The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG000B9ZXB4 1,255,308 11,405 SH   SOLE 0 0 0 11,405
ABBVIE INC COM 00287Y109 BBG0025Y4RY4 1,431,416 9,237 SH   SOLE 0 0 0 9,237
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108 BBG000NK15L3 214,311 9,412 SH   SOLE 0 0 0 9,412
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG000D9D830 1,383,075 3,941 SH   SOLE 0 0 0 3,941
ADOBE INC COM 00724F101 BBG000BB5006 853,734 1,431 SH   SOLE 0 0 0 1,431
AGILENT TECHNOLOGIES INC COM 00846U101 BBG000C2V3D6 821,896 5,912 SH   SOLE 0 0 0 5,912
ALLSTATE CORP COM 020002101 BBG000BVMGF2 415,272 2,967 SH   SOLE 0 0 0 2,967
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB30 3,449,236 24,475 SH   SOLE 0 0 0 24,475
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JX6 2,467,341 17,663 SH   SOLE 0 0 0 17,663
AMAZON COM INC COM 023135106 BBG000BVPV84 4,048,745 26,647 SH   SOLE 0 0 0 26,647
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 BBG00Q6ZDX29 791,039 14,028 SH   SOLE 0 0 0 14,028
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 BBG00Q9MQ620 1,097,892 18,168 SH   SOLE 0 0 0 18,168
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 BBG012NXXFT5 249,849 5,435 SH   SOLE 0 0 0 5,435
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZ44 413,619 4,606 SH   SOLE 0 0 0 4,606
AMERICAN CENTY ETF TR US EQT ETF 025072885 BBG00Q9MPPR2 1,130,038 13,857 SH   SOLE 0 0 0 13,857
AMERICAN EXPRESS CO COM 025816109 BBG000BCQZS4 615,075 3,283 SH   SOLE 0 0 0 3,283
AMERICAN INTL GROUP INC COM NEW 026874784 BBG000BBDZG3 369,883 5,460 SH   SOLE 0 0 0 5,460
AMERICAN TOWER CORP NEW COM 03027X100 BBG000B9XYV2 372,627 1,726 SH   SOLE 0 0 0 1,726
AMGEN INC COM 031162100 BBG000BBS2Y0 817,232 2,837 SH   SOLE 0 0 0 2,837
ANALOG DEVICES INC COM 032654105 BBG000BB6G37 234,698 1,182 SH   SOLE 0 0 0 1,182
APPLE INC COM 037833100 BBG000B9XRY4 19,114,710 99,282 SH   SOLE 0 0 0 99,282
APPLIED MATLS INC COM 038222105 BBG000BBPFB9 652,689 4,027 SH   SOLE 0 0 0 4,027
ARISTA NETWORKS INC COM 040413106 BBG000N2HDY5 248,227 1,054 SH   SOLE 0 0 0 1,054
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100 BBG00KLHL9W6 513,383 54,557 SH   SOLE 0 0 0 54,557
ASML HOLDING N V N Y REGISTRY SHS N07059210 BBG000K6MRN4 716,330 946 SH   SOLE 0 0 0 946
AT&T INC COM 00206R102 BBG000BSJK37 445,183 26,531 SH   SOLE 0 0 0 26,531
AUTODESK INC COM 052769106 BBG000BM7HL0 213,775 878 SH   SOLE 0 0 0 878
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG000JG0547 879,067 3,773 SH   SOLE 0 0 0 3,773
BALL CORP COM 058498106 BBG000BDDNH5 738,557 12,840 SH   SOLE 0 0 0 12,840
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 BBG000BXD232 202,561 22,235 SH   SOLE 0 0 0 22,235
BANCO BRADESCO S A SP ADR PFD NEW 059460303 BBG000BS6WW3 149,114 42,604 SH   SOLE 0 0 0 42,604
BANCO BRADESCO S A SPONSORED ADR 059460402 BBG002QK59T6 69,918 21,986 SH   SOLE 0 0 0 21,986
BANCO SANTANDER S.A. ADR 05964H105 BBG000BTJS47 86,008 20,775 SH   SOLE 0 0 0 20,775
BANCOLOMBIA S A SPON ADR PREF 05968L102 BBG000FCN5H1 419,057 13,619 SH   SOLE 0 0 0 13,619
BANK NEW YORK MELLON CORP COM 064058100 BBG000BD8PN9 634,149 12,183 SH   SOLE 0 0 0 12,183
BECTON DICKINSON & CO COM 075887109 BBG000BCZYD3 226,639 929 SH   SOLE 0 0 0 929
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG000DWG505 1,555,735 4,362 SH   SOLE 0 0 0 4,362
BLACKSTONE INC COM 09260D107 BBG000BH0106 585,474 4,472 SH   SOLE 0 0 0 4,472
BOOKING HOLDINGS INC COM 09857L108 BBG000BLBVN4 670,425 189 SH   SOLE 0 0 0 189
BOSTON SCIENTIFIC CORP COM 101137107 BBG000C0LW92 427,678 7,398 SH   SOLE 0 0 0 7,398
BP PLC SPONSORED ADR 055622104 BBG000BT4FC2 378,337 10,687 SH   SOLE 0 0 0 10,687
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG000DQLV23 456,588 8,899 SH   SOLE 0 0 0 8,899
BROADCOM INC COM 11135F101 BBG00KHY5S69 1,491,170 1,336 SH   SOLE 0 0 0 1,336
CADENCE DESIGN SYSTEM INC COM 127387108 BBG000C13CD9 442,329 1,624 SH   SOLE 0 0 0 1,624
CARRIER GLOBAL CORPORATION COM 14448C104 BBG00RP5HYS8 339,474 5,909 SH   SOLE 0 0 0 5,909
CATERPILLAR INC COM 149123101 BBG000BF0K17 339,587 1,149 SH   SOLE 0 0 0 1,149
CBRE GROUP INC CL A 12504L109 BBG000C04224 333,355 3,581 SH   SOLE 0 0 0 3,581
CHECK POINT SOFTWARE TECH LT ORD M22465104 BBG000K82ZT8 330,332 2,162 SH   SOLE 0 0 0 2,162
CHEVRON CORP NEW COM 166764100 BBG000K4ND22 540,212 3,622 SH   SOLE 0 0 0 3,622
CHUBB LIMITED COM H1467J104 BBG000BR14K5 391,884 1,734 SH   SOLE 0 0 0 1,734
CISCO SYS INC COM 17275R102 BBG000C3J3C9 322,231 6,378 SH   SOLE 0 0 0 6,378
CITIGROUP INC COM NEW 172967424 BBG000FY4S11 389,555 7,573 SH   SOLE 0 0 0 7,573
CME GROUP INC COM 12572Q105 BBG000BHLYP4 252,128 1,197 SH   SOLE 0 0 0 1,197
COCA COLA CO COM 191216100 BBG000BMX289 1,788,857 30,356 SH   SOLE 0 0 0 30,356
COCA-COLA FEMSA SAB DE CV SPONSORD ADR REP 191241108 BBG000BJ87V7 368,066 3,889 SH   SOLE 0 0 0 3,889
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 BBG000BBDV81 203,542 2,695 SH   SOLE 0 0 0 2,695
COLGATE PALMOLIVE CO COM 194162103 BBG000BFQYY3 394,908 4,954 SH   SOLE 0 0 0 4,954
COLUMBIA BKG SYS INC COM 197236102 BBG000CTGXS2 226,487 8,489 SH   SOLE 0 0 0 8,489
COMPANIA CERVECERIAS UNIDAS SPONSORED ADR 204429104 BBG000BBCT50 153,439 12,236 SH   SOLE 0 0 0 12,236
CONSTELLATION BRANDS INC CL A 21036P108 BBG000J1QLT0 378,833 1,567 SH   SOLE 0 0 0 1,567
COPART INC COM 217204106 BBG000BM9RH1 341,628 6,972 SH   SOLE 0 0 0 6,972
CORTEVA INC COM 22052L104 BBG00BN969C1 297,051 6,199 SH   SOLE 0 0 0 6,199
COSTCO WHSL CORP NEW COM 22160K105 BBG000F6H8W8 943,991 1,430 SH   SOLE 0 0 0 1,430
COUPANG INC CL A 22266T109 BBG00XMJRPQ8 221,091 13,656 SH   SOLE 0 0 0 13,656
CROWN CASTLE INC COM 22822V101 BBG000FV1Z23 295,924 2,569 SH   SOLE 0 0 0 2,569
CSX CORP COM 126408103 BBG000BGJRC8 211,599 6,103 SH   SOLE 0 0 0 6,103
CVS HEALTH CORP COM 126650100 BBG000BGRY34 235,029 2,977 SH   SOLE 0 0 0 2,977
DANAHER CORPORATION COM 235851102 BBG000BH3JF8 758,867 3,280 SH   SOLE 0 0 0 3,280
DEERE & CO COM 244199105 BBG000BH1NH9 535,390 1,339 SH   SOLE 0 0 0 1,339
DELL TECHNOLOGIES INC CL C 24703L202 BBG00DW3SZS1 1,273,802 16,651 SH   SOLE 0 0 0 16,651
DIAGEO PLC SPON ADR NEW 25243Q205 BBG000BWZQL7 230,300 1,581 SH   SOLE 0 0 0 1,581
DIGITALOCEAN HLDGS INC COM 25402D102 BBG00ZGF6SS3 1,303,853 35,537 SH   SOLE 0 0 0 35,537
DISNEY WALT CO COM 254687106 BBG000BH4R78 1,247,436 13,816 SH   SOLE 0 0 0 13,816
DOVER CORP COM 260003108 BBG000BHB3M6 749,209 4,871 SH   SOLE 0 0 0 4,871
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961G4 354,501 4,608 SH   SOLE 0 0 0 4,608
ELEVANCE HEALTH INC COM 036752103 BBG000BCG930 288,925 613 SH   SOLE 0 0 0 613
ELI LILLY & CO COM 532457108 BBG000BNBDC2 1,847,168 3,169 SH   SOLE 0 0 0 3,169
ENTERPRISE PRODS PARTNERS L COM 293792107 BBG000BR3012 480,544 18,237 SH   SOLE 0 0 0 18,237
EQUINIX INC COM 29444U700 BBG000MBDGM6 372,438 462 SH   SOLE 0 0 0 462
EXXON MOBIL CORP COM 30231G102 BBG000GZQ728 1,082,996 10,832 SH   SOLE 0 0 0 10,832
F N B CORP COM 302520101 BBG000BJ9B29 276,915 20,110 SH   SOLE 0 0 0 20,110
FERGUSON PLC NEW SHS G3421J106 BBG00P5M4V07 310,274 1,607 SH   SOLE 0 0 0 1,607
FIDELITY COVINGTON TRUST ENHANCED LARGE 316092113 BBG01K4JD1F5 340,444 12,808 SH   SOLE 0 0 0 12,808
FISERV INC COM 337738108 BBG000BJKPG0 364,646 2,745 SH   SOLE 0 0 0 2,745
FLEXSHARES TR STOX GBL ESG SLT 33939L688 BBG00D9WQB08 210,390 1,407 SH   SOLE 0 0 0 1,407
FMC CORP COM NEW 302491303 BBG000BJP882 275,847 4,375 SH   SOLE 0 0 0 4,375
FREYR BATTERY INC SHS L4135L100 BBG00Z737SJ9 33,860 18,107 SH   SOLE 0 0 0 18,107
GARTNER INC COM 366651107 BBG000BB65D0 278,335 617 SH   SOLE 0 0 0 617
GENERAL ELECTRIC CO COM NEW 369604301 BBG000BK6MB5 327,881 2,569 SH   SOLE 0 0 0 2,569
GENERAL MLS INC COM 370334104 BBG000BKCFC2 323,905 4,972 SH   SOLE 0 0 0 4,972
GILEAD SCIENCES INC COM 375558103 BBG000CKGBP2 436,830 5,392 SH   SOLE 0 0 0 5,392
GOLDMAN SACHS GROUP INC COM 38141G104 BBG000C6CFJ5 512,960 1,330 SH   SOLE 0 0 0 1,330
GRAINGER W W INC COM 384802104 BBG000BKR1D6 855,331 1,032 SH   SOLE 0 0 0 1,032
GSK PLC SPONSORED ADR 37733W204 BBG000BLB481 239,185 6,454 SH   SOLE 0 0 0 6,454
HCA HEALTHCARE INC COM 40412C101 BBG000QW7VC1 326,711 1,207 SH   SOLE 0 0 0 1,207
HDFC BANK LTD SPONSORED ADS 40415F101 BBG000NWKS18 401,318 5,980 SH   SOLE 0 0 0 5,980
HERSHEY CO COM 427866108 BBG000BLHRS2 365,548 1,961 SH   SOLE 0 0 0 1,961
HEWLETT PACKARD ENTERPRISE C COM 42824C109 BBG0078W3NQ3 251,738 14,826 SH   SOLE 0 0 0 14,826
HF SINCLAIR CORP COM 403949100 BBG0135B2214 294,521 5,300 SH   SOLE 0 0 0 5,300
HOME DEPOT INC COM 437076102 BBG000BKZB36 1,408,183 4,063 SH   SOLE 0 0 0 4,063
HONDA MOTOR LTD ADR ECH CNV IN 3 438128308 BBG000BL6B45 296,579 9,595 SH   SOLE 0 0 0 9,595
HONEYWELL INTL INC COM 438516106 BBG000H556T9 544,728 2,598 SH   SOLE 0 0 0 2,598
HSBC HLDGS PLC SPON ADR NEW 404280406 BBG000C1K7N0 273,442 6,745 SH   SOLE 0 0 0 6,745
ICICI BANK LIMITED ADR 45104G104 BBG000DRM643 542,205 22,743 SH   SOLE 0 0 0 22,743
ILLINOIS TOOL WKS INC COM 452308109 BBG000BMBL90 539,872 2,061 SH   SOLE 0 0 0 2,061
INFOSYS LTD SPONSORED ADR 456788108 BBG000BSGQL7 259,989 14,145 SH   SOLE 0 0 0 14,145
INGERSOLL RAND INC COM 45687V106 BBG002R1CW27 497,742 6,436 SH   SOLE 0 0 0 6,436
INTEL CORP COM 458140100 BBG000C0G1D1 1,488,372 29,619 SH   SOLE 0 0 0 29,619
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG000BLNNH6 1,261,780 7,715 SH   SOLE 0 0 0 7,715
INTUIT COM 461202103 BBG000BH5DV1 1,128,257 1,805 SH   SOLE 0 0 0 1,805
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG000BJPDZ1 245,935 729 SH   SOLE 0 0 0 729
INVESCO EXCH TRADED FD TR II KBW REGL BKG 46138E578 BBG0027F1VF8 234,917 4,297 SH   SOLE 0 0 0 4,297
INVESCO QQQ TR UNIT SER 1 46090E103 BBG000BSWKH7 1,120,713 2,737 SH   SOLE 0 0 0 2,737
ISHARES GOLD TR ISHARES NEW 464285204 BBG000QLKDR4 6,034,662 154,616 SH   SOLE 0 0 0 154,616
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH61 547,328 17,072 SH   SOLE 0 0 0 17,072
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3CQ0 10,678,824 211,127 SH   SOLE 0 0 0 211,127
ISHARES TR 3 7 YR TREAS BD 464288661 BBG000QN0RR1 2,540,901 21,693 SH   SOLE 0 0 0 21,693
ISHARES TR RUSSELL 2000 ETF 464287655 BBG000CGC9C4 11,978,623 59,681 SH   SOLE 0 0 0 59,681
ISHARES TR CORE S&P SCP ETF 464287804 BBG000BWCNN7 393,164 3,632 SH   SOLE 0 0 0 3,632
ISHARES TR MSCI LW CRB TG 46434V464 BBG007PGJH67 3,926,392 23,728 SH   SOLE 0 0 0 23,728
ISHARES TR CORE S&P500 ETF 464287200 BBG000BVZ4F5 75,504,479 158,082 SH   SOLE 0 0 0 158,082
ISHARES TR MSCI EMG MKT ETF 464287234 BBG000M0P5L2 2,563,288 63,748 SH   SOLE 0 0 0 63,748
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TR19 24,814,158 352,724 SH   SOLE 0 0 0 352,724
ISHARES TR MSCI EAFE ETF 464287465 BBG000D2KQ55 6,769,206 89,837 SH   SOLE 0 0 0 89,837
ISHARES TR CORE S&P MCP ETF 464287507 BBG000BWC7P0 13,929,494 50,260 SH   SOLE 0 0 0 50,260
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRR8 6,750,179 89,359 SH   SOLE 0 0 0 89,359
ISHARES TR INTERNATIONAL SL 46434V266 BBG008LP7B56 1,513,644 47,110 SH   SOLE 0 0 0 47,110
ISHARES TR CORE S&P TTL STK 464287150 BBG000HSHTP0 439,905 4,180 SH   SOLE 0 0 0 4,180
ISHARES TR ESG SCRND S&P500 46436E569 BBG00XDJC6J4 4,091,001 112,434 SH   SOLE 0 0 0 112,434
ISHARES TR RUS 1000 VAL ETF 464287598 BBG000CG9VP5 631,255 3,820 SH   SOLE 0 0 0 3,820
ISHARES TR GRWT ALLOCAT ETF 464289867 BBG000KD76D3 8,061,636 151,563 SH   SOLE 0 0 0 151,563
ISHARES TR MSCI ACWI ETF 464288257 BBG000TH6VB3 3,187,906 31,325 SH   SOLE 0 0 0 31,325
ISHARES TR NATIONAL MUN ETF 464288414 BBG000TC0WT9 363,881 3,357 SH   SOLE 0 0 0 3,357
ISHARES TR CORE MSCI INTL 46435G326 BBG00G9DLZX9 1,118,124 17,564 SH   SOLE 0 0 0 17,564
ISHARES TR RUS 1000 ETF 464287622 BBG000CF7ZN2 368,738 1,406 SH   SOLE 0 0 0 1,406
ISHARES TR RUS 1000 GRW ETF 464287614 BBG000BTR7Z0 951,300 3,138 SH   SOLE 0 0 0 3,138
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK876G7 471,628 12,408 SH   SOLE 0 0 0 12,408
ISHARES TR CORE US AGGBD ET 464287226 BBG000Q123R0 388,170 3,911 SH   SOLE 0 0 0 3,911
ISHARES TR TRS FLT RT BD 46434V860 BBG005YTNMT2 262,378 5,199 SH   SOLE 0 0 0 5,199
JOHNSON & JOHNSON COM 478160104 BBG000BMHYD1 1,077,943 6,877 SH   SOLE 0 0 0 6,877
JOHNSON CTLS INTL PLC SHS G51502105 BBG000BVWLJ6 259,031 4,494 SH   SOLE 0 0 0 4,494
JPMORGAN CHASE & CO COM 46625H100 BBG000DMBXR2 1,902,632 11,185 SH   SOLE 0 0 0 11,185
KEURIG DR PEPPER INC COM 49271V100 BBG000TJM7F0 317,087 9,516 SH   SOLE 0 0 0 9,516
KT CORP SPONSORED ADR 48268K101 BBG000KG5F93 208,992 15,550 SH   SOLE 0 0 0 15,550
LAM RESEARCH CORP COM 512807108 BBG000BNFLM9 593,711 758 SH   SOLE 0 0 0 758
LINDE PLC SHS G54950103 BBG01FND0CC1 2,122,549 5,168 SH   SOLE 0 0 0 5,168
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 BBG000C3VPQ1 227,640 95,247 SH   SOLE 0 0 0 95,247
LOWES COS INC COM 548661107 BBG000BNDN65 387,374 1,741 SH   SOLE 0 0 0 1,741
M/I HOMES INC COM 55305B101 BBG000BL9MZ4 330,576 2,400 SH   SOLE 0 0 0 2,400
MARSH & MCLENNAN COS INC COM 571748102 BBG000BP4MH0 201,596 1,064 SH   SOLE 0 0 0 1,064
MASTERCARD INCORPORATED CL A 57636Q104 BBG000F1ZSQ2 813,484 1,907 SH   SOLE 0 0 0 1,907
MCDONALDS CORP COM 580135101 BBG000BNSZP1 1,102,357 3,718 SH   SOLE 0 0 0 3,718
MEDTRONIC PLC SHS G5960L103 BBG000BNWG87 779,930 9,467 SH   SOLE 0 0 0 9,467
MERCADOLIBRE INC COM 58733R102 BBG000GQPB11 381,884 243 SH   SOLE 0 0 0 243
MERCK & CO INC COM 58933Y105 BBG000BPD168 1,629,484 14,947 SH   SOLE 0 0 0 14,947
META PLATFORMS INC CL A 30303M102 BBG000MM2P62 1,556,362 4,397 SH   SOLE 0 0 0 4,397
METLIFE INC COM 59156R108 BBG000BB6KF5 265,508 4,015 SH   SOLE 0 0 0 4,015
MICROSOFT CORP COM 594918104 BBG000BPH459 6,347,451 16,880 SH   SOLE 0 0 0 16,880
MICROVISION INC DEL COM NEW 594960304 BBG000BVKXQ5 399,000 150,000 SH   SOLE 0 0 0 150,000
MONDELEZ INTL INC CL A 609207105 BBG000D4LWF6 434,619 6,001 SH   SOLE 0 0 0 6,001
MOODYS CORP COM 615369105 BBG000F86GP6 308,331 789 SH   SOLE 0 0 0 789
MORGAN STANLEY COM NEW 617446448 BBG000BLZRJ2 504,469 5,410 SH   SOLE 0 0 0 5,410
MOTOROLA SOLUTIONS INC COM NEW 620076307 BBG000BP8Z50 226,051 722 SH   SOLE 0 0 0 722
NETFLIX INC COM 64110L106 BBG000CL9VN6 588,151 1,208 SH   SOLE 0 0 0 1,208
NEXTERA ENERGY INC COM 65339F101 BBG000BJSBJ0 322,833 5,315 SH   SOLE 0 0 0 5,315
NIKE INC CL B 654106103 BBG000C5HS04 407,983 3,758 SH   SOLE 0 0 0 3,758
NOKIA CORP SPONSORED ADR 654902204 BBG000BNGBW9 74,748 21,856 SH   SOLE 0 0 0 21,856
NOMURA HLDGS INC SPONSORED ADR 65535H208 BBG000BZPXB7 244,370 54,184 SH   SOLE 0 0 0 54,184
NOVARTIS AG SPONSORED ADR 66987V109 BBG000LYF3S8 845,176 8,371 SH   SOLE 0 0 0 8,371
NOVO-NORDISK A S ADR 670100205 BBG000BQBKR3 1,001,783 9,684 SH   SOLE 0 0 0 9,684
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 BBG00GVX4173 888,272 32,960 SH   SOLE 0 0 0 32,960
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 BBG00FJ5H9S6 6,091,090 169,621 SH   SOLE 0 0 0 169,621
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 BBG00FJ5HW78 4,568,019 116,829 SH   SOLE 0 0 0 116,829
NVIDIA CORPORATION COM 67066G104 BBG000BBJQV0 3,575,883 7,221 SH   SOLE 0 0 0 7,221
NXP SEMICONDUCTORS N V COM N6596X109 BBG000BND699 327,983 1,428 SH   SOLE 0 0 0 1,428
ORACLE CORP COM 68389X105 BBG000BQLTW7 1,041,438 9,878 SH   SOLE 0 0 0 9,878
OTIS WORLDWIDE CORP COM 68902V107 BBG00RP60KV0 206,163 2,304 SH   SOLE 0 0 0 2,304
P T TELEKOMUNIKASI INDONESIA SPONSORED ADR 715684106 BBG000FS2KR5 247,153 9,594 SH   SOLE 0 0 0 9,594
PACCAR INC COM 693718108 BBG000BQVTF5 235,118 2,408 SH   SOLE 0 0 0 2,408
PENTAIR PLC SHS G7S00T104 BBG000C221G9 238,454 3,280 SH   SOLE 0 0 0 3,280
PEPSICO INC COM 713448108 BBG000DH7JK6 2,658,861 15,655 SH   SOLE 0 0 0 15,655
PFIZER INC COM 717081103 BBG000BR2B91 1,479,983 51,406 SH   SOLE 0 0 0 51,406
PHILIP MORRIS INTL INC COM 718172109 BBG000J2XL74 372,892 3,964 SH   SOLE 0 0 0 3,964
PIEDMONT OFFICE REALTY TR IN COM CL A 720190206 BBG000JVJ8N7 355,472 49,996 SH   SOLE 0 0 0 49,996
PNC FINL SVCS GROUP INC COM 693475105 BBG000BRD0D8 503,665 3,253 SH   SOLE 0 0 0 3,253
PROCTER AND GAMBLE CO COM 742718109 BBG000BR2TH3 4,111,059 28,054 SH   SOLE 0 0 0 28,054
PROGRESSIVE CORP COM 743315103 BBG000BR37X2 275,089 1,727 SH   SOLE 0 0 0 1,727
PROLOGIS INC. COM 74340W103 BBG000B9Z0J8 442,013 3,316 SH   SOLE 0 0 0 3,316
PRUDENTIAL FINL INC COM 744320102 BBG000HCJMF9 525,499 5,067 SH   SOLE 0 0 0 5,067
QUALCOMM INC COM 747525103 BBG000CGC1X8 814,337 5,631 SH   SOLE 0 0 0 5,631
QUANTA SVCS INC COM 74762E102 BBG000BBL8V7 366,213 1,697 SH   SOLE 0 0 0 1,697
RELIANCE STEEL & ALUMINUM CO COM 759509102 BBG000CJ2181 351,676 1,257 SH   SOLE 0 0 0 1,257
RELX PLC SPONSORED ADR 759530108 BBG000BVXCM1 323,920 8,167 SH   SOLE 0 0 0 8,167
RPM INTL INC COM 749685103 BBG000DCNK80 351,944 3,153 SH   SOLE 0 0 0 3,153
RYERSON HLDG CORP COM 783754104 BBG000Q7V224 341,945 9,860 SH   SOLE 0 0 0 9,860
S&P GLOBAL INC COM 78409V104 BBG000BP1Q11 256,445 582 SH   SOLE 0 0 0 582
SALESFORCE INC COM 79466L302 BBG000BN2DC2 822,576 3,126 SH   SOLE 0 0 0 3,126
SCHWAB CHARLES CORP COM 808513105 BBG000BSLZY7 324,222 4,713 SH   SOLE 0 0 0 4,713
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG000Q5QG14 738,019 29,771 SH   SOLE 0 0 0 29,771
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG000PS05G1 557,810 9,890 SH   SOLE 0 0 0 9,890
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG000PS0RP3 2,894,307 78,309 SH   SOLE 0 0 0 78,309
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG000PS0FX0 320,682 6,788 SH   SOLE 0 0 0 6,788
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG000PRZSP5 1,754,896 31,523 SH   SOLE 0 0 0 31,523
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG000BJ29X7 270,006 7,181 SH   SOLE 0 0 0 7,181
SELECT SECTOR SPDR TR INDL 81369Y704 BBG000BJ2RF7 214,529 1,882 SH   SOLE 0 0 0 1,882
SERVICENOW INC COM 81762P102 BBG000M1R011 515,031 729 SH   SOLE 0 0 0 729
SHERWIN WILLIAMS CO COM 824348106 BBG000BSXQV7 307,961 987 SH   SOLE 0 0 0 987
SHINHAN FINANCIAL GROUP CO L SPN ADR RESTRD 824596100 BBG000BF95M8 325,084 10,562 SH   SOLE 0 0 0 10,562
SIBANYE STILLWATER LTD SPONSORED ADR 82575P107 BBG00RRGP445 114,231 21,037 SH   SOLE 0 0 0 21,037
SMUCKER J M CO COM NEW 832696405 BBG000BT1715 203,728 1,612 SH   SOLE 0 0 0 1,612
SONY GROUP CORP SPONSORED ADR 835699307 BBG000BT7ZK6 460,168 4,860 SH   SOLE 0 0 0 4,860
SOUNDHOUND AI INC CLASS A COM 836100107 BBG017304ND0 26,714 12,601 SH   SOLE 0 0 0 12,601
SPDR GOLD TR GOLD SHS 78463V107 BBG000CRF6Q8 599,891 3,138 SH   SOLE 0 0 0 3,138
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG000Q8SV13 1,172,529 34,476 SH   SOLE 0 0 0 34,476
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG000BDTBL9 22,750,325 47,864 SH   SOLE 0 0 0 47,864
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG000BBNQB7 337,408 665 SH   SOLE 0 0 0 665
SPROTT PHYSICAL GOLD TR UNIT 85207H104 BBG000Q83F79 360,400 22,624 SH   SOLE 0 0 0 22,624
STEEL DYNAMICS INC COM 858119100 BBG000HGYNZ9 249,639 2,114 SH   SOLE 0 0 0 2,114
STERLING INFRASTRUCTURE INC COM 859241101 BBG000JD6TN5 472,184 5,370 SH   SOLE 0 0 0 5,370
STRYKER CORPORATION COM 863667101 BBG000DN7P92 281,029 938 SH   SOLE 0 0 0 938
SYNOPSYS INC COM 871607107 BBG000BSFRF3 491,224 954 SH   SOLE 0 0 0 954
SYSCO CORP COM 871829107 BBG000BTVJ25 283,325 3,874 SH   SOLE 0 0 0 3,874
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG000BD8ZK0 855,845 8,229 SH   SOLE 0 0 0 8,229
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 BBG000LF8708 246,509 17,275 SH   SOLE 0 0 0 17,275
TARGET CORP COM 87612E106 BBG000H8TVT2 408,830 2,871 SH   SOLE 0 0 0 2,871
TAYLOR MORRISON HOME CORP COM 87724P106 BBG003PGJHP5 227,804 4,270 SH   SOLE 0 0 0 4,270
TELEFONICA BRASIL SA NEW ADR 87936R205 BBG00Y6FQHK7 195,706 17,889 SH   SOLE 0 0 0 17,889
TELEFONICA S A SPONSORED ADR 879382208 BBG000BV2R33 163,936 42,035 SH   SOLE 0 0 0 42,035
TESLA INC COM 88160R101 BBG000N9MNX3 849,305 3,418 SH   SOLE 0 0 0 3,418
THE CIGNA GROUP COM 125523100 BBG00KXRCDP0 345,610 1,154 SH   SOLE 0 0 0 1,154
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG000BVDLH9 653,598 1,231 SH   SOLE 0 0 0 1,231
TJX COS INC NEW COM 872540109 BBG000BV8DN6 527,533 5,623 SH   SOLE 0 0 0 5,623
T-MOBILE US INC COM 872590104 BBG000NDV1D4 332,912 2,076 SH   SOLE 0 0 0 2,076
TRAVELERS COMPANIES INC COM 89417E109 BBG000BJ81C1 1,176,447 6,176 SH   SOLE 0 0 0 6,176
TRUIST FINL CORP COM 89832Q109 BBG000BYYLS8 451,024 12,216 SH   SOLE 0 0 0 12,216
U HAUL HOLDING COMPANY COM SER N 023586506 BBG01B6SGB59 223,577 3,174 SH   SOLE 0 0 0 3,174
UBER TECHNOLOGIES INC COM 90353T100 BBG002B04MT8 500,626 8,131 SH   SOLE 0 0 0 8,131
UNILEVER PLC SPON ADR NEW 904767704 BBG000BW1442 319,624 6,593 SH   SOLE 0 0 0 6,593
UNION PAC CORP COM 907818108 BBG000BW3299 980,255 3,991 SH   SOLE 0 0 0 3,991
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405 BBG000BR4TH1 217,261 25,681 SH   SOLE 0 0 0 25,681
UNITED RENTALS INC COM 911363109 BBG000BXMFC3 278,109 485 SH   SOLE 0 0 0 485
UNITEDHEALTH GROUP INC COM 91324P102 BBG000CH5208 1,055,972 2,006 SH   SOLE 0 0 0 2,006
US BANCORP DEL COM NEW 902973304 BBG000FFDM15 302,602 6,992 SH   SOLE 0 0 0 6,992
V F CORP COM 918204108 BBG000BWCKB6 196,498 10,452 SH   SOLE 0 0 0 10,452
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG0015VYNT4 4,948,528 11,329 SH   SOLE 0 0 0 11,329
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG000HR9779 2,577,331 10,865 SH   SOLE 0 0 0 10,865
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG000HX76S7 642,804 2,763 SH   SOLE 0 0 0 2,763
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG000HT3Z79 1,089,566 5,107 SH   SOLE 0 0 0 5,107
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG000HSZ812 708,988 3,250 SH   SOLE 0 0 0 3,250
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG000HX5MQ6 737,157 4,096 SH   SOLE 0 0 0 4,096
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG000HT5K89 1,372,770 5,678 SH   SOLE 0 0 0 5,678
VANGUARD INDEX FDS VALUE ETF 922908744 BBG000HWV1X7 232,622 1,556 SH   SOLE 0 0 0 1,556
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG000GM5FZ6 1,104,928 10,740 SH   SOLE 0 0 0 10,740
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG000HT88C8 2,682,110 65,258 SH   SOLE 0 0 0 65,258
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRW2 35,895,182 703,138 SH   SOLE 0 0 0 703,138
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG000PX0963 20,481,359 345,269 SH   SOLE 0 0 0 345,269
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG000P5G869 705,548 4,141 SH   SOLE 0 0 0 4,141
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG000QVFB47 4,085,466 85,292 SH   SOLE 0 0 0 85,292
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 BBG000V1FF75 32,042,749 292,976 SH   SOLE 0 0 0 292,976
VANGUARD WORLD FD ESG US STK ETF 921910733 BBG00M0P2RX7 6,704,684 78,823 SH   SOLE 0 0 0 78,823
VANGUARD WORLD FDS ENERGY ETF 92204A306 BBG000HTG205 327,094 2,789 SH   SOLE 0 0 0 2,789
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG000HSZQ76 205,216 424 SH   SOLE 0 0 0 424
VERISK ANALYTICS INC COM 92345Y106 BBG000BCZL41 269,654 1,129 SH   SOLE 0 0 0 1,129
VERIZON COMMUNICATIONS INC COM 92343V104 BBG000HS77T5 619,416 16,430 SH   SOLE 0 0 0 16,430
VISA INC COM CL A 92826C839 BBG000PSKYX7 1,281,270 4,921 SH   SOLE 0 0 0 4,921
WABTEC COM 929740108 BBG000BDD940 331,591 2,613 SH   SOLE 0 0 0 2,613
WALKER & DUNLOP INC COM 93148P102 BBG000K8K0L3 596,124 5,370 SH   SOLE 0 0 0 5,370
WALMART INC COM 931142103 BBG000BWXBC2 478,849 3,037 SH   SOLE 0 0 0 3,037
WEYERHAEUSER CO MTN BE COM NEW 962166104 BBG000BX3BL3 202,887 5,835 SH   SOLE 0 0 0 5,835
WIPRO LTD SPON ADR 1 SH 97651M109 BBG000BDFT17 445,216 79,931 SH   SOLE 0 0 0 79,931
WOORI FINL GROUP INC SPONSORED ADS 981064108 BBG00MYXJJ27 255,165 8,444 SH   SOLE 0 0 0 8,444
WORKDAY INC CL A 98138H101 BBG000VC0T95 286,274 1,037 SH   SOLE 0 0 0 1,037
ZEVIA PBC CL A 98955K104 BBG011S2NX76 308,145 153,306 SH   SOLE 0 0 0 153,306
ZOETIS INC CL A 98978V103 BBG0039320N9 379,928 1,925 SH   SOLE 0 0 0 1,925