The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VERIZON COMMUNICATIONS INC COM 92343V104 30,238 559,145 SH   SOLE   0 0 559,145
JOHNSON & JOHNSON COM 478160104 11,267 104,131 SH   SOLE   0 0 104,131
JPMORGAN CHASE & CO COM 46625H100 10,745 181,442 SH   SOLE   0 0 181,442
MICROSOFT CORP COM 594918104 10,668 193,159 SH   SOLE   0 0 193,159
PROCTER & GAMBLE CO COM 742718109 9,941 120,775 SH   SOLE   0 0 120,775
GENERAL ELECTRIC CO COM 369604103 9,936 312,571 SH   SOLE   0 0 312,571
PNC FINL SVCS GROUP INC COM 693475105 9,293 109,896 SH   SOLE   0 0 109,896
COCA COLA CO COM 191216100 8,438 181,893 SH   SOLE   0 0 181,893
AGRIUM INC COM 008916108 7,929 89,807 SH   SOLE   0 0 89,807
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 7,826 192,998 SH   SOLE   0 0 192,998
BOEING CO COM 097023105 7,642 60,209 SH   SOLE   0 0 60,209
INTEL CORP COM 458140100 7,396 228,642 SH   SOLE   0 0 228,642
DU PONT E I DE NEMOURS & CO COM 263534109 7,307 115,408 SH   SOLE   0 0 115,408
JOHNSON CTLS INC COM 478366107 7,233 185,615 SH   SOLE   0 0 185,615
UNITED PARCEL SERVICE INC CL B 911312106 7,172 68,007 SH   SOLE   0 0 68,007
WESTERN DIGITAL CORP COM 958102105 7,169 151,761 SH   SOLE   0 0 151,761
EXXON MOBIL CORP COM 30231G102 7,142 85,499 SH   SOLE   0 0 85,499
TARGET CORP COM 87612E106 7,128 86,642 SH   SOLE   0 0 86,642
FORTUNE BRANDS HOME & SEC IN COM 34964C106 7,097 126,643 SH   SOLE   0 0 126,643
MERCK & CO INC NEW COM 58933Y105 6,827 129,032 SH   SOLE   0 0 129,032
AMERICAN EXPRESS CO COM 025816109 6,468 105,342 SH   SOLE   0 0 105,342
SCHLUMBERGER LTD COM 806857108 6,399 86,770 SH   SOLE   0 0 86,770
OCCIDENTAL PETE CORP DEL COM 674599105 6,339 92,643 SH   SOLE   0 0 92,643
CISCO SYS INC COM 17275R102 6,335 222,530 SH   SOLE   0 0 222,530
PFIZER INC COM 717081103 5,578 188,202 SH   SOLE   0 0 188,202
CSX CORP COM 126408103 5,340 207,413 SH   SOLE   0 0 207,413
SILVER WHEATON CORP COM 828336107 4,595 277,142 SH   SOLE   0 0 277,142
TRANSCANADA CORP COM 89353D107 4,409 112,163 SH   SOLE   0 0 112,163
KKR & CO L P DEL COM UNITS 48248M102 4,387 298,662 SH   SOLE   0 0 298,662
INTL PAPER CO COM 460146103 4,370 106,505 SH   SOLE   0 0 106,505
NEXTERA ENERGY INC COM 65339F101 4,118 34,798 SH   SOLE   0 0 34,798
NEWMONT MINING CORP COM 651639106 3,072 115,595 SH   SOLE   0 0 115,595
ZOETIS INC CL A 98978V103 2,483 56,021 SH   SOLE   0 0 56,021
ENTERPRISE PRODS PARTNERS L COM 293792107 2,469 100,297 SH   SOLE   0 0 100,297
DISNEY WALT CO COM DISNEY 254687106 2,349 23,658 SH   SOLE   0 0 23,658
PROSHARES TR PSHS ULTSH 20YRS 74347B201 2,320 62,952 SH   SOLE   0 0 62,952
BARRICK GOLD CORP COM 067901108 2,251 165,775 SH   SOLE   0 0 165,775
BB&T CORP COM 054937107 2,147 64,533 SH   SOLE   0 0 64,533
AMGEN INC COM 031162100 2,125 14,173 SH   SOLE   0 0 14,173
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 2,123 75,689 SH   SOLE   0 0 75,689
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 2,117 11,986 SH   SOLE   0 0 11,986
FEDEX CORP COM 31428X106 2,017 12,395 SH   SOLE   0 0 12,395
MARKET VECTORS ETF TR AGRIBUS ETF 57060U605 1,988 42,680 SH   SOLE   0 0 42,680
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 1,971 18,050 SH   SOLE   0 0 18,050
AT&T INC COM 00206R102 1,917 48,949 SH   SOLE   0 0 48,949
PROSHARES TR S&P 500 DV ARIST 74348A467 1,856 35,490 SH   SOLE   0 0 35,490
AIR PRODS & CHEMS INC COM 009158106 1,783 12,378 SH   SOLE   0 0 12,378
METLIFE INC COM 59156R108 1,682 38,290 SH   SOLE   0 0 38,290
BANK NEW YORK MELLON CORP COM 064058100 1,633 44,345 SH   SOLE   0 0 44,345
CVS HEALTH CORP COM 126650100 1,621 15,630 SH   SOLE   0 0 15,630
PENSKE AUTOMOTIVE GRP INC COM 70959W103 1,577 41,628 SH   SOLE   0 0 41,628
ISHARES TR NASDQ BIOTEC ETF 464287556 1,494 5,730 SH   SOLE   0 0 5,730
DEERE & CO COM 244199105 1,482 19,255 SH   SOLE   0 0 19,255
CANADIAN PAC RY LTD COM 13645T100 1,479 11,147 SH   SOLE   0 0 11,147
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,445 29,799 SH   SOLE   0 0 29,799
KEYCORP NEW COM 493267108 1,253 113,552 SH   SOLE   0 0 113,552
INGERSOLL-RAND PLC SHS G47791101 1,252 20,199 SH   SOLE   0 0 20,199
M & T BK CORP COM 55261F104 1,245 11,224 SH   SOLE   0 0 11,224
BLACKROCK INC COM 09247X101 1,222 3,590 SH   SOLE   0 0 3,590
DOW CHEM CO COM 260543103 1,217 23,947 SH   SOLE   0 0 23,947
VERISK ANALYTICS INC COM 92345Y106 1,101 13,779 SH   SOLE   0 0 13,779
CATERPILLAR INC DEL COM 149123101 1,097 14,344 SH   SOLE   0 0 14,344
UNITED TECHNOLOGIES CORP COM 913017109 1,085 10,848 SH   SOLE   0 0 10,848
POTASH CORP SASK INC COM 73755L107 1,081 63,568 SH   SOLE   0 0 63,568
CAMECO CORP COM 13321L108 1,059 82,525 SH   SOLE   0 0 82,525
SCHEIN HENRY INC COM 806407102 1,015 5,883 SH   SOLE   0 0 5,883
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 809 4,685 SH   SOLE   0 0 4,685
MICROCHIP TECHNOLOGY INC COM 595017104 759 15,758 SH   SOLE   0 0 15,758
ISHARES TR IBOXX HI YD ETF 464288513 727 8,903 SH   SOLE   0 0 8,903
QUALCOMM INC COM 747525103 678 13,261 SH   SOLE   0 0 13,261
LOCKHEED MARTIN CORP COM 539830109 605 2,733 SH   SOLE   0 0 2,733
TELEFONICA S A SPONSORED ADR 879382208 587 52,806 SH   SOLE   0 0 52,806
WEYERHAEUSER CO COM 962166104 527 17,027 SH   SOLE   0 0 17,027
WELLS FARGO & CO NEW COM 949746101 494 10,225 SH   SOLE   0 0 10,225
COMCAST CORP NEW CL A 20030N101 494 8,100 SH   SOLE   0 0 8,100
ISHARES TR US HLTHCARE ETF 464287762 449 3,195 SH   SOLE   0 0 3,195
ISHARES TR U.S. BAS MTL ETF 464287838 390 5,336 SH   SOLE   0 0 5,336
HERSHEY CO COM 427866108 387 4,205 SH   SOLE   0 0 4,205
ANNALY CAP MGMT INC COM 035710409 382 37,282 SH   SOLE   0 0 37,282
TORONTO DOMINION BK ONT COM NEW 891160509 359 8,325 SH   SOLE   0 0 8,325
VANGUARD WORLD FDS INF TECH ETF 92204A702 357 3,260 SH   SOLE   0 0 3,260
MARKET VECTORS ETF TR GOLD MINER ETF 57060U100 355 17,825 SH   SOLE   0 0 17,825
ISHARES TR SELECT DIVID ETF 464287168 348 4,272 SH   SOLE   0 0 4,272
ALPS ETF TR ALERIAN MLP 00162Q866 345 31,600 SH   SOLE   0 0 31,600
PEPSICO INC COM 713448108 315 3,080 SH   SOLE   0 0 3,080
BANK AMER CORP COM 060505104 315 23,336 SH   SOLE   0 0 23,336
ISHARES TR U.S. REAL ES ETF 464287739 303 3,903 SH   SOLE   0 0 3,903
ABBVIE INC COM 00287Y109 299 5,245 SH   SOLE   0 0 5,245
TRANSOCEAN LTD REG SHS H8817H100 289 31,665 SH   SOLE   0 0 31,665
POWERSHARES ETF TRUST WATER RESOURCE 73935X575 278 12,697 SH   SOLE   0 0 12,697
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 273 3,962 SH   SOLE   0 0 3,962
APPLE INC COM 037833100 271 2,489 SH   SOLE   0 0 2,489
CONSOLIDATED EDISON INC COM 209115104 267 3,485 SH   SOLE   0 0 3,485
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 253 2,036 SH   SOLE   0 0 2,036
REDWOOD TR INC COM 758075402 249 19,100 SH   SOLE   0 0 19,100
EATON VANCE SR FLTNG RTE TR COM 27828Q105 247 19,275 SH   SOLE   0 0 19,275
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 242 5,233 SH   SOLE   0 0 5,233
CORNING INC COM 219350105 234 11,213 SH   SOLE   0 0 11,213
ISHARES TR IBOXX INV CP ETF 464287242 233 1,961 SH   SOLE   0 0 1,961
FACEBOOK INC CL A 30303M102 230 2,016 SH   SOLE   0 0 2,016
BRISTOL MYERS SQUIBB CO COM 110122108 204 3,201 SH   SOLE   0 0 3,201
3M CO COM 88579Y101 204 1,225 SH   SOLE   0 0 1,225
CHESAPEAKE ENERGY CORP COM 165167107 135 32,992 SH   SOLE   0 0 32,992
ENCANA CORP COM 292505104 187 30,850 SH   SOLE   0 0 30,850
AEGON N V NY REGISTRY SH 007924103 97 17,755 SH   SOLE   0 0 17,755
FRONTIER COMMUNICATIONS CORP COM 35906A108 83 14,874 SH   SOLE   0 0 14,874
FORD MTR CO DEL COM PAR $0.01 345370860 185 13,762 SH   SOLE   0 0 13,762
SIRIUS XM HLDGS INC COM 82968B103 53 13,539 SH   SOLE   0 0 13,539
STERLING BANCORP DEL COM 85917A100 159 10,007 SH   SOLE   0 0 10,007