedLossesDetail" ], "lang": { "en-us": { "role": { "label": "Statement [Table]", "terseLabel": "Statement [Table]", "documentation": "Schedule reflecting a Statement of Income, Statement of Cash Flows, Statement of Financial Position, Statement of Shareholders' Equity and Other Comprehensive Income, or other statement as needed." } } }, "auth_ref": [ "r237", "r238", "r239", "r269", "r591", "r656", "r661", "r664", "r666", "r667", "r668", "r669", "r670", "r673", "r676", "r677", "r678", "r679", "r680", "r681", "r682", "r683", "r684", "r686", "r687", "r688", "r689", "r690", "r692", "r694", "r695", "r697", "r698", "r699", "r700", "r701", "r702", "r703", "r704", "r705", "r706", "r707", "r708", "r711", "r761" ] }, "us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockIssuedDuringPeriodSharesStockOptionsExercised", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationSummaryOfStockOptionActivityDetail" ], "lang": { "en-us": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period", "terseLabel": "Exercised", "documentation": "Number of share options (or share units) exercised during the current period." } } }, "auth_ref": [ "r18", "r105", "r106", "r128", "r439" ] }, "us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockIssuedDuringPeriodValueShareBasedCompensation", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquity" ], "lang": { "en-us": { "role": { "label": "Stock Issued During Period, Value, Share-based Compensation, Net of Forfeitures", "terseLabel": "Stock equity plan", "documentation": "Value, after forfeiture, of shares issued under share-based payment arrangement. Excludes employee stock ownership plan (ESOP)." } } }, "auth_ref": [ "r70", "r105", "r106", "r128" ] }, "us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockIssuedDuringPeriodValueStockOptionsExercised", "crdr": "credit", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquity" ], "lang": { "en-us": { "role": { "label": "Stock Issued During Period, Value, Stock Options Exercised", "terseLabel": "Stock options exercised", "documentation": "Value of stock issued as a result of the exercise of stock options." } } }, "auth_ref": [ "r18", "r34", "r128" ] }, "us-gaap_StockholdersEquity": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockholdersEquity", "crdr": "credit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets", "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquity" ], "lang": { "en-us": { "role": { "label": "Stockholders' Equity Attributable to Parent", "totalLabel": "Total stockholders' equity", "periodStartLabel": "Beginning Balance", "periodEndLabel": "Ending Balance", "documentation": "Amount of equity (deficit) attributable to parent. Excludes temporary equity and equity attributable to noncontrolling interest." } } }, "auth_ref": [ "r106", "r109", "r110", "r125", "r675", "r691", "r712", "r713", "r755", "r768", "r804", "r835", "r890", "r915" ] }, "us-gaap_StockholdersEquityAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockholdersEquityAbstract", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Stockholders' Equity Attributable to Parent [Abstract]", "terseLabel": "Stockholders' Equity" } } }, "auth_ref": [] }, "us-gaap_SubstandardMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SubstandardMember", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesCreditRiskProfileOfAssociationsLoanPortfolioBasedOnRiskRatingCategoryAndYearOfOriginationDetail" ], "lang": { "en-us": { "role": { "label": "Substandard [Member]", "terseLabel": "Substandard [Member]", "documentation": "A category of financing receivables that are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the creditor will sustain some loss if the deficiencies are not corrected." } } }, "auth_ref": [ "r59", "r841" ] }, "iroq_SupervisoryExaminations": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "SupervisoryExaminations", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 14.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Supervisory Examinations", "verboseLabel": "Supervisory examinations", "documentation": "Supervisory examinations." } } }, "auth_ref": [] }, "us-gaap_SupplementalCashFlowInformationAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SupplementalCashFlowInformationAbstract", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Supplemental Cash Flow Information [Abstract]", "terseLabel": "Supplemental Cash Flows Information" } } }, "auth_ref": [] }, "iroq_TelephoneAndPostage": { "xbrltype": "monetaryItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "TelephoneAndPostage", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 10.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Telephone And Postage", "terseLabel": "Telephone and postage", "documentation": "Telephone and postage." } } }, "auth_ref": [] }, "iroq_TemporarilyImpairedDebtSecuritiesPercentageOfInvestmentSecuritiesPortfolio": { "xbrltype": "percentItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "TemporarilyImpairedDebtSecuritiesPercentageOfInvestmentSecuritiesPortfolio", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Temporarily Impaired Debt Securities Percentage Of Investment Securities Portfolio", "terseLabel": "Temporarily impaired debt securities percentage of investment securities portfolio", "documentation": "Temporarily impaired debt securities percentage of investment securities portfolio." } } }, "auth_ref": [] }, "iroq_TermPeriodOnResidentialMortgageLoan": { "xbrltype": "durationItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "TermPeriodOnResidentialMortgageLoan", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Term Period On Residential Mortgage Loan", "terseLabel": "Maximum term of fixed-rate one- to four-family residential mortgage loans", "documentation": "Term period on residential mortgage loan." } } }, "auth_ref": [] }, "us-gaap_TextBlockAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TextBlockAbstract", "lang": { "en-us": { "role": { "label": "Text Block [Abstract]" } } }, "auth_ref": [] }, "us-gaap_TierOneLeverageCapitalToAverageAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneLeverageCapitalToAverageAssets", "presentation": [ "http://www.iroquoisfed.com/role/RegulatoryCapitalAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Tier One Leverage Capital to Average Assets", "terseLabel": "Leverage ratio", "documentation": "Ratio of Tier 1 capital to average assets as defined by regulatory framework." } } }, "auth_ref": [ "r610" ] }, "us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneRiskBasedCapitalToRiskWeightedAssets", "presentation": [ "http://www.iroquoisfed.com/role/RegulatoryCapitalAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Tier One Risk Based Capital to Risk Weighted Assets", "verboseLabel": "Tier 1 capital ratio of risk-weighted assets", "documentation": "Ratio of Tier 1 risk-based capital to risk-weighted assets as defined by regulatory framework." } } }, "auth_ref": [ "r610" ] }, "dei_TradingSymbol": { "xbrltype": "tradingSymbolItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "TradingSymbol", "presentation": [ "http://www.iroquoisfed.com/role/CoverPage" ], "lang": { "en-us": { "role": { "label": "Trading Symbol", "documentation": "Trading symbol of an instrument as listed on an exchange." } } }, "auth_ref": [] }, "us-gaap_TransferToOtherRealEstate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TransferToOtherRealEstate", "crdr": "debit", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Real Estate Owned, Transfer to Real Estate Owned", "terseLabel": "Foreclosed assets acquired in settlement of loans", "documentation": "Value transferred from mortgage loans to real estate owned (REO) in noncash transactions." } } }, "auth_ref": [ "r46", "r47", "r48" ] }, "us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain", "presentation": [ "http://www.iroquoisfed.com/role/CommitmentsAdditionalInformationDetail", "http://www.iroquoisfed.com/role/SecuritiesAdditionalInformationDetail", "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndApproximateFairValueOfSecuritiesTogetherWithGrossUnrealizedGainsAndLossesOfSecuritiesDetail", "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndFairValueOfAvailableForSaleSecuritiesByContractualMaturityDetail", "http://www.iroquoisfed.com/role/SecuritiesAssociationsInvestmentsGrossUnrealizedInvestmentLossesAndFairValueOfAssociationsInvestmentsWithUnrealizedLossesDetail" ], "lang": { "en-us": { "role": { "label": "Financial Instruments [Domain]", "terseLabel": "Financial Instruments [Domain]", "documentation": "Instrument or contract that imposes a contractual obligation to deliver cash or another financial instrument or to exchange other financial instruments on potentially unfavorable terms and conveys a contractual right to receive cash or another financial instrument or to exchange other financial instruments on potentially favorable terms." } } }, "auth_ref": [ "r305", "r306", "r307", "r308", "r309", "r310", "r311", "r313", "r314", "r315", "r316", "r317", "r318", "r319", "r320", "r321", "r322", "r323", "r324", "r325", "r326", "r327", "r328", "r329", "r330", "r331", "r332", "r333", "r334", "r335", "r411", "r413", "r508", "r555", "r556", "r557", "r558", "r559", "r560", "r561", "r562", "r563", "r564", "r565", "r566", "r567", "r568", "r570", "r575", "r576", "r577", "r578", "r579", "r580", "r581", "r582", "r583", "r584", "r585", "r586", "r587", "r588", "r589", "r630", "r779", "r780", "r781", "r782", "r783", "r784", "r785", "r831", "r832", "r833", "r834" ] }, "iroq_TroubledDebtRestructuringsMember": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "TroubledDebtRestructuringsMember", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Troubled Debt Restructurings [Member]", "terseLabel": "Troubled Debt Restructurings [Member]", "documentation": "Troubled Debt Restructurings [Member]" } } }, "auth_ref": [] }, "us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesTables" ], "lang": { "en-us": { "role": { "label": "Troubled Debt Restructurings on Financing Receivables [Table Text Block]", "terseLabel": "Loans Modified as Troubled Debt Restructurings", "documentation": "Tabular disclosure of financing receivable modified for debtor experiencing financial difficulty." } } }, "auth_ref": [ "r729", "r811", "r812", "r813", "r814" ] }, "iroq_TwoThousandAndTwentyTwoEquityIncentivePlanMember": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "TwoThousandAndTwentyTwoEquityIncentivePlanMember", "presentation": [ "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Two Thousand and Twenty Two Equity Incentive Plan [Member]", "verboseLabel": "2022 Equity Incentive Plan [Member]" } } }, "auth_ref": [] }, "us-gaap_TypeOfAdoptionMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TypeOfAdoptionMember", "presentation": [ "http://www.iroquoisfed.com/role/NewAccountingPronouncementsAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Accounting Standards Update [Domain]", "documentation": "Amendment to accounting standards." } } }, "auth_ref": [ "r193", "r194", "r195", "r196", "r197", "r241", "r242", "r243", "r244", "r253", "r299", "r300", "r340", "r341", "r342", "r343", "r344", "r345", "r346", "r347", "r348", "r349", "r374", "r462", "r463", "r464", "r475", "r476", "r477", "r478", "r486", "r487", "r488", "r497", "r498", "r499", "r500", "r501", "r502", "r503", "r504", "r505", "r506", "r507", "r509", "r510", "r511", "r512", "r513", "r514", "r515", "r516", "r517", "r518", "r519", "r520", "r529", "r530", "r532", "r533", "r534", "r535", "r542", "r543", "r546", "r547", "r548", "r549", "r550", "r551", "r552", "r553", "r554", "r592", "r593", "r594", "r641", "r642", "r643", "r644", "r645", "r646", "r647", "r648", "r649", "r650", "r651", "r652" ] }, "us-gaap_TypeOfRestructuringDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TypeOfRestructuringDomain", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail", "http://www.iroquoisfed.com/role/StockBasedCompensationAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Type of Restructuring [Domain]", "terseLabel": "Type of Restructuring [Domain]", "documentation": "Identification of the types of restructuring costs." } } }, "auth_ref": [ "r375", "r376", "r377", "r378" ] }, "us-gaap_USStatesAndPoliticalSubdivisionsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "USStatesAndPoliticalSubdivisionsMember", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsFairValueMeasurementsOfAssetsRecognizedOnRecurringBasisDetail", "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndApproximateFairValueOfSecuritiesTogetherWithGrossUnrealizedGainsAndLossesOfSecuritiesDetail", "http://www.iroquoisfed.com/role/SecuritiesAssociationsInvestmentsGrossUnrealizedInvestmentLossesAndFairValueOfAssociationsInvestmentsWithUnrealizedLossesDetail" ], "lang": { "en-us": { "role": { "label": "US States and Political Subdivisions Debt Securities [Member]", "verboseLabel": "State and political subdivisions [Member]", "documentation": "Bonds or similar securities issued by state, city, or local US governments or the agencies operated by state, city, or local governments. Debt securities issued by state governments may include bond issuances of US state authorities including, for example, but not limited to, housing authorities, dormitory authorities, and general obligations while debt securities issued by political subdivisions of US states would include, for example, debt issuances by county, borough, city, or municipal governments." } } }, "auth_ref": [ "r746", "r909" ] }, "us-gaap_USTreasuryAndGovernmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "USTreasuryAndGovernmentMember", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsFairValueMeasurementsOfAssetsRecognizedOnRecurringBasisDetail", "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndApproximateFairValueOfSecuritiesTogetherWithGrossUnrealizedGainsAndLossesOfSecuritiesDetail", "http://www.iroquoisfed.com/role/SecuritiesAssociationsInvestmentsGrossUnrealizedInvestmentLossesAndFairValueOfAssociationsInvestmentsWithUnrealizedLossesDetail" ], "lang": { "en-us": { "role": { "label": "US Treasury and Government [Member]", "verboseLabel": "U.S. Government and Federal Agency [Member]", "disclosureGuidance": "U.S. Government and federal agency [Member]", "definitionGuidance": "US Government and federal agency [Member]", "documentation": "This category includes investments in debt securities issued by the United States Department of the Treasury, US Government Agencies and US Government-sponsored Enterprises. Such securities may include treasury bills (short-term maturities - one year or less), treasury notes (intermediate term maturities - two to ten years), and treasury bonds (long-term maturities - ten to thirty years), debt securities issued by the Government National Mortgage Association (Ginnie Mae) and debt securities issued by the Federal National Mortgage Association (Fannie Mae) or the Federal Home Loan Mortgage Corporation (Freddie Mac)." } } }, "auth_ref": [ "r601", "r746", "r909" ] }, "us-gaap_USTreasurySecuritiesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "USTreasurySecuritiesMember", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsFairValueMeasurementsOfAssetsRecognizedOnRecurringBasisDetail", "http://www.iroquoisfed.com/role/SecuritiesAmortizedCostAndApproximateFairValueOfSecuritiesTogetherWithGrossUnrealizedGainsAndLossesOfSecuritiesDetail", "http://www.iroquoisfed.com/role/SecuritiesAssociationsInvestmentsGrossUnrealizedInvestmentLossesAndFairValueOfAssociationsInvestmentsWithUnrealizedLossesDetail" ], "lang": { "en-us": { "role": { "label": "US Treasury Securities [Member]", "verboseLabel": "U.S. Treasury [Member]", "terseLabel": "US Treasury [Member]", "documentation": "This category includes information about debt securities issued by the United States Department of the Treasury and backed by the United States government. Such securities primarily consist of treasury bills (short-term maturities - one year or less), treasury notes (intermediate term maturities - two to ten years), and treasury bonds (long-term maturities - ten to thirty years)." } } }, "auth_ref": [ "r725", "r746", "r748", "r904" ] }, "us-gaap_UnearnedESOPShares": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "UnearnedESOPShares", "crdr": "debit", "calculation": { "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets": { "parentTag": "us-gaap_StockholdersEquity", "weight": -1.0, "order": 5.0 } }, "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Unearned ESOP Shares", "negatedTerseLabel": "Unearned ESOP shares, at cost, 139,527 and 153,960 shares at March 31, 2024 and June 30, 2023, respectively", "documentation": "Fair value of unearned shares for all classes of common stock and nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by an employee stock ownership plan (ESOP). Includes the sale of shares or the issuance treasury shares to an ESOP." } } }, "auth_ref": [ "r71", "r77" ] }, "iroq_UnearnedESOPSharesMember": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "UnearnedESOPSharesMember", "presentation": [ "http://www.iroquoisfed.com/role/CondensedConsolidatedStatementsOfStockholdersEquity" ], "lang": { "en-us": { "role": { "label": "Unearned ESOP Shares [Member]", "terseLabel": "Unearned Esop Shares [Member]", "documentation": "Unearned ESOP shares." } } }, "auth_ref": [] }, "iroq_UnexpectedEventAxis": { "xbrltype": "stringItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "UnexpectedEventAxis", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail", "http://www.iroquoisfed.com/role/RegulatoryCapitalAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Unexpected Event [Axis]", "documentation": "Unexpected Event." } } }, "auth_ref": [] }, "iroq_UnexpectedEventDomain": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "UnexpectedEventDomain", "presentation": [ "http://www.iroquoisfed.com/role/LoansAndAllowanceForCreditLossesAdditionalInformationDetail", "http://www.iroquoisfed.com/role/RegulatoryCapitalAdditionalInformationDetail" ], "lang": { "en-us": { "role": { "label": "Unexpected Event [Domain]", "documentation": "Unexpected event." } } }, "auth_ref": [] }, "us-gaap_UnrealizedGainLossOnInvestmentsTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "UnrealizedGainLossOnInvestmentsTableTextBlock", "presentation": [ "http://www.iroquoisfed.com/role/SecuritiesTables" ], "lang": { "en-us": { "role": { "label": "Unrealized Gain (Loss) on Investments [Table Text Block]", "terseLabel": "Association's Investments Gross Unrealized Investment Losses and Fair Value of Association's Investments with Unrealized Losses", "documentation": "Tabular disclosure of unrealized gains and losses on investments." } } }, "auth_ref": [] }, "iroq_UnrecognizedFinancialInstrumentsNetOfContractAmountAbstract": { "xbrltype": "stringItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "UnrecognizedFinancialInstrumentsNetOfContractAmountAbstract", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsEstimatedFairValuesOfFinancialInstrumentsAndLevelWithinFairValueHierarchyInWhichFairValueMeasurementsFallDetail" ], "lang": { "en-us": { "role": { "label": "Unrecognized Financial Instruments Net Of Contract Amount [Abstract]", "terseLabel": "Unrecognized financial instruments (net of contract amount)", "documentation": "Unrecognized financial instruments (net of contract amount)." } } }, "auth_ref": [] }, "us-gaap_ValuationTechniqueAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ValuationTechniqueAxis", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail" ], "lang": { "en-us": { "role": { "label": "Valuation Approach and Technique [Axis]", "terseLabel": "Valuation Approach and Technique [Axis]", "documentation": "Information by valuation approach and technique." } } }, "auth_ref": [ "r19" ] }, "us-gaap_ValuationTechniqueDiscountedCashFlowMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ValuationTechniqueDiscountedCashFlowMember", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail" ], "lang": { "en-us": { "role": { "label": "Valuation Technique, Discounted Cash Flow [Member]", "terseLabel": "Discounted Cash Flow [Member]", "documentation": "Valuation technique calculating present value of future cash flows." } } }, "auth_ref": [ "r888" ] }, "us-gaap_ValuationTechniqueDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ValuationTechniqueDomain", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail" ], "lang": { "en-us": { "role": { "label": "Valuation Approach and Technique [Domain]", "terseLabel": "Valuation Approach and Technique [Domain]", "documentation": "Valuation approach and technique." } } }, "auth_ref": [ "r19" ] }, "iroq_WeightedAverageCouponMember": { "xbrltype": "domainItemType", "nsuri": "http://www.iroquoisfed.com/20240331", "localname": "WeightedAverageCouponMember", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail" ], "lang": { "en-us": { "role": { "label": "Weighted Average Coupon [Member]", "terseLabel": "Weighted average coupon [Member]" } } }, "auth_ref": [] }, "srt_WeightedAverageMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "WeightedAverageMember", "presentation": [ "http://www.iroquoisfed.com/role/DisclosuresAboutFairValueOfAssetsQuantitativeInformationAboutUnobservableInputsUsedInRecurringAndNonrecurringLevel3FairValueMeasurementsDetail" ], "lang": { "en-us": { "role": { "label": "Weighted Average [Member]", "terseLabel": "Weighted Average [Member]" } } }, "auth_ref": [ "r721", "r722", "r896", "r898", "r901" ] }, "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "WeightedAverageNumberOfDilutedSharesOutstanding", "presentation": [ "http://www.iroquoisfed.com/role/EarningsPerCommonShareEpsFactorsUsedInEarningsPerCommonShareComputationDetail" ], "lang": { "en-us": { "role": { "label": "Weighted Average Number of Shares Outstanding, Diluted", "totalLabel": "Diluted average shares outstanding", "documentation": "The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period." } } }, "auth_ref": [ "r256", "r264" ] }, "us-gaap_WeightedAverageNumberOfSharesEmployeeStockOwnershipPlanSharesNotCommittedToBeReleased": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "WeightedAverageNumberOfSharesEmployeeStockOwnershipPlanSharesNotCommittedToBeReleased", "presentation": [ "http://www.iroquoisfed.com/role/EarningsPerCommonShareEpsFactorsUsedInEarningsPerCommonShareComputationDetail" ], "lang": { "en-us": { "role": { "label": "Weighted Average Number of Shares, Employee Stock Ownership Plan Shares Not Committed to be Released", "negatedLabel": "Less: Average unallocated ESOP shares", "documentation": "Number of employee stock ownership plan (ESOP) shares that have not been committed to be released determined by relating the portion of time within a reporting period that these shares have been outstanding to the total time in that period." } } }, "auth_ref": [ "r72" ] }, "us-gaap_WeightedAverageNumberOfSharesIssuedBasic": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "WeightedAverageNumberOfSharesIssuedBasic", "presentation": [ "http://www.iroquoisfed.com/role/EarningsPerCommonShareEpsFactorsUsedInEarningsPerCommonShareComputationDetail" ], "lang": { "en-us": { "role": { "label": "Weighted Average Number of Shares Issued, Basic", "terseLabel": "Basic weighted average shares outstanding", "documentation": "This element represents the weighted average total number of shares issued throughout the period including the first (beginning balance outstanding) and last (ending balance outstanding) day of the period before considering any reductions (for instance, shares held in treasury) to arrive at the weighted average number of shares outstanding. Weighted average relates to the portion of time within a reporting period that common shares have been issued and outstanding to the total time in that period. Such concept is used in determining the weighted average number of shares outstanding for purposes of calculating earnings per share (basic)." } } }, "auth_ref": [ "r51", "r52" ] }, "us-gaap_WeightedAverageNumberOfSharesOutstandingBasic": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "WeightedAverageNumberOfSharesOutstandingBasic", "presentation": [ "http://www.iroquoisfed.com/role/EarningsPerCommonShareEpsFactorsUsedInEarningsPerCommonShareComputationDetail" ], "lang": { "en-us": { "role": { "label": "Weighted Average Number of Shares Outstanding, Basic", "totalLabel": "Basic average shares outstanding", "documentation": "Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period." } } }, "auth_ref": [ "r255", "r264" ] } } } }, "std_ref": { "r0": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "25", "Paragraph": "1", "SubTopic": "20", "Topic": "940", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481913/940-20-25-1" }, "r1": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "SubTopic": "230", "Topic": "830", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481877/830-230-45-1" }, "r2": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "SubTopic": "10", "Topic": "220", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A" }, "r3": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "Subparagraph": "(i),(j),(k)", "SubTopic": "10", "Topic": "220", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A" }, "r4": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "Subparagraph": "(i-k)", "SubTopic": "10", "Topic": "220", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A" }, "r5": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "SubTopic": "10", "Topic": "220", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-12" }, "r6": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "14", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-14" }, "r7": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "15", "SubTopic": "10", "Topic": "220", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-15" }, "r8": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-20" }, "r9": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28" }, "r10": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Subparagraph": "(b)", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28" }, "r11": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "SubTopic": "10", "Topic": "360", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-1" }, "r12": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "SubTopic": "10", "Topic": "470", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481544/470-10-50-1" }, "r13": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(c)(2)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r14": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(c)(3)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r15": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(c)(4)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r16": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(c)(3)", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1A" }, "r17": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(c),(3)", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1A" }, "r18": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "SubTopic": "10", "Topic": "505", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-2" }, "r19": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)", "SubTopic": "10", "Topic": "820", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r20": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "SubTopic": "10", "Topic": "820", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r21": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)", "SubTopic": "10", "Topic": "718", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r22": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)", "SubTopic": "10", "Topic": "718", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r23": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2A", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "718", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2A" }, "r24": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "e", "SubTopic": "470", "Topic": "942", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480848/942-470-50-3" }, "r25": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Subparagraph": "(c)", "Paragraph": "2", "SubTopic": "10", "Topic": "718", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r26": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "15", "SubTopic": "10", "Topic": "220", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482739/220-10-55-15" }, "r27": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(22))", "SubTopic": "10", "Topic": "210", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r28": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.19(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r29": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.19)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r30": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.19-26)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r31": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.22(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r32": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.22)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r33": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.25)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r34": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.29-31)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r35": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.3,4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r36": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "220", "SubTopic": "10", "Section": "45", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-14" }, "r37": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "220", "SubTopic": "10", "Section": "45", "Paragraph": "14A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-14A" }, "r38": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "220", "SubTopic": "10", "Section": "45", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-5" }, "r39": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r40": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "13", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-13" }, "r41": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "14", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-14" }, "r42": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "15", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-15" }, "r43": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "15", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-15" }, "r44": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-4" }, "r45": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-2" }, "r46": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-3" }, "r47": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-4" }, "r48": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-5" }, "r49": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "250", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1" }, "r50": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "250", "SubTopic": "10", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-3" }, "r51": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "260", "SubTopic": "10", "Section": "45", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-10" }, "r52": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "260", "SubTopic": "10", "Section": "45", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-13" }, "r53": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "260", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-1" }, "r54": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "270", "SubTopic": "10", "Section": "45", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482989/270-10-45-12" }, "r55": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "270", "SubTopic": "10", "Section": "45", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482989/270-10-45-13" }, "r56": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//310-10/tableOfContent" }, "r57": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "11B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r58": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "11B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r59": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "29", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-29" }, "r60": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7" }, "r61": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7" }, "r62": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "7A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7A" }, "r63": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "320", "Publisher": "FASB", "URI": "https://asc.fasb.org//320/tableOfContent" }, "r64": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "360", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-1" }, "r65": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "360", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-1" }, "r66": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "715", "SubTopic": "20", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480535/715-20-45-2" }, "r67": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "715", "SubTopic": "20", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r68": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r69": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r70": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r71": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "40", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480520/718-40-45-2" }, "r72": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "40", "Section": "45", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480520/718-40-45-3" }, "r73": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "40", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480489/718-40-50-1" }, "r74": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "40", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480489/718-40-50-1" }, "r75": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "40", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480489/718-40-50-1" }, "r76": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "40", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480489/718-40-50-1" }, "r77": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "40", "Section": "50", "Paragraph": "1", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480489/718-40-50-1" }, "r78": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "820", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r79": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "820", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r80": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "820", "SubTopic": "10", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-3" }, "r81": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "825", "SubTopic": "10", "Section": "50", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-11" }, "r82": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "825", "SubTopic": "10", "Section": "50", "Paragraph": "21", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-21" }, "r83": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "825", "SubTopic": "10", "Section": "50", "Paragraph": "22", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-22" }, "r84": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "835", "SubTopic": "30", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482925/835-30-45-2" }, "r85": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "835", "SubTopic": "30", "Section": "45", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482925/835-30-45-3" }, "r86": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "835", "SubTopic": "30", "Section": "55", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482949/835-30-55-8" }, "r87": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "940", "SubTopic": "20", "Section": "05", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481996/940-20-05-3" }, "r88": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "940", "SubTopic": "320", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481961/940-320-45-2" }, "r89": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "45", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481309/942-210-45-4" }, "r90": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.12)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r91": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.13(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r92": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.15(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r93": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.15)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r94": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.17)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r95": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r96": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "230", "Section": "45", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481160/942-230-45-1" }, "r97": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "470", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480848/942-470-50-3" }, "r98": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "470", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480848/942-470-50-3" }, "r99": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "470", "Section": "50", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480848/942-470-50-3" }, "r100": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "944", "SubTopic": "40", "Publisher": "FASB", "URI": "https://asc.fasb.org//944-40/tableOfContent" }, "r101": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "205", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//205/tableOfContent" }, "r102": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(19))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r103": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(20))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r104": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(25))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r105": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(28))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r106": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(29))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r107": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(30)(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r108": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(30)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r109": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(30))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r110": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(31))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r111": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(32))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r112": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//220/tableOfContent" }, "r113": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-11" }, "r114": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-03(1)(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-1" }, "r115": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r116": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(20))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r117": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03.6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r118": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03.8)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r119": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r120": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "13", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-13" }, "r121": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-24" }, "r122": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-25" }, "r123": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28" }, "r124": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "235", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//235/tableOfContent" }, "r125": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SAB Topic 4.E)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480418/310-10-S99-2" }, "r126": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "310", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481746/310-40-50-4" }, "r127": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "440", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//440/tableOfContent" }, "r128": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.3-04)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480008/505-10-S99-1" }, "r129": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "718", "SubTopic": "10", "Subparagraph": "(e)(1)", "Name": "Accounting Standards Codification", "Paragraph": "2", "Section": "50", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r130": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Paragraph": "12", "Section": "50", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-12" }, "r131": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 6.I.7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r132": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "810", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//810/tableOfContent" }, "r133": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "19", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-19" }, "r134": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r135": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-10" }, "r136": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "21", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-21" }, "r137": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "23", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-23" }, "r138": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "940", "SubTopic": "320", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//940-320/tableOfContent" }, "r139": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r140": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r141": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r142": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(13))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r143": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(15))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r144": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(16))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r145": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(23))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r146": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.13(3)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r147": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.13,16)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r148": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(13))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r149": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(15))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r150": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(22))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r151": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r152": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.1-5)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r153": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.10)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r154": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.11)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r155": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.12)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r156": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.13(a),(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r157": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.13(c),(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r158": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.13(h))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r159": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.13)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r160": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.14(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r161": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.14(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r162": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.14)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r163": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r164": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r165": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r166": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.9)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r167": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//942-320/tableOfContent" }, "r168": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "325", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481026/942-325-45-1" }, "r169": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "470", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480876/942-470-45-1" }, "r170": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//946-320/tableOfContent" }, "r171": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-6" }, "r172": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-6" }, "r173": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-7" }, "r174": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "840", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481161/840-30-50-1" }, "r175": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Subparagraph": "(a)", "SubTopic": "20", "Topic": "740", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482659/740-20-45-2" }, "r176": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "21", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-21" }, "r177": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(b)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7" }, "r178": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7A", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7A" }, "r179": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(b)", "SubTopic": "10", "Topic": "740", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-9" }, "r180": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(h))", "SubTopic": "10", "Topic": "235", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r181": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.22(a)(2))", "SubTopic": "10", "Topic": "210", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r182": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(a)", "Publisher": "SEC" }, "r183": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(b)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r184": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1403", "Paragraph": "(b)", "Publisher": "SEC" }, "r185": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1404", "Paragraph": "(a)", "Publisher": "SEC" }, "r186": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1404", "Paragraph": "(b)", "Publisher": "SEC" }, "r187": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r188": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(2)", "Publisher": "SEC" }, "r189": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(3)", "Publisher": "SEC" }, "r190": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(4)", "Publisher": "SEC" }, "r191": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(c)", "Publisher": "SEC" }, "r192": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "c", "Publisher": "SEC" }, "r193": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r194": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r195": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r196": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r197": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r198": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "205", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483499/205-20-50-7" }, "r199": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r200": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(14))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r201": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(17))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r202": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(18))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r203": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(3)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r204": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(30)(a)(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r205": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A" }, "r206": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A" }, "r207": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A" }, "r208": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-11" }, "r209": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "14A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-14A" }, "r210": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "17A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-17A" }, "r211": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1A" }, "r212": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1A" }, "r213": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1A", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1A" }, "r214": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1B" }, "r215": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1B" }, "r216": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-4" }, "r217": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-5" }, "r218": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-6" }, "r219": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(210.5-03(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r220": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(21))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r221": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(24))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r222": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(25))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r223": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-11" }, "r224": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r225": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "17", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-17" }, "r226": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-2" }, "r227": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-24" }, "r228": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-25" }, "r229": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-2" }, "r230": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-8" }, "r231": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483426/235-10-50-1" }, "r232": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(g)(1)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r233": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(h)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r234": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(m)(1)(ii)(A)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r235": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(m)(1)(ii)(A))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r236": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-04(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-3" }, "r237": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "23", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-23" }, "r238": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-24" }, "r239": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-5" }, "r240": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-6" }, "r241": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1" }, "r242": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1" }, "r243": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1" }, "r244": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1" }, "r245": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-11" }, "r246": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-11" }, "r247": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-3" }, "r248": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-4" }, "r249": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-7" }, "r250": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-7" }, "r251": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-8" }, "r252": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-9" }, "r253": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5", "Subparagraph": "(SAB Topic 11.M.Q2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480530/250-10-S99-5" }, "r254": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//260/tableOfContent" }, "r255": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-10" }, "r256": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "16", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-16" }, "r257": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-2" }, "r258": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "22", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-22" }, "r259": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "23", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-23" }, "r260": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-28A" }, "r261": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "60B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-60B" }, "r262": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "60B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-60B" }, "r263": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-7" }, "r264": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-1" }, "r265": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-1" }, "r266": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-2" }, "r267": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-3" }, "r268": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "15", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482635/260-10-55-15" }, "r269": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "272", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483014/272-10-45-1" }, "r270": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r271": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r272": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r273": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r274": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r275": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "30", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-30" }, "r276": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "30", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-30" }, "r277": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "30", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-30" }, "r278": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32" }, "r279": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32" }, "r280": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32" }, "r281": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32" }, "r282": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32" }, "r283": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "40", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-40" }, "r284": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "41", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-41" }, "r285": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-42" }, "r286": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//310-10/tableOfContent" }, "r287": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481990/310-10-45-2" }, "r288": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481990/310-10-45-3" }, "r289": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11" }, "r290": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-3" }, "r291": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-4" }, "r292": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42" }, "r293": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42" }, "r294": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42" }, "r295": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "44", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-44" }, "r296": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "44", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-44" }, "r297": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//310-20/tableOfContent" }, "r298": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481598/310-20-45-1" }, "r299": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481925/310-20-65-2" }, "r300": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481925/310-20-65-2" }, "r301": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//320/tableOfContent" }, "r302": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481830/320-10-45-11" }, "r303": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481830/320-10-45-2" }, "r304": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-10" }, "r305": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r306": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r307": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(aa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r308": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(aaa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r309": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r310": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r311": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r312": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2A" }, "r313": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r314": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r315": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r316": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r317": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r318": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r319": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r320": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(aaa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r321": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r322": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r323": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r324": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r325": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r326": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r327": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r328": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r329": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r330": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r331": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r332": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r333": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r334": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r335": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r336": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-9" }, "r337": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-9" }, "r338": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "323", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481687/323-10-50-3" }, "r339": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-1" }, "r340": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r341": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r342": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r343": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r344": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(e)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r345": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(e)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r346": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5" }, "r347": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5" }, "r348": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5" }, "r349": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5" }, "r350": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479344/326-20-45-2" }, "r351": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-11" }, "r352": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r353": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r354": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r355": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r356": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-14" }, "r357": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-16" }, "r358": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-16" }, "r359": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-16" }, "r360": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-16" }, "r361": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-3B" }, "r362": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-5" }, "r363": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-5" }, "r364": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-6" }, "r365": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479130/326-30-45-1" }, "r366": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-3A" }, "r367": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-3B" }, "r368": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4" }, "r369": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4" }, "r370": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4" }, "r371": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-5" }, "r372": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-7" }, "r373": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-9" }, "r374": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "405", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147477123/405-50-65-1" }, "r375": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "420", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482017/420-10-50-1" }, "r376": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "420", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482017/420-10-50-1" }, "r377": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "420", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SAB Topic 5.P.4(b)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479823/420-10-S99-2" }, "r378": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "420", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SAB Topic 5.P.4(b)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479823/420-10-S99-2" }, "r379": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "440", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482648/440-10-50-4" }, "r380": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "440", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482648/440-10-50-4" }, "r381": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483076/450-20-50-4" }, "r382": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483076/450-20-50-9" }, "r383": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 5.Y.Q2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480102/450-20-S99-1" }, "r384": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 5.Y.Q4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480102/450-20-S99-1" }, "r385": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "460", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482454/460-10-45-1" }, "r386": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r387": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(iii)(A))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r388": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(iv))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r389": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r390": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r391": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(iii)(A))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r392": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(iii)(B))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r393": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(iv))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r394": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r395": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r396": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r397": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r398": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r399": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r400": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r401": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1D", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1D" }, "r402": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1D", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1D" }, "r403": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1D", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1D" }, "r404": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1E", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1E" }, "r405": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1E", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1E" }, "r406": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1E", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1E" }, "r407": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F" }, "r408": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F" }, "r409": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F" }, "r410": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F" }, "r411": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1I", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1I" }, "r412": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-6" }, "r413": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "18", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-18" }, "r414": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.3-04)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480008/505-10-S99-1" }, "r415": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-4" }, "r416": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-5" }, "r417": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r418": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r419": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r420": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)(A)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r421": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)(B)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r422": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)(C)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r423": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r424": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r425": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-5" }, "r426": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//718/tableOfContent" }, "r427": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "35", "Paragraph": "1D", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480483/718-10-35-1D" }, "r428": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "35", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480483/718-10-35-3" }, "r429": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480454/718-10-45-1" }, "r430": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r431": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r432": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r433": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r434": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r435": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r436": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r437": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r438": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r439": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(02)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r440": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r441": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(04)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r442": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r443": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r444": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r445": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r446": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(02)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r447": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r448": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r449": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r450": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r451": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r452": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r453": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r454": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r455": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r456": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(v)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r457": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(h)(1)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r458": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(h)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r459": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(h)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r460": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r461": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(l)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r462": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r463": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r464": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r465": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 14.F)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479830/718-10-S99-1" }, "r466": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "720", "SubTopic": "35", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483406/720-35-50-1" }, "r467": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//740/tableOfContent" }, "r468": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482525/740-10-45-4" }, "r469": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482525/740-10-45-6" }, "r470": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-10" }, "r471": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-12" }, "r472": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-14" }, "r473": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "17", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-17" }, "r474": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "21", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-21" }, "r475": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r476": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r477": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(d)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r478": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(d)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r479": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB TOPIC 6.I.5.Q1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r480": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB TOPIC 6.I.7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r481": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 6.I.Fact.1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r482": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 6.I.Fact.2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r483": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SAB Topic 11.C)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-2" }, "r484": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "270", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482526/740-270-50-1" }, "r485": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482603/740-30-50-2" }, "r486": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479845/805-20-65-3" }, "r487": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479845/805-20-65-3" }, "r488": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479845/805-20-65-3" }, "r489": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "19", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-19" }, "r490": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-25" }, "r491": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-25" }, "r492": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1A" }, "r493": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1A" }, "r494": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-3" }, "r495": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-3" }, "r496": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4K", "Subparagraph": "(a)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4K" }, "r497": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r498": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r499": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r500": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r501": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r502": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r503": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r504": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r505": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r506": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(i)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r507": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(i)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r508": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480237/815-40-50-5" }, "r509": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r510": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r511": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r512": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r513": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r514": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r515": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r516": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r517": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r518": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r519": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r520": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-2" }, "r521": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r522": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r523": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r524": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r525": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r526": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-3" }, "r527": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-6B" }, "r528": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-6B" }, "r529": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "13", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482477/820-10-65-13" }, "r530": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "13", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482477/820-10-65-13" }, "r531": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "28", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-28" }, "r532": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482833/825-10-65-6" }, "r533": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482833/825-10-65-6" }, "r534": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482833/825-10-65-6" }, "r535": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482833/825-10-65-6" }, "r536": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "17", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-17" }, "r537": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20" }, "r538": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20" }, "r539": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20" }, "r540": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20" }, "r541": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481674/830-30-50-1" }, "r542": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "832", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483482/832-10-65-1" }, "r543": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "832", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483482/832-10-65-1" }, "r544": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "835", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483013/835-20-50-1" }, "r545": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "835", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482900/835-30-50-1" }, "r546": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479832/842-10-65-5" }, "r547": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479832/842-10-65-5" }, "r548": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479832/842-10-65-5" }, "r549": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(d)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479832/842-10-65-5" }, "r550": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r551": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r552": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r553": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(3)(iii)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r554": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(3)(iii)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r555": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r556": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r557": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r558": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r559": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r560": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r561": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r562": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r563": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r564": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r565": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r566": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r567": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r568": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481444/860-30-45-1" }, "r569": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-7" }, "r570": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-7" }, "r571": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-7" }, "r572": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481260/860-50-45-1" }, "r573": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481260/860-50-45-2" }, "r574": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481260/860-50-45-2" }, "r575": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3" }, "r576": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3" }, "r577": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3" }, "r578": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(4)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3" }, "r579": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r580": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r581": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r582": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r583": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(5)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r584": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r585": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r586": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r587": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(e)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r588": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(e)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r589": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(e)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r590": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "910", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482546/910-10-50-6" }, "r591": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "924", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 11.L)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479941/924-10-S99-1" }, "r592": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "926", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483194/926-20-65-2" }, "r593": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "926", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483194/926-20-65-2" }, "r594": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "926", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483194/926-20-65-2" }, "r595": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r596": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(23))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r597": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(26))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r598": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(27))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r599": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "230", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481160/942-230-45-1" }, "r600": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-05(b)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479557/942-235-S99-1" }, "r601": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-2" }, "r602": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3A" }, "r603": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3A" }, "r604": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3A" }, "r605": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3A" }, "r606": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "360", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480842/942-360-50-1" }, "r607": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r608": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r609": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r610": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r611": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r612": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r613": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1A" }, "r614": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1D", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1D" }, "r615": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1F" }, "r616": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(15))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r617": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r618": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(12))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r619": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(19))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r620": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(22))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r621": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(23)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r622": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(23)(a)(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r623": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(25))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r624": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(8)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r625": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(8))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r626": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r627": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(16))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r628": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(18))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r629": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(19))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r630": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(2)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r631": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(22))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r632": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(23))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r633": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(9))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r634": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column A))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r635": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column B))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r636": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column C))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r637": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column D))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r638": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column E))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r639": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column F))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r640": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7A", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480081/944-40-50-7A" }, "r641": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r642": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r643": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r644": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r645": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r646": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r647": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r648": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r649": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(2)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r650": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(2)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r651": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(h)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r652": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(h)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r653": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480424/946-10-50-1" }, "r654": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480424/946-10-50-2" }, "r655": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480424/946-10-50-3" }, "r656": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3" }, "r657": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-11" }, "r658": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-13" }, "r659": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "205", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480767/946-205-45-3" }, "r660": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "205", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480767/946-205-45-4" }, "r661": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480555/946-210-45-4" }, "r662": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6" }, "r663": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6" }, "r664": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r665": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r666": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(12)(b)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r667": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(12)(b)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r668": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(12)(b)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r669": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(13)(a)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r670": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(13)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r671": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(14))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r672": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(15))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r673": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(16)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r674": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(17))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r675": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(19))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r676": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(2)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r677": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(2)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r678": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(3)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r679": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(3)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r680": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(3)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r681": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r682": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r683": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r684": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r685": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(8))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r686": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r687": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r688": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r689": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r690": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.6-05(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-2" }, "r691": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.6-05(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-2" }, "r692": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-3" }, "r693": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-7" }, "r694": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r695": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r696": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r697": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r698": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r699": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r700": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r701": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r702": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r703": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r704": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r705": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r706": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r707": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r708": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r709": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(9))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r710": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(1)(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r711": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(4)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r712": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r713": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r714": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r715": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-12A(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-2" }, "r716": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 4)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r717": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 4)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r718": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r719": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "948", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481852/948-310-45-1" }, "r720": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "954", "SubTopic": "440", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480327/954-440-50-1" }, "r721": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "976", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482856/976-310-50-1" }, "r722": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "978", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482707/978-310-50-1" }, "r723": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "13H", "Subparagraph": "(a)", "SubTopic": "40", "Topic": "944", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480046/944-40-55-13H" }, "r724": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483467/210-10-45-1" }, "r725": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(m)(1)(ii)(A))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r726": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "52", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482635/260-10-55-52" }, "r727": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "30", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-30" }, "r728": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "31", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-31" }, "r729": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481933/310-10-55-12A" }, "r730": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-10" }, "r731": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-11" }, "r732": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-12" }, "r733": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-12" }, "r734": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Subparagraph": "(d)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-12" }, "r735": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "15", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-15" }, "r736": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "79", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-79" }, "r737": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "80", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-80" }, "r738": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479081/326-30-55-8" }, "r739": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r740": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "69B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69B" }, "r741": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "69C", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69C" }, "r742": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "69E", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69E" }, "r743": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "69F", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69F" }, "r744": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13" }, "r745": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "91", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479777/606-10-55-91" }, "r746": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r747": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r748": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "17", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480482/715-20-55-17" }, "r749": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480547/715-80-55-8" }, "r750": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r751": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r752": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-3" }, "r753": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "4J", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481175/810-10-55-4J" }, "r754": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "4K", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481175/810-10-55-4K" }, "r755": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "852", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481372/852-10-55-10" }, "r756": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "944", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479401/944-30-55-2" }, "r757": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "29F", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480046/944-40-55-29F" }, "r758": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-1" }, "r759": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6" }, "r760": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480493/946-210-55-1" }, "r761": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480833/946-310-45-1" }, "r762": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column A)(Footnote 2)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r763": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-12A(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-2" }, "r764": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 1)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r765": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r766": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480167/946-830-55-10" }, "r767": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480167/946-830-55-11" }, "r768": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480167/946-830-55-12" }, "r769": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "948", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-29(Footnote 4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479851/948-310-S99-1" }, "r770": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "b" }, "r771": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "b-2" }, "r772": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "d1-1" }, "r773": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 10-Q", "Number": "240", "Section": "308", "Subsection": "a" }, "r774": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Forms 10-K, 10-Q, 20-F", "Number": "240", "Section": "13", "Subsection": "a-1" }, "r775": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-T", "Number": "232", "Section": "405" }, "r776": { "role": "http://www.xbrl.org/2003/role/recommendedDisclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "SubTopic": "20", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481569/310-20-50-3" }, "r777": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "SubTopic": "10", "Topic": "250", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-3" }, "r778": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4H", "SubTopic": "40", "Topic": "944", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480081/944-40-50-4H" }, "r779": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(a)", "Publisher": "SEC" }, "r780": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(b)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r781": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(b)", "Subparagraph": "(2)", "Publisher": "SEC" }, "r782": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(b)", "Subparagraph": "(3)", "Publisher": "SEC" }, "r783": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(c)", "Subparagraph": "(2)(i)", "Publisher": "SEC" }, "r784": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(c)", "Subparagraph": "(2)(ii)", "Publisher": "SEC" }, "r785": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(c)", "Subparagraph": "(2)(iii)", "Publisher": "SEC" }, "r786": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1404", "Paragraph": "(a)", "Publisher": "SEC" }, "r787": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r788": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(2)", "Publisher": "SEC" }, "r789": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(3)", "Publisher": "SEC" }, "r790": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r791": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(3)(a)(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r792": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-4" }, "r793": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-5" }, "r794": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-6" }, "r795": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(b)(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r796": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r797": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "13", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-13" }, "r798": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "14", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-14" }, "r799": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "15", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-15" }, "r800": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "16", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-16" }, "r801": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "21", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-21" }, "r802": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28" }, "r803": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(f))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r804": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(g)(1)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r805": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(h)(1)(Note 1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r806": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "23", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-23" }, "r807": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-24" }, "r808": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-5" }, "r809": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-6" }, "r810": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-1" }, "r811": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "33", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-33" }, "r812": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "34", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-34" }, "r813": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42" }, "r814": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42" }, "r815": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481830/320-10-45-1" }, "r816": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481830/320-10-45-11" }, "r817": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r818": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r819": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(aa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r820": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(aaa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r821": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r822": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r823": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r824": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r825": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r826": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r827": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r828": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r829": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r830": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r831": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-9" }, "r832": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "321", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479536/321-10-50-3" }, "r833": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "321", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479536/321-10-50-3" }, "r834": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "321", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479536/321-10-50-3" }, "r835": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "323", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481687/323-10-50-3" }, "r836": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r837": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5" }, "r838": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479344/326-20-45-1" }, "r839": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r840": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-14" }, "r841": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-5" }, "r842": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "410", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481931/410-30-50-10" }, "r843": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "450", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//450/tableOfContent" }, "r844": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483076/450-20-50-9" }, "r845": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 5.Y.Q2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480102/450-20-S99-1" }, "r846": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r847": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(iii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r848": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r849": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-5" }, "r850": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "91", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479777/606-10-55-91" }, "r851": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r852": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r853": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r854": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r855": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r856": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r857": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r858": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r859": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r860": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(02)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r861": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r862": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(04)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r863": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r864": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r865": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r866": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r867": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(02)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r868": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r869": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r870": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r871": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r872": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r873": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r874": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r875": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r876": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r877": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(v)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r878": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r879": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r880": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r881": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r882": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-12" }, "r883": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(d)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r884": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(d)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r885": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r886": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r887": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r888": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r889": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r890": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "28", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-28" }, "r891": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20" }, "r892": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481674/830-30-50-1" }, "r893": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r894": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "852", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481404/852-10-50-7" }, "r895": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "852", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481404/852-10-50-7" }, "r896": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r897": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r898": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r899": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r900": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r901": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r902": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-1A" }, "r903": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r904": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-2" }, "r905": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r906": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1B" }, "r907": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(15)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r908": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479432/944-30-50-2B" }, "r909": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480109/944-80-50-1" }, "r910": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "205", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480767/946-205-45-4" }, "r911": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(12)(b)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r912": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-3" }, "r913": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Subparagraph": "(k)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-3" }, "r914": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r915": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(4)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r916": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r917": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480833/946-310-45-1" }, "r918": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r919": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "39", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480228/946-830-45-39" } } } ZIP 82 0001193125-24-136930-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001193125-24-136930-xbrl.zip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d835753d10q_htm.xml IDEA: XBRL DOCUMENT 0001514743 2023-07-01 2024-03-31 0001514743 2024-03-31 0001514743 2023-06-30 0001514743 2024-01-01 2024-03-31 0001514743 2023-01-01 2023-03-31 0001514743 2022-07-01 2023-03-31 0001514743 2022-07-01 2023-06-30 0001514743 2024-05-06 0001514743 2022-06-30 0001514743 2023-12-31 0001514743 2022-12-31 0001514743 2023-03-31 0001514743 iroq:EmployeeStockOwnershipPlanEsopMember 2024-03-31 0001514743 us-gaap:FairValueInputsLevel1Member 2024-03-31 0001514743 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2024-03-31 0001514743 us-gaap:USTreasuryAndGovernmentMember 2024-03-31 0001514743 us-gaap:USTreasurySecuritiesMember 2024-03-31 0001514743 iroq:SmallBusinessAdministrationMember 2024-03-31 0001514743 us-gaap:USStatesAndPoliticalSubdivisionsMember 2024-03-31 0001514743 us-gaap:FairValueInputsLevel3Member 2024-03-31 0001514743 us-gaap:FairValueInputsLevel2Member 2024-03-31 0001514743 iroq:RealEstateLoansMultiFamilyMember 2024-03-31 0001514743 us-gaap:CommercialPortfolioSegmentMember 2024-03-31 0001514743 us-gaap:ConsumerPortfolioSegmentMember 2024-03-31 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember 2024-03-31 0001514743 us-gaap:ConstructionLoansMember 2024-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyMember 2024-03-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember 2024-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember 2024-03-31 0001514743 iroq:ConsumerLoansMember 2024-03-31 0001514743 us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FairValueInputsLevel2Member 2024-03-31 0001514743 us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FairValueInputsLevel3Member 2024-03-31 0001514743 us-gaap:USTreasurySecuritiesMember 2024-03-31 0001514743 us-gaap:USTreasurySecuritiesMember us-gaap:FairValueInputsLevel1Member 2024-03-31 0001514743 us-gaap:USTreasuryAndGovernmentMember 2024-03-31 0001514743 us-gaap:USTreasuryAndGovernmentMember us-gaap:FairValueInputsLevel2Member 2024-03-31 0001514743 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2024-03-31 0001514743 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember us-gaap:FairValueInputsLevel2Member 2024-03-31 0001514743 iroq:SmallBusinessAdministrationMember 2024-03-31 0001514743 iroq:SmallBusinessAdministrationMember us-gaap:FairValueInputsLevel2Member 2024-03-31 0001514743 us-gaap:USStatesAndPoliticalSubdivisionsMember 2024-03-31 0001514743 us-gaap:AssetPledgedAsCollateralWithRightMember 2024-03-31 0001514743 iroq:RealEstateLoansMultiFamilyMember us-gaap:PassMember 2024-03-31 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember us-gaap:PassMember 2024-03-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:PassMember 2024-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember us-gaap:PassMember 2024-03-31 0001514743 us-gaap:PassMember 2024-03-31 0001514743 us-gaap:SubstandardMember 2024-03-31 0001514743 us-gaap:ConstructionLoansMember us-gaap:PassMember 2024-03-31 0001514743 us-gaap:CommercialPortfolioSegmentMember us-gaap:PassMember 2024-03-31 0001514743 us-gaap:ConsumerPortfolioSegmentMember us-gaap:PassMember 2024-03-31 0001514743 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2024-03-31 0001514743 us-gaap:FinancingReceivables30To59DaysPastDueMember 2024-03-31 0001514743 us-gaap:FinancingReceivables60To89DaysPastDueMember 2024-03-31 0001514743 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2024-03-31 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2024-03-31 0001514743 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2024-03-31 0001514743 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2024-03-31 0001514743 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2024-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2024-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2024-03-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2024-03-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2024-03-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2024-03-31 0001514743 us-gaap:CommercialPortfolioSegmentMember us-gaap:SubstandardMember 2024-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember us-gaap:SubstandardMember 2024-03-31 0001514743 us-gaap:MaturityOvernightMember 2024-03-31 0001514743 us-gaap:SpecialMentionMember 2024-03-31 0001514743 srt:MinimumMember iroq:MaturityCallDateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 srt:MaximumMember iroq:MaturityCallDateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 srt:MinimumMember iroq:WeightedAverageCouponMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 srt:MaximumMember iroq:WeightedAverageCouponMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 srt:WeightedAverageMember iroq:WeightedAverageCouponMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 srt:MinimumMember iroq:MarketabilityYieldAdjustmentMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 srt:MinimumMember us-gaap:MeasurementInputConstantPrepaymentRateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 srt:MaximumMember us-gaap:MeasurementInputConstantPrepaymentRateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 srt:WeightedAverageMember us-gaap:MeasurementInputConstantPrepaymentRateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 srt:MinimumMember us-gaap:MeasurementInputDefaultRateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 srt:MaximumMember us-gaap:MeasurementInputDefaultRateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 srt:WeightedAverageMember us-gaap:MeasurementInputDefaultRateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 srt:MaximumMember iroq:MarketabilityYieldAdjustmentMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 srt:WeightedAverageMember iroq:MarketabilityYieldAdjustmentMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 us-gaap:MeasurementInputDiscountRateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 srt:WeightedAverageMember us-gaap:MeasurementInputDiscountRateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2024-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember us-gaap:SpecialMentionMember 2024-03-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:SubstandardMember 2024-03-31 0001514743 us-gaap:DebtSecuritiesMember 2024-03-31 0001514743 iroq:RealEstateLoansMultiFamilyMember us-gaap:SubstandardMember 2024-03-31 0001514743 us-gaap:FairValueConcentrationOfRiskCollateralPolicyMember 2024-03-31 0001514743 iroq:PurchasedLoansMember 2024-03-31 0001514743 iroq:EmployeeStockOwnershipPlanEsopMember us-gaap:EmployeeSeveranceMember 2024-03-31 0001514743 iroq:EquityIncentivePlanMember 2024-03-31 0001514743 iroq:RestrictedStockAndRestrictedStockUnitsRsuMember iroq:TwoThousandAndTwentyTwoEquityIncentivePlanMember 2024-03-31 0001514743 us-gaap:EmployeeStockOptionMember iroq:TwoThousandAndTwentyTwoEquityIncentivePlanMember 2024-03-31 0001514743 iroq:TwoThousandAndTwentyTwoEquityIncentivePlanMember 2024-03-31 0001514743 iroq:RestrictedStockAndRestrictedStockUnitsRsuMember iroq:EquityIncentivePlanMember 2024-03-31 0001514743 us-gaap:EmployeeStockOptionMember iroq:EquityIncentivePlanMember 2024-03-31 0001514743 us-gaap:RestrictedStockMember iroq:EquityIncentivePlanMember 2024-03-31 0001514743 us-gaap:ResidentialRealEstateMember 2024-03-31 0001514743 us-gaap:DebtInstrumentRedemptionPeriodOneMember us-gaap:AssetPledgedAsCollateralMember us-gaap:FederalReserveBankAdvancesMember 2024-03-31 0001514743 us-gaap:AssetPledgedAsCollateralMember us-gaap:FederalReserveBankAdvancesMember 2024-03-31 0001514743 iroq:SevenAdvancesUnderTheBanksHomeLoanBankCommunitySmallBusinessProgrammedMember 2024-03-31 0001514743 srt:MaximumMember us-gaap:DebtInstrumentRedemptionPeriodOneMember 2024-03-31 0001514743 srt:MinimumMember us-gaap:DebtInstrumentRedemptionPeriodOneMember 2024-03-31 0001514743 iroq:EmployeeStockOwnershipPlanEsopMember 2023-06-30 0001514743 us-gaap:FairValueInputsLevel1Member 2023-06-30 0001514743 iroq:SmallBusinessAdministrationMember 2023-06-30 0001514743 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2023-06-30 0001514743 us-gaap:USTreasuryAndGovernmentMember 2023-06-30 0001514743 us-gaap:USTreasurySecuritiesMember 2023-06-30 0001514743 us-gaap:USStatesAndPoliticalSubdivisionsMember 2023-06-30 0001514743 us-gaap:FairValueInputsLevel3Member 2023-06-30 0001514743 us-gaap:FairValueInputsLevel2Member 2023-06-30 0001514743 iroq:RealEstateLoansOneToFourFamilyMember 2023-06-30 0001514743 iroq:RealEstateLoansMultiFamilyMember 2023-06-30 0001514743 us-gaap:CommercialPortfolioSegmentMember 2023-06-30 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember 2023-06-30 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember 2023-06-30 0001514743 us-gaap:ConstructionLoansMember 2023-06-30 0001514743 us-gaap:ConsumerPortfolioSegmentMember 2023-06-30 0001514743 iroq:ConsumerLoansMember 2023-06-30 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember 2023-06-30 0001514743 us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FairValueInputsLevel2Member 2023-06-30 0001514743 us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FairValueInputsLevel3Member 2023-06-30 0001514743 us-gaap:USTreasurySecuritiesMember 2023-06-30 0001514743 us-gaap:USTreasurySecuritiesMember us-gaap:FairValueInputsLevel2Member 2023-06-30 0001514743 us-gaap:USTreasuryAndGovernmentMember us-gaap:FairValueInputsLevel2Member 2023-06-30 0001514743 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2023-06-30 0001514743 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember us-gaap:FairValueInputsLevel2Member 2023-06-30 0001514743 iroq:SmallBusinessAdministrationMember 2023-06-30 0001514743 iroq:SmallBusinessAdministrationMember us-gaap:FairValueInputsLevel2Member 2023-06-30 0001514743 us-gaap:USStatesAndPoliticalSubdivisionsMember 2023-06-30 0001514743 us-gaap:USTreasuryAndGovernmentMember 2023-06-30 0001514743 iroq:ConsumerLoansMember 2023-06-30 0001514743 us-gaap:RealEstateLoanMember 2023-06-30 0001514743 us-gaap:AssetPledgedAsCollateralWithRightMember 2023-06-30 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember us-gaap:PassMember 2023-06-30 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember us-gaap:SubstandardMember 2023-06-30 0001514743 us-gaap:CommercialPortfolioSegmentMember us-gaap:PassMember 2023-06-30 0001514743 us-gaap:CommercialPortfolioSegmentMember us-gaap:SubstandardMember 2023-06-30 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:PassMember 2023-06-30 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember us-gaap:PassMember 2023-06-30 0001514743 us-gaap:ConstructionLoansMember us-gaap:PassMember 2023-06-30 0001514743 iroq:RealEstateLoansMultiFamilyMember us-gaap:PassMember 2023-06-30 0001514743 us-gaap:ConsumerPortfolioSegmentMember us-gaap:PassMember 2023-06-30 0001514743 us-gaap:PassMember 2023-06-30 0001514743 us-gaap:SubstandardMember 2023-06-30 0001514743 us-gaap:FinancingReceivables30To59DaysPastDueMember 2023-06-30 0001514743 us-gaap:FinancingReceivables60To89DaysPastDueMember 2023-06-30 0001514743 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2023-06-30 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2023-06-30 0001514743 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2023-06-30 0001514743 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2023-06-30 0001514743 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2023-06-30 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2023-06-30 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2023-06-30 0001514743 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2023-06-30 0001514743 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2023-06-30 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2023-06-30 0001514743 us-gaap:ConsumerPortfolioSegmentMember us-gaap:SubstandardMember 2023-06-30 0001514743 srt:WeightedAverageMember us-gaap:MeasurementInputDefaultRateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 srt:MinimumMember iroq:MaturityCallDateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 srt:MaximumMember iroq:MaturityCallDateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 srt:MinimumMember iroq:WeightedAverageCouponMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 srt:MaximumMember iroq:WeightedAverageCouponMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 srt:WeightedAverageMember iroq:WeightedAverageCouponMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 srt:WeightedAverageMember us-gaap:MeasurementInputDiscountRateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 srt:MinimumMember us-gaap:MeasurementInputConstantPrepaymentRateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 srt:MaximumMember us-gaap:MeasurementInputConstantPrepaymentRateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 srt:WeightedAverageMember us-gaap:MeasurementInputConstantPrepaymentRateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 srt:MinimumMember us-gaap:MeasurementInputDefaultRateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 srt:MaximumMember us-gaap:MeasurementInputDefaultRateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 us-gaap:MeasurementInputDiscountRateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 srt:MinimumMember iroq:MarketabilityYieldAdjustmentMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 srt:MaximumMember iroq:MarketabilityYieldAdjustmentMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 srt:WeightedAverageMember iroq:MarketabilityYieldAdjustmentMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2023-06-30 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:SubstandardMember 2023-06-30 0001514743 us-gaap:DebtSecuritiesMember 2023-06-30 0001514743 iroq:RealEstateLoansMultiFamilyMember us-gaap:SubstandardMember 2023-06-30 0001514743 us-gaap:SpecialMentionMember 2023-06-30 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember us-gaap:SpecialMentionMember 2023-06-30 0001514743 us-gaap:FairValueConcentrationOfRiskCollateralPolicyMember 2023-06-30 0001514743 iroq:PurchasedLoansMember 2023-06-30 0001514743 us-gaap:AssetPledgedAsCollateralMember us-gaap:FederalReserveBankAdvancesMember 2023-06-30 0001514743 srt:MinimumMember us-gaap:DebtInstrumentRedemptionPeriodTwoMember 2023-06-30 0001514743 srt:MaximumMember us-gaap:DebtInstrumentRedemptionPeriodTwoMember 2023-06-30 0001514743 us-gaap:RetainedEarningsMember 2022-07-01 2023-03-31 0001514743 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2022-07-01 2023-03-31 0001514743 us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2022-07-01 2023-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember iroq:AccumulatedNetRealizedInvestmentGainLossMember 2022-07-01 2023-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2022-07-01 2023-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember 2022-07-01 2023-03-31 0001514743 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-07-01 2023-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember 2022-07-01 2023-03-31 0001514743 iroq:RealEstateLoansMultiFamilyMember 2022-07-01 2023-03-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember 2022-07-01 2023-03-31 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember 2022-07-01 2023-03-31 0001514743 us-gaap:ConstructionLoansMember 2022-07-01 2023-03-31 0001514743 us-gaap:CommercialPortfolioSegmentMember 2022-07-01 2023-03-31 0001514743 us-gaap:ConsumerPortfolioSegmentMember 2022-07-01 2023-03-31 0001514743 us-gaap:CommonStockMember 2022-07-01 2023-03-31 0001514743 us-gaap:AdditionalPaidInCapitalMember 2022-07-01 2023-03-31 0001514743 iroq:UnearnedESOPSharesMember 2022-07-01 2023-03-31 0001514743 us-gaap:FinancialServiceOtherMember 2022-07-01 2023-03-31 0001514743 us-gaap:DepositAccountMember 2022-07-01 2023-03-31 0001514743 us-gaap:EmployeeStockOptionMember iroq:EquityIncentivePlanMember 2022-07-01 2023-03-31 0001514743 us-gaap:RestrictedStockMember iroq:EquityIncentivePlanMember 2022-07-01 2023-03-31 0001514743 us-gaap:AssetPledgedAsCollateralWithRightMember 2022-07-01 2023-03-31 0001514743 us-gaap:RetainedEarningsMember 2023-01-01 2023-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember iroq:AccumulatedNetRealizedInvestmentGainLossMember 2023-01-01 2023-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2023-01-01 2023-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember 2023-01-01 2023-03-31 0001514743 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2023-01-01 2023-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember 2023-01-01 2023-03-31 0001514743 iroq:RealEstateLoansMultiFamilyMember 2023-01-01 2023-03-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember 2023-01-01 2023-03-31 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember 2023-01-01 2023-03-31 0001514743 us-gaap:ConstructionLoansMember 2023-01-01 2023-03-31 0001514743 us-gaap:CommercialPortfolioSegmentMember 2023-01-01 2023-03-31 0001514743 us-gaap:ConsumerPortfolioSegmentMember 2023-01-01 2023-03-31 0001514743 us-gaap:AdditionalPaidInCapitalMember 2023-01-01 2023-03-31 0001514743 iroq:UnearnedESOPSharesMember 2023-01-01 2023-03-31 0001514743 us-gaap:DepositAccountMember 2023-01-01 2023-03-31 0001514743 us-gaap:FinancialServiceOtherMember 2023-01-01 2023-03-31 0001514743 us-gaap:AssetPledgedAsCollateralWithRightMember 2023-01-01 2023-03-31 0001514743 us-gaap:RetainedEarningsMember 2023-07-01 2024-03-31 0001514743 us-gaap:RestrictedStockMember 2023-07-01 2024-03-31 0001514743 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2023-07-01 2024-03-31 0001514743 us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2023-07-01 2024-03-31 0001514743 iroq:MortgageServicingRightsMember 2023-07-01 2024-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember iroq:AccumulatedNetRealizedInvestmentGainLossMember 2023-07-01 2024-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2023-07-01 2024-03-31 0001514743 iroq:ObligationsOfStateAndPoliticalSubdivisionsMember 2023-07-01 2024-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember 2023-07-01 2024-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember 2023-07-01 2024-03-31 0001514743 iroq:RealEstateLoansMultiFamilyMember 2023-07-01 2024-03-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember 2023-07-01 2024-03-31 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember 2023-07-01 2024-03-31 0001514743 us-gaap:ConstructionLoansMember 2023-07-01 2024-03-31 0001514743 us-gaap:CommercialPortfolioSegmentMember 2023-07-01 2024-03-31 0001514743 us-gaap:ConsumerPortfolioSegmentMember 2023-07-01 2024-03-31 0001514743 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2023-07-01 2024-03-31 0001514743 us-gaap:AdditionalPaidInCapitalMember 2023-07-01 2024-03-31 0001514743 iroq:UnearnedESOPSharesMember 2023-07-01 2024-03-31 0001514743 iroq:EmployeeStockOwnershipPlanEsopMember 2023-07-01 2024-03-31 0001514743 us-gaap:FinancialServiceOtherMember 2023-07-01 2024-03-31 0001514743 us-gaap:DepositAccountMember 2023-07-01 2024-03-31 0001514743 srt:MinimumMember iroq:EmployeeStockOwnershipPlanEsopMember 2023-07-01 2024-03-31 0001514743 srt:MaximumMember iroq:EmployeeStockOwnershipPlanEsopMember 2023-07-01 2024-03-31 0001514743 us-gaap:EmployeeStockOptionMember iroq:EquityIncentivePlanMember 2023-07-01 2024-03-31 0001514743 iroq:TroubledDebtRestructuringsMember 2023-07-01 2024-03-31 0001514743 us-gaap:EmployeeStockOptionMember iroq:TwoThousandAndTwentyTwoEquityIncentivePlanMember 2023-07-01 2024-03-31 0001514743 us-gaap:RestrictedStockMember iroq:EquityIncentivePlanMember 2023-07-01 2024-03-31 0001514743 us-gaap:AssetPledgedAsCollateralWithRightMember 2023-07-01 2024-03-31 0001514743 us-gaap:RetainedEarningsMember 2024-01-01 2024-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember iroq:AccumulatedNetRealizedInvestmentGainLossMember 2024-01-01 2024-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2024-01-01 2024-03-31 0001514743 us-gaap:ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember 2024-01-01 2024-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember 2024-01-01 2024-03-31 0001514743 iroq:RealEstateLoansMultiFamilyMember 2024-01-01 2024-03-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember 2024-01-01 2024-03-31 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember 2024-01-01 2024-03-31 0001514743 us-gaap:ConstructionLoansMember 2024-01-01 2024-03-31 0001514743 us-gaap:CommercialPortfolioSegmentMember 2024-01-01 2024-03-31 0001514743 us-gaap:ConsumerPortfolioSegmentMember 2024-01-01 2024-03-31 0001514743 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2024-01-01 2024-03-31 0001514743 us-gaap:AdditionalPaidInCapitalMember 2024-01-01 2024-03-31 0001514743 iroq:UnearnedESOPSharesMember 2024-01-01 2024-03-31 0001514743 us-gaap:DepositAccountMember 2024-01-01 2024-03-31 0001514743 us-gaap:FinancialServiceOtherMember 2024-01-01 2024-03-31 0001514743 us-gaap:AssetPledgedAsCollateralWithRightMember 2024-01-01 2024-03-31 0001514743 us-gaap:AccountingStandardsUpdate201613Member 2022-07-01 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember iroq:AllowanceForCreditLossesAsReportedUnderAsu201613Member 2022-07-01 0001514743 iroq:ImpactOnAllowanceOfAsu201613AdoptionMember 2022-07-01 0001514743 iroq:AllowanceForCreditLossBeforeAsu201613AdoptionMember 2022-07-01 0001514743 iroq:AllowanceForCreditLossesAsReportedUnderAsu201613Member 2022-07-01 0001514743 us-gaap:ConsumerPortfolioSegmentMember iroq:ImpactOnAllowanceOfAsu201613AdoptionMember 2022-07-01 0001514743 us-gaap:ConsumerPortfolioSegmentMember iroq:AllowanceForCreditLossBeforeAsu201613AdoptionMember 2022-07-01 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember iroq:AllowanceForCreditLossesAsReportedUnderAsu201613Member 2022-07-01 0001514743 iroq:RealEstateLoansMultiFamilyMember iroq:ImpactOnAllowanceOfAsu201613AdoptionMember 2022-07-01 0001514743 iroq:RealEstateLoansMultiFamilyMember iroq:AllowanceForCreditLossBeforeAsu201613AdoptionMember 2022-07-01 0001514743 iroq:RealEstateLoansMultiFamilyMember iroq:AllowanceForCreditLossesAsReportedUnderAsu201613Member 2022-07-01 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember iroq:ImpactOnAllowanceOfAsu201613AdoptionMember 2022-07-01 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember iroq:AllowanceForCreditLossBeforeAsu201613AdoptionMember 2022-07-01 0001514743 us-gaap:ConstructionLoansMember iroq:AllowanceForCreditLossesAsReportedUnderAsu201613Member 2022-07-01 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember iroq:ImpactOnAllowanceOfAsu201613AdoptionMember 2022-07-01 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember iroq:AllowanceForCreditLossBeforeAsu201613AdoptionMember 2022-07-01 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember iroq:AllowanceForCreditLossesAsReportedUnderAsu201613Member 2022-07-01 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember iroq:ImpactOnAllowanceOfAsu201613AdoptionMember 2022-07-01 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember iroq:AllowanceForCreditLossBeforeAsu201613AdoptionMember 2022-07-01 0001514743 us-gaap:ConsumerPortfolioSegmentMember iroq:AllowanceForCreditLossesAsReportedUnderAsu201613Member 2022-07-01 0001514743 us-gaap:CommercialPortfolioSegmentMember iroq:ImpactOnAllowanceOfAsu201613AdoptionMember 2022-07-01 0001514743 us-gaap:CommercialPortfolioSegmentMember iroq:AllowanceForCreditLossBeforeAsu201613AdoptionMember 2022-07-01 0001514743 us-gaap:CommercialPortfolioSegmentMember iroq:AllowanceForCreditLossesAsReportedUnderAsu201613Member 2022-07-01 0001514743 us-gaap:ConstructionLoansMember iroq:ImpactOnAllowanceOfAsu201613AdoptionMember 2022-07-01 0001514743 us-gaap:ConstructionLoansMember iroq:AllowanceForCreditLossBeforeAsu201613AdoptionMember 2022-07-01 0001514743 iroq:EmployeeStockOwnershipPlanEsopMember us-gaap:EmployeeSeveranceMember 2023-03-31 0001514743 us-gaap:EmployeeStockOptionMember iroq:EquityIncentivePlanMember 2013-12-10 2013-12-10 0001514743 us-gaap:RestrictedStockMember iroq:EquityIncentivePlanMember 2013-12-10 2013-12-10 0001514743 us-gaap:RestrictedStockMember iroq:EquityIncentivePlanMember 2013-12-10 0001514743 us-gaap:EmployeeStockOptionMember iroq:EquityIncentivePlanMember 2013-12-10 0001514743 us-gaap:RestrictedStockMember iroq:EquityIncentivePlanMember 2015-12-10 0001514743 us-gaap:RestrictedStockMember iroq:EquityIncentivePlanMember 2016-07-01 2016-12-31 0001514743 us-gaap:RestrictedStockMember iroq:EquityIncentivePlanMember 2022-09-09 0001514743 iroq:MortgageServicingRightsMember 2022-07-01 2023-06-30 0001514743 iroq:ObligationsOfStateAndPoliticalSubdivisionsMember 2022-07-01 2023-06-30 0001514743 us-gaap:ConsumerPortfolioSegmentMember 2022-07-01 2023-06-30 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember 2022-07-01 2023-06-30 0001514743 iroq:RealEstateLoansMultiFamilyMember 2022-07-01 2023-06-30 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember 2022-07-01 2023-06-30 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember 2022-07-01 2023-06-30 0001514743 us-gaap:ConstructionLoansMember 2022-07-01 2023-06-30 0001514743 us-gaap:CommercialPortfolioSegmentMember 2022-07-01 2023-06-30 0001514743 srt:MaximumMember 2020-03-31 0001514743 us-gaap:DebtInstrumentRedemptionPeriodOneMember us-gaap:AssetPledgedAsCollateralMember us-gaap:FederalReserveBankAdvancesMember 2024-03-31 2024-03-31 0001514743 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2022-06-30 0001514743 us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2022-06-30 0001514743 iroq:CumulativeImpactOfAsuTwoThousandSixteenThirteenMember iroq:UnearnedESOPSharesMember 2022-06-30 0001514743 iroq:CumulativeImpactOfAsuTwoThousandSixteenThirteenMember us-gaap:RetainedEarningsMember 2022-06-30 0001514743 iroq:CumulativeImpactOfAsuTwoThousandSixteenThirteenMember us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-06-30 0001514743 iroq:CumulativeImpactOfAsuTwoThousandSixteenThirteenMember 2022-06-30 0001514743 srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember us-gaap:CommonStockMember 2022-06-30 0001514743 srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember us-gaap:AdditionalPaidInCapitalMember 2022-06-30 0001514743 iroq:CumulativeImpactOfAsuTwoThousandSixteenThirteenMember us-gaap:CommonStockMember 2022-06-30 0001514743 iroq:CumulativeImpactOfAsuTwoThousandSixteenThirteenMember us-gaap:AdditionalPaidInCapitalMember 2022-06-30 0001514743 iroq:UnearnedESOPSharesMember 2022-06-30 0001514743 us-gaap:RetainedEarningsMember 2022-06-30 0001514743 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-06-30 0001514743 us-gaap:CommonStockMember 2022-06-30 0001514743 us-gaap:AdditionalPaidInCapitalMember 2022-06-30 0001514743 srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember iroq:UnearnedESOPSharesMember 2022-06-30 0001514743 srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember us-gaap:RetainedEarningsMember 2022-06-30 0001514743 srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-06-30 0001514743 srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember 2022-06-30 0001514743 us-gaap:ConstructionLoansMember 2022-06-30 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember 2022-06-30 0001514743 iroq:RealEstateLoansMultiFamilyMember 2022-06-30 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember 2022-06-30 0001514743 us-gaap:CommercialPortfolioSegmentMember 2022-06-30 0001514743 us-gaap:ConsumerPortfolioSegmentMember 2022-06-30 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember 2022-06-30 0001514743 us-gaap:ConsumerPortfolioSegmentMember 2023-03-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember 2023-03-31 0001514743 iroq:RealEstateLoansMultiFamilyMember 2023-03-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember 2023-03-31 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember 2023-03-31 0001514743 us-gaap:ConstructionLoansMember 2023-03-31 0001514743 us-gaap:CommercialPortfolioSegmentMember 2023-03-31 0001514743 us-gaap:CommonStockMember 2023-03-31 0001514743 us-gaap:AdditionalPaidInCapitalMember 2023-03-31 0001514743 iroq:UnearnedESOPSharesMember 2023-03-31 0001514743 us-gaap:RetainedEarningsMember 2023-03-31 0001514743 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2023-03-31 0001514743 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2023-03-31 0001514743 us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2023-03-31 0001514743 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-12-31 0001514743 us-gaap:CommonStockMember 2022-12-31 0001514743 us-gaap:AdditionalPaidInCapitalMember 2022-12-31 0001514743 iroq:UnearnedESOPSharesMember 2022-12-31 0001514743 us-gaap:RetainedEarningsMember 2022-12-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember 2022-12-31 0001514743 iroq:RealEstateLoansMultiFamilyMember 2022-12-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember 2022-12-31 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember 2022-12-31 0001514743 us-gaap:ConstructionLoansMember 2022-12-31 0001514743 us-gaap:CommercialPortfolioSegmentMember 2022-12-31 0001514743 us-gaap:ConsumerPortfolioSegmentMember 2022-12-31 0001514743 us-gaap:RestrictedStockMember 2023-06-30 0001514743 iroq:ObligationsOfStateAndPoliticalSubdivisionsMember 2023-06-30 0001514743 iroq:MortgageServicingRightsMember 2023-06-30 0001514743 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2023-06-30 0001514743 us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2023-06-30 0001514743 us-gaap:RestrictedStockMember 2024-03-31 0001514743 iroq:MortgageServicingRightsMember 2024-03-31 0001514743 iroq:ObligationsOfStateAndPoliticalSubdivisionsMember 2024-03-31 0001514743 iroq:UnearnedESOPSharesMember 2023-06-30 0001514743 us-gaap:RetainedEarningsMember 2023-06-30 0001514743 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2023-06-30 0001514743 us-gaap:CommonStockMember 2023-06-30 0001514743 us-gaap:AdditionalPaidInCapitalMember 2023-06-30 0001514743 us-gaap:CommonStockMember 2024-03-31 0001514743 us-gaap:AdditionalPaidInCapitalMember 2024-03-31 0001514743 iroq:UnearnedESOPSharesMember 2024-03-31 0001514743 us-gaap:RetainedEarningsMember 2024-03-31 0001514743 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2024-03-31 0001514743 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2024-03-31 0001514743 us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember 2024-03-31 0001514743 us-gaap:CommonStockMember 2023-12-31 0001514743 us-gaap:AdditionalPaidInCapitalMember 2023-12-31 0001514743 iroq:UnearnedESOPSharesMember 2023-12-31 0001514743 us-gaap:RetainedEarningsMember 2023-12-31 0001514743 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2023-12-31 0001514743 us-gaap:ConsumerPortfolioSegmentMember 2023-12-31 0001514743 iroq:RealEstateLoansOneToFourFamilyIncludingHomeEquityLoansMember 2023-12-31 0001514743 iroq:RealEstateLoansMultiFamilyMember 2023-12-31 0001514743 us-gaap:CommercialRealEstatePortfolioSegmentMember 2023-12-31 0001514743 iroq:RealEstateLoansHomeEquityLinesOfCreditMember 2023-12-31 0001514743 us-gaap:ConstructionLoansMember 2023-12-31 0001514743 us-gaap:CommercialPortfolioSegmentMember 2023-12-31 0001514743 iroq:ObligationsOfStateAndPoliticalSubdivisionsMember 2022-06-30 0001514743 iroq:MortgageServicingRightsMember 2022-06-30 iso4217:USD shares utr:Year pure utr:Month utr:Day iso4217:USD shares iroq:SecurityLoan iroq:Securities utr:M utr:Y false Q3 0001514743 --06-30 Yes Yes 10-Q true 2024-03-31 2024 false 001-35226 IF Bancorp, Inc. MD 45-1834449 201 East Cherry Street Watseka IL 60970 815 432-2476 Common Stock IROQ NASDAQ Non-accelerated Filer true false false 3353026 PT1000H P6Y P2Y P5Y 15885000 10717000 175000 271000 16060000 10988000 750000 1250000 195257000 201299000 7725000 7139000 643326000 587457000 9105000 9212000 10683000 11092000 5419000 3127000 7000 31000 3749000 2781000 15079000 14761000 1454000 1482000 10846000 11037000 2359000 3671000 904989000 848976000 43205000 107567000 315980000 344151000 293603000 264058000 29000000 19538000 681788000 735314000 18182000 10787000 95999000 19500000 25300000 0 1331000 1233000 2448000 2431000 2762000 1666000 44000 216000 4751000 6076000 832605000 777223000 0.01 0.01 100000000 100000000 3353026 3353026 3354626 3354626 33000 33000 51833000 51543000 139527 153960 1395000 1540000 43414000 43365000 -21501000 -21648000 72384000 71753000 904989000 848976000 9273000 6690000 25708000 18889000 1364000 1345000 4124000 4048000 23000 26000 74000 80000 112000 64000 258000 134000 31000 73000 159000 231000 10803000 8198000 30323000 23382000 4756000 2501000 12927000 4560000 1392000 661000 3620000 1491000 396000 0 546000 0 6544000 3162000 17093000 6051000 4259000 5036000 13230000 17331000 -390000 240000 196000 253000 4649000 4796000 13034000 17078000 100000 91000 309000 294000 62000 58000 195000 173000 182000 130000 556000 506000 166000 168000 485000 607000 0 12000 0 -171000 126000 43000 218000 267000 76000 48000 186000 124000 112000 96000 318000 290000 316000 296000 916000 938000 1140000 942000 3183000 3028000 3081000 3203000 8929000 9414000 277000 248000 854000 728000 549000 563000 1688000 1725000 135000 57000 435000 169000 18000 23000 48000 78000 104000 109000 286000 379000 75000 78000 304000 368000 19000 43000 73000 132000 21000 43000 127000 137000 22000 8000 51000 51000 64000 50000 177000 151000 49000 44000 122000 124000 0 0 -2000 28000 424000 377000 1297000 1187000 4838000 4846000 14393000 14615000 951000 892000 1824000 5491000 243000 202000 465000 1428000 708000 690000 1359000 4063000 0.22 0.22 0.42 1.29 0.22 0.21 0.42 1.25 0.2 0.2 0.4 0.4 708000 690000 -606000 874000 -1521000 2195000 0 4000 0 8000 -1521000 2187000 0 0 1000 2000 -1522000 2185000 -814000 2875000 1359000 4063000 58000 -649000 146000 -1630000 0 48000 0 -123000 146000 -1507000 1000 1000 -1000 4000 147000 -1511000 1506000 2552000 33000 51753000 -1443000 43377000 -19979000 73741000 708000 708000 -1522000 -1522000 0.2 0.2 671000 671000 49000 49000 4811 31000 48000 79000 33000 51833000 -1395000 43414000 -21501000 72384000 33000 51021000 -1636000 42714000 -21042000 71090000 690000 690000 2185000 2185000 0.2 0.2 672000 672000 283000 283000 90000 90000 4811 35000 48000 83000 33000 51429000 -1588000 42732000 -18857000 73749000 33000 51543000 -1540000 43365000 -21648000 71753000 1359000 1359000 147000 147000 0.4 0.4 1310000 1310000 212000 212000 14433 78000 145000 223000 33000 51833000 -1395000 43414000 -21501000 72384000 32000 50342000 -1732000 40362000 -17346000 71658000 0 0 0 -388000 0 -388000 32000 50342000 -1732000 39974000 -17346000 71270000 4063000 4063000 -1511000 -1511000 0.4 0.4 1305000 1305000 1000 731000 732000 237000 237000 14434 119000 144000 263000 33000 51429000 -1588000 42732000 -18857000 73749000 1359000 4063000 514000 487000 196000 253000 172000 -217000 132000 -236000 186000 124000 0 -171000 -2000 28000 318000 290000 223000 263000 212000 237000 9225000 5116000 8938000 5458000 968000 618000 -1312000 1648000 1096000 785000 19000 17000 -1996000 -2239000 1138000 1652000 500000 250000 1977000 16810000 0 7695000 8395000 19832000 55739000 59786000 193000 2142000 88000 0 25000 148000 2292000 1050000 0 349000 -51193000 -51514000 -92533000 -96884000 39007000 36432000 98000 849000 497875000 0 472575000 0 561999000 263600000 485500000 222100000 7395000 1520000 639000 633000 0 732000 55127000 -16484000 5072000 -66346000 10988000 75811000 16060000 9465000 15997000 5266000 221000 1780000 3000 0 671000 672000 <div style="margin-top: 12pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;">Note 1: Basis of Financial Statement Presentation </div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">IF Bancorp, Inc., (“IF Bancorp” or the “Company”) is a Maryland corporation whose principal activity is the ownership and management of its wholly owned subsidiary, Iroquois Federal Savings and Loan Association (“Iroquois Federal” or the “Association”). The unaudited condensed consolidated financial statements include the accounts of the Company, the Association, and the Association’s wholly owned subsidiary, L.C.I. Service Corporation. All significant intercompany accounts and transactions have been eliminated in consolidation. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (GAAP) for interim financial reporting and with instructions for Form 10–Q and Regulation S–X. Accordingly, certain information and footnote disclosures normally included in financial statements prepared in accordance with GAAP have been condensed or omitted pursuant to such rules and regulations. The preparation of consolidated financial statements requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the balance sheet date and revenues and expenses for the period. Actual results could differ from these estimates. In the opinion of management, the preceding unaudited condensed consolidated financial statements contain all adjustments (consisting only of normal recurring accruals) necessary for a fair presentation of the financial condition of the Company as of March 31, 2024 and June 30, 2023, and the results of its operations for the three month and nine month periods ended March 31, 2024 and 2023. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Annual Report on Form <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">10-K</div> for the year ended June 30, 2023. The results of operations for the three-month and nine-month periods ended March 31, 2024 are not necessarily indicative of the results that may be expected for the entire year. </div><div style="margin-top: 18pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;">Revenue Recognition </div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Accounting Standards Codification (“ASC”) 606, <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Revenue from Contracts with Customers </div></div>(“ASC 606”), establishes principles for reporting information about the nature, amount, timing and uncertainty of revenue and cash flows arising from the entity’s contracts to provide goods or services to customers. The core principle requires an entity to recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration that it expects to be entitled to receive in exchange for those goods or services recognized as performance obligations are satisfied. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The majority of our revenue-generating transactions are not subject to ASC 606, including revenue generated from financial instruments, such as our loans, letters of credit and investments securities, as well as revenue related to our mortgage servicing activities and bank owned life insurance, as these activities are subject to other GAAP discussed elsewhere within our disclosures. Descriptions of our revenue-generating activities that are within the scope of ASC 606, and which are presented in our income statements as components of noninterest income are as follows: </div><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:5%"> </td> <td style="width:3%;vertical-align:top;text-align:left;">•</td> <td style="width:1%;vertical-align:top"> </td> <td style="vertical-align:top;text-align:left;"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-align: left; line-height: normal;">Customer Service Fees - The Company generates revenue from fees charged for deposit account maintenance, overdrafts, wire transfers, and check fees. The revenue related to deposit fees is recognized at the time the performance obligation is satisfied. </div></td></tr></table><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:5%"> </td> <td style="width:3%;vertical-align:top;text-align:left;">•</td> <td style="width:1%;vertical-align:top"> </td> <td style="vertical-align:top;text-align:left;"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-align: left; line-height: normal;">Insurance Commissions - The Company’s insurance agency, IF Insurance Agency, receives commissions on premiums of new and renewed business policies. IF Insurance Agency records commission revenue on direct bill policies as the cash is received. For agency bill policies, IF Insurance Agency retains its commission portion of the customer premium payment and remits the balance to the carrier. In both cases, the carrier holds the performance obligation. </div></td></tr></table><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:5%"> </td> <td style="width:3%;vertical-align:top;text-align:left;">•</td> <td style="width:1%;vertical-align:top"> </td> <td style="vertical-align:top;text-align:left;"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-align: left; line-height: normal;">Brokerage Commissions - The primary brokerage revenue is recorded at the beginning of each quarter through billing to customers based on the account asset size on the last day of the previous quarter. If a withdrawal of funds takes place, a prorated refund may occur; this is reflected within the same quarter as the original billing occurred. All performance obligations are met within the same quarter that the revenue is recorded. </div></td></tr></table><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:5%"> </td> <td style="width:3%;vertical-align:top;text-align:left;">•</td> <td style="width:1%;vertical-align:top"> </td> <td style="vertical-align:top;text-align:left;"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-align: left; line-height: normal;">Other - The Company generates revenue through service charges from the use of its ATM machines and interchange income from the use of Company issued credit and debit cards. The revenue is recognized at the time the service is used, and the performance obligation is satisfied. </div></td></tr></table> <div style="margin-top: 18pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;">Note 2: New Accounting Pronouncements </div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In June 2016, the FASB issued ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13,</div> <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments</div></div>. The ASU requires an organization to measure all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. Organizations will continue to use judgment to determine which loss estimation method is appropriate for their circumstances. Additionally, the ASU amends the accounting for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">available-for-sale</div></div> debt securities and purchased financial assets with credit deterioration. For public companies eligible to be smaller reporting companies (SRC), this update was effective for interim and annual periods beginning after December 15, 2022. In preparation for the adoption of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13,</div> we engaged a firm specializing in ALLL modeling and utilized transition modeling for the two years prior to implementation. We also had our CECL model validated by an independent firm. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company early adopted ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13</div> using the current expected credit loss (“CECL”) methodology for financial assets measured at amortized cost, effective July 1, 2022. Results for the periods beginning after July 1, 2022, are presented under ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13,</div> while prior period amounts were reported in accordance with the previously applicable accounting standards. The Company recorded a reduction to retained earnings of approximately $388,000 upon adoption of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13.</div> The transition adjustment included an increase to the allowance for credit losses on loans of $47,000 and an increase to the allowance to credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet credit exposure of $496,000. The transition adjustment included a corresponding increase in deferred tax assets. </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table illustrates the impact of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13</div> adoption (in thousands): </div> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:84%;border:0;margin:0 auto"> <tr> <td style="width:90%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="10" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">July 1, 2022</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Allowance for credit<br/> losses as reported under</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Allowance pre-ASU 2016-</div></div></div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">13 Adoption</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Impact on Allowance<br/> of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13</div></div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Adoption</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Assets:</div></div> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Real Estate Loans</div> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to four-family</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,410</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,028</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">382</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Multi-Family</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,235</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,375</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(140</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,370</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,985</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">385</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">HELOC</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">103</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">70</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">33</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Construction</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">681</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">489</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">192</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial Business</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,207</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,025</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(818</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Consumer</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">93</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">80</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">13</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Allowance for credit losses for all loans</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,099</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,052</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">47</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Liabilities:</div></div> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Allowance for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">496</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">496</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> </tr> </table> <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In March 2022, FASB issued ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2022-02,</div> <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Financial Instruments-Credit Losses (Topic 326): Troubled Debt Restructurings and</div></div><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"> Vintage Disclosures</div></div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">.</div></div> The amendments in this update eliminate the accounting guidance and related disclosures for TDRs by creditors in Subtopic <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">310-40,</div><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"> Receivables—Troubled Debt Restructurings by Creditors</div></div>, while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty and requiring an entity to disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">326-20,</div><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"> Financial Instruments—Credit Losses—Measured at Amortized Cost</div></div>. The amendments in this update were effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years and are applied prospectively, except with respect to the recognition and measurement of TDRs, where an entity has the option to apply a modified retrospective transition method. The Company adopted ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2022-02,</div> effective July 1, 2023, with changes applied prospectively, except with respect to the recognition and measurement of TDRs where a modified retrospective transition method was applied. The adoption of this accounting guidance did not have a material impact on the Company’s consolidated financial statements. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In June 2016, the FASB issued ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13,</div> <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments</div></div>. The ASU requires an organization to measure all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. Organizations will continue to use judgment to determine which loss estimation method is appropriate for their circumstances. Additionally, the ASU amends the accounting for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">available-for-sale</div></div> debt securities and purchased financial assets with credit deterioration. For public companies eligible to be smaller reporting companies (SRC), this update was effective for interim and annual periods beginning after December 15, 2022. In preparation for the adoption of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13,</div> we engaged a firm specializing in ALLL modeling and utilized transition modeling for the two years prior to implementation. We also had our CECL model validated by an independent firm. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company early adopted ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13</div> using the current expected credit loss (“CECL”) methodology for financial assets measured at amortized cost, effective July 1, 2022. Results for the periods beginning after July 1, 2022, are presented under ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13,</div> while prior period amounts were reported in accordance with the previously applicable accounting standards. The Company recorded a reduction to retained earnings of approximately $388,000 upon adoption of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13.</div> The transition adjustment included an increase to the allowance for credit losses on loans of $47,000 and an increase to the allowance to credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet credit exposure of $496,000. The transition adjustment included a corresponding increase in deferred tax assets. </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table illustrates the impact of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13</div> adoption (in thousands): </div> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:84%;border:0;margin:0 auto"> <tr> <td style="width:90%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="10" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">July 1, 2022</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Allowance for credit<br/> losses as reported under</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Allowance pre-ASU 2016-</div></div></div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">13 Adoption</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Impact on Allowance<br/> of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13</div></div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Adoption</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Assets:</div></div> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Real Estate Loans</div> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to four-family</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,410</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,028</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">382</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Multi-Family</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,235</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,375</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(140</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,370</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,985</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">385</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">HELOC</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">103</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">70</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">33</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Construction</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">681</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">489</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">192</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial Business</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,207</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,025</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(818</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Consumer</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">93</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">80</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">13</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Allowance for credit losses for all loans</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,099</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,052</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">47</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Liabilities:</div></div> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Allowance for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">496</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">496</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> </tr> </table> <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In March 2022, FASB issued ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2022-02,</div> <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Financial Instruments-Credit Losses (Topic 326): Troubled Debt Restructurings and</div></div><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"> Vintage Disclosures</div></div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">.</div></div> The amendments in this update eliminate the accounting guidance and related disclosures for TDRs by creditors in Subtopic <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">310-40,</div><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"> Receivables—Troubled Debt Restructurings by Creditors</div></div>, while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty and requiring an entity to disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">326-20,</div><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"> Financial Instruments—Credit Losses—Measured at Amortized Cost</div></div>. The amendments in this update were effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years and are applied prospectively, except with respect to the recognition and measurement of TDRs, where an entity has the option to apply a modified retrospective transition method. The Company adopted ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2022-02,</div> effective July 1, 2023, with changes applied prospectively, except with respect to the recognition and measurement of TDRs where a modified retrospective transition method was applied. The adoption of this accounting guidance did not have a material impact on the Company’s consolidated financial statements. </div> 388000000 47000000 496000000 <div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table illustrates the impact of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13</div> adoption (in thousands): </div> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:84%;border:0;margin:0 auto"> <tr> <td style="width:90%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="10" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">July 1, 2022</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Allowance for credit<br/> losses as reported under</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Allowance pre-ASU 2016-</div></div></div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">13 Adoption</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Impact on Allowance<br/> of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13</div></div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Adoption</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Assets:</div></div> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Real Estate Loans</div> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to four-family</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,410</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,028</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">382</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Multi-Family</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,235</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,375</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(140</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,370</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,985</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">385</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">HELOC</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">103</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">70</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">33</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Construction</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">681</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">489</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">192</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial Business</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,207</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,025</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(818</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Consumer</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">93</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">80</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">13</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Allowance for credit losses for all loans</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,099</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,052</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">47</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Liabilities:</div></div> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Allowance for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">496</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">496</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> </tr> </table> 1410000 1028000 382000 1235000 1375000 -140000 2370000 1985000 385000 103000 70000 33000 681000 489000 192000 1207000 2025000 -818000 93000 80000 13000 7099000 7052000 47000 496000 0 496000 <div style="margin-top: 18pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;">Note 3: Stock-based Compensation </div></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In connection with the conversion to stock form, the Association established an ESOP for the exclusive benefit of eligible employees (all salaried employees who have completed at least <div style="-sec-ix-hidden:hidden114101828;display:inline;">1,000</div> hours of service in a twelve-month period and have attained the age of 21). The ESOP borrowed funds from the Company in an amount sufficient to purchase 384,900 shares (approximately 8% of the common stock issued in the stock offering). The loan is secured by the shares purchased and will be repaid by the ESOP with funds from contributions made by the Association and dividends received by the ESOP. Contributions will be applied to repay interest on the loan first, and then the remainder will be applied to principal. The loan is expected to be repaid over a period of up to 20 years. Shares purchased with the loan proceeds are held in a suspense account for allocation among participants as the loan is repaid. Contributions to the ESOP and shares released from the suspense account are allocated among participants in proportion to their compensation, relative to total </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">compensation of all active participants. Participants will vest 100% in their accrued benefits under the employee stock ownership plan after <div style="-sec-ix-hidden:hidden114101829;display:inline;">six</div> vesting years, with prorated vesting in years <div style="-sec-ix-hidden:hidden114101830;display:inline;">two</div> through <div style="-sec-ix-hidden:hidden114101831;display:inline;">five</div>. Vesting is accelerated upon retirement, death or disability of the participant or a change in control of the Association. Forfeitures will be reallocated to remaining plan participants. Benefits may be payable upon retirement, death, disability, separation from service, or termination of the ESOP. Since the Association’s annual contributions are discretionary, benefits payable under the ESOP cannot be estimated. Participants receive the shares at the end of employment. </div> <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company is accounting for its ESOP in accordance with ASC Topic 718, <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Employers Accounting for Employee Stock Ownership Plans</div></div>. Accordingly, the debt of the ESOP is eliminated in consolidation and the shares pledged as collateral are reported as unearned ESOP shares in the consolidated balance sheets. Contributions to the ESOP shall be sufficient to pay principal and interest currently due under the loan agreement. As shares are committed to be released from collateral, the Company reports compensation expense equal to the average market price of the shares for the respective period, and the shares become outstanding for earnings per share computations. Dividends, if any, on unallocated ESOP shares are recorded as a reduction of debt and accrued interest. </div> <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A summary of ESOP shares at March 31, 2024 and June 30, 2023 are as follows (dollars in thousands): </div> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:76%;border:0;margin:0 auto"> <tr> <td style="width:94%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;">March 31, 2024</td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;">June 30, 2023</td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Allocated shares</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">170,696</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">162,986</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Shares committed for release</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">14,433</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">19,245</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Unearned shares</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">139,527</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">153,960</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total ESOP shares</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">324,656</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">336,191</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Fair value of unearned ESOP shares (1)</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,320</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,223</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> </tr> </table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:4%;vertical-align:top;text-align:left;">(1)</td> <td style="vertical-align:top;text-align:left;"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;; text-align: left; line-height: normal;">Based on closing price of $16.63 and $14.44 per share on March 31, 2024, and June 30, 2023, respectively. </div> </td> </tr> </table> <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">During the nine months ended March 31, 2024, 9,130 ESOP shares were paid to ESOP participants due to separation from service and 2,405 shares were transferred out as a result of participant diversification. During the nine months ended March 31, 2023, 9,348 ESOP shares were paid to ESOP participants due to separation from service and 7,683 shares were transferred out as a result of participant diversification. </div> <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The IF Bancorp, Inc. 2012 Equity Incentive Plan (the “Equity Incentive Plan”) was approved by stockholders in 2012 for a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">ten-year</div> period which ended in November 2022. The purpose of the Equity Incentive Plan was to promote the long-term financial success of the Company and its Subsidiaries by providing a means to attract, retain and reward individuals who contribute to such success and to further align their interests with those of the Company’s stockholders. The Equity Incentive Plan authorized the issuance or delivery to participants of up to 673,575 shares of the Company common stock pursuant to grants of incentive and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-qualified</div> stock options, restricted stock awards and restricted stock unit awards, provided that the maximum number of shares of Company common stock that may be delivered pursuant to the exercise of stock options (all of which may be granted as incentive stock options) was 481,125 and the maximum number of shares of Company stock that may be issued as restricted stock awards or restricted stock units was 192,450. This plan was replaced by the 2022 Equity Incentive Plan when the stockholders approved the new plan on November 21, 2022. The new plan authorizes the issuance or delivery to participants of up to 264,850 shares of the Company common stock pursuant to grants of incentive and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-qualified</div> stock options, restricted stock awards and restricted stock unit awards, provided that the maximum number of shares of Company common stock that may be delivered pursuant to the exercise of stock options (all of which may be granted as incentive stock options) was 52,970 and the maximum number of shares of Company stock that may be issued as restricted stock awards or restricted stock units was 211,880. </div> <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On December 10, 2013, 85,500 shares of restricted stock and 167,000 in stock options were awarded to senior officers and directors of the Association. These shares of restricted stock vested in equal installments over 10 years and the stock options vested in equal installments over 7 years. Vesting of both the restricted stock and options started in December 2014, and were fully vested in December 2023. On December 10, 2015, 16,900 shares of restricted stock were awarded to senior officers and directors of the Association. These shares of restricted stock vest in equal installments over 8 years, </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">starting in December 2016, and were fully vested in December 2023. On September 9, 2022, 53,000 shares of restricted stock were awarded to senior officers and directors of the Association. These shares of restricted stock will vest in equal installments over 5 years, starting in September 2023. No shares have been granted from the 2022 Equity Incentive Plan as of March 31, 2024, so there are 211,880 shares of restricted stock and 52,970 stock option shares available for future grants under this plan. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table summarizes stock option activity for the nine months ended March 31, 2024 (dollars in thousands): </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:90%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Options</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Weighted-Average</div><br/> Exercise Price/Share</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Weighted-Average</div><br/> Remaining Contractual<br/> Life (in years)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Aggregate Intrinsic<br/> Value</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Outstanding, June 30, 2023</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">90,143</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">16.63</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Granted</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Exercised</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Forfeited</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">90,143</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">16.63</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Outstanding, March 31, 2024</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">0.0</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">0</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Exercisable, March 31, 2024</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">0.0</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">0</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Intrinsic value for stock options is defined as the difference between the current market value and the exercise price. There were no stock options granted during the nine months ended March 31, 2024, and no stock options outstanding as of March 31, 2024. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">No stock options vested during the nine months ended March 31, 2024 and 2023. Stock-based compensation expense and related tax benefit were zero for stock options for the nine months ended March 31, 2024 and 2023. Compensation cost related to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-vested</div> stock options was recognized over the seven-year vesting period ending in December, 2020, leaving no unrecognized compensation cost at March 31, 2024. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table summarizes <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-vested</div> restricted stock activity for the nine months ended March 31, 2024: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:76%;border:0;margin:0 auto"> <tr> <td style="width:95%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Shares</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Weighted-Average</div><br/> <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Grant-Date Fair Value</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, June 30, 2023</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">62,314</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">18.76</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Granted</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Forfeited</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,600</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">19.10</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Earned and issued</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">19,914</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">18.76</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, March 31, 2024</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">40,800</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">19.10</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The fair value of the restricted stock awards is amortized to compensation expense over the vesting period and is based on the market price of the Company’s common stock at the date of grant multiplied by the number of shares granted that are expected to vest. At the date of grant the par value of the shares granted was recorded in equity as a credit to common stock and a debit to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">paid-in</div> capital. Stock-based compensation expense and related tax benefit for restricted stock, which was recognized in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expense, was $212,000 and $61,000, respectively, for the nine months ended March 31, 2024, and was $234,000 and $67,000, respectively, for the nine months ended March 31, 2023. Unrecognized compensation expense for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-vested</div> restricted stock awards was $666,000 at March 31, 2024, and is expected to be recognized over 3.4 years with a corresponding credit to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">paid-in</div> capital. </div> P12M P21Y 384900 0.08 P20Y 1 <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A summary of ESOP shares at March 31, 2024 and June 30, 2023 are as follows (dollars in thousands): </div> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:76%;border:0;margin:0 auto"> <tr> <td style="width:94%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;">March 31, 2024</td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;">June 30, 2023</td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Allocated shares</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">170,696</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">162,986</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Shares committed for release</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">14,433</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">19,245</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Unearned shares</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">139,527</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">153,960</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total ESOP shares</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">324,656</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">336,191</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> </tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Fair value of unearned ESOP shares (1)</div> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,320</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,223</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> </tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div> </td> <td> </td> </tr> </table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:4%;vertical-align:top;text-align:left;">(1)</td> <td style="vertical-align:top;text-align:left;"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;; text-align: left; line-height: normal;">Based on closing price of $16.63 and $14.44 per share on March 31, 2024, and June 30, 2023, respectively. </div> </td> </tr> </table> 170696 162986 14433 19245 139527 153960 324656 336191 2320000 2223000 16.63 14.44 9130 2405 9348 7683 673575 481125 192450 264850 52970 211880 85500 167000 P10Y P7Y 16900 P8Y 53000 0 211880 52970 <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table summarizes stock option activity for the nine months ended March 31, 2024 (dollars in thousands): </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:90%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Options</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Weighted-Average</div><br/> Exercise Price/Share</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Weighted-Average</div><br/> Remaining Contractual<br/> Life (in years)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Aggregate Intrinsic<br/> Value</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Outstanding, June 30, 2023</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">90,143</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">16.63</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Granted</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Exercised</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Forfeited</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">90,143</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">16.63</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Outstanding, March 31, 2024</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">0.0</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">0</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Exercisable, March 31, 2024</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">0.0</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">0</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table> 90143 16.63 90143 16.63 0 0 P0Y 0 0 0 P0Y 0 0 0 0 0 P7Y 0 <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table summarizes <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-vested</div> restricted stock activity for the nine months ended March 31, 2024: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:76%;border:0;margin:0 auto"> <tr> <td style="width:95%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Shares</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Weighted-Average</div><br/> <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Grant-Date Fair Value</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, June 30, 2023</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">62,314</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">18.76</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Granted</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Forfeited</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,600</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">19.10</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Earned and issued</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">19,914</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">18.76</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, March 31, 2024</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">40,800</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">19.10</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table> 62314 18.76 1600 19.1 19914 18.76 40800 19.1 212000 61000 234000 67000 666000 P3Y4M24D <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;">Note 4: Earnings Per Common Share (“EPS”) </div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Basic and diluted earnings per common share are presented for the three month and nine-month periods ended March 31, 2024 and 2023. The factors used in the earnings per common share computation are as follows: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:84%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Three Months Ended<br/> March 31, 2024</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Three Months Ended<br/> March 31, 2023</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Nine Months Ended<br/> March 31, 2024</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Nine Months Ended<br/> March 31, 2023</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Net income</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">708</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">690</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,359</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">4,063</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Basic weighted average shares outstanding</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,353,026</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,343,670</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,354,097</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,318,809</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Less: Average unallocated ESOP shares</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(141,932</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(161,177</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(146,743</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(165,988</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Basic average shares outstanding</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,211,094</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,182,493</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,207,354</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,152,821</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Diluted effect of restricted stock awards and stock options</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">82,103</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">86,964</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Diluted average shares outstanding</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,211,094</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,264,596</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,207,354</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,239,785</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Basic earnings per common share</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">0.22</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">0.22</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">0.42</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1.29</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Diluted earnings per common share</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">0.22</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">0.21</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">0.42</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1.25</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Basic and diluted earnings per common share are presented for the three month and nine-month periods ended March 31, 2024 and 2023. The factors used in the earnings per common share computation are as follows: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:84%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Three Months Ended<br/> March 31, 2024</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Three Months Ended<br/> March 31, 2023</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Nine Months Ended<br/> March 31, 2024</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Nine Months Ended<br/> March 31, 2023</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Net income</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">708</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">690</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,359</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">4,063</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Basic weighted average shares outstanding</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,353,026</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,343,670</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,354,097</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,318,809</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Less: Average unallocated ESOP shares</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(141,932</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(161,177</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(146,743</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(165,988</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Basic average shares outstanding</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,211,094</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,182,493</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,207,354</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,152,821</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Diluted effect of restricted stock awards and stock options</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">82,103</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">86,964</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Diluted average shares outstanding</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,211,094</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,264,596</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,207,354</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,239,785</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Basic earnings per common share</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">0.22</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">0.22</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">0.42</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1.29</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Diluted earnings per common share</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">0.22</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">0.21</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">0.42</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1.25</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table> 708000 690000 1359000 4063000 3353026 3343670 3354097 3318809 141932 161177 146743 165988 3211094 3182493 3207354 3152821 0 82103 0 86964 3211094 3264596 3207354 3239785 0.22 0.22 0.42 1.29 0.22 0.21 0.42 1.25 <div style="margin-top: 18pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;">Note 5: Securities </div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The amortized cost and approximate fair value of securities, together with gross unrealized gains and losses on securities, are as follows: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:87%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Amortized<br/> Cost</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Gross<br/> Unrealized</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Gains</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Gross<br/> Unrealized</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Losses</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Available-for-sale</div></div> securities:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">March 31, 2024:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">U.S. Treasury</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">497</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(54</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">443</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">U.S. Government and federal agency</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,979</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(412</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,567</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgage-backed:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 7em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">GSE residential</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">198,279</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">41</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(27,382</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">170,938</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Small Business Administration</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">16,560</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(2,359</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">14,201</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">State and political subdivisions</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,110</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(2</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,108</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">225,425</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">41</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(30,209</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">195,257</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">June 30, 2023:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">U.S. Treasury</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">497</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(59</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">438</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">U.S. Government and federal agency</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,976</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(499</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,477</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgage-backed:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 7em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">GSE residential</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">203,139</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">21</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(27,434</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">175,726</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Small Business Administration</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">17,629</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(2,397</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">15,233</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">State and political subdivisions</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,431</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(6</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,425</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">231,672</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">22</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(30,395</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">201,299</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Available for sale securities (“AFS”), which include any security for which the Company has no immediate plan to sell but which may be sold in the future, are carried at fair value. Unrealized gains and losses, net of tax, are reported in accumulated other comprehensive income (loss), a component of stockholders’ equity. All securities have been classified as available for sale. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Premiums and discounts on debt securities are amortized or accreted as adjustments to income over the estimated life of the security using the level yield method or to the earlier of call or maturity date. Realized gains or losses on the sale of securities is based on the specific identification method. The fair value of securities is based on quoted market prices or dealer quotes. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">For AFS securities with fair value less than amortized cost that management has no intent to sell and believes that it more likely than not will not be required to sell prior to recovery, only the credit loss component of the impairment is recognized in earnings, while the noncredit loss is recognized in accumulated other comprehensive income (loss). The credit loss component recognized in earnings is identified as the amount of principal cash flows not expected to be received over the remaining term of the security as projected based on cash flow projections, and is recorded to the allowance for credit losses (ACL) on investments, by a charge to provision for credit losses. Accrued interest receivable, or $531,000, is excluded from the estimate of credit losses. Both the ACL and the adjustment to net income may be reversed if conditions change. However, if the Company intends to sell an impaired AFS security, or, if it is more likely than not the Company will be required to sell such a security before recovering its amortized cost basis, the entire impairment amount would be recognized in earnings with a corresponding adjustment to the security’s amortized cost basis. Because the security’s amortized cost basis is adjusted to fair value, there would be no ACL in this situation. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">At adoption of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13,</div> no impairment on AFS securities was attributable to credit. The Company will evaluate impaired AFS securities at the individual level on a quarterly basis, and will consider such factors including, but not limited to: the extent to which the fair value of the security is less than the amortized cost basis; adverse conditions specifically related to the security, an industry, or geographic area; the payment structure of the security and likelihood of the issuer to be able to make payments that may increase in the future; failure of the issuer to make scheduled interest or principal payments; any changes to the rating of the security by a rating agency; and the ability and intent to hold the security until maturity. A qualitative determination as to whether any portion of the impairment is attributable to credit risk is acceptable. There were no credit related factors underlying unrealized losses on AFS securities at March 31, 2024, and June 30, 2023. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Changes in the ACL are recorded as expense. Losses are charged against the ACL when management believes the uncollectability of an AFS debt security is confirmed or when either of the criteria regarding intent or requirement to sell is met. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company did not hold securities of any one issuer at March 31, 2024 with a book value that exceeded 10% of the Company’s total equity except for: Mortgage-backed Government Sponsored Entity (GSE) residential securities and Small Business Administration securities with a book value of approximately $198,279,000 and $16,560,000, respectively, and a market value of approximately $170,938,000 and $14,201,000, respectively, at March 31, 2024. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">All mortgage-backed securities at March 31, 2024 and June 30, 2023 were issued by GSEs. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The amortized cost and fair value of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">available-for-sale</div></div> securities at March 31, 2024, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:76%;border:0;margin:0 auto"> <tr> <td style="width:94%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td colspan="6" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Available-for-sale Securities</div></div></div></div></td> <td style="vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Amortized<br/> Cost</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair<br/> Value</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Within one year</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">4,001</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,921</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">One to five years</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,691</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,558</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Five to ten years</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">9,633</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">8,713</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">After ten years</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">9,821</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">8,127</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">27,146</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">24,319</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgage-backed securities</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">198,279</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">170,938</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Totals</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">225,425</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">195,257</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The carrying value of securities pledged as collateral to secure public deposits and for other purposes was $83,514,000 and $138,022,000 as of March 31, 2024 and June 30, 2023, respectively. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The carrying value of securities sold under agreement to repurchase amounted to $18.2 million at March 31, 2024 and $10.8 million at June 30, 2023. At March 31, 2024, all $18.2 million of our repurchase agreements had an overnight maturity and all of our repurchase agreements were secured by U.S. Government, federal agency and GSE securities. The right of offset for a repurchase agreement resembles a secured borrowing, whereby the collateral pledged by the Company would be used to settle the fair value of the repurchase agreement should the Company be in default. The collateral is held by the Company in a segregated custodial account. In the event the collateral fair value falls below stipulated levels, the Company will pledge additional securities. The Company closely monitors collateral levels to ensure adequate levels are maintained. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Gross gains of $0 and $12,000 and gross losses of $0 and $183,000, resulting from sales of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">available-for-sale</div></div> securities were realized for the nine-month period ended March 31, 2024, and 2023, respectively. The tax credit applicable to these net realized losses amounted to approximately $0 and $48,000 respectively. Gross gains of $0 and $12,000 and gross losses of $0 and $0, resulting from sales of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">available-for-sale</div></div> securities were realized for the three-month period ended March 31, 2024 and 2023, respectively. The tax provision applicable to these net realized gains amounted to approximately $0 and $4,000, respectively. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Certain investments in debt securities are reported in the consolidated financial statements at an amount less than their historical cost. Total fair value of these investments at March 31, 2024 and June 30, 2023 was $190,402,000 and $194,818,000, respectively, which is approximately 98% and 97% of the Company’s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">available-for-sale</div></div> investment portfolio. These declines in fair value at March 31, 2024 and June 30, 2023, resulted from increases in market interest rates and are considered temporary. </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following tables show the gross unrealized investment losses and the fair value of the Company’s investments for which an allowance for credit losses has not been recorded, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at March 31, 2024 and June 30, 2023: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:100%;border:0;margin:0 auto"> <tr> <td style="width:79%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td colspan="6" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Less Than 12 Months</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td colspan="6" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">12 Months or More</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td colspan="6" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: table-cell; font-size: 8pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Description of<br/> Securities</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Unrealized<br/> Losses</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Unrealized<br/> Losses</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Unrealized<br/> Losses</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">March 31, 2024:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">U.S. Treasury</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">443</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(54</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">443</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(54</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">U.S. Government and federal agency</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,567</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(412</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,567</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(412</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgage-backed:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">GSE residential</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,227</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(79</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">164,914</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(27,303</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">168,141</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(27,382</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Small Business Administration</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">14,201</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(2,359</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">14,201</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(2,359</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">State and political subdivisions</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,050</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(2</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,050</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(2</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">4,277</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(81</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">186,125</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(30,128</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">190,402</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(30,209</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">June 30, 2023:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">U.S. Treasury</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">438</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(59</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">438</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(59</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">U.S. Government and federal agency</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,477</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(499</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,477</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(499</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgage-backed:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">GSE residential</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">14,517</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(440</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">158,413</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(26,994</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">172,930</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(27,434</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Small Business Administration</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,148</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(60</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">12,762</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(2,337</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">13,910</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(2,397</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">State and political subdivisions</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,063</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(6</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,063</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(6</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">16,728</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(506</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">178,090</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(29,889</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">194,818</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(30,395</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As of March 31, 2024, the company’s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">available-for-sale</div></div> securities portfolio consisted of 178 securities, of which 174 were in an unrealized loss position. The unrealized losses relate to all categories of securities. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The unrealized losses on the Company’s investment in U.S. Treasury, U.S. Government and federal agency, Mortgage-backed Government sponsored enterprises, Small Business Administration and state and political subdivision securities at March 31, 2024 and June 30, 2023, were mostly the result of a decline in market value that was attributable to changes in interest rates and not credit quality, and the Company does not consider those investments to need an allowance for credit losses at March 31, 2024 and June 30, 2023. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The amortized cost and approximate fair value of securities, together with gross unrealized gains and losses on securities, are as follows: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:87%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Amortized<br/> Cost</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Gross<br/> Unrealized</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Gains</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Gross<br/> Unrealized</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Losses</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Available-for-sale</div></div> securities:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">March 31, 2024:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">U.S. Treasury</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">497</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(54</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">443</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">U.S. Government and federal agency</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,979</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(412</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,567</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgage-backed:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 7em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">GSE residential</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">198,279</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">41</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(27,382</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">170,938</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Small Business Administration</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">16,560</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(2,359</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">14,201</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">State and political subdivisions</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,110</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(2</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,108</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">225,425</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">41</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(30,209</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">195,257</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">June 30, 2023:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">U.S. Treasury</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">497</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(59</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">438</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">U.S. Government and federal agency</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,976</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(499</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,477</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgage-backed:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 7em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">GSE residential</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">203,139</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">21</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(27,434</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">175,726</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Small Business Administration</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">17,629</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(2,397</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">15,233</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">State and political subdivisions</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,431</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(6</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,425</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">231,672</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">22</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(30,395</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">201,299</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table> 497000 0 54000 443000 6979000 0 412000 6567000 198279000 41000 27382000 170938000 16560000 0 2359000 14201000 3110000 0 2000 3108000 225425000 41000 30209000 195257000 497000 0 59000 438000 6976000 0 499000 6477000 203139000 21000 27434000 175726000 17629000 1000 2397000 15233000 3431000 0 6000 3425000 231672000 22000 30395000 201299000 531000 0.10 198279000 16560000 170938000 14201000 <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The amortized cost and fair value of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">available-for-sale</div></div> securities at March 31, 2024, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:76%;border:0;margin:0 auto"> <tr> <td style="width:94%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td colspan="6" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Available-for-sale Securities</div></div></div></div></td> <td style="vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Amortized<br/> Cost</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair<br/> Value</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Within one year</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">4,001</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,921</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">One to five years</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,691</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,558</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Five to ten years</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">9,633</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">8,713</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">After ten years</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">9,821</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">8,127</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">27,146</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">24,319</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgage-backed securities</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">198,279</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">170,938</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Totals</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">225,425</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">195,257</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table> 4001000 3921000 3691000 3558000 9633000 8713000 9821000 8127000 27146000 24319000 198279000 170938000 225425000 195257000 83514000 138022000 18200000 10800000 18200000 0 12000 0 183000 0 48000 0 12000 0 0 0 4000 190402000 94818000 0.98 0.97 <div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following tables show the gross unrealized investment losses and the fair value of the Company’s investments for which an allowance for credit losses has not been recorded, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at March 31, 2024 and June 30, 2023: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:100%;border:0;margin:0 auto"> <tr> <td style="width:79%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td colspan="6" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Less Than 12 Months</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td colspan="6" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">12 Months or More</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td colspan="6" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; border-bottom: 1pt solid rgb(0, 0, 0); display: table-cell; font-size: 8pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Description of<br/> Securities</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Unrealized<br/> Losses</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Unrealized<br/> Losses</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Unrealized<br/> Losses</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">March 31, 2024:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">U.S. Treasury</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">443</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(54</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">443</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(54</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">U.S. Government and federal agency</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,567</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(412</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,567</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(412</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgage-backed:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">GSE residential</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,227</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(79</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">164,914</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(27,303</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">168,141</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(27,382</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Small Business Administration</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">14,201</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(2,359</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">14,201</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(2,359</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">State and political subdivisions</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,050</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(2</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,050</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(2</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">4,277</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(81</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">186,125</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(30,128</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">190,402</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(30,209</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">June 30, 2023:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">U.S. Treasury</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">438</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(59</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">438</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(59</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">U.S. Government and federal agency</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,477</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(499</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,477</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(499</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgage-backed:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">GSE residential</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">14,517</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(440</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">158,413</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(26,994</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">172,930</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(27,434</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Small Business Administration</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,148</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(60</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">12,762</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(2,337</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">13,910</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(2,397</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">State and political subdivisions</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,063</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(6</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,063</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(6</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">16,728</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(506</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">178,090</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(29,889</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">194,818</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(30,395</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table> 0 0 443000 54000 443000 54000 0 0 6567000 412000 6567000 412000 3227000 79000 164914000 27303000 168141000 27382000 0 0 14201000 2359000 14201000 2359000 1050000 2000 0 0 1050000 2000 4277000 81000 186125000 30128000 190402000 30209000 0 0 438000 59000 438000 59000 0 0 6477000 499000 6477000 499000 14517000 440000 158413000 26994000 172930000 27434000 1148000 60000 12762000 2337000 13910000 2397000 1063000 6000 0 0 1063000 6000 16728000 506000 178090000 29889000 194818000 30395000 178 174 <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;">Note 6: Loans and Allowance for Credit Losses </div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Classes of loans include: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:76%;border:0;margin:0 auto"> <tr> <td style="width:92%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">March 31, 2024</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">June 30, 2023</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Real estate loans:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to four-family</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">176,117</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">163,854</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Multi-family</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">127,757</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">89,649</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">198,823</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">193,707</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Home equity lines of credit</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">9,602</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">8,066</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Construction</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">41,342</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">50,973</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">89,383</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">79,693</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Consumer</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,657</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">8,382</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total loans</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">650,681</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">594,324</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Less:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Unearned fees and discounts, net</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(370</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(272</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Allowance for credit losses</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,725</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,139</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Loans, net</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">643,326</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">587,457</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company had loans held for sale included in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">one-</div> to four-family real estate loans totaling $501,000 and $0 as of March 31, 2024 and June 30, 2023, respectively. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company believes that sound loans are a necessary and desirable means of deploying funds available for investment. Recognizing the Company’s obligations to its depositors and to the communities it serves, authorized personnel are expected to seek to develop and make sound, profitable loans that resources permit, and that opportunity affords. The Company maintains lending policies and procedures designed to focus our lending efforts on the types, locations, and duration of loans most appropriate for our business model and markets. The Company’s lending activity includes the origination of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">one-</div> to four-family residential mortgage loans, multi-family loans, commercial real estate loans, home equity lines of credits, commercial business loans, consumer loans (consisting primarily of automobile loans), construction loans and land loans. The primary lending market includes the Illinois counties of Vermilion, Iroquois, Champaign, and Kankakee, as well as the adjacent counties in Illinois and Indiana. The Company also has a loan production management office in Osage Beach, Missouri, which serves the Missouri counties of Camden, Miller, and Morgan. Generally, loans are collateralized by assets, primarily real estate, of the borrowers and guaranteed by individuals. The loans are expected to be repaid from cash flows of the borrowers or from proceeds from the sale of selected assets of the borrowers. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Management reviews and approves the Company’s lending policies and procedures on a routine basis. Management routinely (at least quarterly) reviews our allowance for credit losses and reports related to loan production, loan quality, concentrations of credit, loan delinquencies and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-performing</div> and potential problem loans. Our underwriting standards are designed to encourage relationship banking rather than transactional banking. Relationship banking implies a primary banking relationship with the borrower that includes, at minimum, an active deposit banking relationship in addition to the lending relationship. The integrity and character of the borrower are significant factors in our loan underwriting. As a part of underwriting, tangible positive or negative evidence of the borrower’s integrity and character are sought out. Additional significant underwriting factors beyond location, duration, the sound and profitable cash flow basis underlying the loan and the borrower’s character are the quality of the borrower’s financial history, the liquidity of the underlying collateral and the reliability of the valuation of the underlying collateral. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company’s policies and loan approval limits are established by the Board of Directors. The structure of the Company’s loan approval process is based on progressively larger lending authorities granted to loan officers, loan committees, and ultimately the Board of Directors through its Operating Committee, consisting of the Chairman and up to four other Board members. At no time is a borrower’s total borrowing relationship to exceed our regulatory lending limit. Loans to related parties, including executive officers and the Company’s directors, are reviewed for compliance with regulatory guidelines and the Board of Directors at least annually. </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company conducts internal loan reviews that validate the loans against the Company’s loan policy quarterly for mortgage, consumer, and small commercial loans on a sample basis, and all larger commercial loans on an annual basis. The Company also receives independent loan reviews performed by a third party on larger commercial loans to be performed semi-annually. In addition to compliance with our policy, the third-party loan review process reviews the risk assessments made by our credit department, lenders and loan committees. Results of these reviews are presented to management and the Board of Directors. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company’s lending can be summarized into six primary areas: <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">one-</div> to four-family residential mortgage loans, commercial real estate and multi-family real estate loans, home equity lines of credit, real estate construction, commercial business loans, and consumer loans. </div><div style="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to four-family Residential Mortgage Loans </div></div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company offers <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">one-</div> to four-family residential mortgage loans that conform to Fannie Mae and Freddie Mac underwriting standards (conforming loans) as well as <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-conforming</div> loans. The Company has sold a substantial portion of the fixed-rate <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">one-</div> to four-family residential mortgage loans with terms of 15 years or greater. Generally, the Company retains fixed-rate <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">one-</div> to four-family residential mortgage loans with terms of less than 15 years, although this has represented a small percentage of the fixed-rate loans originated in recent years due to the favorable long-term rates for borrowers. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company offers USDA (USDA Rural Development), FHA and VA loans that are originated through a nationwide wholesale lender. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In addition, the Company also offers home equity loans that are secured by a second mortgage on the borrower’s primary or secondary residence. Home equity loans are generally underwritten using the same criteria used to underwrite <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">one-</div> to four-family residential mortgage loans. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">one-</div> to four-family residential mortgage and home equity loan underwriting are subject to specific regulations, the Company typically underwrites its <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">one-</div> to four-family residential mortgage and home equity loans to conform to widely accepted standards. Several factors are considered in underwriting including the value of the underlying real estate and the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">debt-to-income</div></div> ratio and credit history of the borrower. </div><div style="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Commercial Real Estate and Multi-Family Real Estate Loans </div></div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Commercial real estate mortgage loans are primarily secured by owner-occupied businesses, retail rentals, churches, office buildings and farm loans secured by real estate. In underwriting commercial real estate and multi-family real estate loans, the Company considers a number of factors, which include the projected net cash flow to the loan’s debt service requirement, the age and condition of the collateral, the financial resources and income level of the borrower and the borrower’s experience in owning or managing similar properties. Personal guarantees are typically obtained from commercial real estate and multi-family real estate borrowers. In addition, the borrower’s financial information on such loans is monitored on an ongoing basis by requiring periodic financial statement updates. The repayment of these loans is primarily dependent on the cash flows of the underlying property. However, the commercial real estate loan generally must be supported by an adequate underlying collateral value. The performance and the value of the underlying property may be adversely affected by economic factors or geographical and/or industry specific factors. These loans are subject to other industry guidelines that are closely monitored by the Company. </div><div style="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Home Equity Lines of Credit </div></div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In addition to traditional <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">one-</div> to four-family residential mortgage loans and home equity loans, the Company offers home equity lines of credit that are secured by the borrower’s primary or secondary residence. Home equity lines of credit are generally underwritten using the same criteria used to underwrite <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">one-</div> to four-family residential mortgage loans. As home equity lines of credit underwriting is subject to specific regulations, the Company typically underwrites its home equity lines of credit to conform to widely accepted standards. Several factors are considered in underwriting including the value of the underlying real estate and the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">debt-to-income</div></div> ratio and credit history of the borrower. </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Commercial Business Loans </div></div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company originates commercial <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-mortgage</div> business (term) loans and lines of credit. These loans are generally originated to small- and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">medium-sized</div> companies in the Company’s primary market area. Commercial business loans are generally used for working capital purposes or for acquiring equipment, inventory or furniture, and are primarily secured by business assets other than real estate, such as business equipment and inventory, accounts receivable or stock. The Company also offers agriculture loans that are not secured by real estate. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The commercial business loan portfolio consists primarily of secured loans. When making commercial business loans, the Company considers the financial statements, lending history and debt service capabilities of the borrower, the projected cash flows of the business and the value of any collateral. The cash flows of the underlying borrower, however, may not perform consistently with historical or projected information. Further, the collateral securing loans may fluctuate in value due to individual economic or other factors. Loans are typically guaranteed by the principals of the borrower. The Company has established minimum standards and underwriting guidelines for all commercial loan types. </div><div style="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Real Estate Construction Loans </div></div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company originates construction loans for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">one-</div> to four-family residential properties and commercial real estate properties, including multi-family properties. The Company generally requires that a commitment for permanent financing be in place prior to closing the construction loan. The repayment of these loans is typically through permanent financing following completion of the construction. Real estate construction loans are inherently riskier than loans on completed properties as the unimproved nature and the financial risks of construction significantly enhance the risks of commercial real estate loans. These loans are closely monitored and subject to other industry guidelines. </div><div style="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Consumer Loans </div></div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Consumer loans consist of installment loans to individuals, primarily automotive loans. These loans are underwritten utilizing the borrower’s financial history, including the Fair Isaac Corporation (“FICO”)<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"> </div></div>credit scoring and information as to the underlying collateral. Repayment is expected from the cash flow of the borrower. Consumer loans may be underwritten with terms up to seven years, fully amortized. Unsecured loans are limited to twelve months. <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Loan-to-value</div></div> ratios vary based on the type of collateral. The Company has established minimum standards and underwriting guidelines for all consumer loan collateral types. </div><div style="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Loan Concentration </div></div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The loan portfolio includes a concentration of loans secured by commercial and multi-family real estate properties amounting to $352,406,000 and $328,721,000 as of March 31, 2024 and June 30, 2023, respectively. Generally, these loans are collateralized by multi-family and nonresidential properties. The loans are expected to be repaid from cash flows or from proceeds from the sale of the properties of the borrower. </div><div style="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Purchased Loans and Loan Participations </div></div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company’s loans receivable included purchased loans of $589,000 and $652,000 at March 31, 2024 and June 30, 2023, respectively. All of these purchased loans are secured by single family homes located out of our primary market area primarily in the Midwest. The Company’s loans receivable also include commercial loan participations of $50,748,000 and $46,073,000 at March 31, 2024 and June 30, 2023, respectively, of which $33,794,000 and $28,951,000, at March 31, 2024 and June 30, 2023 were outside our primary market area. </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Allowance for Credit Losses </div></div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following tables present the activity in the allowance for credit losses for the three-month and nine-month periods ended March 31, 2024 and 2023 and the year ended June 30, 2023: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:86%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="14" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Three Months Ended March 31, 2024</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Real Estate Loans</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Four-Family</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Multi-Family</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Commercial</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Home Equity<br/> Lines of</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Credit</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Allowance for credit losses:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, beginning of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,809</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,865</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,593</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">147</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Provision (credit) for credit losses</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">16</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(76</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(280</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Losses charged off</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Recoveries</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, end of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,828</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,789</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,313</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">147</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Loans:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">176,117</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">127,757</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">198,823</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">9,602</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:84%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td colspan="14" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Three Months Ended March 31, 2024 (Continued)</div></div></td> <td style="vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Construction</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Commercial</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Consumer</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Allowance for credit losses:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, beginning of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">539</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">915</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">67</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,935</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Provision (credit) for credit losses</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(2</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(44</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">8</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(378</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Losses charged off</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(10</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(10</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Recoveries</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">174</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">178</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, end of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">537</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,045</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">66</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,725</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Loans:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">41,342</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">89,383</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,657</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">650,681</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:86%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="14" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Nine Months Ended March 31, 2024</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Real Estate Loans</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Four-Family</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Multi-Family</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Commercial</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Home Equity<br/> Lines of</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Credit</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Allowance for credit losses:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, beginning of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,898</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,121</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,369</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">121</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Provision (credit) for credit losses</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(73</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">668</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(56</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">26</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Losses charged off</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Recoveries</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, end of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,828</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,789</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,313</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">147</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Loans:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">176,117</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">127,757</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">198,823</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">9,602</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:85%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td colspan="14" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Nine Months Ended March 31, 2024 (Continued)</div></div></td> <td style="vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Construction</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Commercial</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Consumer</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Allowance for credit losses:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, beginning of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">765</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">794</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">71</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,139</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Provision (credit) for credit losses</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(228</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">10</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">22</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">369</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Losses charged off</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(35</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(35</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Recoveries</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">241</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">8</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">252</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, end of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">537</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,045</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">66</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,725</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Loans:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">41,342</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">89,383</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,657</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">650,681</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:86%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="14" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Year Ended June 30, 2023</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Real Estate Loans</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Four-<br/> Family</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Multi-<br/> Family</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Commercial</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Home Equity<br/> Lines of</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Credit</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Allowance for credit losses:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, beginning of year (prior to adoption of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13)</div></div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,028</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,375</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,985</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">70</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Impact of adopting ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13</div></div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">382</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(140</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">385</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">33</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Provision charged to expense</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">487</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(114</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(1</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">18</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Losses charged off</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Recoveries</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, end of year</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,898</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,121</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,369</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">121</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Loans:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">163,854</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">89,649</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">193,707</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">8,066</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:85%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td colspan="14" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Year Ended June 30, 2023 (Continued)</div></div></td> <td style="vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Construction</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Commercial</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Consumer</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Allowance for credit losses:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, beginning of year (prior to adoption of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13)</div></div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">489</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,025</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">80</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,052</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Impact of adopting ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13</div></div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">192</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(818</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">13</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">47</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Provision charged to expense</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">84</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(422</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">52</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Losses charged off</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(14</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(37</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(51</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Recoveries</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">23</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">15</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">39</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, end of year</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">765</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">794</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">71</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,139</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Loans:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">50,973</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">79,693</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">8,382</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">594,324</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div><div></div><div><div style="line-height:normal;background-color:white;display: inline;"></div></div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:86%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td colspan="14" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Three Months Ended March 31, 2023</div></div></td> <td style="vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="14" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Real Estate Loans</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Four-Family</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Multi-</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Family</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Commercial</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Home Equity</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Lines of</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Credit</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Allowance for credit losses:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, beginning of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,722</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,402</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,392</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">101</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Provision charged to expense</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">268</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(117</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">118</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(3</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Losses charged off</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Recoveries</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, end of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,990</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,285</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,510</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">98</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Loans:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">158,388</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">98,891</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">198,976</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,058</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:86%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td colspan="14" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Three Months Ended March 31, 2023 (Continued)</div></div></td> <td style="vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Construction</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Commercial</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Consumer</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Allowance for credit losses:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, beginning of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">585</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">871</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">93</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,166</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Provision charged to expense</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">101</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">12</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(12</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">367</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Losses charged off</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(9</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(9</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Recoveries</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">5</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">11</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, end of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">686</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">889</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">77</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,535</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Loans:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">42,881</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">71,129</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">8,491</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">585,814</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:86%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td colspan="14" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Nine Months Ended March 31, 2023</div></div></td> <td style="vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="14" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Real Estate Loans</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Four-Family</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Multi-</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Family</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Commercial</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Home Equity</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Lines of</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Credit</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Allowance for credit losses:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, beginning of period (prior to adoption of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13)</div></div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,028</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,375</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,985</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">70</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Impact of adopting ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13</div></div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">382</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(140</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">385</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">33</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Provision charged to expense</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">579</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">50</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">140</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(5</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Losses charged off</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Recoveries</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, end of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,990</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,285</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,510</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">98</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Loans:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">158,388</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">98,891</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">198,976</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,058</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:85%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td colspan="14" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Nine Months Ended March 31, 2023 (Continued)</div></div></td> <td style="vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Construction</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Commercial</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Consumer</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Allowance for credit losses:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, beginning of period (prior to adoption of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13)</div></div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">489</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,025</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">80</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,052</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Impact of adopting ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13</div></div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">192</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(818</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">13</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">47</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Provision charged to expense</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">5</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(332</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">5</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">442</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Losses charged off</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(4</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(30</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(34</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Recoveries</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">18</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">9</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">28</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, end of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">686</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">889</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">77</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,535</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Loans:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">42,881</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">71,129</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">8,491</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">585,814</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Management’s opinion as to the ultimate collectability of loans is subject to estimates regarding future cash flows from operations and the value of property, real and personal, pledged as collateral. These estimates are affected by changing economic conditions and the economic prospects of borrowers. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The allowance for credit losses represents the Company’s best estimate of the reserve necessary to adequately account for probable losses expected over the remaining contractual life of the assets. The provision for credit losses is the charge against current earnings that is determined by the Company as the amount needed to maintain an adequate allowance for credit losses. In determining the adequacy of the allowance for credit losses, and therefore the provision to be charged to current earnings, the Company relies on a sound credit review and approval process. The review process is directed by the overall lending policy and is intended to identify, at the earliest possible stage, borrowers who might be facing financial difficulty. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company utilizes the CECL cohort methodology analysis which relies on segmenting the loan portfolio into pools with similar risks, tracking the performance of the pools over time, and using the data to determine pool loss experience. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The ACL is a valuation account that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected on the loans and is established through provision for credit losses charged to current earnings. The ACL is increased by the provision for losses on loans charged to expense and reduced by loans charged off, net of recoveries. Loans are charged off in the period deemed uncollectible, based on management’s analysis of expected cash flows (for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-collateral</div> dependent loans) or collateral value (for collateral-dependent loans). Subsequent recoveries of loans previously charged off, if any, are credited to the allowance when received. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Management estimates the ACL balance using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. Adjustments may be made to historical loss information for differences identified in current loan-specific risk characteristics, such as differences in underwriting standards or terms; lending review systems; experience, ability, or depth of lending management and staff; portfolio growth and mix; delinquency levels and trends; as well as for changes in environmental conditions, such as changes in economic activity or employment, industry economic conditions, property values, or other relevant factors. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The allowance for credit losses on most loans is measured on a collective (pool) basis for loans with similar risk characteristics. The Company estimates the appropriate level of allowance for credit losses for specifically identified loans by evaluating them individually. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The specific allowance for collateral-dependent loans that are evaluated separately is measured by determining the fair value of the collateral adjusted for market conditions and selling expense. Factors used in identifying a specific problem loan include: (1) the strength of the customer’s personal or business cash flows; (2) the availability of other sources of repayment; (3) the amount due or past due; (4) the type and value of collateral; (5) the strength of the collateral position; (6) the estimated cost to sell the collateral; and (7) the borrower’s effort to cure the delinquency. In addition, for loans secured by real estate, the Company also considers the extent of any past due and unpaid property taxes applicable to the property serving as collateral on the mortgage. </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company establishes a general allowance for loans that are not individually evaluated to recognize the inherent losses associated with lending activities, but which, unlike specific allowances, has not been allocated to particular problem assets. The general valuation allowance is determined by segmenting the loan portfolio into pools with similar risks and collecting data to determine pool loss experience. Factors considered by the Company in evaluating the overall adequacy of the allowance include historical net loan losses, the level and composition of nonaccrual, past due and loan modifications for borrowers with financial difficulties, trends in volumes and terms of loans, effects of changes in risk selection and underwriting standards or lending practices, lending staff changes, concentrations of credit, industry conditions and the current economic conditions in the region where the Company operates. In addition, a forecast, using reasonable and supportable future conditions, is prepared that is used to estimate expected changes to existing and historical conditions in the current period. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. All loans are graded at inception of the loan. Subsequently, analyses are performed on an annual basis and grade changes are made as necessary. Interim grade reviews may take place if the circumstances of the borrower warrant a timelier review. The Company utilizes an internal asset classification system as a means of reporting problem and potential problem loans. Under the Company’s risk rating system, the Company classifies problem and potential problem loans as “Watch,” “Substandard,” “Doubtful,” and “Loss.” The Company uses the following definitions for risk ratings: </div><div style="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Pass – </div></div>Loans classified as pass are well protected by the ability of the borrower to pay or by the value of the asset or underlying collateral. </div><div style="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Watch – </div></div>Loans classified as watch have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the Company’s credit position at some future date. </div><div style="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Substandard – </div></div>Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of any pledged collateral. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. </div><div style="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Doubtful –</div></div> Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. </div><div style="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Loss –</div></div> Loans classified as loss are the portion of the loan that is considered uncollectible so that its continuance as an asset is not warranted. The amount of the loss determined will be charged off. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Risk characteristics applicable to each segment of the loan portfolio are described as follows. </div><div style="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Residential <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to Four-Family and Equity Lines of Credit Real Estate:</div></div> The residential <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">one-</div> to four-family real estate loans are generally secured by owner-occupied <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">one-</div> to four-family residences. Repayment of these loans is primarily dependent on the personal income and credit rating of the borrowers. Credit risk in these loans can be impacted by economic conditions within the Company’s market areas that might impact either property values or a borrower’s personal income. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers. </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div><div style="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Commercial and Multi-family Real Estate:</div></div> Commercial and multi-family real estate loans typically involve larger principal amounts, and repayment of these loans is generally dependent on the successful operations of the property securing the loan or the business conducted on the property securing the loan. These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Credit risk in these loans may be impacted by the creditworthiness of a borrower, property values and the local economies in the Company’s market areas. </div><div style="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Construction Real Estate:</div></div> Construction real estate loans are usually based upon estimates of costs and estimated value of the completed project and include independent appraisal reviews and a financial analysis of the developers and property owners. Sources of repayment of these loans may include permanent loans, sales of developed property, or an interim loan commitment from the Company until permanent financing is obtained. These loans are considered to be higher risk than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, general economic conditions and the availability of long-term financing. Credit risk in these loans may be impacted by the creditworthiness of a borrower, property values and the local economies in the Company’s market areas. </div><div style="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Commercial:</div></div> The commercial portfolio includes loans to commercial customers for use in financing working capital needs, equipment purchases and expansions. The loans in this category are repaid primarily from the cash flow of a borrower’s principal business operation. Credit risk in these loans is driven by creditworthiness of a borrower and the economic conditions that impact the cash flow stability from business operations. </div><div style="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Consumer:</div></div> The consumer loan portfolio consists of various term loans such as automobile loans and loans for other personal purposes. Repayment for these types of loans will come from a borrower’s income sources that are typically independent of the loan purpose. Credit risk is driven by consumer economic factors (such as unemployment and general economic conditions in the Company’s market area) and the creditworthiness of a borrower. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following tables present the credit risk profile of the Company’s loan portfolio based on risk rating category and calendar year of origination as of March 31, 2024 and June 30, 2023 (in thousands): </div><div style="margin-top: 12pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;"><div style="text-decoration: underline; letter-spacing: 0px; top: 0px;display:inline;">March 31, 2024 </div></div></div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Def.-Times; font-size:10pt;width:100%;border:0;margin:0 auto"> <tr style="visibility:hidden; line-height:0pt; color:white"> <td style="width:79%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Risk Rating</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2024</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2023</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2022</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2021</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2020</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Prior Years</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to Four-Family</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">7,525</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">40,980</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">52,989</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">25,080</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">15,651</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">33,618</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">175,843</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Special Mention</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">77</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">77</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">14</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">5</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">5</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">173</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">197</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">7,525</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">40,994</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">52,994</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">25,162</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">15,651</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">33,791</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">176,117</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Multi-Family</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">320</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">10,385</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">51,405</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">20,350</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">22,898</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">22,163</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">127,521</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Special Mention</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">236</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">236</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">320</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">10,385</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">51,405</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">20,350</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">22,898</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">22,399</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">127,757</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Commercial Real Estate</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,926</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">24,432</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">61,466</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">27,898</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">31,072</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">50,797</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">197,591</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Special Mention</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">150</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">830</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">252</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,232</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,926</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">24,432</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">61,466</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">28,048</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">31,902</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">51,049</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">198,823</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Home Equity Line of Credit</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">334</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">3,393</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,936</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,533</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">895</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,511</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">9,602</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Special Mention</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr></table><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div><div></div><div><div style="line-height:normal;background-color:white;display: inline;"></div></div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Def.-Times; font-size:10pt;width:100%;border:0;margin:0 auto"> <tr style="visibility:hidden; line-height:0pt; color:white"> <td style="width:79%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">334</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">3,393</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,936</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,533</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">895</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,511</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">9,602</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Construction</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,294</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">35,753</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">3,069</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">226</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">41,342</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Special Mention</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,294</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">35,753</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">3,069</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">226</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">41,342</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Commercial Business</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">3,496</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">36,107</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">14,963</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">10,441</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,103</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">14,374</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">87,484</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Special Mention</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">133</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">32</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">190</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,488</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">56</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,899</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">3,496</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">36,240</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">14,995</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">10,631</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">9,591</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">14,430</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">89,383</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Consumer</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">742</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">3,199</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,129</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">970</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">483</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">134</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">7,657</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Special Mention</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">742</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">3,199</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,129</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">970</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">483</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">134</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">7,657</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total Loans</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">16,637</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">154,249</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">187,957</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">86,272</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">79,102</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">122,823</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">647,040</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Special Mention</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">77</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">77</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">147</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">37</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">345</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,318</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">717</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">3,564</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">16,637</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">154,396</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">187,994</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">86,694</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">81,420</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">123,540</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">650,681</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="margin-top: 12pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;"><div style="text-decoration: underline; letter-spacing: 0px; top: 0px;display:inline;">June 30, 2023 </div></div></div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Def.-Times; font-size:10pt;width:100%;border:0;margin:0 auto"> <tr style="visibility:hidden; line-height:0pt; color:white"> <td style="width:79%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Risk Rating</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2023</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2022</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2021</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2020</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2019</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Prior Years</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to Four-Family</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">22,032</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">56,054</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">27,843</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">18,468</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">5,996</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">32,729</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">163,122</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Watch</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">335</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">335</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">14</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">6</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">94</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">61</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">222</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">397</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">22,046</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">56,060</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">27,937</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">18,529</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">6,218</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">33,064</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">163,854</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Multi-Family</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">674</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">37,826</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">10,647</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">14,399</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,587</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">17,272</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">89,405</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Watch</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">244</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">244</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">674</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">37,826</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">10,647</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">14,399</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,831</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">17,272</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">89,649</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Commercial Real Estate</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">12,214</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">63,645</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">29,320</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">32,502</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">5,844</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">49,239</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">192,764</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Watch</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">862</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">81</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">943</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">12,214</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">63,645</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">29,320</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">33,364</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">5,925</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">49,239</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">193,707</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Home Equity Line of Credit</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">982</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,554</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,301</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,035</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">789</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,405</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,066</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Watch</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">982</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,554</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,301</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,035</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">789</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,405</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,066</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Construction</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,882</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">29,188</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">10,432</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,471</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">50,973</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Watch</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,882</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">29,188</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">10,432</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,471</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">50,973</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div><div></div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Def.-Times; font-size:10pt;width:100%;border:0;margin:0 auto"> <tr style="visibility:hidden; line-height:0pt; color:white"> <td style="width:79%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Commercial Business</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">12,449</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">20,004</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">17,673</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,797</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">7,669</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,841</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">75,433</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Watch</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,779</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">59</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">174</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,189</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">57</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">4,260</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">15,228</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">20,063</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">17,847</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">9,986</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">7,726</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,843</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">79,693</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Consumer</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,391</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">3,181</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,653</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">834</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">211</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">107</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,377</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Watch</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">4</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">5</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,391</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">3,181</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,654</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">834</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">211</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">111</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,382</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total Loans</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">53,624</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">212,452</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">98,869</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">84,506</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">29,096</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">109,593</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">588,140</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Watch</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">335</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">335</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,793</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">65</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">269</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,112</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">604</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">6</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">5,849</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">56,417</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">212,517</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">99,138</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">86,618</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">29,700</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">109,934</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">594,324</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following tables present the Company’s loan portfolio aging analysis: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Def.-Times; font-size:10pt;width:100%;border:0;margin:0 auto"> <tr style="visibility:hidden; line-height:0pt; color:white"> <td style="width:79%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">30-59 Days</div><br/> Past Due</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">60-89 Days</div></div></div></div><br/> <div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Past Due</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">90 Days or<br/> Greater</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total Past</div></div></div><br/> <div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Due</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Current</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total Loans<br/> Receivable</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total Loans<br/> 90 Days Past<br/> Due &amp;<br/> Accruing</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">March 31, 2024:</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Real estate loans:</div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to four-family</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">922</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">423</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,345</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">174,772</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">176,117</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Multi-family</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">127,757</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">127,757</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">384</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">179</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">252</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">815</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">198,008</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">198,823</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">252</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Home equity lines of credit</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">18</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">18</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">9,584</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">9,602</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Construction</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">41,342</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">41,342</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">573</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">133</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">706</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">88,677</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">89,383</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Consumer</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">36</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">24</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">60</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">7,597</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">7,657</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,915</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">777</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">252</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,944</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">647,737</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">650,681</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">252</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Def.-Times; font-size:10pt;width:100%;border:0;margin:0 auto"> <tr style="visibility:hidden; line-height:0pt; color:white"> <td style="width:79%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">30-59 Days</div><br/> Past Due</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">60-89 Days</div></div></div></div><br/> <div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Past Due</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">90 Days or<br/> Greater</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total Past</div></div></div><br/> <div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Due</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Current</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total Loans<br/> Receivable</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total Loans<br/> 90 Days Past<br/> Due &amp;<br/> Accruing</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">June 30, 2023:</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Real estate loans:</div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to four-family</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">523</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">116</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">639</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">163,215</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">163,854</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Multi-family</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">89,649</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">89,649</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">153</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">153</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">193,554</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">193,707</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Home equity lines of credit</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">20</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">20</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,046</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,066</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Construction</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">50,973</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">50,973</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">56</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">58</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">114</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">79,579</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">79,693</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Consumer</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">47</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">6</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">55</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,327</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,382</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">779</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">142</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">60</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">981</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">593,343</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">594,324</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div></div><div><div style="line-height:normal;background-color:white;display: inline;"></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The allowance for credit losses on most loans is measured on a collective (pool) basis for loans with similar risk characteristics, while some loans are selected to be evaluated individually. At March 31, 2024 June 30, 2023, no <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-performing</div> loans were individually evaluated and no specific reserve was established. </div> <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table presents the amortized cost basis of loans on nonaccrual status and of nonaccrual loans individually evaluated for which no allowance was recorded at March 31, 2024 and June 30, 2023: </div> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:88%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="6" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">March 31, 2024</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="6" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">June 30, 2023</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;">Nonaccrual with no<br/> Allowance for Credit<br/> Losses</td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;">Nonaccrual</td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;">Nonaccrual with no<br/> Allowance for Credit<br/> Losses</td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;">Nonaccrual</td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgages on real estate:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to four-family</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Multi-family</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Home equity lines of credit</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Construction loans</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial business loans</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">115</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Consumer loans</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">117</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table> <div style="margin-top: 18pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;"><div style="text-decoration: underline; letter-spacing: 0px; top: 0px;display:inline;">Loan Modifications and Troubled Debt Restructurings (TDRs) </div></div></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">After adopting ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2022-02,</div> effective July 1, 2023, the Company has had no loan modifications for borrowers with financial difficulties in the three and nine months ended March 31, 2024. Prior to the adoption of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2022-02,</div> the Company had no loans that were modified in troubled debt restructurings in the year ended June 30, 2023. </div> <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As of March 31, 2024, the Company no longer held any TDRs, while as of June 30, 2023, the Company had a number of loans that were modified in troubled debt restructurings. The modification of such loans included one or a combination of the following: an extension of maturity, a reduction of the stated interest rate or a permanent reduction of the recorded investment in the loan. </div> <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table presents the recorded balance, at original cost, of troubled debt restructurings, as of June 30, 2023. All TDRs were performing according to the terms of the restructuring and were accruing as of June 30, 2023. </div> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:68%;border:0;margin:0 auto"> <tr> <td style="width:97%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">June 30, 2023</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Real estate loans</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to four-family</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">189</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Multi-family</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Home equity lines of credit</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total real estate loans</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">189</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Construction loans</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial business loans</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">26</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Consumer loans</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">215</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;"><div style="text-decoration: underline; letter-spacing: 0px; top: 0px;display:inline;">TDRs with Defaults </div></div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company had no TDRs in default and no restructured loans in foreclosure as of March 31, 2024 or as of June 30, 2023. The Company defines a default as any loan that becomes 90 days or more past due. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Specific loss allowances are included in the calculation of estimated future loss ratios, which are applied to the various loan portfolios for the purpose of estimating future losses. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Management considers the level of defaults within the various portfolios, as well as the current adverse economic environment and negative outlook in the real estate and collateral markets when evaluating qualitative adjustments used to determine the adequacy of the allowance for loan losses. Management believes the qualitative adjustments more accurately reflect collateral values in light of the sales and economic conditions that the Company has recently observed. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company may obtain physical possession of real estate collateralizing a residential mortgage loan or home equity loan via foreclosure or <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">in-substance</div> repossession. As of March 31, 2024, the Company did not have any foreclosed residential real estate properties as a result of obtaining physical possession. As of March 31, 2024, the Company did not have any residential mortgage loans and home equity loans with a collateralized by residential real estate property for which formal foreclosure proceedings were in process. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Classes of loans include: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:76%;border:0;margin:0 auto"> <tr> <td style="width:92%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">March 31, 2024</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">June 30, 2023</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Real estate loans:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to four-family</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">176,117</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">163,854</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Multi-family</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">127,757</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">89,649</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">198,823</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">193,707</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Home equity lines of credit</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">9,602</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">8,066</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Construction</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">41,342</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">50,973</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">89,383</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">79,693</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Consumer</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,657</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">8,382</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total loans</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">650,681</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">594,324</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Less:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Unearned fees and discounts, net</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(370</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(272</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Allowance for credit losses</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,725</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,139</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Loans, net</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">643,326</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">587,457</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table> 176117000 163854000 127757000 89649000 198823000 193707000 9602000 8066000 41342000 50973000 89383000 79693000 7657000 8382000 650681000 594324000 -370000 -272000 7725000 7139000 643326000 587457000 501000 0 P15Y P15Y 352406000 328721000 589000 652000 50748000 46073000 33794000 28951000 <div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Allowance for Credit Losses </div></div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following tables present the activity in the allowance for credit losses for the three-month and nine-month periods ended March 31, 2024 and 2023 and the year ended June 30, 2023: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:86%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="14" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Three Months Ended March 31, 2024</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Real Estate Loans</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Four-Family</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Multi-Family</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Commercial</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Home Equity<br/> Lines of</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Credit</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Allowance for credit losses:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, beginning of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,809</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,865</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,593</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">147</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Provision (credit) for credit losses</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">16</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(76</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(280</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Losses charged off</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Recoveries</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, end of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,828</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,789</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,313</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">147</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Loans:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">176,117</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">127,757</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">198,823</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">9,602</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:84%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td colspan="14" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Three Months Ended March 31, 2024 (Continued)</div></div></td> <td style="vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Construction</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Commercial</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Consumer</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Allowance for credit losses:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, beginning of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">539</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">915</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">67</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,935</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Provision (credit) for credit losses</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(2</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(44</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">8</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(378</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Losses charged off</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(10</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(10</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Recoveries</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">174</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">178</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, end of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">537</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,045</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">66</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,725</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Loans:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">41,342</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">89,383</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,657</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">650,681</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:86%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="14" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Nine Months Ended March 31, 2024</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Real Estate Loans</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Four-Family</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Multi-Family</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Commercial</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Home Equity<br/> Lines of</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Credit</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Allowance for credit losses:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, beginning of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,898</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,121</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,369</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">121</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Provision (credit) for credit losses</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(73</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">668</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(56</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">26</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Losses charged off</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Recoveries</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, end of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,828</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,789</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,313</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">147</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Loans:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">176,117</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">127,757</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">198,823</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">9,602</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:85%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td colspan="14" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Nine Months Ended March 31, 2024 (Continued)</div></div></td> <td style="vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Construction</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Commercial</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Consumer</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Allowance for credit losses:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, beginning of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">765</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">794</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">71</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,139</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Provision (credit) for credit losses</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(228</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">10</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">22</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">369</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Losses charged off</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(35</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(35</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Recoveries</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">241</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">8</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">252</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, end of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">537</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,045</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">66</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,725</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Loans:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">41,342</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">89,383</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,657</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">650,681</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:86%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="14" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Year Ended June 30, 2023</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Real Estate Loans</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Four-<br/> Family</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Multi-<br/> Family</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Commercial</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Home Equity<br/> Lines of</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Credit</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Allowance for credit losses:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, beginning of year (prior to adoption of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13)</div></div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,028</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,375</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,985</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">70</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Impact of adopting ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13</div></div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">382</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(140</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">385</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">33</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Provision charged to expense</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">487</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(114</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(1</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">18</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Losses charged off</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Recoveries</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, end of year</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,898</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,121</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,369</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">121</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Loans:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">163,854</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">89,649</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">193,707</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">8,066</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:85%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td colspan="14" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Year Ended June 30, 2023 (Continued)</div></div></td> <td style="vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Construction</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Commercial</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Consumer</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Allowance for credit losses:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, beginning of year (prior to adoption of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13)</div></div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">489</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,025</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">80</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,052</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Impact of adopting ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13</div></div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">192</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(818</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">13</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">47</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Provision charged to expense</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">84</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(422</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">52</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Losses charged off</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(14</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(37</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(51</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Recoveries</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">23</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">15</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">39</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, end of year</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">765</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">794</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">71</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,139</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Loans:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">50,973</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">79,693</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">8,382</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">594,324</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div><div></div><div><div style="line-height:normal;background-color:white;display: inline;"></div></div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:86%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td colspan="14" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Three Months Ended March 31, 2023</div></div></td> <td style="vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="14" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Real Estate Loans</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Four-Family</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Multi-</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Family</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Commercial</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Home Equity</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Lines of</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Credit</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Allowance for credit losses:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, beginning of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,722</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,402</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,392</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">101</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Provision charged to expense</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">268</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(117</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">118</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(3</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Losses charged off</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Recoveries</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, end of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,990</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,285</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,510</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">98</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Loans:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">158,388</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">98,891</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">198,976</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,058</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:86%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td colspan="14" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Three Months Ended March 31, 2023 (Continued)</div></div></td> <td style="vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Construction</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Commercial</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Consumer</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Allowance for credit losses:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, beginning of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">585</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">871</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">93</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,166</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Provision charged to expense</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">101</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">12</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(12</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">367</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Losses charged off</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(9</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(9</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Recoveries</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">5</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">11</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, end of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">686</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">889</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">77</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,535</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Loans:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">42,881</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">71,129</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">8,491</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">585,814</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:86%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td colspan="14" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Nine Months Ended March 31, 2023</div></div></td> <td style="vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="14" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Real Estate Loans</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Four-Family</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Multi-</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Family</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Commercial</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Home Equity</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Lines of</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Credit</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Allowance for credit losses:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, beginning of period (prior to adoption of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13)</div></div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,028</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,375</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,985</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">70</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Impact of adopting ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13</div></div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">382</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(140</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">385</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">33</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Provision charged to expense</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">579</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">50</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">140</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(5</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Losses charged off</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Recoveries</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, end of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,990</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,285</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,510</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">98</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Loans:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">158,388</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">98,891</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">198,976</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,058</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:85%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td colspan="14" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Nine Months Ended March 31, 2023 (Continued)</div></div></td> <td style="vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Construction</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Commercial</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Consumer</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Allowance for credit losses:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, beginning of period (prior to adoption of ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13)</div></div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">489</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,025</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">80</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,052</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Impact of adopting ASU <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2016-13</div></div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">192</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(818</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">13</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">47</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Provision charged to expense</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">5</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(332</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">5</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">442</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Losses charged off</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(4</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(30</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(34</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Recoveries</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">18</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">9</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">28</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Balance, end of period</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">686</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">889</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">77</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7,535</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Loans:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">42,881</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">71,129</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">8,491</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">585,814</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table> 1809000 1865000 2593000 147000 16000 -76000 -280000 0 0 0 0 0 3000 0 0 0 1828000 1789000 2313000 147000 176117000 127757000 198823000 9602000 539000 915000 67000 7935000 -2000 -44000 8000 -378000 0 0 10000 10000 0 174000 1000 178000 537000 1045000 66000 7725000 41342000 89383000 7657000 650681000 1898000 1121000 2369000 121000 -73000 668000 -56000 26000 0 0 0 0 3000 0 0 0 1828000 1789000 2313000 147000 176117000 127757000 198823000 9602000 765000 794000 71000 7139000 -228000 10000 22000 369000 0 0 35000 35000 0 241000 8000 252000 537000 1045000 66000 7725000 41342000 89383000 7657000 650681000 1028000 1375000 1985000 70000 382000 -140000 385000 33000 -487000 114000 1000 -18000 0 0 0 0 1000 0 0 0 1898000 1121000 2369000 121000 163854000 89649000 193707000 8066000 489000 2025000 80000 7052000 192000 -818000 13000 47000 -84000 422000 0 -52000 0 14000 37000 51000 0 23000 15000 39000 765000 794000 71000 7139000 50973000 79693000 8382000 594324000 1722000 1402000 2392000 101000 -268000 117000 -118000 3000 0 0 0 0 0 0 0 0 1990000 1285000 2510000 98000 158388000 98891000 198976000 7058000 585000 871000 93000 7166000 -101000 -12000 12000 -367000 0 0 9000 9000 0 6000 5000 11000 686000 889000 77000 7535000 42881000 71129000 8491000 585814000 1028000 1375000 1985000 70000 382000 -140000 385000 33000 -579000 -50000 -140000 5000 0 0 0 0 1000 0 0 0 1990000 1285000 2510000 98000 158388000 98891000 198976000 7058000 489000 2025000 80000 7052000 192000 -818000 13000 47000 -5000 332000 -5000 -442000 0 4000 30000 34000 0 18000 9000 28000 686000 889000 77000 7535000 42881000 71129000 8491000 585814000 <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following tables present the credit risk profile of the Company’s loan portfolio based on risk rating category and calendar year of origination as of March 31, 2024 and June 30, 2023 (in thousands): </div><div style="margin-top: 12pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;"><div style="text-decoration: underline; letter-spacing: 0px; top: 0px;display:inline;">March 31, 2024 </div></div></div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Def.-Times; font-size:10pt;width:100%;border:0;margin:0 auto"> <tr style="visibility:hidden; line-height:0pt; color:white"> <td style="width:79%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Risk Rating</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2024</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2023</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2022</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2021</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2020</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Prior Years</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to Four-Family</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">7,525</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">40,980</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">52,989</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">25,080</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">15,651</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">33,618</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">175,843</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Special Mention</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">77</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">77</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">14</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">5</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">5</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">173</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">197</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">7,525</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">40,994</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">52,994</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">25,162</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">15,651</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">33,791</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">176,117</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Multi-Family</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">320</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">10,385</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">51,405</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">20,350</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">22,898</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">22,163</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">127,521</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Special Mention</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">236</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">236</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">320</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">10,385</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">51,405</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">20,350</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">22,898</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">22,399</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">127,757</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Commercial Real Estate</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,926</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">24,432</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">61,466</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">27,898</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">31,072</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">50,797</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">197,591</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Special Mention</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">150</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">830</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">252</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,232</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,926</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">24,432</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">61,466</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">28,048</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">31,902</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">51,049</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">198,823</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Home Equity Line of Credit</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">334</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">3,393</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,936</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,533</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">895</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,511</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">9,602</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Special Mention</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr></table><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div><div></div><div><div style="line-height:normal;background-color:white;display: inline;"></div></div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Def.-Times; font-size:10pt;width:100%;border:0;margin:0 auto"> <tr style="visibility:hidden; line-height:0pt; color:white"> <td style="width:79%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">334</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">3,393</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,936</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,533</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">895</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,511</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">9,602</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Construction</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,294</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">35,753</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">3,069</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">226</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">41,342</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Special Mention</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,294</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">35,753</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">3,069</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">226</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">41,342</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Commercial Business</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">3,496</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">36,107</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">14,963</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">10,441</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,103</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">14,374</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">87,484</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Special Mention</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">133</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">32</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">190</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,488</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">56</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,899</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">3,496</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">36,240</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">14,995</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">10,631</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">9,591</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">14,430</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">89,383</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Consumer</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">742</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">3,199</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,129</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">970</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">483</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">134</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">7,657</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Special Mention</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">742</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">3,199</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,129</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">970</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">483</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">134</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">7,657</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total Loans</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">16,637</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">154,249</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">187,957</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">86,272</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">79,102</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">122,823</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">647,040</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Special Mention</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">77</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">77</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">147</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">37</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">345</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,318</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">717</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">3,564</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">16,637</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">154,396</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">187,994</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">86,694</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">81,420</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">123,540</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">650,681</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="margin-top: 12pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;"><div style="text-decoration: underline; letter-spacing: 0px; top: 0px;display:inline;">June 30, 2023 </div></div></div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Def.-Times; font-size:10pt;width:100%;border:0;margin:0 auto"> <tr style="visibility:hidden; line-height:0pt; color:white"> <td style="width:79%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Risk Rating</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2023</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2022</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2021</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2020</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2019</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Prior Years</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to Four-Family</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">22,032</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">56,054</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">27,843</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">18,468</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">5,996</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">32,729</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">163,122</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Watch</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">335</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">335</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">14</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">6</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">94</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">61</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">222</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">397</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">22,046</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">56,060</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">27,937</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">18,529</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">6,218</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">33,064</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">163,854</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Multi-Family</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">674</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">37,826</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">10,647</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">14,399</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,587</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">17,272</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">89,405</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Watch</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">244</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">244</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">674</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">37,826</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">10,647</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">14,399</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,831</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">17,272</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">89,649</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Commercial Real Estate</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">12,214</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">63,645</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">29,320</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">32,502</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">5,844</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">49,239</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">192,764</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Watch</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">862</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">81</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">943</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">12,214</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">63,645</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">29,320</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">33,364</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">5,925</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">49,239</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">193,707</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Home Equity Line of Credit</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">982</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,554</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,301</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,035</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">789</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,405</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,066</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Watch</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">982</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,554</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,301</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,035</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">789</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,405</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,066</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Construction</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,882</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">29,188</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">10,432</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,471</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">50,973</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Watch</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,882</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">29,188</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">10,432</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,471</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">50,973</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div><div></div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Def.-Times; font-size:10pt;width:100%;border:0;margin:0 auto"> <tr style="visibility:hidden; line-height:0pt; color:white"> <td style="width:79%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Commercial Business</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">12,449</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">20,004</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">17,673</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,797</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">7,669</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,841</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">75,433</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Watch</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,779</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">59</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">174</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,189</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">57</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">4,260</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">15,228</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">20,063</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">17,847</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">9,986</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">7,726</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,843</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">79,693</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Consumer</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,391</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">3,181</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,653</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">834</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">211</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">107</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,377</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Watch</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">4</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">5</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,391</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">3,181</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,654</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">834</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">211</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">111</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,382</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total Loans</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Pass</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">53,624</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">212,452</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">98,869</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">84,506</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">29,096</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">109,593</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">588,140</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Watch</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">335</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">335</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Substandard</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,793</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">65</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">269</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,112</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">604</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">6</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">5,849</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">56,417</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">212,517</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">99,138</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">86,618</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">29,700</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">109,934</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">594,324</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table> 7525000 40980000 52989000 25080000 15651000 33618000 175843000 77000 77000 14000 5000 5000 173000 197000 7525000 40994000 52994000 25162000 15651000 33791000 176117000 320000 10385000 51405000 20350000 22898000 22163000 127521000 236000 236000 320000 10385000 51405000 20350000 22898000 22399000 127757000 1926000 24432000 61466000 27898000 31072000 50797000 197591000 150000 830000 252000 1232000 1926000 24432000 61466000 28048000 31902000 51049000 198823000 334000 3393000 1936000 1533000 895000 1511000 9602000 334000 3393000 1936000 1533000 895000 1511000 9602000 2294000 35753000 3069000 226000 41342000 2294000 35753000 3069000 226000 41342000 3496000 36107000 14963000 10441000 8103000 14374000 87484000 133000 32000 190000 1488000 56000 1899000 3496000 36240000 14995000 10631000 9591000 14430000 89383000 742000 3199000 2129000 970000 483000 134000 7657000 742000 3199000 2129000 970000 483000 134000 7657000 16637000 154249000 187957000 86272000 79102000 122823000 647040000 0 77000 77000 0 147000 37000 345000 2318000 717000 3564000 16637000 154396000 187994000 86694000 81420000 123540000 650681000 22032000 56054000 27843000 18468000 5996000 32729000 163122000 335000 335000 14000 6000 94000 61000 222000 397000 22046000 56060000 27937000 18529000 6218000 33064000 163854000 674000 37826000 10647000 14399000 8587000 17272000 89405000 244000 244000 674000 37826000 10647000 14399000 8831000 17272000 89649000 12214000 63645000 29320000 32502000 5844000 49239000 192764000 862000 81000 943000 12214000 63645000 29320000 33364000 5925000 49239000 193707000 982000 2554000 1301000 1035000 789000 1405000 8066000 982000 2554000 1301000 1035000 789000 1405000 8066000 2882000 29188000 10432000 8471000 50973000 2882000 29188000 10432000 8471000 50973000 12449000 20004000 17673000 8797000 7669000 8841000 75433000 2779000 59000 174000 1189000 57000 2000 4260000 15228000 20063000 17847000 9986000 7726000 8843000 79693000 2391000 3181000 1653000 834000 211000 107000 8377000 1000 4000 5000 2391000 3181000 1654000 834000 211000 111000 8382000 53624000 212452000 98869000 84506000 29096000 109593000 588140000 335000 335000 2793000 65000 269000 2112000 604000 6000 5849000 56417000 212517000 99138000 86618000 29700000 109934000 594324000 <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following tables present the Company’s loan portfolio aging analysis: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Def.-Times; font-size:10pt;width:100%;border:0;margin:0 auto"> <tr style="visibility:hidden; line-height:0pt; color:white"> <td style="width:79%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">30-59 Days</div><br/> Past Due</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">60-89 Days</div></div></div></div><br/> <div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Past Due</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">90 Days or<br/> Greater</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total Past</div></div></div><br/> <div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Due</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Current</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total Loans<br/> Receivable</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total Loans<br/> 90 Days Past<br/> Due &amp;<br/> Accruing</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">March 31, 2024:</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Real estate loans:</div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to four-family</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">922</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">423</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,345</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">174,772</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">176,117</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Multi-family</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">127,757</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">127,757</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">384</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">179</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">252</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">815</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">198,008</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">198,823</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">252</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Home equity lines of credit</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">18</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">18</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">9,584</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">9,602</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Construction</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">41,342</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">41,342</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">573</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">133</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">706</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">88,677</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">89,383</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Consumer</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">36</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">24</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">60</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">7,597</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">7,657</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">1,915</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">777</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">252</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2,944</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">647,737</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">650,681</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">252</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Def.-Times; font-size:10pt;width:100%;border:0;margin:0 auto"> <tr style="visibility:hidden; line-height:0pt; color:white"> <td style="width:79%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="white-space:nowrap">                        </td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">30-59 Days</div><br/> Past Due</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">60-89 Days</div></div></div></div><br/> <div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Past Due</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">90 Days or<br/> Greater</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total Past</div></div></div><br/> <div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Due</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Current</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total Loans<br/> Receivable</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total Loans<br/> 90 Days Past<br/> Due &amp;<br/> Accruing</div></div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">June 30, 2023:</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Real estate loans:</div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to four-family</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">523</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">116</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">639</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">163,215</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">163,854</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Multi-family</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">89,649</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">89,649</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">153</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">153</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">193,554</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">193,707</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Home equity lines of credit</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">20</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">20</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,046</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,066</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Construction</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">50,973</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">50,973</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">56</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">58</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">114</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">79,579</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">79,693</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Consumer</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">47</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">6</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">2</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">55</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,327</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">8,382</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Def.-Times; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total</div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">779</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">142</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">60</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">981</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">593,343</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">594,324</div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">$</div></td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">— </div></td> <td style="white-space:nowrap;vertical-align:bottom"><div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;"> </div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table> 922000 423000 1345000 174772000 176117000 127757000 127757000 384000 179000 252000 815000 198008000 198823000 252000 18000 18000 9584000 9602000 41342000 41342000 573000 133000 706000 88677000 89383000 36000 24000 60000 7597000 7657000 1915000 777000 252000 2944000 647737000 650681000 252000 523000 116000 639000 163215000 163854000 89649000 89649000 153000 153000 193554000 193707000 20000 20000 8046000 8066000 50973000 50973000 56000 58000 114000 79579000 79693000 47000 6000 2000 55000 8327000 8382000 779000 142000 60000 981000 593343000 594324000 <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table presents the amortized cost basis of loans on nonaccrual status and of nonaccrual loans individually evaluated for which no allowance was recorded at March 31, 2024 and June 30, 2023: </div> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:88%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="6" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">March 31, 2024</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="6" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">June 30, 2023</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;">Nonaccrual with no<br/> Allowance for Credit<br/> Losses</td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;">Nonaccrual</td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;">Nonaccrual with no<br/> Allowance for Credit<br/> Losses</td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;">Nonaccrual</td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgages on real estate:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to four-family</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Multi-family</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Home equity lines of credit</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Construction loans</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial business loans</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">115</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Consumer loans</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">117</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table> 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 115000 0 0 0 2000 0 0 0 117000 <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table presents the recorded balance, at original cost, of troubled debt restructurings, as of June 30, 2023. All TDRs were performing according to the terms of the restructuring and were accruing as of June 30, 2023. </div> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:68%;border:0;margin:0 auto"> <tr> <td style="width:97%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">June 30, 2023</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Real estate loans</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">One-</div> to four-family</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">189</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Multi-family</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Home equity lines of credit</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total real estate loans</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">189</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Construction loans</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commercial business loans</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">26</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Consumer loans</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">215</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table> 189000 0 0 0 189000 0 26000 0 215000 0 0 P90D 0 <div style="margin-top: 18pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;">Note 7: Federal Home Loan Bank Stock </div></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Federal Home Loan Bank stock is a required investment for institutions that are members of the Federal Home Loan Bank system. The required investment in the common stock is based on a predetermined formula. The Company owned approximately $5,419,000 and $3,127,000 of Federal Home Loan Bank stock as of March 31, 2024 and June 30, 2023, respectively. The FHLB provides liquidity and funding through advances. </div> 5419000 3127000 <div style="margin-top: 18pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;">Note 8: Federal Home Loan Bank Advances and Other Borrowings </div></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Federal Home Loan Bank advances totaled $95,999,000 and $19,500,000 as of March 31, 2024 and June 30, 2023, respectively. The Federal Home Loan Bank advances are secured by mortgage, multi-family, commercial real estate and HELOC loans totaling $449,386,000 at March 31, 2024 and $350,838,000 at June 30, 2023, and are subject to restrictions or penalties in the event of prepayment. Interest rates on advances were from 0 to 5.46 percent with maturities from 2024 to 2030 at March 31, 2024, while interest rates on advances were from 2.58 to 5.16 percent with maturities from 2024 to 2026 at June 30, 2023. At March 31, 2024, our advances included seven advances at a rate of 0% totaling $1,499,000 as part of the Federal Home Loan Bank Community Small Business Advance program. </div> <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Other borrowings include borrowings from the Federal Reserve Bank Term Funding Program (BTFP). The Federal Reserve created the BTFP in March 2023 to offer loans of up to one year in length to qualifying financial institutions which pledge collateral, such as U.S. Treasuries, U.S. agency securities, and U.S. agency mortgage-backed securities. The collateral is valued at par and advances under this program do not include any fees or prepayment penalties. At March 31, 2024, we had total borrowings from the Federal Reserve BTFP of $25,325,000 at a rate of 4.76% with a maturity of January 16, 2025. The collateral par value of securities pledged to the Federal Reserve BTFP was $25,325,000 as of March 31, 2024. At June 30, 2023, we had no borrowings from the Federal Reserve. </div> 95999000 19500000 449386000 350838000 0 0.0546 0.0258 0.0516 0 1499000 25325000 0.0476 2025-01-16 25325000 0 <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;">Note 9: Accumulated Other Comprehensive Income (Loss) </div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following tables present changes in accumulated other comprehensive income (loss), by component, net of tax, for the nine months ended March 31, 2024 and 2023: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:84%;border:0;margin:0 auto"> <tr> <td style="width:64%"></td> <td style="vertical-align:bottom;width:7%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:6%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:6%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Unrealized</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Gains and</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Losses on</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Available-for-</div></div></div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Sale Securities</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Defined</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Benefit</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Pension Items</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">March 31, 2024:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Beginning balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(21,715</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">67</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(21,648</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Other comprehensive loss before reclassification</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">146</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">146</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Amounts reclassified from accumulated other comprehensive income</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Net current period other comprehensive loss</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(21,569</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">68</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(21,501</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">March 31, 2023:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Beginning balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(17,263</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(83</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(17,346</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Other comprehensive loss before reclassification</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(1,630</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(1,630</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Amounts reclassified from accumulated other comprehensive income</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">123</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">123</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Net current period other comprehensive loss</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(4</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(4</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(18,770</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(87</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(18,857</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following tables present changes in accumulated other comprehensive income (loss), by component, net of tax, for the nine months ended March 31, 2024 and 2023: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:84%;border:0;margin:0 auto"> <tr> <td style="width:64%"></td> <td style="vertical-align:bottom;width:7%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:6%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:6%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Unrealized</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Gains and</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Losses on</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Available-for-</div></div></div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Sale Securities</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Defined</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Benefit</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Pension Items</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">March 31, 2024:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Beginning balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(21,715</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">67</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(21,648</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Other comprehensive loss before reclassification</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">146</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">146</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Amounts reclassified from accumulated other comprehensive income</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Net current period other comprehensive loss</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(21,569</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">68</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(21,501</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="font-weight:bold;display:inline;">March 31, 2023:</div></div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Beginning balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(17,263</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(83</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(17,346</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Other comprehensive loss before reclassification</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(1,630</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(1,630</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Amounts reclassified from accumulated other comprehensive income</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">123</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">123</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Net current period other comprehensive loss</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(4</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(4</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(18,770</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(87</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(18,857</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table> -21715000 67000 -21648000 146000 0 146000 0 0 0 0 1000 1000 -21569000 68000 -21501000 -17263000 -83000 -17346000 -1630000 0 -1630000 123000 0 123000 0 -4000 -4000 -18770000 -87000 -18857000 <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;">Note 10: Changes in Accumulated Other Comprehensive Income (Loss) (AOCI) by Component </div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Amounts reclassified from AOCI and the affected line items in the statements of income during the three- and nine-month periods ended March 31, 2024 and 2023, were as follows: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:100%;border:0;margin:0 auto"> <tr> <td style="width:84%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="14" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Amounts Reclassified from AOCI</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="6" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Three Months Ended March 31,</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="6" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Nine Months Ended March 31,</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2024</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2023</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2024</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2023</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: &quot;Times New Roman&quot;; text-align: center; line-height: normal;"><div style="font-weight:bold;display:inline;">Affected Line Item in the Condensed</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: &quot;Times New Roman&quot;; text-align: center; line-height: normal;"><div style="font-weight:bold;display:inline;">Consolidated Statements of Income</div></div></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Realized gains (losses) on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">available-for-sale</div></div> securities</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">12</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(171</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Net realized gains (losses) on sale of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">available-for-</div> sale securities</div></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Amortization of defined benefit pension items:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Components are included in computation of net periodic pension cost</div></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Actuarial losses</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(1</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(2</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(5</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total reclassified amount before tax</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(1</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">10</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(176</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Tax expense</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">4</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(49</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Provision for Income Tax</div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total reclassification out of AOCI</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(1</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(127</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Net Income</div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td></tr></table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Amounts reclassified from AOCI and the affected line items in the statements of income during the three- and nine-month periods ended March 31, 2024 and 2023, were as follows: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:100%;border:0;margin:0 auto"> <tr> <td style="width:84%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="14" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Amounts Reclassified from AOCI</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="6" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Three Months Ended March 31,</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="6" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Nine Months Ended March 31,</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2024</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2023</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2024</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2023</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: &quot;Times New Roman&quot;; text-align: center; line-height: normal;"><div style="font-weight:bold;display:inline;">Affected Line Item in the Condensed</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: &quot;Times New Roman&quot;; text-align: center; line-height: normal;"><div style="font-weight:bold;display:inline;">Consolidated Statements of Income</div></div></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Realized gains (losses) on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">available-for-sale</div></div> securities</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">12</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(171</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Net realized gains (losses) on sale of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">available-for-</div> sale securities</div></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Amortization of defined benefit pension items:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Components are included in computation of net periodic pension cost</div></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Actuarial losses</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(1</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(2</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(5</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total reclassified amount before tax</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(1</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">10</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(176</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Tax expense</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">4</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(49</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Provision for Income Tax</div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total reclassification out of AOCI</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(1</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(127</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Net Income</div></td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td></tr></table> 0 12000 0 -171000 1000 2000 -2000 5000 -1000 10000 2000 -176000 0 4000 1000 -49000 -1000 6000 1000 -127000 <div style="margin-top: 18pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;">Note 11: Income Taxes </div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A reconciliation of income tax expense at the statutory rate to the Company’s actual income tax expense is shown below: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:78%"></td> <td style="vertical-align:bottom;width:2%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:2%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:2%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:2%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="6" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Three Months Ended</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">March 31,</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="6" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Nine Months Ended</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">March 31,</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2024</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2023</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2024</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2023</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Computed at the statutory rate</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">200</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">187</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">383</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,153</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Decrease resulting from</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Tax exempt interest</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(6</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(6</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(24</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(17</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Cash surrender value of life insurance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(24</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(20</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(67</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(61</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">State income taxes</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">66</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">88</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">127</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">423</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Other</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(47</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">46</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(70</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Actual expense</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">243</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">202</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">465</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,428</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A reconciliation of income tax expense at the statutory rate to the Company’s actual income tax expense is shown below: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:78%"></td> <td style="vertical-align:bottom;width:2%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:2%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:2%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:2%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="6" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Three Months Ended</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">March 31,</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="6" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Nine Months Ended</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">March 31,</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2024</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2023</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2024</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">2023</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Computed at the statutory rate</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">200</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">187</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">383</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,153</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Decrease resulting from</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Tax exempt interest</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(6</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(6</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(24</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(17</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Cash surrender value of life insurance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(24</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(20</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(67</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(61</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">State income taxes</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">66</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">88</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">127</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">423</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Other</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">7</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(47</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">46</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(70</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Actual expense</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">243</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">202</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">465</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,428</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table> 200000 187000 383000 1153000 6000 6000 24000 17000 24000 20000 67000 61000 66000 88000 127000 423000 7000 -47000 46000 -70000 243000 202000 465000 1428000 <div style="margin-top: 18pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;">Note 12: Regulatory Capital </div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Association is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and discretionary actions by regulators that if undertaken, could have a direct material effect on the Association’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Association must meet specific capital guidelines involving quantitative measures of the Association’s assets, liabilities and certain <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance-sheet</div> items as calculated under regulatory accounting practices. The Association’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk-weightings and other factors. </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Basel III regulatory capital framework (the “Basel III Capital Rules”) adopted by U.S. federal regulatory authorities, among other things, (i) establish the capital measure called “Common Equity Tier 1” (“CET1”), (ii) specify that Tier 1 capital consist of CET1 and “Additional Tier 1 Capital” instruments meeting stated requirements, (iii) define CET1 narrowly by requiring that most deductions/adjustments to regulatory capital measures be made to CET1 and not to the other components of capital and (iv) set forth the acceptable scope of deductions/adjustments to the specified capital measures. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In addition, to avoid restrictions on capital distributions, including dividend payments and stock repurchases, or discretionary bonus payments to executives, a covered banking organization must maintain a “capital conservation buffer” of 2.5 percent on top of its minimum risk-based capital requirements. This buffer must consist solely of Tier 1 Common Equity and the buffer applies to all three measurements: Common Equity Tier 1, Tier 1 capital and total capital. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As a result of the Economic Growth, Regulatory Relief, and Consumer Protection Act, the federal banking agencies were required to develop a “Community Bank Leverage Ratio” (the ratio of a bank’s tangible equity capital to average total consolidated assets) for financial institutions with assets of less than $10 billion. A “qualifying community bank” that exceeds this ratio will be deemed to be in compliance with all other capital and leverage requirements, including the capital requirements to be considered “well capitalized” under Prompt Corrective Action statutes. The Community Bank Leverage Ratio is currently set at 9%. The Association opted into the Community Bank Leverage Ratio in 2020. </div><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As of March 31, 2024, the Association met all capital adequacy requirements to which it is subject and was categorized as well capitalized under the regulatory framework for prompt corrective action. There are no conditions or events that management believes have changed the Association’s prompt corrective action category. </div> 0.025 10000000000 0.09 <div style="margin-top: 18pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;">Note 13: Disclosures About Fair Value of Assets </div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Fair value is the price that would be received to sell an asset in an orderly transaction between market participants at the measurement date. Fair value measurements must maximize the use of observable inputs and minimize the use of unobservable inputs. There is a hierarchy of three levels of inputs that may be used to measure fair value: </div><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:4%"> </td> <td style="width:8%;vertical-align:top;text-align:left;">Level 1</td> <td style="vertical-align:top;text-align:left;"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;; text-align: left; line-height: normal;">Quoted prices in active markets for identical assets </div></td></tr></table><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:4%"> </td> <td style="width:8%;vertical-align:top;text-align:left;">Level 2</td> <td style="vertical-align:top;text-align:left;"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;; text-align: left; line-height: normal;">Observable inputs other than Level 1 prices, such as quoted prices for similar assets; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets </div></td></tr></table><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%"> <tr style="page-break-inside:avoid"> <td style="width:4%"> </td> <td style="width:8%;vertical-align:top;text-align:left;">Level 3</td> <td style="vertical-align:top;text-align:left;"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;; text-align: left; line-height: normal;">Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets </div></td></tr></table><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;">Recurring Measurements </div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table presents the fair value measurements of assets recognized in the accompanying condensed consolidated balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2024 and June 30, 2023: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:84%;border:0;margin:0 auto"> <tr> <td style="width:88%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="10" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value Measurements Using</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Quoted</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Prices in</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Active</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Markets for</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Identical</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Assets</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 1)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Significant</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Other</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Observable</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Inputs</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 2)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Significant</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Unobservable</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Inputs</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 3)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">March 31, 2024:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Available-for-sale</div></div> securities:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">US Treasury</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">443</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">443</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">US Government and federal agency</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,567</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,567</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgage-backed securities – GSE residential</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">170,938</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">170,938</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Small Business Administration</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">14,201</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">14,201</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">State and political subdivisions</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,108</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,050</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,058</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgage servicing rights</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,454</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,454</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr></table><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:84%;border:0;margin:0 auto"> <tr> <td style="width:88%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="10" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value Measurements Using</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Quoted</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Prices in</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Active</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Markets for</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Identical</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Assets</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 1)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Significant</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Other</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Observable</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Inputs</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 2)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Significant</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Unobservable</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Inputs</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 3)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">June 30, 2023:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Available-for-sale</div></div> securities:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">US Treasury</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">438</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">438</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">U.S. Government and federal agency and Government sponsored enterprises (GSE’s)</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,477</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,477</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgage-backed: GSE residential</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">175,726</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">175,726</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Small Business Administration</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">15,233</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">15,233</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">State and political subdivisions</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,425</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,064</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,361</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgage servicing rights</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,482</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,482</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr></table><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Following is a description of the valuation methodologies and inputs used for assets measured at fair value on a recurring basis and recognized in the accompanying condensed consolidated balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the period ended March 31, 2024. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"> </div><div></div><div><div style="line-height:normal;background-color:white;display: inline;"></div></div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Available-for-Sale</div></div> Securities </div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics or discounted cash flows. For these investments, the inputs used by the pricing service to determine fair value may include one, or a combination of, observable inputs such as benchmark yields, reported trades, broker/dealer quotes, issuer spreads, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">two-sided</div> markets, benchmark securities, bid, offers and reference data market research publications and are classified within Level 2 of the valuation hierarchy. Level 2 securities include U.S. Treasury, U.S. Government and federal agency, mortgage-backed securities (GSE—residential), Small Business Administration and state and political subdivisions. In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy. </div><div style="margin-top: 18pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;">Mortgage Servicing Rights </div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Mortgage servicing rights do not trade in an active, open market with readily observable prices. Accordingly, fair value is estimated using discounted cash flow models. Due to the nature of the valuation inputs, mortgage servicing rights are classified within Level 3 of the hierarchy. </div><div style="margin-top: 18pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;">Level 3 Reconciliation </div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following is a reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying balance sheet using significant unobservable (Level 3) inputs: </div><div style="margin-top: 24pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;; text-align: center;"><div style="font-weight:bold;display:inline;">Nine months ended March 31, 2024 </div></div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:84%;border:0;margin:0 auto"> <tr> <td style="width:72%"></td> <td style="vertical-align:bottom;width:5%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:4%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:4%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Obligations of</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">State and</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Political</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Subdivisions</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Mortgage</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Servicing</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Rights</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Beginning balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,361</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,482</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,843</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Transfers into Level 3</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">98</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">98</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Transfers out of Level 3</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(102</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(102</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total realized and unrealized gains and losses included in net income</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(24</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(24</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Purchases</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Sales</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Settlements</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(303</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(303</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,058</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,454</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,512</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(24</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(24</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:84%;border:0;margin:0 auto"> <tr> <td style="width:72%"></td> <td style="vertical-align:bottom;width:5%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:4%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:4%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td colspan="6" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Year ended June 30, 2023</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td colspan="2" style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Obligations of</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">State and</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Political</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Subdivisions</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Mortgage</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Servicing</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Rights</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Beginning balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,662</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,463</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">4,125</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Transfers into Level 3</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">89</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">89</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Transfers out of Level 3</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(171</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(171</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total realized and unrealized gains and losses included in net income</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">101</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">101</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Purchases</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Sales</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">—</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Settlements</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(301</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">—</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(301</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,361</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,482</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,843</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">101</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">101</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Realized and unrealized gains and losses for items reflected in the table above are included in net income in the consolidated statements of income as noninterest income. </div><div style="margin-top: 18pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;">Unobservable (Level 3) Inputs </div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following tables present quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements at March 31, 2024 and June 30, 2023. </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:89%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value at</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">March 31, 2024</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Valuation Technique</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Unobservable Inputs</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Range (Weighted</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Average)</div></div></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgage servicing rights</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,454</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Discounted cash flow</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Discount rate</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;">9.5% (9.5%)</td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Constant prepayment rate</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">6.0% - 7.0% (6.9%)</div></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Probability of default</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">0.09% - 0.12% (0.12%)</div></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">State and political subdivisions</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,058</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Discounted cash flow</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Maturity/Call Date</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;">1 month – 9 years</td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Weighted average<br/> coupon</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2.97% - 3.08% (3.03%)</div></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Marketability yield<br/> adjustment</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;">1.0% - 2.0% (1.6%)</td></tr></table> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:91%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td></tr> <tr style="font-size:1pt"> <td style="height:12pt"></td> <td colspan="4" style="height:12pt"></td> <td colspan="4" style="height:12pt"></td> <td colspan="2" style="height:12pt"></td> <td colspan="2" style="height:12pt"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value at<br/> June 30, 2023</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Valuation Technique</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Unobservable Inputs</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Range (Weighted</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Average)</div></div></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgage servicing rights</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,482</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">Discounted cash flow</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Discount rate</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;">9.5% (9.5%)</td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Constant prepayment rate</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;">6.0% - 6.7% (6.9%)</td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Probability of default</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">0.09% - 0.12% (0.12%)</div></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">State and political subdivisions</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,361</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">Discounted cash flow</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Maturity/Call Date</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;">1 month – 9 years</td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Weighted average coupon</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;">2.97% - 3.08% (3.03%)</td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Marketability yield<br/> adjustment</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;">1.0% - 2.0% (1.6%)</td></tr></table><div style="margin-top: 18pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;">Fair Value of Financial Instruments </div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following tables present estimated fair values of the Company’s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2024 and June 30, 2023. </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:56%"></td> <td style="vertical-align:bottom;width:7%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:7%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:7%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:7%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Carrying<br/> Amount</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value<br/> Measurements<br/> Using</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Quoted Prices in<br/> Active Markets<br/> for Identical<br/> Assets</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 1)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Significant<br/> Other<br/> Observable<br/> Inputs</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 2)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Significant<br/> Unobservable<br/> Inputs</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 3)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">March 31, 2024:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Financial assets</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Cash and cash equivalents</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">16,060</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">16,060</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Interest-bearing time deposits in banks</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">750</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">750</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Loans, net of allowance for credit losses</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">643,326</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">633,614</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Federal Home Loan Bank stock</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">5,419</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">5,419</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Accrued interest receivable</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,749</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,749</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Financial liabilities</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Deposits</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">681,788</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">320,692</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">321,464</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr></table> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:76%"></td> <td style="vertical-align:bottom;width:2%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:2%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:2%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:2%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Repurchase agreements</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">18,182</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">18,182</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Federal Home Loan Bank advances</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">95,999</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">95,643</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Other borrowings</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">25,300</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">25,317</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Advances from borrowers for taxes and insurance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,331</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,331</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Accrued interest payable</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,762</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,762</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Unrecognized financial instruments (net of contract amount)</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commitments to originate loans</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr></table><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:56%"></td> <td style="vertical-align:bottom;width:7%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:7%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:7%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:7%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Carrying<br/> Amount</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value<br/> Measurements<br/> Using</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Quoted Prices in<br/> Active Markets<br/> for Identical<br/> Assets</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 1)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Significant<br/> Other<br/> Observable<br/> Inputs</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 2)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Significant<br/> Unobservable<br/> Inputs</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 3)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">June 30, 2023:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Financial assets</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Cash and cash equivalents</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">10,988</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">10,988</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Interest-bearing time deposits in banks</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,250</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,250</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Loans, net of allowance for credit losses</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">587,457</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">564,432</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Federal Home Loan Bank stock</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,127</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,127</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Accrued interest receivable</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,781</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,781</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Financial liabilities</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Deposits</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">735,314</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">451,718</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">282,351</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Repurchase agreements</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">10,787</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">10,787</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Federal Home Loan Bank advances</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">19,500</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">19,382</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Advances from borrowers for taxes and insurance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,233</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,233</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Accrued interest payable</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,666</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,666</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Unrecognized financial instruments (net of contract amount)</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commitments to originate loans</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr></table><div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The methods utilized to measure the fair value of financial instruments at March 31, 2024, represent an approximation of exit price; however, an actual exit price may differ. </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table presents the fair value measurements of assets recognized in the accompanying condensed consolidated balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2024 and June 30, 2023: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:84%;border:0;margin:0 auto"> <tr> <td style="width:88%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="10" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value Measurements Using</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Quoted</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Prices in</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Active</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Markets for</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Identical</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Assets</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 1)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Significant</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Other</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Observable</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Inputs</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 2)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Significant</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Unobservable</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Inputs</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 3)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">March 31, 2024:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Available-for-sale</div></div> securities:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">US Treasury</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">443</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">443</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">US Government and federal agency</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,567</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,567</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgage-backed securities – GSE residential</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">170,938</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">170,938</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Small Business Administration</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">14,201</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">14,201</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">State and political subdivisions</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,108</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,050</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,058</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgage servicing rights</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,454</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,454</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr></table><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:84%;border:0;margin:0 auto"> <tr> <td style="width:88%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="10" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value Measurements Using</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Quoted</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Prices in</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Active</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Markets for</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Identical</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Assets</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 1)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Significant</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Other</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Observable</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Inputs</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 2)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Significant</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Unobservable</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Inputs</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 3)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">June 30, 2023:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Available-for-sale</div></div> securities:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">US Treasury</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">438</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">438</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">U.S. Government and federal agency and Government sponsored enterprises (GSE’s)</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,477</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">6,477</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgage-backed: GSE residential</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">175,726</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">175,726</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Small Business Administration</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">15,233</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">15,233</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">State and political subdivisions</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,425</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,064</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,361</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgage servicing rights</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,482</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,482</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr></table> 443000 443000 6567000 6567000 170938000 170938000 14201000 14201000 3108000 1050000 2058000 1454000 1454000 438000 438000 6477000 6477000 175726000 175726000 15233000 15233000 3425000 1064000 2361000 1482000 1482000 <div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following is a reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying balance sheet using significant unobservable (Level 3) inputs: </div><div style="margin-top: 24pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;; text-align: center;"><div style="font-weight:bold;display:inline;">Nine months ended March 31, 2024 </div></div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:84%;border:0;margin:0 auto"> <tr> <td style="width:72%"></td> <td style="vertical-align:bottom;width:5%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:4%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:4%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Obligations of</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">State and</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Political</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Subdivisions</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Mortgage</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Servicing</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Rights</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Beginning balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,361</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,482</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,843</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Transfers into Level 3</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">98</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">98</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Transfers out of Level 3</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(102</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(102</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total realized and unrealized gains and losses included in net income</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(24</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(24</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Purchases</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Sales</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Settlements</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(303</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(303</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,058</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,454</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,512</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(24</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(24</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:84%;border:0;margin:0 auto"> <tr> <td style="width:72%"></td> <td style="vertical-align:bottom;width:5%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:4%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:4%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td colspan="6" style="vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Year ended June 30, 2023</div></div></td> <td style="vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td colspan="2" style="vertical-align:bottom"> </td> <td style="vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Obligations of</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">State and</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Political</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Subdivisions</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Mortgage</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Servicing</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Rights</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Total</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Beginning balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,662</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,463</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">4,125</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Transfers into Level 3</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">89</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">89</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Transfers out of Level 3</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(171</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(171</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total realized and unrealized gains and losses included in net income</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">101</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">101</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Purchases</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Sales</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">—</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Settlements</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(301</td> <td style="white-space:nowrap;vertical-align:bottom">) </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">—</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">(301</td> <td style="white-space:nowrap;vertical-align:bottom">) </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 1px solid rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Ending balance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,361</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,482</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,843</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Total gains or losses for the period included in net income attributable to the change in unrealized gains or losses related to assets and liabilities still held at the reporting date</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">101</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">101</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="font-size:1px"> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; border-top: 3px double rgb(0, 0, 0); line-height: normal;"> </div></td> <td> </td></tr></table> 2361000 1482000 3843000 98000 98000 102000 102000 24000 24000 -303000 -303000 2058000 1454000 3512000 -24000 -24000 2662000 1463000 4125000 89000 89000 171000 171000 -101000 -101000 -301000 -301000 2361000 1482000 3843000 101000 101000 <div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following tables present quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements at March 31, 2024 and June 30, 2023. </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:89%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value at</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">March 31, 2024</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Valuation Technique</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Unobservable Inputs</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Range (Weighted</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Average)</div></div></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgage servicing rights</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,454</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Discounted cash flow</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Discount rate</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;">9.5% (9.5%)</td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Constant prepayment rate</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">6.0% - 7.0% (6.9%)</div></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Probability of default</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">0.09% - 0.12% (0.12%)</div></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">State and political subdivisions</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,058</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Discounted cash flow</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Maturity/Call Date</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;">1 month – 9 years</td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Weighted average<br/> coupon</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2.97% - 3.08% (3.03%)</div></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Marketability yield<br/> adjustment</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;">1.0% - 2.0% (1.6%)</td></tr></table> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:91%"></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td> <td style="vertical-align:bottom;width:1%"></td> <td></td></tr> <tr style="font-size:1pt"> <td style="height:12pt"></td> <td colspan="4" style="height:12pt"></td> <td colspan="4" style="height:12pt"></td> <td colspan="2" style="height:12pt"></td> <td colspan="2" style="height:12pt"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value at<br/> June 30, 2023</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Valuation Technique</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Unobservable Inputs</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Range (Weighted</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Average)</div></div></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Mortgage servicing rights</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,482</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">Discounted cash flow</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Discount rate</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;">9.5% (9.5%)</td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Constant prepayment rate</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;">6.0% - 6.7% (6.9%)</td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Probability of default</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">0.09% - 0.12% (0.12%)</div></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">State and political subdivisions</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,361</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom">Discounted cash flow</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Maturity/Call Date</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;">1 month – 9 years</td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Weighted average coupon</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;">2.97% - 3.08% (3.03%)</td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap">Marketability yield<br/> adjustment</td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom;white-space:nowrap;text-align:center;">1.0% - 2.0% (1.6%)</td></tr></table> 1454000 9.5 9.5 6 7 6.9 0.09 0.12 0.12 2058000 1 9 2.97 3.08 3.03 1 2 1.6 1482000 9.5 9.5 6 6.7 6.9 0.09 0.12 0.12 2361000 1 9 2.97 3.08 3.03 1 2 1.6 <div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following tables present estimated fair values of the Company’s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at March 31, 2024 and June 30, 2023. </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:56%"></td> <td style="vertical-align:bottom;width:7%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:7%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:7%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:7%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Carrying<br/> Amount</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value<br/> Measurements<br/> Using</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Quoted Prices in<br/> Active Markets<br/> for Identical<br/> Assets</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 1)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Significant<br/> Other<br/> Observable<br/> Inputs</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 2)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Significant<br/> Unobservable<br/> Inputs</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 3)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">March 31, 2024:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Financial assets</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Cash and cash equivalents</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">16,060</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">16,060</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Interest-bearing time deposits in banks</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">750</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">750</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Loans, net of allowance for credit losses</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">643,326</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">633,614</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Federal Home Loan Bank stock</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">5,419</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">5,419</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Accrued interest receivable</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,749</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,749</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Financial liabilities</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Deposits</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">681,788</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">320,692</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">321,464</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr></table> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:76%"></td> <td style="vertical-align:bottom;width:2%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:2%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:2%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:2%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Repurchase agreements</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">18,182</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">18,182</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Federal Home Loan Bank advances</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">95,999</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">95,643</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Other borrowings</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">25,300</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">25,317</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Advances from borrowers for taxes and insurance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,331</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,331</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Accrued interest payable</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,762</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,762</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Unrecognized financial instruments (net of contract amount)</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commitments to originate loans</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr></table><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </div> <table cellpadding="0" cellspacing="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:92%;border:0;margin:0 auto"> <tr> <td style="width:56%"></td> <td style="vertical-align:bottom;width:7%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:7%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:7%"></td> <td></td> <td></td> <td></td> <td style="vertical-align:bottom;width:7%"></td> <td></td> <td></td> <td></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Carrying<br/> Amount</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Fair Value<br/> Measurements<br/> Using</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Quoted Prices in<br/> Active Markets<br/> for Identical<br/> Assets</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 1)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Significant<br/> Other<br/> Observable<br/> Inputs</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 2)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;">  </td> <td colspan="2" style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">Significant<br/> Unobservable<br/> Inputs</div></div><br/> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bold;display:inline;">(Level 3)</div></div></td> <td style="vertical-align: bottom; padding-bottom: 0.5pt;"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">June 30, 2023:</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Financial assets</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Cash and cash equivalents</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">10,988</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">10,988</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom">$</td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Interest-bearing time deposits in banks</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,250</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,250</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Loans, net of allowance for credit losses</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">587,457</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">564,432</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Federal Home Loan Bank stock</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,127</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">3,127</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Accrued interest receivable</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,781</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">2,781</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Financial liabilities</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Deposits</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">735,314</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">451,718</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">282,351</td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Repurchase agreements</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">10,787</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">10,787</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Federal Home Loan Bank advances</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">19,500</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">19,382</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Advances from borrowers for taxes and insurance</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,233</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,233</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Accrued interest payable</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,666</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">1,666</td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Unrecognized financial instruments (net of contract amount)</div></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom">  </td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td> <td style="vertical-align:bottom"></td></tr> <tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt;background-color:#cceeff"> <td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 5em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Commitments to originate loans</div></td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="vertical-align:bottom">  </td> <td style="white-space:nowrap;vertical-align:bottom"> </td> <td style="white-space:nowrap;vertical-align:bottom;text-align:right;">— </td> <td style="white-space:nowrap;vertical-align:bottom"> </td></tr></table> 16060000 16060000 750000 750000 643326000 633614000 5419000 5419000 3749000 3749000 681788000 320692000 321464000 18182000 18182000 95999000 95643000 25300000 25317000 1331000 1331000 2762000 2762000 0 0 0 0 10988000 10988000 1250000 1250000 587457000 564432000 3127000 3127000 2781000 2781000 735314000 451718000 282351000 10787000 10787000 19500000 19382000 1233000 1233000 1666000 1666000 0 0 0 0 <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;">Note 14: Commitments </div></div><div style="margin-top: 6pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;">Commitments to Originate Loans </div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Commitments to extend credit are agreements to lend to a customer if there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since a portion of the commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Each customer’s creditworthiness is evaluated on a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">case-by-case</div></div> basis. The amount of collateral obtained, if deemed necessary, is based on management’s credit evaluation of the counterparty. Collateral held varies, but may include accounts receivable, inventory, property, plant and equipment, commercial real estate and residential real estate. </div><div style="margin-top: 18pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;">Lines of Credit </div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Lines of credit are agreements to lend to a customer if there is no violation of any condition established in the contract. Lines of credit generally have fixed expiration dates. Since a portion of the line may expire without being drawn upon, the total unused lines do not necessarily represent future cash requirements. Each customer’s creditworthiness is evaluated on a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">case-by-case</div></div> basis. The amount of collateral obtained, if deemed necessary, is based on management’s credit evaluation of the counterparty. Collateral held varies but may include accounts receivable, inventory, property, plant and equipment, commercial real estate and residential real estate. Management uses the same credit policies in granting lines of credit as it does for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">on-balance-sheet</div> instruments. </div><div style="margin-top: 18pt; margin-bottom: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><div style="font-weight:bold;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Off-Balance</div> Sheet Credit Exposures </div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Off-balance</div> sheet credit instruments include commitments to make loans, and commercial letters of credit, issued to meet customer financing needs. The Company’s exposure to credit loss in the event of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-performance</div> by the other party to the financial instrument for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet loan commitments is represented by the contractual amount of those instruments. Such financial instruments are recorded when they are funded. The ACL on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet credit exposures is estimated by loan pool on a quarterly basis under the current CECL model using the same methodologies as portfolio loans, taking into consideration the likelihood that funding will occur and is included in other liabilities on the Company’s consolidated balance sheets. The Company records an ACL on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet credit exposures, unless the commitments to extend credit are unconditionally cancelable. During the nine months ended March 31, 2024, the Company recorded a credit for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet credit exposures of $(173,000), compared to credit for credit losses of $(189,000) for the nine months ended March 31, 2023. During the three months ended March 31, 2024, the Company recorded a credit for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet credit exposures of $(12,000), compared to credit for credit losses of $(127,000) for the three months ended March 31, 2023. Our ACL on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet credit exposures was $44,000 and $216,000, at March 31, 2024 and June 30, 2023, respectively. This reduction was primarily due to a decrease in loans with unfunded balances without the Bank’s ability to cancel on demand. </div> -173000 -189000 -12000 -127000 44000 216000 Based on closing price of $16.63 and $14.44 per share on March 31, 2024, and June 30, 2023, respectively.