The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ESSEX PPTY TR COM 297178105 576 1,634 SH   SOLE   1,634 0 0
ISHARES TR COHEN STEER REIT 464287564 3,119 41,000 SH   SOLE   41,000 0 0
LIFE STORAGE INC COM COM 53223X107 368 2,400 SH   SOLE   2,400 0 0
MICROSOFT CORP COM 594918104 850 2,528 SH   SOLE   2,528 0 0
MONARCH CASINO & RESORT INC COM 609027107 222 3,000 SH   SOLE   3,000 0 0
OLD DOMINION FREIGHT LINE IN COM 679580100 2,177 6,075 SH   SOLE   6,075 0 0
PS BUSINESS PKS INC CALIF COM 69360J107 203 1,100 SH   SOLE   1,100 0 0
PUBLIC STORAGE COM 74460D109 299 799 SH   SOLE   799 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 5,768 14,499 SH   SOLE   14,499 0 0
INVESCO EXCHANGE TRADED FD T S&P SML600 VAL 46137v167 240 2,499 SH   SOLE   2,499 0 0
ISHARES INC CORE MSCI EMKT 46434G103 6,399 106,897 SH   SOLE   106,897 0 0
ISHARES INC MSCI CDA ETF 464286509 1,808 47,037 SH   SOLE   47,037 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 921 13,750 SH   SOLE   13,750 0 0
ISHARES INC MSCI STH KOR ETF 464286772 210 2,699 SH   SOLE   2,699 0 0
ISHARES TR MRNGSTR LG-CP ET 464287127 345 5,196 SH   SOLE   5,196 0 0
ISHARES INC MSCI AUST ETF 464286103 856 34,459 SH   SOLE   3,640 0 30,819
ISHARES TR CHINA LG-CAP ETF 464287184 443 12,100 SH   SOLE   12,100 0 0
ISHARES TR CORE MSCI EAFE 46432F842 14,579 195,329 SH   SOLE   195,329 0 0
ISHARES TR CORE S&P TTL STK 464287150 2,653 24,799 SH   SOLE   24,799 0 0
ISHARES TR CORE S&P US VLU 464287663 344 4,500 SH   SOLE   4,500 0 0
ISHARES TR EAFE VALUE ETF 464288877 1,049 20,827 SH   SOLE   1,452 0 19,375
ISHARES TR MIN VOL USA ETF 46429B697 4,264 52,701 SH   SOLE   52,701 0 0
ISHARES TR NASDAQ BIOTECH 464287556 2,244 14,700 SH   SOLE   14,700 0 0
ISHARES TR CORE S&P500 ETF 464287200 36,542 76,609 SH   SOLE   74,910 0 1,699
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 606 7,500 SH   SOLE   7,500 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 409 2,000 SH   SOLE   2,000 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,002 13,000 SH   SOLE   13,000 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 276 1,961 SH   SOLE   0 0 1,961
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 454 4,293 SH   SOLE   2,500 0 1,793
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,918 26,800 SH   SOLE   26,800 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 359 3,965 SH   SOLE   2,001 0 1,964
SPDR DOW JONES INDL AVERAGE UT SER 1 78467x109 363 999 SH   SOLE   999 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,172 15,101 SH   SOLE   15,101 0 0
SPDR SER TR S&P BIOTECH 78464A870 1,511 13,500 SH   SOLE   13,500 0 0
SPDR SER TR S&P HOMEBUILD 78464A888 1,630 19,001 SH   SOLE   19,001 0 0
VANECK VECTORS ETF TR AGRIBUSINESS ETF 92189F700 2,262 23,701 SH   SOLE   23,701 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,889 11,000 SH   SOLE   11,000 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 457 2,500 SH   SOLE   2,500 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 7,736 24,106 SH   SOLE   3,721 0 20,385
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,127 7,500 SH   SOLE   7,500 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 3,476 13,643 SH   SOLE   6,000 0 7,643
VANGUARD INDEX FDS REIT ETF 922908553 7,907 68,158 SH   SOLE   26,495 0 41,663
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,711 8,501 SH   SOLE   8,501 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,275 23,900 SH   SOLE   23,900 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,421 10,714 SH   SOLE   4,999 0 5,715
VANGUARD INDEX FDS STK MRK ETF 922908769 44,558 184,553 SH   SOLE   53,969 0 130,584
VANGUARD INDEX FDS VALUE ETF 922908744 14,824 100,770 SH   SOLE   15,531 0 85,239
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 264 4,300 SH   SOLE   4,300 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 3,515 26,238 SH   SOLE   25,018 0 1,220
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 3,965 36,905 SH   SOLE   35,000 0 1,905
VANGUARD INTL EQUITY INDEX F EMR MKT ETF 922042858 529 10,703 SH   SOLE   0 0 10,703
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 10,011 146,708 SH   SOLE   44,236 0 102,472
VANGUARD WORLD FD MEGA GRWTH IND 921910816 522 2,001 SH   SOLE   2,001 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 17,968 351,902 SH   SOLE   140,853 0 211,049
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,522 22,500 SH   SOLE   22,500 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 700 3,500 SH   SOLE   3,500 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 3,710 13,925 SH   SOLE   13,800 0 125
VANGUARD WORLD FDS MATERIALS ETF 92204A801 1,249 6,345 SH   SOLE   5,800 0 545
VANGUARD WORLD FDS UTILITIES ETF 92204A876 771 4,929 SH   SOLE   4,500 0 429
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 4,198 159,315 SH   SOLE   28,078 0 131,237
INVESCO EXCHNG TRADED FD TR II SR LN ETF 46138G508 4,310 195,028 SH   SOLE   26,921 0 168,107
ISHARES TR 20 YR TR BD ETF 464287432 304 2,054 SH   SOLE   0 0 2,054
ISHARES TR BARCLAYS 7 10 YR 464287440 984 8,558 SH   SOLE   0 0 8,558
ISHARES TR CORE US AGGBD ET 464287226 137,939 1,209,142 SH   SOLE   1,208,645 0 497
ISHARES TR IBOXX INV CP ETF 464287242 308 2,326 SH   SOLE   214 0 2,112
ISHARES TR NATIONAL MUN ETF 464288414 527 4,531 SH   SOLE   0 0 4,531
ISHARES TR SHRT NAT MUN ETF 464288158 42,965 400,161 SH   SOLE   222,200 0 177,961
ISHARES TR TIPS BD ETF 464287176 236 1,823 SH   SOLE   0 0 1,823
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 236 4,201 SH   SOLE   0 0 4,201
SPDR SER TR BLMBRG BRC CNVRT 78464A359 1,471 17,730 SH   SOLE   1,350 0 16,380
SPDR SER TR BLOOMBERG SRT TR 78468R408 1,104 40,676 SH   SOLE   10,097 0 30,579
SPDR SER TR BLOMBERG BRC INV 78468R200 7,777 254,219 SH   SOLE   44,243 0 209,976
SPDR SER TR PORTFOLIO SHORT 78464A474 11,845 382,459 SH   SOLE   340,274 0 42,185
SPDR SER TR BLOMBERG BRC INT 78464A334 697 22,937 SH   SOLE   0 0 22,937
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 10,976 240,553 SH   SOLE   32,390 0 208,163
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 3,453 62,591 SH   SOLE   62,591 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 9,716 189,027 SH   SOLE   96,744 0 92,283
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 3,602 46,379 SH   SOLE   8,515 0 37,864
DBX ETF TR XTRACK USD HIGH 233051432 2,067 51,874 SH   SOLE   6,404 0 45,470