The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 435 3,678 SH   SOLE   3,678 0 0
ABBVIE INC COM 00287Y109 817 5,041 SH   SOLE   5,041 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 4,902 10,758 SH   SOLE   10,758 0 0
AEGON N V NY REGISTRY SHS 007924103 96 18,211 SH   SOLE   18,211 0 0
AGNICO EAGLE MINES LTD COM 008474108 6,625 108,177 SH   SOLE   108,177 0 0
ALPHABET INC CAP STK CL A 02079K305 904 325 SH   SOLE   325 0 0
ALPHABET INC CAP STK CL C 02079K107 15,570 5,575 SH   SOLE   5,575 0 0
AMAZON COM INC COM 023135106 15,589 4,782 SH   SOLE   4,782 0 0
AMGEN INC COM 031162100 664 2,747 SH   SOLE   2,747 0 0
APPLE INC COM 037833100 22,201 127,143 SH   SOLE   127,143 0 0
ATLASSIAN CORP PLC CL A G06242104 766 2,606 SH   SOLE   2,606 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 273 1,200 SH   SOLE   1,200 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 336 952 SH   SOLE   952 0 0
BK OF AMERICA CORP COM 060505104 329 7,970 SH   SOLE   7,970 0 0
BLEND LABS INC CL A 09352U108 137 23,963 SH   SOLE   23,963 0 0
BOOKING HOLDINGS INC COM 09857L108 4,340 1,848 SH   SOLE   1,848 0 0
CARIBOU BIOSCIENCES INC COM 142038108 595 64,858 SH   SOLE   64,858 0 0
CHEVRON CORP NEW COM 166764100 6,997 42,972 SH   SOLE   42,972 0 0
CISCO SYS INC COM 17275R102 7,839 140,586 SH   SOLE   140,586 0 0
COCA COLA CO COM 191216100 17,033 274,729 SH   SOLE   274,729 0 0
COMCAST CORP NEW CL A 20030N101 3,355 71,648 SH   SOLE   71,648 0 0
CORTEVA INC COM 22052L104 230 3,993 SH   SOLE   3,993 0 0
COSTCO WHSL CORP NEW COM 22160K105 7,805 13,555 SH   SOLE   13,555 0 0
CSX CORP COM 126408103 348 9,300 SH   SOLE   9,300 0 0
D R HORTON INC COM 23331A109 3,569 47,895 SH   SOLE   47,895 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 4,321 21,272 SH   SOLE   21,272 0 0
DIGITAL RLTY TR INC COM 253868103 3,584 25,275 SH   SOLE   25,275 0 0
DISNEY WALT CO COM 254687106 3,084 22,482 SH   SOLE   22,482 0 0
DOCUSIGN INC COM 256163106 4,606 43,002 SH   SOLE   43,002 0 0
DUPONT DE NEMOURS INC COM 26614N102 343 4,665 SH   SOLE   4,665 0 0
ENBRIDGE INC COM 29250N105 381 8,267 SH   SOLE   8,267 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 2,887 32,108 SH   SOLE   32,108 0 0
EXXON MOBIL CORP COM 30231G102 5,305 64,236 SH   SOLE   64,236 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 8,343 51,469 SH   SOLE   51,469 0 0
GENERAL MLS INC COM 370334104 5,391 79,600 SH   SOLE   79,600 0 0
GLOBAL X FDS US PFD ETF 37954Y657 1,521 64,705 SH   SOLE   64,705 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 244 740 SH   SOLE   740 0 0
HARSCO CORP COM 415864107 461 37,650 SH   SOLE   37,650 0 0
HOME DEPOT INC COM 437076102 3,949 13,191 SH   SOLE   13,191 0 0
ILLUMINA INC COM 452327109 4,303 12,315 SH   SOLE   12,315 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 221 1,400 SH   SOLE   1,400 0 0
IRON MTN INC NEW COM 46284V101 4,801 86,636 SH   SOLE   86,636 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 510 6,116 SH   SOLE   6,116 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,202 11,146 SH   SOLE   11,146 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,918 4,227 SH   SOLE   4,227 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 294 1,150 SH   SOLE   1,150 0 0
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332 1,806 29,412 SH   SOLE   29,412 0 0
J P MORGAN EXCHANGE-TRADED F SHORT DURA CORE 46641Q274 20,186 422,297 SH   SOLE   422,297 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 39,231 780,411 SH   SOLE   780,411 0 0
JOHNSON & JOHNSON COM 478160104 845 4,769 SH   SOLE   4,769 0 0
JPMORGAN CHASE & CO COM 46625H100 6,539 47,971 SH   SOLE   47,971 0 0
LINDE PLC SHS G5494J103 8,390 26,267 SH   SOLE   26,267 0 0
MASCO CORP COM 574599106 5,406 105,994 SH   SOLE   105,994 0 0
MCDONALDS CORP COM 580135101 221 894 SH   SOLE   894 0 0
MEDTRONIC PLC SHS G5960L103 6,796 61,251 SH   SOLE   61,251 0 0
MERCK & CO INC COM 58933Y105 285 3,470 SH   SOLE   3,470 0 0
META PLATFORMS INC CL A 30303M102 213 956 SH   SOLE   956 0 0
MICROSOFT CORP COM 594918104 24,775 80,358 SH   SOLE   80,358 0 0
NEWMONT CORP COM 651639106 3,572 44,961 SH   SOLE   44,961 0 0
NORFOLK SOUTHN CORP COM 655844108 224 785 SH   SOLE   785 0 0
NUCOR CORP COM 670346105 532 3,582 SH   SOLE   3,582 0 0
ORACLE CORP COM 68389X105 927 11,203 SH   SOLE   11,203 0 0
PFIZER INC COM 717081103 204 3,938 SH   SOLE   3,938 0 0
PROCTER AND GAMBLE CO COM 742718109 7,063 46,222 SH   SOLE   46,222 0 0
PROGYNY INC COM 74340E103 5,164 100,469 SH   SOLE   100,469 0 0
QUALCOMM INC COM 747525103 8,448 55,284 SH   SOLE   55,284 0 0
ROPER TECHNOLOGIES INC COM 776696106 5,770 12,219 SH   SOLE   12,219 0 0
SALESFORCE COM INC COM 79466L302 5,430 25,573 SH   SOLE   25,573 0 0
SCHWAB CHARLES CORP COM 808513105 9,092 107,838 SH   SOLE   107,838 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 203 7,310 SH   SOLE   7,310 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 912 24,847 SH   SOLE   24,847 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,420 28,673 SH   SOLE   28,673 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,653 24,036 SH   SOLE   24,036 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,319 17,255 SH   SOLE   17,255 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,658 43,266 SH   SOLE   43,266 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 750 15,512 SH   SOLE   15,512 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,931 10,439 SH   SOLE   10,439 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,610 21,220 SH   SOLE   21,220 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,022 14,759 SH   SOLE   14,759 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,377 13,374 SH   SOLE   13,374 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 879 9,971 SH   SOLE   9,971 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 4,140 26,048 SH   SOLE   26,048 0 0
SHELL PLC SPON ADS 780259305 2,723 49,571 SH   SOLE   49,571 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,193 6,603 SH   SOLE   6,603 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,683 5,941 SH   SOLE   5,941 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 20,524 692,208 SH   SOLE   692,208 0 0
STRYKER CORPORATION COM 863667101 4,278 16,002 SH   SOLE   16,002 0 0
TARGET CORP COM 87612E106 2,478 11,678 SH   SOLE   11,678 0 0
TESLA INC COM 88160R101 350 325 SH   SOLE   325 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 7,503 12,703 SH   SOLE   12,703 0 0
TJX COS INC NEW COM 872540109 3,498 57,743 SH   SOLE   57,743 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 7,315 47,907 SH   SOLE   47,907 0 0
US BANCORP DEL COM NEW 902973304 3,888 73,142 SH   SOLE   73,142 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 12,010 243,162 SH   SOLE   243,162 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 201 484 SH   SOLE   484 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 19,568 92,077 SH   SOLE   92,077 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 17,196 372,780 SH   SOLE   372,780 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,278 29,176 SH   SOLE   29,176 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 16,997 353,891 SH   SOLE   353,891 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 3,772 23,313 SH   SOLE   23,313 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 5,860 115,036 SH   SOLE   115,036 0 0
VISA INC COM CL A 92826C839 6,669 30,073 SH   SOLE   30,073 0 0
WELLS FARGO CO NEW PERP PFD CNV A 949746804 212 160 SH   SOLE   160 0 0
XYLEM INC COM 98419M100 3,726 43,704 SH   SOLE   43,704 0 0
ZOETIS INC CL A 98978V103 5,928 31,435 SH   SOLE   31,435 0 0