The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   3,769 3,768,547 SH   SOLE   0 0 3,768,547
INVESCO QQQ TR UNIT SER 1 46090E103   361 360,725 SH   SOLE   0 0 360,725
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   276 275,904 SH   SOLE   0 0 275,904
ALNYLAM PHARMACEUTICALS INC COM 02043Q107   236 236,378 SH   SOLE   0 0 236,378
ISHARES GOLD TR ISHARES NEW 464285204   6,552 6,551,529 SH   SOLE   0 0 6,551,529
JOHNSON & JOHNSON COM 478160104   694 694,331 SH   SOLE   0 0 694,331
INVESCO EXCHANGE TRADED FD T S&P MDCP400 EQ 46137V225   1,821 1,820,587 SH   SOLE   0 0 1,820,587
FIRST TR EXCHANGE TRADED FD MATERIALS ALPH 33734X168   1,840 1,839,993 SH   SOLE   0 0 1,839,993
LAS VEGAS SANDS CORP COM 517834107   549 548,533 SH   SOLE   0 0 548,533
SPDR SER TR NUVEEN BLMBRG SH 78468R739   3,058 3,057,526 SH   SOLE   0 0 3,057,526
LAKELAND BANCORP INC COM 511637100   1,442 1,442,363 SH   SOLE   0 0 1,442,363
PROCTER AND GAMBLE CO COM 742718109   561 561,049 SH   SOLE   0 0 561,049
COCA COLA CO COM 191216100   4,331 4,330,750 SH   SOLE   0 0 4,330,750
NETFLIX INC COM 64110L106   231 230,781 SH   SOLE   0 0 230,781
MERCK & CO INC COM 58933Y105   300 299,830 SH   SOLE   0 0 299,830
UNITED RENTALS INC COM 911363109   522 522,007 SH   SOLE   0 0 522,007
HONEYWELL INTL INC COM 438516106   215 215,392 SH   SOLE   0 0 215,392
ISHARES TR IBONDS DEC2023 46435G318   3,025 3,025,069 SH   SOLE   0 0 3,025,069
HOME DEPOT INC COM 437076102   5,109 5,109,249 SH   SOLE   0 0 5,109,249
AUTOMATIC DATA PROCESSING IN COM 053015103   1,741 1,740,744 SH   SOLE   0 0 1,740,744
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   472 472,395 SH   SOLE   0 0 472,395
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,000 999,596 SH   SOLE   0 0 999,596
ISHARES TR INDIA 50 ETF 464289529   4,564 4,563,962 SH   SOLE   0 0 4,563,962
CENOVUS ENERGY INC COM 15135U109   497 497,139 SH   SOLE   0 0 497,139
ISHARES TR IBONDS 27 ETF 46435UAA9   8,842 8,842,220 SH   SOLE   0 0 8,842,220
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   18,163 18,162,633 SH   SOLE   0 0 18,162,633
PG&E CORP COM 69331C108   257 256,974 SH   SOLE   0 0 256,974
OREILLY AUTOMOTIVE INC COM 67103H107   536 535,706 SH   SOLE   0 0 535,706
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   243 242,952 SH   SOLE   0 0 242,952
DIREXION SHS ETF TR DLY SCOND 3XBU 25459W458   732 732,000 SH   SOLE   0 0 732,000
COMCAST CORP NEW CL A 20030N101   248 248,424 SH   SOLE   0 0 248,424
ISHARES TR IBONDS DEC 46435U697   4,239 4,238,840 SH   SOLE   0 0 4,238,840
MICROSOFT CORP COM 594918104   5,426 5,425,706 SH   SOLE   0 0 5,425,706
CANADIAN NAT RES LTD COM 136385101   495 495,050 SH   SOLE   0 0 495,050
FIRST TR EXCHANGE-TRADED FD NASDQ FOD BVRG 33738R852   1,946 1,946,237 SH   SOLE   0 0 1,946,237
AMERIPRISE FINL INC COM 03076C106   308 307,726 SH   SOLE   0 0 307,726
CLOUDFLARE INC CL A COM 18915M107   267 267,419 SH   SOLE   0 0 267,419
ISHARES TR IBDS DEC28 ETF 46435U515   8,031 8,031,438 SH   SOLE   0 0 8,031,438
TESLA INC COM 88160R101   322 321,563 SH   SOLE   0 0 321,563
ISHARES TR IBONDS DEC 25 46435U432   4,192 4,191,682 SH   SOLE   0 0 4,191,682
VANGUARD WORLD FDS INF TECH ETF 92204A702   921 920,502 SH   SOLE   0 0 920,502
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844   1,799 1,798,730 SH   SOLE   0 0 1,798,730
FIRST TR EXCHANGE TRADED FD INDLS PROD DUR 33734X150   3,918 3,917,779 SH   SOLE   0 0 3,917,779
KKR & CO INC COM 48251W104   236 236,340 SH   SOLE   0 0 236,340
ISHARES TR IBONDS DEC 26 46435U259   1,506 1,505,790 SH   SOLE   0 0 1,505,790
ISHARES TR IBONDS DEC 28 46435U325   1,346 1,346,248 SH   SOLE   0 0 1,346,248
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   13,838 13,837,665 SH   SOLE   0 0 13,837,665
ISHARES TR IBONDS DEC 27 46435U283   1,408 1,408,325 SH   SOLE   0 0 1,408,325
ISHARES TR IBONDS DEC 29 46436E205   8,072 8,071,885 SH   SOLE   0 0 8,071,885
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   2,069 2,068,553 SH   SOLE   0 0 2,068,553
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   316 315,994 SH   SOLE   0 0 315,994
MARATHON PETE CORP COM 56585A102   341 340,581 SH   SOLE   0 0 340,581
VISA INC COM CL A 92826C839   259 258,795 SH   SOLE   0 0 258,795
ISHARES TR MSCI USA MIN VOL 46429B697   405 404,507 SH   SOLE   0 0 404,507
DIREXION SHS ETF TR NAS100 EQL WGT 25459Y207   278 277,794 SH   SOLE   0 0 277,794
CHENIERE ENERGY INC COM NEW 16411R208   267 267,290 SH   SOLE   0 0 267,290
META PLATFORMS INC CL A 30303M102   235 235,465 SH   SOLE   0 0 235,465
ISHARES INC JP MRGN EM HI BD 464286285   9,210 9,209,699 SH   SOLE   0 0 9,209,699
PIMCO DYNAMIC INCOME FD SHS 72201Y101   656 655,547 SH   SOLE   0 0 655,547
ALPS ETF TR SECTR DIV DOGS 00162Q858   1,195 1,194,547 SH   SOLE   0 0 1,194,547
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   328 328,448 SH   SOLE   0 0 328,448
NVIDIA CORPORATION COM 67066G104   403 402,786 SH   SOLE   0 0 402,786
ISHARES TR SHORT TREAS BD 464288679   187,715 187,715,190 SH   SOLE   0 0 187,715,190
CHURCH & DWIGHT CO INC COM 171340102   242 241,801 SH   SOLE   0 0 241,801
STRYKER CORPORATION COM 863667101   218 218,099 SH   SOLE   0 0 218,099
GENERAL DYNAMICS CORP COM 369550108   228 227,982 SH   SOLE   0 0 227,982
CISCO SYS INC COM 17275R102   302 301,639 SH   SOLE   0 0 301,639
GENERAL ELECTRIC CO COM NEW 369604301   847 847,400 SH   SOLE   0 0 847,400
ISHARES TR IBONDS DEC2026 46435GAA0   8,772 8,772,151 SH   SOLE   0 0 8,772,151
INVESCO EXCHANGE TRADED FD T DWA MOMENTUM 46137V837   13,816 13,816,383 SH   SOLE   0 0 13,816,383
JPMORGAN CHASE & CO COM 46625H100   919 918,536 SH   SOLE   0 0 918,536
CHEVRON CORP NEW COM 166764100   4,659 4,659,160 SH   SOLE   0 0 4,659,160
ISHARES TR NATIONAL MUN ETF 464288414   1,237 1,237,457 SH   SOLE   0 0 1,237,457
ACACIA RESH CORP ACACIA TCH COM 003881307   46 46,320 SH   SOLE   0 0 46,320
WALMART INC COM 931142103   233 232,663 SH   SOLE   0 0 232,663
TEXAS INSTRS INC COM 882508104   206 205,727 SH   SOLE   0 0 205,727
PFIZER INC COM 717081103   308 307,964 SH   SOLE   0 0 307,964
CATERPILLAR INC COM 149123101   4,004 4,004,261 SH   SOLE   0 0 4,004,261
ALPHABET INC CAP STK CL C 02079K107   3,778 3,778,445 SH   SOLE   0 0 3,778,445
AMERICAN EXPRESS CO COM 025816109   220 220,277 SH   SOLE   0 0 220,277
ISHARES TR CORE US AGGBD ET 464287226   1,611 1,611,278 SH   SOLE   0 0 1,611,278
ISHARES TR BLACKROCK ULTRA 46434V878   1,899 1,899,256 SH   SOLE   0 0 1,899,256
GARTNER INC COM 366651107   535 534,914 SH   SOLE   0 0 534,914
EXXON MOBIL CORP COM 30231G102   3,251 3,250,675 SH   SOLE   0 0 3,250,675
UNITEDHEALTH GROUP INC COM 91324P102   4,762 4,762,407 SH   SOLE   0 0 4,762,407
ON SEMICONDUCTOR CORP COM 682189105   285 285,156 SH   SOLE   0 0 285,156
SHOPIFY INC CL A 82509L107   561 561,473 SH   SOLE   0 0 561,473
AUTOZONE INC COM 053332102   536 535,877 SH   SOLE   0 0 535,877
APPLE INC COM 037833100   8,444 8,443,930 SH   SOLE   0 0 8,443,930
ISHARES TR IBONDS DEC23 ETF 46434VAX8   9,732 9,732,340 SH   SOLE   0 0 9,732,340
ISHARES TR IBONDS DEC25 ETF 46434VBD1   17,096 17,096,465 SH   SOLE   0 0 17,096,465
ISHARES TR IBONDS DEC24 ETF 46434VBG4   25,689 25,688,749 SH   SOLE   0 0 25,688,749
INSULET CORP COM 45784P101   550 549,887 SH   SOLE   0 0 549,887