The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
WISDOMTREE JAPAN HEDGED EQUITY FUND ETF 97717W851 59,420 1,038,814 SH   SOLE   0 0 1,038,814
ISHARES MSCI EAFE ETF ETF 464287465 84,899 1,337,202 SH   SOLE   0 0 1,337,202
ISHARES MSCI JAPAN ETF ETF 464286848 9,839 768,049 SH   SOLE   0 0 768,049
WISDOMTREE EUROPE HEDGED EQUITY FUND ETF 97717X701 64,836 1,052,710 SH   SOLE   0 0 1,052,710
ISHARES RUSSELL 2000 ETF ETF 464287655 49,933 399,911 SH   SOLE   0 0 399,911
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107 31,060 113,691 SH   SOLE   0 0 113,691
POWERSHARES QQQ TRUST SERIES 1 ETF 73935A104 104,008 971,404 SH   SOLE   0 0 971,404
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 127,434 1,190,754 SH   SOLE   0 0 1,190,754
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 36,775 899,583 SH   SOLE   0 0 899,583
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 144,529 5,928,173 SH   SOLE   0 0 5,928,173