The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
COTERRA ENERGY INC COM 127097103 216 7,999 SH   SOLE   7,999 0 0
ESSEX PPTY TR COM 297178105 565 1,634 SH   SOLE   1,634 0 0
ISHARES TR COHEN STEER REIT 464287564 2,911 41,000 SH   SOLE   41,000 0 0
LIFE STORAGE INC COM COM 53223X107 337 2,400 SH   SOLE   2,400 0 0
MICROSOFT CORP COM 594918104 779 2,528 SH   SOLE   2,528 0 0
MONARCH CASINO & RESORT INC COM 609027107 262 3,000 SH   SOLE   3,000 0 0
OLD DOMINION FREIGHT LINE IN COM 679580100 1,814 6,075 SH   SOLE   6,075 0 0
PUBLIC STORAGE COM 74460D109 312 799 SH   SOLE   799 0 0
INVESCO ACTIVLY MANGD ETC FD OPTIMUM YIELD 46090F100 1,164 66,006 SH   SOLE   66,006 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 5,256 14,499 SH   SOLE   14,499 0 0
INVESCO EXCHANGE TRADED FD T S&P SML600 VAL 46137v167 242 2,499 SH   SOLE   2,499 0 0
ISHARES INC CORE MSCI EMKT 46434G103 5,938 106,897 SH   SOLE   106,897 0 0
ISHARES INC MSCI CDA ETF 464286509 1,891 47,037 SH   SOLE   47,037 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 847 13,750 SH   SOLE   13,750 0 0
ISHARES TR MRNGSTR LG-CP ET 464287127 327 5,196 SH   SOLE   5,196 0 0
ISHARES INC MSCI AUST ETF 464286103 909 34,389 SH   SOLE   3,640 0 30,749
ISHARES TR CHINA LG-CAP ETF 464287184 387 12,100 SH   SOLE   12,100 0 0
ISHARES TR CORE MSCI EAFE 46432F842 13,577 195,329 SH   SOLE   195,329 0 0
ISHARES TR CORE S&P TTL STK 464287150 2,503 24,799 SH   SOLE   24,799 0 0
ISHARES TR CORE S&P US VLU 464287663 341 4,500 SH   SOLE   4,500 0 0
ISHARES TR EAFE VALUE ETF 464288877 1,041 20,707 SH   SOLE   1,452 0 19,255
ISHARES TR MIN VOL USA ETF 46429B697 4,088 52,701 SH   SOLE   52,701 0 0
ISHARES TR NASDAQ BIOTECH 464287556 1,915 14,700 SH   SOLE   14,700 0 0
ISHARES TR CORE S&P500 ETF 464287200 34,757 76,609 SH   SOLE   74,910 0 1,699
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 592 7,500 SH   SOLE   7,500 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 370 2,000 SH   SOLE   2,000 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y308 987 13,000 SH   SOLE   13,000 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 269 1,961 SH   SOLE   0 0 1,961
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 442 4,293 SH   SOLE   2,500 0 1,793
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y886 1,996 26,800 SH   SOLE   26,800 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 350 3,965 SH   SOLE   2,001 0 1,964
SPDR DOW JONES INDL AVERAGE UT SER 1 78467x109 346 999 SH   SOLE   999 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,820 15,101 SH   SOLE   15,101 0 0
SPDR SER TR S&P BIOTECH 78464A870 1,213 13,500 SH   SOLE   13,500 0 0
SPDR SER TR S&P HOMEBUILD 78464A888 1,201 19,001 SH   SOLE   19,001 0 0
VANECK VECTORS ETF TR AGRIBUSINESS ETF 92189F700 2,478 23,701 SH   SOLE   23,701 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,784 11,000 SH   SOLE   11,000 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 414 2,500 SH   SOLE   2,500 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 6,983 24,279 SH   SOLE   3,721 0 20,558
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,123 7,500 SH   SOLE   7,500 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 3,245 13,643 SH   SOLE   6,000 0 7,643
VANGUARD INDEX FDS REIT ETF 922908553 7,445 68,699 SH   SOLE   26,495 0 42,204
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,529 8,501 SH   SOLE   8,501 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,205 23,900 SH   SOLE   23,900 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,277 10,714 SH   SOLE   4,999 0 5,715
VANGUARD INDEX FDS STK MRK ETF 922908769 42,023 184,578 SH   SOLE   53,969 0 130,609
VANGUARD INDEX FDS VALUE ETF 922908744 14,795 100,115 SH   SOLE   15,531 0 84,584
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 248 4,300 SH   SOLE   4,300 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042718 6,273 50,636 SH   SOLE   49,416 0 1,220
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042742 3,718 36,711 SH   SOLE   35,000 0 1,711
VANGUARD INTL EQUITY INDEX F EMR MKT ETF 922042858 494 10,703 SH   SOLE   0 0 10,703
VANGUARD INTL EQUITY INDEX F EMR MKT ETF 922042874 9,177 147,357 SH   SOLE   44,236 0 103,121
VANGUARD WORLD FD MEGA GRWTH IND 921910816 471 2,001 SH   SOLE   2,001 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 20,952 436,224 SH   SOLE   223,918 0 212,306
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,526 22,500 SH   SOLE   22,500 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 686 3,500 SH   SOLE   3,500 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 213 2,286 SH   SOLE   2,000 0 286
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 3,603 14,162 SH   SOLE   13,800 0 362
VANGUARD WORLD FDS MATERIALS ETF 92204A801 1,125 5,800 SH   SOLE   5,800 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 739 4,570 SH   SOLE   4,500 0 70
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 3,644 161,189 SH   SOLE   28,078 0 133,111
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138G508 4,295 197,293 SH   SOLE   26,921 0 170,372
ISHARES TR 20 YR TR BD ETF 464287432 271 2,054 SH   SOLE   0 0 2,054
ISHARES TR BARCLAYS 7 10 YR 464287440 920 8,561 SH   SOLE   0 0 8,561
ISHARES TR CORE US AGGBD ET 464287226 129,497 1,209,122 SH   SOLE   1,208,645 0 477
ISHARES TR IBOXX INV CP ETF 464287242 281 2,326 SH   SOLE   214 0 2,112
ISHARES TR NATIONAL MUN ETF 464288414 497 4,531 SH   SOLE   0 0 4,531
ISHARES TR SHRT NAT MUN ETF 464288158 41,610 397,798 SH   SOLE   222,200 0 175,598
ISHARES TR TIPS BD ETF 464287176 227 1,823 SH   SOLE   0 0 1,823
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 224 4,201 SH   SOLE   0 0 4,201
SPDR SER TR BLMBRG BRC CNVRT 78464A359 1,436 18,657 SH   SOLE   1,350 0 17,307
SPDR SER TR BLOOMBERG SRT TR 78468R408 1,063 40,517 SH   SOLE   10,097 0 30,420
SPDR SER TR BLOMBERG BRC INV 78468R200 7,641 250,610 SH   SOLE   44,243 0 206,367
SPDR SER TR PORTFOLIO SHORT 78464A474 11,519 382,299 SH   SOLE   340,274 0 42,025
SPDR SER TR BLOMBERG BRC INT 78464A334 671 23,058 SH   SOLE   0 0 23,058
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 10,866 241,684 SH   SOLE   32,390 0 209,294
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 3,282 62,591 SH   SOLE   62,591 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 9,682 189,064 SH   SOLE   96,744 0 92,320
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 3,210 45,947 SH   SOLE   8,515 0 37,432
DBX ETF TR XTRACK USD HIGH 233051432 1,952 51,747 SH   SOLE   6,404 0 45,343