The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   218,657 1,326 SH   SOLE   0 0 1,326
COTERRA ENERGY INC COM 127097103   205,572 8,377 SH   SOLE   8,377 0 0
ESSEX PPTY TR COM 297178105   353,028 1,688 SH   SOLE   1,688 0 0
ISHARES TR COHEN STEER REIT 464287564   2,371,780 42,704 SH   SOLE   42,704 0 0
LIFE STORAGE INC COM COM 53223X107   314,616 2,400 SH   SOLE   2,400 0 0
MICROSOFT CORP COM 594918104   1,131,577 3,925 SH   SOLE   2,528 0 1,397
MONARCH CASINO & RESORT INC COM 609027107   222,450 3,000 SH   SOLE   3,000 0 0
OLD DOMINION FREIGHT LINE IN COM 679580100   2,179,672 6,395 SH   SOLE   6,395 0 0
PUBLIC STORAGE COM 74460D109   258,632 856 SH   SOLE   837 0 19
INVESCO ACTIVLY MANGD ETC FD OPTIMUM YIELD 46090F100   2,319,225 163,096 SH   SOLE   163,096 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   4,911,192 15,303 SH   SOLE   15,303 0 0
INVESCO EXCHANGE TRADED FD T S&P SML600 VAL 46137v167   248,010 2,735 SH   SOLE   2,735 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   1,505,450 16,644 SH   SOLE   0 0 16,644
ISHARES INC MSCI JPN ETF NEW 46434G822   806,987 13,750 SH   SOLE   13,750 0 0
ISHARES TR MRNGSTR LG-CP ET 464287127   320,860 5,688 SH   SOLE   5,688 0 0
ISHARES TR CORE MSCI EAFE 46432F842   401,100 6,000 SH   SOLE   6,000 0 0
ISHARES TR CORE S&P TTL STK 464287150   2,279,777 25,177 SH   SOLE   25,177 0 0
ISHARES TR CORE S&P US VLU 464287663   332,010 4,500 SH   SOLE   4,500 0 0
ISHARES TR EAFE SML CP ETF 464288273   943,174 15,849 SH   SOLE   0 0 15,849
ISHARES TR MIN VOL USA ETF 46429B697   4,065,075 55,885 SH   SOLE   55,885 0 0
ISHARES TR NASDAQ BIOTECH 464287556   1,972,015 15,268 SH   SOLE   15,268 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   3,029,054 16,979 SH   SOLE   689 0 16,290
ISHARES TR CORE S&P500 ETF 464287200   4,114,911 10,010 SH   SOLE   0 0 10,010
ISHARES TR PFD AND INCM SEC 464288687   1,013,370 32,459 SH   SOLE   9,928 0 22,531
ISHARES TR ESG AW MSCI EAFE 46435G516   1,138,578 15,849 SH   SOLE   0 0 15,849
J P MORGAN EXCHANGE TRADED F BETABUILDERS EUR 46641Q191   1,015,554 19,025 SH   SOLE   0 0 19,025
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   569,477 7,784 SH   SOLE   7,784 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   299,080 2,000 SH   SOLE   2,000 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y308   971,230 13,000 SH   SOLE   13,000 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,227,281 9,480 SH   SOLE   0 0 9,480
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   252,950 2,500 SH   SOLE   2,500 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,315,146 8,709 SH   SOLE   0 0 8,709
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y886   1,814,092 26,800 SH   SOLE   26,800 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   693,192 8,594 SH   SOLE   2,191 0 6,403
SPDR DOW JONES INDL AVERAGE UT SER 1 78467x109   363,554 1,093 SH   SOLE   1,093 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,282,908 15,347 SH   SOLE   15,347 0 0
SPDR SER TR S&P BIOTECH 78464A870   1,082,944 14,210 SH   SOLE   14,210 0 0
SPDR SER TR S&P HOMEBUILD 78464A888   1,319,626 19,475 SH   SOLE   19,475 0 0
VANECK VECTORS ETF TR AGRIBUSINESS ETF 92189F700   2,112,175 24,317 SH   SOLE   24,317 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,737,849 11,284 SH   SOLE   11,284 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   350,500 2,500 SH   SOLE   2,500 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   5,712,425 22,901 SH   SOLE   5,947 0 16,954
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,070,147 7,982 SH   SOLE   7,982 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   2,951,614 13,994 SH   SOLE   6,000 0 7,994
VANGUARD INDEX FDS REIT ETF 922908553   2,026,176 24,400 SH   SOLE   22,500 0 1,900
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,268,424 8,691 SH   SOLE   8,691 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,861,996 24,326 SH   SOLE   24,326 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,505,225 13,216 SH   SOLE   5,093 0 8,123
VANGUARD INDEX FDS STK MRK ETF 922908769   46,028,641 225,520 SH   SOLE   98,255 0 127,265
VANGUARD INDEX FDS VALUE ETF 922908744   9,144,954 66,215 SH   SOLE   15,423 0 50,792
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   229,921 4,300 SH   SOLE   4,300 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042718   6,015,191 55,064 SH   SOLE   50,812 0 4,252
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   2,074,182 51,126 SH   SOLE   14,660 0 36,466
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042742   3,283,285 35,653 SH   SOLE   35,000 0 653
VANGUARD INTL EQUITY INDEX F EMR MKT ETF 922042858   415,797 10,292 SH   SOLE   0 0 10,292
VANGUARD INTL EQUITY INDEX F EMR MKT ETF 922042874   4,417,290 72,474 SH   SOLE   31,886 0 40,588
VANGUARD WORLD FD MEGA GRWTH IND 921910816   448,081 2,191 SH   SOLE   2,191 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858   10,468,283 231,753 SH   SOLE   175,941 0 55,812
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   2,478,617 23,494 SH   SOLE   23,494 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   495,756 1,963 SH   SOLE   0 0 1,963
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   1,051,007 5,431 SH   SOLE   3,500 0 1,931
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   3,468,878 14,547 SH   SOLE   13,800 0 747
VANGUARD WORLD FDS MATERIALS ETF 92204A801   1,150,495 6,470 SH   SOLE   5,800 0 670
VANGUARD WORLD FDS UTILITIES ETF 92204A876   984,401 6,673 SH   SOLE   4,784 0 1,889
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   3,032,039 30,278 SH   SOLE   979 0 29,299
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   2,682,707 139,870 SH   SOLE   40,495 0 99,375
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138G508   408,866 19,657 SH   SOLE   10,886 0 8,771
ISHARES TR 20 YR TR BD ETF 464287432   1,878,601 17,661 SH   SOLE   2,822 0 14,839
ISHARES TR CONV BD ETF 46435G102   2,309,243 31,799 SH   SOLE   0 0 31,799
ISHARES INC INTL HIGH YIELD 464286210   1,017,550 22,048 SH   SOLE   0 0 22,048
ISHARES TR BARCLAYS 7 10 YR 464287440   231,825 2,339 SH   SOLE   0 0 2,339
ISHARES TR CORE US AGGBD ET 464287226   892,774 8,960 SH   SOLE   8,839 0 121
ISHARES TR NATIONAL MUN ETF 464288414   425,573 3,950 SH   SOLE   0 0 3,950
ISHARES TR SHRT NAT MUN ETF 464288158   26,168,639 249,987 SH   SOLE   179,458 0 70,529
ISHARES TR TIPS BD ETF 464287176   3,995,460 36,240 SH   SOLE   0 0 36,240
SPDR SER TR BLMBRG BRC CNVRT 78464A359   963,125 14,360 SH   SOLE   4,892 0 9,468
SPDR SER TR FTSE INT GVT ETF 78464A490   5,100,781 118,019 SH   SOLE   24,118 0 93,901
SPDR SER TR BLOOMBERG SRT TR 78468R408   992,234 39,945 SH   SOLE   39,945 0 0
SPDR SER TR BLOMBERG BRC INV 78468R200   412,753 13,564 SH   SOLE   0 0 13,564
SPDR SER TR PORTFOLIO SHORT 78464A474   11,981,750 404,379 SH   SOLE   369,426 0 34,953
SPDR SER TR BLOMBERG BRC INT 78464A334   546,600 20,044 SH   SOLE   0 0 20,044
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608   963,945 23,250 SH   SOLE   23,250 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407   3,061,952 62,591 SH   SOLE   62,591 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   6,168,302 128,990 SH   SOLE   118,225 0 10,765
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,047,373 40,414 SH   SOLE   19,021 0 21,393
DBX ETF TR XTRACK USD HIGH 233051432   4,503,113 129,586 SH   SOLE   45,546 0 84,040