The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,603,891 14,111 SH   SOLE   0 0 14,111
ALPHABET INC CAP STK CL C 02079K107   1,062,821 6,980 SH   SOLE   0 0 6,980
ALPHABET INC CAP STK CL A 02079K305   1,686,039 11,171 SH   SOLE   0 0 11,171
AMAZON COM INC COM 023135106   7,194,276 39,884 SH   SOLE   0 0 39,884
ANALOG DEVICES INC COM 032654105   751,434 3,799 SH   SOLE   0 0 3,799
APPLE INC COM 037833100   17,183,148 100,205 SH   SOLE   0 0 100,205
ASSURANT INC COM 04621X108   852,162 4,527 SH   SOLE   0 0 4,527
BECTON DICKINSON & CO COM 075887109   334,917 1,353 SH   SOLE   0 0 1,353
BERKLEY W R CORP COM 084423102   3,983,679 45,044 SH   SOLE   0 0 45,044
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,949,168 7,033 SH   SOLE   0 0 7,033
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,268,880 200 SH   SOLE   0 0 200
BOSTON BEER INC CL A 100557107   1,980,861 6,507 SH   SOLE   0 0 6,507
CANADIAN PACIFIC KANSAS CITY COM 13646K108   800,231 9,076 SH   SOLE   0 0 9,076
CATERPILLAR INC COM 149123101   4,028,389 10,994 SH   SOLE   0 0 10,994
CISCO SYS INC COM 17275R102   545,952 10,939 SH   SOLE   0 0 10,939
COLGATE PALMOLIVE CO COM 194162103   277,076 3,077 SH   SOLE   0 0 3,077
COMCAST CORP NEW CL A 20030N101   282,349 6,513 SH   SOLE   0 0 6,513
CURTISS WRIGHT CORP COM 231561101   251,053 981 SH   SOLE   0 0 981
DECKERS OUTDOOR CORP COM 243537107   2,599,760 2,762 SH   SOLE   0 0 2,762
DELL TECHNOLOGIES INC CL C 24703L202   282,071 2,472 SH   SOLE   0 0 2,472
DISNEY WALT CO COM 254687106   5,403,673 44,162 SH   SOLE   0 0 44,162
DOMINOS PIZZA INC COM 25754A201   9,293,881 18,704 SH   SOLE   0 0 18,704
EXXON MOBIL CORP COM 30231G102   227,450 1,957 SH   SOLE   0 0 1,957
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   1,892,572 72,540 SH   SOLE   0 0 72,540
GENERAL ELECTRIC CO COM 369604137   217,955 1,242 SH   SOLE   0 0 1,242
HP INC COM 40434L105   548,118 18,138 SH   SOLE   0 0 18,138
INTEL CORP COM 458140100   303,120 6,863 SH   SOLE   0 0 6,863
INTERNATIONAL BUSINESS MACHS COM 459200101   261,291 1,368 SH   SOLE   0 0 1,368
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   347,601 14,587 SH   SOLE   0 0 14,587
INVESCO EXCH TRADED FD TR II NY AMT FRE MUN 46138E529   285,879 12,411 SH   SOLE   0 0 12,411
INVESCO EXCHANGE TRADED FD T S&P500 EQL MAT 46137V316   397,105 10,930 SH   SOLE   0 0 10,930
INVESCO QQQ TR UNIT SER 1 46090E103   17,590,771 39,618 SH   SOLE   0 0 39,618
ISHARES INC MSCI CDA ETF 464286509   321,299 8,393 SH   SOLE   0 0 8,393
ISHARES TR S&P 500 VAL ETF 464287408   9,900,271 52,996 SH   SOLE   0 0 52,996
ISHARES TR RUS MDCP VAL ETF 464287473   19,286,987 153,890 SH   SOLE   0 0 153,890
ISHARES TR SP SMCP600VL ETF 464287879   9,282,570 90,333 SH   SOLE   0 0 90,333
ISHARES TR S&P MC 400GR ETF 464287606   5,456,414 59,796 SH   SOLE   0 0 59,796
ISHARES TR CORE S&P SCP ETF 464287804   3,330,935 30,139 SH   SOLE   0 0 30,139
ISHARES TR RUS 1000 GRW ETF 464287614   1,286,274 3,816 SH   SOLE   0 0 3,816
ISHARES TR COHEN STEER REIT 464287564   5,922,649 102,646 SH   SOLE   0 0 102,646
ISHARES TR S&P 500 GRWT ETF 464287309   4,161,908 49,288 SH   SOLE   0 0 49,288
ISHARES TR MSCI EAFE ETF 464287465   3,582,698 44,862 SH   SOLE   0 0 44,862
ISHARES TR 7-10 YR TRSY BD 464287440   3,161,058 33,394 SH   SOLE   0 0 33,394
ISHARES TR CORE S&P500 ETF 464287200   15,908,909 30,261 SH   SOLE   0 0 30,261
ISHARES TR CORE S&P MCP ETF 464287507   14,841,518 244,345 SH   SOLE   0 0 244,345
ISHARES TR S&P MC 400VL ETF 464287705   10,721,446 90,637 SH   SOLE   0 0 90,637
ISHARES TR CORE S&P US VLU 464287663   4,272,690 47,243 SH   SOLE   0 0 47,243
ISHARES TR S&P SML 600 GWT 464287887   5,145,588 39,360 SH   SOLE   0 0 39,360
ISHARES TR MSCI EAFE MIN VL 46429B689   7,391,544 104,283 SH   SOLE   0 0 104,283
ISHARES TR TIPS BD ETF 464287176   8,304,585 77,317 SH   SOLE   0 0 77,317
ISHARES TR MORNINGSTR US EQ 464287127   558,839 7,711 SH   SOLE   0 0 7,711
ISHARES TR NORTH AMERN NAT 464287374   1,175,015 26,117 SH   SOLE   0 0 26,117
ISHARES TR YLD OPTIM BD 46434V787   1,232,852 55,136 SH   SOLE   0 0 55,136
ISHARES TR EXPND TEC SC ETF 464287549   5,165,558 59,939 SH   SOLE   0 0 59,939
ISHARES TR RUS 1000 VAL ETF 464287598   4,203,925 23,471 SH   SOLE   0 0 23,471
ISHARES TR MSCI EMG MKT ETF 464287234   3,369,850 82,031 SH   SOLE   0 0 82,031
ISHARES TR CORE US AGGBD ET 464287226   2,797,586 28,564 SH   SOLE   0 0 28,564
ISHARES TR CORE S&P US GWT 464287671   914,619 7,803 SH   SOLE   0 0 7,803
ISHARES TR RUS MID CAP ETF 464287499   3,495,094 41,564 SH   SOLE   0 0 41,564
ISHARES TR U.S. TECH ETF 464287721   378,438 2,802 SH   SOLE   0 0 2,802
ISHARES TR 1 3 YR TREAS BD 464287457   408,802 4,999 SH   SOLE   0 0 4,999
ISHARES TR ISHARES BIOTECH 464287556   239,882 1,748 SH   SOLE   0 0 1,748
ISHARES TR S&P 100 ETF 464287101   639,062 2,583 SH   SOLE   0 0 2,583
ISHARES TR RUS 1000 ETF 464287622   413,403 1,435 SH   SOLE   0 0 1,435
ISHARES TR RUS 2000 VAL ETF 464287630   2,510,013 15,805 SH   SOLE   0 0 15,805
ISHARES TR SELECT DIVID ETF 464287168   1,976,238 16,044 SH   SOLE   0 0 16,044
ISHARES TR U.S. PHARMA ETF 464288836   848,416 12,496 SH   SOLE   0 0 12,496
ISHARES TR MRGSTR MD CP GRW 464288307   317,472 4,492 SH   SOLE   0 0 4,492
JOHNSON & JOHNSON COM 478160104   2,687,256 16,988 SH   SOLE   0 0 16,988
JPMORGAN CHASE & CO COM 46625H100   347,532 1,735 SH   SOLE   0 0 1,735
LOWES COS INC COM 548661107   242,518 952 SH   SOLE   0 0 952
MCDONALDS CORP COM 580135101   279,651 992 SH   SOLE   0 0 992
MERCK & CO INC COM 58933Y105   860,358 6,520 SH   SOLE   0 0 6,520
META PLATFORMS INC CL A 30303M102   1,273,043 2,622 SH   SOLE   0 0 2,622
MICROSOFT CORP COM 594918104   4,332,051 10,297 SH   SOLE   0 0 10,297
MOODYS CORP COM 615369105   960,958 2,445 SH   SOLE   0 0 2,445
NEWELL BRANDS INC COM 651229106   129,868 16,173 SH   SOLE   0 0 16,173
NVIDIA CORPORATION COM 67066G104   613,453 679 SH   SOLE   0 0 679
OMNICOM GROUP INC COM 681919106   804,599 8,315 SH   SOLE   0 0 8,315
PAYCHEX INC COM 704326107   1,174,681 9,566 SH   SOLE   0 0 9,566
PEPSICO INC COM 713448108   6,232,951 35,615 SH   SOLE   0 0 35,615
PFIZER INC COM 717081103   1,396,394 50,320 SH   SOLE   0 0 50,320
PIMCO ETF TR ACTIVE BD ETF 72201R775   1,305,283 14,209 SH   SOLE   0 0 14,209
PJT PARTNERS INC COM CL A 69343T107   3,827,474 40,605 SH   SOLE   0 0 40,605
PROCTER AND GAMBLE CO COM 742718109   2,196,452 13,537 SH   SOLE   0 0 13,537
PROSHARES TR PSHS ULT S&P 500 74347R107   11,598,234 149,616 SH   SOLE   0 0 149,616
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,081,327 82,429 SH   SOLE   0 0 82,429
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   1,170,644 23,866 SH   SOLE   0 0 23,866
SCHWAB STRATEGIC TR US TIPS ETF 808524870   14,981,415 287,220 SH   SOLE   0 0 287,220
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   15,665,255 192,377 SH   SOLE   0 0 192,377
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   7,000,119 142,163 SH   SOLE   0 0 142,163
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   304,020 12,532 SH   SOLE   0 0 12,532
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,963,800 32,167 SH   SOLE   0 0 32,167
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3,538,146 57,012 SH   SOLE   0 0 57,012
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   564,418 15,850 SH   SOLE   0 0 15,850
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   890,785 9,607 SH   SOLE   0 0 9,607
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,454,830 36,594 SH   SOLE   0 0 36,594
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   260,662 6,189 SH   SOLE   0 0 6,189
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,765,871 5,288 SH   SOLE   0 0 5,288
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   2,695,935 4,845 SH   SOLE   0 0 4,845
SPDR SER TR PRTFLO S&P500 GW 78464A409   4,208,906 57,538 SH   SOLE   0 0 57,538
SPDR SER TR PORTFOLIO S&P600 78468R853   6,375,182 148,122 SH   SOLE   0 0 148,122
SPDR SER TR S&P 400 MDCP GRW 78464A821   1,968,875 22,556 SH   SOLE   0 0 22,556
SPDR SER TR S&P BIOTECH 78464A870   2,288,395 24,116 SH   SOLE   0 0 24,116
SPDR SER TR PRTFLO S&P500 VL 78464A508   4,524,495 90,309 SH   SOLE   0 0 90,309
SPDR SER TR GLB DOW ETF 78464A706   1,576,937 12,273 SH   SOLE   0 0 12,273
SPDR SER TR S&P DIVID ETF 78464A763   3,385,415 25,796 SH   SOLE   0 0 25,796
SPDR SER TR S&P 600 SMCP GRW 78464A201   279,093 3,200 SH   SOLE   0 0 3,200
UNITEDHEALTH GROUP INC COM 91324P102   909,016 1,838 SH   SOLE   0 0 1,838
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   3,193,225 10,480 SH   SOLE   0 0 10,480
VANGUARD BD INDEX FDS INTERMED TERM 921937819   11,206,128 148,622 SH   SOLE   0 0 148,622
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   735,837 9,597 SH   SOLE   0 0 9,597
VANGUARD INDEX FDS TOTAL STK MKT 922908769   12,085,721 46,501 SH   SOLE   0 0 46,501
VANGUARD INDEX FDS SM CP VAL ETF 922908611   26,619,329 138,729 SH   SOLE   0 0 138,729
VANGUARD INDEX FDS SML CP GRW ETF 922908595   16,616,461 63,733 SH   SOLE   0 0 63,733
VANGUARD INDEX FDS MID CAP ETF 922908629   9,456,694 37,848 SH   SOLE   0 0 37,848
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,765,705 43,544 SH   SOLE   0 0 43,544
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   15,049,335 96,526 SH   SOLE   0 0 96,526
VANGUARD INDEX FDS SMALL CP ETF 922908751   11,760,908 51,450 SH   SOLE   0 0 51,450
VANGUARD INDEX FDS GROWTH ETF 922908736   1,515,275 4,402 SH   SOLE   0 0 4,402
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   4,683,241 19,862 SH   SOLE   0 0 19,862
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,393,021 33,350 SH   SOLE   0 0 33,350
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   542,886 4,913 SH   SOLE   0 0 4,913
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   19,134,706 247,506 SH   SOLE   0 0 247,506
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   14,807,646 81,089 SH   SOLE   0 0 81,089
VANGUARD STAR FDS VG TL INTL STK F 921909768   545,887 9,053 SH   SOLE   0 0 9,053
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   401,821 8,009 SH   SOLE   0 0 8,009
VANGUARD WORLD FD ENERGY ETF 92204A306   1,317,740 10,006 SH   SOLE   0 0 10,006
VANGUARD WORLD FD INF TECH ETF 92204A702   3,623,021 6,910 SH   SOLE   0 0 6,910
VISA INC COM CL A 92826C839   205,098 735 SH   SOLE   0 0 735
VULCAN MATLS CO COM 929160109   477,582 1,750 SH   SOLE   0 0 1,750
WALMART INC COM 931142103   840,971 13,977 SH   SOLE   0 0 13,977
XERIS BIOPHARMA HOLDINGS INC COM 98422E103   25,371 11,480 SH   SOLE   0 0 11,480