8-K

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported):  July 30, 2012

First Connecticut Bancorp, Inc.

 (Exact name of registrant as specified in its charter)

Maryland	333-171913	45-1496206
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

One Farm Glen Boulevard, Farmington, Connecticut 06032

(860) 676-4600

(Address and Telephone Number)

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

TABLE OF CONTENTS
Item 7.01	Regulation FD Disclosure
Item 9.01	Financial Statements and Exhibits
SIGNATURES
EXHIBIT INDEX
EX-99.1	Investors Presentation Materials

Item 7.01	Regulation FD Disclosure
	On July 31, 2012, First Connecticut Bancorp, Inc., the holding company for Farmington Bank, will conduct an investors presentation in which it will present its computer generated slide presentation material, which includes among other things, a review of financial results and trends through the period ended June 30, 2012.  A copy of this material will also be available on the Company’s website, http://www.firstconnecticutbancorp.com.
Item 9.01	Financial Statements and Exhibits
(a)	Not applicable.
(b)	Not applicable.
(c)	Not applicable.
(d)	Exhibits.

Exhibit Number	Description
99.1	Investors Presentation Material.

SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
	FIRST CONNECTICUT BANCORP, INC.
	Registrant
July 30, 2012	By:  /s/ John J. Patrick, Jr.
	John J. Patrick, Jr.
	Chairman, President and
	and Chief Executive Officer

EXHIBIT INDEX

Exhibit Number	Description
99.1	Investors Presentation Material

EX-99.1

Keefe, Bruyette & Woods
Community Bank Investors Conference

July 31, 2012

John J. Patrick, Jr.Chairman, President and CEO

Gregory A. WhiteEVP, Chief Financial Officer

MichaelT. Schweighoffer EVP, Chief Risk Officer

A Great Past…Dynamic Present…

And a Bright Future

Forward Looking Statements

Disclaimer & Forward-Looking Statements

Statements in this document and presented orally at the conference, if any, concerning future results, performance,
expectations or intentions are forward-looking statements. Actual results, performance or developments may differ
materially from forward-looking statements as a result of known or unknown risks, uncertainties and other factors, including
those identified from time to time in the Company’s filings with the Securities and Exchange Commission, press releases and
other communications. Actual results also may differ based on the Company’s ability to successfully maintain and integrate
customers from acquisitions.

The Company intends any forward-looking statements to be covered by the Litigation Reform Act of 1995 and is including
this statement for purposes of said safe harbor provisions. Readers and attendees are cautioned not to place undue reliance
on forward-looking statements, which speak only as of the date of this presentation. Except as required by applicable law or
regulation, the Company undertakes no obligation to update any forward-looking statements to reflect events or
circumstances that occur after the date as of which such statements are made.

The Company’s capital strategy includes deployment of excess capital, the success of which efforts cannot be guaranteed.

2

ØFarmington Bank, founded in 1851, is a wholly owned subsidiary of
First Connecticut Bancorp, Inc.

ØCommunity bank with strong capital position, positive trends in loan
and deposit growth, and solid asset quality

ØExperienced management team focused on organic growth strategy

ØClear strategic priorities

ØStrong, scalable franchise in central Connecticut

ØBroad risk management program focused on “best practices”

ØCulture that encourages a decision-making process that allows for
teamwork, yet places clear responsibility and authority with the
individual

Executive Summary

3

Franchise Overview

§18 branch offices

§De novo strategy adding 2-3 branches a year through 2013, then reassess

§Strategically located in affluent Hartford, CT suburbs

18 Branches And Expanding

First Connecticut Bancorp, Inc.-NASDAQ
(FBNK)

Farmington Bank -wholly owned subsidiary

Headquarters:Farmington, Connecticut

Assets:$1.7 billion

Loans:$1.4 billion

Deposits:$1.3 billion

Capital:$248 million

(as of 6/30/12)

Corporate Profile

4

ØToo big to be small…….

ØToo small to be big…….

Market Position

6

Strategic Initiatives /
Accomplishments

7

•

Significant deposit growth-51% growth since 2008

•

Strong commercial loan growth-83% growth since 2008

•

Established a scalable residential lending platform with goal to

•

Opened 6 de novo branches in last 24 months

•

Focus on transaction accounts and new households

•

Transition to a retail sales culture

•

Strong enterprise risk management

•

Strategic initiatives to build "best in class":

** commercial credit and underwriting** cash management

** small business banking** retail banking

** residential lending** government banking** marketing

Executed Organic

Growth Strategy

Invested in People,

Technology and

Franchise

Capital

•

Raised $172 million of capital in June 2011

Geographic

Diversification of the

Deposit Base

8

Diversified Loan Portfolio

9

Commercial and

Industrial 11.7%

CRE(owner occupied)

8.1%

CRE(non -

owner

occupied) 19.5%

Residential Mortgages

40.3%

Consumer Loans 9.6%

Construction 3.4%

Small Business 3.0%

Resort 4.5%

Commercial50.1%

Residential40.3%

Consumer

100.0%

$1.4 billion

as of6/30/2012

Total Loan Growth

23% growth since
2010, despite strategic
reduction of $40.5
million in resort loan
portfolio

10

Total Loans (period ended)

Asset Quality Metrics

11

Commercial Banking

12

Small Business Banking

13

Residential Mortgage and
Consumer Lending

14

Diversified Deposit Base

15

6/30/2012

6/30/2012

Retail Banking

16

Financial Performance

17

Selected Annual Financial Data

Financial Performance

Selected Quarterly Financial Data

(000’s)

Financial Performance

19

Strategic Direction

20

21

Supplemental Information

Appendix

22

Income Statement 2008 - 6/30/12

(000’s)

Select Financial Data

23

Select Financial Data

24

Income Statement last 5 quarters

(000’s)

25

Select Financial Data

26

Asset Quality Metrics

27

Commercial Loan Growth

28

Residential and Consumer Loan Growth

29

Deposit Diversification

Checking & MMDA / Savings vs Time Deposits (000’s)

30

Checking Growth

Consumer Checking Growth (000’s)

31

Checking Growth

Business Checking Growth (000’s)

32

De Novo Branch Deposit Growth & Point
of Profitability(In Millions)

average profitability at $20 million

33

John J. Patrick, Jr.

Chairman, President and Chief Executive Officer

Gregory A. White

Executive Vice President, Chief Financial Officer

Investor Information:

Jennifer H. Daukas

Investor Relations Officer

860-284-6359 or jdaukas@farmingtonbankct.com

Corporate Contacts

34