The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   257,204 1,326 SH   SOLE   0 0 1,326
COTERRA ENERGY INC COM 127097103   211,938 8,377 SH   SOLE   8,377 0 0
ESSEX PPTY TR COM 297178105   395,498 1,688 SH   SOLE   1,688 0 0
ISHARES TR COHEN STEER REIT 464287564   2,373,061 42,704 SH   SOLE   42,704 0 0
LIFE STORAGE INC COM COM 53223X107   319,104 2,400 SH   SOLE   2,400 0 0
MICROSOFT CORP COM 594918104   1,336,619 3,925 SH   SOLE   2,528 0 1,397
MONARCH CASINO & RESORT INC COM 609027107   211,350 3,000 SH   SOLE   3,000 0 0
OLD DOMINION FREIGHT LINE IN COM 679580100   2,364,551 6,395 SH   SOLE   6,395 0 0
PUBLIC STORAGE COM 74460D109   249,849 856 SH   SOLE   837 0 19
INVESCO ACTIVLY MANGD ETC FD OPTIMUM YIELD 46090F100   2,218,921 163,096 SH   SOLE   163,096 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   5,653,234 15,303 SH   SOLE   15,303 0 0
INVESCO EXCHANGE TRADED FD T S&P SML600 VAL 46137v167   255,802 2,735 SH   SOLE   2,735 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   1,622,124 16,644 SH   SOLE   0 0 16,644
ISHARES INC MSCI JPN ETF NEW 46434G822   851,125 13,750 SH   SOLE   13,750 0 0
ISHARES TR MRNGSTR LG-CP ET 464287127   347,423 5,688 SH   SOLE   5,688 0 0
ISHARES TR CORE MSCI EAFE 46432F842   405,000 6,000 SH   SOLE   6,000 0 0
ISHARES TR CORE S&P TTL STK 464287150   2,463,318 25,177 SH   SOLE   25,177 0 0
ISHARES TR CORE S&P US VLU 464287663   352,170 4,500 SH   SOLE   4,500 0 0
ISHARES TR EAFE SML CP ETF 464288273   934,774 15,849 SH   SOLE   0 0 15,849
ISHARES TR MIN VOL USA ETF 46429B697   4,153,932 55,885 SH   SOLE   55,885 0 0
ISHARES TR NASDAQ BIOTECH 464287556   1,938,425 15,268 SH   SOLE   15,268 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   3,251,007 17,360 SH   SOLE   689 0 16,671
ISHARES TR CORE S&P500 ETF 464287200   4,461,557 10,010 SH   SOLE   0 0 10,010
ISHARES TR GLB INFRASTR ETF 464288372   611,477 13,024 SH   SOLE   6,343 0 6,681
ISHARES TR PFD AND INCM SEC 464288687   800,252 25,873 SH   SOLE   7,881 0 17,992
ISHARES TR ESG AW MSCI EAFE 46435G516   1,188,664 16,299 SH   SOLE   0 0 16,299
J P MORGAN EXCHANGE TRADED F BETABUILDERS EUR 46641Q191   1,029,633 19,025 SH   SOLE   0 0 19,025
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   565,274 7,784 SH   SOLE   7,784 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   339,620 2,000 SH   SOLE   2,000 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y308   964,210 13,000 SH   SOLE   13,000 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,258,280 9,480 SH   SOLE   0 0 9,480
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   268,300 2,500 SH   SOLE   2,500 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,514,147 8,709 SH   SOLE   0 0 8,709
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y886   1,753,792 26,800 SH   SOLE   26,800 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   712,185 8,594 SH   SOLE   2,191 0 6,403
SPDR DOW JONES INDL AVERAGE UT SER 1 78467x109   375,828 1,093 SH   SOLE   1,093 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,803,018 15,347 SH   SOLE   15,347 0 0
SPDR SER TR S&P BIOTECH 78464A870   1,182,272 14,210 SH   SOLE   14,210 0 0
SPDR SER TR S&P HOMEBUILD 78464A888   1,563,842 19,475 SH   SOLE   19,475 0 0
VANECK VECTORS ETF TR AGRIBUSINESS ETF 92189F700   1,987,428 24,317 SH   SOLE   24,317 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,832,860 11,284 SH   SOLE   11,284 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   372,075 2,500 SH   SOLE   2,500 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   6,206,728 21,935 SH   SOLE   5,947 0 15,988
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,104,549 7,982 SH   SOLE   7,982 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   3,080,919 13,994 SH   SOLE   6,000 0 7,994
VANGUARD INDEX FDS REIT ETF 922908553   2,038,864 24,400 SH   SOLE   22,500 0 1,900
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,539,670 8,691 SH   SOLE   8,691 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,023,520 24,326 SH   SOLE   24,326 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,628,530 13,216 SH   SOLE   5,093 0 8,123
VANGUARD INDEX FDS STK MRK ETF 922908769   48,986,352 222,382 SH   SOLE   98,043 0 124,339
VANGUARD INDEX FDS VALUE ETF 922908744   9,895,276 69,636 SH   SOLE   17,018 0 52,618
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   371,947 6,836 SH   SOLE   4,300 0 2,536
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042718   6,083,471 55,064 SH   SOLE   50,812 0 4,252
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   2,496,362 62,114 SH   SOLE   18,790 0 43,324
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042742   3,440,753 35,479 SH   SOLE   35,000 0 479
VANGUARD INTL EQUITY INDEX F EMR MKT ETF 922042858   1,298,221 31,913 SH   SOLE   8,220 0 23,693
VANGUARD INTL EQUITY INDEX F EMR MKT ETF 922042874   4,470,103 72,449 SH   SOLE   31,886 0 40,563
VANGUARD WORLD FD MEGA GRWTH IND 921910816   515,586 2,191 SH   SOLE   2,191 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858   10,645,090 230,513 SH   SOLE   175,941 0 54,572
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   2,492,009 23,494 SH   SOLE   23,494 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   304,157 1,074 SH   SOLE   0 0 1,074
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   1,166,894 6,001 SH   SOLE   3,500 0 2,501
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   3,543,525 14,474 SH   SOLE   13,800 0 674
VANGUARD WORLD FDS MATERIALS ETF 92204A801   1,433,560 7,878 SH   SOLE   5,800 0 2,078
VANGUARD WORLD FDS UTILITIES ETF 92204A876   879,890 6,189 SH   SOLE   4,784 0 1,405
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   3,907,133 39,044 SH   SOLE   7,197 0 31,847
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   2,246,788 115,279 SH   SOLE   32,147 0 83,132
ISHARES TR 20 YR TR BD ETF 464287432   1,150,766 11,179 SH   SOLE   415 0 10,764
ISHARES TR CONV BD ETF 46435G102   2,428,172 31,799 SH   SOLE   0 0 31,799
ISHARES INC INTL HIGH YIELD 464286210   1,037,363 22,048 SH   SOLE   0 0 22,048
ISHARES TR CORE US AGGBD ET 464287226   737,563 7,530 SH   SOLE   7,505 0 25
ISHARES TR NATIONAL MUN ETF 464288414   421,583 3,950 SH   SOLE   0 0 3,950
ISHARES TR SHRT NAT MUN ETF 464288158   27,834,654 267,538 SH   SOLE   197,544 0 69,994
ISHARES TR TIPS BD ETF 464287176   3,900,149 36,240 SH   SOLE   0 0 36,240
SPDR SER TR BLMBRG BRC CNVRT 78464A359   387,383 5,538 SH   SOLE   0 0 5,538
SPDR SER TR FTSE INT GVT ETF 78464A490   3,717,768 89,027 SH   SOLE   18,852 0 70,175
SPDR SER TR BLOOMBERG SRT TR 78468R408   986,641 39,945 SH   SOLE   39,945 0 0
SPDR SER TR BLOMBERG BRC INV 78468R200   415,358 13,534 SH   SOLE   0 0 13,534
SPDR SER TR PORTFOLIO SHORT 78464A474   11,904,918 404,379 SH   SOLE   369,426 0 34,953
SPDR SER TR BLOMBERG BRC INT 78464A334   535,870 20,055 SH   SOLE   0 0 20,055
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608   973,477 23,250 SH   SOLE   23,250 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407   3,059,448 62,591 SH   SOLE   62,591 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   6,062,268 127,842 SH   SOLE   118,225 0 9,617
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,024,670 40,316 SH   SOLE   19,021 0 21,295
DBX ETF TR XTRACK USD HIGH 233051432   3,646,270 105,689 SH   SOLE   36,156 0 69,533